All language subtitles for American Greed s04e02 The Black Widows
Afrikaans
Akan
Albanian
Amharic
Arabic
Armenian
Azerbaijani
Basque
Belarusian
Bemba
Bengali
Bihari
Bosnian
Breton
Bulgarian
Cambodian
Catalan
Cebuano
Cherokee
Chichewa
Chinese (Simplified)
Chinese (Traditional)
Corsican
Croatian
Czech
Danish
Dutch
English
Esperanto
Estonian
Ewe
Faroese
Filipino
Finnish
French
Frisian
Ga
Galician
Georgian
German
Greek
Guarani
Gujarati
Haitian Creole
Hausa
Hawaiian
Hebrew
Hindi
Hmong
Hungarian
Icelandic
Igbo
Indonesian
Interlingua
Irish
Italian
Japanese
Javanese
Kannada
Kazakh
Kinyarwanda
Kirundi
Kongo
Korean
Krio (Sierra Leone)
Kurdish
Kurdish (Soranî)
Kyrgyz
Laothian
Latin
Latvian
Lingala
Lithuanian
Lozi
Luganda
Luo
Luxembourgish
Macedonian
Malagasy
Malay
Malayalam
Maltese
Maori
Marathi
Mauritian Creole
Moldavian
Mongolian
Myanmar (Burmese)
Montenegrin
Nepali
Nigerian Pidgin
Northern Sotho
Norwegian
Norwegian (Nynorsk)
Occitan
Oriya
Oromo
Pashto
Persian
Polish
Portuguese (Brazil)
Portuguese (Portugal)
Punjabi
Quechua
Romanian
Romansh
Runyakitara
Russian
Samoan
Scots Gaelic
Serbian
Serbo-Croatian
Sesotho
Setswana
Seychellois Creole
Shona
Sindhi
Sinhalese
Slovak
Slovenian
Somali
Spanish
Spanish (Latin American)
Sundanese
Swahili
Swedish
Tajik
Tamil
Tatar
Telugu
Thai
Tigrinya
Tonga
Tshiluba
Tumbuka
Turkish
Turkmen
Twi
Uighur
Ukrainian
Urdu
Uzbek
Vietnamese
Welsh
Wolof
Xhosa
Yiddish
Yoruba
Zulu
Would you like to inspect the original subtitles? These are the user uploaded subtitles that are being translated:
1
00:00:01,870 --> 00:00:04,370
This is a CNBC original.
2
00:00:11,410 --> 00:00:16,230
In this episode of American Greed, two
grannies in jail.
3
00:00:19,670 --> 00:00:21,010
Caught on tape.
4
00:00:22,430 --> 00:00:29,110
Their cold -blooded murder -for -money
plot is
5
00:00:29,110 --> 00:00:30,110
finally up.
6
00:00:30,160 --> 00:00:31,980
They'd already murdered two men who was
going to murder me.
7
00:00:32,200 --> 00:00:34,680
Their story is about to unravel.
8
00:00:35,080 --> 00:00:39,000
They just fed them and housed them like
animals, just for the sole purpose of
9
00:00:39,000 --> 00:00:42,480
killing them. And it sounds just like
something out of a Hollywood movie.
10
00:00:42,680 --> 00:00:47,460
I think I still could not really get my
brain around the fact that these two
11
00:00:47,460 --> 00:00:49,580
geriatrics had executed this guy.
12
00:01:13,290 --> 00:01:16,610
Los Angeles, California, June 22, 2005.
13
00:01:17,530 --> 00:01:23,070
In the early morning hours, traffic
detective Nelson Hernandez gets a call
14
00:01:23,070 --> 00:01:27,110
what looks like a hit -and -run in the
upscale neighborhood of Westwood.
15
00:01:27,390 --> 00:01:32,450
There was a man in the alley, dead, and
they wanted me to come out and
16
00:01:32,450 --> 00:01:33,450
investigate him.
17
00:01:33,650 --> 00:01:37,070
A middle -aged man lies face -up in the
center of the alley.
18
00:01:37,650 --> 00:01:39,570
There's a bicycle a few feet away.
19
00:01:39,790 --> 00:01:41,250
The front wheel is off.
20
00:01:41,550 --> 00:01:45,030
as though the man had been changing a
tire when he was hit by a car.
21
00:01:45,570 --> 00:01:48,030
We checked the tire, and it was hard. It
had air in it.
22
00:01:48,770 --> 00:01:52,750
And then the other thing was, well, if
he's going to work on the tire, why
23
00:01:52,750 --> 00:01:54,990
he put his helmet on top of this other
tire?
