All language subtitles for Two.Types.Of.People.2020.1080p.WEBRip.x264.AAC5.1-[YTS.MX]

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In a land far, far away,
there was a girl called Cinderella

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whose beauty was legendary.

One day, she received great news.

Up in his castle, the most handsome man
in all the land...

Prince Charming
was planning to throw a ball

to find a woman to be his future bride.

However, Cinderella had nothing to wear,
let alone a car to take her to the ball.

- At that moment...
- Mother Kapital!

...arrived and covered Cinderella’s needs.

Quiet, you. You haven't stopped gabbing
this whole time.

Darling, come here now.

Now, go and buy whatever you need.

Don't wait for Fairy Godmother
to fulfill your needs.

Just come to Kapital Bank.

Come and get your Kapital Card
and use it for all your needs.

From education to transportation,
holidays to investments...

Leave the rest to your bank.

Kapital Bank.

She's not here yet?

Hello? Ms. Müge?

We're in the room.

Please take your time.
We'll be waiting for you.

I wish I'd never met you.

You bit off more than you could chew,
and now we're both in the shit.

I treated you well.

I gave you a job, an income.
Was that a mistake?

Look, don't say anything stupid.

Just answer her questions
and say nothing else.

This is your mess. You can clean it up.

If I have to lose my business
because of you,

I swear I won't let it go unpunished.

Your colleagues said this room
was available, so here we are.

That's fine.

Where should I sit?

Wherever you want.

Are you okay?

I'm fine.

I have a headache.

I took a painkiller.
I should be fine soon.

Are you okay to talk?

Yes, it's no problem. It’s not that bad.

Okay.

We’re starting right away?

Are we waiting for someone?

No.

In that case...

Ms. Duygu, Mr. Eray must have told you

that I'm conducting an investigation
on behalf of the bank.

That's why you're here today.

Management is concerned about
what happened.

They have the right
to know what happened.

So I’m going to ask you everything
about this case from the beginning.

I hope you will cooperate.

Of course.

After everything that's happened,

it makes no sense
to hide anything, right?

Right.

June 3rd, 2019, Maslak, Istanbul.

Duygu Tüzel's statement.

If you don't make the deposit by Friday,
the bailiffs will have to handle it.

I didn’t get my salary on time.

Otherwise, I’d never delay the payment.

Of course. But if you don’t pay up,
a legal challenge can start at any moment.

If that happens,
even I won't be able to help you.

I understand. Thank you.

Yes, Mom?

No, I'm outside. What happened?

No, I don’t think it's important.

Don't open it, Mom.

Just leave it on my desk.
I'll look at it tonight.

Did you sign anything?

Okay, Mom, okay.

Mom, my bus is here.
I'll call you later, okay? Love you.

Sorry.

No problem. Please follow me.

ERAY EGE CONSULTANCY

It’s a standard contract.

The most important part is on
the last page, the payment schedule.

We already kept it to a minimum.

Could we turn on the AC, please?
It's too hot in here.

Unfortunately,
the remote control is broken.

There won't be any problems if you pay
the installments on time, Ms. Ceren.

But we need a down payment from you.

On the phone, you said
you could give me a discount.

Yes, I'm already doing that.

And I'll give you
a 12-month extension as well.

But there's still a minimum amount
that needs to be paid.

If only I had that amount.

Don't you have a friend
or an older brother who could support you?

No?

In that case...

you can sign the contract now,
and we'll discuss this among ourselves.

We’ll see if we can postpone
the advance payment.

Duygu, could you come here for a sec?

I'll be right back.

Don't sign it.

Excuse me?

Don't sign it.

She can't do anything
if you don't sign it.

But if you sign it,
you'll have to pay all of it.

But isn’t this the last day
for the discount?

There is no discount.

She could write all the interest off
if she wanted to.

She could postpone the due date,
or even reduce your debt.

But if you sign that and don't pay up,
you'll end up in jail.

I’m just here to offer advice.
It’s up to you.

- What should I do?
- She's coming!

I'm really sorry.

They mixed up the files going
to the bailiff's office.

So, are we done? Did you sign it?

Wait a second.
Just walk me through it again.

The meeting you had with Ms. Ceren
on April 15th, was that the first one?

First one, face to face.

We had spoken on the phone before that.

The debtor refused to sign the contract.

Yes.

Does this happen often?

It's rare for someone
to say yes over the phone

and then refuse to sign it
when they come here.

Did that make you suspicious?

Yes, it did.

And another thing...

The temperature in the room had dropped.

What does the temperature have
to do with this?

During our interviews,
we sometimes heat up the rooms

to help persuade the debtor.

Anything else?

Anything unusual
about Mr. Bahadir's behavior?

Everybody was stressed about
hitting their quotas before the bonuses.

But, of course, this has nothing
to do with the quotas.

Please continue, Ms. Duygu.

STATUS: NOTICE LETTER NOT SENT

No, nothing like that.

I've given you every penny
I've earned for the last two years.

Don’t you have any mercy,
any decency at all?

I've only missed one month's payment.
One month!

- Could you calm down, Mr. Feridun?
- Calm down! Why should I?

You embarrassed me in front of my family.

You didn’t answer our calls,
so we called your family.

This is my debt!

Why the hell did you call my brother?

What gives you the right to do that?

Look, I’m not kidding.

If you ever call my mother,
my father or my other relatives again,

I will burn this place to the ground!

What's going on there? What did he say?

We couldn't convince him
to come in for a meeting.

He threatened us
because we called his family.

- He can't do shit. Fuck him.
- He says he's gonna report us.

Well, good luck to him.

Did he consult me
before spending all that money?

Come on, dear. Let's go to the restroom
and dry those tears away.

He kept asking,
"Why did you call my brother?"

As if I enjoy doing that.

They tell me to do it, so I do it.

I don’t enjoy calling his brother.

He kept swearing, Duygu.
Why would someone do that?

Don’t let him get to you.
Why do you care so much?

He said, "I hope your children suffer
because of your actions."

