All language subtitles for Tracer.S02E02.1080p.WEB-DL.H264.AAC-Solonese

(Im Si Wan)

(Ko A Sung)

(Son Hyun Joo)

(Park Yong Woo)

(Tracer Season 2)

(The names of people, incidents,
and backgrounds...)

(of this drama are fictional.)

Do you really think...

you can afford
to be this arrogant right now?

Internally, many are expressing
frustration and angst at the moment.

You see, everyone was counting on you
thinking you were a sharp blade.

But the chiefs who were supporting you
have been ousted,

so if even just one more weakness
of the Joongang Office...

comes to the surface,

everyone will soon find out
that you're in fact nothing...

but a paper tiger.

Shut your mouth.

I'm done playing with you.

I've dealt with many clueless brats
like you who think that money...

will help them get away with anything.

PQ's number three?
You think conglomerates are invincible?

Don't be ridiculous.

After all,
you're just an illegitimate child.

How much longer
do you think you can really hold out?

You'd better remember this moment.

The moment you dared to call me...

a dull blade.

I shall see you again soon,
Mr. Ryu Yong Sin.

I'm certain that
their relationship has turned sour.

At last, this happened.

In Tae Jun.

We should take him down now.

Would you be okay though?

If we stab him in the back,
he won't go down quietly.

He'll try to dig into Sancho Bank.

Where's Si Yeon?

(Episode 2)

She went camping with her friends.

She wants to do everything
before her departure.

She's still a kid after all.

How's work these days?

Hectic. The board will appoint
a new chairman soon, you know.

Mr. Kim practically begged me to help him
be reappointed for another term.

If you hear anything,
you'll tell me, right?

The prosecution is trying
to keep tabs on us these days,

but rumor has it that
someone in the NTS tipped them off.

Why are you even worried,

as if you had done something wrong?

I'm just saying we should help
each other out in critical times.

And no matter how hard you try,

there's always one bad apple
in every barrel.

That's true.

Those who cause trouble
no matter how hard you try to stop them...

are always the biggest problem.

If there's anything I need to know,
tell me now.

What?

Like you said,
this is a critical time akin to a war.

So we should at least avoid
causing damage to each other.

Why are you saying that
in such a condescending tone?

Are you trying to tell me not to be
a roadblock to your bright future?

Are we really a couple?

Are we a team?

I'd like to believe that we are.

As long as you don't do
anything stupid, that is.

You're actually going to try
to track down the informant?

Yes.

He's the only one who can confirm...

whether the suspect
really is the mastermind behind it all.

It's possible that everyone else is lying.

Well, that's all great.

But we have nothing on him.
How are we going to track him down?

Come on, this is Korea.

There are security cameras and spy cams
everywhere.

Besides,
people rarely use pay phones these days,

so it'll be pretty easy.

Excuse me.

(Sancho Bank's Main Office)

Hey.

- Excuse me.
- Yes.

Do you use this
to deliver goods from this store?

- Yes.
- "Number one."

How many delivery vehicles do you have?

Three in total.

Why do you ask?

It doesn't match with the time
the call was received, right?

Right, it doesn't.

But I'll be very surprised
if someone else used the pay phone.

What?

It's not the guy from earlier, right?

No, I don't think so.

But this face...

This man is...

(Suspect Han Kyung Mo)

This man...

He was the informant?

What now?
Why are you still snooping around?

It's just a bank after all.
What could possibly happen?

Strange things do happen sometimes.

You know, that incident 17 years ago.
That was strange.

I'm sure you still remember it.

The bankruptcy of Myeongju Electronics...

ignited the financial crises
of its partner companies,

which in turn, resulted
in the worst-possible situation...

of 27 companies declaring bankruptcy.

Due to this, ten people
have already taken their own lives and...

Snap out of it.
Everyone is worried about you.

Rumors are running rampant about this.

Starting with Myeongju Electronics,
they all got swept away overnight.

This is...
There's no way it's a coincidence.

It was done by a corporate raider
looking out only for their own interests.

You're talking as if that was so easy.

This isn't some movie.

What if they had major help?

Those who had stood surety for them...

all turned against them
for ridiculous reasons.

The company was operating normally,

but they were suddenly requested
to repay the loan in full...

by Sancho Bank.

- Don't tell me...
- Am I wrong?

Did Sancho Bank not lay the groundwork
for making sure...

that the company would just crumble down?

Myeongju Electronics
never made their payments on time.

The company was struggling.

They even bribed our bottom-level staff
hoping to buy some time.

"Bottom-level staff"? Who?

Who?

I understand that you're in a tight spot
because someone died.

But you really can't do this to us.

(Sancho Bank, Seo Ki Ho)

Do not trust anyone.

So many people got hurt
because I was too trusting.

