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If FBI is on it, that's a big deal.
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Yeah, huge deal.
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They were investigating her
for some extremely serious fraud.
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They had tracked about $600,000
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in fraudulent funds
from eight to ten victims.
6
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She pled guilty.
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Part of her plea agreement meant
that she had to admit
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to all the things that she had lied about.
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I found out that she never worked
for the Gates Foundation.
10
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She had barely gone to any college,
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let alone graduated
from the University of Washington.
12
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She read me like a book.
13
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She figured out exactly the combinations
14
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of fancy degrees and impressive accolades
15
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that would get
someone like me to fall for her.
16
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But that wasn't even the half of it.
17
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She did not have MS, ever.
18
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She had created fraudulent
documents saying that she had MS.
19
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And that was the lie
she kept using for years afterward
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'cause that was the lie she invested in,
that she had spread to everyone,
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and that she had
based her entire scheme on.
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And now the story was all over the news.
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Sabrina Taylor pleaded guilty
and admitted to lying about her health,
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employment, and education to get money.
25
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I was so angry when I found out
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that her diagnosis
was completely fraudulent.
27
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She picked MS
'cause that's what killed my dad's dad.
28
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That was what got her the most sympathy.
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I never went to any doctor's appointments
with her, and I really, really wish I had.
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You know, the appointments were always
31
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magically scheduled
when I couldn't make it.
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She ended up doing some pretty serious
jail time for a first-time offender.
33
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Wow, how long was she in prison for?
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About 18 months, I believe.
35
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At the sentencing hearing,
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I finally got to hear
where a lot of that money went.
37
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She was essentially
using everyone else's money
38
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to live like
she was on vacation every day.
39
00:03:00,180 --> 00:03:03,180
It felt like
the bizarre sense of camaraderie,
40
00:03:03,800 --> 00:03:07,390
knowing that there were
a bunch of other people out there
41
00:03:07,470 --> 00:03:10,850
that also had been ripped off by Sabrina.
42
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It's a terrible club to be a part of,
but it's a club.
43
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The facts of the case
just make me think more and more that
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there never was anything there,
45
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that I was just a way for Sabrina
to get some more money.
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I think that first ad
was designed to attract a guy
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with a decent job
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that she could sponge off of for a while,
and she fucking hit the jackpot.
49
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How much money had you been giving her?
50
00:03:46,680 --> 00:03:49,930
The grand total ended up being
right around $100,000.
51
00:03:50,020 --> 00:03:52,190
Wow. It's insane.
52
00:03:52,270 --> 00:03:55,810
I'm so sorry, Aaron,
that you had to experience this.
53
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As part of her plea agreement,
she has to make an effort
54
00:03:59,320 --> 00:04:02,530
to pay everyone back
over the next few years,
55
00:04:02,610 --> 00:04:05,370
but I was not a part of that agreement.
56
00:04:05,450 --> 00:04:11,290
I don't fully know why I wasn't included
in the case the FBI put together.
57
00:04:12,620 --> 00:04:16,130
That's the biggest reason
why I wanted to talk to you guys.
58
00:04:16,210 --> 00:04:19,420
I think it's really important
that we try to speak to the FBI
59
00:04:19,500 --> 00:04:22,550
to see if they can do something
to help you.
60
00:04:22,630 --> 00:04:25,720
-I think that sounds fantastic.
-But I just want to make it clear.
61
00:04:25,800 --> 00:04:28,890
In a lot of fraud cases,
we never get justice.
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My fraudster has not been in jail at all
for anything he's done to me.
63
00:04:32,810 --> 00:04:36,600
It will be difficult, but I really hope
that we can do something to help you out.
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Thank you.
65
00:04:38,440 --> 00:04:41,440
So I will let you know.
Thank you so much, Aaron.
66
00:04:42,360 --> 00:04:43,440
Talk to you later.
67
00:04:50,620 --> 00:04:52,450
-Hello.
-Hi, Bri.
68
00:04:53,000 --> 00:04:55,420
Hey, Cee, what you got? How'd it go?
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It went well.
I just finished speaking to Aaron.
70
00:04:59,000 --> 00:05:02,800
They were together for six years.
Pure abusive relationship.
71
00:05:02,880 --> 00:05:06,050
And some years later, FBI contacted him.
72
00:05:06,130 --> 00:05:09,220
She was lying about an MS diagnosis.
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-What? She lied about that?
-Yes.
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And she went to prison.
75
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But not for Aaron's case.
76
00:05:15,980 --> 00:05:19,310
Unfortunately, he never got justice.
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He didn't know he was being defrauded
until years later,
78
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so he never went to police at the time.
79
00:05:24,610 --> 00:05:27,070
I would love to speak to the FBI
80
00:05:27,160 --> 00:05:30,410
to find out if there's anything else
that we could do at this point
81
00:05:30,490 --> 00:05:32,450
to help him get some of that money back.
82
00:05:32,540 --> 00:05:36,210
I have a contact there, and hopefully
they'll agree to meet with me.
83
00:05:36,290 --> 00:05:37,920
Amazing. Thank you so much.
84
00:05:38,000 --> 00:05:39,670
-You're welcome. Bye.
-Bye, Bri.
