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In this episode of American Greed, safe
money specialist Paul Cruz promises big
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returns while stealing his client's life
savings. He was arrogant, he was
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greedy, he was evil. Money starts
flowing.
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400 ,000 in, 400 ,000 out. And Cruz
lives large.
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He was dating an exotic dancer and
actually was paying for breast
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Out of these people's hard -earned
money.
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His assistant says he makes an indecent
proposal to her teenage daughter.
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I'll buy you a BMW if you would show me
your boobs.
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And she's left with only one choice.
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Taking his ass out. You want me to put
that more mildly?
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I'd rather not.
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And even from jail, Cruz proves he's no
average white -collar crook. I sometimes
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like to call it.
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my breaking bad case. It takes a really
big leap for most people to go from
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financial crime to wanting to kill
people.
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Hey, is there any problem with having
these people grieving?
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A once successful financial pro named
Paul Cruz sits locked up here at the
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County Correctional Facility outside
Jacksonville, Florida.
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He's facing charges that with the help
of his brother John, he's taken the life
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savings of former clients, friends, and
even family members.
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Though Cruz has already signed a
confession, he's now decided he's not
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down so easy.
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He went from zero to 60.
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And I think it showed his true colors.
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He did not want to be held responsible
for what he had done.
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For weeks, Cruz has been angrily
plotting revenge and meticulously
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murder of the woman who turned him in.
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Today, he's eager to hear the news that
will mean his freedom.
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What's happening, man? Tell me the good
news.
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Well, you sure you want to stop them,
right?
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Yep.
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All right. Here's the news. Sit down.
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Yeah, I am.
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All right.
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Lisa's in the trunk of my car right now
as I'm driving down the interstate,
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okay? Okay.
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What do you think of that, buddy?
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I think that's awesome.
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Paul Cruz has come a long way from his
youth.
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He's the son of a traveling pastor who
built churches by hand.
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To Cruz and his seven brothers and
sisters, luxury was a stranger, hunger a
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constant companion.
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Always we were cramped into one - and
two -bedroom houses.
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At Christmastime, there was no money for
gifts.
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There seemed to be a virtue with my
father and mother of being
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poor. Dave Cruz says that his younger
brother Paul doesn't buy into the virtue
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of being poor.
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I think he was obsessed with fine
things, even from the very beginning.
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After studying theology in college, Paul
works as a youth minister for a short
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stretch. But the paper he likes isn't
inscribed with the good word.
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It's the kind you fold up and put in
your wallet.
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Eventually, Paul leaves the church. Dave
says that he then works for the time as
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a developer in Nebraska.
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He uses his silver tongue to bring in
investors.
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He was very convincing and could lure
anybody in.
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Dave says his brother's construction
deal goes bust, leaving investors
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angry and ripped off.
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The investors put contracts out on his
life.
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This one guy was so angry that he wanted
to kill him.
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Cruz heads west, and in the early 1980s,
he joins his older brother John at a
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company selling mutual funds and
insurance to military families.
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There, both brothers build trusting
relationships with numerous clients.
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Court filings and co -workers reveal
that Paul is successful.
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And his brother Dave says that he gets
used to living the good life.
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He was going to expensive ski resorts
and drove the latest model Mercedes.
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Usually it was over $100 ,000 cars that
he was driving.
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But this first taste of real wealth
won't last forever.
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In 2001, after 20 years at the firm,
Cruz is fired, cutting him off from the
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luxuries he's grown to enjoy.
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He was really lost then and was selling
shoes for a while, just enough money to
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exist.
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Cruz makes his way to Jacksonville,
Florida, where he scrapes by for the
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few years working as a financial
advisor.
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Among the clients he brings in is
Darlene Mae Jones, a Cruz family friend.
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She and her then -husband first go to
Paul for investment help in 2003.
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When we first invested, we had, I think,
about $28 ,000.
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And within two years, we had about $46
,000.
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At that point in time, we really felt
like Paul had done what we wanted him to
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do. And he was just there for us.
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Then, in 2010, Cruz sets up Yorkshire
Financial Services, a company that will
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his ticket back to the good life.
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Calling himself a safe money specialist,
Cruz goes looking for clients.
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When Jones retires from her job as a
general manager at Pizza Hut, she saved
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more than $100 ,000.
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Once again, Cruz says he can help.
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He convinces her to invest her money in
the stock market through his new
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company.
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I had utmost confidence that it was
going to be okay.
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I felt like, since I'd worked with Paul
before, that he was honest with me.
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and that he was going to do what was
best for me and that my money would grow
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and I would be well set for my future.
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When Joan signs up, Cruz tells her that
she's made the right decision by
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investing with the company he just
started.
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Dear Darlene, it is with great pleasure
that I welcome you to the family of
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Yorkshire Financial Services Group, LLC.
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Yorkshire Financial Services has over 30
years of continuous operation, making
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us one of the oldest financial services
in the United States.
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Additionally, we have investors from all
over the globe. Thank you for giving us
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your confidence. With warmest regards,
Paul S. Cruz, President.
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Jones isn't the only one to hear Cruz's
pitch about Yorkshire Financial.
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He tells others that the company
consists of a team of sophisticated
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with the skills to beat the market. They
thought the money would be traded in
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stocks, bonds, and securities that would
be relatively safe and appropriate for
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a retirement investment.
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Cruz guarantees that investors'
principle will remain safe and that
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range between a robust 10 and 15
percent.
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It's a comforting pitch tailored toward
people who don't have extra money to
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throw around.
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People that worked hard their whole
lives. Good people, good, honest
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individuals.
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Just trying to make it.
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And he just stole from them.
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Next on American Greed, Paul Cruz learns
the hard way. Never cross an assistant
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who has the power to ruin you.
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He was going down one way or the other.
If it wasn't going to be on finding out
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how he's spending this money, it was
going to go a whole different route.
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Paul Cruz runs Yorkshire Financial
Services from his home office in a quiet
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suburban neighborhood in Jacksonville,
Florida.
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Eventually, he invites a mother of six
named Amy Weatherford to live with him
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here. Cruz knows her sister, and when he
learns Weatherford has fallen on hard
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times, he makes her a deal.