24
00:01:55,430 --> 00:01:56,650
It just didn't make any sense.
25
00:01:57,530 --> 00:01:59,530
And why would he stop here in darkness?
26
00:01:59,950 --> 00:02:04,290
Why wouldn't he just walk the bike down
to the end of the alley where there's
27
00:02:04,290 --> 00:02:05,290
light?
28
00:02:06,690 --> 00:02:10,830
The man has nothing in his pockets
except for two photo IDs.
29
00:02:11,390 --> 00:02:16,770
So it was very clear that someone wanted
to tell us who this guy was.
30
00:02:18,130 --> 00:02:20,230
His name is Kenneth McDavid.
31
00:02:20,570 --> 00:02:25,550
Hernandez notes that McDavid's clothes
are covered in grease, most likely from
32
00:02:25,550 --> 00:02:28,310
the bottom of a car, unusual for a hit
-and -run.
33
00:02:28,870 --> 00:02:33,090
Usually pedestrians will get hit and
then they will either get pushed to the
34
00:02:33,090 --> 00:02:37,470
side of the road or will flip over the
car and they will land someplace else.
35
00:02:37,590 --> 00:02:39,990
They will not have all that grease from
the undercarriage.
36
00:02:40,680 --> 00:02:43,540
So there were a few things here that
just didn't look right.
37
00:02:47,960 --> 00:02:53,900
Once the sun comes up, Hernandez combs
the area for witnesses and inquires
38
00:02:53,900 --> 00:02:56,340
any surveillance video taken that night.
39
00:02:56,660 --> 00:03:00,580
One of the stores on the block has
several cameras in the alley.
40
00:03:01,280 --> 00:03:04,500
We looked at the video that this camera
had captured.
41
00:03:05,180 --> 00:03:08,920
and we could see taillights of vehicles
entering the alley and traveling
42
00:03:08,920 --> 00:03:10,180
southbound in the alley.
43
00:03:11,440 --> 00:03:15,960
The camera doesn't capture the victim,
but there's something suspicious about
44
00:03:15,960 --> 00:03:18,100
one of the cars that enters the alley.
45
00:03:18,740 --> 00:03:21,740
The brake lights came on, all lights
went out.
46
00:03:22,500 --> 00:03:28,260
The lights came on five minutes later,
and the vehicle just drove off.
47
00:03:29,220 --> 00:03:33,760
It appeared to be a Ford Taurus or a
Mercury Stable station wagon.
48
00:03:34,920 --> 00:03:39,760
He can't make out the license plate
number. All he has is the possible make
49
00:03:39,760 --> 00:03:42,300
model of the car and the dead man's IDs.
50
00:03:42,980 --> 00:03:49,400
He follows the only lead he has,
McDavid's last known address, 1843
51
00:03:49,400 --> 00:03:51,900
Lane. We made a follow -up to that
address.
52
00:03:52,140 --> 00:03:56,980
We talked to the manager, and she said,
yeah, he used to live here. He used to
53
00:03:56,980 --> 00:03:58,080
live on the fourth floor.
54
00:03:58,700 --> 00:04:03,420
Ken McDavid played classical piano and
worked as a disc jockey in his hometown
55
00:04:03,420 --> 00:04:04,420
of Sacramento.
56
00:04:04,500 --> 00:04:07,760
He moves to L .A. to try his hand at
writing screenplays.
57
00:04:08,540 --> 00:04:12,420
He can't make it as a screenwriter and
eventually becomes homeless.
58
00:04:12,800 --> 00:04:18,220
The building manager at 1843 Cherokee
Lane tells Detective Hernandez what she
59
00:04:18,220 --> 00:04:19,480
knows about McDavid.
60
00:04:20,459 --> 00:04:25,660
An older woman named Helen Golay takes
him off the streets and pays his bills
61
00:04:25,660 --> 00:04:26,660
for many months.
62
00:04:27,600 --> 00:04:30,260
She appeared to be a well -to -do type
person.
63
00:04:30,480 --> 00:04:35,540
Why would this lady allow this
supposedly homeless man to stay in her
64
00:04:35,540 --> 00:04:36,540
for so many months?
65
00:04:37,220 --> 00:04:42,220
Before Hernandez can track Golay down,
he finds out that she's gone to the
66
00:04:42,220 --> 00:04:47,360
morgue, claiming to be McDavid's
fiancée. She identifies the body and
67
00:04:47,360 --> 00:04:50,280
that he be cremated. Then things get
stranger.