Isn’t that a vile thing to say?

Nothing will happen to my baby, right?

Don’t be silly, Tilbe.

That’s not up to him.

- It won’t happen, right?
- No, it won’t, dear. Don’t worry.

I can't take this anymore.

I'm going to quit.

What are you talking about?
You'll be on maternity leave soon.

Nope. Once the bonuses
have been calculated, I'll quit.

I can't take it anymore.

Okay, just wash your face
and calm down.

I’ll get you a nice cup of coffee
in a moment, okay?

Do my eyes look red?

Correct me if I'm wrong.

All employees undergo training
when they start working here, right?

Yes.

So, you know that you can't have
a personal relationship with a debtor?

Yes.

And yet you contacted Ms. Ceren.

Who called first? You or her?

She called me first.
We talked for two minutes at most.

Who suggested meeting up?

I can't remember. Me, I guess.

- Thanks.
- Thanks.

I’ve never felt that helpless before.

I’m scared of the phone,
scared that she will call.

- Yes. Duygu's a go-getter.
- I don’t know about that.

But she literally haunts my dreams.

She's just trying to fill her quota.

Is that why she got angry
when I didn't sign it?

She gets bonuses for doing so.
But you did the right thing.

You can bargain forever
as long as you don’t sign anything.

- You think so?
- Uh-huh.

But she said I couldn’t get a discount
on the interest if I didn’t sign.

Don’t buy that!

If you don't pay, she'll have to deduct
the amount from the initial debt.

And what happens if I can't pay that?

Nothing. You pay whatever you can.

For once, let her not hit her target.

Is that why you're helping me?

No, not because of that.

Then why?

I know what it’s like
to be in dire straits.

Not everything's about money.

- Thank you.
- No problem.

No, thank you. Really

If it weren’t for you,
I would've signed it in a heartbeat.

No problem.

If she calls, don't answer.
Because she's gonna call.

Don't answer calls from unknown numbers.

Okay, I won’t pick up.

Can you give me your phone, Tilbe?

What are you gonna do?

I'm trying to reach that girl,
but she's not answering my calls.

No answer?

Until the day we met,
she answered all my calls.

She was ready to do whatever I said,
but then she suddenly disappeared.

Ms. Ceren!

Ms. Ceren!

Yes?

I've been trying to reach you
for a few days now.

Okay, but why did you come here?

You're not responding to any
of my calls or my texts,

so I had to come all the way over here.

Yeah, I was busy.
I had no time to take any calls.

That's okay. But we have to talk.

I know this is weird, approaching you
on your way back from work...

I get it. I'll call you tomorrow
or whenever I’m next available.

Just a second. I know it seemed like
I put pressure on you the other day...

- That's my bus.
- ...but if you let me explain--

- Sorry, I'm in a hurry. I'll call you.
- I'll explain if you listen for a moment.

Ms. Ceren, Ceren!

I'm trying to tell you something
for your own good.

Don't sign it. She can't do anything
if you don't sign it.

If you sign it,
you'll have to pay all of it.

But isn’t this the last day
for the discount?

- What the hell is this?
- Just give me five minutes.

If you're not convinced,
you can take the next bus.

I know it sounds ridiculous,
but everything you saw in that room

had been rehearsed.
It had all been planned beforehand.

The room temperature,

making you wait in the corridor,

me leaving the room...

It was all planned.

Okay. But why?

To persuade you.

Look.

The interviewers play good cop, bad cop.

After I put pressure on you,
I was supposed to leave the room,

and the good cop was supposed
to convince you to pay up.

But this time, it didn’t go as planned.

No, it didn’t.

But I knew it wouldn't anyway.

How did you know?

Because whenever
a beautiful young woman comes in,

these sons of bitches
just can’t keep it in their pants.

This is the list of debtors we interviewed
together in the last quarter.

Take a look. There are 141 people.

We failed with only 12
out of those 141.

Ten of them are your age.

All women, all single.

How do you know they are single?

We receive all kinds
of information from the bank.

Your relatives, addresses,
debts, receipts, everything.

How stupid am I?

I thought...

You thought he helped you
because he liked you.

Don't blame yourself.

They train us to manipulate you.

No, I'm not known for making
great decisions anyway.

I'll do whatever I can
to help you with your debt.

I promise.

But you're going to help me as well.

What kind of help?

Come on!

This can't be your first time.

You've set me up.

I swear, it's my first time.

You're kidding me.

Cool moves, slides,
artistic throws and everything.

I get it, you're a pro at this.

I went easy on you
because I thought you were a newbie,

but no more mercy!

Come on! Now you're only fooling yourself.

It's just one dinner. Get over it!

Come on!

- Don't laugh.
- Sorry.

You know I'm broke,
and now you'll make me pay for dinner.

Excuse me? I'm bankrupt,
but you’re the one who's broke?

You're an entrepreneur.

You had money but you ended up bankrupt.

I'm just a poor laborer
who works from 9 to 6.

Yeah, right.

You pressure people in need, get bonuses,
and then say that you're broke.

I don't work there because I enjoy it.

I'm joking!

You've helped me so much.

I can't possibly repay you.

Dinner’s on me!

The fairy godmother
is the villain in that tale.

How so?

Why is she the villain?

If she really wanted to help,
she could have done it properly.

But she says,
you need to be back by 12:00,

wear glass shoes, and so on.

Come on!

You dress up, put on makeup,
spend money, ask for her help,

but the Mother Kapital
is the guilty party?

What's the difference
between that and a loan shark?

One shoots you in the ankle
when your payment is overdue,

the other takes everything you’ve got,
including your shoes.

What is he talking about?
Mother Kapital or something?

Chit chat. You know
that credit card commercial.

Why did you talk about that?

I was just trying to make him
talk about the bank.

It's too noisy. I can't hear anything.

Look. The side with the mic
should be facing him.

Don't put it on anything.

There shouldn't be anything
between him and the phone.

Just put it like this.

- Sure, but it's noisy here too.
- It doesn't matter.

