Original subtitles

Tokyo Chuo Bank gave Iseshima Hotel, one of its major customers,

a loan of 20 billion yen.

Subsequently, however, it was discovered they had incurred a loss of

12 billion yen due to investment failure in stocks.

Right around that time, there was a phone call from FSA.

An FSA inspection?

If Iseshima Hotel, which incurred a loss of 12 billion yen, is determined to be

an effectively bankrupt borrower,

the bank will have to come up with

an enormous loan loss provision in excess of 150 billion yen.

The problem is the loan loss provision.

If we should end up having to come up with the loan loss provision,

the operation of our bank itself could be shaken.

Hanzawa was ordered by the Chairman to save the bank from that crisis.

Hanzawa had but one mission.

To prevent Iseshima Hotel from

being classified by FSA as an effectively bankrupt borrower.

However, he discovers that behind Iseshima Hotel's investment failure

was a cover-up in order to obtain a loan,

and that a handful of people from the bank conspired with the hotel

in executing a fraudulent loan.

Hanzawa gets on the move to save the bank and the hotel.

But in the midst of the FSA inspection...

The company that Iseshima Hotel employed to develop that IT system...

- Nalusen Engineering. - You know, this Nalusen

is going bankrupt.

To verify the truth of the matter, Hanzawa

heads out to Iseshima Hotel to see President Yuasa, but

who should appear before him but

Director Hane, who had her eyes on the President's seat, and

Executive Director Owada, who had joined forces with her.

In light of what's happened to Nalusen,

we won't be able to get through the FSA inspection.

Do you have any breakthrough solution?

I do.

We'd like you to change the managerial structure.

Actually, I've already approached FSA's Chief Inspector Kurosaki in regards to this.

If you can abandon the current family management

and explore new possibilities,

he agreed to postpone his decision

on the classification for one year.

- Are you telling me to step down... - Please wait, Executive Director.

The person who knows this hotel better than anyone else,

Managing Director Hane, will take over as your successor.

Come on. Show me your resolve.

Please give me a little more time.

I beg you.

We'll talk again...Let's go.

Iseshima Hotel President YUASA TAKESHI

If this will allow me to remain on this job,

- getting down on my knees is nothing. - Hanzawa-san.

Right now, we'll have to do something about the situation with Nalusen.

President Yuasa, do you think Nalusen is really guilty of patent infringement?

I don't know. I've been trying to get in touch the Nalusen's president, but

- haven't had any luck. - That's not good.

Director Hane may have anticipated this from the very beginning.

She was the one who recommended Nalusen.

I should have known better.

Hanzawa-san.

Your faith in me

touched my heart.

Thank you.

I merely said

the right thing as a banker.

- Hanzawa-san. - President Yuasa.

This is where the real fight begins.

FSA INSPECTION THIRD HEARING INVESTIGATION

Upon further review, this restructuring plan was very well written.

But it's a pity Nalusen bit the dust.

What are you planning to do? You don't have time to

develop a new system all over, do you?

In the first place, how much has Iseshima Hotel invested in Nalusen?

Financial Services Agency Chief Inspector KUROSAKI SHUNICHI

Operations Department 2 Manager NAITO HIROSHI

Operations Department 2 ONODERA JUNJI

- Approximately 11 billion... - 11 billion 304 million, 500 thousand.

You must be precise with numbers.

If Nalusen should go bankrupt, the entire 11 billion 304 million, 500 thousand

investment will go down the drain.

How are you going to make it up, Deputy Manager Hanzawa?

It hasn't been determined yet that Nalusen will go bankrupt.

We'll need to verify if patent infringement was actually...

It's the same difference. Whether they're guilty of patent infringement or not,

if the case goes to court, Nalusen will lose social credibility and will go bankrupt for sure.

If that happens, reviving Iseshima Hotel will be impossible.

Classification determined. Am I wrong?

I cannot draw a conclusion until I see Nalusen go bankrupt with my own eyes.

Buying time, eh?

We're not buying time as a stopgap measure.

If a major corporation like Nalusen is going bankrupt,

it's imperative that we, as a bank, verify the facts.

Can you please spare us some time?