68
00:04:50,520 --> 00:04:55,140
Another woman, Olga Ruderschmidt, who
claims to be McDavid's cousin, shows up
69
00:04:55,140 --> 00:04:58,140
the police station asking for a copy of
the police report.
70
00:04:58,860 --> 00:05:04,520
Usually when a family member comes to
the station, they're hurting because
71
00:05:04,520 --> 00:05:05,379
loved one died.
72
00:05:05,380 --> 00:05:09,040
So they want us to explain to them the
report.
73
00:05:09,560 --> 00:05:13,780
Many cases, you know, they cry and so on
and so forth, and they have questions.
74
00:05:14,100 --> 00:05:15,240
Not in this case.
75
00:05:15,540 --> 00:05:18,560
They basically come in, get the copy,
and out the door.
76
00:05:20,000 --> 00:05:23,560
Rudderschmidt's cold, businesslike
demeanor leaves a profound impression.
77
00:05:24,940 --> 00:05:27,080
And then, more red flags.
78
00:05:28,060 --> 00:05:29,280
Toxicology comes back.
79
00:05:29,620 --> 00:05:34,180
Ken McDavid's body has large amounts of
two prescription medications, including
80
00:05:34,180 --> 00:05:35,980
a sleep aid, Ambien.
81
00:05:36,840 --> 00:05:40,500
Why would you be taking a sleeping pill
if you're going to go out and ride your
82
00:05:40,500 --> 00:05:41,500
bike?
83
00:05:42,900 --> 00:05:48,400
Hernandez begins to wonder if Ken
McDavid's death was no accident, if
84
00:05:48,400 --> 00:05:49,400
set him up.
85
00:05:50,460 --> 00:05:53,080
But if it's murder, what's the motive?
86
00:05:54,030 --> 00:05:57,410
It was just frustrating. I just didn't
have enough to be able to solve this
87
00:05:57,410 --> 00:05:58,410
case.
88
00:05:59,510 --> 00:06:01,730
Time passes with no new leads.
89
00:06:04,010 --> 00:06:08,610
Two months after Ken McDavid's death, a
life insurance claim comes in to money,
90
00:06:08,770 --> 00:06:10,030
Mutual of New York.
91
00:06:10,470 --> 00:06:13,510
Ed Webster is an investigator assigned
to the case.
92
00:06:13,990 --> 00:06:15,690
The claim is for $1 million.
93
00:06:16,510 --> 00:06:20,410
The beneficiaries were Olga Ruderschmidt
and Helen Golay. The contract was
94
00:06:20,410 --> 00:06:25,460
written. in the context that Kenneth
McDavid was a businessman.
95
00:06:26,080 --> 00:06:30,880
These two women were his business
partners in a company called HKO
96
00:06:30,940 --> 00:06:34,260
which, you know, is an acronym for
Helen, Kenneth, and Olga.
97
00:06:34,520 --> 00:06:39,960
They claimed that he made about $60 ,000
in annual income and that if he passed,
98
00:06:40,240 --> 00:06:42,120
their business would be adversely
affected.
99
00:06:42,620 --> 00:06:47,600
Ed Webster soon discovers that Helen and
Olga told police that they were
100
00:06:47,600 --> 00:06:49,540
McDavid's fiancé and cousin.
101
00:06:49,880 --> 00:06:50,880
not business partners.
102
00:06:51,180 --> 00:06:52,600
Something doesn't feel right.
103
00:06:54,980 --> 00:06:58,000
Webster flies to L .A. to try to get
some answers.
104
00:06:58,820 --> 00:07:04,100
There had been a medical examiner's
report, and when I looked at that, it
105
00:07:04,100 --> 00:07:09,580
the first time I saw Kenneth McDavid
represented as a homeless man, which
106
00:07:09,580 --> 00:07:12,900
in the face of all the documents that we
had underwriting.
107
00:07:14,060 --> 00:07:15,740
And there is more.
108
00:07:16,440 --> 00:07:18,780
The address that was listed as his home
address.
109
00:07:19,310 --> 00:07:21,550
was actually Helen's address in Santa
Monica.
110
00:07:21,990 --> 00:07:26,370
The address that was listed on the
application as his business address was
111
00:07:26,370 --> 00:07:28,690
Olga's address in West Hollywood.
112
00:07:29,010 --> 00:07:32,150
So those were clearly misrepresented.
113
00:07:33,010 --> 00:07:38,150
It looks like Helen and Olga are
definitely in business together. The
114
00:07:38,150 --> 00:07:39,990
is, what kind of business?
