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[curious music plays]
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[Cecilie] If FBI is on it,
that's a big deal.
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Yeah, huge deal.
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They were investigating her
for some extremely serious fraud.
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They had tracked about $600,000
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in fraudulent funds
from eight to ten victims.
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She pled guilty.
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Part of her plea agreement meant
that she had to admit
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to all the things that she had lied about.
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[tense music plays]
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I found out that she never worked
for the Gates Foundation.
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00:00:55,889 --> 00:00:59,768
She had barely gone to any college,
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let alone graduated
from the University of Washington.
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She read me like a book.
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She figured out exactly the combinations
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of fancy degrees and impressive accolades
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that would get
someone like me to fall for her.
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But that wasn't even the half of it.
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She did not have MS, ever.
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[dramatic music plays]
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[Aaron] She had created fraudulent
documents saying that she had MS.
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And that was the lie
she kept using for years afterward
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'cause that was the lie she invested in,
that she had spread to everyone,
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and that she had
based her entire scheme on.
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And now the story was all over the news.
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Sabrina Taylor pleaded guilty
and admitted to lying about her health,
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employment, and education to get money.
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I was so angry when I found out
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that her diagnosis
was completely fraudulent.
30
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She picked MS
'cause that's what killed my dad's dad.
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That was what got her the most sympathy.
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I never went to any doctor's appointments
with her, and I really, really wish I had.
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You know, the appointments were always
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magically scheduled
when I couldn't make it.
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[tense music plays]
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She ended up doing some pretty serious
jail time for a first-time offender.
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Wow, how long was she in prison for?
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About 18 months, I believe.
39
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At the sentencing hearing,
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I finally got to hear
where a lot of that money went.
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She was essentially
using everyone else's money
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to live like
she was on vacation every day.
43
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It felt like
the bizarre sense of camaraderie,
44
00:03:03,808 --> 00:03:07,395
knowing that there were
a bunch of other people out there
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that also had been ripped off by Sabrina.
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It's a terrible club to be a part of,
but it's a club.
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The facts of the case
just make me think more and more that
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there never was anything there,
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that I was just a way for Sabrina
to get some more money.
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I think that first ad
was designed to attract a guy
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with a decent job
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that she could sponge off of for a while,
and she fucking hit the jackpot.
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[music ends]
54
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How much money had you been giving her?
55
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The grand total ended up being
right around $100,000.
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Wow. It's insane.
57
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I'm so sorry, Aaron,
that you had to experience this.
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As part of her plea agreement,
she has to make an effort
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to pay everyone back
over the next few years,
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00:04:02,617 --> 00:04:05,370
but I was not a part of that agreement.
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00:04:05,453 --> 00:04:11,292
I don't fully know why I wasn't included
in the case the FBI put together.
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That's the biggest reason
why I wanted to talk to you guys.
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I think it's really important
that we try to speak to the FBI
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to see if they can do something
to help you.
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-I think that sounds fantastic.
-But I just want to make it clear.
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In a lot of fraud cases,
we never get justice.
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My fraudster has not been in jail at all
for anything he's done to me.
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It will be difficult, but I really hope
that we can do something to help you out.
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Thank you.
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So I will let you know.
Thank you so much, Aaron.
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Talk to you later.
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[suspenseful music plays]
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[line ringing]
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-Hello.
-Hi, Bri.
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Hey, Cee, what you got? How'd it go?
76
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It went well.
I just finished speaking to Aaron.
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They were together for six years.
Pure abusive relationship.
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And some years later, FBI contacted him.
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She was lying about an MS diagnosis.
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-What? She lied about that?
-[Cecilie] Yes.
81
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And she went to prison.
82
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But not for Aaron's case.
83
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Unfortunately, he never got justice.
84
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He didn't know he was being defrauded
until years later,
85
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so he never went to police at the time.
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[Brianne] I would love to speak to the FBI
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to find out if there's anything else
that we could do at this point
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to help him get some of that money back.
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I have a contact there, and hopefully
they'll agree to meet with me.
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[Cecilie] Amazing. Thank you so much.
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-You're welcome. Bye.
-[Cecilie] Bye, Bri.
92
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It's hard to get law enforcement
to revisit a case
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once there's already been a judgment.
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Most often, it's literally case closed.
95
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But no matter how challenging it might be,
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it's always gonna be worth the try.
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[curious music plays]
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[Cecilie] This case is really unique.
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Most romance scammers are men,
but Sabrina flipped that script,
100
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and she targeted multiple men
using the same playbook again and again.
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Oh, Sabrina.
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I am looking at emails
that Sabrina has sent Aaron
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to see the tactics that she was using
to get him to do what she wanted.
104
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The emotional manipulation here
is just insane.
105
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"I'm in so much pain all the time,
and I can barely walk."
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"I honestly feel so worthless,
and frustrated, and scared."
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A normal human
would really feel sympathy and empathy.
108
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"I have to have many medical things done
or start doing. That's roughly $2,700."
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She knows what she's doing to this man.
110
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It's difficult to say no
to someone that needs medication.
111
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She just ends it
with the most horrible thing.
112
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"This is why I should have just died."
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Oh, I feel so bad for Aaron.
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Everything was on him to help.
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I can really understand
why he felt so trapped.