85
00:05:42,340 --> 00:05:46,090
It's hard to get law enforcement
to revisit a case
86
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once there's already been a judgment.
87
00:05:48,470 --> 00:05:51,760
Most often, it's literally case closed.
88
00:05:53,220 --> 00:05:56,140
But no matter how challenging it might be,
89
00:05:56,230 --> 00:05:58,600
it's always gonna be worth the try.
90
00:06:03,480 --> 00:06:05,440
This case is really unique.
91
00:06:06,320 --> 00:06:10,410
Most romance scammers are men,
but Sabrina flipped that script,
92
00:06:10,490 --> 00:06:15,580
and she targeted multiple men
using the same playbook again and again.
93
00:06:16,750 --> 00:06:18,080
Oh, Sabrina.
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00:06:19,000 --> 00:06:23,960
I am looking at emails
that Sabrina has sent Aaron
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00:06:24,050 --> 00:06:29,260
to see the tactics that she was using
to get him to do what she wanted.
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00:06:30,760 --> 00:06:34,470
The emotional manipulation here
is just insane.
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"I'm in so much pain all the time,
and I can barely walk."
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"I honestly feel so worthless,
and frustrated, and scared."
99
00:06:47,530 --> 00:06:51,280
A normal human
would really feel sympathy and empathy.
100
00:06:51,360 --> 00:06:57,040
"I have to have many medical things done
or start doing. That's roughly $2,700."
101
00:06:58,540 --> 00:07:00,460
She knows what she's doing to this man.
102
00:07:00,540 --> 00:07:03,710
It's difficult to say no
to someone that needs medication.
103
00:07:03,790 --> 00:07:06,630
She just ends it
with the most horrible thing.
104
00:07:07,210 --> 00:07:09,470
"This is why I should have just died."
105
00:07:11,300 --> 00:07:13,640
Oh, I feel so bad for Aaron.
106
00:07:14,510 --> 00:07:16,760
Everything was on him to help.
107
00:07:17,270 --> 00:07:21,520
I can really understand
why he felt so trapped.
108
00:07:22,810 --> 00:07:27,110
He's lived with this guilt for years,
thinking her life depended on him,
109
00:07:28,320 --> 00:07:31,030
and he's never had any justice or closure.
110
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I have a meeting this morning
with the actual FBI agent
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who was able to convict Sabrina.
112
00:07:52,470 --> 00:07:56,680
A perfect outcome for this meeting
would be for him to take Aaron's case
113
00:07:57,600 --> 00:07:59,560
and help Aaron get his money back.
114
00:08:00,930 --> 00:08:03,560
But it's gonna be hard
to get them to take this on.
115
00:08:05,440 --> 00:08:08,070
-Hi. Agent Cropcho?
-Hi. Yes.
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00:08:08,150 --> 00:08:09,900
Brianne Joseph, private investigator.
117
00:08:09,980 --> 00:08:13,700
Thank you so much for agreeing
to meet with me. I really appreciate it.
118
00:08:14,490 --> 00:08:19,080
What made this case special
in that it was taken on by the FBI?
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00:08:19,160 --> 00:08:21,580
Wire fraud, which is
what she was charged with,
120
00:08:21,660 --> 00:08:24,580
is sending a lie
via an email or a text message.
121
00:08:24,670 --> 00:08:26,710
Um, you know, wires cross state lines,
122
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so that would give us jurisdiction
to investigate this.
123
00:08:30,300 --> 00:08:33,550
For some of the victims,
we had years' worth of text messages
124
00:08:33,630 --> 00:08:38,430
where you could see in plain sight
the lies that she was telling,
125
00:08:38,510 --> 00:08:42,390
and then people agreeing
to give her money based on those lies.
126
00:08:42,980 --> 00:08:46,100
So why wasn't Aaron's case
picked up by the FBI?
127
00:08:46,190 --> 00:08:50,480
Problem with Aaron's case
is how old the activity was.
128
00:08:50,570 --> 00:08:53,110
-Okay.
-There's a statute of limitations.
129
00:08:53,190 --> 00:08:55,360
Um, for wire fraud, it's five years.
130
00:08:55,450 --> 00:08:59,870
If the fraud isn't charged
within that five-year period,
131
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we can't charge that anymore.
132
00:09:05,920 --> 00:09:09,630
He had no idea
he was being defrauded until years later.
133
00:09:09,710 --> 00:09:12,380
Very complicated,
especially with personal relationships.
134
00:09:12,460 --> 00:09:17,300
It's unfortunate that, uh, we can't help
everybody get some recovery or justice.
135
00:09:17,390 --> 00:09:19,430
The immediate solution
136
00:09:19,510 --> 00:09:24,270
would be to educate people on what to do
if they think they are being defrauded,
137
00:09:24,350 --> 00:09:28,810
and what signs to look for so that
they can avoid it being too late for them.
138
00:09:28,900 --> 00:09:30,570
It would make it easier, um…
139
00:09:30,650 --> 00:09:33,610
-Yeah.
-…to bring cases like this to justice.
140
00:09:35,240 --> 00:09:39,070
It's clear to me
that law enforcement has not caught up
141
00:09:39,160 --> 00:09:42,740
to how to investigate
and prosecute love fraud.
142
00:09:43,700 --> 00:09:48,420
These crimes
don't come to light often for years.