115
00:07:40,670 --> 00:07:44,710
They take in a homeless man, apply for a
million -dollar life insurance policy
116
00:07:44,710 --> 00:07:48,530
on him, lie about their relationships to
him, and now he's dead.
117
00:07:51,140 --> 00:07:56,040
Webster tries to schedule a meeting with
Helen Golay and Olga Ruderschmidt to
118
00:07:56,040 --> 00:07:57,520
ask them about Ken McDavid.
119
00:07:57,920 --> 00:08:01,780
To his surprise, all he gets is doors
slammed in his face.
120
00:08:02,360 --> 00:08:04,620
Neither of these two women would speak
with me.
121
00:08:05,400 --> 00:08:06,400
Ever.
122
00:08:07,040 --> 00:08:08,820
They would never call me back.
123
00:08:09,320 --> 00:08:11,060
They left cards in the mailbox.
124
00:08:11,340 --> 00:08:13,420
I screamed from the sidewalk. I did
everything.
125
00:08:13,680 --> 00:08:16,040
And they just flat out refused to talk
to me.
126
00:08:16,680 --> 00:08:20,120
Their expectation was to collect the
million dollars in life insurance
127
00:08:20,750 --> 00:08:24,550
Answering my questions would certainly
be one step towards fulfilling that
128
00:08:24,630 --> 00:08:26,150
and they just wouldn't do it.
129
00:08:26,930 --> 00:08:30,570
The two women's reaction makes Webster
even more suspicious.
130
00:08:31,010 --> 00:08:34,049
He decides it's time to talk to the
LAPD.
131
00:08:36,230 --> 00:08:40,870
When he and Detective Hernandez put the
evidence they found together, they're
132
00:08:40,870 --> 00:08:43,230
confident there's more to Ken McDavid's
death.
133
00:08:43,669 --> 00:08:48,070
Why would this lady be taking life
insurance policies on a guy that
134
00:08:48,070 --> 00:08:48,989
be homeless?
135
00:08:48,990 --> 00:08:52,930
Hernandez shows Webster the grainy
surveillance video taken of the alley.
136
00:08:54,210 --> 00:08:58,590
As they start to piece the puzzle
together, the two women who come across
137
00:08:58,590 --> 00:09:02,390
nice old grannies are beginning to look
like cold -blooded killers.
138
00:09:03,290 --> 00:09:06,490
They paid a lot of money in premiums for
a million dollars worth of life
139
00:09:06,490 --> 00:09:11,470
insurance. And they paid a lot of money
for rent and housing. So if you take all
140
00:09:11,470 --> 00:09:14,470
of that in mind, the only way that they
could capitalize on their investment is
141
00:09:14,470 --> 00:09:15,470
if he died.
142
00:09:16,720 --> 00:09:21,800
Next on American Green, a coincidence
that's too close for comfort for police
143
00:09:21,800 --> 00:09:25,000
reveals another victim of the killer
granny.
144
00:09:34,580 --> 00:09:41,080
In Los Angeles, Detective Nelson
Hernandez investigates a hit and run in
145
00:09:41,080 --> 00:09:45,460
Westwood alley. The victim, Ken McDavid,
was once a homeless man.
146
00:09:45,900 --> 00:09:49,620
until two older women take him in and
put him up in an apartment.
147
00:09:50,040 --> 00:09:54,340
But a puzzle is unraveling, and now what
once appeared to be two grannies
148
00:09:54,340 --> 00:09:57,600
lending a helping hand is starting to
look suspicious.
149
00:09:58,340 --> 00:10:02,780
The two women file for benefits on two
insurance policies they take out on
150
00:10:02,780 --> 00:10:04,080
McDavid. The total?
151
00:10:04,360 --> 00:10:05,640
One million dollars.
152
00:10:07,020 --> 00:10:11,080
Detective Fernandez talks about the case
with a colleague, Detective Willman,
153
00:10:11,180 --> 00:10:13,240
when they make a startling discovery.
154
00:10:14,140 --> 00:10:15,140
That's Lee.
155
00:10:15,790 --> 00:10:17,190
It just didn't make any sense.
156
00:10:17,630 --> 00:10:22,350
I got this guy in the alley, and now I
got this insurance guy telling me that
157
00:10:22,350 --> 00:10:28,250
these two old ladies in their 70s have
insurance policies on this guy totaling
158
00:10:28,250 --> 00:10:29,250
million dollars.
159
00:10:29,530 --> 00:10:34,670
He had mentioned that the guy was in an
alley, got hit by a car, and had life
160
00:10:34,670 --> 00:10:35,670
insurance policies.
