All language subtitles for Bad Banks (2018) - S02E03 - Kollateralschaden (1080p BluRay x265 Silence)_Subtítulos01.ENG

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Would you like to inspect the original subtitles? These are the user uploaded subtitles that are being translated: 1 00:00:16,248 --> 00:00:18,048 Do you have any siblings? 2 00:00:26,287 --> 00:00:31,007 I don't know... Can we communicate or something? 3 00:00:33,446 --> 00:00:36,766 Hobbies, or... Do you like cats? 4 00:00:38,086 --> 00:00:41,926 What do your parents do? Who are you? 5 00:00:45,165 --> 00:00:50,045 I have to go. I don't want the others to find out. 6 00:00:51,685 --> 00:00:53,724 Would that be unprofessional? 7 00:00:55,284 --> 00:00:58,084 You have to promise me one thing. 8 00:00:58,244 --> 00:01:03,484 If I get you to not think about work for several minutes, give me a slap. 9 00:01:03,644 --> 00:01:05,643 Okay. 10 00:01:08,483 --> 00:01:11,323 -Good. -But you'll have to try hard. 11 00:01:11,483 --> 00:01:14,283 I'll do it, some day. 12 00:01:14,443 --> 00:01:17,042 And then you'll give me a hard slap. 13 00:01:18,522 --> 00:01:20,282 Okay. 14 00:01:23,802 --> 00:01:25,881 The teams and I had a meeting yesterday. 15 00:01:26,041 --> 00:01:27,401 Great. 16 00:01:30,841 --> 00:01:36,640 -All right, Ladyboys, fresh coffee. -Fuck off! 17 00:01:38,480 --> 00:01:40,280 For you. 18 00:01:47,559 --> 00:01:51,399 There's the little party animal. Why do you look well-rested? 19 00:01:51,559 --> 00:01:56,639 -He's a baby, a newborn. -You look like a princess. 20 00:01:56,799 --> 00:01:58,318 A pretty princess. 21 00:01:58,478 --> 00:02:02,158 Calm down, Davie. Keep your dick in your pants, fuck. 22 00:02:02,318 --> 00:02:05,038 At least pretend to have a hangover. 23 00:02:10,957 --> 00:02:13,237 How idiotic. 24 00:02:23,916 --> 00:02:25,516 Green Wallet? 25 00:02:26,996 --> 00:02:30,875 -Do you like it? -Good website, good code. 26 00:02:31,035 --> 00:02:33,755 Do you think they'll become anything? 27 00:02:33,915 --> 00:02:35,395 I think they've got something. 28 00:02:35,555 --> 00:02:39,675 The question is, how quickly. Whether they're ahead of their time. 29 00:02:39,835 --> 00:02:41,434 Ahead of their time... 30 00:02:41,594 --> 00:02:44,834 People spend more and more money on organic stuff in supermarkets. 31 00:02:44,994 --> 00:02:48,514 10% of Germans are vegetarian. There's some change. 32 00:02:48,674 --> 00:02:53,033 Interesting. So why do you work at Fin21? 33 00:02:55,513 --> 00:02:58,713 I'm serious, it's a good question. Right, Davie? 34 00:02:59,713 --> 00:03:04,192 Why are you in this capitalist den if the future is Green Wallet? 35 00:03:04,352 --> 00:03:07,392 -I didn't say that... -You said it! 36 00:03:07,552 --> 00:03:09,912 -Did he say it or not? -I don't know anymore. 37 00:03:10,072 --> 00:03:13,431 You said it! You think Green Wallet is the future. 38 00:03:13,591 --> 00:03:17,551 -It was just thinking out loud. -Give me an answer now. 39 00:03:17,711 --> 00:03:19,591 Why are you here? 40 00:03:19,751 --> 00:03:21,911 I think maybe, sometime in the future... 41 00:03:22,071 --> 00:03:25,190 But you're too dumb and are betting on the past! 42 00:03:25,350 --> 00:03:28,470 You work here and believe we're the losers of the future? 43 00:03:28,630 --> 00:03:31,950 Why are you lying to yourself? Don't be a coward, quit. 44 00:03:32,110 --> 00:03:33,549 Quit! 45 00:03:33,709 --> 00:03:38,949 -I don't want to quit. -Okay. Do you know why you don't? 46 00:03:39,109 --> 00:03:41,229 Do you know? 47 00:03:42,589 --> 00:03:45,468 Because you're a cowardly whore. Just like everyone. 48 00:03:45,628 --> 00:03:48,028 That's why Green Wallet will fail. 49 00:03:48,188 --> 00:03:53,428 You drink this here, destroying our oceans. 50 00:03:53,588 --> 00:03:57,067 Exploiting the farmers in Ethiopia, destroying the rain forest. 51 00:03:57,227 --> 00:03:59,987 You probably donate 50 euros a year that are tax-deductible 52 00:04:00,147 --> 00:04:01,707 and buy a new phone every year, 53 00:04:01,867 --> 00:04:05,586 while children die in the countries you give your 50 euros to! 54 00:04:05,746 --> 00:04:08,546 You're an asshole! Just like everyone else. 55 00:04:08,706 --> 00:04:10,386 Every single fucking person 56 00:04:10,546 --> 00:04:12,666 orients themselves on things they want to understand 57 00:04:12,826 --> 00:04:14,386 and things they don't want to. 58 00:04:14,546 --> 00:04:18,265 All of us here, Davie too, we cheat our conscience, 59 00:04:18,425 --> 00:04:20,745 and those who are most successful at it, 60 00:04:20,905 --> 00:04:24,225 at telling themselves they're doing the right thing 61 00:04:24,385 --> 00:04:26,304 while they hurt others are the winners! 