143
00:09:49,210 --> 00:09:51,420
The victims may never get justice
144
00:09:51,500 --> 00:09:55,170
if they're required to report the crime
in such a short time frame.
145
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This is why we need more victims
to speak out and come forward
146
00:10:00,340 --> 00:10:04,770
so that the legal system
will understand what this crime is.
147
00:10:11,560 --> 00:10:12,980
-Hi.
-Hello.
148
00:10:13,070 --> 00:10:14,980
-I'm Brianne, private investigator.
-Hi.
149
00:10:15,070 --> 00:10:18,200
-Nice to see you. How are you?
-Nice to see you too.
150
00:10:18,820 --> 00:10:22,330
So I do want to commend you, honestly,
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00:10:22,410 --> 00:10:25,540
for your bravery
and standing up for yourself.
152
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I have never heard of a case like this.
153
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So the older a case is,
the more difficult it is actually
154
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to go back
and get something done with it.
155
00:10:32,710 --> 00:10:35,130
Unfortunately, according to the FBI,
156
00:10:35,210 --> 00:10:37,590
you're outside
of the statute of limitations
157
00:10:37,670 --> 00:10:39,760
for them to do anything else with it.
158
00:10:39,840 --> 00:10:42,430
-Right. Thank you.
-I'm so sorry, Aaron.
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How can I make a claim if I don't have
the evidence to make the claim?
160
00:10:49,190 --> 00:10:52,940
I appreciate why the statute
of limitations as a concept exists.
161
00:10:53,520 --> 00:10:57,570
And at the same time, I didn't know
I was being defrauded 'cause…
162
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I literally thought she had MS.
163
00:11:00,990 --> 00:11:04,910
I really didn't know for absolute certain
until the case came out.
164
00:11:04,990 --> 00:11:07,240
-Yeah.
-'Cause things need to change.
165
00:11:07,330 --> 00:11:10,870
The way the laws are,
they don't protect the victims.
166
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They enable the perpetrators.
167
00:11:13,000 --> 00:11:14,040
-Yeah.
-Yeah.
168
00:11:14,130 --> 00:11:17,880
The reason why I'm doing what I'm doing
is to actually create that change.
169
00:11:17,960 --> 00:11:21,380
And the only way that change will happen
170
00:11:21,470 --> 00:11:26,560
is if people like you
come forward and bring attention,
171
00:11:26,640 --> 00:11:30,100
and people like us stand behind you
to help you amplify your voice.
172
00:11:30,180 --> 00:11:32,270
-Thank you.
-I know how it is.
173
00:11:32,350 --> 00:11:36,070
And how much it takes
to go public in telling your story,
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uh, 'cause you never know
175
00:11:37,320 --> 00:11:39,820
what kind of reception,
what will come out from it.
176
00:11:39,900 --> 00:11:43,110
But I really, really can say
from the bottom of my heart
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that it's been a big part
of my healing process.
178
00:11:46,700 --> 00:11:48,120
Thank you for saying that.
179
00:11:48,200 --> 00:11:53,210
And I hope that this maybe have helped you
get a sense of closure in this case.
180
00:11:53,290 --> 00:11:54,710
-It really has.
-Yeah.
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00:11:54,790 --> 00:11:56,960
I'm not gonna let this define me,
182
00:11:57,040 --> 00:12:00,550
and I'm not gonna let her be
the most important part of my life again.
183
00:12:00,630 --> 00:12:02,880
Thank you, Aaron, for doing this.
184
00:12:03,760 --> 00:12:05,930
Thank you for taking this seriously.
185
00:12:06,010 --> 00:12:07,350
-Thank you.
-Thank you.
186
00:12:07,430 --> 00:12:09,220
Definitely a pleasure meeting you.
187
00:12:09,310 --> 00:12:13,100
What I learned is that sometimes
justice doesn't look like a courtroom.
188
00:12:13,190 --> 00:12:16,360
It's about reclaiming your voice.
It's about speaking up,
189
00:12:16,440 --> 00:12:18,900
and telling the truth
even though it's hard.
190
00:12:18,980 --> 00:12:21,150
And being listened to and believed
191
00:12:21,240 --> 00:12:24,780
can bring a form of closure
that no legal process ever could.
192
00:12:27,030 --> 00:12:29,540
It was definitely hard
to share my story at first,
193
00:12:29,620 --> 00:12:33,710
but I can't even begin to tell you
how much better life is today.
194
00:12:34,460 --> 00:12:36,420
I've got a new partner,
195
00:12:37,080 --> 00:12:39,960
a new, very large circle of friends.
196
00:12:41,050 --> 00:12:42,510
Things really did get better.
197
00:12:43,550 --> 00:12:46,930
I wanna tell the guys
that are still in that relationship,
198
00:12:47,930 --> 00:12:48,890
"You can get out."
199
00:12:50,890 --> 00:12:53,810
"And you can start over."
200
00:13:23,380 --> 00:13:25,170
Hi, my name's Lindsay.
201
00:13:25,260 --> 00:13:29,220
I was dating a man,
202
00:13:30,260 --> 00:13:32,010
Christopher Lloyd.
203
00:13:32,600 --> 00:13:33,970
I trusted him.
