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Would you like to inspect the original subtitles? These are the user uploaded subtitles that are being translated: 1 00:00:08,689 --> 00:00:11,000 [Claire] The harbor's a place my aunt would come often 2 00:00:11,000 --> 00:00:13,206 right up until shortly before she died. 3 00:00:15,206 --> 00:00:17,482 My aunt put her funeral arrangements in order. 4 00:00:17,482 --> 00:00:20,793 It was a way of feeling control over her situation, 5 00:00:20,793 --> 00:00:24,413 her terminal diagnosis of pancreatic cancer. 6 00:00:25,275 --> 00:00:28,310 She paid cash. £2,500. 7 00:00:30,172 --> 00:00:33,413 When my aunt found out she'd been conned by the funeral director, 8 00:00:33,413 --> 00:00:38,413 I think it took from her every last shred of dignity. 9 00:00:38,413 --> 00:00:41,413 That's something I can never forgive him for. 10 00:00:46,310 --> 00:00:49,586 [Beatrice] Barry was very amenable. A very caring man. 11 00:00:49,586 --> 00:00:51,000 The perfect undertaker. 12 00:00:52,896 --> 00:00:54,275 He was winning awards. 13 00:00:54,275 --> 00:00:58,000 He said he was a qualified registered nurse. 14 00:00:59,379 --> 00:01:02,689 It was quickly a pattern when pulling that folder out 15 00:01:02,689 --> 00:01:04,517 that something wasn't quite right. 16 00:01:04,517 --> 00:01:07,724 [Ross] All it was going to take was one person 17 00:01:07,724 --> 00:01:09,379 come and say, "Look, here's my letter. 18 00:01:09,379 --> 00:01:11,551 It's time for me to organize a funeral." 19 00:01:12,724 --> 00:01:14,000 When I called, 20 00:01:14,000 --> 00:01:17,000 I was told that the funeral plans didn't exist. 21 00:01:17,000 --> 00:01:21,275 That Barry Stevenson had defrauded them. 22 00:01:21,275 --> 00:01:23,896 [Debbie] The one family with the four policies. 23 00:01:23,896 --> 00:01:26,000 It was Granny and Grandpa and Mum and Dad. 24 00:01:26,000 --> 00:01:27,620 £10,000. 25 00:01:29,275 --> 00:01:31,689 [Ross] And when they find out that that plan doesn't exist... 26 00:01:31,689 --> 00:01:33,241 It was heart breaking. 27 00:01:34,379 --> 00:01:38,137 That sent me into an absolute rage. 28 00:01:39,310 --> 00:01:43,482 I was determined that I would find him and I would track him down. 29 00:01:43,482 --> 00:01:47,482 [Ross] He's rumbled. His house of cards has come tumbling down. 30 00:01:47,482 --> 00:01:51,275 [Debbie] This was personal. This was someone we knew. 31 00:01:51,275 --> 00:01:57,000 He knew about my family, my children, our history. 32 00:01:59,413 --> 00:02:01,310 That's what makes me angry. 33 00:02:16,724 --> 00:02:18,689 -[producer] How are you doing? -Not too bad. 34 00:02:18,689 --> 00:02:20,172 -[producer] Looking forward to this? -[chuckles] 35 00:02:20,172 --> 00:02:22,379 Not really. [laughs] 36 00:02:22,379 --> 00:02:24,517 [producer] First, well, if you could just introduce yourself 37 00:02:24,517 --> 00:02:25,793 and tell me what you do. 38 00:02:25,793 --> 00:02:27,379 So, my name's Sarah Yorke, 39 00:02:27,379 --> 00:02:30,172 and I work as a funeral manager 40 00:02:30,172 --> 00:02:32,931 in Tayside and Fife. 41 00:02:32,931 --> 00:02:36,517 I was one of those strange children you would probably see 42 00:02:36,517 --> 00:02:40,517 who was fascinated by hearses and coffins and funerals 43 00:02:40,517 --> 00:02:43,137 and what that all entailed. 44 00:02:45,724 --> 00:02:47,275 [mouse clicks] 45 00:02:47,275 --> 00:02:49,724 [Sarah] The average family arranges 1.4 funerals in their life, 46 00:02:49,724 --> 00:02:51,034 so to be involved in that 47 00:02:51,034 --> 00:02:54,103 and to basically be a guiding hand from start to finish 48 00:02:54,103 --> 00:02:56,241 is the most rewarding thing ever. 49 00:02:59,000 --> 00:03:01,827 When you're looking after a member of somebody's family, 50 00:03:01,827 --> 00:03:07,689 it is very difficult for them to entrust their loved one with you. 51 00:03:07,689 --> 00:03:10,275 So it's so important that every single person 52 00:03:10,275 --> 00:03:12,931 is treated with dignity and respect. 53 00:03:12,931 --> 00:03:16,827 Without that you've got nothing. Integrity's huge. 54 00:03:18,310 --> 00:03:21,896 You really have to be respected in the position. 55 00:03:21,896 --> 00:03:26,413 You have to be an ambassador for what this family's looking for. 56 00:03:38,275 --> 00:03:43,310 [Sarah] Barry came across really charming, a well-dressed businessman. 57 00:03:43,310 --> 00:03:45,000 He really did come across well. 58 00:03:45,000 --> 00:03:48,068 Very caring. Very professional. 59 00:03:48,068 --> 00:03:51,482 I worked for quite a large company in Fife, 60 00:03:51,482 --> 00:03:54,793 and had been approached on more than one occasion by Barry 61 00:03:54,793 --> 00:03:58,931 to come into Stevenson's and run it on his behalf. 62 00:04:00,103 --> 00:04:02,482 First couple of times, I didn't really take him on. 63 00:04:02,482 --> 00:04:06,103 But sometimes, you can get an offer that's too good to refuse 64 00:04:06,103 --> 00:04:11,413 and I ended up joining him in February 2019. 65 00:04:20,413 --> 00:04:23,068 [producer] Thank you for agreeing to tell your story today. 66 00:04:23,068 --> 00:04:26,517 Please introduce yourself and tell me what you do for a living. 67 00:04:27,172 --> 00:04:28,379 My name's Claire Beaton, 68 00:04:28,379 --> 00:04:30,965 and I'm a staff nurse with NHS Tayside. 69 00:04:31,793 --> 00:04:33,172 I had a close relationship 70 00:04:33,172 --> 00:04:35,482 with both my grandmother and my aunt. 71 00:04:35,482 --> 00:04:38,000 I stayed with my grandmother, Betsy MacRae, 72 00:04:38,000 --> 00:04:41,586 and my aunt, Betsy Douglas, in Kirkcaldy 73 00:04:41,586 --> 00:04:45,206 from being a toddler until 9 years old 74 00:04:45,206 --> 00:04:48,275 when I was sent to school in Edinburgh. 75 00:04:48,275 --> 00:04:54,000 In 2016, my aunt and grandmother were 95 and late 70s. 76 00:04:55,413 --> 00:04:56,931 I think, at that age, 77 00:04:56,931 --> 00:04:59,931 they were thinking it was time to look at funeral arrangements. 78 00:05:01,482 --> 00:05:06,517 So, independent of me, they went to secure themselves some funeral plans. 79 00:05:06,517 --> 00:05:09,310 My aunt and grandmother just said that he'd advertised locally, 80 00:05:09,310 --> 00:05:11,793 that he had a number of branches. 81 00:05:11,793 --> 00:05:14,172 I think they probably would have chosen a local business 82 00:05:14,172 --> 00:05:18,413 because the newspaper that they would read would be a local one. 83 00:05:25,379 --> 00:05:31,482 They paid Stevenson's Funeral Parlor £2,500 each for the two policies. 84 00:05:31,482 --> 00:05:34,689 So, I had been aware that they'd purchased them, 85 00:05:34,689 --> 00:05:38,172 the only thing that she said was I have all the documentation, 86 00:05:38,172 --> 00:05:39,965 all you need to do is buy a flower. 