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In this episode of American Greed.
They're not breathing.
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They're ice cold.
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When a prominent family in a small
Oklahoma town is found murdered, their
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the only suspect.
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There are four members of the family.
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Three of them are dead.
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Trust fund kid Alan Ruby starts his
white collar crimes early.
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Those watches and that trip, we stole
them. There's no other way around it.
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when the money runs out.
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Is he willing to go even further to
satisfy his hunger for cash?
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You've got one chance to explain to me
how this happened.
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And later in Chicago.
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My grandmother would be very proud.
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Businessman Seth Gilman cares for the
most vulnerable while raking in
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He used to fly out of the country just
to go shopping for his clothes.
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His health care company is booming, but
the source of his success is criminal.
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Basically, it became a money -making
scheme for him.
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And when a super sleuthing nurse stands
up to him, his health care empire may be
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on life support.
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I had told Seth that I was turning him
in. He just laughed at me. He was that
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arrogant.
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In southern Oklahoma, past the cattle
fields and oil rigs, is the small town
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Duncan, population 23 ,000.
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Duncan is the kind of tight -knit place
many people grow up in and never leave.
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In October 2014,
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friends are concerned when the Ruby
family, owners of a local newspaper,
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haven't been seen all weekend.
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The Ruby's daughter, 17 -year -old
Catherine, misses school on a Friday and
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again the following Monday.
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She was in my anatomy class, in my
history class, and, like, she hasn't
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there the past, like, two days.
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And, like, I never, like, thought that
she wouldn't be there because of that.
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I think somebody had been tricked.
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I think they've been murdered.
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Yes, the Rubys. The Rubys.
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Shortly before 9 a .m. on October 13th,
a frantic housekeeper calls
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911.
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Mr. and Mrs. Ruby and Catherine Ruby
laying on the floor. I think they're
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Lieutenant John Byers is blocks away
from the station when he hears a Code 3.
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Ordering all investigators to the
address on Bentry.
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By the time I got probably to right
here, most of the vehicles were already
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stopped in front of the house.
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My first thing I noticed was a camera on
the corner
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of the house here.
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And there was just enough of a draft
from that back door that I got an odor.
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It's an odor you don't forget.
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Just inside the doorway, Byers finds the
victims.
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John Ruby, his wife Joy, whom everyone
calls Tinker, and their daughter
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Catherine, all brutally murdered, all
shot at close range.
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The only thing missing from the house is
the surveillance equipment.
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which would have captured the killer
entering.
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I knew John, I knew the daughter, and I
knew Tinker.
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I'd been around them. I'd seen them all
over town, talked to them, had coffee
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with them.
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As Byers takes in this horrifying scene,
there is one question at the front of
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his mind.
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There's a family of four.
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We have three bodies.
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We're at number four.
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Long before the Ruby family ends up on
the front page for the worst possible
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reason, newspapers are their livelihood.
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The couple owns a weekly newspaper just
up the road in Marlow.
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Almost every day, Tinker is in and out
of the Stevens County Courthouse
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reporting on crime stories.
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Tinker was very much a character.
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She would catch me at the courthouse a
lot of times. She would say, what's
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on? Do you have any stories coming up?
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Tinker is a booster club mom, known
around Duncan as the casserole queen.
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John's an Eagle Scout and avid
photographer.
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They were kind of your all -American
family. Everybody knew them and
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loved them.
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In 1995, the Ruby's first child is born.
They name him Alan after his
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grandfather, Al Ruby Sr., publisher of
the Duncan Banner.
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Allen's younger sister, Catherine, is
born two years later.
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When the family sells the banner, the
Rubies establish a trust worth more than
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$1 million.
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They had a nice house, nice vehicles.
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They were well off.
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There's plenty of money for John and
Tinker to afford college tuition for
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kids and live a very comfortable
lifestyle.
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And by the time Allen reaches high
school, his taste in designer clothing
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conspicuously out of step with Duncan,
Oklahoma values.
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He enjoyed the finer things of life.
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We're talking Coach, Versace, Gucci.
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He had 20, 25 pairs of shoes, the high
-end, high -quality shoes, and
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he had the clothing to go along with it
as well.
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You know, I didn't see anything on the
low end.
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Even his wallet was a Gucci wallet. He
had an affection for material items.
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He went to school.
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He drove a nice car. And he made sure
everyone knew that.
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Delaney Cerny attends the same high
school as Alan and his sister Catherine.
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She and Catherine are close friends and
volleyball teammates.
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She sees a striking difference between
the sibling.
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He was posting that stuff on Instagram
or Facebook or whatever. And she was
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posting about her friends.
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On social media.
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Like, that's just the two different
people that they were.
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Catherine's the star athlete in the Ruby
family.
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She makes the varsity volleyball team in
her freshman year.
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Delaney remembers Catherine's devotion
to Alan. She loved her brother. She
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always talk about, like, if they, like,
went to lunch or something. Or, like,
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she just loved him. If she would come,
like, oh, Alan's coming to my game
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Like, I love my brother.
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John and Tinker are caring parents.
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always at their children's athletic
events.
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John, he was our photographer. He took
all of our pictures for our team, and,
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you know, he was always at the game with
camera in tow, and Tinker was always
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sitting right behind our bench. Most of
the time, she would be the only one I'd
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hear over my shoulder, you know,
screaming in the stands.
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Sandy Mitchell is Delaney's mom.
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She coaches both girls in volleyball.
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People in town thought they started
seeing some tension in the family or
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something was going on with Alan.
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As time goes on, Alan's life starts to
revolve more and more around his new
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passion, money.
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Phil Barnes is Ruby's high school team
tennis coach.
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Tennis racks are not cheap.
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I mean, they're around $200.
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And the newest racket that came out,
he'd have it for long.
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He's always talking about Gucci bags and
this and that. I never saw them.
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But he said that he bought a bunch of
bags, and he said he spent a lot of
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on them. I didn't believe him. I
thought, yeah, right.
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But it's not just talk.