There will always be people around.

And, obviously, you won't be
going to his place.

Hey, does he still text you all the time?

I'm sorry that he’s troubling you.

Well, actually, he's kind of funny.

- Sure, but it's noisy here too.
- It doesn't matter.

There will always be people around.

And obviously you won't be
going to his place.

This is good enough.

You didn't feel that she was trying
to make you talk, fishing for something?

No. We were seeing each other.
She was calling, we were dating.

I didn't notice anything fishy.

And at the office? Did you notice
anything strange from Duygu's side?

Well...

in our line of business, you don’t
get friendly with your colleagues.

You do your job and go home.

Duygu was her usual self.

- Excuse me.
- Yes?

When does the seminar start?

It starts in half an hour.

Sedat,
could you turn the lights down a bit?

EFFICIENT COLLECTING METHODS
OVER THE PHONE

WELCOME

You can wait in the lobby if you like.

- What's wrong?
- It took my money.

There's no light on.
I guess the coin didn't drop.

We had this same kind of machine
at our university.

It stole so much money from me.

- Did you fix it?
- I think so.

How did you do that?

Let’s put it down to experience.

- Thank you so much. You're great.
- No problem.

- Are you also here for the training?
- Yes. I'm Tilbe.

- Pleasure to meet you. I'm Duygu.
- Pleasure to meet you too.

Do you know
how many people they're hiring?

I don’t know but it’s pretty crowded.

What do philosophy graduates do?

They do teacher training
and become a teacher.

Of course, there are never
enough vacancies.

If I had a degree, I guess I would've
liked to use what I learned.

Yes, but I’ve been waiting
for three years.

I need to find something steady.

I can't pay the rent
by being a hostess at fairs.

Hey, I did that too.

Product promotion, sausage tasting,
educational games for kids.

Where did you do that?

Admin agency?

Yep. You too?

But I didn't get my last payment.

They still owe me 1,500 lira.

- 1,500 lira?
- Yes.

He’s been stalling for months.

Asshole.

Don't you think the owner
is kind of a pervert?

Yeah, for sure, he's a pervert.

- Yeah?
- You felt it too?

We are starting in five.

Who here has a credit card?

Is there anyone here has been overdue
on at least one credit card payment?

Anyone who had a credit card
and was prosecuted? Let's see them.

Don't be shy.

Nice.

You know the drill. That's a good thing.

DEBTOR

This man here.

He took out a loan, he started a business,
he took out a mortgage,

he went on a holiday or whatever...

And then there's this man.

And, rightfully, he wants his money back.

BANK

So, where do we stand in this equation?

Here.

CREDITOR

You already know how the man on the left
feels and what he thinks.

We're here to teach you
how to be the guy in the middle.

We'll start with our two golden rules.

TWO GOLDEN RULES!

Confidentiality and security.

So you took the initiative
and broke both rules.

It’s funny what measures you can take,
once you convince yourself to take them.

Let's see Ms. Tilbe's performance.

Tilbe, Tilbe the Tenderhearted!

Number of meetings is okay.

Signature target met.

Collection target. Let's see.

NUMBER OF MEETINGS
SIGNATURE TARGET - COLLECTION TARGET

You should thank me.

If it weren't for me,
you wouldn't have hit it again.

What was the name of that guy,
that guy who kept swearing?

Feridun Bay, with traffic violation fines.

Look, he paid his dues.

You said he was broke,
that he couldn’t pay.

See?

Once they are handed the notice,
they all turn out to have hidden savings.

You don't push enough, guys.

You need to make a real effort.

Calling them a few times and inviting them
to a meeting just isn't enough.

If I need to push the debtor,
then what's your purpose here?

Now I feel relieved.

You're like a bulldozer.

You obliterated the target.

And you were saying
that this job isn't for you.

I could see it in your eyes.

Why did you miss
your signature target, though?

Did you do it on purpose
to keep the green-eyed monster at bay?

There was a last-minute issue with a file
that I thought would definitely be signed.

If you're sure they're not gonna pay,
just push it to the bailiff.

No, I think she has the money.

I just need to push a little harder.

Okay, good. Then push them.

Definitely push them.

What can I do?

Sometimes you meet the target,
sometimes you don't.

It's just a matter of luck.

What can you do
when you end up with a shitty file?

Exactly!

Exactly! Push it, push it, push it!
Asshole.

Well, he's extra pushy these days.

He's getting two new accounts.

What?

Nothing on earth can satisfy this guy.

When he earns more, he invests more.
Wouldn't you?

What are you going to do with that file?

I'll send another notice.

You think a second notice
will do the trick?

It will if I send it to her home address.

She's really afraid of her mother.

But you did not send that notice?

I had no intention of sending it.

I did it to test him.

As expected, the news traveled fast.

But we couldn't record it
because he told her on the phone.

Maybe he figured it out
and acted cautiously?

I don't think so.

Because he talked about lots
of other work-related things.

Such as?

Trivial stuff.

Who does what,
how the bonuses are calculated...

how we receive the debtor's
personal information from the bank...

Let's not mention the bank.

I’m so sorry.

Let's say the guy
on the right owes 100 lira,

but has given up hope
on paying the bank.

We give that guy 20 lira
and we buy this debt.

Now, everything is
between the debtor and us.

From that moment on,

the bank doesn't care whether we collect
half of this debt or the full amount.

Why don’t the banks collect
the payments themselves?

Good question.

They cannot chase after debtors
like we can,

and they cannot push them like we can.

Because they don't have enough staff?

Yeah, that too, but mostly because
they are afraid of being reported or sued.

Guys,

banks are huge institutions
but they are also unreliable cowards.

We spare some money in our budget
for things like compensation and fines.

Over the last two years,
we have worked on thousands of cases.

Anyone want to guess how much
compensation we ended up paying?

Zero.

Banks can't do that.

Because here we teach you...

MANAGING DEBTOR PSYCHOLOGY

...this.

Let's go back to Ms. Ceren.

