All language subtitles for American Greed s12e08 Dangerous Luxury.eng

af Afrikaans
ak Akan
sq Albanian
am Amharic
ar Arabic
hy Armenian
az Azerbaijani
eu Basque
be Belarusian
bem Bemba
bn Bengali
bh Bihari
bs Bosnian
br Breton
bg Bulgarian
km Cambodian
ca Catalan
ceb Cebuano
chr Cherokee
ny Chichewa
zh-CN Chinese (Simplified)
zh-TW Chinese (Traditional)
co Corsican
hr Croatian
cs Czech
da Danish
en English
eo Esperanto
et Estonian
ee Ewe
fo Faroese
tl Filipino
fi Finnish
fr French
fy Frisian
gaa Ga
gl Galician
ka Georgian
de German
el Greek
gn Guarani
gu Gujarati
ht Haitian Creole
ha Hausa
haw Hawaiian
iw Hebrew
hi Hindi
hmn Hmong
hu Hungarian
is Icelandic
ig Igbo
id Indonesian
ia Interlingua
ga Irish
it Italian
ja Japanese
jw Javanese
kn Kannada
kk Kazakh
rw Kinyarwanda
rn Kirundi
kg Kongo
ko Korean
kri Krio (Sierra Leone)
ku Kurdish
ckb Kurdish (Soranî)
ky Kyrgyz
lo Laothian
la Latin
lv Latvian
ln Lingala
lt Lithuanian
loz Lozi
lg Luganda
ach Luo
lb Luxembourgish
mk Macedonian
mg Malagasy
ms Malay
ml Malayalam
mt Maltese
mi Maori
mr Marathi
mfe Mauritian Creole
mo Moldavian
mn Mongolian
my Myanmar (Burmese)
sr-ME Montenegrin
ne Nepali
pcm Nigerian Pidgin
nso Northern Sotho
no Norwegian
nn Norwegian (Nynorsk)
oc Occitan
or Oriya
om Oromo
ps Pashto
fa Persian
pl Polish
pt-BR Portuguese (Brazil)
pt Portuguese (Portugal)
pa Punjabi
qu Quechua
ro Romanian
rm Romansh
nyn Runyakitara
ru Russian
sm Samoan
gd Scots Gaelic
sr Serbian
sh Serbo-Croatian
st Sesotho
tn Setswana
crs Seychellois Creole
sn Shona
sd Sindhi
si Sinhalese
sk Slovak
sl Slovenian
so Somali
es Spanish
es-419 Spanish (Latin American)
su Sundanese
sw Swahili
sv Swedish
tg Tajik
ta Tamil
tt Tatar
te Telugu
th Thai
ti Tigrinya
to Tonga
lua Tshiluba
tum Tumbuka
tr Turkish
tk Turkmen
tw Twi
ug Uighur
uk Ukrainian
ur Urdu
uz Uzbek
vi Vietnamese
cy Welsh
wo Wolof
xh Xhosa
yi Yiddish
yo Yoruba
zu Zulu
Would you like to inspect the original subtitles? These are the user uploaded subtitles that are being translated: 1 00:00:03,240 --> 00:00:09,099 In this episode of American Greed, Ramil Robinson's story sounds like a 2 00:00:09,100 --> 00:00:10,150 Cinderella tale. 3 00:00:11,020 --> 00:00:15,540 A child living on the streets is adopted into a loving home. 4 00:00:15,780 --> 00:00:18,250 You know, he was blessed. He was a blessed athlete. 5 00:00:18,360 --> 00:00:20,160 He had a blessed family. 6 00:00:20,480 --> 00:00:25,019 And achieves the pinnacle of success in college basketball, helping the 7 00:00:25,020 --> 00:00:28,400 University of Michigan win its first NCAA championship. 8 00:00:29,060 --> 00:00:32,320 Went to the White House, got to the cover of Sports Illustrated. 9 00:00:32,600 --> 00:00:34,160 They were calling him Mr. Clutch. 10 00:00:34,600 --> 00:00:38,840 When he turns pro, Robinson becomes a living cliche. 11 00:00:39,420 --> 00:00:44,819 Vermeule had a spending problem from day one. He frequented strip clubs and 12 00:00:44,820 --> 00:00:47,280 would spend unbelievable amounts of money. 13 00:00:47,560 --> 00:00:49,320 A young kid with a lot of money. 14 00:00:49,520 --> 00:00:52,410 What are you going to do? You're going to have a great time. 15 00:00:53,540 --> 00:00:57,580 But this rags -to -riches -to -rags story has a twist. 16 00:00:58,810 --> 00:01:02,230 Robinson doesn't buy Mama a big house in the suburbs. 17 00:01:02,690 --> 00:01:03,740 Oh, no. 18 00:01:04,250 --> 00:01:09,309 She took him in off the street, and he ended up having her thrown back in the 19 00:01:09,310 --> 00:01:10,950 street. And that's not cool. 20 00:01:11,230 --> 00:01:12,510 Not cool at all. 21 00:01:13,210 --> 00:01:17,650 And I couldn't believe that he did that. You bite the hand that feeds you? 22 00:01:18,130 --> 00:01:22,630 I gave you a chance in life, and you did this to us? 23 00:01:44,970 --> 00:01:46,350 Cambridge, Massachusetts. 24 00:01:48,130 --> 00:01:53,470 Down a cobblestone lane, there's a wood frame home that belongs to Helen Ford. 25 00:01:56,250 --> 00:02:00,250 With her late husband, Lou, Helen raised five children here. 26 00:02:01,870 --> 00:02:06,450 But this widow's world is about to be turned upside down. 27 00:02:07,730 --> 00:02:09,889 And then all of a sudden, one night... 28 00:02:11,950 --> 00:02:18,269 I opened the door, and here's the constable saying, are you Helen Ford? 29 00:02:18,270 --> 00:02:20,290 handed me this thing, and I opened it up. 30 00:02:21,230 --> 00:02:22,870 I almost fell to the floor. 31 00:02:23,290 --> 00:02:24,830 An eviction notice? 32 00:02:25,270 --> 00:02:26,320 What? 33 00:02:26,870 --> 00:02:27,970 What's going on? 34 00:02:28,910 --> 00:02:33,290 Helen wonders if it has something to do with the loan she gave one of her sons, 35 00:02:33,670 --> 00:02:40,389 the former NBA player Rumeel Robinson, a loan backed up by the value of her 36 00:02:40,390 --> 00:02:41,440 home. 37 00:02:42,030 --> 00:02:44,470 So I immediately called him on the phone. 38 00:02:45,470 --> 00:02:48,990 Oh, no, Ma, I got it. I got it. I'll take care of it. I'll take care of it. 39 00:02:49,270 --> 00:02:51,010 I said, Ramil, what's going on? 40 00:02:52,330 --> 00:02:56,230 Ramil Robinson's I got it is an outright lie. 41 00:02:57,470 --> 00:03:00,490 Before long, Helen is kicked to the curb. 42 00:03:01,690 --> 00:03:04,050 I felt I left my family down. 43 00:03:05,090 --> 00:03:09,590 I didn't know where I was going to go, what I was going to do. 44 00:03:12,940 --> 00:03:17,060 Thirty years earlier, Helen and Lou Ford are well -known in Cambridge. 45 00:03:17,460 --> 00:03:18,720 He's a mail carrier. 46 00:03:18,940 --> 00:03:20,960 She's a high school safety officer. 47 00:03:21,720 --> 00:03:26,559 In addition to their own five children, Helen and Lou take in dozens of foster 48 00:03:26,560 --> 00:03:27,940 children over the years. 49 00:03:28,600 --> 00:03:33,580 I've always had a motto that children are not a deck of cards. 50 00:03:33,800 --> 00:03:35,840 Why should they be shuffled around? 51 00:03:36,540 --> 00:03:37,620 That's my motto. 52 00:03:38,600 --> 00:03:41,740 Helen volunteers at the Cambridge Community Center. 53 00:03:42,190 --> 00:03:44,050 which runs after -school programs. 54 00:03:45,610 --> 00:03:50,529 One day, a friend at the community center tells her about a young boy there 55 00:03:50,530 --> 00:03:53,270 doesn't talk much but seems troubled. 56 00:03:54,670 --> 00:03:57,530 He says his name is Ramil. 