62 00:04:26,464 --> 00:04:28,304 -Gabriel... -You're cool, you're cool. 63 00:04:28,464 --> 00:04:34,184 You're a liar like everyone else! High five! Come on, high five! 64 00:04:34,344 --> 00:04:37,503 Get the fuck out of my office! 65 00:05:16,860 --> 00:05:22,219 -Morning! -Hi. Hey, take a look. 66 00:05:23,819 --> 00:05:25,499 Imagine this is Ties' tablet. 67 00:05:34,418 --> 00:05:37,298 -What? -A lot of action yesterday? 68 00:05:37,458 --> 00:05:39,378 Nice. 69 00:05:46,777 --> 00:05:48,697 15 seconds. 70 00:05:48,857 --> 00:05:51,057 If you have Ties' password. Just saying. 71 00:05:51,217 --> 00:05:54,816 Why are you suddenly so keen on the plan? 72 00:05:54,976 --> 00:05:56,456 The crap will be behind us then. 73 00:05:56,616 --> 00:05:59,976 I hid the files. Ties won't find out he has it on his tablet. 74 00:06:00,136 --> 00:06:02,855 That's true. When it's on there, it's on. 75 00:06:05,295 --> 00:06:09,735 Is Shanti auditioning for a Bollywood porn, or what? 76 00:06:12,375 --> 00:06:13,854 We'll figure out how we'll do this. 77 00:06:15,534 --> 00:06:18,534 Happy birthday to you. 78 00:06:18,694 --> 00:06:23,174 Happy birthday to you. 79 00:06:26,373 --> 00:06:30,133 -He lowered the volume. -No. 80 00:06:30,293 --> 00:06:32,813 No one is meant to know that it's his birthday. 81 00:06:32,973 --> 00:06:35,412 No, that's not true. 82 00:06:35,572 --> 00:06:38,292 How are you? You look like crap. 83 00:06:38,452 --> 00:06:40,532 I just work a lot, but everything is fine. 84 00:06:49,371 --> 00:06:51,691 THE TEAM 85 00:07:05,290 --> 00:07:09,569 DEUTSCHE GLOBAL INVEST INCUBATOR, BERLIN 86 00:07:09,729 --> 00:07:11,809 -Were you ever a proof person? -Yes, fit-and-proper test. It's easy. 87 00:07:11,969 --> 00:07:15,449 -It's not that easy today. -Let me do it. 88 00:07:15,609 --> 00:07:17,968 -I'll gain access in two days. -Three days are fine. 89 00:07:18,128 --> 00:07:21,088 Just get the license, otherwise we can't launch worldwide. 90 00:07:21,248 --> 00:07:24,048 -Thank you. Goodbye. -Goodbye. 91 00:07:25,648 --> 00:07:27,407 You decide how to proceed with Ties. Not Thao. 92 00:07:27,567 --> 00:07:31,567 -Don't worry. -Cool. See you! 93 00:07:47,846 --> 00:07:50,685 Don't be scared. We'll stay professional. 94 00:07:55,285 --> 00:07:59,644 Guys. Guys, please. Everyone! 95 00:07:59,804 --> 00:08:03,044 Let's see it as an opportunity, rather than a problem, okay? 96 00:08:03,204 --> 00:08:06,124 We are well prepared and we make sure that the launch is accompanied 97 00:08:06,284 --> 00:08:11,323 by our announcement that GreenWallet will soon be available in the UK, too. 98 00:08:11,483 --> 00:08:12,843 We got to do it. 99 00:08:13,003 --> 00:08:15,603 Please trust me, we really need to dig in over the next few days. 100 00:08:15,763 --> 00:08:18,643 But we are going to do it. Okay? So, let's go. 101 00:08:18,803 --> 00:08:21,002 Shanti has some intense days ahead of him. 102 00:08:21,162 --> 00:08:24,842 He has to implement the incubator and prepare it for the international market. 103 00:08:25,002 --> 00:08:27,642 The problem is that everything goes through him. 104 00:08:27,802 --> 00:08:29,682 He has to update everything the coders do. 105 00:08:29,842 --> 00:08:32,921 Everything the designers do won't work without him. 106 00:08:33,081 --> 00:08:36,041 Will he be able to do it? Is he... there yet? 107 00:08:36,201 --> 00:08:37,521 Yes, he is. 108 00:09:05,598 --> 00:09:07,958 You've already pulled one all-nighter. We'd like to help you. 109 00:09:08,118 --> 00:09:10,158 -Take off some of your workload. -It won't work. 110 00:09:10,318 --> 00:09:12,078 I have to do this myself. 111 00:09:13,278 --> 00:09:16,677 Shanti, have you ever pulled more than one all-nighter in a row? 112 00:09:16,837 --> 00:09:18,157 No. 113 00:09:19,917 --> 00:09:22,997 Okay. The next few days are going to be hard. 114 00:09:23,157 --> 00:09:25,556 We'll get you a room you can sleep in. 115 00:09:25,716 --> 00:09:28,036 It's your shot to prove yourself here, okay? 116 00:09:29,516 --> 00:09:31,836 The biggest shot of your life. 117 00:09:31,996 --> 00:09:34,076 You're gonna be so fucking proud of yourself. 118 00:09:34,236 --> 00:09:36,435 All right? You're gonna do it. 119 00:09:42,515 --> 00:09:44,235 Mrs. Leblanc! 120 00:09:46,674 --> 00:09:48,194 What did he say exactly? 121 00:09:48,354 --> 00:09:50,714 Khano was in a FinTech conference with Sydow. 122 00:09:50,874 --> 00:09:54,074 He said that even though there were Global employees there, 123 00:09:54,234 --> 00:09:56,033 he's worried about you. 124 00:09:56,193 --> 00:09:57,513 How did you find this out? 125 00:09:57,673 --> 00:10:00,113 Singnam from the back office heard it from a colleague, 126 00:10:00,273 --> 00:10:02,753 and he heard it from someone in Sydow's department. 