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He's lived with this guilt for years,
thinking her life depended on him,
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and he's never had any justice or closure.
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[cell phone vibrates]
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[chimes]
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[chimes]
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I have a meeting this morning
with the actual FBI agent
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who was able to convict Sabrina.
123
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A perfect outcome for this meeting
would be for him to take Aaron's case
124
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and help Aaron get his money back.
125
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But it's gonna be hard
to get them to take this on.
126
00:08:05,443 --> 00:08:08,070
-Hi. Agent Cropcho?
-[Cropcho] Hi. Yes.
127
00:08:08,154 --> 00:08:09,906
Brianne Joseph, private investigator.
128
00:08:09,989 --> 00:08:13,701
Thank you so much for agreeing
to meet with me. I really appreciate it.
129
00:08:14,494 --> 00:08:19,081
What made this case special
in that it was taken on by the FBI?
130
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Wire fraud, which is
what she was charged with,
131
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is sending a lie
via an email or a text message.
132
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Um, you know, wires cross state lines,
133
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so that would give us jurisdiction
to investigate this.
134
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For some of the victims,
we had years' worth of text messages
135
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where you could see in plain sight
the lies that she was telling,
136
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and then people agreeing
to give her money based on those lies.
137
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So why wasn't Aaron's case
picked up by the FBI?
138
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Problem with Aaron's case
is how old the activity was.
139
00:08:50,571 --> 00:08:53,115
-Okay.
-There's a statute of limitations.
140
00:08:53,199 --> 00:08:55,368
Um, for wire fraud, it's five years.
141
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If the fraud isn't charged
within that five-year period,
142
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we can't charge that anymore.
143
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He had no idea
he was being defrauded until years later.
144
00:09:09,715 --> 00:09:12,385
Very complicated,
especially with personal relationships.
145
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It's unfortunate that, uh, we can't help
everybody get some recovery or justice.
146
00:09:17,390 --> 00:09:19,433
[Brianne] The immediate solution
147
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would be to educate people on what to do
if they think they are being defrauded,
148
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and what signs to look for so that
they can avoid it being too late for them.
149
00:09:28,901 --> 00:09:30,570
It would make it easier, um…
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00:09:30,653 --> 00:09:33,614
-[Brianne] Yeah.
-…to bring cases like this to justice.
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00:09:35,241 --> 00:09:39,078
[Brianne] It's clear to me
that law enforcement has not caught up
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to how to investigate
and prosecute love fraud.
153
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These crimes
don't come to light often for years.
154
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The victims may never get justice
155
00:09:51,507 --> 00:09:55,177
if they're required to report the crime
in such a short time frame.
156
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This is why we need more victims
to speak out and come forward
157
00:10:00,349 --> 00:10:04,770
so that the legal system
will understand what this crime is.
158
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[soft music plays]
159
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-[Cecilie] Hi.
-[Brianne] Hello.
160
00:10:13,070 --> 00:10:14,989
-I'm Brianne, private investigator.
-[Aaron] Hi.
161
00:10:15,072 --> 00:10:18,200
-[Cecilie] Nice to see you. How are you?
-[Aaron] Nice to see you too.
162
00:10:18,826 --> 00:10:22,330
[Brianne] So I do want
to commend you, honestly,
163
00:10:22,413 --> 00:10:25,541
for your bravery
and standing up for yourself.
164
00:10:25,625 --> 00:10:27,710
I have never heard of a case like this.
165
00:10:27,793 --> 00:10:30,421
So the older a case is,
the more difficult it is actually
166
00:10:30,504 --> 00:10:32,632
to go back
and get something done with it.
167
00:10:32,715 --> 00:10:35,134
Unfortunately, according to the FBI,
168
00:10:35,217 --> 00:10:37,595
you're outside
of the statute of limitations
169
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for them to do anything else with it.
170
00:10:39,847 --> 00:10:42,433
-Right. Thank you.
-[Brianne] I'm so sorry, Aaron.
171
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How can I make a claim if I don't have
the evidence to make the claim?
172
00:10:49,190 --> 00:10:52,943
I appreciate why the statute
of limitations as a concept exists.
173
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And at the same time, I didn't know
I was being defrauded 'cause…
174
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I literally thought she had MS.
175
00:11:00,993 --> 00:11:04,914
I really didn't know for absolute certain
until the case came out.
176
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-[Cecilie] Yeah.
-'Cause things need to change.
177
00:11:07,333 --> 00:11:10,878
The way the laws are,
they don't protect the victims.
178
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They enable the perpetrators.
179
00:11:13,005 --> 00:11:14,048
-Yeah.
-[Cecilie] Yeah.
180
00:11:14,131 --> 00:11:17,885
The reason why I'm doing what I'm doing
is to actually create that change.
181
00:11:17,968 --> 00:11:21,389
And the only way that change will happen
182
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is if people like you
come forward and bring attention,
183
00:11:26,644 --> 00:11:30,106
and people like us stand behind you
to help you amplify your voice.
184
00:11:30,189 --> 00:11:32,274
-[Aaron] Thank you.
-I know how it is.
185
00:11:32,358 --> 00:11:36,070
And how much it takes
to go public in telling your story,
186
00:11:36,153 --> 00:11:37,238
uh, 'cause you never know
187
00:11:37,321 --> 00:11:39,824
what kind of reception,
what will come out from it.