57 00:03:58,710 --> 00:04:00,910 And he said, my mother don't want me. 58 00:04:01,430 --> 00:04:02,990 My mother don't want me. 59 00:04:02,991 --> 00:04:07,269 My mother don't want me. He kept saying it, and I said, wait, wait, wait, what 60 00:04:07,270 --> 00:04:08,320 do you mean? 61 00:04:09,120 --> 00:04:13,160 I don't live with my mom. My mama put me out. She just don't want me. I said, 62 00:04:13,180 --> 00:04:14,440 well, where do you sleep? 63 00:04:14,740 --> 00:04:19,740 Ramil tells Helen he climbs through windows to sleep inside buildings. 64 00:04:20,180 --> 00:04:23,760 So I said, oh, how long have you been doing that? 65 00:04:24,100 --> 00:04:29,119 Oh, about three weeks. I said, oh, that's not good. I said, well, when's 66 00:04:29,120 --> 00:04:30,220 last time you ate? 67 00:04:30,221 --> 00:04:33,899 He said, oh, about three weeks. And I said, that's it. You're coming home with 68 00:04:33,900 --> 00:04:34,950 me. 69 00:04:34,980 --> 00:04:36,900 Well, he ate like there was no tomorrow. 70 00:04:38,000 --> 00:04:40,740 And I said, wow, I guess you haven't eaten in a while. 71 00:04:41,080 --> 00:04:45,099 And I remember the meal distinctly. We had pork chops, mashed potatoes, and 72 00:04:45,100 --> 00:04:46,150 string beans. 73 00:04:46,520 --> 00:04:48,620 And he just devoured it. 74 00:04:49,780 --> 00:04:55,479 The Fords learned that 10 -year -old Ramil Robinson was born in Jamaica and 75 00:04:55,480 --> 00:04:57,160 raised there by his grandparents. 76 00:04:58,840 --> 00:05:04,179 Ramil recently immigrated to Massachusetts to be with his mother, who 77 00:05:04,180 --> 00:05:05,900 has no use for him. 78 00:05:10,760 --> 00:05:17,499 The Fords feed, shelter, and care for Ramil for several months, and then a big 79 00:05:17,500 --> 00:05:20,740 day. Helen has a custody hearing at the courthouse. 80 00:05:21,700 --> 00:05:27,099 She wisely leaves Ramil at school to protect him from what surely would have 81 00:05:27,100 --> 00:05:30,140 been a traumatic encounter with his birth mother. 82 00:05:30,560 --> 00:05:37,380 And she walked in, and she said to the lady at the desk, where do I sign, 83 00:05:37,600 --> 00:05:38,860 because I don't want them. 84 00:05:40,880 --> 00:05:43,380 I looked. Oh, my goodness. 85 00:05:43,680 --> 00:05:45,020 How do you do that? 86 00:05:45,260 --> 00:05:46,820 I was devastated. 87 00:05:46,821 --> 00:05:50,099 The juvenile officer turned to me and said, well, you got a son. 88 00:05:50,100 --> 00:05:51,500 It was that quick. 89 00:05:53,340 --> 00:05:57,240 Eventually, the Fords officially adopt Rameel Robinson. 90 00:05:59,620 --> 00:06:06,400 His older brother, Donald Barrows, says Rameel excels in every sport he tries. 91 00:06:06,700 --> 00:06:08,400 But in basketball... 92 00:06:09,150 --> 00:06:11,610 Ramil Robinson is something special. 93 00:06:12,930 --> 00:06:18,289 This here is St. Mary's Park, where we used to play our summer league 94 00:06:18,290 --> 00:06:23,170 games and also just pick up games that sometimes got a little heated. 95 00:06:23,430 --> 00:06:24,510 A lot of good fun. 96 00:06:24,970 --> 00:06:29,429 And that's where he would come and showcase his skills, you know, all of 97 00:06:29,430 --> 00:06:33,709 Ramil would come there and people would ooh and ah, and everybody would go there 98 00:06:33,710 --> 00:06:37,249 and actually watch the summer games and watch and see what the talent is out 99 00:06:37,250 --> 00:06:38,299 there doing. 100 00:06:38,300 --> 00:06:42,720 And Rameel was one of the talents that had a lot of people over in our. 101 00:06:44,420 --> 00:06:47,960 Rameel goes to Cambridge Bridge and Latin High School. 102 00:06:48,480 --> 00:06:54,479 It's known for its storied basketball program, which produced NBA star Patrick 103 00:06:54,480 --> 00:06:55,530 Ewing. 104 00:06:56,520 --> 00:06:59,800 Under head coach Mike Jarvis, Rameel thrives. 105 00:07:03,020 --> 00:07:05,420 Coach Jarvis tells American Greed. 106 00:07:05,870 --> 00:07:11,229 that if he told his athletes to do 100 push -ups a day, Rameel would do many 107 00:07:11,230 --> 00:07:17,809 more. I probably would just go and do 100 like Mike requested, and Rameel 108 00:07:17,810 --> 00:07:20,690 just do it secretly. He'd probably do 300, 400, 500. 109 00:07:21,070 --> 00:07:25,149 Rameel was just a workaholic. He was about developing his game and doing what 110 00:07:25,150 --> 00:07:29,050 had to do to get his game off the bar, and he had that hunger for it. 111 00:07:29,330 --> 00:07:31,130 The hard work pays off. 112 00:07:31,760 --> 00:07:36,200 In 1986, Cambridge Ridge and Latin wins the state championship. 113 00:07:36,201 --> 00:07:40,099 And I said, so what do you think you're going to do with yourself? 114 00:07:40,100 --> 00:07:42,980 And he said, I want to go to the NBA. 115 00:07:43,480 --> 00:07:47,000 I said, really? I said, well, if you believe, you will achieve. 116 00:07:49,360 --> 00:07:54,699 Robinson signs on at the University of Michigan, ships off to Ann Arbor, and 117 00:07:54,700 --> 00:07:56,620 quickly becomes a star player. 118 00:07:59,980 --> 00:08:06,399 Michigan, at this point, has never won the NCAA championship, a sore point for 119 00:08:06,400 --> 00:08:09,060 Michigan superfans like Dottie Day. 120 00:08:09,500 --> 00:08:16,419 We're good. We're always good. We just need to get one little step better than 121 00:08:16,420 --> 00:08:18,980 good. We need to get great. 122 00:08:20,680 --> 00:08:27,079 In Rameel's junior year, the 1988 -89 season, fans like Day 123 00:08:27,080 --> 00:08:30,350 dare to wonder, Could this be the year? 124 00:08:32,010 --> 00:08:37,729 After going 24 -7 in the regular season, Michigan tears through the early rounds 125 00:08:37,730 --> 00:08:41,450 of the NCAA tournament and reaches the Final Four. 126 00:08:41,789 --> 00:08:43,169 Nobody gave them a chance. 127 00:08:44,090 --> 00:08:49,770 Nobody thought that they would be here and look at them now. 128 00:08:50,170 --> 00:08:54,529 You know the thing that says to take the village to raise a child? Well, I was 129 00:08:54,530 --> 00:08:56,330 part of that little village that was. 130 00:08:56,490 --> 00:09:02,369 helping Romeo succeed as well, you know. And when he got to that level and we 131 00:09:02,370 --> 00:09:05,260 got to see him do what he was doing, it all made us all proud. 132 00:09:06,890 --> 00:09:09,710 Helen and Lou Ford have limited means. 133 00:09:10,750 --> 00:09:16,129 They decide that Helen will travel to Seattle for the final four and Lou will 134 00:09:16,130 --> 00:09:17,630 stay with the kids and work. 135 00:09:18,050 --> 00:09:21,450 Some fans in Cambridge have another idea. 136 00:09:21,910 --> 00:09:24,790 What happened was they picked him up. 137 00:09:25,080 --> 00:09:30,440 On his route, he called the post office, picked him up on his route. 