All language subtitles for Money.Game.E02.200116.720p-NEXT

(All characters, organizations,
places, and events are fictional.)

(Episode 2)

- Hello.
- Hello.

- You came early today.
- Yes, I did.

(Do not transfer data or use
a personal USB flash drive.)

(Logging in...)

You're my man now.

I'll entrust you with it as
soon as I'm made chairman.

Are you prepared for it?

(Chae Yi Hun, Chief of Financial Policy)

(Through the acquisition of
shares, the largest shareholder...)

(1. Background)

(2. Procedure of Disposal)

(A. Local banks, B. Stock companies)

(Disposal Plan for Jungin Bank)

(Disposal Plan for
Jungin Bank, Chae Yi Hun)

(Chae Byung Hak)

(Professor Chae says "It's time to
strengthen our domestic market.")

(Hiker dies)

(A Female Hiker in Her 40s Falls
and Dies Near Mount Dobong)

(Financial Policy Division)

(Financial Services Commission, FSC)

(Han Sang Min, Level-5 civil servant
of International Finance Bureau)

- This must be uncomfortable.
- Thank you for everything, sir.

Of course, I feel uncomfortable.

That's how it is for those
now thriving in office.

- Keep up the good work.
- Thank you.

Your phone keeps ringing.
Maybe it's urgent.

This is Officer Park Chung Sik of
the Seoul Western Police Station.

Please call me back as soon as possible.

The police?

Hold on.

(Dead hiker)

(Most recent)

("Professor Chae Byung Hak Found Dead")

("Professor Chae Byung Hak
Found Dead on Mount Bukhan")

("Presumed to Have Lost His Footing")

(Renowned economic expert
Professor Chae Byung Hak...)

(was found dead early this morning.)

- Are you Chae Yi Hun?
- Yes.

I'm the officer you talked to.
Please enter.

He was in cardiac arrest when
he arrived at the hospital.

The estimated time of death
is between 7am and 8am...

this morning.

- Cause of death?
- For now,

we're presuming he lost his footing.

If requested by the family,
an autopsy can be performed.

However, the cause of death
in this case seems clear.

I doubt an autopsy would
reveal anything new.

He lost his footing?

That's what we presume.

(Director of Seoul National
University Hospital)

(Seoul National University)

(Seoul National University College
of Business Administration)

Thank you for coming. Thank you.

Can you believe it?

Who knew he came from
such a prestigious family?

(Na Joon Pyo, Director General
of International Finance Bureau)

Look at me drinking yet again today.

Consider it as your hangover drink.

Unbelievable.

So the chairman will be
appointed as is, right?

- Yes, why?
- We were both a member...

of the Economic Planning Board.

It's as if we're from the same parents.

No one can top the abilities
of those at the EPB.

- Right?
- Everyone knows that...

the Ministry of Finance is of royal blood.

Are you kidding me?

All right, fine.

Let's consider that what we
do is both equally crucial.

What I can't take is...

those at the Budget Office
thinking they're just as competent.

Will you keep it down?

Anyway, he said he'd come
straight from the Blue House...

Speak of the devil.

Thank you for coming.

I didn't know you were his son.

Professor Chae Byung Hak's minions?

I'm sorry...

I couldn't tell you sooner.

It's tragic,

but I'm sure it was his fate.

Fate.

Must they act like that even here?

(President of the Republic of Korea)

You haven't eaten since yesterday.

The sense of authority was so...

Anyway, the combo of Professor
Chae and Heo Jae is a bit...

I wonder if they were friendly...

or hostile.

I'm sure they were friendly.

Sure.

I'm sure our professor was
friendly with many people.

I really...

never expected him to pass away like this.

Do you want me to bring you a drink?

I'm the head mourner.

You have the right...

to drink...

and cry.

I never knew I'd have so
many regrets toward my dad.

If you're done, I'll be off now.

Dinner's ready.

I have a dinner appointment.

(Kkokkiojin Chicken)

Thank you.

Have a nice day.

(Estimate for Renovations)

And...

What's this?

35,500 dollars.

Darn it.

Hi. Where's Man Ok?

She's out. Why are you here?

- Is Hye Joon here?
- Why?

About our ledger.

