Original subtitles

(♪ Love As A Weapon ♪ by Little Scream)

♪ I was putting on my raincoat ♪

♪ When I saw myself again ♪

♪ I was thinking about how I felt ♪

♪ When you fooled my heart again ♪

♪ When your love's not a shelter ♪

♪ And you get caught in the rain ♪

- Everything is going to be fine.

We still have six weeks to find somewhere to live.

More importantly, we may have found our baby daddy.

You're finally seeing an account.

I'm getting a mortgage update from Frederick.

- Is that why you're so dressed up?

- I am not dressed up.

This is how people dress for meetings.

It's called dressing for success.

Speaking of...

Put this on.

- Oh, do I have to?

Didn't Frederick say he could update you

on the phone, though?

- Face-to-face is more intimate.

- He offered virtual.

- In-person works better for me.

I'm a tactile listener.

- So you have to touch our mortgage broker

to find out our credit score?

- Oh! Look at the time.

You don't want to be late.

Have a good day, honey!

(gentle music)

- I love your outfit.

- Uh...

This is a pharmacy receipt

for shampoo, conditioner, and toilet paper.

And this is a grocery receipt for chickpeas.

Rosa, did you just save all of your receipts,

like, from forever?

- Yes. I did. All of them.

- Why, though? - For my taxes.

- But these aren't tax deductible.

I mean, unless, and this is a stretch,

you wrote poems about chickpeas and made money off of them?

(snorting)

(laughing)

- Oh... Um... I thought you were joking.

Uh, no, I don't really make money as a poet.

I mean, I may have gotten some very prestigious awards

and grants, but they were for the honor

than the nominal sum of cash.

- Okay, so your one actual job is as a personal support worker,

and it is taxed. - Um...

- Not a question.

Look,

I can't do anything with these receipts.

- Oh, God...

It's bad, isn't it?

I owe thousands, don't I?

Am I in a lot of trouble?

Like, is this tax evasion?

- You don't actually know how taxes work, do you?

(funk music)

- Yeah, that's awesome.

Uh... I'm going to have to call you back.

Anna! I thought we were meeting on the phone.

- What?

I thought for sure you said I had to come in.

- No.

I... (scoffs)

Never mind, you're here now.

Uh, good to see you. - Oh, you too.

- I'm actually glad we get a moment to, uh...

speak privately.

- Oh...

Me too.

- Yeah, so,

I actually have some not so great news

about your credit score.

- I knew it, Rosa, what did you do?

- As a matter of fact, Rosa's record is clear.

She's not a big spender, and when she does spend,

she pays it back. But you,

have over 11 credit cards?

- Oh, yeah, for work.

I'm often buying and returning clothes

so I have some from all the major department stores.

- Yet, it seems like you have forgotten about a couple

that have accrued substantial interest and penalties.

- What?

How?

I can't even remember...

I thought I cancelled these.

I never got any letters or phone calls.

- Well, I did some investigating,

and they've been calling a "Tyler"

Who, when asked for your forwarding address, said...

"Hopefully in hell."

- Oh, yeah.

I guess the lesson there

is don't sleep with your landlord.

(chuckles awkwardly) - Right...

Well...

(inhales deeply)

Unfortunately, with your credit score

being what it is... - Is it that bad?

- Let's just say it's very, very...

not good.

Getting you a loan's going to be a challenge.

Hopefully, with Rosa on board

that might help a bit.

- Sorry, what?

- And since your income is so low,

and you've already been taxed on it,

filing now will actually get you money back.

- I don't understand what you're saying.

- You don't owe them, they owe you.

- Am I Alice?

Is this a looking glass?

- $12,000 to be exact.

(cackling)

- Yes!

I have amazing news!

(sobbing)

(slurping)

- And on top of the fact

that we have nowhere to live,

we'll never be able to afford a house.

We can barely afford rent in this city.

On top of all of that,

I made you buy us junk food

and eat it in this dirty parking lot.

I'm so sorry.

- Are you kidding?

I love shame eating.

This is, like, my favourite flavour.

Hold on.

- Who still has checks?

- Mmm, maybe if you'd written more checks

instead of just charging everything

to your credit cards... - Too soon, too soon.

- That should cover your interest.

- No. You can't keep giving it away,

that's why you have no money. Invest it!

- I am. In you.

I mean, if we're going to be partners,

we have to be partners.

Right?

- Right.

- Also, Jenny teaches a course

on financial literacy for women,

we should go.

- Who's Jenny?

- My accountant.

I think we might also become friends.

- I'm your friend.

- Mmm. Are you jealous? - No.

- You know what's so funny?

All this time, we thought I was the problem.

But it's you!

I'm not bad with money, you're bad with money.

- You never did your taxes.

- Twelve percent of the population

doesn't do their taxes.

Jenny told me it's very common.

Fear of taxes. - Shut up, Jenny!

(rhythmic music)

Subtitling: difuze