204
00:13:34,810 --> 00:13:37,980
I gave him over $140,000.
205
00:13:38,600 --> 00:13:39,900
I lost everything.
206
00:13:40,770 --> 00:13:43,570
I have to move out of my apartment.
207
00:13:44,900 --> 00:13:48,570
He not only took my money,
but he took my life.
208
00:13:49,740 --> 00:13:53,910
I need help to hold him accountable
for what he's done.
209
00:13:54,660 --> 00:13:56,330
It's time for him to be stopped.
210
00:14:05,420 --> 00:14:06,550
It's heartbreaking.
211
00:14:09,340 --> 00:14:10,970
She seems super defeated.
212
00:14:12,560 --> 00:14:15,770
She seems very tired,
and I know that feeling.
213
00:14:16,850 --> 00:14:19,940
I want to understand
how things got so bad for her
214
00:14:20,020 --> 00:14:21,940
so we can start to build a case.
215
00:14:26,780 --> 00:14:30,530
When I first moved to San Diego,
I had never even been here before.
216
00:14:31,120 --> 00:14:33,660
I was just kind of ready
for a change of scenery.
217
00:14:37,620 --> 00:14:41,330
So I was single for a while, you know,
just dating, trying to meet people.
218
00:14:41,420 --> 00:14:44,210
It was hard
because I didn't know anyone here.
219
00:14:45,170 --> 00:14:47,720
I would say,
I was dating more intentionally,
220
00:14:47,800 --> 00:14:52,220
trying to actually meet someone
that just makes you feel safe.
221
00:14:53,600 --> 00:15:00,060
My profile did say
that I wasn't looking for casual things,
222
00:15:00,980 --> 00:15:03,440
making sure you're single, not attached.
223
00:15:04,230 --> 00:15:08,690
I don't want there to be any surprises.
When we meet, you know exactly who I am.
224
00:15:08,780 --> 00:15:11,160
You know exactly what I'm looking for.
225
00:15:11,820 --> 00:15:13,700
So you try to put that out there, like,
226
00:15:13,780 --> 00:15:17,080
"Listen, don't come with any bullshit
because I don't want it."
227
00:15:21,040 --> 00:15:25,540
I remember being on Tinder
and seeing Chris's pictures.
228
00:15:27,250 --> 00:15:31,880
Looks cute, handsome, very attractive.
229
00:15:33,970 --> 00:15:37,350
We just started talking, like,
on a regular basis, like daily.
230
00:15:40,560 --> 00:15:43,100
He used to be a pro for the LA Dodgers.
231
00:15:43,980 --> 00:15:47,440
There were videos of him online,
and I was impressed.
232
00:15:52,450 --> 00:15:54,700
But since then, he had retired
and made a ton of money,
233
00:15:54,780 --> 00:15:58,200
and he used that to start
a whole new career as a financial manager.
234
00:16:01,290 --> 00:16:03,580
He told me he was a full-time dad.
235
00:16:03,670 --> 00:16:06,590
I think family values
are extremely important.
236
00:16:06,670 --> 00:16:08,300
I'm very close with my family.
237
00:16:08,880 --> 00:16:11,170
So to be able to be, like, present
like that for your kid,
238
00:16:11,260 --> 00:16:13,880
to me, that just screams stability.
239
00:16:15,890 --> 00:16:18,060
But also, like,
he was super easygoing, and,
240
00:16:18,850 --> 00:16:22,180
I don't know,
he seemed like a normal, nice person.
241
00:16:24,100 --> 00:16:27,480
-Hi. Nice to meet you.
-Hi. Nice to meet you.
242
00:16:29,150 --> 00:16:32,190
-It's a really nice salon here.
-Thank you.
243
00:16:32,280 --> 00:16:33,950
How long have you been working?
244
00:16:34,030 --> 00:16:37,280
I've been doing hair for 14 years, almost.
245
00:16:37,370 --> 00:16:41,200
-Yeah.
-Since I was 19. I love it, actually.
246
00:16:41,290 --> 00:16:43,540
-Good to see you.
-Good to see you. Thanks again.
247
00:16:43,620 --> 00:16:46,080
-Yes, of course, honey. Bye.
-Bye.
248
00:16:46,170 --> 00:16:48,750
-You can pull up here. Yeah.
-These two?
249
00:16:49,460 --> 00:16:51,920
So do you have a picture of Chris
that I can see?
250
00:16:52,010 --> 00:16:55,430
Here's one.
I believe this is at, like, a work event.
251
00:16:55,510 --> 00:16:58,140
-Ah!
-He's dressed, you know, nice.
252
00:16:59,260 --> 00:17:02,730
We had been talking for a month now
consistently every day.
253
00:17:03,810 --> 00:17:05,390
He said he didn't live in San Diego,
254
00:17:05,480 --> 00:17:10,110
and he lived more in the Long Beach area,
an hour and 20 minutes away,
255
00:17:10,190 --> 00:17:11,820
which isn't, like, terribly far.
256
00:17:13,900 --> 00:17:17,870
I was, like, really excited for us
to, like, finally meet in person.
257
00:17:19,240 --> 00:17:21,450
We met at a breakfast place.
258
00:17:21,990 --> 00:17:24,160
He was, like, clean cut.