138 00:09:30,740 --> 00:09:35,140 The guy came up to him and said, Lou, you're getting on an airplane. 139 00:09:35,380 --> 00:09:37,180 He said, to go where? What happened? 140 00:09:38,280 --> 00:09:40,800 And he was just flabbergasted. 141 00:09:41,000 --> 00:09:45,139 And the tears were coming down my face like, oh, my God, did these things 142 00:09:45,140 --> 00:09:46,260 happen, you know? 143 00:09:46,540 --> 00:09:47,840 So I was excited. 144 00:09:49,540 --> 00:09:51,400 Monday, April 3rd, 1989. 145 00:09:53,930 --> 00:09:59,709 Before the championship game against Seton Hall, Robinson feels like a kid at 146 00:09:59,710 --> 00:10:00,760 Christmas. 147 00:10:00,930 --> 00:10:05,070 You know, having that boyhood dream of having your first bike. 148 00:10:05,330 --> 00:10:10,229 But that dream may be in jeopardy. After a back -and -forth game that ends in a 149 00:10:10,230 --> 00:10:14,710 tie, the Wolverines trail 79 -78 in overtime. 150 00:10:15,170 --> 00:10:20,569 With just seconds left in the game, Robinson gets his chance to leave his 151 00:10:20,570 --> 00:10:22,050 on basketball history. 152 00:10:22,470 --> 00:10:23,520 Five seconds. 153 00:10:23,790 --> 00:10:27,070 Robinson goes in and fouled Paul with three seconds. 154 00:10:27,570 --> 00:10:31,409 And he caught that foul at the end and got put on the free throw line. It was 155 00:10:31,410 --> 00:10:33,990 like a nail biter, you know what I mean? 156 00:10:34,270 --> 00:10:36,050 I mean, it seemed like forever. 157 00:10:36,051 --> 00:10:40,389 I remember just watching him on the line. He seemed very poised because I 158 00:10:40,390 --> 00:10:43,470 worried if he was going to be nervous to make the shots or not. 159 00:10:43,471 --> 00:10:47,309 I told him, like, come on, please let this pay off for you. Please let this 160 00:10:47,310 --> 00:10:48,319 off for you. 161 00:10:48,320 --> 00:10:51,679 And then he shot the first one, and then that one went down, and I was like, all 162 00:10:51,680 --> 00:10:53,000 right, now the game's tied. 163 00:10:53,180 --> 00:10:56,730 Like, here you go, Rameel, this is it, right? Here you go, one more shot. 164 00:10:57,680 --> 00:11:00,100 Rameel got ice running through his veins. 165 00:11:01,100 --> 00:11:02,420 Calm, cool, and collected. 166 00:11:02,920 --> 00:11:07,760 And then when that next one went through, it was just like pandemonium. 167 00:11:08,820 --> 00:11:11,590 It's time for Michigan to win a national championship. 168 00:11:11,820 --> 00:11:16,320 I don't know how to describe it other than that's what you play for. 169 00:11:17,260 --> 00:11:20,220 Who would believe it? You know, shocked the world. 170 00:11:21,020 --> 00:11:25,000 The champions go to the White House and meet President Bush. 171 00:11:25,360 --> 00:11:28,820 And now, Rumeel, I have a prop for you, a basketball. 172 00:11:30,280 --> 00:11:35,739 In Cambridge, the street where Helen and Lou Ford raised their family is renamed 173 00:11:35,740 --> 00:11:37,900 Rumeel Robinson Place. 174 00:11:38,760 --> 00:11:44,059 Rumeel even makes the cover of Sports Illustrated. I read this magazine all 175 00:11:44,060 --> 00:11:46,140 time, and I always look at the cover. 176 00:11:46,141 --> 00:11:50,059 And I'd say, oh, that's good, you know, this one made it, that one made it, you 177 00:11:50,060 --> 00:11:56,540 know. But to see your own kid, it's like, wow, is this real? 178 00:11:58,600 --> 00:12:03,420 In the NBA draft, Ramil Robinson is the 10th overall pick. 179 00:12:03,960 --> 00:12:08,060 He goes to the Atlanta Hawks, and his future looks secure. 180 00:12:10,040 --> 00:12:12,660 It's a story with heroic overtones. 181 00:12:13,240 --> 00:12:16,080 A kid born into poverty and obscurity. 182 00:12:16,560 --> 00:12:22,299 and abandoned by his mother at a tender age, has found a home in America and 183 00:12:22,300 --> 00:12:24,880 made his audacious dream a reality. 184 00:12:25,320 --> 00:12:27,840 Okay, you made it now. Here you go. 185 00:12:28,820 --> 00:12:30,420 Let's show what you can do. 186 00:12:31,960 --> 00:12:36,940 When American Greed returns, out of bounds and out of control. 187 00:12:37,480 --> 00:12:43,000 Rameel's problem was reckless spending, and he fell in love with a stripper, 188 00:12:43,060 --> 00:12:44,580 just like the song said. 189 00:12:45,160 --> 00:12:46,210 That was his problem. 190 00:12:58,300 --> 00:13:03,499 Selected by the Atlanta Hawks in the first round of the NBA draft, Rameel 191 00:13:03,500 --> 00:13:06,200 Robinson has realized his childhood dream. 192 00:13:07,260 --> 00:13:13,840 He moved to Atlanta, signed a contract worth $4 .3 million over four years. 193 00:13:14,480 --> 00:13:16,920 and finally gets his piece of the pie. 194 00:13:17,240 --> 00:13:22,559 I got there, and he's staying in this tri -level penthouse overlooking 195 00:13:22,560 --> 00:13:26,859 Park. And I'm like, you know, I'm thinking back now, I'm like, okay, you 196 00:13:26,860 --> 00:13:32,200 the saying, well, moving on up. I'm like, okay, wow, Rue, this is cool. 197 00:13:32,600 --> 00:13:33,760 This is real cool. 198 00:13:34,860 --> 00:13:38,520 The penthouse, though, is just a temporary crash pad. 199 00:13:39,900 --> 00:13:44,120 Within a year, Robinson decamps to a leafy Atlanta suburb. 200 00:13:44,960 --> 00:13:46,720 I was in a big, big house. 201 00:13:46,960 --> 00:13:49,760 And I was in the state. It was a house. 202 00:13:49,761 --> 00:13:53,299 There was a pool house. I could have lived in the pool house. 203 00:13:53,300 --> 00:13:54,350 That's how big it was. 204 00:13:55,920 --> 00:14:00,199 I'm like, Rue, what are you going to do with all this space, man? What do you 205 00:14:00,200 --> 00:14:01,400 need all this space for? 206 00:14:01,600 --> 00:14:05,500 R .D., you know, my boys, they all come up and... 207 00:14:05,501 --> 00:14:07,539 I'm like, well, how often is that? 208 00:14:07,540 --> 00:14:09,950 You know, you don't need all this space for that. 209 00:14:10,120 --> 00:14:12,920 Well, the dogs... Rue, 210 00:14:13,620 --> 00:14:16,160 what are you... These dogs don't need 11 ages. 211 00:14:16,860 --> 00:14:19,420 All this land and... Oh, it was gorgeous. 212 00:14:19,760 --> 00:14:22,160 It was really... I'd never seen anything like it. 213 00:14:22,540 --> 00:14:23,590 Mm -hmm. 214 00:14:25,000 --> 00:14:27,180 But his mom rarely visits. 