188
00:11:39,907 --> 00:11:43,119
But I really, really can say
from the bottom of my heart
189
00:11:43,202 --> 00:11:46,122
that it's been a big part
of my healing process.
190
00:11:46,706 --> 00:11:48,124
Thank you for saying that.
191
00:11:48,207 --> 00:11:53,212
And I hope that this maybe have helped you
get a sense of closure in this case.
192
00:11:53,295 --> 00:11:54,714
-[Aaron] It really has.
-Yeah.
193
00:11:54,797 --> 00:11:56,966
I'm not gonna let this define me,
194
00:11:57,049 --> 00:12:00,553
and I'm not gonna let her be
the most important part of my life again.
195
00:12:00,636 --> 00:12:02,888
Thank you, Aaron, for doing this.
196
00:12:03,764 --> 00:12:05,933
Thank you for taking this seriously.
197
00:12:06,016 --> 00:12:07,351
-Thank you.
-[Aaron] Thank you.
198
00:12:07,435 --> 00:12:09,228
Definitely a pleasure meeting you.
199
00:12:09,311 --> 00:12:13,107
[Cecilie] What I learned is that sometimes
justice doesn't look like a courtroom.
200
00:12:13,190 --> 00:12:16,360
It's about reclaiming your voice.
It's about speaking up,
201
00:12:16,444 --> 00:12:18,904
and telling the truth
even though it's hard.
202
00:12:18,988 --> 00:12:21,157
And being listened to and believed
203
00:12:21,240 --> 00:12:24,785
can bring a form of closure
that no legal process ever could.
204
00:12:24,869 --> 00:12:26,954
[soft music plays]
205
00:12:27,037 --> 00:12:29,540
[Aaron] It was definitely hard
to share my story at first,
206
00:12:29,623 --> 00:12:33,711
but I can't even begin to tell you
how much better life is today.
207
00:12:34,462 --> 00:12:36,422
I've got a new partner,
208
00:12:37,089 --> 00:12:39,967
a new, very large circle of friends.
209
00:12:41,051 --> 00:12:42,511
Things really did get better.
210
00:12:43,554 --> 00:12:46,932
I wanna tell the guys
that are still in that relationship,
211
00:12:47,933 --> 00:12:48,893
"You can get out."
212
00:12:50,895 --> 00:12:53,814
"And you can start over."
213
00:12:57,359 --> 00:12:59,361
[tense music plays]
214
00:13:23,385 --> 00:13:25,179
Hi, my name's Lindsay.
215
00:13:25,262 --> 00:13:29,225
I was dating a man,
216
00:13:30,267 --> 00:13:32,019
Christopher Lloyd.
217
00:13:32,603 --> 00:13:33,979
I trusted him.
218
00:13:34,814 --> 00:13:37,983
I gave him over $140,000.
219
00:13:38,609 --> 00:13:39,902
I lost everything.
220
00:13:40,778 --> 00:13:43,572
I have to move out of my apartment.
221
00:13:44,907 --> 00:13:48,577
He not only took my money,
but he took my life.
222
00:13:49,745 --> 00:13:53,916
I need help to hold him accountable
for what he's done.
223
00:13:54,667 --> 00:13:56,335
It's time for him to be stopped.
224
00:14:05,427 --> 00:14:06,554
It's heartbreaking.
225
00:14:09,348 --> 00:14:10,975
She seems super defeated.
226
00:14:12,560 --> 00:14:15,771
She seems very tired,
and I know that feeling.
227
00:14:16,856 --> 00:14:19,942
I want to understand
how things got so bad for her
228
00:14:20,025 --> 00:14:21,944
so we can start to build a case.
229
00:14:22,444 --> 00:14:24,446
[melancholy music plays]
230
00:14:26,782 --> 00:14:30,536
When I first moved to San Diego,
I had never even been here before.
231
00:14:31,120 --> 00:14:33,664
I was just kind of ready
for a change of scenery.
232
00:14:36,667 --> 00:14:37,543
[chimes]
233
00:14:37,626 --> 00:14:41,338
So I was single for a while, you know,
just dating, trying to meet people.
234
00:14:41,422 --> 00:14:44,216
It was hard
because I didn't know anyone here.
235
00:14:45,175 --> 00:14:47,720
I would say,
I was dating more intentionally,
236
00:14:47,803 --> 00:14:52,224
trying to actually meet someone
that just makes you feel safe.
237
00:14:53,601 --> 00:15:00,065
My profile did say
that I wasn't looking for casual things,
238
00:15:00,983 --> 00:15:03,444
making sure you're single, not attached.
239
00:15:04,236 --> 00:15:08,699
I don't want there to be any surprises.
When we meet, you know exactly who I am.
240
00:15:08,782 --> 00:15:11,160
You know exactly what I'm looking for.
241
00:15:11,827 --> 00:15:13,704
So you try to put that out there, like,
242
00:15:13,787 --> 00:15:17,082
"Listen, don't come with any bullshit
because I don't want it."
243
00:15:19,001 --> 00:15:20,961
[intriguing music plays]
244
00:15:21,045 --> 00:15:25,549
[Lindsay] I remember being on Tinder
and seeing Chris's pictures.
245
00:15:27,259 --> 00:15:31,889
Looks cute, handsome, very attractive.