I will uncover the truth.

With that, I will pay for what I did.

Suicide? What do you mean?

He's been missing for 40 hours.

Your number was
at the top of his call log.

Did he say anything out of the ordinary?

Did he mention anything
about going somewhere?

No, he didn't. But there's no way.

There's no way
Mr. Seo Ki Ho took his own life.

- We found him.
- What?

Found the body by the driveway!
Everyone, to the scene now!

- Hey, come on!
- Let's go!

- I will uncover the truth.
- Move it!

With that, I will pay for what I did.

That can't be.

There's no way he took his own life.

Hey, I'm calling because
you probably haven't heard the news yet.

- Mr. Seo Ki Ho died.
- He died?

I was the last person
that spoke with him on the phone.

Do you know if he left a suicide note?

Did he say anything to you?

What did you just say?

I don't understand where this is going.

I'm sure you heard.

Dozens of Sancho Bank employees
helped a loan company acquire new clients.

- Goodness. Must you touch a sore spot?
- Oh, one more thing.

I heard Han Kyung Mo,
the alleged main culprit behind it,

worked with you in the same department
for a long time.

What about it?

I'm just saying.

It seems like everyone
who's worked with you...

gets roped into stuff like this.

When money is involved,
there's always a troublemaker.

Don't you understand?
Where you work isn't any different.

Right, that's true.

But I wonder
why Han Kyung Mo did such a thing.

I know he committed a crime,
but he didn't have to disappear like this.

I mean, I just don't get it.

Seventeen years ago,
Seo Ki Ho did the exact same thing.

You never know
what someone is really thinking,

even if you're very close to the person.

Well, that's true.

Then how did you know back then?

- What?
- I mean, 17 years ago.

How did you know
Seo Ki Ho died by suicide?

- What are you saying?
- Both the police...

and his family told me
they hadn't contacted his work,

so I was probably the first person
who told you about his death.

But as soon as I told you,

you asked me if he'd left a suicide note.

How did you know?

I mean, whether he died in an accident
or by suicide.

I never told you anything
about how he died.

It was an easy guess,
considering the situation.

What situation?

Obviously,
I knew how much stress he was under.

I saw how stressed out he was
when he was caught taking bribes.

"You never know
what someone is really thinking,"

"even if you're very close to the person."

It's what you said just now.

Hey, what is this about?

What is it that you want to know?
I mean, what are you suspecting?

Hey!

It's the green light.
You should cross now.

(Central District Prosecutors' Office)

So? What do you want us to do about this?

Sir, this is...

Is there something you'd like to say?

I'm thinking.

I suppose you guys at the NTS...

have too much time on your hands.

We should be working together
so we can close the case soon.

Where did you even find
this absurd footage?

I suppose Mr. Ha trusts people
very easily. Am I right?

Most people who accused Han Kyung Mo
of being the mastermind of it all...

were involved with Gold Cash,
but you don't seem to suspect...

the possibility of them setting him up.

There's something
I should probably look into.

Well, it's just something
I heard through the grapevine.

Some of the things you did
back when you were an accountant...

surely pique the interest
of the prosecution.

- Sir.
- I'm sure you get what I'm saying.

Right?

Yes, I certainly understand
what you're trying to say.

Clearly,

not everyone can be a senior prosecutor.

Well...

I'm so overwhelmed by your charisma
that even my legs are all wobbly now.

May I leave, sir?

They're clearly very determined.

They want to close the case...

with Han Kyung Mo as the culprit.

It's not easy to change
the direction of the investigation...

just based on what we're saying.

Except for the fact
that he gave the tip-off,

the situation is putting Han Kyung Mo
at a disadvantage.

He was involved
in the sales of the loan products.

He didn't exactly have a pristine record.

When you used to work
with Mr. Han Kyung Mo,

was he ever reprimanded in any way?

(Sancho Bank)

No.

Then what makes you so sure
that he was the mastermind of it all?

Was there something you saw or heard?

What more do I need to see or hear?

It's so obvious.

It's not like this company has
no education requirements for employees.

We always wondered how he got the job
knowing that he was underqualified.

Can you believe it?

He got the job thanks to his father,

who worked as the chairman's driver.

Is that why you pegged him as the culprit?

He was narrow-minded and had a knack
for getting on your nerves.

And he had an attitude problem.

Was there a specific incident?

Elvereign is...

the main product we're trying to push.

He had so many complaints
about just having to sell the product.

You want to rebel?

Is that it?

- Go for it. Bring it on.
- Sir.

What are your thoughts...

on the rumors that
Daeseo Bank barely managed...

- to keep the fund company afloat?
- What?

I am asking if you're sure
about the security and safety...

of the product you're selling.

All we have to do is sell it.
What does that have to do with us?

Of course, we should be concerned.