87 00:05:41,586 --> 00:05:44,103 My grandmother seemed to be quite pleased 88 00:05:44,103 --> 00:05:48,000 that we didn't have to think about the arrangements or the cost 89 00:05:48,000 --> 00:05:50,827 when the time came for them both. 90 00:06:00,689 --> 00:06:04,896 [Claire] My aunt had been given a terminal cancer diagnosis in the July, 91 00:06:04,896 --> 00:06:08,586 and my grandmother had unhelpfully broken her hip in the September. 92 00:06:08,586 --> 00:06:11,482 Up until that point, the two of them were fairly self-sufficient. 93 00:06:11,482 --> 00:06:15,620 But at that point, we realized that they would need to be closer to us. 94 00:06:31,896 --> 00:06:33,827 [producer] How are you both feeling today? 95 00:06:33,827 --> 00:06:35,137 -Good, thank you. -Good. 96 00:06:48,000 --> 00:06:50,379 [Beatrice] I work for Fife council as a cleaner. 97 00:06:50,379 --> 00:06:53,793 I knew nobody in the area. Shelter was my lifeline. 98 00:06:53,793 --> 00:06:57,310 I got to meet a lot of people, made some good friends. 99 00:06:59,000 --> 00:07:03,206 [Debbie] During the time that we volunteered in Shelter shop, 100 00:07:03,206 --> 00:07:05,689 we came to meet Barry, 101 00:07:05,689 --> 00:07:08,827 who was the owner of Stevenson Funeral Homes. 102 00:07:09,275 --> 00:07:12,931 Which was next door but one. 103 00:07:12,931 --> 00:07:16,793 We used to conglomerate at the back of the Shelter shop 104 00:07:16,793 --> 00:07:18,310 with the ciggy zone. 105 00:07:18,310 --> 00:07:21,172 And we went out to have a cigarette and a cup of coffee on a break. 106 00:07:21,172 --> 00:07:24,206 And if he was at the shop or out and about, 107 00:07:24,206 --> 00:07:27,896 he would generally wander over and chat. 108 00:07:27,896 --> 00:07:30,379 -He was very amenable. -Yeah, he was. 109 00:07:30,379 --> 00:07:33,000 Barry was very amenable. 110 00:07:33,000 --> 00:07:35,000 [Beatrice] A very caring man. 111 00:07:35,000 --> 00:07:36,413 Serious about his job, 112 00:07:36,413 --> 00:07:39,172 serious about helping the families that were involved. 113 00:07:39,172 --> 00:07:43,275 And he never came across as anything other than a nice guy. 114 00:07:43,275 --> 00:07:44,965 The perfect undertaker. 115 00:07:46,103 --> 00:07:49,310 Serious when he needed it. Very empathetic. 116 00:07:49,310 --> 00:07:52,827 Not a bad bone in his body, I would have said. 117 00:07:56,586 --> 00:07:58,000 Barry Stevenson's company, 118 00:07:58,000 --> 00:08:01,724 Stevenson Funeral Directors is a really well-known company. 119 00:08:01,724 --> 00:08:03,172 He had a huge presence in Fife. 120 00:08:03,172 --> 00:08:07,275 He had four funeral parlors, he was winning awards, 121 00:08:07,275 --> 00:08:10,275 and he was a really well-trusted, well-liked businessman. 122 00:08:10,275 --> 00:08:13,448 And he had a huge bank of customers. 123 00:08:15,586 --> 00:08:17,000 In 2019, 124 00:08:17,000 --> 00:08:20,000 they had a fantastic night at the Scottish Funeral Awards. 125 00:08:20,000 --> 00:08:24,379 They really were the benchmark for how to run funerals, 126 00:08:24,379 --> 00:08:29,137 and how to operate as an undertaker for very much the rest of Scotland. 127 00:08:31,586 --> 00:08:35,379 [Debbie] He was always beautifully turned out. He was well-spoken. 128 00:08:35,379 --> 00:08:39,689 He said he was a qualified registered nurse. 129 00:08:39,689 --> 00:08:43,172 He fostered troubled teenagers. 130 00:08:43,172 --> 00:08:45,482 You know, there was so much that he said he did 131 00:08:45,482 --> 00:08:48,379 that made you think like, "Wow!" 132 00:08:48,379 --> 00:08:52,413 "You know, this is a decent guy for the community." 133 00:08:54,896 --> 00:08:57,379 I'd been saying for ages to Deborah, 134 00:08:57,379 --> 00:09:00,586 "I must see a better funeral policy. 135 00:09:00,586 --> 00:09:02,275 I resent paying a lot of money, 136 00:09:02,275 --> 00:09:04,275 I'd rather have a black bag on the pavement. 137 00:09:04,275 --> 00:09:05,931 But we've gotta do something." 138 00:09:08,000 --> 00:09:10,482 So Deborah came to me one day and said, 139 00:09:10,482 --> 00:09:15,068 "Mum, I've been talking to Barry and he says they do funeral policies." 140 00:09:15,068 --> 00:09:17,413 And you know, Barry had said to tell Mum 141 00:09:17,413 --> 00:09:21,137 if she was interested to pop in and see him. 142 00:09:23,482 --> 00:09:27,000 [Sarah] A funeral plan is something that somebody takes out 143 00:09:27,000 --> 00:09:32,275 as piece of mind to prevent their children or their siblings 144 00:09:32,275 --> 00:09:36,172 or whoever maybe left getting into debt or poverty 145 00:09:36,172 --> 00:09:40,793 over a potential funeral later on down the line. 146 00:09:40,793 --> 00:09:43,103 It's piece of mind for the person who's taking it out 147 00:09:43,103 --> 00:09:48,000 that they're not putting that financial burden onto their family. 148 00:09:48,000 --> 00:09:50,310 [Ross] Part of the Barry Stevenson-Hamilton business 149 00:09:50,310 --> 00:09:52,689 was selling prepaid funeral plans. 150 00:09:52,689 --> 00:09:56,689 That means that you pay the money for the funeral up front. 151 00:09:56,689 --> 00:09:59,482 The way that these plans operate 152 00:09:59,482 --> 00:10:04,793 is that the funeral parlor, in this case, Stevenson's, they take the money, 153 00:10:04,793 --> 00:10:09,103 and the money is sent to a bigger company, a national trust. 154 00:10:09,103 --> 00:10:11,517 In this case, it was a firm called Avalon. 155 00:10:11,517 --> 00:10:14,931 And that's in case the local funeral parlor, 156 00:10:14,931 --> 00:10:17,896 in case they get into financial difficulties or close, 157 00:10:17,896 --> 00:10:19,379 or in case the customer changes their mind, 158 00:10:19,379 --> 00:10:21,586 their money is safe, their money is secure, 159 00:10:21,586 --> 00:10:23,241 and there's nothing for them to worry about. 160 00:10:26,275 --> 00:10:30,103 So, some time went by and I went in to see him in the shop, 161 00:10:30,103 --> 00:10:36,137 and he showed me through what they have, what they do, and all the considerations. 162 00:10:37,275 --> 00:10:38,620 He put me at ease and he said, 163 00:10:38,620 --> 00:10:39,793 "Do you want this kind of music?" 164 00:10:39,793 --> 00:10:41,689 You know, the general questions. 165 00:10:41,689 --> 00:10:44,379 And I said, "Yes, I think I'll do this." 166 00:10:44,379 --> 00:10:49,344 So I went over there, and worked my way through the paperwork with him. 167 00:10:53,206 --> 00:10:55,827 We know that Barry was already a well-liked 168 00:10:55,827 --> 00:10:58,379 and well-established member of his community. 169 00:10:58,379 --> 00:11:01,068 He already had a number of branches. 170 00:11:01,068 --> 00:11:04,000 Four that were open and some of which had won awards. 