She and Mr. Bahadir started
seeing each other more often.

And when they didn’t see each other,
they messaged each other.

So, everything went as planned.

At first, yes.

What happened after that?

Something must have happened.

I don't know.

The thing that always happens, I guess.

- Should we park somewhere and come back?
- No need. I’ll go and get them quickly.

- What flavor would you like?
- Doesn't matter.

Get me the same thing you’re having.

- I’ll be right back.
- Okay.

Hi. Could I get two, please?

- How much is it?
- Twenty lira.

Your phone rang.

- Thank you, by the way.
- Enjoy.

- Who was it?
- I don't know. I didn't look.

- It's my mom. I'll call her later.
- Okay.

What is this? It exploded!

Yeah, it went everywhere.

- I’m done. That's enough for me.
- Yeah, me too.

You've got a little...

No, the other side.

I'm sorry.

This is my favorite spot in Istanbul.

It's really beautiful.

These lokma stores have popped up
everywhere all of a sudden.

Well, when one makes money...

I guess others will follow suit.

We all like to hope.

You think, "Everybody else is doing it,
so why can’t I?"

You think it’s better to own a business
than work a regular job.

And then your boyfriend finds
a really cheap place to rent.

So you say to yourself,
"This is my chance,"

and, boom, you take a loan from the bank.

So stupid. Why didn't I even question
why the rent was so low?

I still wonder how I managed...

to find myself neck-deep in debt
because of such a small store.

All that money down the drain.

The worst part of it is
I lost my mother’s money along with mine.

All that debt is on you?

What about your boyfriend?
Isn't he helping out?

My ex-boyfriend.

We opened an escape room
because it was so popular back then.

He escaped, and I couldn’t.

- Well, what’s done is done.
- Exactly.

I'm not known for making
great decisions anyway.

I understand how you feel.

Like... It feels like it will never go away.

One night, four years ago,
I came and parked here.

I didn't have a penny in my pocket.
I didn’t have anyone I could call.

I was determined
to drive this car into the sea.

I know it sounds crazy,
but it felt like the right thing to do.

Why didn't you?

Because it would pass.

I wouldn't be feeling like that
a year later.

Or four years later. Whatever.

Did everything get better? No.

I'm still paying for my mistakes.

But anyway...

Right now, right here,
I'm happy to be with you in this car.

Maybe you don’t feel that way right now
but believe me,

things will get better.

I promise you...

the next time we come here,
you'll feel much better about it.

Hey.

Do you trust me?

Good.

Shall we go now?

Shall we go to my place?

No matter the topic,
there are always two types of people.

Debtor, creditor.

Rich, poor.

Employer, employee.

You can't decide which one you will be.

But you can decide whether
you'll be the hunter or the hunted.

If you act like prey, you'll be hunted.

If you don't want to be preyed on,
you need to learn to be a hunter.

Bahadir, can you come up here?

How long have you been working here?

Over two years.

Can you please tell everyone how we met?

As a debtor.

Bahadir did such a great job
of resisting us and not being prey

that we decided
to make him part of our team.

We structured his remaining debt,

so now he works
and pays it back in installments.

We caught him by his tail

and didn’t let him go.

Now, I need a volunteer.

- Should we?
- We’ll do a test run.

Come up here.

It's mine.

- What time is it?
- Seven a.m.

Mine will go off shortly.

Why are you laughing?

I’ve given you my university uniform.

- I think it looks good on me.
- Yeah, you’re right. It does.

- You can keep it if you like.
- No, thanks.

If you give away a T-shirt
to every girl that comes here...

Well, not many girls come here.

- Really?
- Yep.

How about from work?

Haven’t you met anyone like me before?

No, it’s not really a good place
to meet anyone.

Doesn't it stress you out
to work in such an atmosphere?

Well, of course it does.

So why do you work there?

Because I need to.

I have to hang on a little bit more.

I don't think I could've done it.

Well, it won't be long
until they fire me anyway.

Why's that?

I haven't hit my quotas
for the last three quarters.

If it happens a fourth time...

But It's not only you, right?

What about Duygu?

Duygu?

She's so cunning.
She'll always find a way to come first.

She's gunning for me.

She would get me fired...

if she had the chance.

This time it's yours.

The way I understand it,
you were too self-confident.

You tried to control the debtor's mind,
but you forgot about her heart.

They don't teach about the heart
in training.

- Hi.
- Hi.

- I’m in a hurry. Let's talk here.
- Okay.

- Did you bring the USB?
- Yes, it’s in my purse.

Could you make him talk about Eray?

He doesn't like the guy,
but doesn’t talk about him either.

If only he would talk about him too.

Should I hold a gun to his head?

He did tell me about
some other stuff, though.

Like what?

Like you.

How you’re always number one.

He knows that you're going after him.

He knows there’s something fishy going on.

Do you have that on record too?

No.

But I realized something else.

Bahadir doesn’t want anything from me.

He doesn’t mean me any harm.
He just helps me.

You, on the other hand,
you're always asking for something.

You want me to sign stuff,
pay stuff, record stuff.

And I do whatever you ask me to,
like some kind of idiot.

Did you sleep with him?

Who I sleep with is none of your concern.

God, I can’t believe how stupid you are.

Give me the USB.

From now on,
I'm not going to do as you say.

And if you call me again,
I'll tell Bahadir everything.

By the way, there's nothing on the USB.
It's empty!

Good.

Ceren Köse's file was assigned to Duygu,
and no money was collected.

Then God knows what happened.

It's assigned to you
and the money starts to flow in.

Didn't you question how a debtor
is able to pay all of a sudden?

As long as the money comes in,
nobody here cares about the details.

So you say that if I find some cash,
my debt can be completely written off?

- Sure.
- For how much?

How much would you need
for a debt of 200,000 to be written off?

That depends on the interviewer.

If you have given up hope on the debt
and you can collect a third of it in cash,

you can convince the boss
that it's the best amount we could get.