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Allen's spending is out of control.
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His parents know it.
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and it's causing tension.
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In November of 2012, Allen posts, all I
want for Christmas is a less psychotic
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family.
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Hashtag getting ridiculous.
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I understand the kids that come through
and they get mad at their parents, but
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there's nothing unusual.
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Just here's mad because his parents come
down on him about something.
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But is it teenage angst or something
more sinister?
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Four days before Christmas in 2012,
police are called to the Ruby home.
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According to the DA, Allen tries to
choke his mother during a confrontation
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his spending.
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Tinker eventually made her way back to
our office and just said she didn't want
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anything done, that it was not an issue
and it wasn't an issue that needed to be
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dealt with through our office or through
any other legal means.
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Ironically, the crime journalist always
on the hunt for the latest scoop will
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bury a story involving her own son.
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And this violent attack will remain a
small -town family secret.
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Throughout his junior year, Allen posts
about money again and again.
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He's got a Hollywood wardrobe, a lust
for travel, and investigators say he
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to gamble.
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Since he can't touch his trust until
he's 21 and has never held a job, the
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question is, where is Alan getting all
this money?
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If John or Tinker, if his mom or dad
wouldn't give it to him, he would go to
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grandmother and would dupe her. She had
dementia and he could talk her into
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giving him anything he wanted.
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Ruby drives his grandmother to banks and
ATMs where she withdraws money and Ruby
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pockets her cash.
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He uses her credit card to buy designer
clothes, sunglasses, wallets, and
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watches. We weren't going to have a
cooperating victim in the case, and his
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grandmother, having dementia, was not
going to be able to describe or explain
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us what was going on because I don't
think she ever understood what Alan was
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doing was wrong.
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When Ruby's parents discover what he's
doing to his grandmother, they try to
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keep this dirty secret from their small
-town community as well.
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We weren't necessarily aware of
anything, and I think what his dad
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avoid ruining Alan's future.
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Instead, they haul him to the courthouse
for a scared straight meeting with the
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local sheriff and DA.
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We were very explicit with some of the
things that we told him.
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about the direction that his life was
taking. If he continued on that path,
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know, white -collar type crime, that he
was going to have some real problems
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later on in life that would eventually
lead him to prison.
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There's little evidence Ruby takes the
message to heart.
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Shopping isn't an addiction, he tweets.
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It is pleasure.
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But the Rubys aren't ready to cut their
son off completely.
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In the summer before his senior year,
They give Allen airline miles so he can
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backpack through Europe.
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He didn't spend much time in a tennis
court that summer, and it showed up his
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senior year, so he didn't make the team.
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He was too busy traveling, and I had no
idea how he paid for it.
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He pays for it with his unwitting
benefactor, his grandmother, who,
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the DA, suffers from dementia.
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Ruby forges his grandmother's name on a
credit card application and charges his
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way through London, Paris, and Rome.
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If you're going to victimize your own
family, how far are you going to take
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Next on American Greed, when Alan Ruby
looks his parents in the eye, does he
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just see dollar signs?
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There was money there, and he wanted it.
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Just as he's starting his senior year in
high school, Alan Ruby's parents
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discover he's forged his grandmother's
name on a credit card application, and
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they turn him in.
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He's arrested on charges of credit card
fraud, a felony.
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He has spent the last six weeks in Rome,
London, and Paris racking up thousands
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of dollars in charges on a credit card
he opened in his grandmother's name.
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Would you mind a moment, real quick?
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Investigators ask 18 -year -old Ruby how
he could possibly afford his European
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escapades.
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He's ready with an excuse.
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He authorized one of the charges and
then I abused it to the other ones.
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Okay. I meant to pay it off myself
before... Before you got caught?
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Yeah.
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Allen pleads guilty and is put on
probation.
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According to prosecutor Jason Hicks,
Allen's forgery is the last straw for
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parents. And I believe firmly that he
was cut off and his mom or his dad told
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him that no more, you're not going to
live this lifestyle anymore.
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Though his conspicuous consumption shows
no sign of slowing down, Allen
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eventually graduates from high school.
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And in the fall of 2014, he heads off to
the University of Oklahoma.
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In the days leading up to the Ruby
family murders, chilling security video
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reveals some of the Ruby family's last
moments.
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John notices a handgun missing out of
his truck.
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He phones police.
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And on Thursday, an officer shows up to
get the information.
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John had a gun, 9mm, stolen out of his
pickup.
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He didn't know for sure if it was while
it was parked at home or while it was at
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00:14:52,310 --> 00:14:55,770
the Marblewood View in Marblewood,
Oklahoma, but it was gone.
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00:14:56,090 --> 00:15:01,729
He hints to the officer that his son,
Alan, may have played a role in its
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disappearance.
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While his father is telling police about
his stolen handgun, Allen is apparently
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at college.
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00:15:09,210 --> 00:15:14,290
The night before, he's posting pictures
of his school stadium to Instagram.
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That Thursday night, October 9th, 2014,
Allen travels to Dallas for the Red
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00:15:21,850 --> 00:15:25,750
River Showdown, OU versus Texas at the
Cotton Bowl.
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Allen checks into where else?
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The Ritz -Carlton? We stayed over,
talked, just kind of hung out.
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There was nothing that I could detect
that was wrong with him. And everybody
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00:15:40,190 --> 00:15:43,500
else who'd seen him and talked to him
said there was nothing wrong.
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He checks out Sunday, October 12th, then
drives back to college.
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They're not breathing. There's three
subjects.
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00:15:53,230 --> 00:15:55,910
They're ice cold.
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The bodies of John, Tinker, and
Catherine are discovered the following
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on October 13th.
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Byers and his team of investigators are
at the house for three hours when Allen
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nonchalantly shows up.
231
00:16:14,290 --> 00:16:18,609
You would expect someone to be
hysterical, crying, screaming, wanting
232
00:16:18,610 --> 00:16:20,370
their family. Why are you here?