She's a level-five civil servant now.

Maybe she'll do it as a side job.

This is a chicken place.

We don't have a lot.

This is perfect with beer.

You punk.

What side job?

Remember two years ago?

Our high school classmate said...

his company was going public and to invest.

But Hye Joon looked at their ledger...

and suspected accounting fraud.

So I had a bad feeling about it.

I debated whether or not to
invest and decided not to.

Everyone who did invest
lost all their money.

She's incredible.

- Hey. So, I was thinking...
- Yes?

Let's start a business together.

Just the two of us?

As partners?

You have no money.

I have my niece, punk.

That's right. Then...

No, no. Anyway, what is this estimate for?

Renovations?

It looks fine to me.

They say it isn't.

They say to renovate once a year.

They're insane.

A fee of 4.5 percent.

I'm losing my mind.

If I take out a loan...

Hey! You can't borrow from a loan shark!

Quiet.

You can't afford their interest rate.

I'm maxed out and can't
get any more bank loans.

Still.

Those jerks.

It's about 2,500 dollars a month, right?

- What?
- Interest.

Hey.

What I mentioned...

is a sure thing. I'm positive.

But I can't do it because
I don't have the money.

Nam Jin.

Money begets money in this world.

Stop that. I don't have any money either.

Listen to me, will you?

You can't make money
from real estate anymore.

You feel rich because you have
two apartments in Seoul, right?

- My mom has one in Haeundae.
- You punk.

Fine. Okay. Haeundae.
Are you rich if you have three?

- Do you have kids?
- No.

No, right? The population
decrease is a huge problem.

When the people who live alone die,
all those homes will be vacant.

So?

Sell the apartment your
mom put in your name...

- and invest in me.
- Me?

Trust you?

What?

What was that?

What?

No, I...

No, so...

I didn't know he used the mortgage for...

I'll check.

Hye Jin, it's Auntie.

Here, you go.

Enjoy.

(Registration Details)

(Lee Hye Joon, Level-5 Civil Servant
International Finance Bureau)

Look, Auntie. You can do it simply online.

What have you been doing?

Oh my gosh.

Why must we do that stuff online?

The register office would always
tell me to check it on the web.

I'm a fool when it comes to computers.

But that doesn't mean I'm not a citizen.

Then you should've at least paid a visit.

I have to work every day
to barely make a living.

(Debtor: Jin Soo Ho)

He even took out a secured loan from
a non-bank financial institution.

So without the lease deposit,

we're broke?

Yes, pretty much.

Aunt.

I can't believe this.

You should pay off your debt first.

Why do you think...

I started working at that
darn chicken restaurant?

It was to pay off that darn debt.

I figured I should do what
I can to keep our house.

That's why I started working there.

Aunt.

Then we'll have to sell
everything we have...

including our house.

How are we going to make a living?

You can start something new
after you pay off your debt.

Your uncle is the kind of person
who wishes to be called a CEO...

even when he sells hotteok
in front of Daejeon Station.

That darn jerk.

Okay.

Tonight...

Here. I want you to talk
about it with Uncle tonight.

Tell him that you know and
pay off your debt first.

Okay?

The interest rate could
change in the future.

So right now,
that's the only thing you can do.

You should eat.

Let's talk after we eat.

(Kkokkiojin Chicken, October 14)

Don't bother counting the numbers.

We didn't even make much.

You seem...

awfully depressed today.

What's this?

(Certificate of All Registered Matters)

(Debtor Jin Soo Ho 125,000 dollars,
Jungin Bank holds right...)

(to collateral security.)

I'm going to pay it all off.

When?

- I'll pay it back when I can.
- From what I know,

we're 370,000 dollars in debt.

Is there more?

There's more?

Seriously? There's more?

- There's more?
- Wait. Calm down.

Okay, I get it.

- More?
- Will you please stop? Wait.

- There's more?
- Wait! Okay, I get it!

Please don't do this. Calm down.

My wish is to live in an apartment
once I'm over 50 years old.

At an apartment where I
can throw away the trash...

without feeling guilty about it.

That was my wish.

Where did you spend all that money?

What did you do with all our money?

I used the money on business!

- What?
- I did it to make you rich!