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Paul was lonely, and he said, you know
what, why don't you just move in my
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house? Rent free, buy some groceries,
clean up, do a couple of personal
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for me. I really thought I was with a
good Christian man as a friend, just
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helping me out, and I'm helping him out
at the same time.
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Eventually, Weatherford and two of her
children move in.
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She says that at first, she knows little
about Cruz's business, beyond the fact
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that he's very disorganized.
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But it's not hard to notice that he's
burning through cash.
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It's like he would have money, big
money, and then he'd be broke at the end
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the month and, of course, borrow money
off of me.
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That's not the only strange thing she
sees at Cruz's home.
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I went into his bedroom because he had
papers all over everything, and he was
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signing their names.
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I said, what are you doing? And he goes,
I'm signing the client's names. I said,
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you got a power of attorney for that?
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And he goes, of course I do.
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Weatherford keeps her mouth shut.
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For now.
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A few months after he begins bringing in
investors, Paul's brother John joins
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him at Yorkshire.
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A seasoned broker in the small town of
Oak Harbor, Washington, John has long
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-standing relationships with many
clients.
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Some of these people come from the
nearby naval base, and he set up their
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retirement accounts.
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Now he has a new place where they should
put their money.
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Yorkshire Financial.
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Most of the investors were brought in by
Jonathan, and Jonathan going back and
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recontacting his clients and telling
them that his brother Paul had something
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new that was better with higher returns.
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It was guaranteed.
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You won't lose your money. And just
really selling it as something that was
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and high return.
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In an email exchange, one investor
pushes John, asking if this is truly a
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place to invest his life savings.
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Jonathan responds very quickly with,
this is 100 % safe. You know, this is
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something I would put my own money in. I
would never take your money and risk it
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in that way because I know this is your
retirement money.
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Paul Cruz does make two initial
investments, but returns are nowhere
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% to 15 % he's promised.
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After this, he makes no further efforts
to invest his clients' savings.
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Yorkshire Financial is an illusion.
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There were no traders. There was no
staff.
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It wasn't trading in stocks or bonds. It
was all lie.
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So where is investors' money going?
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Prosecutors say that for his recruiting
efforts, John receives $100 ,000.
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The rest of the money remains with Paul.
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Months after moving in with Cruz, Amy
Weatherford notices he's kicked his
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spending into overdrive.
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He bought a Jaguar. He bought a
Mercedes.
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He had his whole 1994 BMW revamped into
gator colors, so it looked like a gator
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BMW.
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That was pretty cool, though.
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Nearly $300 ,000 comes out of Cruz's
bank accounts as cash withdrawals.
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He starts dating a stripper.
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showering her with jewelry, clothes,
trips, and a certain medical
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He bought her a boob job for five grand.
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We got a $5 ,000 bill that he paid out
of these people's hard -earned money.
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I mean, I think that's pretty
despicable.
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Cruz also spends hundreds of thousands
of dollars to buy part of a stone
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in Jacksonville.
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And he spends more than $100 ,000
turning this somewhat average home in a
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-class neighborhood into a middle -aged
bachelor pad.
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The centerpiece is the yard, which he
tricks out with a $7 ,500 grill and a
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large fountain that Weatherford calls
the ugliest thing I ever saw in my life.
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Though they don't know it, Cruz's hard
-working investors are footing the bill.
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I mean, this was their nest egg to
supplement their life.
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So he's actually looking people straight
in the eyes and saying, I'm going to
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take care of your future. And he knows
at the same time, in his heart of
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that he's stealing their future.
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Oddly, it's not Cruz's wild spending
that will be his undoing.
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A few months after meeting him,
Weatherford confronts Cruz.
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She says she's caught him sending
inappropriate text messages to her 17
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-old daughter.
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I'll buy you a BMW if you would show me
your boobs.
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You don't have to tell your mother.
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Stuff like that.
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I mean, lewd and lascivious in this
county.
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I just, I was so mad at him, okay?
Because this was my kid and we were
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to be friends. How dare you, right? I
told him.
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They won't find your body parts if you
ever make a pass at my kid again. How
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00:13:58,990 --> 00:14:00,910
dare you? That's about the bottom line.
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When asked about this by American Greed,
Cruz did not deny the story.
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After Weatherford first discovers the
texts, she decides she wants revenge.
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She has an inkling that something is
fishy at Yorkshire and feels there's
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one option.
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Taking his ass out.
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You want me to put that more mildly?
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I'd rather not. He was going down one
way or the other. If it wasn't going to
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on the paperwork and finding out how
he's spending this money, it was going
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go a whole different route.
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It didn't matter, you know, but this guy
was gone.
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To take him down, she needs more
information.
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00:14:40,770 --> 00:14:45,810
She knows Cruz needs help getting
organized and goes to him with a
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I said, look, Paul, if you need to get
these promissory notes out or whatever
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00:14:50,610 --> 00:14:55,229
you need to get done, let me do it for
you as a part -time job and we'll be
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to go.
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He was all for it. It was like he
trusted me completely.
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What a fool.
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What a fool.
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00:15:03,950 --> 00:15:08,810
Coming up on American Greed, Paul Cruz's
plans turn deadly.
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I sometimes like to call it my breaking
bad faith.
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It takes a really big leap to go from
financial crime to wanting to kill
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After allegedly trying to seduce her
teenage daughter, Paul Cruz agreed to
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00:15:39,080 --> 00:15:42,270
Amy Weatherford help him with his
fraudulent company's books.
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00:15:42,780 --> 00:15:45,940
He thinks she's there to help, but she's
not.
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Looking at Cruz's bank records for a
single month, what she sees is shocking.
228
00:15:51,860 --> 00:15:54,820
$400 ,000 in, $400 ,000 out.
229
00:15:56,400 --> 00:15:57,960
How do you spend that in a month?
230
00:15:58,720 --> 00:15:59,800
I don't know.
231
00:16:00,270 --> 00:16:03,970
I don't know what he was spending it on.
All I saw was cars, jewelry, trips.
232
00:16:04,310 --> 00:16:07,350
But she's doing more than just sneaking
a glance.
233
00:16:07,910 --> 00:16:11,110
I copied everything because I knew
something was wrong.