If it goes wrong, everyone who bought it
will lose everything they have!

I need your confirmation that
the company has vetted the product.

I refuse to sell it until then!

Stop right there. Hey!

Gosh.

I really can't figure it out.

Was he a bad guy or a good guy?

Everyone is bashing him
as if they were all waiting for it.

Right?

As if they were waiting for it.

Yes.

- You see, I really think...
- It kept bothering me earlier.

So what do you think?

Maybe someone is trying
to manipulate the situation?

Right, perhaps.
And that person could be the real culprit.

But you see,

if that's true,

don't you think it's got to be someone
close to Han Kyung Mo?

Someone that knows exactly
who was holding a grudge against him...

and for what reason.

Also, Han Kyung Mo's disappearance
has benefited this person in two ways.

Oh, sorry.

Now, this person has Han Kyung Mo
to take the fall for being the mastermind.

The thing Han tried to blow the whistle on
has been swept under the rug.

But the thing is,

it doesn't really make sense.

Instigating perjury against him
means that this person is sure...

that it won't backfire on them,
no matter what they say.

But how can they be so sure?
What if Han shows up...

and denies everything they say?

Then what if the person...

already knows that
Han Kyung Mo will never show up?

You think the real culprit is framing Han?

Come on. I think you're getting
a little too immersed in this.

Now, this story is getting...

Let's say that's true.

Then Han Kyung Mo should show up...

and try to clear his name.

Why do you think he fled, then?

Did we...

actually see him flee?

If you really think about it,

we never once saw him.

We only saw someone drive his car
and access his bank account.

There's no proof that
the man we saw was actually Han Kyung Mo.

Then what about the bloodstain?

Two people's blood was found in his home,

and that's why...

the prosecution believes that
he committed a violent crime and fled.

What if someone deliberately left
the blood at the scene...

so that the police and the prosecution...

would have no choice
but to suspect Han Kyung Mo?

What if he is actually the victim,
not the perpetrator?

Come on. No way!

What? How come it's so easy for you guys?

Look.

He's done a lot of bad things.

On top of that,
he even collected kickbacks.

I don't think
it's right to call him a victim.

The thing is, I did notice something odd
about those kickbacks.

No, I didn't notice anything.
What's odd about it?

Here, look.

He has an account in his sibling's name,

but 16 million won was deposited
into his own account.

Who'd want their account to show
that they were bribed?

Come to think of it,
there's something else.

You know, the FIU.

Any transaction over 10 million won
is automatically reported.

It would've been safer to have the sum...

be split into smaller amounts,

but this 16 million won was received
as a lump sum payment.

He works at a bank, so I'm sure he knew.

Even if it looks odd,
it's all circumstantial.

If we want to claim that he's the victim,
we need something else.

What if I told you
about the exact same case?

A bribery case from 17 years ago.
At the same bank,

involving the exact same amount.

The same amount?

The amount of the bribe
was 16 million won?

Sure, it could be a crazy coincidence.

But what if it's not?

I know the answer.

Someone is trying to expose the link
between the two cases.

(Missing Bank Employee in His 30s
Found Dead in Woods)

At the time, there was clear evidence
that Seo Ki Ho took a bribe,

so the police concluded
that he took his own life.

But if the two cases are identical,

it really is strange.

On top of that, both Seo and Han
tried to blow the whistle on something.

And they both worked
in the loan department at the same bank.

What do you guys think?

I think their cases had something to do
with Sancho Bank's loans.

Did you also hear something from those
at the Financial Supervisory Service?

Well, they're in charge of managing
and regulating financial institutions.

"It was a put-up job concocted
by Gold Cash and Sancho Bank."

"You guys didn't know?"

I tried to suss them out
through a friend of mine.

But apparently, Sancho Bank...

has been reported
for lending corruption...

more than any other financial institution.

But it was all sort of swept under the rug
without them having to explain anything.

Even my friend thinks it's strange.

First, let's secure the list of people
who have reported them...

for loan-related issues.

Let's find out what happened.

Dong Ju, Hye Young. The two of you...

should first meet and interview those
close to Han Kyung Mo.

There must've been a problem while
he was working in the loan department.

All right, get to work!

(Han Kyung Mo's home)

(Loan Application)

(Loan Application)

What is it? Is something the matter?

No, I was just flipping through this.

You need to wear these.

(Loan Application, Memo: Nam Ju Seung)

(Loan Application, Memo: Nam Ju Seung)

(Loan Application, Memo: Nam Ju Seung)

- May I take this?
- Sure.

I'm sorry,
but can I skim through it just once more?

- Sure.
- Great.

Thank you.

(Loan Application)

(Jaemyung Machinery, a company
that reported Sancho Bank in the past)

Mr. Jin Young Seok?