127 00:10:02,913 --> 00:10:04,873 You should wear flats. 128 00:10:06,632 --> 00:10:09,672 Khano was never very creative when he kicked people out. 129 00:10:09,832 --> 00:10:12,872 First, things come out of him at some conferences 130 00:10:13,032 --> 00:10:14,872 which spread all over the office, 131 00:10:15,032 --> 00:10:18,311 then he gives you a task you won't be able to fulfil. 132 00:10:18,471 --> 00:10:19,791 What should I do? 133 00:10:19,951 --> 00:10:23,311 The only thing that can win you some time. Attack. 134 00:10:24,791 --> 00:10:28,830 -Thanks for the help. -I'm the one who should thank you. 135 00:10:38,310 --> 00:10:41,669 They asked again whether they can print details about me or my source. 136 00:10:41,829 --> 00:10:44,869 No, don't mention your position or any details. 137 00:10:45,029 --> 00:10:47,829 You want to be referred to only as an insider. 138 00:10:47,989 --> 00:10:50,828 All right, got it. See you later. 139 00:11:02,027 --> 00:11:03,907 An insider from Deutsche Global Invest 140 00:11:04,067 --> 00:11:06,267 reports on Supervisory Board disagreements 141 00:11:06,427 --> 00:11:08,147 regarding Robert Khano's competence. 142 00:11:08,307 --> 00:11:10,107 -Insider? -This is ridiculous. 143 00:11:10,267 --> 00:11:12,106 Gossip like this, we just ignore. 144 00:11:12,266 --> 00:11:15,586 Nothing this newspaper writes can be ignored. 145 00:11:17,266 --> 00:11:19,026 Sorry, Quirin, she... 146 00:11:22,505 --> 00:11:27,545 Why don't we speed things up? What's my mission impossible? 147 00:11:27,705 --> 00:11:29,025 Pardon me? 148 00:11:29,185 --> 00:11:30,825 I heard the rumors about me have started circulating. 149 00:11:30,985 --> 00:11:32,664 -Welcome to the club. -Since this merger, 150 00:11:32,824 --> 00:11:34,824 this bank has been sitting on so much junk 151 00:11:34,984 --> 00:11:37,104 that I have absolutely no room for maneuver. 152 00:11:37,264 --> 00:11:39,584 You've been promising me for months that this will change. 153 00:11:39,744 --> 00:11:42,583 Why us? Why don't you make the change? 154 00:11:43,983 --> 00:11:46,463 It's not my fault that we're stuck with all this junk. 155 00:11:46,623 --> 00:11:50,343 The regulations make it absolutely impossible to make it valuable again. 156 00:11:50,503 --> 00:11:52,783 You don't seriously intend to blame me for this. 157 00:11:52,942 --> 00:11:54,902 Fortunately, we do agree on one point: 158 00:11:55,062 --> 00:11:57,982 this sort of bickering is the last thing we need right now. 159 00:11:58,142 --> 00:12:00,222 We are not only in the focus of the EZB, 160 00:12:00,382 --> 00:12:02,262 also the international press is looking at us. 161 00:12:02,422 --> 00:12:07,181 So we need constructive solutions. And apologize to Maria. 162 00:12:07,341 --> 00:12:11,501 I can't accept disrespectful behavior towards my employee. 163 00:12:18,140 --> 00:12:19,580 Where is Luc? 164 00:12:21,100 --> 00:12:24,020 He had something. He has the day off today. 165 00:12:24,180 --> 00:12:26,579 -Why? What is he doing? -I have no idea. 166 00:12:51,177 --> 00:12:55,057 -Here, my friend. -There's no deposit on it. 167 00:12:55,217 --> 00:12:58,216 -What? -There is no deposit, you ass. 168 00:13:05,616 --> 00:13:10,735 I'm coming to Berlin. You know what people in Frankfurt call me? 169 00:13:10,895 --> 00:13:12,535 The junk dealer boss. 170 00:13:12,695 --> 00:13:16,375 But I can't get rid of the junk and there's no other job for me 171 00:13:16,535 --> 00:13:19,374 because there are less and less jobs, 172 00:13:19,534 --> 00:13:22,854 and all the Brexit bankers have flooded the work market. 173 00:13:23,014 --> 00:13:26,294 -You want to be in the incubator. -Yes, of course. 174 00:13:26,454 --> 00:13:28,214 You brought in those three boneheads. 175 00:13:28,374 --> 00:13:30,413 -They brought a FinTech. -Exactly. 176 00:13:30,573 --> 00:13:34,253 And my concept is that I'll start as an entrepreneur in residence. 177 00:13:34,413 --> 00:13:37,933 I'll look over people's shoulders, and will slowly let my experience flow in. 178 00:13:38,093 --> 00:13:40,052 What experience? 179 00:13:47,372 --> 00:13:51,731 Are you really my father or a clone? You look different. 180 00:13:52,811 --> 00:13:55,331 It's the new glasses. 181 00:13:55,491 --> 00:13:58,131 What experience do you actually have? For this? 182 00:14:15,769 --> 00:14:17,929 So, how's it hanging? 183 00:14:18,089 --> 00:14:21,009 -Can we speak outside? -Oh yes. 184 00:14:21,169 --> 00:14:23,768 Sorry that I didn't answer. We have a lot to do today. 185 00:14:23,928 --> 00:14:27,728 I was a bit angry at first, but do you have five minutes for me? 186 00:14:27,888 --> 00:14:29,408 -No. -Then two minutes. 187 00:14:29,568 --> 00:14:32,527 I've been thinking how you can improve Green Wallet's performance. 