234
00:16:11,350 --> 00:16:13,820
How can he do this and I'm not seeing
investment?
235
00:16:14,130 --> 00:16:18,470
There is nothing in any of the files for
stocks, bonds, anything.
236
00:16:19,550 --> 00:16:21,110
So I emailed the FBI.
237
00:16:21,570 --> 00:16:24,940
And I swear to God, the very next day I
got a call from Byron Thompson.
238
00:16:25,840 --> 00:16:31,739
At the end of March 2011, Paul Cruz
takes a trip to China, and Weatherford
239
00:16:31,740 --> 00:16:36,720
brings agent Byron Thompson this huge
box of papers from Yorkshire Financial.
240
00:16:37,380 --> 00:16:41,360
It's not long before he realizes that
Cruz's operation is a scam.
241
00:16:42,040 --> 00:16:46,660
What's not so clear to him is how and
why Cruz turned bad.
242
00:16:47,160 --> 00:16:48,600
He's a confusing individual.
243
00:16:48,980 --> 00:16:53,020
I looked a lot at his background, and I
learned about two different people.
244
00:16:53,630 --> 00:16:59,649
The early Paul Cruz was a licensed
securities broker who legitimately
245
00:16:59,650 --> 00:17:00,669
people's money.
246
00:17:00,670 --> 00:17:06,189
And then at some point, not knowing how
it happened, he came up with this scheme
247
00:17:06,190 --> 00:17:11,368
that to me was just so callous and
brazen because he knew these people
248
00:17:11,369 --> 00:17:16,409
well. And he knew the money that he was
taking from them was all they had and in
249
00:17:16,410 --> 00:17:18,820
some instances all they were ever going
to have.
250
00:17:21,640 --> 00:17:26,879
In July, Agent Thompson heads from
Florida to Washington State, where John
251
00:17:26,880 --> 00:17:29,560
has recruited the bulk of the scam's
victims.
252
00:17:30,020 --> 00:17:34,159
When I went out to greet some of these
people for the first time who were their
253
00:17:34,160 --> 00:17:39,279
long -term friends, associates, and knew
them well, some of them it was pretty
254
00:17:39,280 --> 00:17:42,440
difficult to convince that there was a
scam at all.
255
00:17:42,441 --> 00:17:46,439
They thought their money was still safe,
and they hadn't experienced a problem
256
00:17:46,440 --> 00:17:47,490
out of it.
257
00:17:47,570 --> 00:17:51,510
Thompson says that for some, the
conversations are difficult.
258
00:17:52,130 --> 00:17:56,709
Some people, you know, the light comes
on and they realize, oh my goodness, you
259
00:17:56,710 --> 00:18:00,669
know, this person I've trusted for all
these years that knew, you know, I'm not
260
00:18:00,670 --> 00:18:05,110
a wealthy person, this is my life
savings, they've stolen our money.
261
00:18:05,710 --> 00:18:11,009
That fall, hoping they can stop the
bleeding, the feds begin seizing Cruz's
262
00:18:11,010 --> 00:18:12,060
assets.
263
00:18:12,110 --> 00:18:16,590
Agent Thompson meets with Paul Cruz, but
he says he won't talk.
264
00:18:18,060 --> 00:18:23,719
By the end of 2011, investor Darlene
Jones has begun to notice that her safe
265
00:18:23,720 --> 00:18:26,220
investment might not be so safe.
266
00:18:26,760 --> 00:18:29,110
She's having trouble getting money from
Cruz.
267
00:18:29,600 --> 00:18:33,100
Paul kept telling me, he said, you don't
understand what's going on.
268
00:18:33,840 --> 00:18:35,320
That's all he would tell me.
269
00:18:35,321 --> 00:18:38,479
He said, there's some things going on
and you don't understand.
270
00:18:38,480 --> 00:18:42,379
And I said, no, Paul, I don't. I don't
know what's going on. I said, am I going
271
00:18:42,380 --> 00:18:44,120
to get a check? He said, I'm not sure.
272
00:18:44,800 --> 00:18:46,300
We'll have to see what happens.
273
00:18:47,560 --> 00:18:52,520
What happens is that one month later,
FBI agent Thompson's phone rings.
274
00:18:53,240 --> 00:18:54,290
It's Paul Cruz.
275
00:18:55,040 --> 00:19:00,059
He called me and said that he was tired
of fighting the case, that I knew he was
276
00:19:00,060 --> 00:19:04,059
guilty and he knew he was guilty, and he
wanted to come in and just face what he
277
00:19:04,060 --> 00:19:04,899
had done.
278
00:19:04,900 --> 00:19:09,419
Two days later, Cruz comes to the
federal building in Jacksonville where
279
00:19:09,420 --> 00:19:10,860
signs a written confession.
280
00:19:11,380 --> 00:19:15,679
A portion of that statement read,
investors were not told the truth about
281
00:19:15,680 --> 00:19:20,289
investments. Sometimes I solicited
investors, and sometimes they were
282
00:19:20,290 --> 00:19:21,910
by my brother, Jonathan Cruz.
283
00:19:22,450 --> 00:19:26,589
I am remorseful for what I've done. I've
hurt a lot of people by stealing their
284
00:19:26,590 --> 00:19:27,640
retirement savings.
285
00:19:27,970 --> 00:19:32,569
It is my desire today to take full
responsibility for what I've done. It
286
00:19:32,570 --> 00:19:36,650
like a Ponzi scheme, and I'm admitting
I'm guilty because I am guilty.
287
00:19:36,870 --> 00:19:39,330
And it was signed, Paul S. Cruz.
288
00:19:40,410 --> 00:19:44,590
For Thompson, it feels like it's time to
close the book on Cruz.
289
00:19:45,340 --> 00:19:47,140
I thought that was the end of the case.
290
00:19:47,620 --> 00:19:50,330
It just seemed like all of the fight had
gone out of him.
291
00:19:50,400 --> 00:19:55,099
He wanted to admit what he had done
wrong, and he told his attorney, in
292
00:19:55,100 --> 00:19:58,299
your advice, this is what I want to do.
I want this case over with. I want to
293
00:19:58,300 --> 00:19:59,920
plead guilty because I am guilty.