233
00:16:20,670 --> 00:16:25,489
Why is my house blocked off? The red
flags were already up with me,
234
00:16:25,490 --> 00:16:28,870
when he didn't cross the yellow tape at
the crime scene.
235
00:16:31,050 --> 00:16:35,169
He doesn't ask a single question about
the whereabouts of his parents and
236
00:16:35,170 --> 00:16:36,220
sister.
237
00:16:36,830 --> 00:16:39,950
In fact, he seems quite distracted.
238
00:16:41,650 --> 00:16:47,310
Police take him to headquarters to
deliver the news.
239
00:16:47,850 --> 00:16:50,860
There's three people there in that house
that are deceased.
240
00:16:53,350 --> 00:16:58,630
Your mom, your sister, and your dad.
241
00:17:06,319 --> 00:17:07,369
Up next,
242
00:17:09,000 --> 00:17:13,780
is this teenage shopaholic actually a
cold -blooded killer?
243
00:17:14,460 --> 00:17:18,358
I've all along said I didn't believe any
of it. I believe that it was all put
244
00:17:18,359 --> 00:17:21,279
on, and I've described it as crocodile
tears, and I believe that's exactly what
245
00:17:21,280 --> 00:17:22,330
it was.
246
00:17:37,390 --> 00:17:42,330
From day one, Alan Ruby is the only
suspect in the murder of his family.
247
00:17:47,750 --> 00:17:52,630
Interrogators need to break him, and
it's clear that to do that will take
248
00:17:53,670 --> 00:17:57,809
I don't believe that he was crying
because he lost his family. I believe he
249
00:17:57,810 --> 00:18:01,290
crying because he knew that he was
caught.
250
00:18:02,010 --> 00:18:05,350
Police are patient, drawing him out
slowly.
251
00:18:05,980 --> 00:18:09,170
Would you want anybody to do something
like this to your folks?
252
00:18:10,160 --> 00:18:13,640
They question him about his dad's stolen
handgun.
253
00:18:13,920 --> 00:18:15,840
Do you know what kind of gun was stolen?
254
00:18:16,120 --> 00:18:17,480
I don't do guns.
255
00:18:17,960 --> 00:18:23,979
While he's under interrogation, police
obtain a warrant and search his dorm
256
00:18:23,980 --> 00:18:25,030
and Jeep.
257
00:18:27,640 --> 00:18:29,620
They find a Ritz -Carlton bathroom,
258
00:18:30,460 --> 00:18:34,880
stolen checks, and a $6 ,000 watch.
259
00:18:35,690 --> 00:18:36,810
But no handgun.
260
00:18:37,150 --> 00:18:38,710
Are you a cold -blooded killer?
261
00:18:38,810 --> 00:18:39,860
No.
262
00:18:41,101 --> 00:18:43,169
Convince me.
263
00:18:43,170 --> 00:18:44,250
Help me help you.
264
00:18:44,850 --> 00:18:46,230
Convince me that you're not.
265
00:18:46,510 --> 00:18:47,850
Because I love my family.
266
00:18:48,370 --> 00:18:50,690
They've done so much in my life to help
me.
267
00:18:51,270 --> 00:18:52,320
I didn't do it.
268
00:18:52,321 --> 00:18:56,829
You're not convincing me that you didn't
do it. I need you to convince me that
269
00:18:56,830 --> 00:18:57,769
you didn't do it.
270
00:18:57,770 --> 00:19:02,430
Ruby tells the investigator that he's
worked everything out with his family.
271
00:19:02,710 --> 00:19:04,330
How do you talk through $80 ,000?
272
00:19:04,890 --> 00:19:06,670
That was a few years ago.
273
00:19:06,671 --> 00:19:08,509
Okay, what about the stuff recently?
274
00:19:08,510 --> 00:19:13,149
What about the... But you're used to
having plenty of money given to you by
275
00:19:13,150 --> 00:19:14,129
parents, is that correct?
276
00:19:14,130 --> 00:19:17,650
Yes. Pretty much anything that you
wanted, you got.
277
00:19:17,870 --> 00:19:21,120
Yeah. Why are they not letting you have
as much as you used to have?
278
00:19:21,470 --> 00:19:24,790
Because I spend too much and they want
me to be independent.
279
00:19:25,450 --> 00:19:27,070
Ruby refuses to give in.
280
00:19:27,690 --> 00:19:32,289
Police keep him overnight for violating
probation on his credit card fraud case
281
00:19:32,290 --> 00:19:34,950
by... crossing state lines into Texas.
282
00:19:36,690 --> 00:19:41,629
Meanwhile, throughout Duncan, Ruby's
friends and neighbors are just learning
283
00:19:41,630 --> 00:19:42,680
truth.
284
00:19:42,910 --> 00:19:47,410
John, Tinker, and Catherine are dead
from gunshot wounds.
285
00:19:48,370 --> 00:19:53,309
I, we see the news, and I was like, oh
my gosh, like I should have done
286
00:19:53,310 --> 00:19:54,360
something.
287
00:20:01,390 --> 00:20:05,090
The whole school, like, it was just
weird. Like, the halls were quiet.
288
00:20:07,550 --> 00:20:09,210
The rooms were quiet.
289
00:20:10,790 --> 00:20:12,410
Everyone was affected by it.
290
00:20:14,650 --> 00:20:19,550
I all just kept hearing stuff about
Catherine, Tinker, and John.
291
00:20:20,270 --> 00:20:23,280
And I just thought to myself, where is
Alan in this picture?
292
00:20:28,350 --> 00:20:29,730
Proclaiming his innocence.
293
00:20:29,960 --> 00:20:31,820
Ruby agrees to a polygraph test.
294
00:20:33,900 --> 00:20:39,499
As he awaits the results, he banters
with officers who are trying to get a
295
00:20:39,500 --> 00:20:40,550
on him.
296
00:20:41,500 --> 00:20:43,360
But how long have you been going to OU?
297
00:20:43,960 --> 00:20:45,010
August.
298
00:20:45,560 --> 00:20:46,880
What major?