Okay, so if I had 60,000 lira,

and you were the one interviewing me,
would you write off my debt?

- Nope.
- Why?

Of course I would.

I’d also benefit from that.
I would have hit my quota.

But where would you find 60,000 lira?

No bank would give you a loan.

- My mom has some jewelry.
- What?

My mom has jewelry
that's worth 60 or 70,000, easy.

Would she just give it to you?

She keeps it at home. She thinks
I don’t know where it is, but I do.

You're just gonna steal
your mom's jewelry? Don’t be silly.

But I will replace it right away.

As soon as my record's clean,
I can get a loan and replace it.

Five years.

You can't get a loan from the bank
for at least five years.

- What if I take out that loan?
- What?

I’m just thinking out loud now.

I'd have an eight to 10,000 bonus
from the money you’d pay,

and the last payment on my current loan
is due next month.

I can get a new loan after that.

We could replace the jewelry
in two months.

Would you do something like that?

Well...

Bahadir, I promise I will pay you
at least 2,500 per month.

You can really trust me.

I do already. But if we do this,
we must do it now.

- The bonuses will be calculated next week.
- Thank you so much!

Duygu, wasn't that your case?

I guess it’s with Bahadir now.

Your expenses were all on housewares.
Are you moving?

No. I'm getting married.

- Really? Congrats.
- Thanks.

- When?
- At the start of summer.

That's very soon.

Yes, there are many expenses
leading up to the wedding.

I have a payment schedule
that would relieve you.

The down payment is very affordable too.

I would like some more time to think
before I sign anything.

But if you come back later,

you'll have much more trouble
with the fines and interest rates.

But if I sign this without consulting
my fiancé first, it could cause problems.

- Sounds like a short-tempered guy.
- Just a little.

And he really doesn’t like
credit cards or debts.

Well, as you wish. I can't push you.

But, Ms. Tilbe,

wouldn't this cause more problems for you?

What do you mean?

If you had signed this,

you could clear some of the debt
with the gifts you receive at the wedding.

It would be worse
if you received any notices

or had to deal with bailiffs and all that
before the wedding.

Would the bailiffs
get involved that quickly?

I can’t guarantee anything.

If you trust and support each other
no matter what...

I'm sure you two could handle
the bailiffs too.

But if you don't have that trust...

We've seen this destroy many marriages.

Don't get me wrong. I'm not saying
that yours is that kind of relationship...

For a second there,
I really thought I was in debt.

When Mr. Bahadir said that this can
destroy a marriage, that really threw me.

I hope you all watched carefully.

You don't have to have a plan.

Just listen to the debtor.

The debtor will tell you what to work on.

We’ll take a lunch break now.

SOMETHING BAD HAPPENED. CALL ME.

This afternoon, everybody will have
their first interviews.

Go ahead.

When did you next see Ms. Ceren?

When she came for her interview.

Didn't you call her
and try to convince her?

No.

You get to a point where you just give up.

I gave up.

You can’t help someone
who won’t help themselves.

She wouldn't believe anything I'd say
without seeing it for herself.

Where's Tilbe?

She has a doctor's appointment.
She'll be back this afternoon.

This is a new trend.

Pregnant people keep getting
the babies checked. Cool.

Polat, were notices sent out for my cases?

Which cases? There is only one.

For Ceren Köse, and we sent it yesterday.

Exactly. Okay, thanks, bro.

I'll send notices
for today’s cases on Monday.

Monday, okay.

- Hello, Ceren?
- I told you not to call me.

I haven’t called you to chat, Ceren.

The reason I’ve called is to warn you.

I'm hanging up.

One second! Your name is
on the list, the bailiff's list.

What bailiff? We cleared the debt.

Did you receive a signed paper
that confirms that?

What?

Did you or did you not
receive a signed paper?

It's not possible. That can't be.

Call the company and ask for a receipt.

Don't call me again.

I thought I wouldn’t feel sorry for her.

But it breaks your heart to see...

someone’s world come falling down.

Phone call for you.

Tell her I’m not available,
I’m in a meeting.

She just keeps calling.

Okay, thanks.

Hello.

What are you trying to do?
Why do you keep calling?

I see, but I'm not available.
I can’t pick up.

Could you please calm down?
I'll tell you everything tonight.

I told you that we'd talk outside.
Why did you come here?

Are you kidding, Bahadir?

They sent a bailiff's order
to my apartment.

I wanted to ask what's going on,
but you weren't answering me.

- Okay, just calm down. We'll talk.
- How can I be calm, Bahadir?

I'm going crazy.
You don't answer my calls.

Let’s get in the car first.

- I’m not getting in the car!
- Ceren, please.

Those notices go to my mom's place.

She'll have a heart attack
if she finds out.

You can pay five to 10,000
and delay the bailiff.

What do you mean?

How can I pay five to 10,000?

Where will I find that kind of money?
Didn't you say you'd get a loan?

I pawned all of my mother's jewelry

because you said
you were gonna get a loan.

Weren't you?

Please get in.

Ceren, could you please get in the car?
I’ll tell you everything.

Ceren, please!

Don’t start the car. We’re not going
anywhere until you explain yourself.

They won't even give me a credit card.

My situation is worse than yours.

You’re kidding, right?

Are you joking?

You said you would--
I pawned my mother's jewelry!

Why did you say you could?

I trusted you.

Is that why you recorded
our conversations, Ceren?

What? You thought I didn't notice?

I invented all of those tricks.

This is how many days after your call?

Two or three days later, I guess.

You show up here.

I thought I should intervene
because they were shouting at each other.

She got angrier after you arrived.

Why did she react that way?

She was asking for my help.

And what did you say?

"You've made your bed, now lie in it."

God damn you!

God damn you!

You have no right to play
with someone’s dignity!

Do you know the difference
between you and a con man?

How you spend that bonus!
I hope you choke on it!

Why are you yelling, miss?

What do you mean
why am I yelling?

You tricked me.
You took everything from me.

Aren't you in debt?
Did we steal that money?

Are you not human?
Are you not human beings?