188 00:14:32,687 --> 00:14:34,207 It's a bad time now. 189 00:14:34,367 --> 00:14:36,807 Why don't you listen to what I have to say? 190 00:14:38,007 --> 00:14:42,927 Thao? Is she hiding from me? 191 00:14:43,086 --> 00:14:46,086 You're so unfair! We've always worked so well together. 192 00:14:46,246 --> 00:14:49,646 -You've become so antisocial! -We're working like hell. 193 00:14:49,806 --> 00:14:52,646 Get far away from the bank and stay there. 194 00:14:52,806 --> 00:14:55,725 It's not the nice, new world everyone thinks it is. 195 00:14:57,205 --> 00:14:58,645 Jana? 196 00:15:01,285 --> 00:15:03,645 -Is he gone? -Yes. What's up? 197 00:15:03,805 --> 00:15:05,684 The pin for Ties' tablet. 198 00:15:05,844 --> 00:15:10,204 He's standing by the counter up front, I'll find something to distract him. 199 00:15:16,043 --> 00:15:17,523 Good. 200 00:15:23,283 --> 00:15:25,003 THAO HOANG NEW MESSAGE 201 00:15:25,163 --> 00:15:28,642 I HAVE TIES' PASSWORD. 202 00:15:40,601 --> 00:15:42,601 VICTORIA ESCORT INCOMING CALL... 203 00:15:42,761 --> 00:15:44,921 -Yes? -I'll do it for 100,000. 204 00:15:45,961 --> 00:15:49,640 With an advance payment. 50,000 now. 205 00:15:52,040 --> 00:15:55,160 I'll get the money and contact you. 206 00:15:59,679 --> 00:16:04,399 Hey guys, morning. Gabriel Fenger, nice to meet you, man. 207 00:16:04,559 --> 00:16:07,919 -Thanks man! Enjoy your day. -Okay. 208 00:16:08,998 --> 00:16:10,798 What the fuck? 209 00:16:32,716 --> 00:16:36,116 -Gabriel? -Impressive office. 210 00:16:36,276 --> 00:16:39,396 -You can't just come in here. -A surprise visit. How's it going? 211 00:16:39,556 --> 00:16:43,555 -Gabriel Fenger. Hello. -Ben Kaufmann. Pleasure. 212 00:16:43,715 --> 00:16:46,155 -You can't just... -Good timing. 213 00:16:46,315 --> 00:16:48,955 You left Goldman at the right time. Respect. 214 00:16:49,115 --> 00:16:52,074 -Thank you very much, but still... -Don't worry. 215 00:16:52,234 --> 00:16:56,234 -I'm about to leave, comrade. -Coffee? 216 00:17:00,114 --> 00:17:03,833 Okay. Outside? 217 00:17:07,593 --> 00:17:10,233 -Pleasure to meet you. -Pleasure is all mine. 218 00:17:10,393 --> 00:17:15,272 -Good luck. It's cool. -Thank you. 219 00:17:32,471 --> 00:17:34,870 Shanti, how is it going? Is there anything I can do to help? 220 00:17:35,030 --> 00:17:36,910 Just stop offering me help. Please. 221 00:17:37,070 --> 00:17:40,710 And my name is Shantimay. Shanti is a women's name. 222 00:17:47,389 --> 00:17:49,189 Thank you. 223 00:17:51,109 --> 00:17:53,989 It's your turn to explain. 224 00:17:54,149 --> 00:17:55,948 Explain what? 225 00:17:57,548 --> 00:18:00,428 Why you lost your talent in six months. 226 00:18:01,508 --> 00:18:05,387 -That's what you think? -Please, what is this crap? 227 00:18:05,547 --> 00:18:07,987 Is there a plan behind this that I don't understand... 228 00:18:08,147 --> 00:18:10,427 I believe in Green Wallet. 229 00:18:10,587 --> 00:18:12,867 Come on! Are you fucking kidding me? 230 00:18:13,027 --> 00:18:15,666 A sustainable bank can maybe work 231 00:18:15,826 --> 00:18:19,866 for people who need an account but say "I hate bankers," 232 00:18:20,026 --> 00:18:22,306 "I'll put my money in a useful account", 233 00:18:22,466 --> 00:18:25,146 but not a robo-advisor like Green Wallet. 234 00:18:25,306 --> 00:18:27,865 That's a fucking joke. 235 00:18:28,025 --> 00:18:30,425 Many people in Germany and other rich countries 236 00:18:30,585 --> 00:18:32,705 are thinking about how to invest their money. 237 00:18:32,865 --> 00:18:34,825 If we show them they can get high returns 238 00:18:34,985 --> 00:18:38,024 while doing a good thing, it can work. 239 00:18:38,184 --> 00:18:40,144 It won't, and you know it. 240 00:18:40,304 --> 00:18:42,464 -It will. -No. 241 00:18:48,063 --> 00:18:49,703 Jana, you're right, sorry. 242 00:18:51,383 --> 00:18:54,343 Every person has to make their own experience. 243 00:18:58,262 --> 00:19:02,542 I have another appointment now. I fly back tomorrow. 244 00:19:05,462 --> 00:19:07,702 Let's have dinner tonight. 245 00:19:09,701 --> 00:19:13,581 -Sure. -Good. 246 00:19:24,060 --> 00:19:25,900 You've been an approved person before, have you? 247 00:19:26,060 --> 00:19:28,580 Right, I am familiar with all that. 248 00:19:30,020 --> 00:19:31,659 This way please. 249 00:19:31,819 --> 00:19:35,179 Then you are probably aware that your status has been inactive for too long. 250 00:19:35,339 --> 00:19:38,379 I am afraid you have to renew your application. 251 00:19:38,539 --> 00:19:42,778 That's why I am here. Multiple Choice today, right? 252 00:19:44,898 --> 00:19:46,578 There is the door. 253 00:19:48,298 --> 00:19:52,217 Too good... Too good for this shit. 254 00:19:59,337 --> 00:20:02,576 Excuse me, Sir? Sorry. 