Fine. If you insist,

I'll wait until Nalusen's situation becomes definite.

It won't be that long anyway. Besides,

who knows if you'll still be around by then.

Replace him? Are you saying that you're removing Hanzawa from Iseshima?

That's to be expected.

Do you seriously think we can entrust the FSA inspection to him and hope to get through it?

Hanzawa was ordered to be the banker in charge by the Chairman.

- What is the Chairman saying? - Nothing.

Don't you think even the Chairman's given up on him?

It probably means he fell short of his expectations.

Executive Director Owada, are you of the same opinion?

This time around, I'd like to honor everyone's opinion.

Gentlemen, are you in favor of replacing Hanzawa?

I don't think we have a choice.

Naito-san, I understand your concern for your subordinate.

But will that sympathy

Director KISHIKAWA SHINGO

enable you to take responsibility for the 150 billion loan loss provision?

This is all for the bank's sake. Please understand.

However, I understand Hanzawa has President Yuasa's trust.

- It goes against logic to remove him. - Logic?!

Isn't it logical to ask our employees to comply with personnel orders?

Let me say this at the risk of sounding rude.

To me, this is obviously an undeserved punishment.

Do not misunderstand, Manager Naito.

We're informing you of our decision, not asking you for your opinion.

Now, now.

I understand very well the concern both of you have for the bank and your subordinate.

Why don't we do this?

Why don't we evaluate whether Deputy Manager Hanzawa

is qualified to handle Iseshima Hotel or not?

- What do you mean by evaluate? - Anticipating the next FSA inspection,

we're going to simulate the inspection.

Why don't we decide on his disciplinary action based on that outcome?

So it was Executive Director Owada after all who was connected to Director Hane.

But it's not quite clear to me.

Why is he going that far to back up Director Hane?

- I have no idea why he's doing this. - I can think of one reason.

But that's why our bank's getting scrutinized by FSA...

At this rate, we'll have to come up with a loan loss provision of 150 billion, and

on top of that, the Chairman will be...

Is that it?

Was it Executive Director Owada's objective

to get the bank driven into a corner by FSA?

So that he can make Chairman Nakanowatari take that responsibility,

causing his downfall.

With the way things are going, it would be difficult to pass the FSA inspection.

If Executive Director Owada comes forth at that moment as if he was a savior

and manages to brilliantly pass the inspection,

support within the bank would sway in favor of Owada's party in an instant.

At that point, he'll give Nakanowatari-san the coup de grace, and

he'll sit in the chairman's seat. Is that it?

At the same time, Iseshima Hotel will forcing President Yuasa to step down, and

Director Hane will take over as President.

Executive Director Owada and Director Hane are plotting to stand at the top, effecting

an inversion of social order.

If that's the case,

it means you, who was designated as the banker in charge by the Chairman and President Yuasa,

are the biggest obstacle to Executive Director Owada.

Actually, I heard something that's been troubling me.

Do you know Fukuyama Keijiro in Loan Department?

Yeah, I've met him 2-3 times at conferences.

Like us, he's from Sangyo Chuo and he has the backing of Executive Director Owada.

I hate to admit it, but he's sharp.

So what about this Fukuyama?

Apparently, Executive Director Owada and Director Kishikawa are meeting Fukuyama frequently these days.

More than likely, he's the candidate to replace you.

Hanzawa.

Got a minute?

A mock FSA inspection?

If you can't give satisfactory answers to their questions,

you'll be removed from Iseshima.

I'm sorry. I had no choice but to accept the Director's proposal under that circumstance.

- Not at all. Thank you for trying to protect me. - On their side,

they're bringing in as interviewers Director Kishikawa and

Deputy Manager Fukuyama from the Loan Department.

On the face of it, he's supposedly an interviewer, but

basically, it's a one-on-one battle of Hanzawa vs Fukuyama.

If I lose, the Chairman will be replaced, and Iseshima too...

President Hane will be born. And...

both you and I will...

get a one-way ticket to no man's land.

We'll get transferred out.

You'll officially be put in charge of Iseshima Hotel in the near future.

- Are you prepared? - Please rest assured.

I've apprehended most of the numbers that pertain to Iseshima.

Do the numbers support the removal of President Yuasa?