215 00:14:27,600 --> 00:14:33,119 And something happens to Ramil in Atlanta, though neither she nor anyone 216 00:14:33,120 --> 00:14:34,700 the family can explain it. 217 00:14:36,200 --> 00:14:40,560 But somehow, the good son becomes the prodigal son. 218 00:14:42,260 --> 00:14:47,059 Robinson, they say, is a regular in Atlanta's strip clubs, where he can blow 219 00:14:47,060 --> 00:14:49,320 several thousand dollars in a single night. 220 00:14:51,000 --> 00:14:56,799 In fact, his brother says that sometimes after a night at a strip club, Robinson 221 00:14:56,800 --> 00:14:58,480 takes several dancers home. 222 00:15:04,970 --> 00:15:09,690 The strippers must be surprised when he shows them his room closet. 223 00:15:10,470 --> 00:15:15,569 Have them, you know, throw on their birthday suits and clean his house and 224 00:15:15,570 --> 00:15:19,489 pay them all another thousand dollars cash or whatever it was he was giving 225 00:15:19,490 --> 00:15:21,990 them. He just recklessly spent their money. 226 00:15:26,470 --> 00:15:33,129 Years later, in an ESPN program, Robinson looks back on those young and 227 00:15:33,130 --> 00:15:35,150 days. We're coming out of college. 228 00:15:35,430 --> 00:15:37,310 You know, we're going into the pros. 229 00:15:37,570 --> 00:15:39,490 You're young kid with a lot of money. 230 00:15:39,790 --> 00:15:42,680 What are you going to do? You're going to have a great time. 231 00:15:46,230 --> 00:15:48,490 On the court, Robinson struggles. 232 00:15:49,290 --> 00:15:52,430 He's not the dominant player he was in high school and college. 233 00:15:53,130 --> 00:15:56,250 And his brother says he clashes with coaches. 234 00:15:57,130 --> 00:16:01,609 Remember, Mel didn't understand he was very talented as a player, but when you 235 00:16:01,610 --> 00:16:03,810 get to that level, you're not the only one. 236 00:16:04,310 --> 00:16:10,469 You're not the only one. You're one of many, and you can be replaced just like 237 00:16:10,470 --> 00:16:12,369 that, and that's exactly what they did. 238 00:16:12,370 --> 00:16:16,410 Over seven seasons, Robinson pinballs around the NBA. 239 00:16:17,050 --> 00:16:23,270 Atlanta, New Jersey, Charlotte, Portland, Los Angeles, 240 00:16:23,650 --> 00:16:24,700 Phoenix. 241 00:16:25,800 --> 00:16:31,179 By 2002, the journeyman is long gone from the NBA and now plays for smaller 242 00:16:31,180 --> 00:16:32,940 teams in Italy and Croatia. 243 00:16:33,740 --> 00:16:37,980 It's a tough road for him as he confides to friend Marshall Jones. 244 00:16:38,520 --> 00:16:42,759 There was a time he called me and he was like, yo, D, they already left me. I'm 245 00:16:42,760 --> 00:16:45,399 like, what do you mean they left you? At the hotel, man. 246 00:16:45,400 --> 00:16:47,300 They just got on the bus and left. 247 00:16:47,960 --> 00:16:50,000 So I said, why did they leave you? 248 00:16:50,580 --> 00:16:54,980 He's like, man, I didn't want to get on the bus because it takes too long. 249 00:16:54,981 --> 00:16:58,709 I said, Ruse, what do you mean you don't want to get on the bus, man? 250 00:16:58,710 --> 00:17:02,230 That's how they travel over there, you know? 251 00:17:02,630 --> 00:17:06,450 He's like, yo, nah, man, you look over these cliffs and this and that. I'm 252 00:17:06,530 --> 00:17:10,450 Ruse, man, you have to do what the team does. 253 00:17:10,710 --> 00:17:15,089 You know, you can't just make up your own, you know, your own rules. 254 00:17:17,430 --> 00:17:19,890 It's obvious his heart isn't in it anymore. 255 00:17:20,670 --> 00:17:22,410 His career is done. 256 00:17:22,869 --> 00:17:24,309 At that point in time, I think. 257 00:17:24,640 --> 00:17:30,419 That's when he said, you know what, let me close the book of trying to play 258 00:17:30,420 --> 00:17:36,480 basketball and let me move on to some other business ventures. 259 00:17:37,900 --> 00:17:43,260 When American Greed Returns reveals plan to give back. 260 00:17:43,580 --> 00:17:50,139 And he said, when the project is completed, he said, you're going to be a 261 00:17:50,140 --> 00:17:51,190 woman. 262 00:18:02,730 --> 00:18:09,049 His basketball dream over, Ramil Robinson sells his Atlanta mansion and 263 00:18:09,050 --> 00:18:10,100 in Miami. 264 00:18:10,830 --> 00:18:13,490 Here, he hatches a new plan. 265 00:18:13,910 --> 00:18:16,790 It harks back to his roots in Jamaica. 266 00:18:18,170 --> 00:18:24,250 Robinson envisions building a world -class mega resort on Jamaica's North 267 00:18:24,490 --> 00:18:26,930 It is called Harmony Cove. 268 00:18:27,290 --> 00:18:30,330 This was going to be a 2 ,000 -plus acre. 269 00:18:31,040 --> 00:18:35,520 oceanfront resort development in Jamaica, unlike anything that the 270 00:18:35,620 --> 00:18:37,880 It was to be the flagship resort there. 271 00:18:38,180 --> 00:18:44,939 You're talking about building a billion -dollar resort, golf courses, dredging a 272 00:18:44,940 --> 00:18:47,440 harbor so that cruise ships can come in. 273 00:18:47,940 --> 00:18:51,140 Robinson forms a company, Megalodon Development. 274 00:18:51,680 --> 00:18:56,620 But the development team he assembles isn't exactly all -star talent. 275 00:18:57,000 --> 00:18:59,600 All he'd ever done was be a basketball player. 276 00:19:00,300 --> 00:19:03,660 His partner, well, wants for a living. 277 00:19:03,880 --> 00:19:08,999 There just wasn't anyone there that had any kind of experience doing anything 278 00:19:09,000 --> 00:19:10,050 close to this. 279 00:19:10,760 --> 00:19:16,519 An experience be damned, Ramil Robinson begins to energetically solicit 280 00:19:16,520 --> 00:19:17,940 investors in Miami. 281 00:19:18,260 --> 00:19:21,340 And he also taps his family network. 282 00:19:21,940 --> 00:19:23,180 He asked me. 283 00:19:23,580 --> 00:19:27,939 how much something about the equity in my mom's house, how much equity is in 284 00:19:27,940 --> 00:19:31,659 house. And I was like, how would I know? I don't know that. You need to talk to 285 00:19:31,660 --> 00:19:32,459 her about that. 286 00:19:32,460 --> 00:19:35,960 And he said, Mom, I need your help. I said, what's going on? 287 00:19:37,480 --> 00:19:40,800 Robinson flies to Boston and unveils his plans. 288 00:19:41,340 --> 00:19:45,739 And he had all the plans and everything, and he laid it all out on the table and 289 00:19:45,740 --> 00:19:51,119 looking at this stuff and looking at all these different aspects and, you know, 290 00:19:51,120 --> 00:19:52,159 looked pretty good. 291 00:19:52,160 --> 00:19:53,899 I said, well, I don't have any money. 