255 00:20:04,056 --> 00:20:06,016 We have reviewed your application 256 00:20:06,176 --> 00:20:10,376 and would like to speak to you about it again tomorrow morning. 257 00:20:10,536 --> 00:20:12,336 Sure. I have time. 258 00:20:28,054 --> 00:20:31,774 So, new office? I've been trying 259 00:20:31,934 --> 00:20:35,133 to pool these high-interest-bearing bonds into a fund for months 260 00:20:35,293 --> 00:20:37,773 but there's only complete junk in it. 261 00:20:37,933 --> 00:20:41,893 Even loans from Leipzig 2025. 262 00:20:42,053 --> 00:20:45,772 Luc. What happened to you? 263 00:20:47,132 --> 00:20:50,532 A year ago you would've thought of something. 264 00:20:51,772 --> 00:20:55,371 -What broke you? -Should I jump from here or what? 265 00:21:01,531 --> 00:21:03,451 How do you think Sydow became who he is, 266 00:21:03,611 --> 00:21:05,810 or how I became who I am? 267 00:21:05,970 --> 00:21:07,450 Or your father? 268 00:21:09,770 --> 00:21:11,730 Do you think we followed the rules? 269 00:21:13,410 --> 00:21:16,529 I want the old Luc back. 270 00:21:19,969 --> 00:21:22,769 I have a trusted contact in a small bank. 271 00:21:22,929 --> 00:21:25,569 He knows a banker that you know. 272 00:21:25,729 --> 00:21:30,848 And if my contact buys a part of the junk from you and resells it... 273 00:21:31,008 --> 00:21:35,968 Then a contact of mine goes to your contact, and I buy it all back... 274 00:21:36,128 --> 00:21:38,207 Here's a list with trusted contacts 275 00:21:38,367 --> 00:21:41,327 and some constellations that would hide the road trip. 276 00:21:41,487 --> 00:21:45,847 You'll make the junk valuable again. And you'll finalize the fund. 277 00:21:46,007 --> 00:21:48,167 Valuable? 278 00:21:49,526 --> 00:21:50,846 And don't jump. 279 00:22:06,685 --> 00:22:09,764 Isabelle? I won't have contact with Luc from now on. 280 00:22:11,124 --> 00:22:12,684 No emails, no calls. 281 00:22:39,002 --> 00:22:41,322 -How's it going? -Good. Great. 282 00:22:41,481 --> 00:22:43,721 I just have to go to an interview tomorrow. 283 00:22:44,881 --> 00:22:50,281 -With the financial supervision? -It's a standard thing, no idea. 284 00:22:50,441 --> 00:22:54,880 -Is there something that... -No, nothing. 285 00:22:55,040 --> 00:22:58,360 I don't care what you're up to, but I have to know... 286 00:22:58,520 --> 00:23:02,400 I said no! It's all good. 287 00:23:06,599 --> 00:23:08,719 Then get back to me, okay? 288 00:23:17,238 --> 00:23:19,318 GABRIEL FENGER NEW MESSAGE 289 00:23:19,478 --> 00:23:21,718 WHERE ARE YOU? 290 00:23:34,477 --> 00:23:39,116 Sorry, I just wanted to remind you to drink. Promise me. 291 00:23:39,276 --> 00:23:41,716 -Thank you. -Okay? Take care. 292 00:23:44,796 --> 00:23:47,315 I SAW THAT YOU READ MY TEXT. 293 00:24:02,434 --> 00:24:04,514 I CAN'T MAKE IT UNFORTUNATELY. 294 00:24:04,674 --> 00:24:06,194 Fucking bitch! 295 00:24:22,632 --> 00:24:25,512 DAVID KUBIAK DIALING... 296 00:24:25,672 --> 00:24:28,951 Hey, Dave. You have to find an address for me. 297 00:25:20,187 --> 00:25:24,266 ...K, J, 298 00:25:24,426 --> 00:25:27,746 I, G... 299 00:25:29,906 --> 00:25:34,905 ...F, E, 300 00:25:35,065 --> 00:25:37,345 D... 301 00:25:37,505 --> 00:25:39,865 -Ben? -Yes? 302 00:25:44,864 --> 00:25:46,864 -Good morning. -Good morning. 303 00:25:50,104 --> 00:25:51,624 Sleep well? 304 00:26:07,342 --> 00:26:09,542 The bill. 305 00:26:14,661 --> 00:26:16,101 You know what? Fuck you! 306 00:26:17,141 --> 00:26:19,141 And you, fuck you! 307 00:26:20,301 --> 00:26:22,381 Fuck all of you here! 308 00:26:24,621 --> 00:26:26,580 We just came from my lawyer. 309 00:26:26,740 --> 00:26:29,180 We came by directly before he sent it to you. 310 00:26:29,340 --> 00:26:34,660 -And? How's it going? -Good, thank you. 311 00:26:34,820 --> 00:26:37,619 -What? -It's going well, thank you! 312 00:26:37,779 --> 00:26:39,819 -Hello. -What's going well? 313 00:26:42,539 --> 00:26:46,338 Jana, this is Karin, my mother, and my brother Flo. 314 00:26:46,498 --> 00:26:50,538 -Ben, I'm leaving. I'll see you. -We'll leave soon, you can stay. 315 00:26:52,378 --> 00:26:53,938 What do you do? 316 00:26:56,418 --> 00:26:58,097 -I'm Ben's colleague. -What? 317 00:26:58,257 --> 00:27:00,977 She's a colleague! 318 00:27:02,137 --> 00:27:05,617 -A techie. -Co-CEO. 319 00:27:05,777 --> 00:27:10,136 We bought Ben's start-up for Deutsche Global Invest. 320 00:27:10,296 --> 00:27:15,016 That disaster just happened last week. It just happened last week. 321 00:27:15,176 --> 00:27:17,696 She thinks it's a bad thing that we were bought up. 322 00:27:17,855 --> 00:27:20,735 -What do I think? -That the buy up wasn't good. 323 00:27:20,895 --> 00:27:22,695 Nonsense. What do I know? 324 00:27:22,855 --> 00:27:25,895 You wanted to walk on a minefield, so now you are! 325 00:27:27,455 --> 00:27:31,614 -Don't look at me like that. Seriously! -Sorry that I'm worried. 