Yes. In the past few years after President Yuasa took over, Iseshima Hotel's earnings

Loan Department Deputy Manager FUKUYAMA KEIJIRO

have declined considerably.

It's apparent that he doesn't have managerial skills.

Director Hane, who you're recommending, is a suitable successor as the next president.

I'm counting on you.

Deputy Manager Hanzawa, the current banker in charge, has absolutely no common sense.

He goes around saying absurd things like "If you screw me, it's double payback."

- He refuses to follow our orders. - That's ridiculous.

If you screw me, it's double payback? Is this a fight between children?

If you do a thorough job, you won't get screwed.

Consequently, there's no need for paybacks.

In short, the guy who gets screwed is incompetent.

I have high hopes for you, Fukuyama-kun.

Director Kishikawa's Residence

Excuse me. Hello.

Hello!

Oh, Hana-san.

Director Kishikawa's Wife

You're here again?

I made ohagi* that I promised the other day. Please help yourself if you like.

*Rice cake covered with red bean jam

They look delicious.

But what a pity~

We were just now treating ourselves to the fruit tart

that Mrs. Fukuyama made for us.

Deputy Manager Fukuyama's Wife

Fukuyama-san is an outstanding cook.

Her husband is a very capable man too. We hear he's slated to

to be in charge of Iseshima Hotel for the FSA inspection.

- In place of your husband. - Is that right?

Please make yourself at home.

Although you don't have any place to sit.

Please don't mind me.

I swear, they really piss me off.

What's with the fruit tart?

Japanese people should eat Japanese sweets, right?

- This is delicious. - Are you listening to me?

I told you, you don't have to go if you don't want to.

I'm only going because I want to help improve your position at work.

But I heard you're getting replaced for the FSA inspection. What's going on...

- That's not for sure yet. - You've done enough already, haven't you?

It wasn't going well anyway, right? You should just let Fukuyama-san's husband handle it.

You know I can't do that.

- We might still have time to take a summer vacation trip. - Hana.

I'm just kidding.

But can't you take at least one day off?

You haven't had a day off in nearly 3 months.

- At this rate, you're going to collapse. - Thanks for dinner.

If you want, as much as I hate to,

should I ask Mrs. Kishikawa if she can do something about it?

Don't worry about it.

She's also close to Executive Director Owada's wife...

I said don't worry about it.

Sorry.

It's been bothering me for some time.

After you got transferred to Tokyo,

you get this real scary look on your face.

Does it have anything to do with your father?

That has nothing to do with it.

Then why are you carrying around that screw all the time?

- There's something you still can't tell me. - I told you it's nothing like that.

Do me a favor and let me relax when I'm at home at least.

- I'm just worried for you. - There's nothing for you to worry about.

I'll go take a bath.

Good morning.

Noda-san. Did you open this ledger when I wasn't around?

No. Why do you ask?

A document I slipped in there was on the floor.

You have that drawer locked, don't you?

You've worked here long enough. You can easily get a spare key made.

That's what you did to me, isn't it?

Noda-san, did you replace a page?

I don't know what you're talking about.

Please answer me, Noda-san.

- I'm having pescatora. - I think I'll have meat sauce.

Go ahead first. I'll be right behind.

Hey, Kondo.

I heard you were able to keep the loan going for Tamiya Electric.

Yeah, thanks.

What? Did something happen?

A page of the ledger got replaced?

- That's what I think. - Why do you think so?

After the window dressing came to light, I've been safeguarding the ledger, but

there were apparent signs that someone's been tampering with it.

When I looked over it, there was one page number missing.

They don't learn, do they? Are they still hiding something?

I wonder if there's any way I can find out what company was on the page that was replaced.

Even if you asked him, President Tamiya probably won't tell you, huh?

- Is there any other way to... - There is.

There's a copy of the page that was replaced.

- The tax accountant. - I'd forgotten about.

I'll give them a try. Thanks. Hanzawa, Tomari.

Hanzawa.

Long time no see, Deputy Manager Fukuyama.

Long time no see, Deputy Manager Fukuyama.

Well, well, if it isn't Deputy Manager Hanzawa.