- Ceren, calm down.
- Don’t!

Don't you dare tell me to calm down!

- Please show her out.
- God damn you all!

- God damn you all! Shut up!
- Are you okay?

Send her file
to the bailiff immediately.

- Don't bother.
- Okay, Mr. Eray.

It's not like she asked my permission
to spend that money.

Duygu!

Duygu!

Tilbe?

It was easily the worst day of my life.

We’re used to debtors getting mad at us...

but if something had happened
to Tilbe or her baby,

I would never have forgiven myself.

- I think my water just broke.
- Okay, okay.

Someone call an ambulance!

- Call Firat and tell him to come!
- Okay, Polat will call him right now.

Calm down, okay? Don’t be scared.

Duygu, I can’t have the baby now.
It’s too early!

It's too early.

I know, I know.

You knew that
shit would eventually hit the fan.

No matter how...

prepared you are for it,

it still messes you up
because you're still a human being.

It gets to you in the end.

But there are two types of people, right?

Debtors and creditors.

Everyone is responsible for themselves,
for the games they play,

for the decisions they make.

If you are hunting,
you need to act like a hunter.

I was only doing my job.

- Duygu.
- Darling.

Where is Auntie Nezihe?

She went out to get some tea.
Come sit down.

- May I?
- Sure, sure.

Are you all right?

There's some pain,
but I’m much better now.

- Did you see her?
- Yes, I did.

She is so small, right?

Very small but so cute.

The nurse said she'll bring her to you
in a couple of hours.

I hope so.

When the contractions started early,
I thought it was that debtor's curse.

She was born safe and sound.

Don't worry about those debtors.

Don't think about work
until you come back.

I'm not coming back.

It’s not a good place.

I've made up my mind.

Whatever you think is best, darling.

I'll work with Firat until Gül grows up.

Then I'll try to find a new job.

Maybe by then,
we'd have made so much money...

we could open that breakfast place
in Kuzguncuk, the one you dreamed of.

We'd open in the morning
and close at noon.

Sure, why not?

Gül could be there with us.

We could let her wander around the shop.

We could make everything ourselves.

I could make different types of jams
and prepare the olives.

We would buy the best honey,
the best cheese.

We could make it work.

If only we had enough money.

We will, darling.

I have to go now.

- I'll come visit you again.
- Okay.

Thank you, Duygu.

- See you.
- See you.

If you're doing this job,
you always consider this possibility.

I COULDN'T OVERCOME YOU IN THIS LIFE

BUT I'M NOT GONNA LEAVE YOU
IN PEACE IN THE ONE HEREAFTER.

The same message she sent to Bahadir.

I wasn't surprised when I saw the message.

Not after seeing how
she stormed out of our office.

I called, but she didn't respond.
I texted her.

Then I found her address on her file.

LET'S TALK. WE'LL FIND A SOLUTION.

- Open up, please?
- I'm coming. Yes?

- Does a Ms. Ceren live here?
- Yes.

What if I hadn't gone?

What if I was there an hour later
or I hadn't checked my phone?

She might have died.

But she didn't.

You saved her life, in a way.

AMBULANCE

What about the others before her?

We have no idea
whose lives we’ve destroyed.

Who committed suicide.

Who survived.

We have no idea.

Okay.

We'll take it from here.

But you will do as I say.

You'll leave the company immediately.

You'll even get your severance package.

But...

you'll need to sign here.

- What is this?
- A nondisclosure agreement.

- Is that all?
- That's all.

You can never contact Ceren again.

You'll never talk to anyone about this
or work in this sector ever again.

This wasn’t the job for me anyway.

I’m not so sure about that.

It seems like you did everything
you were supposed to do.

I had to.

We break for lunch now.

This afternoon, everyone will do
their first phone interview. Go on.

- Tell me what happened.
- Something came in the mail.

I signed it and it was a notice.

Sezgi, please talk without crying.

- Who sent the notice?
- The landlord.

Why did you sign for a document
without knowing what it was?

How should I know?
They made me sign for it first.

Nothing will happen, right, sis?

No, don’t worry.

Don't tell Mom that I signed for it, okay?

Okay. I can't talk right now,
I'll call you later.

Take a photo of it and send it to me.

- I'm so sorry.
- Don’t cry. It will be all right.

- Who's the debtor?
- Doesn't matter. You start.

Okay, you'll be the debtor then.

- Hi.
- Hi.

I'm calling from Eray Ege Consultancy
about your outstanding debt.

I'm busy right now. Call me later.

Forgive me, Mr. Polat, I'm only calling
to give you some brief information.

It's for your own benefit.

I'm listening.

We can reduce the default interest rate
if you can pay 5000 lira or more

before the end of the month.

You don't want to miss this chance.

I won't have that kind of money
until the end of the month.

He only opposed to the amount.
He didn't say he can’t pay.

Okay.

How much can you pay?
Maybe we can be flexible.

I'm not going to pay. I'm broke.
What do you want, my life?

EVICTION NOTICE

Aggressive behavior.

Just say, "I'm only informing you
to save you trouble." On the next page.

Should I say, "Sorry, I need to check
the next page" to the guy on the phone?

This is nonsense, guys.

Was that guy in there reading
lines off some paper?

The rules are obvious. Fool the debtor.

And if you can't, intimidate them.
That's all.

- What’s wrong?
- I can’t do it. Have a good day.

You could at least try.

No, this job isn't for me. Good luck.

Why do you insist, bro?
Fewer people means more chance of a job.

He came all the way here,
he could try at least.

Yeah.

He might have felt guilty.

Calling debtors and all that.

Don't we have a conscience?

They always call me when
I don't pay the required amount.

I'd call them too. That's the job.

I don't care about the rest.
Wouldn’t you do it?

We'll call, let's see.

You?

I'd call, I guess.

- I have no other option.
- That’s it.

Let’s start from the beginning.

- Come on.
- You be the debtor now.

Okay.

You're aware how cheaply you got off?