246
00:15:33,974 --> 00:15:37,353
We just started talking, like,
on a regular basis, like daily.
247
00:15:40,564 --> 00:15:43,108
He used to be a pro for the LA Dodgers.
248
00:15:43,984 --> 00:15:47,446
There were videos of him online,
and I was impressed.
249
00:15:52,451 --> 00:15:54,703
But since then, he had retired
and made a ton of money,
250
00:15:54,787 --> 00:15:58,207
and he used that to start
a whole new career as a financial manager.
251
00:16:01,293 --> 00:16:03,587
He told me he was a full-time dad.
252
00:16:03,671 --> 00:16:06,590
I think family values
are extremely important.
253
00:16:06,674 --> 00:16:08,300
I'm very close with my family.
254
00:16:08,884 --> 00:16:11,178
So to be able to be, like, present
like that for your kid,
255
00:16:11,261 --> 00:16:13,889
to me, that just screams stability.
256
00:16:15,891 --> 00:16:18,060
But also, like,
he was super easygoing, and,
257
00:16:18,852 --> 00:16:22,189
I don't know,
he seemed like a normal, nice person.
258
00:16:22,272 --> 00:16:24,024
[upbeat music plays]
259
00:16:24,108 --> 00:16:27,486
-[Cecilie] Hi. Nice to meet you.
-[Lindsay] Hi. Nice to meet you.
260
00:16:29,154 --> 00:16:32,199
-[Cecilie] It's a really nice salon here.
-[Lindsay] Thank you.
261
00:16:32,282 --> 00:16:33,951
[Cecilie] How long have you been working?
262
00:16:34,034 --> 00:16:37,287
I've been doing hair for 14 years, almost.
263
00:16:37,371 --> 00:16:41,208
-[Cecilie] Yeah.
-Since I was 19. I love it, actually.
264
00:16:41,291 --> 00:16:43,544
-[Lindsay] Good to see you.
-Good to see you. Thanks again.
265
00:16:43,627 --> 00:16:46,088
-[Lindsay] Yes, of course, honey. Bye.
-[woman] Bye.
266
00:16:46,171 --> 00:16:48,757
-[Lindsay] You can pull up here. Yeah.
-[Cecilie] These two?
267
00:16:49,466 --> 00:16:51,927
So do you have a picture of Chris
that I can see?
268
00:16:52,011 --> 00:16:55,431
Here's one.
I believe this is at, like, a work event.
269
00:16:55,514 --> 00:16:58,142
-Ah!
-[Lindsay] He's dressed, you know, nice.
270
00:16:59,268 --> 00:17:02,730
We had been talking for a month now
consistently every day.
271
00:17:03,814 --> 00:17:05,399
He said he didn't live in San Diego,
272
00:17:05,482 --> 00:17:10,112
and he lived more in the Long Beach area,
an hour and 20 minutes away,
273
00:17:10,195 --> 00:17:11,822
which isn't, like, terribly far.
274
00:17:13,907 --> 00:17:17,870
I was, like, really excited for us
to, like, finally meet in person.
275
00:17:19,246 --> 00:17:21,457
We met at a breakfast place.
276
00:17:21,999 --> 00:17:24,168
He was, like, clean cut.
277
00:17:24,251 --> 00:17:25,961
He smelled really good.
278
00:17:26,045 --> 00:17:28,338
Dressed nice. Fresh haircut.
279
00:17:29,131 --> 00:17:32,426
He was very confident,
and we had chemistry.
280
00:17:32,509 --> 00:17:35,137
I mean, like, we'd had
so many conversations before,
281
00:17:35,220 --> 00:17:37,014
so talking was, like, nothing.
282
00:17:37,097 --> 00:17:38,932
It was very easy, very flowing.
283
00:17:39,641 --> 00:17:43,437
I remember him saying, "People always
ask me why I don't have, like, a house,
284
00:17:43,520 --> 00:17:45,355
in, like, the Hollywood Hills
or something."
285
00:17:45,439 --> 00:17:50,069
"I could be living a more extravagant life
but I'm a very low-key person."
286
00:17:50,152 --> 00:17:51,653
I liked that. I like humble.
287
00:17:53,906 --> 00:17:57,367
I remember he paid with,
like, a huge wad of cash,
288
00:17:57,451 --> 00:18:01,080
and he left them, like, a crazy tip.
It was, like, $80 or something.
289
00:18:04,166 --> 00:18:08,045
And then, like, finally, like,
we hugged and, like, kissed
290
00:18:08,128 --> 00:18:11,715
for, like, the first time,
like, passionately, like, romantically.
291
00:18:13,175 --> 00:18:16,470
And it was, like, right on the hill,
like, with the water there.
292
00:18:17,137 --> 00:18:18,972
So it was, like, it was sweet.
293
00:18:23,769 --> 00:18:25,771
It was very much like a slow burn.
294
00:18:25,854 --> 00:18:29,775
It was, like weeks
of, like, "How was your day?"
295
00:18:29,858 --> 00:18:34,113
"Great. I helped so-and-so
with their retirement plan." You know.
296
00:18:34,196 --> 00:18:37,282
-Just normal getting to know each other.
-[Lindsay] Normal conversation.
