All language subtitles for Bad.Banks.S01E02.720p.BluRay.DD5.1.x264-SbR.English

Do you know what this is?

Yes, I know
Europe's largest urban planning project.

The refinancing which was to happen
next year is being brought forward.

And with this information,
you can win the project.

I can't do this
as a non-German bank in the CI.

Refinancing in the amount of,
I don't know...

- Two, three.
- Four.

Four billion.

And no one knows about this?

They don't want people
to find out,

because they're already thinking
of another bank:

Lindberg and Stern.

But if you

showed up in time with a better bid.

You're not just giving this to me.

What will I have to do?

I feel like the Global might be
falsifying its balances quite a bit.

I'd like more information on that.

You want me to gather information

on the Global manipulating its balances?

I wouldn't even know how to do that.

It sounds much more exciting
than it actually is.

Those are toxic papers,
financial flops.

Whatever is negatively
affecting the balances

and which the bank is secretly removing
to improve its balances.

You actually
just have to follow the junk.

That's too dangerous.
I don't want that.

Okay.

Then you've never heard of this.

Yes, Sam! Sam!

Ulrike.

Stop this nonsense. Sit down.

Good morning.

Okay.

Your future in this bank.

You're young.
You want to be successful.

What are your ideas?

I've been monitoring
peer-lending platforms for weeks.

I was on the phone
with Oak Ville Trust in NY yesterday.

- With whom?
- With George.

Fuck. Moron.

They're supplying London Invoice
with money to lend

and need a bank
that will securitize the loans.

- Okay.
- If you give me some more time...

- How much?
- Some phone calls. Three hours.

Okay. Cool. Let's do that.

So.

Jana, the cat bond yesterday was good,
but this is the present.

So.

Don't you have anything?

Are you ill?

I can only do this in private.

Okay.

Would you please step outside
for a moment?

Thanks.

I can only tell you
if you promise

not to ask who my source is.

Deal.

- Leipzig2025 is being refinanced.
- I know.

- Next year.
- No.

Now.

- IVB Saxony, Markwart.
- Hello, Uwe. Gabriel Fenger here.

- Gabriel.
- Things going well in Saxony?

- Well, we...
- Did your daughter pass her A-levels?

My son passed his A-levels last year.

Is the refinancing of Leipzig2025
being brought forward?

No.

Be careful, Uwe.

I'll get onto a plane now
and will be there in 1.5 hours.

No, Gabriel, please.
That's not an option.

I want to meet everyone
in charge of the project in two hours.

Otherwise I'll rethink the deal
with the Saxony corporation.

That was a yes, Uwe.

Goodbye.

Let's go. Ulrike!

We have to go to Leipzig. Immediately!

We're still analysing
whether there'll be public competition

among all interested banks.

Which will be difficult
with the refinancing being kept secret.

We'll go public as soon as we agree.

But that doesn't matter now.

Listen, the only thing
you're putting at risk is a great offer.

We're excited.

Here.

You'll find all relevant data in it.

Two billion have already been paid,

and you'd have to get
the remaining four billion.

- Okay. Good.
- How long do you need for a bid?

Two weeks?

Do you want a serious offer or...?

One week.

Are you sure?

Absolutely. We'll see you in one week.

One week?

I'll do some all-nighters.
We'll be fine.

- Let me guess.
- They were just here.

Fenger and a young woman.

Okay. Thanks.

- Hey, Tommy.
- Gabriel, how's it going?

Good luck in there.

Are they with Lindberg and Stern?

They've already reached
a deal internally.

That's why they didn't go public.

Goddammit. Should have known that.

But I think
we can really do it, if we...

Did you listen to me?

Are you smarter than me?

Don't pull back now.

You think you're smarter.

It's one of Europe's
most lucrative projects.

Isn't that worth a week?

You think you can do it.

One week.

- Morning.
- Morning.

What are we doing here?

What happened to you?

Why are we making an offer with Lindberg
already having secured the project?

We'll outbid them.

Cool. But not in seven days.

There's no alternative.

Of course there is.

The project company has already let
80% of the office building.

- Sounds good.
- Thao, please check...

Do you have a tissue?

- A towel. Anything?
- Jesus Christ.

Do you have one?

- Thao, I'd...
- Put it in the damn cake.

Goddammit. Seriously.

This won't work.