294
00:20:01,760 --> 00:20:05,100
But the odyssey of Paul Cruz is far from
over.
295
00:20:05,960 --> 00:20:11,099
Shortly after Cruz confesses to FBI
agents in Florida, his brother John is
296
00:20:11,100 --> 00:20:13,160
behind bars in Washington State.
297
00:20:15,180 --> 00:20:19,820
But his situation has nothing to do with
preying on financial victims.
298
00:20:21,120 --> 00:20:26,739
He's been arrested at this gas station
picnic table trying to meet a girl who
299
00:20:26,740 --> 00:20:29,020
thinks is just 13 years old.
300
00:20:29,300 --> 00:20:34,399
Jonathan Cruz had been arrested in
connection with a catch -a -predator
301
00:20:34,400 --> 00:20:38,520
investigation by the local authorities
there in Washington State.
302
00:20:38,920 --> 00:20:43,000
He had gone to have sex with a minor
child.
303
00:20:43,440 --> 00:20:47,500
In fact, his criminal history had shown
that that wasn't the first time.
304
00:20:48,280 --> 00:20:53,639
Court records say that John Cruz has an
extensive history of sexual deviance
305
00:20:53,640 --> 00:20:58,879
dating back years, and the judge
sentences him to serve at least four
306
00:20:58,880 --> 00:21:00,740
ten months in state prison.
307
00:21:01,220 --> 00:21:06,559
Then in March 2012, a grand jury in
Florida looking at the Yorkshire case
308
00:21:06,560 --> 00:21:12,400
indicts both Cruz brothers on one charge
of conspiracy to commit wire fraud.
309
00:21:14,480 --> 00:21:18,959
A few months later, John is brought to
the East Coast and locked up in the same
310
00:21:18,960 --> 00:21:20,060
facility as Paul.
311
00:21:20,980 --> 00:21:26,239
Apparently, this, coupled with his sex
crime arrest, is too much for John to
312
00:21:26,240 --> 00:21:29,460
handle. He ended up hanging himself.
313
00:21:29,960 --> 00:21:33,340
He didn't leave a note. He left no
reason why.
314
00:21:33,920 --> 00:21:38,060
But I think we can just put things
together. He was 65.
315
00:21:38,820 --> 00:21:41,300
He had had a troubled past with
children.
316
00:21:41,930 --> 00:21:45,649
And then he's looking at probably
somewhere around close to 10 years on a
317
00:21:45,650 --> 00:21:46,589
federal charge.
318
00:21:46,590 --> 00:21:50,450
And he just apparently could not live
with himself and took his own life.
319
00:21:52,910 --> 00:21:57,609
Paul Cruz has already confessed to
running the Yorkshire investment scheme
320
00:21:57,610 --> 00:22:02,989
got his brother in trouble with the
feds. But after John's suicide, he's
321
00:22:02,990 --> 00:22:04,040
blaming himself.
322
00:22:04,270 --> 00:22:10,050
He didn't take any responsibility
whatsoever for getting his brother
323
00:22:10,700 --> 00:22:14,160
in his plan to defraud his friends and
family.
324
00:22:14,460 --> 00:22:16,460
He put it on somebody else.
325
00:22:18,200 --> 00:22:24,399
Next on American Greed, Paul Cruz
devises a murderous plan to get out of
326
00:22:24,400 --> 00:22:26,120
and get revenge.
327
00:22:27,040 --> 00:22:31,780
Hey, is there any problem with having
these people cremated?
328
00:22:43,630 --> 00:22:46,230
It's just days after his brother's
suicide.
329
00:22:46,590 --> 00:22:53,189
And on July 31, 2012, authorities move
Paul Cruz to the Baker County Detention
330
00:22:53,190 --> 00:22:58,809
Center. Inside, he shares a cell with a
man named Dre, who was locked up facing
331
00:22:58,810 --> 00:23:00,130
federal drug charges.
332
00:23:00,950 --> 00:23:04,850
Dre seems like a guy who knows how to
make bad things happen.
333
00:23:05,130 --> 00:23:09,590
And Cruz asks him for the name of
someone who can do a couple of jobs.
334
00:23:10,150 --> 00:23:11,200
Paul Cruz.
335
00:23:11,840 --> 00:23:13,400
trusted his cellmate.
336
00:23:13,640 --> 00:23:20,019
It may be because he thought that the
cellmate had what we call street cred
337
00:23:20,020 --> 00:23:26,219
that he believed that he, the cellmate,
could help him out and get him somebody
338
00:23:26,220 --> 00:23:27,270
that was an enforcer.
339
00:23:27,700 --> 00:23:33,919
Dre is more than happy to help Cruz find
an enforcer. And on September 4th, he
340
00:23:33,920 --> 00:23:38,000
places a call to a man on the outside
named John O 'Leary.
341
00:23:41,360 --> 00:23:44,220
Hello? Hello, this is a free call
from... Dre.
342
00:23:45,040 --> 00:23:48,320
An inmate at... Baker County Detention
Center.
343
00:23:49,360 --> 00:23:54,899
Once he's got John on the line, Dre
hands the phone to Cruz, who isn't
344
00:23:54,900 --> 00:23:56,220
get right down to business.
345
00:23:56,221 --> 00:23:58,099
Hey, John.
346
00:23:58,100 --> 00:23:59,150
Hey, what's up, man?
347
00:23:59,580 --> 00:24:06,340
Uh, hey, I'm, um, a friend of Dre's, and
I asked him to,
348
00:24:06,360 --> 00:24:09,540
you know, give me a couple enforcers and
do a couple jobs.
349
00:24:10,670 --> 00:24:13,590
Okay. And so he gave me you.
350
00:24:14,430 --> 00:24:20,150
Okay. And so I'm going to court
tomorrow.
351
00:24:20,790 --> 00:24:25,790
And Amy Weatherford is the star witness
to the case.
352
00:24:26,450 --> 00:24:31,430
And if there's no Amy Weatherford,
there's no case.
353
00:24:32,050 --> 00:24:33,170
I understand.
354
00:24:33,970 --> 00:24:37,770
It's hard not to understand the meaning
of this call.