If something had happened to that girl,
you'd be spending years in prison.

Is that all?

That’s all.

And Duygu?

She signed it too.

There really are two types of people.

But you never know which is which.

Good luck with your first file.

Feridun Karakale.

A large account. He owes 320,000.

He paid his child's tuition fees
every month. Then nothing else.

So he receives some money
at the beginning of each month.

If you can push today,
you can have some of it.

If you wait until next week,
the money will either go to the school

or to another creditor.

They all panic when they see
an unknown number calling.

If you can pressure him straight away,
he won't have a place to run.

If you stumble,
you have a script you can follow.

I guess I got too excited.

Can I try it later?

Okay, you can try it after the break.

Thank you.

Who's next? Come on.

I’m calling about your credit debt. No.

I’m calling to help you
with your credit card debt.

There's nothing to memorize here.

It's just for people
who don’t know where to start.

But that's not your problem,
if I'm not mistaken.

Let me guess.

You identified with the person
you're going to call, right?

You know how he feels, what he would do.

He must have children and all.

It's because his story hits too close
to home.

I told you this morning,

there are two types of people.

When you ask them,
no one chooses to be the prey.

But you...

you're choosing it right now.

Either you go up on stage
and call your case...

or sooner or later,
one of those guys will call you.

The decision is yours.

Hello, Ms. Gamze. I'm Duygu.

I'm calling you to help you
with your Kapital Bank credit card debt.

We can discuss and schedule
your payment plan together.

KAPITAL BANK

Just got out.

Done.

Just as I expected.

Welcome.

- Hello.
- Welcome.

- Please have a seat.
- Thanks.

Yes...

things occurred
that were beyond our control,

things that we would never approve of.

We've already started
our internal investigation.

Two employees were discharged on the spot.

I will investigate this matter myself.

The bank is not directly involved,

but rest assured, our institution
will be with you to the end.

Thanks to Mr. Eray,
he showed some flexibility.

Your remaining debt will be written off.

NON-DISCLOSURE AGREEMENT

I think there's been a misunderstanding.

We’re here because
you said you had an offer.

This is our offer.

We've cleared the debt and we apologized.

You apologized and...?

Let us hear your demands, Ms. Belkis.

If they're within reason,
maybe we could discuss them?

We have prepared something.

A very reasonable proposal. Here.

No way.

You want the whole fine and compensation
budget for the last two years?

Yes. In my client's file,

there is every breach that could
cause fines and compensation.

Okay, but why the last two years?

We found out that you paid
zero compensation for the last two years.

Your employees have told us
everything about how you work.

That's not possible.

Okay, let's go to court.
Let's see how much you'll get.

Of course, we're going to court,
but I don't think you get it yet.

We intend to take this beyond the court.

In here, there are 19 voice recordings

belonging to Duygu Tüzel
and Bahadir Ertan.

We believe this is a matter
of public interest.

But we're still not sure

if we should add
the bank's name in our hashtags.

Ms. Belkis, the bank is not officially
a counterparty to this debt.

One second.

"Ceren: How do you know
my mother has money?"

"Bahadir: Not just your mother."

"We can get your whole family's
information from the bank."

"It's actually illegal,

but Eray evades the system by saying,
'If there are any problems,

I'll take full responsibility
and the bank will turn a blind eye.'"

It goes on like this for several pages.

A guy tries to get a female debtor
to sleep with him and lies to do so.

Is this what you call evidence?

Here are details on the addresses,
debts, and family trees of 141 people.

Your institution

exploited the Data Protection Act
and your customers' privacy.

One second,

are you threatening us?

- This is flagrant opportunism.
- Mr. Eray!

We understand you perfectly.
You came well-prepared.

If you'll permit us, we would like
to discuss this between ourselves.

Please remain seated.

Mr. Eray, let's take this outside.
Let's go.

Ms. Müge, this woman knows
she can't get 2,000 if she goes to court

and asks for two million lira.

That's right, but we need
to resolve this issue.

It could hurt the bank.

It's opportunism.

The bank should see it as it is.

But the bank won't see it that way.

- They would see it as a risk.
- A risk?

Loss of clients, loss of prestige.

Crisis management,
ad campaigns to improve brand image.

It could escalate.

So, what do we do?

We pay that money.

- Who will pay for it?
- You will, Mr. Eray.

No way. I might as well
close down this company.

Listen to me.

There are at least 50 infringements
on those documents they have.

If this goes public,
the bank will crush you like a bug.

Forget about bidding for debts,

you won't be able to
open the door to this office.

Here's what we're going to do.

We go in, you apologize again,

and you sign that document
without causing a scene.

One moment, please.

Now we can continue.

Here you go.

Thank you.

No, thank you.

Have a good day.

- Duygu, what else is there?
- Let me see, honey.

Three breakfast sets. One sausage,
one cheese toast but both with sauce.

- With sauce?
- Yes, with sauce.

- And two pancakes for table four.
- Okay.

And Muzo, please serve the tea.
People are about to go crazy.

Well, he has only two hands.

Table two is asking for the check,
Duygu.

Okay. Bring the tea
and don't spare the horses!

- We're still waiting for our tea.
- Coming right up.

- Excuse me, could I have the check?
- Are you paying by card or with cash?

Cash. Cards create problems.

I live close by.

I saw this place
and thought I would drop by.

That’s great.

- Could I have some milk too?
- Sure, right away.

This is a cute place.

It is, yes. We're very happy with it.

I’ve always wanted to open
a cafe or a restaurant too.

So, how's work?

It's fine. I left the bank.

I'm a freelancer now.
It's more comfortable.

To be honest, I’m really happy for you.

Me too.

Did you hear about the firm?

I heard Mr. Eray shut it down.

He had two tenders
and relied on money from the bank.

Thanks.

When the bank annulled his contract,

the money stopped flowing,
and he was down.

It won't be easy for him to recover.

I’m sorry to hear that.

Well, I'm not.

He's still chasing your case, but I don't
think anybody will work with him again.