326 00:27:31,774 --> 00:27:35,374 -You're too good a person, Flo. -So, the reason we're here. 327 00:27:35,534 --> 00:27:39,693 It's all in your lawyer's writing, that I would love to read, 328 00:27:39,853 --> 00:27:41,693 but I have to go to work now. 329 00:27:41,853 --> 00:27:45,293 Why do you react so aggressively when we visit you? 330 00:27:45,453 --> 00:27:47,933 I'm just speaking loudly so you understand me! 331 00:27:48,093 --> 00:27:50,852 If you messed something up with our money again... 332 00:27:51,012 --> 00:27:52,452 -Our money? -What? 333 00:27:52,612 --> 00:27:54,612 A few months ago, it was still dad's money! 334 00:27:54,772 --> 00:27:56,812 -Our family's money. -No, it's my money 335 00:27:56,972 --> 00:27:58,972 that I financed my company with. 336 00:27:59,132 --> 00:28:01,291 -We should... -We tried. 337 00:28:02,571 --> 00:28:05,051 We'll come back when your company is broke, 338 00:28:05,211 --> 00:28:08,531 and we have to pick up the pieces. 339 00:28:08,691 --> 00:28:12,170 -Are you coming? -Sorry, good luck. 340 00:28:13,570 --> 00:28:15,530 Sorry about the two of them. 341 00:28:20,330 --> 00:28:22,169 Shall we? 342 00:28:37,968 --> 00:28:40,248 Since Fin21 was founded a year and a half ago, 343 00:28:40,408 --> 00:28:42,488 we've amassed 10,000 customers. 344 00:28:42,648 --> 00:28:45,087 My clientele is already worth 13 million. 345 00:28:45,247 --> 00:28:49,647 We could have 57,000 customers three years after founding. 346 00:28:49,807 --> 00:28:52,927 -From organic growth alone. -Impressive. 347 00:28:53,087 --> 00:28:57,006 But we looked at the lifetime costs per Fin21 customer. 348 00:28:57,166 --> 00:29:01,806 We arrived at a running cost of 70 euros. With CAC, it's 250 euros. 349 00:29:01,966 --> 00:29:04,965 The conversion rate of registered customers to active customers... 350 00:29:05,125 --> 00:29:09,285 Funny. People peel bananas from here, but monkeys take the other side. 351 00:29:09,445 --> 00:29:11,125 Look. 352 00:29:11,285 --> 00:29:14,964 The monkeys are right. You damage the bananas much less. 353 00:29:16,364 --> 00:29:18,244 You used to negotiate more creatively... 354 00:29:18,404 --> 00:29:20,884 I wasn't as successful in the past. 355 00:29:21,044 --> 00:29:25,244 You want to value Fin21 at 150 million. 356 00:29:25,404 --> 00:29:28,163 We can get a deal with eight big banks tomorrow 357 00:29:28,323 --> 00:29:30,723 who all want to cooperate with Fin21 to redirect 358 00:29:30,883 --> 00:29:34,243 their customers' savings and avoid the ECB penalty interest. 359 00:29:34,403 --> 00:29:37,602 Our conversation partners from yesterday can offer 100,000 customers 360 00:29:37,762 --> 00:29:42,042 with deposits worth 3.8 billion. I can sign eight deals like that. 361 00:29:44,882 --> 00:29:48,241 I feel no pressure to sell Fin21 right now. 362 00:29:51,281 --> 00:29:54,201 If Fin21 is valued at less than 220 million, 363 00:29:54,361 --> 00:29:56,521 we won't even talk to you. 364 00:30:04,520 --> 00:30:08,199 You built Green Wallet with the inheritance from your father? 365 00:30:10,839 --> 00:30:12,999 I've been in a legal dispute with my family. 366 00:30:13,159 --> 00:30:17,399 If Green Wallet doesn't work, I'll be broke. 367 00:30:20,278 --> 00:30:22,118 We can do it. 368 00:30:40,396 --> 00:30:43,876 -Why are you hesitating? -Am I? 369 00:30:44,036 --> 00:30:47,836 You making yourself scarce and don't want to sell. Talk to me. 370 00:30:47,996 --> 00:30:51,595 I want to sell, but maybe not to Lindberg & Stern. 371 00:30:51,755 --> 00:30:53,955 What's your plan? 372 00:31:02,874 --> 00:31:04,714 Good morning. 373 00:31:14,393 --> 00:31:16,353 Where have you been? 374 00:31:16,513 --> 00:31:20,673 -I'm on time. -Jacoby is at the front. Let's be quick. 375 00:31:23,032 --> 00:31:24,352 Okay. 376 00:31:48,750 --> 00:31:50,310 Can you help me? 377 00:31:53,990 --> 00:31:56,349 Just a moment. 378 00:32:01,109 --> 00:32:03,389 I'm sorry. 379 00:32:03,549 --> 00:32:05,748 Leave it. The cleaning lady will do it. 380 00:32:05,908 --> 00:32:07,708 It's alright, leave it. 381 00:32:11,148 --> 00:32:14,148 What is it now? Oh my God! 382 00:32:17,587 --> 00:32:21,027 -Everything all right? -Yes, all good. 383 00:32:21,187 --> 00:32:22,907 Fuck! 384 00:32:26,266 --> 00:32:28,866 Mr. Jacoby, is this yours? 385 00:32:30,506 --> 00:32:33,666 I was caught up with something, sorry. 386 00:32:33,826 --> 00:32:35,186 -It fell. -What were you doing? 387 00:32:35,346 --> 00:32:40,145 I'll buy you a new one, of course. Sorry. 