171 00:11:04,000 --> 00:11:06,517 So there's really no reason for the people around him, 172 00:11:06,517 --> 00:11:08,103 the general public, to doubt him. 173 00:11:08,103 --> 00:11:10,000 On the surface, he seemed credible. 174 00:11:10,000 --> 00:11:11,793 He was empathetic. 175 00:11:11,793 --> 00:11:15,482 Sounds good. Sounds like he cares. 176 00:11:15,482 --> 00:11:19,517 It's what you would want if you were dealing with that kind of situation. 177 00:11:19,517 --> 00:11:23,000 And he never struck me as anything else but that 178 00:11:23,000 --> 00:11:25,275 until this story came out. 179 00:11:25,275 --> 00:11:26,931 Then he changed. 180 00:11:44,896 --> 00:11:47,689 [Sarah] Working for Barry initially was a real culture shock 181 00:11:47,689 --> 00:11:50,000 from where I had initially come from. 182 00:11:50,000 --> 00:11:52,689 So there was no restrictions in time. 183 00:11:52,689 --> 00:11:54,275 I was the funeral manager, 184 00:11:54,275 --> 00:11:56,620 I could come and go when I pleased. 185 00:11:58,482 --> 00:12:01,103 It was a very relaxed environment. 186 00:12:03,034 --> 00:12:04,758 Barry liked to splash the cash 187 00:12:04,758 --> 00:12:08,482 and he was always very generous when it came to his friends. 188 00:12:08,482 --> 00:12:12,103 That's how Barry, I eventually found out, got his friends. 189 00:12:12,103 --> 00:12:14,517 It was by lavishing them with gifts. 190 00:12:24,689 --> 00:12:29,000 He thought nothing of spending a lavish amount of money 191 00:12:29,000 --> 00:12:33,275 on what you and I would perhaps consider ridiculous. 192 00:12:33,275 --> 00:12:36,586 So on one occasion, we had been up to Dunfermline 193 00:12:36,586 --> 00:12:38,275 and we were going out somewhere. 194 00:12:38,275 --> 00:12:39,586 And I wanted to buy a top 195 00:12:39,586 --> 00:12:42,551 and met up with him in the shopping center, 196 00:12:42,551 --> 00:12:45,172 and he says "Oh, what did you get?" 197 00:12:45,172 --> 00:12:48,482 I said, "I've just picked up a top. I think it was about £24." 198 00:12:48,482 --> 00:12:51,275 He said, "I've just spent £600 on a jacket." 199 00:12:51,275 --> 00:12:56,034 And I remember being like, "Wow. That's a mortgage payment." 200 00:12:56,034 --> 00:12:59,275 There was no way I would just nip up to town on a Wednesday evening 201 00:12:59,275 --> 00:13:01,827 and spend £600 on a jacket. 202 00:13:05,103 --> 00:13:07,586 [Dr. Sohom] Barry led a lavish lifestyle. 203 00:13:07,586 --> 00:13:09,586 But on top of spending money on himself, 204 00:13:09,586 --> 00:13:10,862 he was also quite generous. 205 00:13:10,862 --> 00:13:14,448 He would buy other people these lavish gifts. 206 00:13:14,448 --> 00:13:17,379 So it feels to me that there might be some insecurity. 207 00:13:17,379 --> 00:13:20,689 He knows that his natural persona and personality is not enough. 208 00:13:20,689 --> 00:13:23,275 He's literally trying to buy friendships. 209 00:13:29,482 --> 00:13:31,000 [Sheila] Living in Fife is good. 210 00:13:31,000 --> 00:13:33,103 It's a good area. There's plenty to do. 211 00:13:33,103 --> 00:13:36,379 You're within easy reach of Edinburgh, 212 00:13:36,379 --> 00:13:39,206 Glasgow, north as well. 213 00:13:40,172 --> 00:13:41,793 Been married 54 years. 214 00:13:41,793 --> 00:13:47,034 We came up here after my husband came out the Air Force in 1968. 215 00:13:47,034 --> 00:13:51,103 And we've got a son called Kevin and a daughter called Karen. 216 00:13:53,793 --> 00:13:55,310 We took out the funeral plans 217 00:13:55,310 --> 00:14:00,344 just so everything was in place for when we're no longer here 218 00:14:00,344 --> 00:14:02,896 and that it's just there for them. 219 00:14:02,896 --> 00:14:05,586 So they don't have to do anything. 220 00:14:05,586 --> 00:14:07,586 We decided on Stevenson's 'cause I thought, 221 00:14:07,586 --> 00:14:09,379 "Well, we'll just go somewhere local." 222 00:14:09,379 --> 00:14:12,862 We made an appointment and just went down and spoke to them. 223 00:14:12,862 --> 00:14:16,931 And they just explained, gave us a booklet to look at. 224 00:14:19,862 --> 00:14:24,034 For the amount of money that we spent on the plan for the two of us, 225 00:14:24,034 --> 00:14:29,793 it came to £6,900, which is a lot of money for us 226 00:14:29,793 --> 00:14:33,310 and which we had saved for to get these done. 227 00:14:44,655 --> 00:14:47,000 When Barry gave me the final figure, 228 00:14:47,000 --> 00:14:50,586 it was around about £3,000. £3,000 something mark. 229 00:14:50,586 --> 00:14:53,862 I went and got my handbag and gave him my bank card. 230 00:14:53,862 --> 00:14:57,827 And he said, "Oh, my machine's not working today." 231 00:14:59,000 --> 00:15:00,034 I said, "What's wrong with it?" 232 00:15:00,034 --> 00:15:02,172 He said, "I don't know, it's just not working." 233 00:15:02,172 --> 00:15:06,172 I said, okay, I want to get this finished with now that we're this far. 234 00:15:06,172 --> 00:15:07,965 Deborah took me up to the bank, 235 00:15:07,965 --> 00:15:11,241 I drew cash and we went back to pay him. 236 00:15:18,103 --> 00:15:22,551 We got back there and he said £2,500. 237 00:15:22,551 --> 00:15:25,000 -I think that was the number. -Mm-hmm. 238 00:15:25,000 --> 00:15:27,275 And I said, "Why is it different?" 239 00:15:27,275 --> 00:15:31,137 And that's when he said, "We've worked alongside each other for a long time." 240 00:15:31,137 --> 00:15:34,034 He gave me an £800 discount 241 00:15:34,034 --> 00:15:36,689 and that was what I handed him over. 242 00:15:36,689 --> 00:15:38,896 It was £2,500 in cash. 243 00:15:38,896 --> 00:15:42,275 That was basically my entire savings. 244 00:15:42,275 --> 00:15:45,413 And he didn't even blush when he took the money. 245 00:15:49,482 --> 00:15:53,103 When somebody comes into the office and purchases a funeral plan, 246 00:15:53,103 --> 00:15:57,068 there's a form that's filled in that is carbon copied. 247 00:15:57,068 --> 00:15:58,448 There's three copies. 248 00:15:58,448 --> 00:16:02,068 And the top copy is sent directly to the funeral plan provider, 249 00:16:02,068 --> 00:16:03,517 in this case, Avalon. 250 00:16:03,517 --> 00:16:06,793 The second copy is then given to the client to take away, 251 00:16:06,793 --> 00:16:09,172 and the third copy is retained in the office. 252 00:16:09,172 --> 00:16:11,586 So there's a copy with everybody. 253 00:16:19,000 --> 00:16:23,000 The first instance of me thinking that something wasn't quite right 254 00:16:23,000 --> 00:16:25,551 was a morning I had went into the Rosyth office. 255 00:16:25,551 --> 00:16:29,275 And the girl who was in there had said that there had been a family member 256 00:16:29,275 --> 00:16:32,241 repeatedly coming in and looking for their plan certificate. 