299
00:20:47,260 --> 00:20:48,310
Political science.
300
00:20:48,860 --> 00:20:51,420
You got a minor yet? No, no minor.
301
00:20:51,700 --> 00:20:57,839
I asked him about one of the bars he
went to and the cigar bar, but making
302
00:20:57,840 --> 00:20:58,890
talk.
303
00:20:59,610 --> 00:21:01,050
It's called building a force.
304
00:21:01,570 --> 00:21:06,450
When the results come in, it's time for
the other half of good cop, bad cop.
305
00:21:06,451 --> 00:21:11,249
One of the things I want you to remember
is you remember the Miranda that we
306
00:21:11,250 --> 00:21:14,749
just did. You still know your rights.
You realize that you have the right to
307
00:21:14,750 --> 00:21:16,550
stop talking to me at any time, okay?
308
00:21:19,550 --> 00:21:20,600
You failed the test.
309
00:21:21,330 --> 00:21:24,100
The deal me and you had, this is a bond
between me and you.
310
00:21:24,101 --> 00:21:27,249
I told you the only way you was going to
pass this test is to be 100 % honest
311
00:21:27,250 --> 00:21:28,930
with me, and it is obvious.
312
00:21:29,470 --> 00:21:32,030
Okay? It is obvious that shirt is
orange.
313
00:21:32,370 --> 00:21:34,770
I'm giving you one opportunity, Alan.
314
00:21:35,110 --> 00:21:37,010
Right now, one opportunity.
315
00:21:37,270 --> 00:21:38,890
I'm not going to give you any more.
316
00:21:39,090 --> 00:21:44,569
Up next, Ruby describes in brutal detail
what really happened at the house on
317
00:21:44,570 --> 00:21:45,630
Bentree Lane.
318
00:21:45,631 --> 00:21:49,529
And that's one of the things that kind
of stuck with me, you know.
319
00:21:49,530 --> 00:21:53,589
You're sitting inside a home with your
mother and sister laying dead on the
320
00:21:53,590 --> 00:21:55,760
floor, and you're waiting to kill your
dad.
321
00:22:07,310 --> 00:22:08,450
You killed them.
322
00:22:09,530 --> 00:22:14,330
You killed them with their own gun that
you stole out of your dad's pickup.
323
00:22:14,730 --> 00:22:20,369
It's day two of his interrogation when
Alan Ruby starts to offer up
324
00:22:20,370 --> 00:22:22,270
for the murder of his family.
325
00:22:22,790 --> 00:22:29,589
He tells police he owes money to a loan
shark who, Ruby claims, is out to exact
326
00:22:29,590 --> 00:22:33,849
revenge. There ain't a loan shark in
this world that will come after your
327
00:22:33,850 --> 00:22:35,730
and then not take any money.
328
00:22:36,200 --> 00:22:37,250
When he does it.
329
00:22:37,720 --> 00:22:39,380
Police aren't buying it.
330
00:22:39,600 --> 00:22:42,340
The evidence against him is
overwhelming.
331
00:22:43,140 --> 00:22:49,199
You've got one chance to explain to me
how this happened, what pushed you to
332
00:22:49,200 --> 00:22:50,250
that limit.
333
00:22:50,580 --> 00:22:56,719
With his excuses finally exhausted, he
utters three critical words police have
334
00:22:56,720 --> 00:22:57,770
been waiting for.
335
00:22:58,920 --> 00:23:02,140
Tell me about it. Tell me how it went
down.
336
00:23:04,160 --> 00:23:05,400
Who did you shoot first?
337
00:23:06,280 --> 00:23:07,330
My mom.
338
00:23:07,360 --> 00:23:10,760
My sister was home. She was outside
washing her car.
339
00:23:12,600 --> 00:23:14,860
My dad was at work still.
340
00:23:15,220 --> 00:23:17,750
And she walked in as soon as she went in
the kitchen.
341
00:23:18,360 --> 00:23:20,740
How much longer before dad came home?
342
00:23:23,420 --> 00:23:25,080
An hour or so.
343
00:23:25,420 --> 00:23:28,910
An hour you had to sit in there with
your dead mom and your dead sister?
344
00:23:29,140 --> 00:23:30,190
Or so.
345
00:23:30,760 --> 00:23:31,960
Where did you shoot dad?
346
00:23:32,160 --> 00:23:33,210
In the head.
347
00:23:35,180 --> 00:23:40,319
Allen admits that in the days leading up
to the murders, he drove to Duncan to
348
00:23:40,320 --> 00:23:43,060
steal his father's gun and his mother's
credit card.
349
00:23:43,960 --> 00:23:48,320
He admits he posted a potential alibi
with his picture from his dorm room.
350
00:23:49,320 --> 00:23:55,299
On Thursday, October 9th, he once again
drives 45 minutes from OU to Duncan and
351
00:23:55,300 --> 00:23:59,600
murders John, Tinker, and Catherine with
his father's gun.
352
00:24:00,220 --> 00:24:04,060
I think what Allen was hoping to inherit
would have been...
353
00:24:04,640 --> 00:24:11,499
The family home, the family vehicles,
all the items inside
354
00:24:11,500 --> 00:24:12,539
the house.
355
00:24:12,540 --> 00:24:16,139
I believe he also thought he was going
to get life insurance from his mom, his
356
00:24:16,140 --> 00:24:18,200
dad, and his sister.
357
00:24:18,500 --> 00:24:23,559
Immediately following the murders, he
drives to Dallas to party at the Ritz
358
00:24:23,560 --> 00:24:28,960
friends. As he comes into the lobby of
the Ritz -Carlton and checks in,
359
00:24:29,260 --> 00:24:33,940
it's as if nothing ever happened. He
goes down there with his mom's credit
360
00:24:34,590 --> 00:24:41,070
and charges the entire weekend to his
mom, a dead mom who he had just killed.
361
00:24:46,530 --> 00:24:51,029
Officers eventually find the murder
weapon and the home surveillance
362
00:24:51,030 --> 00:24:53,930
in a storage locker belonging to his
grandmother.