297
00:18:37,366 --> 00:18:40,661
And we started, like, FaceTiming, and I…
298
00:18:40,744 --> 00:18:43,038
He introduced me to his son.
299
00:18:43,122 --> 00:18:45,332
What you were having
was just a great relationship
300
00:18:45,415 --> 00:18:47,417
with someone you trusted.
301
00:18:47,501 --> 00:18:48,585
A hundred percent.
302
00:18:49,128 --> 00:18:52,589
He really played the family card
a lot with me,
303
00:18:52,673 --> 00:18:54,758
and that was, like, my soft spot.
304
00:18:54,842 --> 00:18:57,511
-[Cecilie] Yeah.
-Especially, like, with my mom.
305
00:18:57,594 --> 00:18:59,596
[melancholy music plays]
306
00:19:01,265 --> 00:19:02,599
[Lindsay] Seven years ago,
307
00:19:02,683 --> 00:19:07,729
my mom died very suddenly,
and unexpectedly, and tragically.
308
00:19:09,356 --> 00:19:11,650
She had taken a really bad fall
309
00:19:12,526 --> 00:19:18,532
from the top of the stairs,
and she hit the back of her head.
310
00:19:19,616 --> 00:19:20,450
[inhales]
311
00:19:20,534 --> 00:19:23,537
And she had a really bad brain bleed.
312
00:19:26,707 --> 00:19:29,960
Chris, I told him my mom died
and how she died.
313
00:19:34,381 --> 00:19:38,719
He was always really good about asking me
about my day and how I was feeling.
314
00:19:40,721 --> 00:19:43,557
It was nice to feel like, you know,
someone really cared.
315
00:19:46,351 --> 00:19:48,604
Being the oldest of three kids,
316
00:19:48,687 --> 00:19:52,608
he knew how important it was to me
to be able to help my siblings
317
00:19:52,691 --> 00:19:54,401
because we didn't have our mom anymore.
318
00:19:54,484 --> 00:19:57,779
And because I'm the oldest,
I feel like taking on that role,
319
00:19:57,863 --> 00:20:00,657
of if they needed anything,
especially if it came to money.
320
00:20:01,450 --> 00:20:03,035
And Chris was sympathetic.
321
00:20:04,161 --> 00:20:05,996
He made it seem like he understood.
322
00:20:09,041 --> 00:20:11,376
[gentle music plays]
323
00:20:11,460 --> 00:20:14,463
[Lindsay] Because of his job,
he knew tons about investment.
324
00:20:16,423 --> 00:20:21,678
So I told him,
I received my mom's 401K when she died,
325
00:20:21,762 --> 00:20:26,266
and he would, you know, start talking
about, like, "Oh, a 401K is not for you."
326
00:20:26,350 --> 00:20:29,061
"That's not where you want
your money to be. It's a waste."
327
00:20:30,395 --> 00:20:31,772
And he also made me feel like,
328
00:20:31,855 --> 00:20:34,524
"You could have so much more.
I wanna help you."
329
00:20:34,608 --> 00:20:38,487
"I wanna help you better your life
and your family's life."
330
00:20:38,570 --> 00:20:39,905
Like, he would say that.
331
00:20:39,988 --> 00:20:42,699
"And use your mom's money
for something good."
332
00:20:42,783 --> 00:20:45,535
-Did he say that?
-Oh, a hundred percent.
333
00:20:46,245 --> 00:20:48,872
So he mentioned,
"You should invest with my firm."
334
00:20:48,956 --> 00:20:51,541
"We represent this company
called Planet 13."
335
00:20:51,625 --> 00:20:54,127
"It's looking for, like, angel investors."
336
00:20:54,211 --> 00:20:55,671
[curious music plays]
337
00:20:55,754 --> 00:20:57,631
[Lindsay] So at first, I was like, "Meh."
338
00:20:57,714 --> 00:21:01,051
Like, not really sounds like
what I want to do with my money.
339
00:21:01,134 --> 00:21:03,804
And then he brought it up again
in the sense of, like,
340
00:21:03,887 --> 00:21:09,268
"Well, you know, they give a 10% payout."
And I was like, "Whoa. Are you serious?"
341
00:21:09,351 --> 00:21:12,229
He was like, "Yeah. The more you invest,
the more you get back."
342
00:21:13,522 --> 00:21:16,608
He said there would be a contract
to help me get my money back
343
00:21:16,692 --> 00:21:18,652
if there was ever a problem.
344
00:21:19,361 --> 00:21:23,282
The agreement was
that I would give him $140K,
345
00:21:23,365 --> 00:21:27,911
and every two months,
I'd just be getting a check for $20,000.
346
00:21:27,995 --> 00:21:30,622
It's a high, you know,
347
00:21:30,706 --> 00:21:33,792
residual payout that you would be getting
for passive income.
348
00:21:35,043 --> 00:21:38,088
He told me after two years,
I'd be making a lot of money.
349
00:21:39,798 --> 00:21:42,509
His mom was invested
with the same company.
350
00:21:42,592 --> 00:21:46,179
So he, like, really, like,
made me feel safe in the investment.
351
00:21:46,263 --> 00:21:48,307
Like, it's risky, but not really.