355
00:24:38,430 --> 00:24:42,589
Cruz thinks that making Amy Weatherford
disappear will make the case against Tim
356
00:24:42,590 --> 00:24:43,670
disappear as well.
357
00:24:44,350 --> 00:24:47,730
It turns out Cruz is hardly stopping
here.
358
00:24:48,130 --> 00:24:55,009
He went from zero to 60, and I think it
showed his true colors. He did not
359
00:24:55,010 --> 00:24:58,530
want to be held responsible for what he
had done.
360
00:24:59,490 --> 00:25:05,030
Cruz takes meticulous notes on how he
wants his murderous plans carried out.
361
00:25:05,330 --> 00:25:10,550
And when he talked to John a week later,
His list of people to kill has grown.
362
00:25:10,551 --> 00:25:12,229
Still in?
363
00:25:12,230 --> 00:25:17,090
Yeah. I've got three jobs that's worth a
hundred grand to you, man.
364
00:25:17,750 --> 00:25:19,750
I'm on, man. This is game on, buddy.
365
00:25:19,950 --> 00:25:22,190
Okay. I mean, it's on like Donkey Kong,
so.
366
00:25:22,191 --> 00:25:23,249
All right.
367
00:25:23,250 --> 00:25:28,170
Cruz wants John to kill Weatherford and
two former business associates.
368
00:25:28,450 --> 00:25:34,009
He claims they stole money from him. Now
Cruz says he wants his money back and
369
00:25:34,010 --> 00:25:35,230
his associates dead.
370
00:25:35,231 --> 00:25:38,479
Now, let me ask you this. You want it
all freaked out with the same light?
371
00:25:38,480 --> 00:25:39,600
Yep. Okay.
372
00:25:39,840 --> 00:25:40,890
You sure now?
373
00:25:40,920 --> 00:25:42,180
Yep. I'm positive.
374
00:25:42,560 --> 00:25:44,380
Once we get the green light, it's on.
375
00:25:44,600 --> 00:25:45,680
Yep. Okay.
376
00:25:45,681 --> 00:25:49,399
What's the time frame you're looking at?
377
00:25:49,400 --> 00:25:51,560
As soon as we can move on it.
378
00:25:52,680 --> 00:25:58,720
John and Paul decide to talk in code,
calling each murder digging a hole.
379
00:25:59,580 --> 00:26:01,440
But Cruz makes one thing clear.
380
00:26:01,920 --> 00:26:03,700
It's all about Amy Weatherford.
381
00:26:04,240 --> 00:26:06,000
Hole number one.
382
00:26:06,980 --> 00:26:13,939
The thing that I've got to express,
we've got to concentrate 110 % on
383
00:26:13,940 --> 00:26:14,990
the first hole.
384
00:26:15,780 --> 00:26:17,880
Yeah, okay, that's no problem.
385
00:26:18,200 --> 00:26:23,780
If I can't get my ass out of jail, you
know, I can't accomplish anything.
386
00:26:26,620 --> 00:26:33,009
Days later, John sends this man, his co
-worker, a tough guy named Richie, to
387
00:26:33,010 --> 00:26:34,210
actually meet with Cruz.
388
00:26:35,170 --> 00:26:40,589
When they talk on the jail's video phone
system, Cruz details what he wants done
389
00:26:40,590 --> 00:26:44,370
with Amy Weatherford in order to
guarantee his release.
390
00:27:48,620 --> 00:27:53,319
To Mark Devereaux, an assistant U .S.
attorney working the case, Cruz's
391
00:27:53,320 --> 00:27:54,980
intentions are clear.
392
00:27:55,300 --> 00:28:02,139
He wanted to have her murdered,
tortured, leave a note with her, a
393
00:28:02,140 --> 00:28:05,619
note making her sign a document saying
that she's the one that came up with the
394
00:28:05,620 --> 00:28:09,350
plan, that she's the one that stole the
money, putting all the blame on her.
395
00:28:09,760 --> 00:28:15,319
Before his visitor leaves, Cruz says
that if this plan doesn't work, he's got
396
00:28:15,320 --> 00:28:17,840
backup that's sure to win him his
freedom.
397
00:28:38,700 --> 00:28:39,780
It sounds like it will.
398
00:28:40,600 --> 00:28:46,559
Since his brother's death, Cruz has
morphed from a white -collar schemer to
399
00:28:46,560 --> 00:28:51,799
man who wants to kill a key witness, two
business associates, and the prosecutor
400
00:28:51,800 --> 00:28:55,260
in his case. But there's a problem with
Cruz's plan.
401
00:28:55,840 --> 00:28:58,740
Hitmen cost money, and he has none.
402
00:28:59,800 --> 00:29:02,000
Well, what does a schemester do?
403
00:29:02,420 --> 00:29:03,780
He uses another scam.
404
00:29:04,410 --> 00:29:08,809
At the very time he's trying to get the
hitman to get out of some lies because
405
00:29:08,810 --> 00:29:15,049
he had stolen money from his friends and
family and clients, he ends up lying to
406
00:29:15,050 --> 00:29:16,100
the hitman.
407
00:29:16,550 --> 00:29:21,209
In this document, Cruz writes down the
big dollar figures that each of his
408
00:29:21,210 --> 00:29:22,490
victims can pony up.
409
00:29:22,850 --> 00:29:27,729
Before digging each hole, he wants John
to take them to their banks and have
410
00:29:27,730 --> 00:29:29,130
them withdraw this money.
411
00:29:29,930 --> 00:29:34,090
As payment, John is to keep a portion
and pass the rest on to Cruz.
412
00:29:34,970 --> 00:29:38,110
Of course, hitmen don't work on
consignment.
413
00:29:38,670 --> 00:29:40,270
They want a down payment.
414
00:29:40,590 --> 00:29:46,170
So Cruz calls his brother Dave to tell
him about his plans and make a request.
415
00:29:46,650 --> 00:29:51,910
He was under the illusion that I owed
him $10 ,000.
416
00:29:52,410 --> 00:29:58,930
And I was supposed to come down there
and make contact with the killers.
417
00:30:01,120 --> 00:30:06,160
and pay him. But Dave doesn't have $10
,000 just sitting around.