363
00:24:54,270 --> 00:24:56,790
For the community, it's a one -two
punch.
364
00:24:57,470 --> 00:25:02,150
First, the horrific murders, and now
Ruby's quick confession.
365
00:25:02,840 --> 00:25:04,060
It's just shocking.
366
00:25:04,400 --> 00:25:05,840
I mean, I don't understand it.
367
00:25:05,841 --> 00:25:11,119
It was one of the biggest shocks of my
life because, you know, you don't expect
368
00:25:11,120 --> 00:25:16,220
somebody you coach and have a good
relationship with for that to happen.
369
00:25:17,020 --> 00:25:18,560
So I was shocked.
370
00:25:19,720 --> 00:25:21,560
The small town is devastated.
371
00:25:22,420 --> 00:25:26,700
More than 1 ,000 people attend the
memorial for John, Tinker, and
372
00:25:28,720 --> 00:25:34,219
Coach Sandy Mitchell reads a eulogy for
her star volleyball player, number three
373
00:25:34,220 --> 00:25:38,840
on her team, who she remembers as an
outgoing, fun -loving girl.
374
00:25:39,220 --> 00:25:44,799
And she made people happy. She wanted to
make people happy. She wanted to make
375
00:25:44,800 --> 00:25:45,850
people laugh.
376
00:25:46,340 --> 00:25:48,580
I know Catherine loved her brother.
377
00:25:52,980 --> 00:25:57,240
So I think that's why it's hard to
understand how he could do this.
378
00:25:58,190 --> 00:26:03,429
So the only thing I can keep telling
myself is that the love of money was
379
00:26:03,430 --> 00:26:05,650
important to him than his family.
380
00:26:08,790 --> 00:26:12,989
In my anatomy and history class, we kept
that seat, like the seat behind me in
381
00:26:12,990 --> 00:26:14,910
anatomy, was empty the rest of the year.
382
00:26:14,911 --> 00:26:18,389
And the seat in front of me in history,
we just kept empty for the rest of the
383
00:26:18,390 --> 00:26:19,440
year.
384
00:26:21,550 --> 00:26:25,750
Months after their burial, Hicks
announces he'll pursue the death
385
00:26:25,751 --> 00:26:29,119
I'll be clear today, I wanted the death
penalty and I still want the death
386
00:26:29,120 --> 00:26:30,170
penalty.
387
00:26:30,660 --> 00:26:36,079
This is somebody who had basically the
world in his hand and he could go do
388
00:26:36,080 --> 00:26:38,860
anything he wanted to do and be anything
he wanted to be.
389
00:26:39,280 --> 00:26:45,920
And for no other reason than money, he
snatches all their lives away.
390
00:26:49,840 --> 00:26:54,360
Veteran reporter Nolan Clay wants to
shed light on this terrible tragedy.
391
00:26:55,180 --> 00:26:56,580
He writes Ruby a letter.
392
00:26:57,260 --> 00:26:59,260
Surprisingly, Alan writes back.
393
00:27:00,360 --> 00:27:03,100
I 100 % welcome the death penalty.
394
00:27:03,900 --> 00:27:07,000
What occurred is so horrible it is
deserved.
395
00:27:10,180 --> 00:27:12,380
It is so unspeakable.
396
00:27:13,500 --> 00:27:17,180
This has been by far the hardest thing I
have ever done.
397
00:27:17,400 --> 00:27:22,060
But it was like he had realized after he
had done what he had done.
398
00:27:22,960 --> 00:27:24,760
that how horrible it was.
399
00:27:25,880 --> 00:27:30,839
Shortly before trial, Ruby's relatives
want the death penalty taken off the
400
00:27:30,840 --> 00:27:31,890
table.
401
00:27:32,000 --> 00:27:38,180
According to Jason Hicks, the family
feels a long trial would be too
402
00:27:38,500 --> 00:27:43,659
It was a tough decision. It wasn't a
decision that any of us wanted to make,
403
00:27:43,660 --> 00:27:44,920
it was the right decision.
404
00:27:45,100 --> 00:27:50,140
Allen arrives in the courtroom in
shackles. He enters a guilty plea.
405
00:27:50,800 --> 00:27:55,280
and has served three consecutive life
sentences without parole.
406
00:27:55,680 --> 00:28:01,319
Here is his chance to say I'm sorry or
forgive me, which a lot of
407
00:28:01,320 --> 00:28:03,160
murderers will do.
408
00:28:03,980 --> 00:28:10,599
He didn't. I didn't see true regret,
true remorse
409
00:28:10,600 --> 00:28:16,119
or anything when he met with the family
one last time. And that, that's
410
00:28:16,120 --> 00:28:18,349
something that will stick with you
forever.
411
00:28:18,350 --> 00:28:24,029
Leaving the courtroom, Tinker's father
tells Allen, may God have mercy on your
412
00:28:24,030 --> 00:28:25,080
soul.
413
00:28:28,030 --> 00:28:33,229
Coach Barnes wonders what, if anything,
he could have said to help Allen turn
414
00:28:33,230 --> 00:28:34,280
his life around.
415
00:28:34,650 --> 00:28:36,650
I kept thinking, how could you do this?
416
00:28:37,270 --> 00:28:43,549
I mean, I said for him and the family,
because
417
00:28:43,550 --> 00:28:46,610
sometimes people forget it wasn't
just...
418
00:28:46,880 --> 00:28:50,840
Three lives that were lost. I lost his
life, too, basically.
419
00:28:52,180 --> 00:28:57,399
Sandy Mitchell relies on her faith and
refuses to hate the young man who put
420
00:28:57,400 --> 00:28:58,960
money over family.
421
00:28:59,400 --> 00:29:06,399
I felt disbelief that another person
could do this, but
422
00:29:06,400 --> 00:29:07,640
I've never hated him.
423
00:29:08,260 --> 00:29:13,939
And there's a time in my life that I
want to meet with him face to face, and
424
00:29:13,940 --> 00:29:14,990
want to tell him.