The bar, the naengmyeon
restaurant, and the barbecue joint!

That's where I spent the money we had!

I couldn't borrow money from a
bank because of my bad credit.

So I took out a loan from an NBFI
and ended up ruining the business.

And the same thing happened
over and over again.

That's how we ended up having so much debt.

Have you lost your mind?

It's not like I did it for my own good.

Isn't it because you bought stocks?

What?

- Don't tell me that's why.
- Honey.

- I...
- I trust you, okay?

I trust that you borrowed
money to make a living...

and that you're going
to stop doing that now.

I trust you, okay?

Okay?

Do you have any ideas...

for the FOMC meeting?

I have no idea, sir.

I can't even guess what they're
going to do with the interest rate.

They change it however they please.

- The United States?
- Yes.

It seems like the White House
has quite an influence...

on the Federal Reserve these days.

The Bank of Korea is the problem.

What's the stance of the
Monetary Policy Board?

They're being vague.

If we increase the interest
rate, it will cause a problem...

for those who took out a
huge loan to buy a house.

Especially those who took out a
loan with a floating interest rate.

Didn't the bank recommend the loan
with a floating interest rate?

I wasn't the one who wanted it.

And now, you want me to pay the interest?

No, I refuse to pay.

Sir, I wasn't the one who
recommended it to you.

What? The bank recommended it to me,
so it's pretty much the same thing.

Sir, it doesn't matter
who recommended it to you.

Whoever it was probably
thought the interest rate...

wouldn't fluctuate very much.

The bank should take responsibility
for making the wrong judgment.

I'm sure you were given a choice...

between a fixed interest rate
and a floating interest rate.

You were the one who
made the final decision.

The bank is robbing money
from ordinary people.

Let's see how well things
will turn out for you people.

I don't have any money to pay the interest.

Then we'll have to take legal measures...

- and report you...
- You people...

are complete thieves!

Do whatever you want!

You can either skin me or put me in jail!

You darn punks.

People who can't afford
to pay the interest...

will have no choice but
to sell their real estate.

Sir.

It's 20,000 dollars cheaper
than the market price.

Please sell it as fast as you can.

My goodness.

Ma'am, 20,000 dollars isn't
a good enough discount.

Last week, two people put
their houses up for sale...

with a 25,000 dollar discount.

On top of that,

you have a full mortgage on the house.

People don't buy places like this.

We're selling the place so
we can pay off the mortgage.

What does that have anything
to do with selling the house?

It just won't sell.

Ma'am.

If it's urgent,
why don't you lower the price a bit more?

What do you say?

It's much better to
quickly sell the house...

than to pay thousands of
dollars every month in interest.

That's why I think the interest rate...

will eventually go down.

Even the interbank rate is decreasing.

Lowering the interest rate...

is the same thing as
stimulating the economy.

But there's been a decrease
in disposable income,

and the facility investment
has decreased by 10 percent.

Exactly. If the bank offers
low-interest rates...

- during times like this...
- You think people will invest?

(Park Soo Jong,
Level-5 Civil Servant of MOEF)

I just hope people won't
borrow money to buy houses.

There's no answer to this.

Whatever the case,

it's our job to do something...

as people who work in
international finance.

Come on. Give me some ideas.

We're not members of the
Monetary Policy Board.

There's nothing we can do.

- Do you have any good ideas?
- No, I don't.

I can't really think of anything either.

This is very frustrating.

I thought of an idea.

Regardless of whether the US lowers
or increases the interest rate,

the cause of economic
insecurity will still remain.

So the only thing we
can do at the moment...

is to get rid of those causes.

How?

First, we should be able to do
currency swaps with more countries.

(Currency swap: A currency
exchange between foreign parties)

My gosh, we already have enough.

China, Canada, Switzerland...

What about England? The British pound.

Why would we want the British pound?

England is in a mess
because of Brexit right now.

After the Brexit incident in 2016,

England put in a lot of work
to stabilize the British pound.

And according to SWIFT,

the British pound takes up...

7.4 percent of all the
payments made worldwide.

It comes right after dollars and euros.

- I didn't know that.
- But we don't know if it works.

Let's not waste our time.

I'd rather use that effort on Japan.

What?