388 00:32:41,545 --> 00:32:43,225 I can't believe it. 389 00:32:53,664 --> 00:32:55,344 Fuck! 390 00:33:18,222 --> 00:33:22,061 CLARNOW PALACE, BRANDENBURG 391 00:34:03,697 --> 00:34:05,137 Let's go! 392 00:34:07,297 --> 00:34:12,457 Hey, Luc here. Of course it's me! Don't you recognize my voice? 393 00:34:12,616 --> 00:34:17,136 The US and Great Britain loosened up their regulations a long time ago. 394 00:34:17,296 --> 00:34:19,136 Only we have our banks in a chokehold. 395 00:34:19,296 --> 00:34:22,056 The result is that we aren't competitive anymore. 396 00:34:22,216 --> 00:34:26,255 Germany wants to be the eager beaver but we're the inhibitors. 397 00:34:26,415 --> 00:34:30,335 The deals, parties and drugs were cooler, the women were hotter, 398 00:34:30,495 --> 00:34:34,454 the clients were cooler, they were happy we made them rich! 399 00:34:34,614 --> 00:34:36,694 You want to announce to the press 400 00:34:36,854 --> 00:34:39,174 that you want to ease up the bank regulations? 401 00:34:39,334 --> 00:34:42,934 And announce the tightening of liability regulations for bankers. 402 00:34:43,094 --> 00:34:44,853 Sorry, but no one will understand that. 403 00:34:45,013 --> 00:34:48,373 Easy to explain. Regulations down, liability regulations up. 404 00:34:48,533 --> 00:34:50,773 A clear message. We ease up the regulations 405 00:34:50,933 --> 00:34:53,733 if you're prepared to be individually responsible. 406 00:34:53,893 --> 00:34:56,252 You gamble, you're liable. 407 00:34:56,412 --> 00:34:59,332 They don't understand that risk 408 00:34:59,492 --> 00:35:03,332 means profit and returns, and at times losses! Not our fault! 409 00:35:03,492 --> 00:35:05,212 I like the initiative. 410 00:35:05,372 --> 00:35:08,171 You know we'll never be able to tighten the liability regulations. 411 00:35:08,331 --> 00:35:10,851 Exactly. Shall we say three? Yes? 412 00:35:11,011 --> 00:35:12,771 Who are we making happy with this? 413 00:35:12,931 --> 00:35:15,651 For finance people nothing is worse than individual responsibility: 414 00:35:15,811 --> 00:35:19,930 "I am liable if I gamble with other people's money?" 415 00:35:20,090 --> 00:35:21,530 "I hate the new finance minister." 416 00:35:21,690 --> 00:35:25,010 And the population: "Our new young finance minister" 417 00:35:25,170 --> 00:35:28,689 "wants to ease the regulations of the evil bankers, I hate him." 418 00:35:28,849 --> 00:35:31,649 It's a lose-lose situation. What do we get from that? 419 00:35:31,809 --> 00:35:34,569 Who do you mean by "we"? You, me, the whole country? 420 00:35:34,729 --> 00:35:37,529 They're ruining everything! FinTech and all that crap. 421 00:35:37,688 --> 00:35:40,848 Daring to be more realistic means speeding up processes. 422 00:35:41,008 --> 00:35:44,808 Of course this interests you. For sure. 423 00:35:44,968 --> 00:35:46,688 I think this is all a bit rushed. 424 00:35:46,848 --> 00:35:50,647 You think in categories that might have been applied in the US in 2007, 425 00:35:50,807 --> 00:35:54,687 but not in the reality of the European financial sector today. 426 00:35:54,847 --> 00:35:56,567 This way we have no future. 427 00:36:05,806 --> 00:36:09,805 IT DIDN'T WORK. TIES IS NOW DISTRUSTFUL. THAO HOANG 428 00:36:20,484 --> 00:36:26,124 What are you doing with Jana? You showed me this video. Why? 429 00:36:26,284 --> 00:36:29,204 Because you're scared I'm too interested in her? 430 00:36:29,364 --> 00:36:33,403 You're trying to build trust? I don't trust you one bit. 431 00:36:33,563 --> 00:36:36,643 I think all emotions are an engine for great success. 432 00:36:36,803 --> 00:36:41,283 Revenge is an engine like that. I wanted to show that I understood that. 433 00:36:42,602 --> 00:36:48,602 I want to sell Fin21 to Global. Then I'm asking you to be patient. 434 00:36:49,802 --> 00:36:51,562 Jana works for me. 435 00:36:53,201 --> 00:36:57,481 Still. As soon as I have what I need from her, I'll take her to court. 436 00:36:57,641 --> 00:36:58,961 But I still need her. 437 00:37:13,999 --> 00:37:17,239 Thank you for coming back in to see us again, Mister Pohl. 438 00:37:17,399 --> 00:37:19,959 So, you have been an approved person in London before, 439 00:37:20,119 --> 00:37:23,719 passed all the tests, no problem, everything on that score is fine. 440 00:37:23,879 --> 00:37:26,118 -Excellent. -However... 441 00:37:26,278 --> 00:37:30,878 We have received some information from our counterparts in Germany 442 00:37:31,038 --> 00:37:33,918 that there is this suggestion that a restraining order, 443 00:37:34,078 --> 00:37:36,477 or a pending lawsuit something of that nature 444 00:37:36,637 --> 00:37:39,037 has been taken out against you, 445 00:37:39,197 --> 00:37:45,236 in relation to an alleged instance of domestic violence. Is this true? 446 00:37:47,396 --> 00:37:53,676 That... actually there is no lawsuit, 447 00:37:53,836 --> 00:37:56,955 she didn't file charges. 