- Who are you?
- Oh, hello.

I had asked you to give me a call
but never heard back, so I'm here.

We're from the National Tax Service.

You had reported Sancho Bank
to the Financial Supervisory Service.

Please leave.

We have nothing to hide or fear
as we've been doing things transparently,

so please leave.

We know that people don't like us.

But you see,
we're not here to audit you today.

We're here to listen
to what you have to say.

As civil servants,
it is our job to listen and find out...

what the problem is. Right?

You people are the biggest problem.

- Yes, we're aware.
- Gosh, wait.

- But what do you think the root cause is?
- Please.

- Mr. Jin!
- Please don't do this to us.

Sir,
you don't have to tell us anything else.

We just want to hear
what you had told the FSS...

- Please, that's enough.
- Sir, please tell us.

- Sir!
- We just...

Mr. Im! Can you clean better?

- What is this?
- We just want to help.

Move. Go away.

- Go.
- Hey, let's hurry.

As for everything that's been approved,
please submit a report by Monday.

- Okay, got it.
- Great.

What's wrong with these people?

If we stab him in the back,
he won't go down quietly.

He'll try to dig into Sancho Bank.

The prosecution is trying
to keep tabs on us these days,

but rumor has it that
someone in the NTS tipped them off.

You can't beat In Tae Jun
with that cause alone.

Don't keep me waiting too long.

After all,
you're just an illegitimate child.

How much longer
do you think you can really hold out?

(Vice Commissioner Min So Jung)

But the chiefs who were supporting you
have been ousted,

so if even just one more weakness
of the Joongang Office...

comes to the surface,

everyone will soon find out
that you're in fact nothing...

but a paper tiger.

(IT Department)

- Ms. Jung Da Kyung?
- Yes?

We'd like to...

speak with you regarding Mr. Han Kyung Mo.

(Jung Da Kyung, Han Kyung Mo's fiancee,
Works in the IT Department at Sancho Bank)

I thought he was a lot like me.

Pardon me?

That's why I started dating him.

I know it's really stupid,

but seeing him stressing out
because of his father's debts...

and struggling all on his own
reminded me of myself.

Your company went through a crisis.

For over 20 years,
your company was known...

as the number one motor manufacturer
in the world.

But five years ago,
all the shining achievements...

went down the drain,
and you weren't even able...

to keep half of your employees.

But I'm sure the business failure
wasn't what hurt you the most.

The kinds of wounds
that fester and never heal...

stem from feelings of helplessness
upon realizing that you're not capable...

of protecting anyone.

Was that crisis caused by Sancho Bank?

Please tell us the truth.

I swear, we're not here to audit you.

Did you know that Mr. Han was helping
a loan company with their sales?

No.

He just told me that
he had paid down his debts...

to a more manageable level and that
we'd have enough money to get married.

I had no idea he'd gotten roped
into something like that again.

"Again"? What do you mean?

Good day, everyone!

Ma'am! Where are you?

Ilsung Material CEO's wife, are you deaf?
Where are you?

Hey, what are you doing?

Hee Kyung, come out!

Ma'am, I clearly warned you
that I'd have to visit you in person...

if you screened my calls.

Must you make me look like a jerk?

It's just 200 million won,
for goodness' sake!

At first, he said he didn't know them.

But then, I remembered him saying...

he was stressed out
because of a company he was dealing with.

I thought the name sounded similar,
so I pressed him about it.

Then finally, he admitted it.

They were his client,
but their loan application was rejected.

But it's not uncommon for a bank
to reject a loan application.

He had no reason
to be that uncomfortable...

He must've been very uncomfortable,

if it was done on purpose, that is.

(Sancho Bank, Manager Han Kyung Mo)

(Ilsung Material)

Based on Ilsung Material's revenue,

I believe
your application will be approved.

He told them
their loan application would be approved,

and he was sure of it.

They were just in need
of short-term operational funds.

It was a solid company.

But later on, he found out...

that Ilsung Material was a No-Loan.

By No-Loan, do you mean a company
that doesn't qualify for a loan?

No.

A company
whose loan application must be rejected.

Such companies were called "No-Loan".

Their loan applications must be rejected?
What does that mean?

The bank would lead them on...

as if their applications
would be approved.

They'd only find out at the end that
their applications were being denied.

Why at the end?

That way,

they can't borrow money from other places.

Because that way, they'd go bankrupt.

I could see
what Sancho Bank was trying to do.

They were stalling the decision
on our application to hang us out to dry.

But the day after I reported them
to the Financial Supervisory Service,

I received a call
from the bank's inspection team.

They were like, "Do you want your clients
to be strapped for money and suffer?"

I filed dozens of complaints against them,
but what's the point?

The prosecutors never want
to file charges.