What do you mean by chasing?

He saw Bahadir and Ceren.

Together.

Holding hands.

Stop! Stop here!

Hey, bro! What about the cab fare?

Eray thinks that they tricked everyone.

The bank, him,

me...

you.

You know what I think?

I don’t believe those two
could concoct a plan like this one.

You think somebody helped them?

Yes, an insider.

Someone who knows about everything,
someone who had had enough.

I have a theory, if you care to listen.

Why did you say that?

I trusted you.

Is that why you recorded
our conversations, Ceren?

What? You thought I didn't notice?

I invented all of those tricks.

Then why did you act like
nothing happened?

Because I made a promise to you,
and I keep my word.

But, please, let’s just get out of here
and I'll tell you all about it.

Ceren, please.

Why have we come here?

Duygu?

Bahadir, what’s going on?

Let's go.

You're insane.

You're inhuman. You’re not normal.

No way! She doesn’t get it.

There's a way out for all of us.

If you just listen
to what we have to say...

How long have you been planning this?

From the very beginning, right?

I'm gonna report you.

For once in your life, use your brain.

I'll make sure you're both fired.

Sure, do that.

But what will you gain from it?

Will they write off your debt?

Your mom will realize
her jewelry is gone

when she sees that bailiff at your door.

You... You've trapped me.
You've cornered me.

Wake up! That's our job, honey.

We are paid to rob people
of every last bit of their money.

They make us tear each other apart
for a few hundred liras' worth of bonuses.

Those voice recordings you have,

they are key to disclosing
this firm's darkest secrets.

There is a sum of money
put aside for compensation.

A huge amount.

And we can get it.

And your part in this is so simple.

It's really simple.

What kind of shit is this?

You take my money to write off the debt,
and now you say it’s going to the bailiff?

There’s nothing else I can do.
I couldn’t convince management.

This is all I can do.

- You need to create more noise.
- What should I do?

Throw something on the floor.

God damn you!

God damn you!

You have no right to play
with someone’s dignity...

If it all transpires
in front of everyone there,

they won't be able to dismiss it.

Dismiss what?

What do you want me to do?

- Where are you?
- At home. Mom just went out.

Good. Is the housekeeper in the building?

Yes, he’s cleaning the stairs.
It will take a couple of hours.

Okay, I'll be there 20 minutes
after you send the text.

I don't think I can do it.
What if you're late?

I won't be. Don’t worry.

You're not going to take
all of those pills.

No one’s gonna count them
when they’re out of your stomach.

Just take five or six of them
and flush the rest down the toilet.

Worst case scenario,
you'll be asleep till morning.

- Okay.
- One second.

Before you send that text,
delete all of the others.

Okay.

There are two kinds of people, Ceren.

Those who wait for
their fairy godmother to arrive

and those who take control
of their own destiny.

The choice is yours.

You've toyed with me
like a cat playing with a mouse.

- How can I trust you?
- How can we trust you ?

They will award the money to you, not us.

No more games.

You are the only cat here now.

Not us.

Duygu's right.
You hold all the cards.

I don't want to be a mouse anymore.

I don't think you want to be one, either.

Don't get me wrong.
I'm not asking if it went down like that.

After all, I might be
recording this conversation.

Of course it didn't.

I was just hazarding a guess.

Maybe I missed out some of the details,
but I'm sure I got the gist of it.

If you wanted Bahadir to be fired,

the first recording
would've been more than enough.

But that’s not what you were after.

You found the right debtor
and put your plan into action.

I guess the rest of it wasn't that hard.

Don't you think
it should have ended by now?

Nothing to do.

We just have to wait.

At least reply to me, girl!
I can see that you’ve read them.

If it were you, would you come?

She's here.

- How did it go?
- Good.

We got even with Mother Kapital.

Didn’t I tell you that the next time
we'd be here, everything would be better?

Ms. Müge, I'm sorry. I don't know
what you're talking about.

Don't worry, nobody can
prove anything at this stage.

Even if they could, nothing would happen.

It's over.

I think everyone deserves
a chance to start over.

It really is a nice place.

I wish you success.

Thank you.

Do you know what I'm dying to know?

How could someone imagine such a thing?

How do you plan this?
How do you convince people?

Right.

I wouldn't share it either.

I'll pay for the coffee.

No, there's no need. It's on the house.

Well, thank you.

No, I should be thanking you.

Mr. Deniz, I'm calling
from Eray Ege Consultancy.

You have signed a liability to pay,
it will have harsh consequences.

I understand, Auntie.

When is the hearing?

God willing, Auntie, God willing.

I will call you later.

Have a good day.

Shall we get going, Tilbe?

I'm checking out an apartment
with Firat. He found one.

- I'd invite you, but it may take a while.
- No, you go.

I'll take the ferry.

Where are you going? I can drop you off.

No, I'll take the ferry. Thanks.

No worries.

I can drop you off. It's on my way home.

Okay then. Shall we go?

- Say hi to Firat.
- Will do.

- Good evening.
- Good evening.

It’s hard for everyone in the beginning.

You’ll get used to it in a month or two.

I don’t think I can get used to this.

Every night I cry myself to sleep
and wake up crying.

- Don’t exaggerate.
- I’m not.

That woman has three kids, Bahadir!

She's embezzling funds to pay her debts.

What will happen to them
if she goes to jail?

You didn't ask her to embezzle money.

But I did.

Don't we all?
We're forcing all of these people.

It could be worse.

She could end up in prison.
What's worse than that?

Some debtor from Murat's company
committed suicide.

What?

My God.

They are in dire straits.

He jumped from the top of the plaza.

They're paying a large settlement
to the family to avoid being sued.

If you want your voice to be heard,
you need to kill yourself.

The whole company's been working
day and night for two weeks now.

The bank is auditing each and every file.

It could happen to us at any moment.

One bad interview would do it.

God forbid. We have enough to worry about
without adding suicides to the list.

Maybe someone should
commit suicide after all.

LEAVE THE REST TO YOUR BANK