257 00:16:32,241 --> 00:16:36,241 It'd been several weeks since they had paid their deposit or paid their money 258 00:16:36,241 --> 00:16:37,896 and still hadn't received it. 259 00:16:39,068 --> 00:16:40,965 And she was getting a wee bit concerned 260 00:16:40,965 --> 00:16:45,689 that maybe they hadn't purchased a plan or that it wasn't with Avalon. 261 00:16:45,689 --> 00:16:48,793 So she pulled out the funeral plan folder, 262 00:16:48,793 --> 00:16:52,000 and it was quickly a pattern when pulling that folder out 263 00:16:52,000 --> 00:16:53,793 that something wasn't quite right 264 00:16:53,793 --> 00:16:59,827 because every single top copy was still in the folder. 265 00:17:02,034 --> 00:17:05,896 That should have been sent away to Avalon, the funeral plan provider, 266 00:17:05,896 --> 00:17:08,482 but yet we had the copies. 267 00:17:08,482 --> 00:17:10,689 I just initially just took out the first one, 268 00:17:10,689 --> 00:17:12,379 they were all in alphabetical order, 269 00:17:12,379 --> 00:17:14,448 but it wasn't an Avalon certificate, 270 00:17:14,448 --> 00:17:16,896 it was a certificate that had just been made up 271 00:17:16,896 --> 00:17:20,172 on our office cream-parchment paper 272 00:17:20,172 --> 00:17:22,586 with Stevenson Funeral Directors' logo on it. 273 00:17:22,586 --> 00:17:25,275 Instantly I thought that it's not right, 274 00:17:25,275 --> 00:17:27,413 definitely something's wrong here. 275 00:17:35,965 --> 00:17:37,241 [mouse clicks] 276 00:17:38,896 --> 00:17:41,068 [Sarah] Once I discovered there was something 277 00:17:41,068 --> 00:17:44,896 not quite right with the plans in the plan folder, 278 00:17:44,896 --> 00:17:49,448 I had to get my own clarity, so I just contacted Avalon and said, 279 00:17:49,448 --> 00:17:52,896 "Look, I'm just looking to check some details on this person's plan." 280 00:17:52,896 --> 00:17:54,413 And it's quite an easy thing to do. 281 00:17:54,413 --> 00:17:57,655 Quote somebody's name, their postcode and their date of birth. 282 00:17:57,655 --> 00:17:59,379 And after the first one came back, she says, 283 00:17:59,379 --> 00:18:02,689 "Well, I don't have a plan number for that person." 284 00:18:02,689 --> 00:18:05,896 And I went, "Okay, I'll just move on to the next one." 285 00:18:05,896 --> 00:18:09,586 And I think after the third one, I had to stop and say, 286 00:18:09,586 --> 00:18:13,551 "Oh, I think they might be with another plan provider. My apologies." 287 00:18:13,551 --> 00:18:15,448 'Cause I didn't want to alert anybody down there 288 00:18:15,448 --> 00:18:20,413 until I knew for certain what the circumstances surrounding it was. 289 00:18:22,068 --> 00:18:24,172 At the point of discovering all that, 290 00:18:24,172 --> 00:18:28,551 there was probably an array of emotions between shock and worry. 291 00:18:28,551 --> 00:18:30,655 "How many other folders could there be? 292 00:18:30,655 --> 00:18:32,896 How many other families are affected?" 293 00:18:32,896 --> 00:18:35,689 Yeah, it was a difficult time. 294 00:18:39,896 --> 00:18:42,379 [Sarah] The second I went through the folder, 295 00:18:42,379 --> 00:18:46,655 and after confirmation from Avalon for the first two or three, 296 00:18:46,655 --> 00:18:50,758 it was for sure there was something not quite right. 297 00:18:50,758 --> 00:18:54,551 With the way he was spending money right, left, and center 298 00:18:54,551 --> 00:18:56,689 on buying Jeeps for his partner 299 00:18:56,689 --> 00:19:00,275 and boxer dogs at just over £2,500. 300 00:19:01,793 --> 00:19:05,413 Occasionally just taking cash out the safe. 301 00:19:06,379 --> 00:19:08,379 I was confirmed that he was doing something 302 00:19:08,379 --> 00:19:10,000 that he really shouldn't have been doing. 303 00:19:11,275 --> 00:19:14,482 I got pretty panicked very quickly, 304 00:19:14,482 --> 00:19:16,965 it's not something you're gonna shout from the rooftops 305 00:19:16,965 --> 00:19:18,793 and you keep that thing pretty quiet. 306 00:19:22,586 --> 00:19:23,793 [Sarah typing] 307 00:19:23,793 --> 00:19:27,275 I then had to hatch a plan as to what to do now. 308 00:19:27,275 --> 00:19:29,689 Barry could be quite a slippery character 309 00:19:29,689 --> 00:19:33,965 if he didn't want to be found and also had a tendency to appear in office 310 00:19:33,965 --> 00:19:37,172 at a moment's notice or just walk in. 311 00:19:37,172 --> 00:19:40,344 And because I knew he would remove any evidence, 312 00:19:40,344 --> 00:19:44,655 I then had to set about gathering the evidence over a period of weeks 313 00:19:44,655 --> 00:19:49,517 through the different offices and ensured that I got as much information as possible. 314 00:19:51,689 --> 00:19:55,793 Without that information, if I had just turned up at the police station and said, 315 00:19:55,793 --> 00:19:59,275 "I think this funeral director's committing fraud," 316 00:19:59,275 --> 00:20:01,137 and he had taken all the folders, 317 00:20:01,137 --> 00:20:03,689 how on Earth do you possibly prove that? 318 00:20:11,551 --> 00:20:18,103 I confronted him on a morning once I knew all the evidence was safely tucked away, 319 00:20:18,103 --> 00:20:22,586 and I asked him about the funeral plans provided by Avalon, 320 00:20:22,586 --> 00:20:25,172 and I pulled out the folder and I showed him, I says, 321 00:20:25,172 --> 00:20:28,689 "Look, this form should have went to Avalon. 322 00:20:28,689 --> 00:20:31,068 Why has it not went to Avalon? 323 00:20:31,068 --> 00:20:34,379 And why have you provided them with a certificate? 324 00:20:34,379 --> 00:20:35,896 It's not your place to do that. 325 00:20:35,896 --> 00:20:38,448 These are not Stevensons' funeral plans. 326 00:20:38,448 --> 00:20:42,241 As a funeral director, you cannot provide that plan." 327 00:20:42,241 --> 00:20:48,000 And because he just is a very difficult character, 328 00:20:48,000 --> 00:20:49,517 he just shut down... 329 00:20:52,551 --> 00:20:54,241 and he never responded. 330 00:20:54,241 --> 00:20:58,034 And he closed the file and took the folder in hand 331 00:20:58,034 --> 00:21:00,068 and then walked out the office. 332 00:21:00,068 --> 00:21:02,000 And that was it. 333 00:21:05,482 --> 00:21:07,482 Time is up. I couldn't work there anymore. 334 00:21:07,482 --> 00:21:10,758 I had as much evidence as I could possibly have gathered, 335 00:21:10,758 --> 00:21:13,103 and it was time to report it. 336 00:21:13,103 --> 00:21:15,137 So I left the office. 337 00:21:15,137 --> 00:21:21,206 Frock coat, top hat, cane, certificates in hand, and contacted Police Scotland. 338 00:21:24,172 --> 00:21:26,586 Reporting Barry to the police, 339 00:21:26,586 --> 00:21:30,482 I should have felt like there was a big weight lifted off my shoulders 340 00:21:30,482 --> 00:21:31,655 but I didn't. 341 00:21:31,655 --> 00:21:33,275 I felt frustrated. 