Let's say you were beaten up to a pulp
in the street for no reason.

The police know about it but won't come.

You have no one to turn to.

You see, if that happens...

You have no choice but to die.

Sir!

Unless you give up and let it all go,

there's nothing you can do
to forget the humiliation.

Sir.

He did regret it.

Someone ended up in that mess
because of him.

But after I found out everything,

I couldn't even face him.

So I broke up with him
about three weeks ago.

He took care of the cancelation penalty
for the wedding venue...

and the lease deposit as well.

So how did you manage
to overcome the crisis?

As soon as Sancho Bank
rejected our loan application,

someone visited us
as if they were waiting for it.

They said they'd lend us money
if we handed over...

our piston blueprint
and patented technologies.

It was a company that
had been one of our biggest clients...

for the past 12 years.

Which company?

PQ.

PQ Heavy Industries.

There's no way Mr. Han did it on his own.

Did he ever tell you who put him up to it?

He just said he'd reveal everything.

But I didn't even want to know more
about what'd happened.

I'll be honest.

I don't want to have anything...

to do with him anymore.

I can go now, right?

Wait, just one more question.

At his place,

there was a loan application
he had filled out.

If he was planning on revealing
what had happened,

he was probably going to use this
as evidence.

There's this name here.

Do you happen to know anything
about this name?

(Prosecution Service)

Usually, he'd write down
how he started working with the company.

It's the most important thing in business.

If he met them through a colleague,

he'd write down the colleague's name.

(Nam Ju Seung)

(List of Han Kyung Mo's Colleagues)

(Nam Ju Seung)

(Senior Manager Nam Ju Seung)

Yes. It's true that Hwang Dong Ju
went over your head...

and didn't really keep you in the loop.

But what can you do? He's a rude brat.

I'm not even surprised.

So I can go ahead and replace him
with someone else, right?

Well, knowing you,
I wouldn't be surprised if you did that.

Why are you asking me?

I have given you full authority.

Because you're the chief of...

Right, I was your chief after all.

Which is why I'd have your back
even if you were to have...

a falling-out with Team One.

But what about you? What will you do?

(Missing Bank Employee in His 30s
Found Dead in Woods)

Mr. In Do Hoon...

tried to exclude me?

Yes.
I bet he was told to keep us in check.

Well, as for the Sancho Bank case,

it could drag in
Vice Commissioner Min So Jung too.

So this might be good news for In Tae Jun.

But if Lee Ki Dong is mentioned too,
he'll be in a tight spot.

When I observed In Do Hoon,
he seemed like a man of conviction.

But he intervenes...

when his dad might be in a pickle
even if nature seems unjust.

I can't figure him out.

I'm sure he'll keep feeling confused.

He understands it in his head,

but the moment his family is involved,

it must get super complicated for him.

In my opinion, I hope that guy,

In Do Hoon,
will continue to feel confused.

So one day,

I can use their conflict to my advantage.

I'll talk to you later.

(Today, I was given two No-Loans.)

(I was told the loan had to be declined.)

(Nam Ju Seung)

(Investigation Report on the Relationship
Between Sancho Bank and Gold Cash)

More than two names on the report
will make you feel uncomfortable.

Sancho Bank and Gold Cash.

I'm sure you guys meet up often...

after everything you guys did together.

Leak the report to Sancho Bank.

The prosecution should wrap up
their investigation now.

I wasn't aware...

(Chief Lee Ki Dong)

that we were helping each other.

This will bring down
Vice Commissioner Min.

But if Chief Oh gets a hold of this,
it won't be ideal for us.

It's more advantageous for my father...

if I were to hold onto it and leak it
at the right time.

It's simple. I want us to hold hegemony.

So the relationship between you and me
isn't important now.

(Investigation Report on the Relationship
Between Sancho Bank and Gold Cash)

- They want me to make a statement?
- Yes.

But that's just an excuse.

They already have suspicions
about the declined loans.

They will probably pretend
to talk about something else,

but they will want to change
the subject to this.

Whatever it is, don't confess.

There are no witnesses or files.

This is a chance.

A chance to blame all the problems
regarding Gold Cash and declined loans...

on a scapegoat.

What if the victims start to talk?

They can't blame us
for not giving them the loans.

Will they fault us for being unkind?

By the way, what's up with that guy,
Han Kyung Mo?

Why did he disappear like that?

Nothing...

happened between the two of you, right?

No.

He met with Han Kyung Mo
the day before his disappearance?

Yes.

The security camera at the intersection
of his father's house captured two cars.

And he confirmed it too.

He thinks he was the last one
to meet Han Kyung Mo.

Use omitted taxes against him
or whatever you have to get us intel.

If we don't find anything,

the police will take over
the disappearance case of Han Kyung Mo.