It appears we're ending up having to go through this odd thing called a mock FSA investigation.

- Please go easy on me. - That goes for me too.

Deputy Manager Hanzawa Naoki. Joined the bank in 1992.

Worked at Osaka Nishi Branch from 2011 as Loan Section Chief.

Increased annual profit by 4 percent.

You revived the poorly performing branch in 2 years, didn't you?

You brilliantly recovered the 500 million yen loan mishap caused by the branch manager,

and was promoted to Headquarters Operations Department 2. Subsequently,

you steadily continued to have successful transactions with clients like Nogawa Shoken and Teikoku Juukou,

amounting to a profit of 4.5 billion so far.

That's quite a feat. However, you tend to take too much time

before you get results with the way you do business. 21 months on the average.

I don't mean to disprove your method of taking your time

with each and every client.

However, if it was me, I'd be able to increase profit more efficiently in a shorter time.

Which of us does Iseshima Hotel need right now?

Excuse me. I have another engagement to attend to.

Guys like that are rationalism personified.

He's number one when it comes to gathering data and analyzing them.

They call him Fukuyama, Master of Research.

Does it look like you can win?

Noda-san, do you have a minute?

- What is it? - Lafite.

You know, don't you?

No, I don't know of any company by that name.

I never said it was a company.

How did you...!

I got a copy made at the office of Kanda Sensei, our tax accountant.

Did Kanda Sensei... show you this?

At first, he said I needed you or President Tamiya's permission...and was hesitant, but

when I said I was telling the bank about his involvement with the window dressing, he showed it to me right away.

It's this account of Lafite that was on the original ledger that I have, isn't it?

Why did you swap it?

- I told you, I don't know. - What kind of a company is Lafite?

Why are we lending them 30 million yen?

Who knows.

What are you planning to do?

Back then, we were already having financial difficulties. Nevertheless,

how did we scrape up 30 million to lend to another company?

You'd better not pry any further into this matter if you know what's good for you.

What do you mean?

Is it subleased loan?

Did we redirect the 30 million we borrowed from Tokyo Chuo to Lafite?

Answer me.

I don't know.

Subleased Loan Redirecting borrowed money to a third party without permission

Subleasing a loan clearly goes against the rule.

What kind of a company is Lafite that we went to that extreme to lend them money?

I know nothing.

Go ask the President.

In other words, President Tamiya is aware of it.

Tamiya Electric Company Housing

Kondo, who was prepared to spend the rest of his career at Tamiya Electric,

chose to live in Tamiya Electric's company housing, which was noticeably

older and smaller than Tokyo Chuo Bank's company housing.

Hello. I'm sorry to bother you when you're busy.

I'm calling in regards to that 30 million.

The banker who's on loan to us is starting to make noises.

Yes, I think we'd better deal with him as soon as possible.

- Cram school? - That's right.

All his friends are going, and Yosuke wants to go too.

It's a supplementary prep school. What do you think?

- What do you mean? - It costs quite a bit.

Hey, why not. If he wants to study, let him go.

- Can we manage? - I'll figure out something.

I'm finally getting settled in at the company too.

I'm glad. I'll let Yosuke know tomorrow.

I'm sure he'll be thrilled.

Takahiro and I are going to visit your mother in Kanazawa.

Hana

Don't worry. We'll be back in 2-3 days.

I'm not worried, but why Mom's all of a sudden?

Takahiro wanted to see Grandma, plus

I felt bad for not taking him anywhere during summer vacation.

Naoki. You shouldn't make Hana-san unhappy

- thinking about work all the time. - But I'm not.

I'm having Hana-san take it easy for a while over here.

- Bye now. - Hello...hello?

What the heck was that?

- I see. So that's what's going on with Nalusen. - I sure had a tough time.

Because of who they are, no one wanted to talk about them.

- Does FSA know about this? - Probably not.

This type of information can't be obtained by regular means.

I see. I appreciate you going through the trouble. Thank you.

About returning the favor,

can you give it to me in the form of information as you did with Nishi Osaka Steel?

Certainly. Please wait a little longer.

I think I can give you a big scoop.

I'll be looking forward to it.

The biggest major hotel chain in America.

One of the top hotels in Japan with social status.