342 00:21:33,275 --> 00:21:37,793 Nobody really understood the severity of the situation. 343 00:21:37,793 --> 00:21:41,172 I was left with, at that point, no job. 344 00:21:41,172 --> 00:21:47,965 Reporting it to the police, and nothing. It was just, "Somebody would be in touch." 345 00:21:47,965 --> 00:21:51,000 The police then have taken things very seriously. 346 00:21:51,000 --> 00:21:54,379 They waited until Barry Stevenson-Hamilton was on holiday, 347 00:21:54,379 --> 00:21:56,310 and they've raided his office. 348 00:22:17,275 --> 00:22:22,275 My aunt handed me the card, and said, "Please, we've had this through the door. 349 00:22:22,275 --> 00:22:23,827 Can you please call?" 350 00:22:25,103 --> 00:22:28,586 When I called the number on the calling card, 351 00:22:28,586 --> 00:22:31,586 I was told that the funeral plans 352 00:22:31,586 --> 00:22:32,862 didn't exist. 353 00:22:32,862 --> 00:22:36,000 That Barry Stevenson of Stevensons Funeral Directors, 354 00:22:36,000 --> 00:22:40,275 where they had bought the plans, had defrauded them. 355 00:22:42,689 --> 00:22:45,275 I think for my aunt it was particularly hard 356 00:22:45,275 --> 00:22:49,275 because that is something that she had had planned. 357 00:22:49,275 --> 00:22:51,896 That she had paid for. 358 00:22:51,896 --> 00:22:55,689 That she had helped sort for us as a family. 359 00:22:55,689 --> 00:22:58,000 £5,000 was gone. 360 00:22:58,000 --> 00:23:02,586 How would she be able to afford that again? 361 00:23:02,586 --> 00:23:09,482 And for her to find out when she was dying, it was heartbreaking. 362 00:23:09,482 --> 00:23:15,413 I was feeling frustrated because I hadn't been there to be able to protect them. 363 00:23:24,241 --> 00:23:29,758 I looked for Barry Stevenson, researched him online, 364 00:23:29,758 --> 00:23:35,000 I saw that all of his branches of Stevensons Funeral Directors were still trading. 365 00:23:35,000 --> 00:23:36,379 That concerned me 366 00:23:36,379 --> 00:23:41,241 because he was still in a position to be able to defraud others. 367 00:23:42,344 --> 00:23:46,793 My first thought was, "I need to try and get the word out, 368 00:23:46,793 --> 00:23:50,068 have people understand who he is and what he's done." 369 00:23:51,758 --> 00:23:54,379 Deborah phoned me one day and she said, 370 00:23:54,379 --> 00:23:57,758 "Mum, have you heard what's happened with Scoonie?" 371 00:23:57,758 --> 00:23:59,379 I said, "No, what's happened with Scoonie?" 372 00:23:59,379 --> 00:24:01,379 Who is the window cleaner in the area, 373 00:24:01,379 --> 00:24:04,586 -and basically the lifeline to everybody in the area. -Yeah. 374 00:24:04,586 --> 00:24:08,586 And she said, "Scoonie's mum has died, 375 00:24:08,586 --> 00:24:12,793 and he went into Barry's shop to do her funeral 376 00:24:12,793 --> 00:24:16,482 and there's nothing there. 377 00:24:16,482 --> 00:24:18,793 There is no funeral, there's no record. 378 00:24:18,793 --> 00:24:21,931 Apparently there's some sort of scam been going on." 379 00:24:24,482 --> 00:24:25,793 [Sheila] When the police came, 380 00:24:25,793 --> 00:24:28,241 it was a Friday, 9:00 at night, 381 00:24:28,241 --> 00:24:32,137 and they just asked me if I had a funeral plan with Stevensons. 382 00:24:32,137 --> 00:24:33,310 And I said, "Yes, I do." 383 00:24:33,310 --> 00:24:35,896 They said, "Can you get your policies to show me?" 384 00:24:35,896 --> 00:24:40,103 Which I did, and he looked at them and he says they're useless. 385 00:24:40,103 --> 00:24:42,758 He says, "We've just discovered 386 00:24:42,758 --> 00:24:46,482 that he's been defrauding people of their money 387 00:24:46,482 --> 00:24:48,413 and giving out fake policies." 388 00:24:49,551 --> 00:24:50,689 I felt sick. 389 00:24:52,000 --> 00:24:56,241 The amount of money came to £6,900, 390 00:24:56,241 --> 00:24:58,275 which is a lot of money for us, 391 00:24:58,275 --> 00:25:02,000 which we had saved for to get these done. 392 00:25:03,103 --> 00:25:04,586 [Debbie] So I took Mum's paperwork, 393 00:25:04,586 --> 00:25:09,137 and I called the people who he said the policy was with 394 00:25:09,137 --> 00:25:12,310 only to find that there was no policy. 395 00:25:12,793 --> 00:25:15,034 So then we knew he'd lied. 396 00:25:15,034 --> 00:25:18,068 I tried phoning him on the number that he called me on, 397 00:25:18,068 --> 00:25:21,896 and it was unavailable. 398 00:25:21,896 --> 00:25:25,103 I tried texting him on the same number he'd text me on, 399 00:25:25,103 --> 00:25:26,586 it was two different numbers, 400 00:25:26,586 --> 00:25:29,517 and also no response from that. 401 00:25:33,241 --> 00:25:36,379 [Debbie] Once we were sure that this was definitely happening, 402 00:25:36,379 --> 00:25:42,000 -I called the number for the fraud squad... -Fraud squad. 403 00:25:42,000 --> 00:25:46,586 ...in Dunfermline and spoke to them. 404 00:25:46,586 --> 00:25:49,620 They then sent out a policeman to have a look at the paperwork. 405 00:25:51,758 --> 00:25:55,103 [Beatrice] Barry assured us that people were coming out of the cracks in the walls. 406 00:25:55,103 --> 00:25:57,034 Yeah, he said to me in text messages. 407 00:25:57,034 --> 00:26:00,275 "You don't need to worry, this is a mistake." 408 00:26:00,275 --> 00:26:01,862 So you hang on to that 409 00:26:01,862 --> 00:26:07,344 because the thought that somebody had just taken all of the savings you had 410 00:26:07,344 --> 00:26:10,689 and someone who we thought we knew 411 00:26:10,689 --> 00:26:15,827 and were friendly with, and he's just done that. 412 00:26:18,137 --> 00:26:21,137 [Beatrice] £2,500 in cash. 413 00:26:21,137 --> 00:26:23,655 Who would do that? What kind of person would do that? 414 00:26:23,655 --> 00:26:27,448 So you're constantly reassuring yourself that this hasn't happened. 415 00:26:27,448 --> 00:26:29,275 This is a mistake here. 416 00:26:29,896 --> 00:26:32,827 But, yeah, it did happen. 417 00:26:38,862 --> 00:26:43,068 I think my way of coping with finding out he'd stolen the money 418 00:26:43,068 --> 00:26:47,000 from my grandmother and aunt was just being determined to bring him down. 419 00:26:47,000 --> 00:26:53,275 Any review place I could leave a review, I would leave it. 420 00:26:53,275 --> 00:26:57,482 Any funeral aggregator site that had his details on it, 421 00:26:57,482 --> 00:27:00,758 I would be emailing them, telling them, "This is what he's done. 422 00:27:00,758 --> 00:27:02,068 Can you please remove it?" 423 00:27:02,068 --> 00:27:05,034 I put zero star reviews where I could, 424 00:27:05,034 --> 00:27:07,482 I contacted lots of local groups 425 00:27:07,482 --> 00:27:09,379 and various different funeral directors. 426 00:27:09,379 --> 00:27:13,000 I contacted church groups, community groups. 427 00:27:15,275 --> 00:27:16,965 I contacted the press. 