- Already?
- We can't keep wasting our resources...

just to find a man.

Naturally, the police will take over
if we can't close it.

Don't you agree?

Right. They should.

We informed you of your rights,
and you understood them.

So we will begin questioning.

Go ahead.

You know that Han Kyung Mo
of Loan Evaluation Department...

has been pointed out as the mastermind
behind the Gold Cash case. Right?

To believe that
he brought in all of the salespeople,

we found it odd...

because his position and personality
didn't seem to add up.

But everyone who made a statement
shared something in common.

They all worked with you, Mr. Nam.

So what?

He didn't have a lot of close colleagues.

And he wasn't exactly doing well
at work either.

But overnight,
he became responsible for a huge incident.

And all the statements we got
sound pretty much rehearsed.

On top of that,

this man tried to report something
to the prosecutor.

Do you think this is a coincidence?

I wouldn't know.

Because if someone were to take the fall,

everything that had come to light...

and things that cannot come to light
can go away.

Maybe, someone had been very busy.

Gosh. You guys.

I feel like you're trying to corner me.

I'm sorry for having a wide network.

But if you wanted to accuse me
of something like this,

you should have gotten evidence
or a warrant before you got me here.

Things that cannot come to light?

Please do tell me if you find out.
I'm getting curious too.

They already have suspicions
about the declined loans.

They will probably pretend
to talk about something else,

but they will want to change
the subject to this.

Right. We're curious too.

I guess it would be bad news
if this were to come to light.

You know, something like murder.

Murder?

What? Why is he talking about murder?

- Is Ms. Min inside?
- Yes.

(Vice Commissioner's Office)

What did you say? Murder?

Yes.

It looks like Han Kyung Mo didn't flee,
but he was murdered instead.

You went to Han Kyung Mo's father's house
on October 7...

to convince him to turn himself in.

And you said that
you took a day off the next day...

because your son was on a break.

(Statement)

So are you implying that I killed him?

For the past month,
according to Han Kyung Mo's call history,

you declined all the calls
from Han Kyung Mo.

You didn't even want to talk to him.

What made you want to convince him
to turn himself in?

I could have gotten him fired.

But I did work with the guy for some time.

Gosh. This is a scary place.

I had no idea that
being nosy would backfire like this.

You seem to be this big-hearted guy
toward your colleagues.

But you don't seem to remember
when your son came out on a break.

On October 8, all the requests for breaks
were canceled...

because of an emergency in the base.

What did you do that day?
And where were you?

Were you so busy to the point
you didn't know who was coming and going?

Or...

were you busy pretending
to be Han Kyung Mo, so it looked like...

he was still alive?

I went to the hospital.

I'm sure there's a record for that.

Then...

will Han Kyung Mo have committed suicide
by the time we find him?

Just like Seo Ki Ho from 17 years ago?

We got some shocking statements
from many witnesses.

Sancho Bank either delayed...

or avoided giving out loans
to a number of businesses...

on purpose.

These targeted businesses were called
No-Loans internally.

And once these businesses hit a wall,

your goal is to help someone
seize the benefits?

It's some made-up story.
I won't waste my breath on it.

Han Kyung Mo needed money.

He joined to bring down
these businesses...

after getting involved
with the money lending business.

But he didn't know the consequences.

That's why
he publicly expresses his misery.

Han Kyung Mo was ready
to blow the whistle.

He collected documents to prove
the bank declined the loan on purpose.

And then he found out...

you were the middle man
between the businesses and the bank.

(Nam Ju Seung)

Darn it. This is crazy.

Were you scared?

Is that why you killed him?
Because once you killed him,

you could pin other crimes on him?

You're the one behind the Gold Cash case!

We found two people's bloodstains
at Han Kyung Mo's house.

If we find your DNA in the bloodstains...

It's not me! Darn it!

He tried to kill me first.

That...

So was there a physical altercation?

Why did you fight?

He wasn't going to stop.

You jerk!

He begged me,
so he could do business with Gold Cash.

But he said
he was going to expose everything.

So you tried to keep him silent.

- You two had a fight then.
- Stop right there.

What happened next?

That jerk pretended
to be righteous and all.

When I collapsed onto the floor,

he thought I was dead,
so he thought about burying me.

He did all the dirty work.

And I needed someone to clean up the mess.

He was going to prison anyway.
I told him to go with a lighter charge.

I told him
if he were to take the fall for me,

I promised him that
I would look away from his crime.

That's all.

Mr. Nam, just confess to the murder.

You killed him, right?

- Just like Seo Ki Ho.
- I didn't kill him.

How did you know
Seo Ki Ho would commit suicide?

He kept saying
he wanted to kill himself all the time.

Tell me you killed Seo Ki Ho!

- It wasn't me!
- You killed him!

I didn't kill him. Why would I do that?