259
00:17:24,250 --> 00:17:25,960
He smelled really good.
260
00:17:26,040 --> 00:17:28,330
Dressed nice. Fresh haircut.
261
00:17:29,130 --> 00:17:32,420
He was very confident,
and we had chemistry.
262
00:17:32,500 --> 00:17:35,130
I mean, like, we'd had
so many conversations before,
263
00:17:35,220 --> 00:17:37,010
so talking was, like, nothing.
264
00:17:37,090 --> 00:17:38,930
It was very easy, very flowing.
265
00:17:39,640 --> 00:17:43,430
I remember him saying, "People always
ask me why I don't have, like, a house,
266
00:17:43,520 --> 00:17:45,350
in, like, the Hollywood Hills
or something."
267
00:17:45,430 --> 00:17:50,060
"I could be living a more extravagant life
but I'm a very low-key person."
268
00:17:50,150 --> 00:17:51,650
I liked that. I like humble.
269
00:17:53,900 --> 00:17:57,360
I remember he paid with,
like, a huge wad of cash,
270
00:17:57,450 --> 00:18:01,080
and he left them, like, a crazy tip.
It was, like, $80 or something.
271
00:18:04,160 --> 00:18:08,040
And then, like, finally, like,
we hugged and, like, kissed
272
00:18:08,120 --> 00:18:11,710
for, like, the first time,
like, passionately, like, romantically.
273
00:18:13,170 --> 00:18:16,470
And it was, like, right on the hill,
like, with the water there.
274
00:18:17,130 --> 00:18:18,970
So it was, like, it was sweet.
275
00:18:23,760 --> 00:18:25,770
It was very much like a slow burn.
276
00:18:25,850 --> 00:18:29,770
It was, like weeks
of, like, "How was your day?"
277
00:18:29,850 --> 00:18:34,110
"Great. I helped so-and-so
with their retirement plan." You know.
278
00:18:34,190 --> 00:18:37,280
-Just normal getting to know each other.
-Normal conversation.
279
00:18:37,360 --> 00:18:40,660
And we started, like, FaceTiming, and I…
280
00:18:40,740 --> 00:18:43,030
He introduced me to his son.
281
00:18:43,120 --> 00:18:45,330
What you were having
was just a great relationship
282
00:18:45,410 --> 00:18:47,410
with someone you trusted.
283
00:18:47,500 --> 00:18:48,580
A hundred percent.
284
00:18:49,120 --> 00:18:52,580
He really played the family card
a lot with me,
285
00:18:52,670 --> 00:18:54,750
and that was, like, my soft spot.
286
00:18:54,840 --> 00:18:57,510
-Yeah.
-Especially, like, with my mom.
287
00:19:01,260 --> 00:19:02,590
Seven years ago,
288
00:19:02,680 --> 00:19:07,720
my mom died very suddenly,
and unexpectedly, and tragically.
289
00:19:09,350 --> 00:19:11,650
She had taken a really bad fall
290
00:19:12,520 --> 00:19:18,530
from the top of the stairs,
and she hit the back of her head.
291
00:19:20,530 --> 00:19:23,530
And she had a really bad brain bleed.
292
00:19:26,700 --> 00:19:29,960
Chris, I told him my mom died
and how she died.
293
00:19:34,380 --> 00:19:38,710
He was always really good about asking me
about my day and how I was feeling.
294
00:19:40,720 --> 00:19:43,550
It was nice to feel like, you know,
someone really cared.
295
00:19:46,350 --> 00:19:48,600
Being the oldest of three kids,
296
00:19:48,680 --> 00:19:52,600
he knew how important it was to me
to be able to help my siblings
297
00:19:52,690 --> 00:19:54,400
because we didn't have our mom anymore.
298
00:19:54,480 --> 00:19:57,770
And because I'm the oldest,
I feel like taking on that role,
299
00:19:57,860 --> 00:20:00,650
of if they needed anything,
especially if it came to money.
300
00:20:01,450 --> 00:20:03,030
And Chris was sympathetic.
301
00:20:04,160 --> 00:20:05,990
He made it seem like he understood.
302
00:20:11,460 --> 00:20:14,460
Because of his job,
he knew tons about investment.
303
00:20:16,420 --> 00:20:21,670
So I told him,
I received my mom's 401K when she died,
304
00:20:21,760 --> 00:20:26,260
and he would, you know, start talking
about, like, "Oh, a 401K is not for you."
305
00:20:26,350 --> 00:20:29,060
"That's not where you want
your money to be. It's a waste."
306
00:20:30,390 --> 00:20:31,770
And he also made me feel like,
307
00:20:31,850 --> 00:20:34,520
"You could have so much more.
I wanna help you."
308
00:20:34,600 --> 00:20:38,480
"I wanna help you better your life
and your family's life."
309
00:20:38,570 --> 00:20:39,900
Like, he would say that.
310
00:20:39,980 --> 00:20:42,690
"And use your mom's money
for something good."
311
00:20:42,780 --> 00:20:45,530
-Did he say that?
-Oh, a hundred percent.
312
00:20:46,240 --> 00:20:48,870
So he mentioned,
"You should invest with my firm."
313
00:20:48,950 --> 00:20:51,540
"We represent this company
called Planet 13."