Hanzawa-kun.

- Subleasing their loan? - Yeah, although I don't have any proof yet.

The 30 million yen loan that Tamiya Electric got from Tokyo Chuo 5 years ago,

- it appears, was diverted directly to Lafite. - What's does this Lafite do?

Tomari gathered data from their credit record for me.

Here it is.

Apparel industry, huh?

Could it be that this Tanahashi Takako, the president, is President Tamiya's mistress?

Mistress? You've got to be kidding!

Window dressing, I can force myself to forgive, as much as I don't hate to.

I can understand falling to the temptation in order to save the company...

But redirecting a loan to his mistress's company is inexcusable.

There's a limit as to how far he can go appropriating company funds for his personal use!

If that's true, I'll fight to the bitter end!

Sorry...

Thanks, Shinnosuke.

Excuse me...I don't understand these matters too well, but

please hang in there and don't let corruption get the better of you.

Thanks.

He's a good subordinate, isn't he?

So, what are you gonna do now?

I'll go pay a visit to this Lafite.

If it looks like there might be trouble, come talk to us right away.

I'm sorry. You're going through a tough time too right now.

That's right, Hanzawa.

I hope you've thought of a way to get through tomorrow's mock FSA inspection.

- Any chance Nalusen and Foster may settle out of court? - That's not gonna happen.

Not gonna happen?

I went through a source in Osaka and thoroughly checked out Nalusen.

They have connections to antisocial forces in the background.

Organized gang, huh?

FSA isn't aware of it yet, but we've got to cut ties with them before it blows up in our face.

The 11.3 billion that Iseshima invested goes down the drain, huh?

But this isn't a matter of money.

There's no other way but to reexamine the restructuring plan from the very beginning.

Can you come up with a plan by tomorrow's mock inspection?

Hanzawa-kun.

Can I tell you my idea? You'll be surprised.

Actually, I have an idea too. It's probably the same as yours.

- I trust there won't be any problems tomorrow. - I'm thoroughly prepared.

If we can produce results here, Executive Director Owada will be very pleased.

On the other hand, it means failure is not an option.

You understand that, don't you?

Of course.

Do you still have some business with the President?

Executive Director Owada told me we won't be seeing you soon.

- That isn't for sure yet. - You shouldn't exert yourself too much.

Why don't you just leave the rest to the new banker in charge?

- New banker in charge? - Yes.

Besides, President Yuasa will be stepping down soon too.

That, too, hasn't been decided yet.

A man who doesn't know when to quit is just pathetic.

Deputy Manager Hanzawa.

Subleasing a loan? Of course there's no way

- we're subleasing our loan. - You're saying you're didn't?

It's just that the time frame we got the loan from the bank

and the time frame we loaned money to Lafite happened to coincide.

- Isn't that right, Noda-kun? - You're absolutely right.

Then for what purpose did you lend that 30 million?

That's a matter I took on myself as the president.

You have no say in this matter.

However, there's something

- I need to tell you as well. - What is it?

In the near future, you'll be loaned out to another company.

I got a call from the bank earlier.

You can consider this an unofficial notice.

Did you push for that to happen?

You don't think I have the clout to have any say in

the mighty Tokyo Chuo Bank's personnel matters, do you?

It's unfortunate after all you've done for our company, but

I wish you the best of luck in your new environment.

More than likely, this time,

you may be going somewhere slightly farther away.

Heat is applied to the resin, and after going through various processes,

this screw is manufactured, right?

I think I finally understand

just a little bit of the true meaning of what

Naoki-san was talking about in the past.

A tiny screw like this is supporting Japan.

We import the materials,

manufacture these light, yet strong screws, and export them back.

It's the same thing with automobiles.

A country like Japan with no natural resources came to be known as a great economic power

thanks to the skill and technique of our craftsmen.

Packed in this one screw is the skill and passion of craftsmen.

That's right. Naoki and the bank are

putting up money for their skill and passion.

This time, I ended up barging in on you all of a sudden, but

I'm glad I came.

Because until now, how you and Father lived, or

or how Naoki-san was raised,

I didn't know anything.

Mock FSA Inspection

We will now begin the preliminary question and answer session

in preparation for the FSA inspection.