Maybe in 10 days,
but not like this.

Not in seven days. Yes? Thanks.

Just tell us the facts.

The facts,
in other words, how long.

- I can't say.
- What can you say?

To me, the levels being worse
than expected

means that it should progress
faster than expected.

Your last estimate was...

A few months to six months.

So what does this mean?

That it depends on how long
the organs continue to work.

Once one collapses,
it might not be long.

The worst-case scenario.

That's impossible to say.

Might I be dead in two weeks?

You have drive.
You're psychologically stable.

Those are the best conditions.

So at worst, it might be days for me.

You were in Leipzig.
I'm glad we have a deal.

I'm curious to see
what you'll find out

about the manipulated
balances.

I'm sure there's another way
for me to return the favour.

You're bold.

Motorway services Ingelheim.
I'll see you in one hour.

Hello, Maria.

Good morning, Mr Fenger.
They're all here.

You're messing with me?

No.

Do you want to test your limits?

No.

I get you a job, offer you Leipzig.

You gave me the tip,
and it was difficult.

Don't be so stupid, Jana.

I didn't want to test my limits.

Good.

You'll give me your initial information
regarding the balances in a week.

If you ever take advantage
of my good nature again, I'll fire you.

I'll make sure you'll never find
another job in the industry again.

I always keep my word,
and you should learn to do the same.

Search "Flops
of Deutsche Global Invest"

No! Really?

Hello.

I just found out you're working here.

Yes.

And you?

I'm downstairs at Fenger's now
as a structurer.

Nice. I'm happy to hear that.

- Great.
- Thanks.

You've completely changed.

- Here, here and there.
- Yes.

What I've been meaning to ask you...

Can you give me the current value
of the product "Quaestus"?

Quaestus?

That's crazy.
It has just been sold.

- Really?
- Yes.

Oh, I thought...

You know, some new odd funds
keep popping up,

interested in the biggest junk.

You didn't hear that from me.

Doesn't matter. Has your number changed?

I didn't change mine.

I'm sorry.

It's okay. Just call me.

- I will. I'll call you.
- Good.

Nice to see yo u.

It's great seeing you here too.

We can have lunch at times.

Have fun.

You too.

With Fenger.

Search: Product "Q uaestus value loss"

Hello, Noah.

Unfortunately,
I have to spoil the surprise.

But we just can't wait any longer.

Flo and I are outside your door.

Pardon?

I guess this was a foolish idea.

When will you be here?

I don't know. I have to go somewhere.

Why didn't you say anything?

I don't know.

Flo's already asleep.
We'll go to a hotel now.

Let's have breakfast in the morning.

Okay.

I'm sorry.

No kidding.
This is the first year you're free.

Screw the bonus.

I'll have the same.

Don't give a fuck.

I'm serious.

We were part of Quaestus this year.

What was Quaestus?

Jana. The one with the cat bonds.

We're underselling ourselves
with our biggest flops.

Yes.

What about Thao?

I lost. I have no flops.

We'll see when we find out
about your bonuses.

If mine are lower,
it's because I don't have a dick.

You're joking.

Nothing is more sexist
than bonuses.

At least you'll have
a good excuse.

Cheers. To excuses!

And to big dicks!

- Cheers.
- Cheers.

No, not now.

- Yes?
- Open.

Yes, come up.

- Did you make it yourself?
- I did.

- Well, it's not good.
- What did you do?

We went to a pub last night.

Not for long.

I have a visitor. Take care.

See you tomorrow.

It's crazy.

We were just at the London Duke

and didn't miss out on anything.

And one second later, your daughter
is an adult and all grown up.

Silver Mountain?

Quaestus?

Should we have just accepted
our bank going down the toilet?

And have everything be wasted?

Today you watched me

sell absolute junk to a company
we technically own.

That's accounting fraud!

You don't know anything.

Will the fucking judges care
if this gets out?

- It won't get out.
- Says who? Khano?

We decided to save the bank together.

Otherwise you wouldn't be here now.
Neither would the others.

Thousands would be out on the streets.

And of course, you care
about these thousands.

It doesn't matter.
You're not listening anyways.

I'm thinking of a different link.

Exactly.

It's true.

See you tomorrow.

We bankers aren't criminals.
We're more like...

More like primary care.

Like doctors or firefighters.