425
00:29:16,170 --> 00:29:19,750
Did I forgive him for taking Catherine
from me?
426
00:29:23,310 --> 00:29:27,490
She may forgive him, but she never
forgets.
427
00:29:28,490 --> 00:29:33,430
So I have a heart, a tattoo heart with
the number three in the middle of it.
428
00:29:34,970 --> 00:29:40,749
She and her daughter gather mementos for
permanent display in the hallway of
429
00:29:40,750 --> 00:29:41,609
Duncan High.
430
00:29:41,610 --> 00:29:45,280
She definitely had an impact on everyone
that she encountered, for sure.
431
00:29:45,580 --> 00:29:46,630
She just had that.
432
00:29:46,780 --> 00:29:49,220
Like, no one will forget her, for sure.
433
00:29:49,660 --> 00:29:54,460
And I think people are going to think
about it and hurt from it for a long
434
00:30:00,420 --> 00:30:05,140
Under terms of his plea deal, Ruby is
not allowed to talk to the media.
435
00:30:05,880 --> 00:30:09,120
His lawyer refuses requests for an
interview.
436
00:30:10,020 --> 00:30:13,640
You know, for those of us that knew
John, that knew Tinker, that knew
437
00:30:14,650 --> 00:30:18,050
The new Allen, that scar is always going
to be there.
438
00:30:18,350 --> 00:30:23,589
And, you know, those wounds eventually
heal, but the scar remains, and I think
439
00:30:23,590 --> 00:30:25,030
it's always going to be there.
440
00:30:29,610 --> 00:30:34,430
Next on American Greed, from
compassionate caregiver to criminal.
441
00:30:34,990 --> 00:30:39,669
The owner of a health care business goes
on a big -time money grab, reaping
442
00:30:39,670 --> 00:30:40,870
millions illegally.
443
00:30:41,350 --> 00:30:44,180
I said, you can't do this. You're going
to lose a business.
444
00:30:44,330 --> 00:30:47,190
You have the nicest hospice company in
Illinois.
445
00:30:47,650 --> 00:30:49,370
People are taking care of.
446
00:30:50,190 --> 00:30:53,210
It's wonderful, and you're going to ruin
it all.
447
00:31:03,580 --> 00:31:08,620
2012 is a banner year for Chicago
businessman Seth Gilman.
448
00:31:08,960 --> 00:31:12,959
Seth, will you please come up while I
tell guests a little bit about your
449
00:31:12,960 --> 00:31:18,940
business? Gilman operates a hospice
company, Passages, the largest in
450
00:31:19,440 --> 00:31:25,619
And on November 29, 2012, the Better
Business Bureau of Chicago honors Gilman
451
00:31:25,620 --> 00:31:28,260
for the compassion he brings to the
industry.
452
00:31:29,469 --> 00:31:31,730
My grandmother would be very proud.
453
00:31:32,790 --> 00:31:38,969
We started Passages Hospice after my
grandmother went on hospice herself,
454
00:31:38,970 --> 00:31:44,009
to treat all our patients, all our
vendors, everyone in the community that
455
00:31:44,010 --> 00:31:45,810
work with, with the utmost respect.
456
00:31:47,110 --> 00:31:50,750
Respect. Gilman says it's his core
value.
457
00:31:51,570 --> 00:31:56,489
But not everyone who works with Gilman
at Passages believes that he actually
458
00:31:56,490 --> 00:31:57,550
lives by it.
459
00:31:57,820 --> 00:32:02,459
He wasn't physically intimidating, but
boy, he can mess with your mind. And if
460
00:32:02,460 --> 00:32:04,880
he wanted something, he got it.
461
00:32:06,840 --> 00:32:12,200
What he wants, federal investigators
say, is more hospice patients.
462
00:32:14,140 --> 00:32:19,019
Nurse Karen Wilson witnesses a steady
increase in the number of patients at
463
00:32:19,020 --> 00:32:23,220
passages, from 30 to 300 in just two
years.
464
00:32:24,010 --> 00:32:27,310
He would say he was changing the course
of his business.
465
00:32:28,130 --> 00:32:30,370
He was tired of not making money.
466
00:32:30,750 --> 00:32:34,890
He did not think that 200 to 300
patients was enough.
467
00:32:35,530 --> 00:32:41,749
To increase Passage's revenue from
Medicare, Gilman plays fast and loose
468
00:32:41,750 --> 00:32:45,270
how patients are categorized, according
to federal investigators.
469
00:32:45,930 --> 00:32:51,109
He wants as many hospice patients as
possible enrolled in what's called
470
00:32:51,110 --> 00:32:52,650
inpatient care.
471
00:32:53,230 --> 00:32:54,280
Or GIP.
472
00:32:54,790 --> 00:32:56,730
GIP is where the money is.
473
00:32:57,490 --> 00:33:04,009
For routine hospice services, Medicare
pays approximately $130 per patient per
474
00:33:04,010 --> 00:33:05,060
day.
475
00:33:05,530 --> 00:33:09,390
But for GIP, it's four times that
amount.
476
00:33:09,790 --> 00:33:13,790
Medicare pays $550 per patient per day.
477
00:33:14,550 --> 00:33:21,070
The problem was that there were a huge
number of patients who weren't.
478
00:33:21,071 --> 00:33:25,199
really at the end of their life or
weren't really suffering the conditions
479
00:33:25,200 --> 00:33:26,940
Medicare was paying for.
480
00:33:27,260 --> 00:33:33,479
Marketers would go out and try to
recruit patients, and nurses would be
481
00:33:33,480 --> 00:33:39,359
to basically make patients look more
dying than they actually were in some
482
00:33:39,360 --> 00:33:44,839
cases. Assistant U .S. Attorney Stephen
Chun -Li says one example is nurses
483
00:33:44,840 --> 00:33:50,280
reworking medical charts to make a
bruise look like a life -threatening
484
00:33:51,180 --> 00:33:55,579
Some people were diagnosed with dying
from cancer where they didn't have
485
00:33:55,580 --> 00:33:56,630
at all.