292 00:19:53,900 --> 00:19:57,150 And so he said, well, what about the house? Can you put the house? 293 00:19:57,420 --> 00:20:01,900 I can hear my late husband always said, always help our children. 294 00:20:02,680 --> 00:20:05,480 I could hear him saying, help our son. 295 00:20:06,600 --> 00:20:07,650 So I said, yeah. 296 00:20:09,820 --> 00:20:12,600 At the time, Helen's house is paid off. 297 00:20:13,620 --> 00:20:16,720 She agrees to take out a mortgage for $600 ,000. 298 00:20:17,590 --> 00:20:21,350 and loan the proceeds to Ramil as seed money for his development. 299 00:20:22,190 --> 00:20:25,350 He promises to cover all the monthly payments. 300 00:20:26,510 --> 00:20:32,950 And he said, when the project is completed, he said, 301 00:20:33,070 --> 00:20:36,789 you're going to be a rich woman. He says, I'm going to give you half a 302 00:20:36,790 --> 00:20:42,190 dollars. You can do whatever you want with it. Thanks, Mom, and whatever. 303 00:20:42,550 --> 00:20:43,830 I said, oh, okay. 304 00:20:44,530 --> 00:20:45,790 So I believed it. 305 00:20:46,860 --> 00:20:47,910 I believed it. 306 00:20:50,480 --> 00:20:56,399 When you first hear the story, it's so improbable that you think that that's 307 00:20:56,400 --> 00:20:59,160 just made up, that that's a con. 308 00:20:59,580 --> 00:21:05,119 But as it turned out, it wasn't. There was a real live project called Harmony 309 00:21:05,120 --> 00:21:11,019 Cove and that the Jamaican government really wanted to build this billion 310 00:21:11,020 --> 00:21:15,800 -dollar resort and that somebody actually had contacted him. 311 00:21:16,400 --> 00:21:20,560 He was on the cover of Sports Illustrated, had an NBA career, he had 312 00:21:21,080 --> 00:21:24,510 And so apparently somebody thought it was a good idea to involve him. 313 00:21:25,380 --> 00:21:27,480 But it's not such a good idea. 314 00:21:28,280 --> 00:21:32,180 And there are several important points Ramil forgot to tell his mother, 315 00:21:32,300 --> 00:21:35,640 according to FBI Special Agent Kevin Kohler. 316 00:21:36,640 --> 00:21:42,699 First of all, he has no money. He has no income. He has no meaningful assets 317 00:21:42,700 --> 00:21:44,320 that he can pledge as collateral. 318 00:21:44,810 --> 00:21:46,470 He has a terrible credit history. 319 00:21:50,170 --> 00:21:55,710 And without Helen knowing, Robinson steals her house right out from under 320 00:21:56,010 --> 00:22:01,229 What she doesn't realize is that he has arranged to have the title of the 321 00:22:01,230 --> 00:22:04,360 property transferred over to one of his business associates. 322 00:22:04,370 --> 00:22:08,850 The associate takes out a $500 ,000 mortgage on the property. 323 00:22:10,350 --> 00:22:13,370 Nearly all of that money goes to Ramil. 324 00:22:14,410 --> 00:22:20,089 A couple months later, the property is refinanced for $625 ,000 and transferred 325 00:22:20,090 --> 00:22:21,530 to another business partner. 326 00:22:21,910 --> 00:22:27,569 The loan applications for these transactions are replete with lies about 327 00:22:27,570 --> 00:22:30,470 will live in the home and how much it's worth. 328 00:22:30,910 --> 00:22:36,549 He defrauded these banks. They loaned money on a house that wasn't worth near 329 00:22:36,550 --> 00:22:38,630 what the bank believed it was. 330 00:22:39,430 --> 00:22:43,290 A few months later, the house is flipped for a third time. 331 00:22:43,870 --> 00:22:45,950 This time for $1 million. 332 00:22:47,990 --> 00:22:52,789 So in a matter of about a year, this house that has no debt on it and is 333 00:22:52,790 --> 00:22:56,750 about $400 ,000 now has a million dollars of debt. 334 00:22:57,410 --> 00:23:00,390 And nearly all of that money had gone to Rumil. 335 00:23:00,650 --> 00:23:06,029 Very little was spent on Megalodon or to further this Harmony Cove venture that 336 00:23:06,030 --> 00:23:10,270 Megalodon was involved in, even though that is what he had promised his mom. 337 00:23:11,780 --> 00:23:17,500 What's more, the proceeds of Helen's home aren't nearly enough to satisfy 338 00:23:19,300 --> 00:23:24,819 Next on American Greed, see how Robinson swings open the vault of a small bank 339 00:23:24,820 --> 00:23:26,040 in the middle of Iowa. 340 00:23:26,400 --> 00:23:31,360 And later, hear what little regard Robinson has for his mother's home. 341 00:23:32,440 --> 00:23:36,480 Listen, you don't live by a house a lot. A house don't make a man or a woman. 342 00:23:49,160 --> 00:23:54,619 Ramil Robinson is not the first former NBA player to blow his money on 343 00:23:54,620 --> 00:23:57,220 strippers, cigars, and fast cars. 344 00:23:58,800 --> 00:24:04,039 But what sets him apart from some other broke athletes is his willingness to 345 00:24:04,040 --> 00:24:07,080 turn to crime to grab the almighty dollar. 346 00:24:08,340 --> 00:24:13,779 Through A Friend of a Friend, Robinson meets a loan officer at a small bank in 347 00:24:13,780 --> 00:24:15,140 suburb of Des Moines, Iowa. 348 00:24:17,610 --> 00:24:23,229 This lone officer, who has agreed to talk to American Greed anonymously, is a 349 00:24:23,230 --> 00:24:25,150 former college basketball player. 350 00:24:26,270 --> 00:24:31,669 And basketball talk is how the two men hit it off when Robertson calls the lone 351 00:24:31,670 --> 00:24:33,090 officer from Miami. 352 00:24:33,750 --> 00:24:36,290 I think I was a lot starstruck at first. 353 00:24:37,310 --> 00:24:43,229 When somebody has made it to the level that he made it, and I had aspirations 354 00:24:43,230 --> 00:24:46,690 get there myself at one point in time, I gave it. 355 00:24:47,080 --> 00:24:49,360 more credibility than I could have. 356 00:24:49,920 --> 00:24:55,059 Robinson tells the loan officer he's on the cusp of getting a big infusion of 357 00:24:55,060 --> 00:24:59,320 development funds to build his green mega resort in Jamaica. 358 00:24:59,640 --> 00:25:04,479 Until that ship comes in, he just needs a small bridge loan to produce 359 00:25:04,480 --> 00:25:07,340 promotional materials and business plans. 360 00:25:08,020 --> 00:25:13,839 But to hear him talk, it was, you know, the path had already been established 361 00:25:13,840 --> 00:25:14,920 and the road was paved. 362 00:25:14,921 --> 00:25:19,049 That was the first thing that I remember really jumping out. It was like, wow, 363 00:25:19,050 --> 00:25:21,490 this thing's, you know, it's ready to go. 364 00:25:23,490 --> 00:25:27,270 Robinson applies for a $377 ,000 loan. 365 00:25:28,810 --> 00:25:34,510 But the FBI says Ramil grows frustrated at how long the loan process is taking. 