428 00:27:16,965 --> 00:27:21,275 There were a lot of people either ignored it or said thank you, 429 00:27:21,275 --> 00:27:24,379 but many were just reluctant to cover it 430 00:27:24,379 --> 00:27:30,206 because it was a part of an active police investigation at that point. 431 00:27:36,965 --> 00:27:38,655 My first contact with Sarah Yorke 432 00:27:38,655 --> 00:27:40,655 was her reaching out to me on Facebook. 433 00:27:40,655 --> 00:27:44,275 I think she'd probably seen a number of my online reviews 434 00:27:44,275 --> 00:27:47,034 and she private messaged me on Facebook, 435 00:27:47,034 --> 00:27:49,103 explained she'd been the whistleblower, 436 00:27:49,103 --> 00:27:51,551 that she was sorry she couldn't have prevented 437 00:27:51,551 --> 00:27:54,068 my grandmother and my aunt from losing their money. 438 00:27:59,965 --> 00:28:01,793 Once I'd gotten in contact with Sarah, 439 00:28:01,793 --> 00:28:04,896 we realized that there might be the need 440 00:28:04,896 --> 00:28:08,689 for some sort of communal safe space 441 00:28:08,689 --> 00:28:11,034 where victims of the fraud or their families, 442 00:28:11,034 --> 00:28:12,793 because of the age of the victims, 443 00:28:12,793 --> 00:28:15,689 could share information and get some support. 444 00:28:16,482 --> 00:28:18,965 We set up a Facebook support group 445 00:28:18,965 --> 00:28:22,310 for the victims of Stevensons Funeral services. 446 00:28:26,758 --> 00:28:28,793 [Sarah] Claire was an inspiration, 447 00:28:28,793 --> 00:28:30,586 and went out of her way 448 00:28:30,586 --> 00:28:34,137 to make sure the public knew very quickly 449 00:28:34,137 --> 00:28:35,586 what Barry had done. 450 00:28:35,586 --> 00:28:37,655 So I was invited to that group, 451 00:28:37,655 --> 00:28:41,000 and have been a member of that group since its establishment. 452 00:28:41,000 --> 00:28:44,000 For Claire, setting up this Facebook group, 453 00:28:44,000 --> 00:28:45,482 I think it would have been beneficial 454 00:28:45,482 --> 00:28:47,068 in a number of ways. 455 00:28:47,068 --> 00:28:51,241 Firstly, it can feel quite cathartic to share the same experience. 456 00:28:51,241 --> 00:28:54,758 It's almost like a form of informal therapy. 457 00:28:54,758 --> 00:28:57,275 As well as that there's a strength in numbers, 458 00:28:57,275 --> 00:29:00,965 and it's easier to expose a scam when you know the scope 459 00:29:00,965 --> 00:29:04,241 of how many different people have been hoodwinked. 460 00:29:04,241 --> 00:29:09,172 [Claire] For others, I think it was just a really good psychological support. 461 00:29:09,172 --> 00:29:12,275 I think it was a really important space to set up. 462 00:29:17,793 --> 00:29:20,344 [Dr. Sohom] It could also be quite disheartening for Claire 463 00:29:20,344 --> 00:29:24,068 when she actually realizes how many other people have been duped, 464 00:29:24,068 --> 00:29:26,000 and the scope of this fraud. 465 00:29:33,965 --> 00:29:35,586 [Debbie] You start scrolling down, 466 00:29:35,586 --> 00:29:39,000 and it's the one family with four policies. 467 00:29:39,000 --> 00:29:41,482 It was Granny and Grandpa and Mum and Dad, 468 00:29:41,482 --> 00:29:46,793 and they'd all taken a policy and it was just over or just under £10,000. 469 00:29:46,793 --> 00:29:51,172 And as I'm scrolling, I'm sitting, crying, reading these stories 470 00:29:51,172 --> 00:29:54,379 that they took everything they had and they gave it to him 471 00:29:54,379 --> 00:29:56,620 because he was such a schmooze. 472 00:29:57,689 --> 00:29:59,655 Because he was so relatable. 473 00:29:59,655 --> 00:30:03,586 I suppose that's what a con man is all about. 474 00:30:03,586 --> 00:30:06,275 I thought initially that there would probably be 475 00:30:06,275 --> 00:30:10,379 about 60 families that I had counted and handed in 476 00:30:10,379 --> 00:30:12,482 to the CID of Police Scotland. 477 00:30:12,482 --> 00:30:16,137 I was shocked later to find out that there was over a hundred. 478 00:30:18,068 --> 00:30:21,068 [Debbie] It was just incredible how many people there were 479 00:30:21,068 --> 00:30:25,620 because it was Cardenden, Rosyth, and Us. 480 00:30:29,793 --> 00:30:35,137 I just found it inconceivable that somebody like that could still be on the streets, 481 00:30:35,137 --> 00:30:38,724 potentially defrauding others. 482 00:30:45,896 --> 00:30:47,793 After initially reporting it to the police, 483 00:30:47,793 --> 00:30:53,137 there were several months before they gathered their investigations together 484 00:30:53,137 --> 00:30:57,379 and then went into the offices to clear out as much paperwork as possible. 485 00:30:57,379 --> 00:31:00,896 It was later on, I then discovered from the police, 486 00:31:00,896 --> 00:31:04,000 that they had actually had a court date set for Barry. 487 00:31:16,586 --> 00:31:19,965 [Ross] Barry Stevenson is charged with running a fraudulent scheme. 488 00:31:19,965 --> 00:31:23,448 He then appeared at Kirkcaldy Sheriff Court on petition. 489 00:31:23,448 --> 00:31:24,896 That means it's behind closed doors, 490 00:31:24,896 --> 00:31:27,379 it's a private hearing, and at this stage, 491 00:31:27,379 --> 00:31:30,517 the accused doesn't make a plea and he's granted bail. 492 00:31:38,034 --> 00:31:42,000 That sent me into an absolute rage 493 00:31:42,000 --> 00:31:46,482 and I was determined that I would find him and I would track him down. 494 00:31:46,482 --> 00:31:49,103 Barry was the kind of person that thought he was clever, 495 00:31:49,103 --> 00:31:52,896 but left a massive trail of destruction in his path. 496 00:31:52,896 --> 00:31:56,172 And by this time, I'd begun to know some of these victims 497 00:31:56,172 --> 00:31:57,689 and got quite close to them, 498 00:31:57,689 --> 00:32:01,172 and there was absolutely no way I was gonna let them away with it. 499 00:32:01,172 --> 00:32:03,000 So I was going after him. 500 00:32:05,655 --> 00:32:07,103 [mouse clicks] 501 00:32:08,896 --> 00:32:13,034 At the point of discovering that Barry had skipped court, 502 00:32:13,034 --> 00:32:16,275 I then went, effectively, on a manhunt. 503 00:32:16,275 --> 00:32:19,551 His partner at the time, his parents stay in Edinburgh. 504 00:32:19,551 --> 00:32:22,896 And knowing that story had went right through Fife, 505 00:32:22,896 --> 00:32:25,000 there was no way he was gonna stay in Fife. 506 00:32:25,758 --> 00:32:27,379 So from Fife, over to Edinburgh, 507 00:32:27,379 --> 00:32:30,275 it's just a hop, skip, and a jump across the water. 508 00:32:30,275 --> 00:32:32,620 So I thought he's got to be in Edinburgh somewhere. 509 00:32:40,655 --> 00:32:44,275 I was determined to find Barry so I looked on my WhatsApp, 510 00:32:44,275 --> 00:32:49,034 and his profile picture had changed to him dressed in a full nurse's uniform 511 00:32:49,034 --> 00:32:51,689 with clearly a nursing home in the background. 