I'm telling the truth.

He really wanted to end his life!

Because people died because of him.

An entire family died.

The No-Loan company he got...

was Myeongju Electronics.

It's a mere loan. Right.
Declining the loan...

could ruin someone's life.

I'm not saying I'm innocent. But...

All I'm saying
is that it's not just our fault.

If this operation were a machine,
we'd only be as significant as a screw.

All that we received
was a small amount of commission.

But even though
they were aware of the outcome,

they resented us...

when things went south.

Seo Ki Ho couldn't bounce back from it.

And Han Kyung Mo...

I honestly had nothing to do
with Han Kyung Mo.

Darn it.

I know.

What did he just say?

I'm well aware that
you didn't kill Han Kyung Mo.

What... are you playing at?

We appreciate you confessing
to the loan disapproval scam, Mr. Nam.

The circumstantial evidence we had
wasn’t enough to indict you, you see.

Nam Ju Seung, you are under arrest
for violating the Capital Market Law...

based on the Aggravated Punishment Law
on Specific Economic Crimes.

Take him away.

What? What just happened?

You have the right to an attorney...

and the right to remain silent.

No!

Let go of me!

Let go!

Let me go!

He was arrested. The report was a set-up.

(From: Chief Prosecutor Ha Woong)

(Chief's Office)

What brings you to Bureau Five?

Why you...

Do you need to be elaborate?

(Loan Application)

I only have two things to ask.

Would us digging further...

result in you shedding blood?

Or may we proceed?

Am I to believe that you had no knowledge
of the loan disapproval scam?

Why are you making random guesses?

Your words seem unnecessary.

People will talk, but I'm clean.

However,
if Bureau Five keeps leading the way,

you will end up ruining
a well-set dinner table.

Let another division
work with the prosecution.

- Ms. Min.
- The reform of tax policy...

falls under the jurisdiction
of the main office.

Bureau Five does not have the authority...

to look into a company as large as a bank.

- Ms. Min!
- This is where it will end.

It is more than Bureau Five can chew.

Don't you agree?

(Oratory Competition, 1970s)

(The previous night)

Is there more you need to talk about?

Myeongju Electronics case 17 years ago.

How involved was Ms. Min?

Are you fishing for an answer
or do you actually know something?

Who knows?

I doubt hiding it has any perks anymore.

It's true.

It was by Ms. Min's design...

and I helped.

I have nothing to lose now, do I?

Reporter Kim, I have an exclusive for you.

(I-Core Banking System Error Report)

(Jung Da Kyung)

I specifically said
I did not want to be involved anymore.

What is this about?

Did you... figure everything out?

How did you find out?

I know someone
who pays attention to the little things.

The handwriting in Han Kyung Mo's diary...

did not match that
on the loan application.

The one who wrote in the journal...

and the one who posted the text online
wasn’t Han Kyung Mo.

So who had access
to his login information?

(Main Computer Room, Sancho Bank)

Ms. Jung Da Kyung?

Who could've lured Han Kyung Mo
to the office that day?

(Business Loan Evaluation Department)

Who could’ve used
his personal information...

to make it seem as though he had run away?

Only you, Ms. Jung.

In all your life,

when were you the happiest?

For me, it was when
my boyfriend proposed to me.

When were you the saddest, then?

When my father passed away.

I came back from school one day
when I was 11...

only to see my dad's shoes
when he should be at work.

Dad!

I looked everywhere but couldn't find him.

But then I turned around
and that's when I saw him.

Now that I think about it,
he had been long gone.

But I didn't know that at the time.

I tried holding him up by his feet.

I needed to call for help...

and my arms were aching,

but I couldn't let go.

It came to a point
where I was just hugging his legs...

and hours went by.

I mean... How could such a thing happen?

Sis.

Sis!

Han Kyung Mo's body was found
in the trunk of Jung Da Kyung's car.

(To Seo Hye Young)

You must’ve gotten the idea...

around that time.

When you met debt collectors
at the restaurant...

and heard from Han Kyung Mo
about what he had done.

You wanted to know who the mastermind was.

All documents at Sancho Bank...

were digitized by your team.

It was easy to get your hands
on old loan applications.

Yes, and I knew what to look for
in the memo section.

(Digital Financial Transaction)

I knew that tracking the names...

would lead to
what happened 10 or maybe 20 years ago.

(Loan Applications)

Like who gave what order to whom...

and which companies
were led to bankruptcy.

(Written by: Nam Ju Seung)

And that’s how...

you figured out
that SeoO Communications...

had pulled out.

Yes.

My dad's company going under
and him dying because of it?

It was all their doing.

("SeoO Communications Goes Bankrupt...")

("in the midst of Patent Dispute
with PQ Electronics")

The force behind Sancho Bank that
led all these companies to go under...