366 00:25:35,630 --> 00:25:42,489 To speed things up, he proposes paying $100 ,000 of the loan back to the 367 00:25:42,490 --> 00:25:43,540 loan officer. 368 00:25:44,090 --> 00:25:48,509 He knew the loan officer was strapped himself for money. He was living beyond 369 00:25:48,510 --> 00:25:49,329 his means. 370 00:25:49,330 --> 00:25:52,450 He had a fair amount of consumer debt. 371 00:25:53,430 --> 00:25:58,149 And so when Ramil proposed paying him a portion of these loan proceeds, it 372 00:25:58,150 --> 00:25:59,200 seemed attractive. 373 00:25:59,590 --> 00:26:03,670 That's where the greed part, I guess, comes in in the story. 374 00:26:04,070 --> 00:26:05,590 Everybody has greed. 375 00:26:06,870 --> 00:26:09,790 Robinson nets $277 ,000. 376 00:26:10,290 --> 00:26:12,770 It should last a while, right? 377 00:26:16,520 --> 00:26:22,259 Within two months, he's spent it all. He makes a $25 ,000 payment on a condo for 378 00:26:22,260 --> 00:26:23,599 himself and his girlfriend. 379 00:26:23,600 --> 00:26:29,179 He spends $35 ,000 furnishing the condo with high -end electronics, with 380 00:26:29,180 --> 00:26:30,480 designer furniture. 381 00:26:31,160 --> 00:26:33,900 He purchases a couple Mercedes -Benzes. 382 00:26:34,580 --> 00:26:40,879 He spends large amounts of money at cigar shops, designer clothing shops, at 383 00:26:40,880 --> 00:26:41,739 strip clubs. 384 00:26:41,740 --> 00:26:44,740 He spends all of that in about two months. 385 00:26:45,800 --> 00:26:48,880 Robinson never makes a single repayment to the bank. 386 00:26:49,300 --> 00:26:54,760 Yet he brazenly calls the officer again and again asking for more. 387 00:26:55,460 --> 00:27:00,800 But that initial kickback that's paid opens up the vault to the bank. 388 00:27:01,060 --> 00:27:05,459 And the bank continues to loan money because of this loan officer who's taken 389 00:27:05,460 --> 00:27:06,510 the kickback. 390 00:27:06,740 --> 00:27:13,480 In short order, there's a loan for $80 ,000, then $150 ,000. 391 00:27:14,620 --> 00:27:18,620 111 ,000 and 495 ,000. 392 00:27:18,920 --> 00:27:24,279 Special Agent Kohler says that a measly 5 % of the proceeds go where they're 393 00:27:24,280 --> 00:27:27,940 supposed to, to business development for Harmony Cove. 394 00:27:28,520 --> 00:27:33,320 With the rest, Robinson puts on a clinic of self -indulgence. 395 00:27:33,840 --> 00:27:38,460 And as you scan through what he's spending it on, here's just a single 396 00:27:39,120 --> 00:27:40,900 $111 ,000. 397 00:27:41,770 --> 00:27:48,229 in withdrawals and spending at restaurants and jewelry stores and such. 398 00:27:48,230 --> 00:27:51,170 heavy strip club traffic in this month. 399 00:27:55,530 --> 00:28:00,829 Robinson is spending so much, he can't possibly make good on his promise to his 400 00:28:00,830 --> 00:28:01,880 mom. 401 00:28:02,050 --> 00:28:05,630 Which brings us to that fateful day in Cambridge. 402 00:28:07,340 --> 00:28:12,300 I opened the door and here's the constable saying, are you Helen Ford? 403 00:28:13,180 --> 00:28:16,480 Ramil's mortgage on his mom's house is months overdue. 404 00:28:17,220 --> 00:28:22,520 And Helen is evicted from the home she has lived in for more than 30 years. 405 00:28:23,520 --> 00:28:26,600 Never thought anything like that was ever going to happen. 406 00:28:27,520 --> 00:28:28,570 Never. 407 00:28:29,000 --> 00:28:33,599 And I couldn't believe that he did that. The person, the hand, you bite the hand 408 00:28:33,600 --> 00:28:34,650 that feeds you. 409 00:28:35,230 --> 00:28:39,370 I gave you a chance in life, and you did this to us? 410 00:28:41,470 --> 00:28:47,209 Helen is distraught and crying when she enters the office of Dennis Benson, a 411 00:28:47,210 --> 00:28:51,669 lawyer who grew up in the neighborhood and spent many hours of his boyhood at 412 00:28:51,670 --> 00:28:52,720 her home. 413 00:28:52,750 --> 00:28:59,649 And I said to her that I generally don't take on those kinds of cases, but I 414 00:28:59,650 --> 00:29:05,639 wanted to help her. And it was one of those moments where a client, touches 415 00:29:05,640 --> 00:29:06,690 at your core. 416 00:29:07,340 --> 00:29:12,939 Dennis files suit against American Home Mortgage, saying they were negligent in 417 00:29:12,940 --> 00:29:14,120 not seeing the fraud. 418 00:29:15,260 --> 00:29:20,919 Helen dispatches her son Donald to Miami to find out what Ramil is doing and if 419 00:29:20,920 --> 00:29:23,680 there's any way she can get her money and her home back. 420 00:29:24,840 --> 00:29:26,340 When American Greed returns. 421 00:29:27,360 --> 00:29:32,599 It's a sad thing to me to go from being one who's being looked up to to be the 422 00:29:32,600 --> 00:29:33,920 one who's being looked for. 423 00:29:37,040 --> 00:29:39,240 Want inside information from the show? 424 00:29:39,460 --> 00:29:41,680 Join the Greed Social Network. 425 00:29:42,220 --> 00:29:46,100 Like us on American Greed's Facebook page. We'll be right back. 426 00:29:59,920 --> 00:30:04,200 Donald Barrows arrives in Miami looking for answers. 427 00:30:05,770 --> 00:30:08,370 and looking for his brother, Rameel Robinson. 428 00:30:10,930 --> 00:30:16,489 His first stop is Rameel's luxury condo in a private gated community called 429 00:30:16,490 --> 00:30:17,790 Williams Island. 430 00:30:18,950 --> 00:30:20,930 Knocking on the door, there's no answer. 431 00:30:20,990 --> 00:30:25,009 And there was a big space underneath the door, so I got down on the ground and I 432 00:30:25,010 --> 00:30:27,469 looked under there and I could tell that the place was empty. 433 00:30:27,470 --> 00:30:31,589 And I actually, like, yelled Rameel under the door and you just hear the 434 00:30:31,590 --> 00:30:33,510 just going throughout the whole place. 435 00:30:33,550 --> 00:30:34,600 Where'd he go? 436 00:30:37,000 --> 00:30:41,779 Donald plays gumshoe detective hitting high -end bars and restaurants in South 437 00:30:41,780 --> 00:30:44,400 Beach, where Rameel might hang out. 438 00:30:44,920 --> 00:30:50,139 Eventually, Donald gets a cell phone number and calls Rameel, who agrees to 439 00:30:50,140 --> 00:30:50,759 him up. 440 00:30:50,760 --> 00:30:56,959 So he comes and he picks me up in this really nice car, like over $100 ,000 441 00:30:56,960 --> 00:30:58,010 Mercedes -Benz. 442 00:30:58,880 --> 00:31:04,379 And we're riding. We weren't even in the car for 20 minutes. And he turns to me 443 00:31:04,380 --> 00:31:06,240 and he's like, do you have $20 for gas? 444 00:31:08,300 --> 00:31:12,220 The next night at dinner, it's the same song and dance. 