352
00:21:48,390 --> 00:21:50,392
[soft instrumental music plays]
353
00:21:51,685 --> 00:21:52,519
[chimes]
354
00:21:53,478 --> 00:21:56,148
[Lindsay] We had been talking
consistently every day,
355
00:21:56,231 --> 00:21:58,150
and we had chemistry.
356
00:22:00,110 --> 00:22:03,905
I was really just focused on, like, us,
and, like, building our connection
357
00:22:03,989 --> 00:22:06,575
and whatever business connection
also was happening.
358
00:22:06,658 --> 00:22:09,661
It was, like, two and one
simultaneously happening,
359
00:22:09,745 --> 00:22:11,872
romantic and business.
360
00:22:12,706 --> 00:22:14,374
And he would always say things like,
361
00:22:14,458 --> 00:22:16,585
"You don't have to do this
to have me in your life.
362
00:22:16,668 --> 00:22:18,670
I just simply wanna do it to help you."
363
00:22:20,088 --> 00:22:20,922
[chimes]
364
00:22:22,049 --> 00:22:26,386
[Lindsay] I just, you know, thought, like,
"Why do you care so much about my future?"
365
00:22:28,597 --> 00:22:32,142
He would start talking about, like,
"Oh, when you start getting money,
366
00:22:32,225 --> 00:22:34,853
we could take trips
and you can take more time off,
367
00:22:34,936 --> 00:22:37,105
and we can spend more time together."
368
00:22:37,189 --> 00:22:39,232
So I trusted him,
369
00:22:39,316 --> 00:22:42,652
'cause you want us to have a future,
which is really nice.
370
00:22:45,489 --> 00:22:48,825
[Cecilie] Fraudsters often create
the illusion of a shared future.
371
00:22:50,619 --> 00:22:53,080
For me,
it's the ultimate romantic gesture.
372
00:22:53,163 --> 00:22:56,583
"We can be a team and look at what
we're gonna do in the future together."
373
00:22:56,666 --> 00:22:59,628
You're with someone
who wants to make you better.
374
00:22:59,711 --> 00:23:03,382
They know that you might have some money,
and they just want you to grow.
375
00:23:04,299 --> 00:23:07,052
But in reality, it's a calculated move,
376
00:23:07,135 --> 00:23:09,805
designed to earn your trust
and lower your guard.
377
00:23:10,555 --> 00:23:12,265
[curious music plays]
378
00:23:12,349 --> 00:23:15,936
[Lindsay] So I signed my contracts
with him in the beginning of May.
379
00:23:16,019 --> 00:23:20,399
Like, I remember having a call
with my financial advisor,
380
00:23:20,482 --> 00:23:24,736
told her that I wanted to take
the whole entire 401K out.
381
00:23:24,820 --> 00:23:26,863
She was, "I would advise you
not to take all of it."
382
00:23:26,947 --> 00:23:29,741
And I said, "If I'm going to invest,
I wanna make the most out of it."
383
00:23:29,825 --> 00:23:31,785
She's like, "Are you sure?"
And I said, "Yes."
384
00:23:31,868 --> 00:23:34,454
And she said, "Okay.
It's just gonna take some time."
385
00:23:34,538 --> 00:23:36,248
"I have to sell off your stocks."
386
00:23:36,331 --> 00:23:39,543
And it might take a few days,
but, you know, we'll get it done for you."
387
00:23:40,210 --> 00:23:41,461
I remember telling Chris.
388
00:23:41,545 --> 00:23:44,589
He was, you know, stressing out
and stressing me out a little bit.
389
00:23:44,673 --> 00:23:47,342
Like, "We really need
to get, like, something in your account
390
00:23:47,426 --> 00:23:48,969
because they'll close it."
391
00:23:51,430 --> 00:23:54,933
And the money
was taking a little time to come through.
392
00:23:55,016 --> 00:23:58,770
So then he said to me,
"Okay, well, I'll, like, fund it for you."
393
00:23:58,854 --> 00:23:59,688
[chimes]
394
00:24:00,856 --> 00:24:03,400
[Lindsay] I am, like,
a beyond-loyal person.
395
00:24:03,483 --> 00:24:06,903
And so, you know, my whole thing was like,
396
00:24:06,987 --> 00:24:09,531
"Not only are you helping me
with this, like, investment,
397
00:24:09,614 --> 00:24:14,744
but, like, also now you're giving me
this money to fund my account, and…"
398
00:24:14,828 --> 00:24:16,997
Like, "How could I ever repay you?"
essentially.
399
00:24:17,831 --> 00:24:20,333
So, sure enough, like,
the money comes through a week later.
400
00:24:20,417 --> 00:24:25,839
So I wire him the money,
and then it went to his account, direct.
401
00:24:25,922 --> 00:24:27,883
[keyboard clacking]
402
00:24:27,966 --> 00:24:29,676
[Lindsay] $140,000.
403
00:24:30,302 --> 00:24:31,136
Yeah.
404
00:24:31,219 --> 00:24:33,722
-Oh, that's a lot of money.
-[Lindsay] Yeah. It's a lot of money.
405
00:24:33,805 --> 00:24:35,599
[soft music plays]
406
00:24:38,101 --> 00:24:41,938
[Lindsay] One morning, he decided
to come down before I went to work.
407
00:24:44,065 --> 00:24:47,152
It was July 12th,
and time for my first payment.