448 00:37:58,515 --> 00:38:01,355 My wife is just trying to take away my kids. 449 00:38:01,515 --> 00:38:03,115 As I am sure you are going to appreciate Mr. Pohl 450 00:38:03,275 --> 00:38:07,034 this is a sensitive issue and we will take a dimmed view 451 00:38:07,194 --> 00:38:10,274 on someone who failed to disclose something like this to us. 452 00:38:10,434 --> 00:38:14,714 -Do you understand? -Sure. Really and I am sorry. 453 00:38:15,954 --> 00:38:17,473 I clear this up with my lawyer straight away 454 00:38:17,633 --> 00:38:20,193 and submit the required information. 455 00:38:28,912 --> 00:38:32,752 HOW IS IT GOING? JANA LIEKAM 456 00:38:33,992 --> 00:38:39,871 ...like, can we not talk about it, like, right now and... 457 00:38:40,031 --> 00:38:42,311 Hi, can we have three pints, please? Thank you. 458 00:38:42,471 --> 00:38:44,431 I STILL HAVE TO CLEAR UP A FEW FORMALITIES... 459 00:38:44,591 --> 00:38:47,391 -So, what's new with you? -Not much actually. 460 00:38:47,551 --> 00:38:49,550 -Not much? -Really chilly. 461 00:38:59,390 --> 00:39:01,189 -Hi. -Hi. 462 00:39:01,349 --> 00:39:03,669 Who are you? 463 00:39:06,829 --> 00:39:09,229 That is the wrong question. 464 00:39:09,389 --> 00:39:11,508 Okay. So what is the right question then? 465 00:39:11,668 --> 00:39:15,748 The question should be what am I going to have next. 466 00:39:15,908 --> 00:39:19,108 Okay. So, what are you going to have next? 467 00:39:19,268 --> 00:39:22,067 -You. -Are you sure? 468 00:39:24,067 --> 00:39:26,347 Absolutely sure. 469 00:39:50,545 --> 00:39:54,504 Jana? I'll go and meet with the support guy, okay? 470 00:39:55,624 --> 00:39:57,064 Is everything okay with you? 471 00:39:57,224 --> 00:39:59,584 I'll lose it if it doesn't continue soon. 472 00:40:01,904 --> 00:40:04,623 I think he can't do it. 473 00:40:05,903 --> 00:40:07,703 Alright, take care. 474 00:40:17,582 --> 00:40:21,942 Shanti, hey. Let's go get some fresh air. 475 00:40:22,102 --> 00:40:24,582 -No, I really... -It's all right. Okay. 476 00:40:24,741 --> 00:40:27,781 Take a break. It's fine. 477 00:40:39,540 --> 00:40:42,860 -Fresh air is good for you. -Yes, I guess so. 478 00:40:48,739 --> 00:40:54,339 I'm totally against something like this, but sometimes it can save your ass. 479 00:40:57,538 --> 00:41:02,538 Only if you want it. But you'll survive the next hours with this. 480 00:41:10,297 --> 00:41:14,617 You're almost there. And then you are gonna be so proud of yourself. 481 00:41:18,616 --> 00:41:21,416 A simple police statement, yeah? 482 00:41:21,576 --> 00:41:23,816 Sydow gave you money in the last six months 483 00:41:23,976 --> 00:41:26,176 so you'd meet with Peter Richard. 484 00:41:26,336 --> 00:41:30,055 -Sure. -You'll get the rest after. 485 00:41:34,015 --> 00:41:36,975 Don't fuck this up! 486 00:41:39,974 --> 00:41:41,414 Asshole. 487 00:41:46,574 --> 00:41:48,534 But thank you. 488 00:41:54,773 --> 00:41:58,053 PETER RICHARD INCOMING CALL... 489 00:41:58,213 --> 00:42:00,013 Idiot. 490 00:42:12,371 --> 00:42:14,971 GABRIEL FENGER INCOMING CALL... 491 00:42:15,131 --> 00:42:17,091 Mr. Fenger? What a surprise! 492 00:42:45,608 --> 00:42:47,608 Hey, what's wrong? 493 00:42:51,408 --> 00:42:57,647 I am losing everything. First my family... and now my job. 494 00:42:59,327 --> 00:43:02,607 Soon they will all realize that nobody needs fucking bankers like me anymore. 495 00:43:05,806 --> 00:43:08,086 I am pointless, I am a fucking waste of space. 496 00:43:09,606 --> 00:43:11,366 Don't say that. 497 00:43:19,525 --> 00:43:23,245 I'm dead. 498 00:43:43,163 --> 00:43:45,203 Please don't say that. 499 00:44:00,921 --> 00:44:02,441 Please breathe. 500 00:44:02,601 --> 00:44:04,201 Jana, come quick! 501 00:44:09,960 --> 00:44:12,000 -My back hurts. -Shanti? 502 00:44:13,880 --> 00:44:17,120 Talk to me. Where? Shanti. 503 00:44:17,280 --> 00:44:19,159 An ambulance, immediately! Do something! 504 00:44:20,839 --> 00:44:22,159 My co-worker is in pain. 505 00:44:22,319 --> 00:44:25,919 He's feeling very bad. I think maybe his heart... 506 00:44:26,079 --> 00:44:30,598 What's going on? We called an ambulance. It's going to be fine. 507 00:45:10,715 --> 00:45:14,154 SHANTI IS IN ST. MARIEN HOSPITAL. PLEASE COME! 508 00:45:22,353 --> 00:45:26,713 A colleague of mine, Shantimay Bharadwaj, was just brought here. 509 00:45:26,873 --> 00:45:29,553 -Can you tell me where he is? -I'll have a look. 510 00:45:29,713 --> 00:45:31,593 -Can you please tell me? -Take a seat. 511 00:45:32,593 --> 00:45:35,832 You're not the only one here. Other people are waiting. 512 00:45:35,992 --> 00:45:39,232 Calm down. Take a seat. I'll have a look. 40874

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