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Welcome to KNK Bank.

What can I do for you today?

Hi. I'm interested in a mortgage, but the thing is...

Julie Alm. Age: 29. Employed by Wizzloff Architects.

Marital status: single. Zero children.

Zero capital.

Debts. Student loan:

498,000 kroner.

I'm sorry. You still don't qualify for one of our mortgages.

My question is: How much do I need for the down payment?

I'm sorry. Your time has expired.

Can I speak to a real person?

Do you wish to speak to a customer manager?

Yes!

Contact with a customer manager costs 3400 kroner.

Do you wish to postpone payment at no charge for two weeks?

Welcome to KNK Bank.

Have you told anyone you're here?

No.

This place has been empty since the cars disappeared from the city.

A buddy of mine, in Berlin,

told me that parking garages have become trendy.

Since the owners are never here... They are in California.

I wanted to seize the opportunity when it presented itself.

Concrete is back in fashion.

They call it...

I don't remember what they call it.

-Brutalism. -Yes, brutalism.

Isn't there a lock?

This is a trust-based system.

What about a toilet?

It's over in Section M. There's a shower there as well.

We don't normally see people like you here.

My rent went up again. I had to find a new place to stay.

Will you be staying here alone?

Yes. But I don't think this is right for me.

If you change your mind, the rent is 23,000.

23,000?

A month?

That might actually work.

The rent is due in crypto the first of every month.

Parties and social events are banned,

so you can forget about bringing friends back here.

You don't need to worry about me. I don't have time for friends.

You can have the lamp. Danish design.

Thanks.

THE ARCHITECT

-Julie. -Hi.

There's an important meeting later. The senior architects will be here.

You know what everyone likes.

Yes.

There's a new architect starting today.

An exciting talent. Team player.

Make a coffee for him as well.

-Julie? -Hi.

What are you doing here?

It's my first day today.

Oh, right. Welcome.

You're still here, of course.

-Yes. -Right.

How nice.

You're in full control of the coffee.

That's because I'm the only one who knows how to do it right.

-Right. -I contribute in other ways as well.

Sure. Perhaps I should mention that I prefer tea.

-Yes, I know. -Of course.

You remember.

What have you been up to?

I've worked for smaller firms.

Not as prestigious as this one.

But I've had a lot of fun. So...

I had to aim a bit higher since Nina and I have invested in a flat.

-So... -How were you able to afford that?

Is this place really empty?

Yes, most work from home and only come in for important meetings.

I see. That makes sense.

I'll see you around in important meetings.

-Yes, sir. Man. Colleague. -What?

-Just that we're colleagues. -Yes.

We sure are.

We are thrilled to have you onboard. Newcomer of the year in Arkitech.

-How about that? -Please, stop.

Okay, settle down. Lets blast all jokes aside. Bang!

The changes in the Planning and Building Act

will be very beneficial for us.

They mean we can finally start with Savannah House and Obenholt.

-Please have a look at... -Is there soy milk in this?

-Yes. -...concerning dispensations.

-I prefer a different kind of milk. -You have tried every type of milk.

Have you considered whether you actually like coffee?

Thanks, Julie.

There's now a loophole in point nine in the law.

This completely changes the way we can build.

That's why Lobos have announced a competition.

They wish to remedy the lack of housing in Oslo.

The task is as follows:

How can we build a thousand new residences in downtown Oslo?

We are among the firms that have been asked

to pitch an idea within two months.

A thousand apartments in downtown Oslo? That's impossible.

Obenholt and Savannah House are still our main priorities.

You will have to work on this off duty.

But there's a silver lining.

The one who presents the idea which wins the customer

receives a bonus of 800,000 kroner.

That's it for now.

Go to work. Back to work.

Marcus, you must meet our intern.

Sure, where is he?

Julie.

Julie? We went to The School of Architecture and Design together.

-Did you go there, Julie? -Yes, you know that.

Right. Okay.

So... Intern? You finished your degree.

There wasn't an available spot as an architect,

so I was offered to continue as an intern.

I've heard that's very common nowadays.

-Are you done with your tea? -Yes. It was very nice.

But listen. I'm just thinking out loud.