408
00:24:48,778 --> 00:24:51,114
And that's when he was in his Lexus.
409
00:24:51,198 --> 00:24:54,201
And I remember him
doing, like, this kind of, like,
410
00:24:54,284 --> 00:24:56,953
jumping out of the car, like, excited.
411
00:24:57,037 --> 00:24:59,080
And he was like, "I love payday."
412
00:25:00,415 --> 00:25:03,001
And he gave me a check,
and it was for $20,000.
413
00:25:04,544 --> 00:25:05,921
I was, like, super excited.
414
00:25:06,004 --> 00:25:08,590
I'm like,
"It went through. Like, this is legit."
415
00:25:08,673 --> 00:25:11,009
"Like, I got my money.
Like, great. Amazing."
416
00:25:13,136 --> 00:25:16,223
I was feeling like
life is really about to change for me.
417
00:25:18,725 --> 00:25:21,978
So, basically, after I did the investment,
418
00:25:22,062 --> 00:25:25,148
things kind of started to, like, fizzle.
419
00:25:25,232 --> 00:25:27,025
[tense music plays]
420
00:25:27,108 --> 00:25:29,945
[Lindsay] We stopped talking
as much, and, like,
421
00:25:30,028 --> 00:25:33,532
he wasn't making as much of an effort
to try to come see me.
422
00:25:33,615 --> 00:25:35,992
And I'm like, "Okay, like, what the heck?"
423
00:25:38,286 --> 00:25:40,163
So I messaged him,
and I was like, "Hey,
424
00:25:40,247 --> 00:25:44,251
I think that maybe it's better off that
we just have a business relationship
425
00:25:44,334 --> 00:25:47,420
and, like, maybe not do
the romantic part anymore."
426
00:25:47,504 --> 00:25:51,007
So after that, our romantic relationship
was, like, officially, like, done.
427
00:25:52,133 --> 00:25:52,968
[chimes]
428
00:25:57,764 --> 00:26:00,225
[Lindsay] Come September,
I was supposed to get my second check.
429
00:26:00,308 --> 00:26:05,146
And he's telling me about
this family member that's very ill,
430
00:26:05,230 --> 00:26:09,442
and how he might not
be able to meet me to pay me,
431
00:26:09,943 --> 00:26:12,195
and asked me to set up a PayPal account
432
00:26:12,279 --> 00:26:16,366
so that he could start sending me
my payments in, like, smaller increments.
433
00:26:16,449 --> 00:26:17,909
[foreboding music plays]
434
00:26:17,993 --> 00:26:20,996
[Lindsay] But then he's like,
"I'm having issues with PayPal."
435
00:26:21,079 --> 00:26:25,667
And then from then on,
it was just a complete shit show.
436
00:26:27,085 --> 00:26:31,172
Just, like, became, like, this, like,
months and months of, like,
437
00:26:31,256 --> 00:26:34,009
redoing my account
and having to open a new account,
438
00:26:34,092 --> 00:26:37,178
and signing new paperwork
for a year straight.
439
00:26:37,262 --> 00:26:41,349
It just became this whole long,
drawn-out process of not paying me.
440
00:26:49,649 --> 00:26:53,278
I really started to spiral.
I was like, "Why can I only talk to you?"
441
00:26:53,361 --> 00:26:56,323
"Why can't I talk to your boss
or someone else?"
442
00:26:57,282 --> 00:26:58,992
At one point, he said to me,
443
00:26:59,075 --> 00:27:02,621
if I told people, it would just be
more toxic for my mental health
444
00:27:02,704 --> 00:27:06,916
because they wouldn't believe me
or think I was stupid.
445
00:27:07,417 --> 00:27:09,044
So there was eight months
446
00:27:09,127 --> 00:27:11,796
of not speaking to anyone
about what I was dealing with
447
00:27:11,880 --> 00:27:15,008
and just keeping it all to myself.
I didn't tell a single soul.
448
00:27:16,092 --> 00:27:17,135
No one knew.
449
00:27:18,553 --> 00:27:20,096
[Cecilie] Control and isolation
450
00:27:20,180 --> 00:27:23,141
are the silent weapons
in these kind of relationships.
451
00:27:23,224 --> 00:27:27,729
If you lost all your money
to this individual, what are you gonna do?
452
00:27:27,812 --> 00:27:29,856
That's the only individual
that can help you.
453
00:27:29,939 --> 00:27:33,234
So it's very isolating
which is exactly what they want.
454
00:27:37,322 --> 00:27:42,619
At this point, I am, like,
in a terrible, like, mental state.
455
00:27:43,119 --> 00:27:46,790
I don't know what's real, what to believe.
456
00:27:47,290 --> 00:27:50,335
And I realized
I wasn't gonna get my money back.
457
00:27:50,418 --> 00:27:53,630
I knew I had to go to the police.
458
00:27:53,713 --> 00:27:55,423
[curious music plays]
459
00:27:55,507 --> 00:27:59,052
[Lindsay] Those are the contracts
that I signed.
460
00:28:00,011 --> 00:28:02,514
I drove
to the Fullerton Police Department,
461
00:28:02,597 --> 00:28:03,973
and they turned me away.
462
00:28:04,057 --> 00:28:07,560
-[Cecilie] On what grounds?
-Um, I gave him my money.