512 00:32:51,689 --> 00:32:53,275 So from then on in, 513 00:32:53,275 --> 00:32:58,586 I just googled nursing homes in the local city where he was staying. 514 00:32:58,586 --> 00:33:02,000 Whilst my friend then found him on Facebook. 515 00:33:02,000 --> 00:33:05,689 So, on his Facebook profile was public information 516 00:33:05,689 --> 00:33:08,000 that he worked for a particular agency 517 00:33:08,000 --> 00:33:11,655 that supplied local nursing homes in Edinburgh city 518 00:33:11,655 --> 00:33:15,551 with nurses and bank staff and caring staff. 519 00:33:15,551 --> 00:33:19,689 So I then became Miss Marple and became detective and thought, 520 00:33:19,689 --> 00:33:21,241 "Well, it can't be that difficult to find." 521 00:33:21,241 --> 00:33:24,758 He was working then under and assumed name of Barry Fisher, 522 00:33:24,758 --> 00:33:26,655 which was his partner's surname. 523 00:33:26,655 --> 00:33:29,103 And I lifted the phone to a couple of them 524 00:33:29,103 --> 00:33:32,689 and said, "I was looking to speak to your employee, Barry Fisher." 525 00:33:32,689 --> 00:33:36,379 And, yeah, the phone was, "I'm sorry, he doesn't work for this company." 526 00:33:36,379 --> 00:33:38,793 "Apologies, wrong number." Hang up. 527 00:33:38,793 --> 00:33:41,172 So on my third or fourth phone call, where they said, 528 00:33:41,172 --> 00:33:44,689 "Oh, I'm really sorry, he doesn't start until 8:00 on Friday night. 529 00:33:44,689 --> 00:33:46,068 He's on the night shift." 530 00:33:46,068 --> 00:33:47,793 And at that point, I just lifted the phone 531 00:33:47,793 --> 00:33:49,241 to Police Scotland fraud department 532 00:33:49,241 --> 00:33:50,793 and advised them I knew where he worked. 533 00:33:52,793 --> 00:33:57,793 I was utterly elated that I had tracked him down and so quickly, too. 534 00:33:57,793 --> 00:34:00,482 Barry's biggest downfall was always going to be 535 00:34:00,482 --> 00:34:03,448 somebody who was more experienced than he was. 536 00:34:03,448 --> 00:34:10,620 And he thought he was clever, and to think that I had one-up on him was just fantastic. 537 00:34:44,517 --> 00:34:47,655 Barry's career as a carer comes to a very abrupt end. 538 00:34:47,655 --> 00:34:50,827 He's arrested, he appears at court, 539 00:34:50,827 --> 00:34:54,931 and there he admits that he falsely tried to pass himself off 540 00:34:54,931 --> 00:34:56,724 as being a registered carer. 541 00:34:59,310 --> 00:35:02,344 [Dr. Sohom] The fact that Barry could pretend to be a qualified nurse 542 00:35:02,344 --> 00:35:05,482 really speaks to his criminal versatility. 543 00:35:05,482 --> 00:35:07,586 He's able to swap roles easily 544 00:35:07,586 --> 00:35:09,344 to commit any kind of scam he does. 545 00:35:09,344 --> 00:35:11,103 Almost like a chameleon. 546 00:35:14,965 --> 00:35:18,965 [Sarah] It doesn't surprise me at all that... That Barry is a Walter Mitty, 547 00:35:18,965 --> 00:35:21,344 decided to go into another avenue 548 00:35:21,344 --> 00:35:25,862 where he could socialize with elderly and vulnerable people. 549 00:35:25,862 --> 00:35:31,448 Whether it be nursing or he had a certificate on the wall in the office 550 00:35:31,448 --> 00:35:37,103 to say that he had studied in Birmingham University and he was a qualified PHD, 551 00:35:37,103 --> 00:35:41,172 and it was all just bravado and fake. 552 00:35:51,034 --> 00:35:53,793 Barry Stevenson appears in court, at Kirkcaldy Sheriff Court. 553 00:35:53,793 --> 00:35:57,482 There's probably about a dozen of the complainers who are in the public benches 554 00:35:57,482 --> 00:35:59,137 waiting to see what happens. 555 00:35:59,137 --> 00:36:01,517 I'd never seen that many victims in court. 556 00:36:01,517 --> 00:36:05,310 There were some mutterings beforehand that a plea had been agreed 557 00:36:05,310 --> 00:36:06,827 and that Barry Stevenson-Hamilton 558 00:36:06,827 --> 00:36:10,758 was going to be pleading guilty to some sum of money that day. 559 00:36:10,758 --> 00:36:13,965 Nobody really knew that much and then at that point, 560 00:36:13,965 --> 00:36:19,172 Barry Stevenson-Hamilton pleads guilty to running a fraudulent scheme. 561 00:36:23,000 --> 00:36:25,482 We hear that he has pled guilty to selling 562 00:36:25,482 --> 00:36:29,586 just over £130,000 worth of fraudulent plans. 563 00:36:40,965 --> 00:36:43,827 [Sarah] The whole courtroom erupted. 564 00:36:43,827 --> 00:36:47,206 People cheered and clapped and celebrated 565 00:36:47,206 --> 00:36:50,620 as he was literally handcuffed and led away. 566 00:36:50,620 --> 00:36:54,724 And at that point, I literally breathed a sigh of relief. 567 00:36:54,724 --> 00:36:57,310 This was something that had been sitting on my shoulders 568 00:36:57,310 --> 00:37:01,000 for over three years, and it was at that moment 569 00:37:01,000 --> 00:37:04,344 it was like the world had just been lifted off my shoulders. 570 00:37:07,448 --> 00:37:11,413 Barry Stevenson and the complainers who were present are all in court. 571 00:37:11,413 --> 00:37:14,896 At this point, Sheriff McFarlane has a decision to make. 572 00:37:14,896 --> 00:37:19,517 She can't sentence him straightaway because she requires background reports 573 00:37:19,517 --> 00:37:23,413 to be written up first, so she defers sentence, 574 00:37:23,413 --> 00:37:25,758 the decision that she does have to make is whether 575 00:37:25,758 --> 00:37:29,068 she allows Barry Stevenson-Hamilton to be granted bail 576 00:37:29,068 --> 00:37:32,413 and to have his liberty for these reports to be written up. 577 00:37:33,413 --> 00:37:35,000 Her answer was very decisive. 578 00:37:35,000 --> 00:37:36,448 It was "No." 579 00:37:38,965 --> 00:37:42,620 There is rapturous applause within Kirkcaldy Sheriff Court 580 00:37:42,620 --> 00:37:45,655 from the complainers who are in the public gallery. 581 00:37:45,655 --> 00:37:48,206 That was a great success for them. A great victory. 582 00:37:48,206 --> 00:37:49,620 [Claire] There was lots of jubilation 583 00:37:49,620 --> 00:37:53,206 when he was unexpectedly led away in handcuffs. 584 00:38:06,586 --> 00:38:11,034 I was at the court for his guilty hearing and he just sat there. 585 00:38:11,034 --> 00:38:15,241 He never moved, he never changed his facial expressions. 586 00:38:15,896 --> 00:38:17,551 And it was very frustrating. 587 00:38:21,758 --> 00:38:24,724 We were hoping that he was gonna get five years. 588 00:38:24,724 --> 00:38:27,793 But he got 33 months, which is nothing. 589 00:38:31,068 --> 00:38:35,206 The reaction to this from the complainers wasn't particularly positive. 590 00:38:35,206 --> 00:38:38,206 They were quite upset with what appears to be, 591 00:38:38,206 --> 00:38:42,000 certainly in their view, a sentence that was too short. 