Hanzawa-kun, I'm sure you're aware, but

this is a rehearsal for the FSA inspection.

In the event you people can't give us satisfactory answers,

we're going to have Deputy Manager Fukuyama take over as the banker in charge of Iseshima Hotel.

You may begin.

Executive Director Owada. Thank you for taking the time to come.

Of course I should be here. It wouldn't be an exaggeration to say

that this is a very important mock trial that may impact the future of our bank.

I'll make sure I watch carefully.

They got us this time. He showed up at the last minute on purpose and turned the table on us.

- They have the home field advantage now. - Calm down.

This was all set up from the beginning anyway. We'll just have to do what we can...

What are you whispering about? Please begin.

Let me start with our assessment of Iseshima Hotel's

data which we gathered for the upcoming hearing investigation. First...

The forecasted profit for the period after this term is as stated on the attachment to the handout,

and we believe it is more than sufficient to recover the trust of our bank...

- May I ask what's so funny? - You're talking about consecutive terms of deficit.

Aren't you being too optimistic with your forecast?

Do you mind telling us specifically what's optimistic about it?

Can't you tell without being told?

You don't have any alternative solution to the fact that Nalusen's system can no longer be used.

Furthermore, if Nalusen goes on to become bankrupt,

how do you propose to make up the 11.3 billion that's been invested so far?

We are in the process of exploring a solution to that problem.

Oh ho, exploring a solution, eh? Do tell us.

- What kind of a solution do you have in mind? - We can't tell you as of yet.

- How come? - Because it's a secret.

- You're funny, Hanzawa-kun. - That was not intended to be a joke.

- If you don't have a plan, just say so, Deputy Manager Hanza...

We do have a solution. However, we are not at a stage where it can be divulged.

We've had enough of your childish tricks.

Do you think you can fool FSA with such nonsense?

There's nothing we can do if you insist on making blind assumptions.

In the first place, isn't a drastic change necessary

in order to revive Iseshima Hotel?

- Which means? - Quality of management depends on the manager.

As long as one incompetent manager remains in power at the top,

things won't change no matter how many times the hotel is restructured.

In the end, it's people that make or break a business. Do you understand?

- You mean remove President Yuasa? - If it was me, I wouldn't hesitate to do so.

Unless they break away from family management, there's no future for Iseshima Hotel.

I see. Since you're so convinced,

you must be extremely knowledgeable about Iseshima Hotel.

That goes without saying. At Iseshima,

after 2010 when President Yuasa took over the management,

customer attraction rate is down 7%, repeat customer rate is a measly 0.2%

Vacancy rate is more than 20% on weekends and major holidays.

As a result, it's an indisputable fact that sales for the hotel in general

have dropped 27.3 percent. What is the problem in replacing the manager

in order to improve that situation?

Then who are you proposing to replace President Yuasa with after you dismiss him?

- Director Hane is the suitable person. - On what basis?

Director Hane has been in charge of finance since the preceding president,

and has been supporting Iseshima Hotel for more than 25 years.

By placing Director Hane, who's knowledgeable in financial affairs, at the top and cutting down costs...

I hope you're not saying that cutting down costs

will lead to increased profit.

That's nothing but delusion of a banker who doesn't know what it's like in the field.

Cutting down costs at Iseshima is already in full swing.

Labor costs, check. Facility investment, check. Further cuts

would only serve to lower the employees' morale.

What you're saying is nothing more than an empty armchair...no, make that tablet theory.

The course of action President Yuasa is trying to take is not mistaken.

He definitely is not an incompetent manager.

On the contrary, he's an extremely capable man.

The problem lies with the people around him. And at the top of that list is Director Hane.

Do you think FSA will believe a story like that?

He's had the hotel bleeding red all this time.

At this rate, they'll fall behind in IT development as well.

Do you think that Kurosaki will recognize a leader like him?

He'll have to recognize him.

Are you stupid or what? I told you earlier, but let me tell you again.

In order to get through this inspection, it's imperative that we come up with a drastic measure.

Placing Director Hane at the top is the centerpiece of

that drastic measure.

Do you understand now, Hanzawa-kun?