314
00:20:51,620 --> 00:20:54,120
"It's looking for, like, angel investors."
315
00:20:55,750 --> 00:20:57,630
So at first, I was like, "Meh."
316
00:20:57,710 --> 00:21:01,050
Like, not really sounds like
what I want to do with my money.
317
00:21:01,130 --> 00:21:03,800
And then he brought it up again
in the sense of, like,
318
00:21:03,880 --> 00:21:09,260
"Well, you know, they give a 10% payout."
And I was like, "Whoa. Are you serious?"
319
00:21:09,350 --> 00:21:12,220
He was like, "Yeah. The more you invest,
the more you get back."
320
00:21:13,520 --> 00:21:16,600
He said there would be a contract
to help me get my money back
321
00:21:16,690 --> 00:21:18,650
if there was ever a problem.
322
00:21:19,360 --> 00:21:23,280
The agreement was
that I would give him $140K,
323
00:21:23,360 --> 00:21:27,910
and every two months,
I'd just be getting a check for $20,000.
324
00:21:27,990 --> 00:21:30,620
It's a high, you know,
325
00:21:30,700 --> 00:21:33,790
residual payout that you would be getting
for passive income.
326
00:21:35,040 --> 00:21:38,080
He told me after two years,
I'd be making a lot of money.
327
00:21:39,790 --> 00:21:42,500
His mom was invested
with the same company.
328
00:21:42,590 --> 00:21:46,170
So he, like, really, like,
made me feel safe in the investment.
329
00:21:46,260 --> 00:21:48,300
Like, it's risky, but not really.
330
00:21:53,470 --> 00:21:56,140
We had been talking
consistently every day,
331
00:21:56,230 --> 00:21:58,150
and we had chemistry.
332
00:22:00,110 --> 00:22:03,900
I was really just focused on, like, us,
and, like, building our connection
333
00:22:03,980 --> 00:22:06,570
and whatever business connection
also was happening.
334
00:22:06,650 --> 00:22:09,660
It was, like, two and one
simultaneously happening,
335
00:22:09,740 --> 00:22:11,870
romantic and business.
336
00:22:12,700 --> 00:22:14,370
And he would always say things like,
337
00:22:14,450 --> 00:22:16,580
"You don't have to do this
to have me in your life.
338
00:22:16,660 --> 00:22:18,670
I just simply wanna do it to help you."
339
00:22:22,040 --> 00:22:26,380
I just, you know, thought, like,
"Why do you care so much about my future?"
340
00:22:28,590 --> 00:22:32,140
He would start talking about, like,
"Oh, when you start getting money,
341
00:22:32,220 --> 00:22:34,850
we could take trips
and you can take more time off,
342
00:22:34,930 --> 00:22:37,100
and we can spend more time together."
343
00:22:37,180 --> 00:22:39,230
So I trusted him,
344
00:22:39,310 --> 00:22:42,650
'cause you want us to have a future,
which is really nice.
345
00:22:45,480 --> 00:22:48,820
Fraudsters often create
the illusion of a shared future.
346
00:22:50,610 --> 00:22:53,080
For me,
it's the ultimate romantic gesture.
347
00:22:53,160 --> 00:22:56,580
"We can be a team and look at what
we're gonna do in the future together."
348
00:22:56,660 --> 00:22:59,620
You're with someone
who wants to make you better.
349
00:22:59,710 --> 00:23:03,380
They know that you might have some money,
and they just want you to grow.
350
00:23:04,290 --> 00:23:07,050
But in reality, it's a calculated move,
351
00:23:07,130 --> 00:23:09,800
designed to earn your trust
and lower your guard.
352
00:23:12,340 --> 00:23:15,930
So I signed my contracts
with him in the beginning of May.
353
00:23:16,010 --> 00:23:20,390
Like, I remember having a call
with my financial advisor,
354
00:23:20,480 --> 00:23:24,730
told her that I wanted to take
the whole entire 401K out.
355
00:23:24,820 --> 00:23:26,860
She was, "I would advise you
not to take all of it."
356
00:23:26,940 --> 00:23:29,740
And I said, "If I'm going to invest,
I wanna make the most out of it."
357
00:23:29,820 --> 00:23:31,780
She's like, "Are you sure?"
And I said, "Yes."
358
00:23:31,860 --> 00:23:34,450
And she said, "Okay.
It's just gonna take some time."
359
00:23:34,530 --> 00:23:36,240
"I have to sell off your stocks."
360
00:23:36,330 --> 00:23:39,540
And it might take a few days,
but, you know, we'll get it done for you."
361
00:23:40,210 --> 00:23:41,460
I remember telling Chris.
362
00:23:41,540 --> 00:23:44,580
He was, you know, stressing out
and stressing me out a little bit.
363
00:23:44,670 --> 00:23:47,340
Like, "We really need
to get, like, something in your account
364
00:23:47,420 --> 00:23:48,960
because they'll close it."
365
00:23:51,430 --> 00:23:54,930
And the money
was taking a little time to come through.
366
00:23:55,010 --> 00:23:58,770
So then he said to me,
"Okay, well, I'll, like, fund it for you."
367
00:24:00,850 --> 00:24:03,400
I am, like, a beyond-loyal person.