Did you just say "Japan"?

You know they'll blabber on
about the Statue of Peace...

and the GSOMIA.

That's the policy of its
Prime Minister's government.

Japan couldn't care less about
the prosperity of all mankind.

Still, the UK is a bad idea.

Ms. Lee, don't get smart with us
over a few things you picked up.

New policies and ideas
should only be proposed...

after fully understanding
international finance...

and international relations.

Considering the crappy
university you studied,

I doubt you properly learned any of it.

Seriously?

Ms. Lee, don't take it too heart.
He has a bit of a temper. Gosh.

What? You know I'm right.

You do have a temper.

Right. So you studied
international finance...

and international relations under
the best professors in Korea,

but I still passed the same exam you did.

- Ms. Lee!
- Don't judge me...

by the university I graduated.

He's your superior...

- I am also a level-five.
- What?

- Please.
- Gosh, don't.

What...

- Listen up.
- Hello, sir.

The deputy prime minister...

is heading to Washington next
week to meet the President of IDB.

Is there anything he should
read upon during his flight?

Any ideas?

- Give it to me.
- Well, how about considering...

the UK for a currency swap?

- That idea was suggested.
- As in pounds?

If you think about it,
the US, Europe, Japan,

the UK, Canada, and Switzerland...

have a combined permanent
currency swap network.

If we deal with the UK in
terms of currency swap too,

we could benefit from...

the network it has with
the other five countries.

Whose idea is this?

Ms. Lee Hye Joon.

Anyone else? Who else has any ideas?

- Well...
- Anyone?

The meeting just began so...

Japan doesn't seem like
a good option and...

(MOEF, Lee Hye Joon)

- Sir.
- What?

I'll write up a report
explaining the benefits...

of a currency swap with the UK.

It will definitely help, sir.

- You have until next week...
- I only need two days.

I will write up the report
on my own time in two days.

Sure, go for it then.

Ms. Lee, can you follow me?

Here you go.

You see, Ms. Lee,

the MOEF...

is a conservative organization.

No one talks back to a superior like that.

Sir,

he's the one who looked down on me first.

Are you here to bump heads with people?

Must you put your inferiority complex...

on full display?

All I wish to do is prove my ability.

- It's why I'm trying hard.
- Don't.

It'll only burden the others,

and you'll become an outcast.

Do you know the saying, "Go with the flow"?

Go with the flow.

That's how it is especially
for economic bureaucrats.

You can only get along
with your colleagues...

if you stick to how the water flows.

There's no need to be antsy.

The organization is ready
to take you in its arms.

Anyway, finish your coffee.

I should get back to work.

Thank you.

Thank you for taking the
time to pay your respects.

Thank you so much.

Your presence meant a lot to me. Thank you.

Thanks.

- You're back.
- Hello, sir.

Thank you.

Did you send him off then?

Yes, it went smoothly thanks to you all.

(Chairman of FSC, Heo Jae)

Come in.

(Disposal Plan for Jeongin
Bank, Chae Yi Hun)

(Chairman of FSC, Heo Jae)

Have a seat.

What did Professor Chae tell you about me?

He...

never mentioned you.

What did you tell him...

about me then?

I never mentioned you.

You see,

my father and I...

didn't exactly have a close relationship.

You aren't our alumnus, are you?

No, sir.

Your father must've been disappointed.

We both know he thought of
our university as the best.

He sure did.

Anyway, Mr. Chae,

you should...

forget about this project.

I'll just accept your proposal.

Sorry?

This is a risky project.

It being a success still
won't be a win for us.

Also, now that I know...

who your father was...

But sir...

Is that your only reason?

What else can there be?

If that's your only reason,

it's not a reasonable one.

This is part of my job anyway.

Federalization...

(Federalization: to bring under
the government's jurisdiction)

That's what we'll be criticized for.

I believe...

that government involvement is inevitable.

Those who wish to control the market...

A nation's economy can't be operated
solely on the free-market ideology.

In some cases,

it is crucial for the
government to intervene.

In some cases,

the government can intervene.

That's right.

I was shocked by the price
when I came here the last time.

Tell me about it.

But you want to eat here?

It'll cost 700 dollars just for my family.