Without us, senior citizens
wouldn't draw a pension.

It's always the same.

He won't have to visit
a brothel tonight.

God, I'm leaving.

No, Thao. Let's go elsewhere.

Students!

Lots of little students.

Damn public universities.

Party!

I'd enjoy the Global as well.

Could I write you
regarding an internship?

Of course, if you lick my pussy.

I was joking.

You're not as bad as I thought.

What did you think I was like?

Not funny?

Would you get us
something else to drink?

Of course.

I thought you were a backstabbing bitch.

I think you're my best friend now.

You're so stupid.

Peer-lending, isn't it?

Oak Ville Trust.

You talked to George on the phone,
didn't you?

I think that was a different George
than the one Fenger had in mind.

Because when I called earlier,
he had never heard of Thao Hoang.

What do you want?

I'm kicking you
off the team tomorrow.

Then you'll have nothing.
No project. Nothing.

But somehow that's not enough for me,
because I like to finish things.

That's why I'll make sure
you'll be fired.

Thao, I know you studied here.

Check my resume.
I didn't have it easy either.

But it just won't work, will it?

Women don't work together
or form groups.

They also won't go
to a brothel together.

We'd rather pretend to hate each other,

destroying each other.

I can do this too.

Come.

Come!

Flo? I overslept. You'll have
to have breakf a st without me.

- Can you hear me?
- Yes.

I'll come visit you soon, Flo.
I promise.

Flo?

I have to go now.
I'll talk to you later.

Bye.

Bye.

This is stupid.

Take a real one.

You're mine now.

Did you fuck?

Looks good.
You should do that more often.

Morning.

- We have five more days.
- You're joking.

No, I'm serious.

Jana's the deal captain.

She's calling the shots.

What?

There's the door.

Shall we start?

Yes.

Good.

The diagram on page ten please.

Adam Pohl of the Global.

Please give me an indicative quote
for ten million.

Leon?

Do you miss her?

Me too.

Luc.

We have another half an hour.
This is poison. Let's go.

Luc. We only have half an hour.
This is poison.

Get up and pull yourself together!

We're meeting the lawyer.
It'll be okay.

Screw the lawyer!

Leave me alone!

- Leave us alone!
- Vomit on your car!

Could you just turn right here,
1 1th street? Thanks.

What does the mayor

have to say?

I'm just leaving now.

I've looked at the pitch.
Great job, Jana.

Under different circumstances,
we'd stand a chance.

Thank you.

Listen, I think that timing
is Schultheiß' priority.

I'd like to offer us closing
in just four weeks.

- Four weeks is impossible.
- I can do it.

Six weeks is already
nowhere near enough.

We don't do such nonsense.

I'm sure two weeks won't matter
to Schultheiß.

- Can't I just...?
- I said no.

Stop constantly contradicting me!

We'll stick

to six weeks.

So I'll pull it out now

and reinsert it here.

We can see that we can't see anything.

No matter which buttons I push,
nothing's happening.

Am I a programmer?

Come in.

I don't give a fuck
whether it's worth it or not.

I want it to work again tomorrow.

See you tomorrow. Goodbye.

- Ms Liekam.
- Hello, Mr Schultheiß.

I'm glad you could make it.

How about some water?

Yes, please.

I was about to show you
the way things are,

where this journey will take us,
but it doesn't work.

I know what it'll look like.

You can see it here too.

Ms Liekam, why did you send
this offer just to me?

You have the final say,
so I wanted to talk to you first.

- You've had a chance to look it over.
- I did.

You want to close in six weeks.
That seems very ambitious.

Yes. That's the benefit of working for
such a large corporation as the Global.

Time is money.

That's true.

Honestly, this is up for debate.

I think it's possible within four weeks.

How did you know?

What do you mean?

It's not an accusation. You're a banker.
You use such information.

But I at least try

to hide my illness as best as I can.

So tell me how you found out.

Once the lymph nodes have been removed,
one's arms swell up.

Your skin changes, gets dry.
You can no longer wear rings or watches.

- It's obvious...
- I understand.

Thanks. I get it.

Who was it for you?

My mother.

Did she suffer?

It happened pretty fast.

Okay. Give me a few hours to think.

But I'll tell you this: If I sign,

I want you to guarantee
the closing within four weeks.

Okay.

- Thank you.
- No, thank you.