368
00:24:03,480 --> 00:24:06,900
And so, you know, my whole thing was like,
369
00:24:06,980 --> 00:24:09,530
"Not only are you helping me
with this, like, investment,
370
00:24:09,610 --> 00:24:14,740
but, like, also now you're giving me
this money to fund my account, and…"
371
00:24:14,820 --> 00:24:16,990
Like, "How could I ever repay you?"
essentially.
372
00:24:17,830 --> 00:24:20,330
So, sure enough, like,
the money comes through a week later.
373
00:24:20,410 --> 00:24:25,830
So I wire him the money,
and then it went to his account, direct.
374
00:24:27,960 --> 00:24:29,670
$140,000.
375
00:24:30,300 --> 00:24:31,130
Yeah.
376
00:24:31,210 --> 00:24:33,720
-Oh, that's a lot of money.
-Yeah. It's a lot of money.
377
00:24:38,100 --> 00:24:41,930
One morning, he decided
to come down before I went to work.
378
00:24:44,060 --> 00:24:47,150
It was July 12th,
and time for my first payment.
379
00:24:48,770 --> 00:24:51,110
And that's when he was in his Lexus.
380
00:24:51,190 --> 00:24:54,200
And I remember him
doing, like, this kind of, like,
381
00:24:54,280 --> 00:24:56,950
jumping out of the car, like, excited.
382
00:24:57,030 --> 00:24:59,080
And he was like, "I love payday."
383
00:25:00,410 --> 00:25:03,000
And he gave me a check,
and it was for $20,000.
384
00:25:04,540 --> 00:25:05,920
I was, like, super excited.
385
00:25:06,000 --> 00:25:08,590
I'm like,
"It went through. Like, this is legit."
386
00:25:08,670 --> 00:25:11,000
"Like, I got my money.
Like, great. Amazing."
387
00:25:13,130 --> 00:25:16,220
I was feeling like
life is really about to change for me.
388
00:25:18,720 --> 00:25:21,970
So, basically, after I did the investment,
389
00:25:22,060 --> 00:25:25,140
things kind of started to, like, fizzle.
390
00:25:27,100 --> 00:25:29,940
We stopped talking as much, and, like,
391
00:25:30,020 --> 00:25:33,530
he wasn't making as much of an effort
to try to come see me.
392
00:25:33,610 --> 00:25:35,990
And I'm like, "Okay, like, what the heck?"
393
00:25:38,280 --> 00:25:40,160
So I messaged him,
and I was like, "Hey,
394
00:25:40,240 --> 00:25:44,250
I think that maybe it's better off that
we just have a business relationship
395
00:25:44,330 --> 00:25:47,420
and, like, maybe not do
the romantic part anymore."
396
00:25:47,500 --> 00:25:51,000
So after that, our romantic relationship
was, like, officially, like, done.
397
00:25:57,760 --> 00:26:00,220
Come September,
I was supposed to get my second check.
398
00:26:00,300 --> 00:26:05,140
And he's telling me about
this family member that's very ill,
399
00:26:05,230 --> 00:26:09,440
and how he might not
be able to meet me to pay me,
400
00:26:09,940 --> 00:26:12,190
and asked me to set up a PayPal account
401
00:26:12,270 --> 00:26:16,360
so that he could start sending me
my payments in, like, smaller increments.
402
00:26:17,990 --> 00:26:20,990
But then he's like,
"I'm having issues with PayPal."
403
00:26:21,070 --> 00:26:25,660
And then from then on,
it was just a complete shit show.
404
00:26:27,080 --> 00:26:31,170
Just, like, became, like, this, like,
months and months of, like,
405
00:26:31,250 --> 00:26:34,000
redoing my account
and having to open a new account,
406
00:26:34,090 --> 00:26:37,170
and signing new paperwork
for a year straight.
407
00:26:37,260 --> 00:26:41,340
It just became this whole long,
drawn-out process of not paying me.
408
00:26:49,640 --> 00:26:53,270
I really started to spiral.
I was like, "Why can I only talk to you?"
409
00:26:53,360 --> 00:26:56,320
"Why can't I talk to your boss
or someone else?"
410
00:26:57,280 --> 00:26:58,990
At one point, he said to me,
411
00:26:59,070 --> 00:27:02,620
if I told people, it would just be
more toxic for my mental health
412
00:27:02,700 --> 00:27:06,910
because they wouldn't believe me
or think I was stupid.
413
00:27:07,410 --> 00:27:09,040
So there was eight months
414
00:27:09,120 --> 00:27:11,790
of not speaking to anyone
about what I was dealing with
415
00:27:11,880 --> 00:27:15,000
and just keeping it all to myself.
I didn't tell a single soul.
416
00:27:16,090 --> 00:27:17,130
No one knew.
417
00:27:18,550 --> 00:27:20,090
Control and isolation
418
00:27:20,180 --> 00:27:23,140
are the silent weapons
in these kind of relationships.
419
00:27:23,220 --> 00:27:27,720
If you lost all your money
to this individual, what are you gonna do?
420
00:27:27,810 --> 00:27:29,850
That's the only individual
that can help you.
421
00:27:29,930 --> 00:27:33,230
So it's very isolating
which is exactly what they want.