Doesn't anyone give you meal vouchers?

Who pays to eat here?

You shouldn't accept things like that.

Nice.

I hear there will be five of us.

What? Yes.

The chairman, the host, you, me...

Who's here?

- I don't know.
- Chief Chae.

You know,

I'd like to expand the
pool of potential buyers.

Let foreign banks and funds participate.

We need competition...

to get a little more for it.

But...

that is not permitted
according to banking law.

It is due to their poor credit.

That's only if they're insolvent.

But Jungin's BIS isn't
bad enough to qualify.

We can just adjust it.

If necessary, the government may intervene.

That's what you just said.

Adjusting and fabricating
are completely different.

What if it's for the nation's economy?

That will be difficult.

Furthermore,
it is not for the nation's economy.

Is that right? Will it be difficult?

Yes, sir.

I see.

It'll be difficult.

They're late.

They're downstairs.

Who are we meeting?

I don't know.

Hi.

One person couldn't make it.
It'll be just the four of us.

Yes, sir. We'll bring in the food.

Introduce yourselves.

She's the branch manager of Bahama
Korea, Shannon Lucio.

- Hello.
- Hello.

- Nice to meet you.
- Nice to meet you.

- Nice to meet you.
- Nice to meet you.

I look forward to working with you.

Me too.

Adjust the BIS capital ratio?

I'm sure he didn't mean it.
There's no way we'd do that.

Was he testing you?

He says you're his man,

but he wants to see whether or
not you would be his loyal helper.

Why would he test me with
something that can never be?

Honestly, 80 percent of the
Italian food in Korea...

is not authentic.

Even at five-star hotels, you can't find...

a properly trained Italian chef.

This place is different.

The chef is from Italy.

- It's very good.
- Shannon's grandfather...

is from Palermo in Sicily.

Isn't there a legendary gang...

in America?

- Al Capone.
- Al Capone?

- You don't know Al Capone?
- Al Capone?

Whatever.

He's originally from Italy. Was it Naples?

Naples and Sicily...
Palermo are close to each other.

I'm a big fan of "The Godfather."

Marlon Brando.

"I'm going to make him an offer..."

"he can't refuse."

Wasn't he so cool?

Well,

we come here only for special occasions.

- Really?
- Yes.

You should bring your family here.
My treat.

It's an honor. Thanks so much.

- You too, Mr. Na.
- Thank you.

Thank you very much.

There's a place called Mafia Pizza...

in my neighborhood.

Their bulgogi pizza is to die for.

- If you come by, I will... What?
- Thank you.

It would be an honor.

Excuse me for a moment.

Now, I will make the two of you...

an offer you can't refuse.

Just jump on his ship.

I don't know what kind of
a ship he's captaining.

What else?

It must be a ship filled with treasure.

It may be a pirate ship.

- Good night.
- Good night.

(Chief Jo Hee Bong,
Secretary Jung Sang Gyu)

("Present Currency Swap Status")

("Expected Effect of Currency
Swap with the United Kingdom")

Why are you working so hard?

- Eat first.
- Okay.

I'll go first.

Okay.

Aren't you going?

I am. Go ahead.

Ms. Lee.

Let's revise this here. Take a look.

Ms. Lee. Email me the report
on Asia Development Bank.

Review and finalize this.

- I need it right away.
- Okay.

("Expected Effect of Currency
Swap with the United Kingdom")

What? The deputy prime
minister isn't going?

Why not?

Then?

The vice minister?

Okay. I understand.

(By: Lee Hye Joon
International Finance Bureau)

Why am I not surprised?

- Bye.
- Good night.

("Expected Effect of Currency
Swap with the United Kingdom")

Hey, you're still here.

Yes, I'll be out of here
once I'm done with this.

What? Jungin Bank?

You haven't heard from the
chairman, have you?

What? No, I haven't. Why?

I heard something weird.

Did you know that there's going to be...

a press briefing tomorrow
morning regarding Jungin Bank?

What?

No. Who's doing the briefing?

Director General Kook Kyung Min.

The director general of Financial Policy?

You really didn't know?

Chairman Heo.

Did you review my plan?

I'm still in the process.

Hello, the chairman's inside, right?

No, he's not.