445 00:31:12,720 --> 00:31:17,899 And then he turned and he looked at me and he had the same look in his eye as 446 00:31:17,900 --> 00:31:20,600 the night before when he asked me for the $20 for gas. 447 00:31:20,820 --> 00:31:24,430 And I knew it was going on right away. And I was like, you know what, Ramil? 448 00:31:25,440 --> 00:31:26,490 Yeah, unbelievable. 449 00:31:26,920 --> 00:31:31,360 Come to find out, Ramil didn't have the money to pay the restaurant bill. 450 00:31:32,800 --> 00:31:36,440 Turns out Robinson has been evicted from Williams Island. 451 00:31:37,420 --> 00:31:42,440 And he's now living on this dingy block of cheap hotels in North Miami Beach. 452 00:31:45,320 --> 00:31:50,400 He rents a single room, sponging off his girlfriend, who makes her money doing, 453 00:31:50,660 --> 00:31:53,260 what else, dancing in strip clubs. 454 00:31:54,320 --> 00:31:56,550 From Williams Island? Yeah, a big come down. 455 00:31:57,060 --> 00:32:01,719 A big come down. And if he's living like this, then how's he going to be able to 456 00:32:01,720 --> 00:32:03,280 do what he said he's going to do? 457 00:32:04,000 --> 00:32:09,459 Donald pushes Ramil to scrape together enough cash to pay creditors so their 458 00:32:09,460 --> 00:32:10,700 can get her house back. 459 00:32:11,220 --> 00:32:17,219 But there's no squeezing blood from this turnip. By that time, Ramil was so poor 460 00:32:17,220 --> 00:32:18,780 he couldn't even pay attention. 461 00:32:22,360 --> 00:32:27,480 Back in Cambridge, Helen Ford, now alone, has moved into a small apartment. 462 00:32:29,290 --> 00:32:33,470 Her former home is vacant, except for the occasional squatter. 463 00:32:34,830 --> 00:32:40,609 One day, to publicize her plight, she and her attorney, Dennis Benson, take an 464 00:32:40,610 --> 00:32:42,910 ESPN reporter through the home. 465 00:32:44,110 --> 00:32:48,689 When I walked up the driveway, I could hear my husband's voice 466 00:32:48,690 --> 00:32:52,610 telling me it would be okay. 467 00:32:55,110 --> 00:32:56,210 He said, Helen? 468 00:32:56,920 --> 00:32:59,200 You're a strong woman. Keep your head up. 469 00:33:00,560 --> 00:33:02,120 God's going to take care of you. 470 00:33:04,000 --> 00:33:05,360 I said, thank you. 471 00:33:06,080 --> 00:33:12,859 And then when I got to the stairs and I opened the door and I looked in and I 472 00:33:12,860 --> 00:33:18,400 said, wow, this was once mine, no longer mine. 473 00:33:21,440 --> 00:33:26,420 I remember walking into Romero's room and seeing the memorabilia. 474 00:33:26,780 --> 00:33:30,020 And the trophies and the dust. 475 00:33:31,280 --> 00:33:37,300 I felt the pain that Helen felt and the disappointment. 476 00:33:37,580 --> 00:33:39,560 A terrible experience. 477 00:33:39,980 --> 00:33:43,640 And I hope nobody else has to go through that ever again. 478 00:33:45,380 --> 00:33:51,779 Because when you give your all to someone who you didn't even know, you 479 00:33:51,780 --> 00:33:55,260 welcomed them into your bosom and your family. 480 00:33:57,420 --> 00:34:04,339 And I never mentioned him or introduced him to people as my foster son. This 481 00:34:04,340 --> 00:34:05,390 is my son. 482 00:34:06,440 --> 00:34:08,560 And I think that's the part that hurts. 483 00:34:19,300 --> 00:34:23,800 In Des Moines, Iowa, the loan officer is freaking out. 484 00:34:25,550 --> 00:34:28,949 Adam, I'm on him every day. You've got to get these loans paid back. 485 00:34:29,290 --> 00:34:34,809 Once a true believer in Harmony Cove, the banker finally wakes from his pipe 486 00:34:34,810 --> 00:34:41,509 dream. My mistake in this, my biggest mistake in this whole thing, was at that 487 00:34:41,510 --> 00:34:45,790 point in time, I had the opportunity to switch on the light and tell everybody, 488 00:34:45,850 --> 00:34:51,488 hey, there's probably something wrong with this that, you know, I wasn't aware 489 00:34:51,489 --> 00:34:52,539 of. 490 00:34:52,650 --> 00:34:58,249 We need to, you know, really, really hammer into this. Instead, I tried to 491 00:34:58,250 --> 00:34:59,249 it. 492 00:34:59,250 --> 00:35:02,510 Fix it by trying to hide the bad loans. 493 00:35:03,250 --> 00:35:05,990 His sleight of hand fools no one. 494 00:35:06,310 --> 00:35:10,969 And ultimately that's how it gets discovered by the bank is one of the 495 00:35:10,970 --> 00:35:16,889 officer's subordinates becomes concerned as she sees this practice of him 496 00:35:16,890 --> 00:35:21,209 rolling interest and penalties into the principal and then rolling it into a new 497 00:35:21,210 --> 00:35:22,219 loan. 498 00:35:22,220 --> 00:35:25,540 She blows the whistle, and the officer is fired. 499 00:35:26,240 --> 00:35:28,000 But that's just the beginning. 500 00:35:28,680 --> 00:35:31,160 The kickback is a federal crime. 501 00:35:31,680 --> 00:35:37,279 In September 2009, both Ramil Robinson and the loan officer are arrested for 502 00:35:37,280 --> 00:35:42,080 conspiracy to commit bank fraud and bank bribery, among other charges. 503 00:35:45,080 --> 00:35:46,840 When American Greed returns. 504 00:35:48,170 --> 00:35:52,590 See how much Robinson really cares about the neighborhood that saved him. 505 00:35:53,070 --> 00:35:54,390 They got my name on it. 506 00:35:54,830 --> 00:35:55,880 Whoopee. 507 00:35:56,310 --> 00:35:58,960 That's how much I care about my name being on a street. 508 00:36:14,700 --> 00:36:19,879 In Des Moines, Iowa, Rameel Robinson stands trial for bilking Community State 509 00:36:19,880 --> 00:36:26,660 Bank out of $1 .2 million so he could live life like the high flyer he once 510 00:36:28,900 --> 00:36:31,660 Keith Rigg is Robinson's defense attorney. 511 00:36:33,100 --> 00:36:37,599 Basically, the defense had to be convincing the jury there was a level of 512 00:36:37,600 --> 00:36:42,000 incompetence there which took this out of being criminal. 513 00:36:42,680 --> 00:36:45,200 And into basically just being stupid. 514 00:36:45,940 --> 00:36:49,600 But the feds say incompetence is no excuse. 515 00:36:50,120 --> 00:36:55,180 So Ramil was not prosecuted and convicted because he was a bad 516 00:36:55,440 --> 00:37:00,139 There are many bad businessmen who don't violate the law. But what made this a 517 00:37:00,140 --> 00:37:06,939 crime was he repeatedly made false statements to the bank. And then above 518 00:37:06,940 --> 00:37:10,800 beyond that was the very significant act of. 519 00:37:11,130 --> 00:37:13,570 bribing or paying a kickback to a loan officer. 