422
00:27:37,320 --> 00:27:42,610
At this point, I am, like,
in a terrible, like, mental state.
423
00:27:43,110 --> 00:27:46,790
I don't know what's real, what to believe.
424
00:27:47,290 --> 00:27:50,330
And I realized
I wasn't gonna get my money back.
425
00:27:50,410 --> 00:27:53,630
I knew I had to go to the police.
426
00:27:55,500 --> 00:27:59,050
Those are the contracts that I signed.
427
00:28:00,010 --> 00:28:02,510
I drove
to the Fullerton Police Department,
428
00:28:02,590 --> 00:28:03,970
and they turned me away.
429
00:28:04,050 --> 00:28:07,560
-On what grounds?
-Um, I gave him my money.
430
00:28:07,640 --> 00:28:09,810
They said that to you? You gave it away.
431
00:28:09,890 --> 00:28:15,230
I walked into the police station
with all of this and nothing.
432
00:28:15,310 --> 00:28:19,360
-I wouldn't just give away $140,000.
-No, that is--
433
00:28:19,440 --> 00:28:22,030
-Yeah. Yeah.
-He stole it.
434
00:28:22,110 --> 00:28:24,910
You are dealing with the consequences.
What about him?
435
00:28:24,990 --> 00:28:27,740
Is he dealing with any consequences?
You know, they never do.
436
00:28:27,830 --> 00:28:31,200
That is lighting the anger inside of me
'cause it's just not fucking fair.
437
00:28:31,290 --> 00:28:33,370
It's been a year
since I actually saw him in person,
438
00:28:33,460 --> 00:28:35,290
and that's when he gave me my check.
439
00:28:35,880 --> 00:28:39,590
I need to get my money back.
Like, how am I gonna get my money?
440
00:28:39,670 --> 00:28:42,550
Yeah. I promise you,
we'll do our very best.
441
00:28:48,810 --> 00:28:52,980
-Hey, Cecilie.
-I have just met up with Lindsay.
442
00:28:53,060 --> 00:28:56,560
-Okay.
-She's lost an incredible amount of money
443
00:28:56,650 --> 00:28:59,690
in an investment romance scam.
444
00:28:59,770 --> 00:29:02,030
Over $140,000.
445
00:29:02,110 --> 00:29:03,490
Oh my God.
446
00:29:03,570 --> 00:29:07,990
Do we have anything we can at least
sink our teeth into with this one?
447
00:29:08,070 --> 00:29:08,990
Yeah.
448
00:29:09,080 --> 00:29:12,870
Lindsay has been amazing
at actually providing contracts.
449
00:29:12,950 --> 00:29:16,460
Chris said he was linked to a company
called Landmark Associates.
450
00:29:16,540 --> 00:29:21,590
The company that she would "supposedly"
have invested in called Planet 13.
451
00:29:21,670 --> 00:29:25,260
Okay.
So we need to find out if he lied to her
452
00:29:25,340 --> 00:29:27,180
to get her to make these investments.
453
00:29:28,260 --> 00:29:30,510
I'm gonna start by digging into this guy.
454
00:29:34,020 --> 00:29:38,860
Early on in the investigation,
it's important to deep dive into the case
455
00:29:39,400 --> 00:29:43,940
to get all the information
that's readily available to you,
456
00:29:44,900 --> 00:29:48,870
whether that's through record searches,
database searches.
457
00:29:49,620 --> 00:29:51,990
You start to collect intel
458
00:29:52,490 --> 00:29:57,460
about the perpetrator
and figure out who they really are.
459
00:30:10,930 --> 00:30:13,220
-What did you find?
-Well.
460
00:30:13,310 --> 00:30:15,980
He had a restraining order
put out against him
461
00:30:16,060 --> 00:30:18,770
from someone named Lauren in Arizona.
462
00:30:22,230 --> 00:30:25,740
He had to have been doing
something terrible to her
463
00:30:25,820 --> 00:30:28,240
for her to want
to get this restraining order against him.
464
00:30:28,320 --> 00:30:31,280
So we need to talk
to whoever this Lauren person is.
465
00:30:31,370 --> 00:30:33,450
Could she be another victim?
466
00:30:34,540 --> 00:30:36,290
I'll see if I can find her.
467
00:30:42,290 --> 00:30:43,670
It's up to us
468
00:30:44,630 --> 00:30:47,550
to prove that
they have defrauded other people.
469
00:30:48,470 --> 00:30:50,680
That it's not a one-time occurrence.
470
00:30:51,970 --> 00:30:55,640
There is a pattern of behavior
that the police need to consider.
471
00:31:10,610 --> 00:31:13,870
So Lauren got back to me
on LinkedIn, which is great.
472
00:31:14,410 --> 00:31:18,200
She's the one who had
the restraining order against Chris,
473
00:31:18,290 --> 00:31:22,540
and I'm just so curious
to hear what happened to her.
474
00:31:25,750 --> 00:31:28,590
A restraining order is a serious charge.
475
00:31:29,630 --> 00:31:32,550
It's not something
the courts grant lightly.
476
00:31:32,640 --> 00:31:36,560
There must have been enough evidence
to believe that Chris posed a real threat.
477
00:31:39,600 --> 00:31:42,560
The question is, what did he do to her?
41534
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