- He's not here?
- No.

I'm here for something urgent.

Okay, then.

Hello, I'm here to meet the chairman.

He left to attend an important meeting.

Is he coming back today?

I didn't get any updates.

What?

I'm here to meet the chairman.

He needs to finish something today,
so he doesn't want to be bothered.

Chairman Heo,
are you done revising the plan?

Should I push ahead?

I'm sure he went home already.

It's late.

See?

The briefing will begin at 9am.

The chairman is visiting
the Bank of Korea...

before coming to work today.

Is he doing this on purpose,
or does he really not get it?

Sir.

Hey.

- Is the reunion next week?
- No, it's the week after that.

- How many did we get this year?
- Seven, sir.

What about Seoul National University?

I think they got about five graduates.

The reunion's taking place at
the usual restaurant, right?

Maybe it's because they
hired a different chef,

but the food doesn't taste the same.
Maybe we should go somewhere else.

I don't mind where we meet.

But make sure we go somewhere
bigger than the SNU graduates.

- Our place should be bigger.
- Okay, sir.

- Would you like some coffee?
- Sounds nice.

I'll get you one later.

Hello?

What?

Oh, okay. Bye.

Ms. Lee.

Yes, sir?

You still have the currency
swap report, right?

Send it to me via email.

Hey, didn't you get to meet him?

Come here.

Remember that friend of yours
who works at Jungin Bank?

- Yes.
- Call him right now.

Ask him for their BIS capital
ratio for the past three months.

- Why all of a sudden?
- I need to check something.

What do you mean?

I'm a little bothered...

by what Chairman Heo said to me.

- Hurry up and call him.
- Okay.

We can just adjust it.

If necessary, the government may intervene.

That's what you just said.

Adjusting and fabricating
are completely different.

What if it's for the nation's economy?

- The receiver cannot be reached.
- Gosh, this punk.

He won't pick up.

- Then go over there.
- To Jungin Bank?

Yes, hurry. Get going.

Okay, I'll go.

Let's wait and see.

What's the sudden briefing about?
Do you know the details?

I think it's about the
disposal of Jungin Bank.

But I don't know the details.

Apparently, the chairman
carried this out in secret.

Since when?

Hello. Hello, everyone.

Hello, everyone.

Please don't release any
materials before 3pm.

You may know this already,

but the government has been
trying to sell Jungin Bank.

So until we know the buyer for sure,

the stock transaction will
temporarily have to stop.

- What?
- For how long?

The buyer will be a domestic or
foreign financial institution.

A domestic or foreign
financial institution?

Does that include foreign banks?

Yes, that also includes
investment companies.

But doesn't the Banking Act
say it's illegal to sell...

a domestic bank to a
foreign investment company?

There's an exception when
it comes to a bank...

that's suffering from a severe deficit.

We'll hand out a detailed report
once the embargo is about to end.

But the average BIS capital
ratio of Jungin Bank...

for the past three months is 6.12 percent.

- It's 6.12?
- Seriously?

Once the number goes below eight percent,

we consider it an insolvent company.

That's not true.

What the...

What?

The average BIS capital
ratio of Jungin Bank...

for the past three months...

was 9.3 percent.

- What?
- Why is it different?

- Who is telling the truth?
- What's going on?

You can go ahead and check
with Jungin Bank. No.

I'll just prove it to you myself.

- When can we know for sure?
- What's the truth?

No, that's not...

Please wait here for a moment.

- Tell us the facts.
- Sir.

- Please tell us what's going on.
- Who's telling the truth?

I didn't know the deputy prime minister...

was interested in this kind of stuff.

("Expected Effect of Currency
Swap with the United Kingdom")

It didn't take long to write the report...

because it's been in my head for months.

I'll review it one more time
and send it to you. Okay, bye.

(Date: October 18, 2019,
Written by Na Joon Pyo)

Save.

Hey, what's up?

I want you at Gwanghwamun right now.

Chae Yi Hun just made a huge mess.

Was that really necessary?

I felt like I needed to stop you.

Why?

The BIS capital ratio the
director general announced...

was fabricated.

- It wasn't fabricated.
- Yes, it was.

- Are you on your way?
- I'm going as fast as I can.