592 00:38:43,931 --> 00:38:46,827 Because he's pled, that was a fact with first opportunity. 593 00:38:46,827 --> 00:38:48,620 He's legally entitled to a discount. 594 00:38:48,620 --> 00:38:51,137 That brings the maximum sentence down to 40 months. 595 00:38:54,724 --> 00:38:56,551 For the victims to actually be in court 596 00:38:56,551 --> 00:38:59,931 and see the perpetrator receiving justice, 597 00:38:59,931 --> 00:39:02,689 it can give them a sense of closure and validation 598 00:39:02,689 --> 00:39:06,310 for all this anger and frustration that they've been feeling, 599 00:39:06,310 --> 00:39:09,034 and all this tension that's been building up for several months. 600 00:39:09,034 --> 00:39:11,689 Having said all that, sometimes for the victim, 601 00:39:11,689 --> 00:39:14,586 they don't feel this sense of justice. 602 00:39:14,586 --> 00:39:17,172 Potentially because they don't think that the sentence was long enough, 603 00:39:17,172 --> 00:39:20,379 so the whole process can also be quite deflating. 604 00:39:20,379 --> 00:39:25,137 They feel that they've left court with this kind of emptiness. 605 00:39:32,517 --> 00:39:37,000 I was doggedly determined to have him outed. 606 00:39:37,000 --> 00:39:41,206 I think that's possibly what bonded me with Sarah Yorke. 607 00:39:41,206 --> 00:39:43,344 I think we're very similar characters. 608 00:39:43,344 --> 00:39:49,172 I think we just couldn't rest until this man was served justice. 609 00:39:50,275 --> 00:39:55,137 [Debbie] This was personal. This was someone we knew. 610 00:39:55,137 --> 00:40:00,689 He knew about my family, my children, our history. 611 00:40:01,551 --> 00:40:03,172 And... 612 00:40:04,482 --> 00:40:09,137 And he took that and used it because we were comfortable with him. 613 00:40:09,931 --> 00:40:11,793 That's what makes me angry. 614 00:40:11,793 --> 00:40:14,758 Looking at Barry's motivation, 615 00:40:14,758 --> 00:40:18,000 his opportunity, and his rationalization, 616 00:40:18,000 --> 00:40:20,379 I think there's a few things that we can extract. 617 00:40:20,379 --> 00:40:21,862 It doesn't seem to be just greed, 618 00:40:21,862 --> 00:40:24,379 it also seems to be about his own narcissism. 619 00:40:24,379 --> 00:40:28,068 He spoke about the expensive clothes that he would buy, 620 00:40:28,068 --> 00:40:30,827 he liked to show off pictures on social media 621 00:40:30,827 --> 00:40:33,379 about all these holidays that he went to. 622 00:40:33,379 --> 00:40:35,034 And then in terms of the opportunity, 623 00:40:35,034 --> 00:40:36,448 this is interesting to me 624 00:40:36,448 --> 00:40:40,862 because he clearly was a successful funeral director. 625 00:40:40,862 --> 00:40:44,000 You know, he won awards in the past, so at some point, something changed. 626 00:40:44,000 --> 00:40:45,620 At some point he probably realized 627 00:40:45,620 --> 00:40:49,551 that he could extract all this money and not have to do any of the work. 628 00:40:49,551 --> 00:40:51,206 Rationalization is the process 629 00:40:51,206 --> 00:40:55,275 of somebody justifying their incorrect actions in their minds. 630 00:40:55,275 --> 00:40:57,206 So in terms of Barry's justification, 631 00:40:57,206 --> 00:40:59,103 he only really thought about the short term. 632 00:40:59,103 --> 00:41:03,068 He thought about the fact that it seems, superficially at least, 633 00:41:03,068 --> 00:41:05,896 that people are getting a service for him. 634 00:41:05,896 --> 00:41:08,827 He's taking their money, and he's giving them something in return. 635 00:41:08,827 --> 00:41:11,448 But it doesn't really take into account long-term planning 636 00:41:11,448 --> 00:41:13,482 and what's gonna happen in the future. 637 00:41:13,482 --> 00:41:15,724 I try not to think about it. 638 00:41:15,724 --> 00:41:18,586 But, I mean, you can't help it when you're watching the TV 639 00:41:18,586 --> 00:41:21,689 and there's things come up for funeral plans and... 640 00:41:21,689 --> 00:41:24,379 It just hurts too much just to think about it. 641 00:41:26,862 --> 00:41:31,517 [Sarah] I'm exceptionally proud of standing out within the crowd 642 00:41:31,517 --> 00:41:33,586 and speaking up for these people. 643 00:41:33,586 --> 00:41:36,655 You have to imagine it happen to your own family, 644 00:41:36,655 --> 00:41:39,965 and that's exactly what I did. I couldn't sleep. 645 00:41:39,965 --> 00:41:42,896 To put my head on the pillow and carry that on my conscience, 646 00:41:42,896 --> 00:41:45,655 it just was never gonna happen. 647 00:41:45,655 --> 00:41:50,931 At the sentencing hearing, Barry's solicitor said that he was embarrassed, 648 00:41:50,931 --> 00:41:53,896 he was ashamed, and that he was remorseful. 649 00:41:53,896 --> 00:41:57,448 I don't think his victims will believe any of that. 650 00:41:57,448 --> 00:41:59,310 I'm not sure that I do either. 651 00:41:59,310 --> 00:42:02,448 When people have gone through this experience, being defrauded, 652 00:42:02,448 --> 00:42:06,862 then obviously it might affect the way that they trust people in the future. 653 00:42:06,862 --> 00:42:08,827 They might be generally quite suspicious. 654 00:42:08,827 --> 00:42:12,344 But as well as that, it can actually affect your outlook on life. 655 00:42:12,344 --> 00:42:14,620 It can make you more pessimistic, 656 00:42:14,620 --> 00:42:19,448 more anxious and nervous, maybe you need a high level of reassurance. 657 00:42:19,448 --> 00:42:21,689 And it can affect your self-esteem 658 00:42:21,689 --> 00:42:23,586 and your self-confidence in general. 659 00:42:23,586 --> 00:42:26,517 Sometimes they have to try and distract themselves. 660 00:42:26,517 --> 00:42:29,241 Either through pleasurable activities or through work. 661 00:42:29,241 --> 00:42:32,344 And sometimes when it's actually crossed the threshold into mental illness, 662 00:42:32,344 --> 00:42:35,827 they might need formal help, like talking therapy. 663 00:42:35,827 --> 00:42:39,724 It's one of the sickest scams that you could think of. 664 00:42:39,724 --> 00:42:46,896 You know, a funeral director is dealing with your last wishes. 665 00:42:46,896 --> 00:42:51,068 He's just taking your money and you're getting nothing at the end of it. 666 00:42:54,724 --> 00:42:58,068 What's particularly concerning is that these types of individuals 667 00:42:58,068 --> 00:43:02,034 will probably just keep on doing what they've been doing 668 00:43:02,034 --> 00:43:05,000 in another area, some other way. 669 00:43:05,000 --> 00:43:10,551 Makes people a little more aware of him in particular, but... 670 00:43:10,551 --> 00:43:15,034 I mean, there's so many scammers out there nowadays and it happens all the time. 671 00:43:15,034 --> 00:43:19,172 Hopefully this makes sure that Barry doesn't get to do it again. 58721

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