(Myeongju Electronics' three-dimensional
transistor technology...)

(was sold to PQ Electronics
following its bankruptcy.)

It was PQ.

I believed him at first.

Han Kyung Mo promised...

to come clean, you see.

So I waited patiently.

However,

he hesitated.

I had to live in my worst nightmare
because of people like him,

but he still hesitated.

Until the very end.

Is that why...

you killed him?

Do you think that no one at the bank
knew about these shenanigans?

Everyone of them was another Han Kyung Mo.

Government employees
turned a blind eye to it.

For decades,
the only person who paid for his sins...

was the one
who actually took his own life.

I knew that
Nam Ju Seung would go after Han Kyung Mo.

From them to be completely on the outs,

I posted that text in hopes of
there being some sort of accident.

Darn you!

How dare you try to kill me.

I understand
how flustered you might’ve been.

But still,
one must pay for his actions, right?

How about we call the police?

I’ll testify against you
and you will against me.

I’m sure you were caught on camera.

Mr. Nam...

The Gold Cash case
will be your responsibility.

You are the mastermind behind it all.

Everything including
the deliberate loan denial...

will be taken to your grave.

That's the only way I'll believe you.

- If only he had properly killed him.
- Answer me.

- He couldn't even do that.
- Didn't you hear me?

Answer me!

Fine!

They were making a pact
to keep the truth buried...

right in front of me.

I was sick of it all.

He was a guy who couldn’t care less
about ruining people’s lives,

and I...

was happy with him.

My dad...

He died right above me.

Right above me,

my dad hung from the ceiling.

Thanks for making me go through hoops.

Gosh.

(Loan Application)

(Seo Ki Ho, Heo Jong Soo)

I went to the main office
with a warrant...

only to find that the original
had already been destroyed.

- That was fast.
- Was this necessary?

You completely tipped Ms. Min off...

telling her that we know.

That we know it was her husband...

who had Seo Ki Ho make
Myeongju Electronics go bankrupt.

(Deputy Chairman Heo Jong Soo)

We'll focus our energy
on Nam Ju Seung’s corruption.

Yes, sir.

He'll want a fruitful deal
as a cost for his silence.

Right.

Give him what he wants.

- Yes, sir.
- Yes, sir.

(Min So Jung)

When I first became manager,

I was directly supervised by Ms. Min.

There you go again avoiding the situation
by being all serious.

Much like you and me.

For that reason,
I'm having trouble accepting...

this situation.

An Sung Sik told me everything, you see.

That 17 years ago,
when everyone suffered a demotion,

only he was able to survive...

because of the transaction between
Sancho Bank and Myeongju Electronics.

He was rewarded for keeping the secret.

It wasn't In Tae Jun
who helped me climb up the ladder.

It was Ms. Min.

That's what he told me.

But even after hearing that...

Maybe it was because
of our history together...

or the long years it took for her...

to break the glass ceiling...

which someone like me could never do,

but I knew
I had to do everything I could...

to be sure first.

("NTS Inspector Drives the Family
of Myeongju Electronics CEO to Death")

Ddong Ju.

You told me to choose a path
I could be responsible for.

I should quit thinking
that I had no right.

So be it, then.

- Let's do it.
- Sorry?

Whether we live or die,

we'll see the end of it.

Sure.

(Search: Myeongju Electronics)

("A Forcible Tax Audit...")

("That Drove the CEO's Family
of Myeongju Electronics to Death")

("NTS Inspector Drives the Family
of Myeongju Electronics CEO to Death")

(Bureau 4's Inspector
Investigated by Prosecution)

(March 23, 2004, 5th print)

Fifth print?

(Bureau 4's Inspector
Investigated by Prosecution)

The article isn't the same.

Then...

("NTS Inspector Drives the Family
of Myeongju Electronics CEO to Death")

First print?
It means this article was taken down.

How?

(Hwang Dong Ju)

(Finance Director Ryu Yong Sin)

(NTS Joongang Regional Office,
Bureau 5, Division 1, Team 1)

(Hwang Dong Ju)

(An Kyung Hee)

(Ko Dong Won)

(Seo Hye Young)

Was it you?

The one who...

ran an inspection on
Myeongju Electronics 17 years ago?

What would be the easiest way
to turn the tables?

You throw something
that could start a fire.

A doubt.

When you can't trust those beside you,

your whole world starts to fall apart.

Please answer me.

All those people...

and also my family.

Was it you who drove them...

to the edge of the cliff?

Please don't die.
The punishment will be mine to bear.

A kid lived. The youngest daughter.

Please let her live her life.

I beg you, sir!

(Kim Young Doo, Kim Seo Eun, Lee So Young)

Excuse me.

How can I help you?

Never mind.

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