- Hurry up.
- Okay, bye.

Chae Yi Hun, that punk. He's so annoying.

Hello?

The deputy prime minister
wishes to see the report...

you wrote regarding the
currency swap with the UK.

- The deputy prime minister?
- Yes.

- Right now?
- Yes, please send it right now.

Oh, okay. I'll send it to you right away.

- Okay, thank you.
- Sure thing.

Darn it.

(Director Na Joon Pyo)

Yes, Director Na.

- It's me.
- Yes, sir.

Remember the report on the
currency swap with the UK?

I'll have my secretary log
on to my computer for you,

so send it over to the deputy
prime minister's office.

- Right now?
- Yes.

Yes, sir. Got it.

Yes, Director.

Yes, of course.

Hello, Director Na sent me.

Right, I just received the call too.

This way.

I hear there was a scene at the FSC.

It must be why Director Na
couldn't do this himself.

A scene?

The BIS capital ratio of Jungin Bank.

There's a rumor of it being fabricated.

You're logged in.

Thank you.

(International Finance Bureau)

(3. Studies and Reports)

Currency swap...

(Expected Effect of Currency
Swap with the United Kingdom)

("Expected Effect of Currency
Swap with the United Kingdom")

(Written by Na Joon Pyo of the
International Finance Bureau)

(Written by Lee Hye Joon of the
International Finance Bureau)

There's no need to be antsy.

You can only get along
with your colleagues...

if you stick to how the water flows.

(Written by Na Joon Pyo of the
International Finance Bureau)

Okay.

- Yes?
- Sir, this is Lee Hye Joon.

- Did you find the file?
- Yes, sir.

Good job then.

Like I instructed, send it to the
deputy prime minister's office.

Right now.
Make sure you send it in my name.

Use my account.

Yes, sir. I'll send it right away.

Yes, sir.

(Chief Secretary Jo)

(Expected Effect of Currency
Swap with the United Kingdom)

(From: Na Joon Pyo To: Chief Secretary Jo)

(Expected Effect of Currency
Swap with the United Kingdom)

(Ministry of Economy and Finance)

(Jungin Bank BIS Capital Ratio...)

(Jungin Bank BIS Capital Ratio...)

The BIS capital ratio of Jungin Bank.

There's a rumor of it being fabricated.

(Jungin Bank BIS Capital
Ratio Trend Analysis)

(Jungin Bank BIS Capital
Ratio Trend Analysis)

(BIS Capital Ratio)

(3rd Quarter)

(BIS Capital Ratio)

The average ratio of the last three months.

The BIS capital ratio of Jungin Bank.

(BIS Capital Ratio of September 2019)

9.3 percent?

(Select)

(Print)

Are you done?

The average ratio of
the last three months...

is 9.3 percent,

not 6.12 percent.

- So?
- What are you planning to do...

by fabricating...

Jungin Bank's BIS capital ratio?

Don't try to challenge me...

with your immature political ideals.

Even though it'll ruin
this nation's economy?

How can I?

How can I...

when I know you'll ruin our economy?

It'll be ruined?

Do you know what will
truly ruin our economy?

Do you?

Hedge funds are disrupting our system...

but we can't do anything about it...

because it might lead to a
loss of foreign exchange.

All we can do...

is tidy up the mess they make.

That is what's ruining our economy.

The banks in Korea have
become nothing but...

a cash dispenser to
those thieves and thugs,

but we can't even complain.

That is...

what's truly ruining our economy.

And that is why Jungin
Bank must not be salvaged!

Don't you dare ruin this!

Don't you dare do anything!

- But sir!
- Don't you do a single thing.

Until the embargo is lifted,

you are to stand down.

No.

I won't let this happen.

(Money Game)

The government has decided on
the liquidation of Jungin Bank.

I don't understand why you
must take drastic measures.

- Who is it going to be?
- The one that offers...

the highest price.

It's getting sucked up,
not receiving an investment.

Do you think there's a connection?

Look into Chae Yi Hun.

I delivered the report to
Chairman Heo of the FSC.

Ask the prosecution for
a formal investigation.

Don't you want to take
a regular retirement...

after enjoying an honorable career?

That's the last thing on my mind.