418
00:30:06,440 --> 00:30:11,259
And even if he did, he wouldn't use it
to help his brother with his get -out
419
00:30:11,260 --> 00:30:12,310
-jail scheme.
420
00:30:12,540 --> 00:30:18,939
I told him, I said, this is insane for
you to think that you're going to get by
421
00:30:18,940 --> 00:30:19,990
with any of this.
422
00:30:20,520 --> 00:30:23,400
Paul does not take his brother's denial
well.
423
00:30:24,060 --> 00:30:26,700
As I recall, he just hung up.
424
00:30:37,900 --> 00:30:40,520
And I never heard from him again.
425
00:30:42,640 --> 00:30:46,580
Cruz desperately needs Dave's money to
get his operation going.
426
00:30:46,960 --> 00:30:53,219
And when he talks to hitman John, he has
an idea of how to get it. I know he's
427
00:30:53,220 --> 00:30:54,270
got the money.
428
00:30:54,620 --> 00:30:58,859
Okay. And the only way that I think that
you're going to be able to get the
429
00:30:58,860 --> 00:31:01,940
money... is if you have to kill them.
430
00:31:04,340 --> 00:31:06,390
Really? You may have to get to that
point.
431
00:31:07,440 --> 00:31:09,000
Okay. And you're good with that?
432
00:31:09,340 --> 00:31:10,390
I'm good with that.
433
00:31:11,000 --> 00:31:12,780
It's not up to me.
434
00:31:13,820 --> 00:31:14,870
No, I understand.
435
00:31:16,080 --> 00:31:17,130
Here's the thing.
436
00:31:17,340 --> 00:31:21,520
After we hung up, we called you right
back.
437
00:31:21,820 --> 00:31:22,870
Okay.
438
00:31:23,280 --> 00:31:27,059
And you brought us, look, I don't have
10 ,000. If you guys want to come up and
439
00:31:27,060 --> 00:31:33,759
beat me and kill me, you can... I guess
we'll find
440
00:31:33,760 --> 00:31:34,810
out, huh?
441
00:31:36,980 --> 00:31:42,319
Next on American Greed, prosecutors find
something belonging to Cruz that's
442
00:31:42,320 --> 00:31:44,980
unlike anything they've ever seen
before.
443
00:31:45,660 --> 00:31:49,559
Not in a trial. I don't even think in a
horror movie. This just shows a window
444
00:31:49,560 --> 00:31:51,790
into his mind and what he was thinking
about.
445
00:31:51,960 --> 00:31:55,150
He was going to stop at nothing to try
to get away with this crime.
446
00:31:55,390 --> 00:32:00,709
Listen to more of Paul Cruz's
conversations with hitman John at
447
00:32:00,710 --> 00:32:02,750
.CNBCPrime .com.
448
00:32:03,550 --> 00:32:04,600
Feeling greedy?
449
00:32:04,750 --> 00:32:07,520
Want more than your share of behind -the
-scenes dirt?
450
00:32:08,270 --> 00:32:10,850
Follow us at AmericanGreedTV on Twitter.
451
00:32:11,270 --> 00:32:12,370
We'll be right back.
452
00:32:26,890 --> 00:32:32,489
For weeks, confessed con artist Paul
Cruz has been talking to a hitman. He
453
00:32:32,490 --> 00:32:36,410
to take out Amy Weatherford, the
whistleblower who brought down his scam.
454
00:32:37,350 --> 00:32:42,570
On September 27, 2012, Cruz gets the
call he's been waiting for.
455
00:32:43,130 --> 00:32:44,180
John.
456
00:32:44,650 --> 00:32:45,700
What's up, man?
457
00:32:45,910 --> 00:32:48,200
What's happening, man? Tell me the good
news.
458
00:32:48,710 --> 00:32:51,330
Well, you sure you want us to stop them,
right?
459
00:32:51,710 --> 00:32:52,760
Yep.
460
00:32:53,010 --> 00:32:55,310
All right. Here's the news. You sitting
down?
461
00:32:55,630 --> 00:32:56,680
Yeah, I am.
462
00:32:56,681 --> 00:32:58,059
All right.
463
00:32:58,060 --> 00:33:01,559
Lisa's in the trunk of my car right now
as I'm driving down the interstate,
464
00:33:01,560 --> 00:33:02,740
okay? Okay.
465
00:33:02,741 --> 00:33:04,839
What do you think of that, buddy?
466
00:33:04,840 --> 00:33:06,040
I think that's awesome.
467
00:33:07,160 --> 00:33:11,939
In the excitement of the moment, John O
'Leary misspeaks, calling Amy
468
00:33:11,940 --> 00:33:13,080
Weatherford Lisa.
469
00:33:13,420 --> 00:33:14,700
But the message is clear.
470
00:33:15,420 --> 00:33:20,099
Cruz thinks Weatherford is about to die,
and now he wants the confession that
471
00:33:20,100 --> 00:33:21,150
will set him free.
472
00:33:21,620 --> 00:33:24,700
Sit tight. Richie's right now. We'll get
the information.
473
00:33:25,280 --> 00:33:26,330
Okay.
474
00:33:26,570 --> 00:33:28,030
All right. So we'll have it.
475
00:33:28,870 --> 00:33:31,250
So we'll finish your off.
476
00:33:31,550 --> 00:33:34,380
You want to make it look like a suicide,
you said, right?
477
00:33:34,390 --> 00:33:39,429
Yep. Right. And then we'll whack her and
cremate her. You want her cremated,
478
00:33:39,430 --> 00:33:41,270
right? Yep. I want her cremated, yeah.
479
00:33:42,110 --> 00:33:43,370
No problem, man. It's done.
480
00:33:44,030 --> 00:33:48,030
Well, hopefully, Dan, we'll get all this
money. Hopefully you'll be out soon,
481
00:33:48,031 --> 00:33:49,289
brother. It'll be party time.
482
00:33:49,290 --> 00:33:51,030
Yeah. I'm ready for it.
483
00:33:52,670 --> 00:33:54,780
Where do you want to go for our first
meal?
484
00:33:56,299 --> 00:34:00,340
Down to probably the Capitol Grill.
485
00:34:02,820 --> 00:34:04,560
Cruz has big plans.