You and President Yuasa's method won't revive the hotel, let alone

get us through the FSA inspection.

From this point forward, Deputy Manager Fukuyama will be in charge of Iseshima...

Let me ask you one last question.

Deputy Manager Fukuyama.

Have you ever met Director Hane?

What's the matter?

I'm talking about Director Hane, who you recommended as the most suitable person to be the next president.

- That's... - Naturally, you've met her, haven't you?

Have you or haven't you met her. Answer me!

Unfortunately, I haven't had the pleasure of meeting her.

You've never met her?

Are you recommending someone you never met to be the president?

How can you tell that she's suitable if you've never met her?

That's because...I heard about Hane-san's philosophy and her character from

Director Kishikawa. I have no doubt they're accurate.

Just because I never personally met her,

is there a problem if I recommend Director Hane for president?

If you're saying that seriously,

you're the real big idiot!

You said it yourself, didn't you? That people make or break a business.

Placing Director Hane at the top based solely on preconceptions obtained through blind faith

in other people's opinion without actually meeting the person,

is a complete self-contradiction, isn't it?

The very person who caused Iseshima Hotel to incur a loss of 12 billion is

Director Hane, you know.

- That's something President Yuasa ordered her to... - No, he didn't.

That's only what she's going around saying.

Only a handful of people know about this, but

that loss was caused by something Director Hane did on her own.

Although perhaps it won't be surprising if upper management at the bank was aware of it.

Didn't you tell him?

D-did you know about this?

Of course not. That's just Deputy Manager Hanzawa talking nonsense.

You would've known if I'm talking nonsense or not

if you'd taken the trouble to get yourself to Iseshima Hotel even once

and sat down and talked with President Yuasa.

But Fukuyama-san, not only did you not meet with Director Hane,

you never even met President Yuasa.

A restructuring plan made by someone like that has no power of persuasion.

Because it's completely void of human touch.

All you're looking at is just numbers and data.

You don't even try to look at the real live people before your eyes.

I can't entrust Iseshima Hotel to someone like that.

If you have any objection, let's hear it.

Look at me!

That's what I'm saying, Fukuyama.

Listen up. Make sure you add

what I'm about to say to that data that you love so much.

There's someone in this bank who covered up the loss Director Hane incurred

and processed the illegal loan of 20 billion yen.

- Hanzawa, do you have proof to back that up? - Of course I do.

There was a whistleblower at Iseshima Hotel... However, that tipoff was

- suppressed by the Kyobashi Branch. - Stop talking nonsense!

Whether it's nonsense or not, and also

who and why someone gave the order to Kyobashi Branch,

I plan to reveal the answers without fail at some time in the future.

Please look forward to it.

Executive Director Owada.

Sure. I'm looking forward to it.

Let me make one thing clear.

More than anyone else at this bank, we are the ones who sincerely want to revive Iseshima Hotel

and making every effort to get through the FSA inspection

There's no one in this bank but us who's more qualified to be in charge of Iseshima Hotel

If you insist on continuing to stand in our way, I'm ready to fight, no holds barred.

If I get screwed, it's double payback.

Please remember that.

I'm working at home today.

If anything happens, route it to me there.

- You managed to do it. - Yeah, somehow.

Did you know that Fukuyama never met Director Hane?

No matter what, Director Hane's a first-class hotel person.

I had heard from President Yuasa that she never forgets

the face and name of someone she's met once. But yesterday...

Why don't you just leave the rest to the new banker in charge?

I was convinced they never met by the way she talked.

I see. It's because you've always faced with people on a regular basis

that you were able to notice that.

I don't know about that Naoki.

How can he work for the bank that might as well have killed his own father.

What's more, the guy who was in charge at that time is a big shot now

and he's at the same headquarters.

To think that his father's enemy is right by him.

Who is it? This enemy you're talking about?

This guy called Owada.

Hana-san. The real reason you came here was to ask me about that, right?

- What's up, Kondo? - Actually,

I just tracked down the residence of

Lafite's woman president.

As I recall, her name's Tanahashi.

The thing is, on the nameplate...

Owada?!

Why's that name popping up?

Owada's involved in

Tamiya Electric's illegal practice too.