486
00:33:56,720 --> 00:34:01,500
There was a woman who was mentally
challenged and blind.
487
00:34:02,360 --> 00:34:06,400
Daniel Guyton is a journalist who writes
about end -of -life issues.
488
00:34:06,740 --> 00:34:11,600
In 2014, he begins to investigate Seth
Gilman and passages.
489
00:34:12,219 --> 00:34:15,480
She was told that she was dying, and she
wasn't dying.
490
00:34:15,699 --> 00:34:19,300
And she was on hospice care. Her
family...
491
00:34:19,739 --> 00:34:23,819
told me they even made funeral
arrangements thinking that, you know,
492
00:34:23,820 --> 00:34:24,870
going to die in weeks.
493
00:34:25,760 --> 00:34:29,520
That patient was still alive at the time
of this interview.
494
00:34:30,040 --> 00:34:35,979
The most surprising thing in reference
to Seth Gilman is how blunt he was and
495
00:34:35,980 --> 00:34:41,819
how he basically became a money -making
scheme for him. But there were patients
496
00:34:41,820 --> 00:34:44,920
who were on hospice for over three to
five years.
497
00:34:45,699 --> 00:34:47,139
That shouldn't be happening.
498
00:34:48,080 --> 00:34:53,960
Over a four -year period, Passages bills
Medicare $95 million,
499
00:34:54,360 --> 00:34:56,980
and Seth Gilman lines his own pockets.
500
00:34:57,280 --> 00:35:04,240
In 2009 and 2010, he hauls in more than
$1 .8 million in salary and bonuses.
501
00:35:04,780 --> 00:35:09,220
Gilman's business expands, and with it,
so does his wardrobe.
502
00:35:09,740 --> 00:35:13,520
He used to fly out of the country just
to go shopping for his clothes.
503
00:35:13,860 --> 00:35:18,820
He used to say how he loved to go to
France to buy his clothes.
504
00:35:19,800 --> 00:35:24,819
Gilman is spending his profits on his
growing collection of cars, including a
505
00:35:24,820 --> 00:35:28,060
Cadillac, a Triumph, and a Porsche
Cayenne.
506
00:35:29,680 --> 00:35:31,850
But Gilman doesn't keep it all for
himself.
507
00:35:32,300 --> 00:35:35,360
For the employees who play along, the
money is good.
508
00:35:37,290 --> 00:35:44,269
From March through December 2010, one
executive receives more than $112 ,000
509
00:35:44,270 --> 00:35:45,320
bonus money.
510
00:35:45,670 --> 00:35:48,670
Other staffers seem eager to earn more
cash.
511
00:35:49,310 --> 00:35:54,849
One of them even emails, let's go balls
out with gifts tomorrow. I need a lot of
512
00:35:54,850 --> 00:35:58,470
extra money. Need to pay my mom's house
for the next few months.
513
00:35:59,950 --> 00:36:04,749
So they had a huge financial incentive
to make sure that more patients were put
514
00:36:04,750 --> 00:36:09,250
on GIP and to keep patients on GIP
longer than would have been legitimate.
515
00:36:09,251 --> 00:36:13,149
That's what makes it mind -blowing and
makes it actually even worse than what
516
00:36:13,150 --> 00:36:14,200
looks like on paper.
517
00:36:14,350 --> 00:36:18,609
Because they basically, the higher -ups
at Passage, including Mr. Gilman, took
518
00:36:18,610 --> 00:36:22,250
advantage of people that were trying to
do good work.
519
00:36:22,790 --> 00:36:26,530
He was an in -your -face, just mean
person.
520
00:36:27,470 --> 00:36:29,310
And people did not like him.
521
00:36:30,730 --> 00:36:37,390
Next, Nurse Karen Wilson stands up and
says, enough. She's one of the heroes,
522
00:36:37,470 --> 00:36:44,389
as I see it, in this case, because she
stepped up and did something about
523
00:36:44,390 --> 00:36:45,440
it.
524
00:36:57,230 --> 00:37:02,869
At the Passages Hospice in suburban
Chicago, nurse Karen Wilson suspects her
525
00:37:02,870 --> 00:37:06,450
boss, Seth Gilman, is running a massive
fraud.
526
00:37:07,550 --> 00:37:12,590
In late 2008, Wilson quits and walks out
the door for good.
527
00:37:16,930 --> 00:37:19,630
But not without taking a few files.
528
00:37:20,290 --> 00:37:23,790
I had every intention of turning him in
for Medicare fraud.
529
00:37:24,270 --> 00:37:27,850
I needed a way to be able to prove that
what I was saying was true.
530
00:37:28,050 --> 00:37:29,690
So I copied those records.
531
00:37:30,330 --> 00:37:33,100
Because they're computer records. You
can change them.
532
00:37:34,070 --> 00:37:35,120
And they did.
533
00:37:36,230 --> 00:37:38,930
These records will soon prove
invaluable.
534
00:37:39,590 --> 00:37:45,289
In 2009, Medicare notices a steep
increase in the amount of money it pays
535
00:37:45,290 --> 00:37:46,340
passages.
536
00:37:46,770 --> 00:37:48,330
And an audit is ordered.
537
00:37:48,840 --> 00:37:52,750
Gilman knows he'll have to pay Medicare
back if he can't justify the invoices.
538
00:37:52,960 --> 00:37:58,659
So he directs his staff to alter patient
charts to make them appear as if all
539
00:37:58,660 --> 00:38:00,520
the GIP patients are legit.
540
00:38:00,940 --> 00:38:05,599
So later on in the investigation, we
were able to see very clearly the
541
00:38:05,600 --> 00:38:10,599
alterations because we had the original
version of the file and the altered
542
00:38:10,600 --> 00:38:13,660
version of the file. Had the company
simply...