486
00:34:05,000 --> 00:34:09,879
But before he's eating a steak at a
fancy restaurant, he has one more thing
487
00:34:09,880 --> 00:34:11,760
his hitmen to tell Weatherford.
488
00:34:12,100 --> 00:34:17,719
Let her know that she's dying because
I'm avenging my brother's suicide.
489
00:34:18,739 --> 00:34:20,340
Okay. I understand.
490
00:34:20,739 --> 00:34:24,469
I'll stick the muzzle in her throat and
I'll tell her that, okay? All right.
491
00:34:24,489 --> 00:34:26,010
Let's see, buddy. Peace.
492
00:34:26,489 --> 00:34:27,539
Yep.
493
00:34:29,989 --> 00:34:32,670
Cruz believes his freedom is within
sight.
494
00:34:33,030 --> 00:34:37,469
In the hours after the call, he sits
down and pens a letter to his brother
495
00:34:39,469 --> 00:34:44,170
In it, he writes that Amy Weatherford
has confessed to stealing his investors'
496
00:34:44,389 --> 00:34:48,210
money. She's admitted that she was the
one who put the scam together.
497
00:34:48,860 --> 00:34:53,840
And that she couldn't handle all the
lies anymore and decided to kill
498
00:34:54,600 --> 00:34:58,639
Paul is clearly giddy about the fact
that he now thinks that Amy
499
00:34:58,640 --> 00:35:03,139
dead. Paul's going to get away with
murder of her. He's also going to get
500
00:35:03,140 --> 00:35:04,580
with the entire Ponzi scheme.
501
00:35:04,581 --> 00:35:07,779
And he's going to get away with it in
front of the eyes of his family, too,
502
00:35:07,780 --> 00:35:12,180
because Amy Weatherford, in Paul's mind,
caused the death of his brother.
503
00:35:12,680 --> 00:35:16,780
In Cruz's cold -blooded mind, it all
seems to make sense.
504
00:35:17,440 --> 00:35:20,340
But there are a few hitches in this
plan.
505
00:35:20,900 --> 00:35:23,360
Amy Weatherford isn't really dead.
506
00:35:23,800 --> 00:35:27,160
His cellmate, Gray, isn't really his
friend.
507
00:35:27,500 --> 00:35:30,660
And John O 'Leary isn't really a hitman.
508
00:35:31,120 --> 00:35:36,839
Mr. Cruz thought my name was John O
'Leary, but in fact my name is John
509
00:35:36,840 --> 00:35:41,120
special agent with the Bureau of
Alcohol, Tobacco, Firearms, and
510
00:35:42,830 --> 00:35:48,670
At this point, the only hitman Cruz has
actually seen is Richie, a .k .a.
511
00:35:49,050 --> 00:35:50,910
ATF agent Rick Samples.
512
00:35:51,830 --> 00:35:57,569
And the day after the last phone call,
ATF agent John Leahy comes to the jail
513
00:35:57,570 --> 00:36:00,730
introduce himself and let Cruz in on the
secret.
514
00:36:01,750 --> 00:36:06,929
Leahy says he senses no remorse from the
man whose voice he now knows all too
515
00:36:06,930 --> 00:36:11,350
well. I mean, I never saw him face to
face to the day in the cell, but...
516
00:36:11,640 --> 00:36:12,780
Just the way he laughed.
517
00:36:13,600 --> 00:36:16,850
He gives that laugh. It's like, man,
it's like the devil laughing.
518
00:36:18,200 --> 00:36:22,020
After he's caught, guards move Cruz to
solitary confinement.
519
00:36:22,960 --> 00:36:28,819
When they do, they search his belongings
and find a document he's written, a
520
00:36:28,820 --> 00:36:31,700
sick recipe for how to get Weatherford
to confess.
521
00:36:32,300 --> 00:36:37,839
Mr. Cruz wanted Amy Weatherford tortured
and then killed. And he actually wrote
522
00:36:37,840 --> 00:36:38,890
out a list.
523
00:36:39,070 --> 00:36:41,550
of step -by -step how the hitman should
do it.
524
00:36:41,990 --> 00:36:43,890
The first step is knock on the door.
525
00:36:44,290 --> 00:36:46,750
When she opens it, hit her.
526
00:36:46,990 --> 00:36:48,130
Knock her unconscious.
527
00:36:48,750 --> 00:36:50,170
Step three, strip her.
528
00:36:50,430 --> 00:36:53,450
Step four, sit her up in a chair with
arms.
529
00:36:54,070 --> 00:36:59,270
Step five, duct tape her legs and arms
to the chair and put tape over her
530
00:36:59,870 --> 00:37:03,110
Step six, put a hood over her head.
531
00:37:03,930 --> 00:37:07,050
Step seven, shove a curling iron
532
00:37:08,010 --> 00:37:09,060
Up inside her.
533
00:37:09,630 --> 00:37:14,569
Former Justice Department attorney Ryan
Rolfson says that in all his years as a
534
00:37:14,570 --> 00:37:18,330
federal prosecutor, he's never seen
something like this before.
535
00:37:18,870 --> 00:37:21,410
Not in a trial. I don't even think in a
horror movie.
536
00:37:23,050 --> 00:37:27,309
This just shows a window into his mind
and what he was thinking about. And
537
00:37:27,310 --> 00:37:31,090
really, he was going to stop at nothing
to try to get away with this crime.
538
00:37:32,450 --> 00:37:35,770
And even after learning the truth about
hitman John.
539
00:37:36,360 --> 00:37:39,040
Cruz isn't about to stop scheming.
540
00:37:39,600 --> 00:37:43,659
Authorities have not yet told him that
his cellmate, Dre, was the one who set
541
00:37:43,660 --> 00:37:49,519
him up. And Cruz attempts to slip him
notes, warning him that now they are
542
00:37:49,520 --> 00:37:50,640
in grave danger.
543
00:37:51,280 --> 00:37:52,660
Let me put this straight.
544
00:37:52,980 --> 00:37:55,280
John O 'Leary is an ATF agent.
545
00:37:55,660 --> 00:37:57,640
He duped you and me.