520 00:37:14,210 --> 00:37:20,230 In an unusual twist, the defendant's own mother testifies against him. 521 00:37:20,470 --> 00:37:26,829 The sense of betrayal that Helen Ford felt was profound because here was this 522 00:37:26,830 --> 00:37:32,130 young man that she cared for, she loved, she supported. 523 00:37:32,870 --> 00:37:39,829 To find herself in a court of law testifying against him was something 524 00:37:39,830 --> 00:37:40,880 her apart. 525 00:37:40,940 --> 00:37:43,340 That was, I think, when it all hit me. 526 00:37:43,600 --> 00:37:47,100 How could he do this to me and my family? 527 00:37:47,700 --> 00:37:53,759 And so through sobs on the witness stand, she explained her current 528 00:37:53,760 --> 00:37:54,810 and circumstances. 529 00:37:55,000 --> 00:38:01,039 And Ramil sat and watched all this. The jurors were quite moved, it appeared, by 530 00:38:01,040 --> 00:38:02,090 her testimony. 531 00:38:02,620 --> 00:38:06,200 It takes the jury three hours to render its verdict. 532 00:38:06,760 --> 00:38:08,520 Guilty on all counts. 533 00:38:10,880 --> 00:38:14,440 Pending his sentencing hearing, Robinson is out on bond. 534 00:38:15,880 --> 00:38:22,599 During that time, he speaks with the ESPN program E60, and he napalms any 535 00:38:22,600 --> 00:38:24,220 bridge he had with his family. 536 00:38:25,080 --> 00:38:29,160 Listen, you don't live by a house a lot. A house don't make a man or a woman. 537 00:38:30,840 --> 00:38:35,479 But if that's the only thing you think you have, maybe you should have went to 538 00:38:35,480 --> 00:38:38,040 college and learned to study seven subjects. 539 00:38:38,620 --> 00:38:42,439 Or five subjects. You just took five subjects and not just did one thing in 540 00:38:42,440 --> 00:38:43,490 life. 541 00:38:44,940 --> 00:38:50,159 What he didn't realize is at the age, you know, of 50 years old, my mother did 542 00:38:50,160 --> 00:38:54,360 go back to school and got a master's degree in education. 543 00:38:55,460 --> 00:39:00,080 You know, devastating to me to hear him talk like that about her. 544 00:39:01,880 --> 00:39:04,900 After all the sacrifices I know that she made for him. 545 00:39:08,840 --> 00:39:10,760 I don't care about anybody but himself. 546 00:39:14,160 --> 00:39:18,879 Three months later, at his sentencing hearing, the prosecution plays the 547 00:39:18,880 --> 00:39:20,220 in open court. 548 00:39:20,580 --> 00:39:23,890 Helen's always known that I never liked that house anyways, Jeff. 549 00:39:24,460 --> 00:39:26,260 Okay? They got my name on it. 550 00:39:26,520 --> 00:39:27,570 Whoopee! 551 00:39:28,140 --> 00:39:30,910 That's how much I care about my name being on the street. 552 00:39:31,320 --> 00:39:36,759 But it's hurtful to hear him say that he didn't like that, I never liked that 553 00:39:36,760 --> 00:39:37,820 house. Really? 554 00:39:38,600 --> 00:39:42,220 Well, you never showed it. You never showed it. 555 00:39:42,580 --> 00:39:43,700 This changed. 556 00:39:44,160 --> 00:39:46,780 I just, it's mind -boggling. 557 00:39:47,340 --> 00:39:52,799 Before he sentences the defendant, the judge gives Robinson a chance to address 558 00:39:52,800 --> 00:39:53,819 the court. 559 00:39:53,820 --> 00:39:59,019 My standard advice to people is, you are going to say something. Once you get 560 00:39:59,020 --> 00:40:01,200 much past, I'm really sorry. 561 00:40:01,700 --> 00:40:03,870 Sometimes things can go a little sideways. 562 00:40:04,180 --> 00:40:07,080 In an emotional, incoherent rant. 563 00:40:07,630 --> 00:40:12,529 Robinson says he was convicted because his attorney is incompetent, and it 564 00:40:12,530 --> 00:40:13,580 doesn't end there. 565 00:40:14,550 --> 00:40:20,209 Robinson also accuses the judge, the Honorable Ronald Longstaff, of being 566 00:40:20,210 --> 00:40:23,610 corrupt. He made a bad situation much worse. 567 00:40:23,890 --> 00:40:29,110 When Robinson is finished, all eyes turn to the judge to see his reaction. 568 00:40:29,410 --> 00:40:35,189 And it was really interesting because he kind of got a hint of a smile on his 569 00:40:35,190 --> 00:40:40,060 face. It certainly clarified things for him. And he didn't get angry at all. 570 00:40:40,720 --> 00:40:45,360 Once he was done, said you'd made what was a hard decision simple. 571 00:40:46,260 --> 00:40:52,059 The judge says, by your statement today, you demonstrate to me absolutely no 572 00:40:52,060 --> 00:40:53,110 remorse. 573 00:40:53,780 --> 00:40:59,599 Told him that money is like a drug to you, Ramil. And just like that, Ramil 574 00:40:59,600 --> 00:41:04,700 Robinson, the Caribbean cast -off who realized his dream in the NBA, 575 00:41:05,580 --> 00:41:10,200 is given the stiffest sentence available, six and a half years in 576 00:41:10,820 --> 00:41:12,020 You know, he was blessed. 577 00:41:12,160 --> 00:41:13,840 You know, he was a blessed athlete. 578 00:41:13,940 --> 00:41:15,380 He had a blessed family. 579 00:41:15,800 --> 00:41:17,260 He had great friends. 580 00:41:17,580 --> 00:41:22,899 It's never too late to really reflect and to take responsibility and try to 581 00:41:22,900 --> 00:41:23,819 rebuild your life. 582 00:41:23,820 --> 00:41:27,999 And I think that's the part of his life that probably has to wrestle a little 583 00:41:28,000 --> 00:41:29,050 bit more with. 584 00:41:30,280 --> 00:41:34,640 The lone officer pleads guilty and is sentenced to two years in prison. 585 00:41:36,810 --> 00:41:40,630 In 2013, Helen Ford gets her house back. 586 00:41:41,290 --> 00:41:46,089 Dennis Benson negotiates a settlement with American Home Mortgage, the company 587 00:41:46,090 --> 00:41:47,610 that greenlit the fraud. 588 00:41:48,290 --> 00:41:53,730 As long as she stays current, paying for the home that was already paid off, 589 00:41:53,950 --> 00:41:56,730 Helen can stay there for the rest of her life. 590 00:41:57,330 --> 00:41:58,380 But I made it. 591 00:41:59,630 --> 00:42:00,790 I made it. 592 00:42:03,130 --> 00:42:05,550 I made it, and God is good. 593 00:42:06,010 --> 00:42:07,060 All the time. 594 00:42:09,050 --> 00:42:10,870 Because I'm still alive. 595 00:42:11,530 --> 00:42:13,150 And I'm back home. 596 00:42:14,610 --> 00:42:15,970 I'm back home. 597 00:42:21,850 --> 00:42:27,190 A sign on the street now reads, Helen and Lewis Ford Square. 598 00:42:27,240 --> 00:42:31,790 Repair and Synchronization by Easy Subtitles Synchronizer 1.0.0.0 53970

Can't find what you're looking for?
Get subtitles in any language from opensubtitles.com, and translate them here.