If you want some real experience

you could always help me out with my concept.

As my assistant.

You can have thirteen or fifteen percent.

I won't be your fucking assistant, Marcus.

Fine by me.

Can this go over here?

-What? -The vase.

No, not in front of the other. I don't think so.

-Hey. More baby stuff? -Yes.

I thought we agreed to wait until we know.

Know what? If it's a boy or a girl? It's gender neutral. Works for both.

Sure, I mean until we know whether you're even pregnant.

I mean, what is all this stuff?

Don't look in there! No!

-Have you bought this? -I have a license.

We might soon have a baby in this place.

We're not going to have a gun in the flat, Nina.

I don't think you should hold it like that.

I bought it because of the baby.

-We have to be able to protect it. -What if the baby gets a hold of it?

There are babies shooting people in America every day.

Not every day.

Not every day, but a lot. What if our son ends up a school shooter?

-Or our daughter. -Or our daughter.

Girls can also be school shooters, you know.

You don't need a gun, Nina. I'm here.

I'll take care of you. And the eventual baby.

-Right? -Sure.

-I'll return it. -Deal?

-Yes. -Good.

If you stay more than five minutes you have to buy a coffee.

I'm waiting for my mother. She'll be here any second.

-She'll be here within five minutes? -Yes.

Delivery to Julie Alm.

Happy 30th birthday, Julie.

I can't afford to come to Oslo after all. I'm so sorry.

I hope you'll get a chance to celebrate

with your friends.

Kind regards, mum.

Happy birthday!

Did you forget to refill the filament in the 3D-printer?

Oh, yes. I'll do that now.

Also, drop by Marcus with that and get his signature.

I need it for his contract by tonight.

-Can't he just sign it tomorrow? -No.

That doesn't work.

-Great floor plan. -Yeah?

-Thanks. -No, really.

-Expecting someone? -No.

In the middle of supper.

-Hi. -Hi. Is Marcus home?

-Yes. -I have something from work...

-Okay. Come in. -Is it okay?

Yes, of course. Come in.

-Look who came. -Hi.

-Hi. -She's Marcus' ex.

Right.

The architect.

Katharina would like to get your signature for the contract.

Right. Shit. I forgot about that.

Now it's official. Cheers, hun.

Are you hungry?

-No. I just need... -We have a lot of food left over.

-Yes... -No.

I'm going back to the office, so...

Are you involved in the competition?

Julie is an intern with us.

-But I think I have an idea. -Really?

-Huh? For the competition? -Yes.

-Let's talk about it tomorrow. -Tell us a bit about it.

Let not do that now. We'll have a chat tomorrow.

Since people can no longer afford to buy a flat in town...

Some people can afford it.

Who?

-Us. -How did you manage to afford it?

-It's a pretty funny story. -Nina, we're not going there.

-It was funny. I have to tell it. -No.

What happened is that six months ago

I worked the night shift at Narvesen.

In addition to my other job.

That worked pretty well.

Until one day when I was suddenly stabbed with a knife on the job.

-Nina. -It's a funny story.

But it didn't end well for Narvesen and Orkla

who had to pay through the nose because their processes had failed

in every instance.

In the end I was paid significant damages.

We used the money for the down payment.

And now we live here.

But people shouldn't have to be stabbed

to be able to buy a flat downtown. That's just...

But it worked for me.

But if you ask the bank they'll probably lend you the money.

You have a stable job...

-I've already tried that. -You just have to persuade them.

It's been quite some time since a stable income guaranteed a mortgage.

Especially with only one income.

Exactly. That's why I've made a model of a micro house.

For people living alone.

With big windows like here. But with solar panels.

Sure. It's... Sounds great, but...

How are you going to find space for 1000 micro houses downtown?

Forget about it.

And solar panels and windows. Do you know how expensive glass is?

Prices have sky-rocketed. They have.

What's your idea then, Marcus?

It's an impossible task.

Wasn't it your birthday yesterday?

-Can I have the pad? -Yes, of course.

-Thanks. -Thanks for stopping by.

-Don't forget the food. -Yes, you must take it.

Thank you.

Bye.

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