463
00:28:07,644 --> 00:28:09,813
They said that to you? You gave it away.
464
00:28:09,896 --> 00:28:15,235
I walked into the police station
with all of this and nothing.
465
00:28:15,318 --> 00:28:19,364
-I wouldn't just give away $140,000.
-[Cecilie] No, that is--
466
00:28:19,447 --> 00:28:22,033
-Yeah. Yeah.
-[Lindsay] He stole it.
467
00:28:22,117 --> 00:28:24,911
You are dealing with the consequences.
What about him?
468
00:28:24,994 --> 00:28:27,747
Is he dealing with any consequences?
You know, they never do.
469
00:28:27,831 --> 00:28:31,209
That is lighting the anger inside of me
'cause it's just not fucking fair.
470
00:28:31,292 --> 00:28:33,378
It's been a year
since I actually saw him in person,
471
00:28:33,461 --> 00:28:35,296
and that's when he gave me my check.
472
00:28:35,880 --> 00:28:39,592
I need to get my money back.
Like, how am I gonna get my money?
473
00:28:39,676 --> 00:28:42,554
Yeah. I promise you,
we'll do our very best.
474
00:28:45,348 --> 00:28:46,558
[line ringing]
475
00:28:48,810 --> 00:28:52,981
-[Brianne] Hey, Cecilie.
-I have just met up with Lindsay.
476
00:28:53,064 --> 00:28:56,568
-Okay.
-She's lost an incredible amount of money
477
00:28:56,651 --> 00:28:59,696
in an investment romance scam.
478
00:28:59,779 --> 00:29:02,031
Over $140,000.
479
00:29:02,115 --> 00:29:03,491
Oh my God.
480
00:29:03,575 --> 00:29:07,996
Do we have anything we can at least
sink our teeth into with this one?
481
00:29:08,079 --> 00:29:08,997
[Cecilie] Yeah.
482
00:29:09,080 --> 00:29:12,876
Lindsay has been amazing
at actually providing contracts.
483
00:29:12,959 --> 00:29:16,463
Chris said he was linked to a company
called Landmark Associates.
484
00:29:16,546 --> 00:29:21,593
The company that she would "supposedly"
have invested in called Planet 13.
485
00:29:21,676 --> 00:29:25,263
[Brianne] Okay.
So we need to find out if he lied to her
486
00:29:25,346 --> 00:29:27,182
to get her to make these investments.
487
00:29:28,266 --> 00:29:30,518
I'm gonna start by digging into this guy.
488
00:29:31,686 --> 00:29:33,938
[tense music plays]
489
00:29:34,022 --> 00:29:38,860
[Brianne] Early on in the investigation,
it's important to deep dive into the case
490
00:29:39,402 --> 00:29:43,948
to get all the information
that's readily available to you,
491
00:29:44,908 --> 00:29:48,870
whether that's through record searches,
database searches.
492
00:29:49,621 --> 00:29:51,998
You start to collect intel
493
00:29:52,499 --> 00:29:57,462
about the perpetrator
and figure out who they really are.
494
00:30:10,934 --> 00:30:13,228
-[Cecilie] What did you find?
-[Brianne] Well.
495
00:30:13,311 --> 00:30:15,980
He had a restraining order
put out against him
496
00:30:16,064 --> 00:30:18,775
from someone named Lauren in Arizona.
497
00:30:19,484 --> 00:30:21,486
[tense music continues]
498
00:30:22,237 --> 00:30:25,740
He had to have been doing
something terrible to her
499
00:30:25,824 --> 00:30:28,243
for her to want
to get this restraining order against him.
500
00:30:28,326 --> 00:30:31,287
So we need to talk
to whoever this Lauren person is.
501
00:30:31,371 --> 00:30:33,456
Could she be another victim?
502
00:30:34,541 --> 00:30:36,292
[Cecilie] I'll see if I can find her.
503
00:30:38,503 --> 00:30:40,088
[keyboard clacking]
504
00:30:42,298 --> 00:30:43,675
[Brianne] It's up to us
505
00:30:44,634 --> 00:30:47,554
to prove that
they have defrauded other people.
506
00:30:48,471 --> 00:30:50,682
That it's not a one-time occurrence.
507
00:30:51,975 --> 00:30:55,645
There is a pattern of behavior
that the police need to consider.
508
00:30:59,732 --> 00:31:01,734
[ominous music plays]
509
00:31:03,778 --> 00:31:05,780
[music intensifies]
510
00:31:10,618 --> 00:31:13,872
[Cecilie] So Lauren got back to me
on LinkedIn, which is great.
511
00:31:14,414 --> 00:31:18,209
She's the one who had
the restraining order against Chris,
512
00:31:18,293 --> 00:31:22,547
and I'm just so curious
to hear what happened to her.
513
00:31:25,758 --> 00:31:28,595
A restraining order is a serious charge.
514
00:31:29,637 --> 00:31:32,557
It's not something
the courts grant lightly.
515
00:31:32,640 --> 00:31:36,561
There must have been enough evidence
to believe that Chris posed a real threat.
516
00:31:39,606 --> 00:31:42,567
The question is, what did he do to her?
517
00:31:44,694 --> 00:31:46,696
[suspenseful music plays]
518
00:32:10,970 --> 00:32:12,639
[music ends]
44575
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