543
00:38:14,350 --> 00:38:18,869
accepted, yes, we made a mistake, we're
going to pay Medicare back and teach our
544
00:38:18,870 --> 00:38:23,029
staff properly, things might have been
very different in terms of how things
545
00:38:23,030 --> 00:38:24,080
progressed.
546
00:38:25,910 --> 00:38:30,690
Behind the scenes, authorities interview
Wilson and other former employees.
547
00:38:32,050 --> 00:38:36,390
Special Agent Carl Krawinkle is the lead
investigator for the FBI.
548
00:38:37,070 --> 00:38:40,270
Well, Karen was one of a number of
former...
549
00:38:40,810 --> 00:38:44,780
Passages employees that we spoke with
during the course of our investigation.
550
00:38:45,330 --> 00:38:50,430
She's one who stands out to me as being
especially valuable.
551
00:38:51,310 --> 00:38:55,469
I think I was relieved that somebody
finally listened to me and that I was
552
00:38:55,470 --> 00:38:56,730
finally going somewhere.
553
00:38:57,090 --> 00:39:02,709
In February 2012, the FBI executes a
search warrant on the headquarters of
554
00:39:02,710 --> 00:39:04,490
Passages in Lyle, Illinois.
555
00:39:05,230 --> 00:39:09,429
We were able to get these payroll
documents that really did show the
556
00:39:09,430 --> 00:39:14,149
between the GIP and these huge bonuses
that people were getting because the
557
00:39:14,150 --> 00:39:18,410
documentation really made it clear that
people were, they tracked exactly how,
558
00:39:18,510 --> 00:39:23,849
well, this patient was on GIP for these
10 days, so that means $250 more for
559
00:39:23,850 --> 00:39:24,900
that middle manager.
560
00:39:25,130 --> 00:39:29,090
But despite the search, Gilman appears
unfazed.
561
00:39:29,870 --> 00:39:35,389
The very next year, he stages a bizarre
celebration to announce new initiatives
562
00:39:35,390 --> 00:39:36,670
in hospice care.
563
00:39:36,671 --> 00:39:39,869
During the middle of it, there's a flash
mob of dancers dressed in nursing
564
00:39:39,870 --> 00:39:46,789
scrubs to kind of celebrate their
hospice. It was really kind of
565
00:39:46,790 --> 00:39:52,149
ironic to have this kind of exuberant
party when your job is to care for
566
00:39:52,150 --> 00:39:53,200
who are dying.
567
00:39:53,550 --> 00:39:59,789
In January 2014, the U .S. attorney in
Chicago indicted Seth Gilman on 16
568
00:39:59,790 --> 00:40:01,330
of health care fraud.
569
00:40:02,010 --> 00:40:07,449
Gilman eventually pleads guilty to one
count of health care fraud and another
570
00:40:07,450 --> 00:40:12,450
obstructing a federal audit. He agrees
to pay restitution of $9 million.
571
00:40:13,270 --> 00:40:18,029
You have a company like Passages out
there getting huge amounts of money they
572
00:40:18,030 --> 00:40:21,770
shouldn't be getting and using that
money for things like kickbacks.
573
00:40:22,760 --> 00:40:26,979
it makes it much harder for the
legitimate company that is following the
574
00:40:26,980 --> 00:40:28,030
stay in business.
575
00:40:28,160 --> 00:40:33,579
At his sentencing, Gilman tells U .S.
District Judge Thomas Durkin, I betrayed
576
00:40:33,580 --> 00:40:38,280
the trust of Medicare, and I besmirched
the integrity of hospice altogether.
577
00:40:39,560 --> 00:40:42,200
I was stupid, and I was wrong.
578
00:40:42,800 --> 00:40:49,719
Mr. Gilman had glowing references from
rabbis, friends, family, saying that
579
00:40:49,720 --> 00:40:50,770
was not the person.
580
00:40:51,450 --> 00:40:57,189
that even though he pled guilty to the
charge, that this was not the person
581
00:40:57,190 --> 00:40:59,870
we were bringing out as part of our
investigation.
582
00:41:01,050 --> 00:41:04,480
I kind of like to think that maybe they
don't know him as well as we did.
583
00:41:05,210 --> 00:41:10,149
Judge Durkin does not hold back at the
sentencing hearing, saying there's
584
00:41:10,150 --> 00:41:12,260
nothing that drove this other than
greed.
585
00:41:13,170 --> 00:41:18,629
On March 7, 2017, Seth Gilman is
sentenced to six and a half years in
586
00:41:18,630 --> 00:41:19,680
prison.
587
00:41:20,010 --> 00:41:24,309
Neither Gilman nor his lawyer responded
to American Greed's request for an
588
00:41:24,310 --> 00:41:25,360
interview.
589
00:41:26,090 --> 00:41:29,430
Six people who worked for Gilman are
also convicted.
590
00:41:29,790 --> 00:41:34,089
One of those is under appeal. The rest
are serving sentences ranging from two
591
00:41:34,090 --> 00:41:36,890
years probation to five years in jail.
592
00:41:38,030 --> 00:41:42,269
They might not have done this, but for
what Seth Gilman had put in motion, they
593
00:41:42,270 --> 00:41:45,889
bore responsibility themselves and
allowed them to suffer the consequences
594
00:41:45,890 --> 00:41:46,940
well.
595
00:41:48,620 --> 00:41:53,200
Karen Wilson now owns and operates a
small hospice business with her
596
00:41:53,540 --> 00:41:58,040
She says she has about 30 patients and
is not getting rich.
597
00:41:58,400 --> 00:42:03,079
And when she thinks about what she
witnessed working for Seth Gilman,
598
00:42:03,080 --> 00:42:08,220
says it is a stark reminder to never put
profits before patients.
599
00:42:08,780 --> 00:42:11,260
It all comes down to just plain greed.
600
00:42:11,900 --> 00:42:17,040
And he had a good life. He had a good
family. They had a good business.
601
00:42:17,640 --> 00:42:19,600
and it just wasn't good enough for him.
602
00:42:19,650 --> 00:42:24,200
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