546
00:37:57,860 --> 00:38:04,619
He needs to go before he can testify
against us, or we will be in prison for
547
00:38:04,620 --> 00:38:05,670
rest of our lives.
548
00:38:06,230 --> 00:38:07,410
You need to get his ass.
549
00:38:08,450 --> 00:38:10,030
Period. End of story.
550
00:38:10,570 --> 00:38:17,530
These notes are intercepted. So he was
actually willing to kill Amy
551
00:38:17,630 --> 00:38:24,009
two business associates, a federal
prosecutor, his own brother, and then
552
00:38:24,010 --> 00:38:29,709
he learned that Special Agent Leahy
wasn't the hitman, he wanted to have
553
00:38:29,710 --> 00:38:31,150
Agent Leahy murdered.
554
00:38:31,410 --> 00:38:32,830
So now it's thick.
555
00:38:33,540 --> 00:38:34,800
And that's the mentality.
556
00:38:34,801 --> 00:38:37,419
Every time he gets caught, every time he
gets caught with committing another
557
00:38:37,420 --> 00:38:41,659
crime, instead of taking responsibility
for it or saying, okay, you win, he
558
00:38:41,660 --> 00:38:45,579
keeps trying to cover it up. He keeps
trying to commit more crimes. It just
559
00:38:45,580 --> 00:38:49,739
further down into that hole of greed and
crime that he just doesn't seem to be
560
00:38:49,740 --> 00:38:50,790
able to come out of.
561
00:38:52,500 --> 00:38:56,140
Next on American Greed, it's the hour of
reckoning.
562
00:38:56,650 --> 00:39:01,229
And Paul Cruz is still looking for a way
out. He thought of himself as an
563
00:39:01,230 --> 00:39:04,390
amazing salesman, so he kept trying to
sell and sell and sell.
564
00:39:24,460 --> 00:39:30,319
One month after his murder -for -hire
plot falls apart, Paul Cruz is indicted
565
00:39:30,320 --> 00:39:32,760
new charges related to these failed
efforts.
566
00:39:33,560 --> 00:39:36,840
He goes on trial in February 2013.
567
00:39:37,700 --> 00:39:42,479
Darlene Jones is one of the many victims
present to testify against a once
568
00:39:42,480 --> 00:39:45,000
-trusted financial advisor and friend.
569
00:39:45,640 --> 00:39:48,300
In the courtroom, Paul could not even
look at me.
570
00:39:48,700 --> 00:39:52,020
He held his head down the whole time I
was there.
571
00:39:52,710 --> 00:39:55,190
and would not even look up at all.
572
00:39:55,910 --> 00:40:02,510
Also there to testify are three people
Cruz wanted dead, ATF agent John Leahy,
573
00:40:02,630 --> 00:40:05,710
Amy Weatherford, and his own brother
Dave.
574
00:40:06,430 --> 00:40:13,429
I didn't feel angry, but I was willing
to cooperate fully because I
575
00:40:13,430 --> 00:40:16,850
thought he was truly a danger to
society.
576
00:40:18,370 --> 00:40:21,630
If he could kill a brother for nothing.
577
00:40:22,400 --> 00:40:25,320
I think that he deserves to be where he
is.
578
00:40:29,460 --> 00:40:35,339
There to present the case are
prosecutors Ryan Rolfson and one more of
579
00:40:35,340 --> 00:40:37,720
intended victims, Mark Devereaux.
580
00:40:38,800 --> 00:40:44,319
A jury takes less than two hours to find
Cruz guilty on multiple charges of mail
581
00:40:44,320 --> 00:40:48,420
-and -wire fraud, conspiracy, and
attempting to kill a witness.
582
00:40:49,800 --> 00:40:54,050
But even after the verdict is read, He's
still looking for a way out.
583
00:40:55,010 --> 00:40:59,869
When he returns to court for sentencing
months later, he presents the judge with
584
00:40:59,870 --> 00:41:01,030
an audacious plan.
585
00:41:01,710 --> 00:41:07,189
He asked the judge to release him from
custody so that he could start working
586
00:41:07,190 --> 00:41:11,709
again and trying to pay back some of the
money he had taken from the victims. Of
587
00:41:11,710 --> 00:41:13,510
course, the judge did not go for that.
588
00:41:13,630 --> 00:41:17,390
Instead, he sentences Paul Cruz to 30
years in prison.
589
00:41:17,590 --> 00:41:21,390
It seems all his murderous plotting has
backfired.
590
00:41:21,850 --> 00:41:26,389
Had he been convicted at trial of only
the financial fraud scheme, you know,
591
00:41:26,390 --> 00:41:30,069
jail sentence would have likely been a
minimum security assignment for a few
592
00:41:30,070 --> 00:41:34,470
years. He then just went for broke and
tried to get away with all of it.
593
00:41:36,550 --> 00:41:42,450
In the scam he ran, Paul Cruz was no
Bernie Madoff. He didn't steal billions.
594
00:41:42,910 --> 00:41:48,309
But to victims like Darlene Jones, the
money he stole was all the money they
595
00:41:48,310 --> 00:41:50,550
had. I've already lost my home.
596
00:41:51,130 --> 00:41:56,449
I had to file bankruptcy, and I'm not
going to be able to enjoy the things
597
00:41:56,450 --> 00:41:58,440
I thought I was going to be able to
enjoy.
598
00:41:58,570 --> 00:42:01,710
At this point, there's not that much
money.
599
00:42:04,470 --> 00:42:09,849
To those who stopped Cruz's scheme,
there is a small upside in knowing that
600
00:42:09,850 --> 00:42:12,320
prevented him from ensnaring even more
victims.
601
00:42:13,570 --> 00:42:19,269
Cruz's downfall is due in no small part
to one woman, his former assistant, Amy
602
00:42:19,270 --> 00:42:22,980
Weatherford. She seems glad to have
helped out.
603
00:42:23,480 --> 00:42:25,960
That man got exactly what he deserved.
604
00:42:26,880 --> 00:42:31,919
And I've never had the chance to send
him a card in prison to say, Ha ha, I
605
00:42:31,920 --> 00:42:32,970
you I'd get your ass.
606
00:42:33,011 --> 00:42:35,109
Gotcha.
607
00:42:35,110 --> 00:42:39,660
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