Are you heading
straight back to Frankfurt?

Yes.

What a short meeting.

Maybe our next one
will be longer.

Yes, maybe.

Attention, stage in motion.

The ups and downs

of the ailing
Deutsche Global Invest continue.

We don't really have to discuss the fact
that the current lawsuits

don't make things any easier.

But investors and shareholders
still very much trust

Germany's largest bank.

It's almost as tho u gh
everyone wanted

the bank to do better
than it currently is.

- What?
- Mr Fenger. We talked on the phone.

Ah, my brain.

Exactly, I'll be in your ear later.

Is there anything we should discuss?

- I'll speak German, won't I?
- Yes, please.

Otherwise I'll be confused.

Good. I'll go up the stairs. Good luck.

Yes. See you later.

- Your boss is there.
- Former boss.

I didn't know she'd be here.

Where are you?

Room 478. Messe Hotel. In one hour.

Christelle.

What a surprise. Come in.

I didn't know
you were a shareholder.

I happened to be in Frankfurt
and thought I'd check to see

what you're doing wrong.

Are you pleased with Fenger's start?

Yes.

I'd also like to work with you.

When can we talk in private?

Never.

We're not sharing the same interests.

I'll call you, if that changes.

Schultheiß here.
Peter Schultheiß from Leipzig.

Mr Fenger.

We want you to handle
the financing

of Leipzig2025.

But as we discussed

with Ms Liekam, we also want you

to guarantee the closing
within four weeks in writing.

Ah. Yes, okay.

We'll prepare everything
by tomorrow morning.

I'll see you tomorrow then.

See you tomorrow.

Come with me.

Do you realise that we're liable
for millions, if we don't pull this off?

Don't expect 90% from me.
I can only do 100.

And if your damn 100%
aren't enough?

Will it be your head or the bank's

which you're exploiting for your crap?

Why exploit?

You think this is all about you,
while I'm trying to save this bank.

Is this about you, Jana?

About your chance
of pulling off something great?

About your goddamn career?

Remember one thing:
I don't give a damn about you.

I only care about this bank.

Go home and wait for me to decide

whether I can employ you further.

- I just prioritised.
- Go home.

The subject of investment banking

has become a huge cultural issue
these past ten years.

We've all had to cope
with massive criticism from governments,

the media and the public.

But fortunately, Deutsche Global Invest
has been able to give you

numerous examples of why
modern society would no longer

even be thinkable
without investment banking.

Deutsche Global Inv. profits
from land grab and arms

Thank you, gentlemen.
We appreciate the message.

We'll look into it.

So why modern society
would no longer even be...

I'm waiting.

Rest assured,

all of my expectations and hopes
in Deutsche Global Invest

have been met so far.

Mr Fenger, you once said, and I quote,

"Never trust a bank
that mentions security

"and upon further research
actually shuns risks".

Did you mean to say

that banks have a duty
to lie to their clients?

The quotation is from 2003.

Refer to the changes
after the financial crisis.

Second question:
Is that what you're doing now?

I don't remember when I said that,
but surely before the financial crisis,

when the term "safety"
was still the same

as "constant investing".

So in short, you're all about
growth without risks.

No comment. Polemic.

Let's move on to the next question.

Why do you ask questions
that you know to be rubbish?

I said we'll discuss this later.

Mr Fenger, move on
to the next question.

If you want me to say
I'm just as scared as you are,

I'll have to disappoint you.
I'm not afraid of risks,

because risks are
a natural component of success.

The term "security" has perverted
these past years,

forcing people in our industry
to use more crude measures.

Half an hour ago,
someone taught me a lesson,

which reminded me of what I believe in
and what I'd like to represent again.

Growth without fairy tales
about security

with a healthy dose of fighting spirit.

Next question.

I'm sorry. I overreacted.
You did everything right.

Message not sent

Crazy.

Never let it be said
that the stock market isn't interesting.

Ladies and gentlemen,

Deutsche Global Invest's share prices
have indeed skyrocketed

after Mr Fenger's ruthless speech today.

It seems that the shareholders
seem to have more trust

in a gambling Fenger
than in a cautious Fenger.

How are you?

I wanted to see
if you'd like to come

- to my party on Saturday?
- Yes.

It'll be a theme party.

Can you hear me?

Put your phone away.

I'll take care of her. Jana.

Jana.