161
00:10:35,790 --> 00:10:37,850
I'm thinking in my mind, hey, I had this
before, too.
162
00:10:42,410 --> 00:10:47,350
I walked back to where we keep our
unsolved fatals in our cold cases.
163
00:10:48,050 --> 00:10:51,770
Well, back in November of 99, this is
who I was dealing with.
164
00:10:52,830 --> 00:10:55,750
Detective Willman's victim is Paul
Vados.
165
00:10:56,190 --> 00:11:02,310
In 1999, Vados, a homeless man, is found
dead in an alley, an apparent victim of
166
00:11:02,310 --> 00:11:03,149
a hit -and -run.
167
00:11:03,150 --> 00:11:06,490
Two older ladies claim to be next of
kin.
168
00:11:07,660 --> 00:11:09,720
And he said, did you get the names of
those two ladies?
169
00:11:10,040 --> 00:11:12,460
And I said, yeah, one of them is Olga,
the other one is Helen.
170
00:11:13,720 --> 00:11:16,280
They're the same names that I got for my
two old ladies.
171
00:11:16,800 --> 00:11:20,540
Do you have a phone number for them? He
says, wait a minute, that's the same
172
00:11:20,540 --> 00:11:22,080
phone number that I got for my two old
ladies.
173
00:11:23,040 --> 00:11:28,160
When Detective Willman talks to Helen
Golay, she claims to be Varus' fiancée.
174
00:11:28,440 --> 00:11:33,380
She had zero emotion on the phone about
what happened, and most people do.
175
00:11:34,420 --> 00:11:39,060
Later, Olga Ruderschmidt follows up with
a phone call claiming to be Paul Varos'
176
00:11:39,200 --> 00:11:42,540
cousin. She came in a couple weeks later
for a copy of the police report.
177
00:11:42,840 --> 00:11:46,980
She had no emotion. She had no interest
in the investigation. She just wanted to
178
00:11:46,980 --> 00:11:48,560
get the police report and leave.
179
00:11:49,220 --> 00:11:55,680
The parallels between Paul Varos' case
in 1999 and Ken McDavid's in 2005 are a
180
00:11:55,680 --> 00:11:57,060
little too close for comfort.
181
00:11:57,710 --> 00:12:02,530
Two homeless men with sizable life
insurance policies literally run over
182
00:12:02,530 --> 00:12:04,850
crushed to death in two different
alleys.
183
00:12:05,830 --> 00:12:09,170
Made the hair on the back of my neck
stand up. Gave me the kind of chilling
184
00:12:09,170 --> 00:12:14,470
feeling. And that's when we looked at
each other and it was, bingo, we got
185
00:12:14,470 --> 00:12:17,890
than a traffic accident here. These two
old ladies are killing the homeless.
186
00:12:18,410 --> 00:12:21,130
The irony of the situation doesn't
escape them.
187
00:12:21,440 --> 00:12:25,040
Two detectives who sit across from each
other just happened to hit on two
188
00:12:25,040 --> 00:12:26,080
identical cases?
189
00:12:26,740 --> 00:12:28,020
It was a miracle, basically.
190
00:12:28,480 --> 00:12:34,620
The odds of us sharing the same
information, the odds are just one in a
191
00:12:34,620 --> 00:12:35,900
billion.
192
00:12:38,400 --> 00:12:42,580
Insurance investigator Ed Webster hears
about the new development in the case
193
00:12:42,580 --> 00:12:44,180
and begins pounding the pavement.
194
00:12:45,020 --> 00:12:49,820
If what he and the police suspect is
right was a method to how Helen and
195
00:12:50,010 --> 00:12:51,670
find and choose their victims.
196
00:12:53,470 --> 00:12:58,570
He has a theory that the two women are
searching out victims on skid row and in
197
00:12:58,570 --> 00:12:59,570
treatment centers.
198
00:12:59,930 --> 00:13:05,090
The perfect vehicle for these women to
capture these fellows would be in rehabs
199
00:13:05,090 --> 00:13:07,310
or AA meetings where people are open.
200
00:13:07,890 --> 00:13:12,090
They can identify people who don't have
family. They can identify homeless
201
00:13:12,090 --> 00:13:15,470
people. You know, they can identify
people that would not be missed.
202
00:13:16,270 --> 00:13:17,890
His hunch pays off.
203
00:13:19,180 --> 00:13:22,840
I was able to find the Presbyterian
Church in North Hollywood where they
204
00:13:22,840 --> 00:13:24,720
actually were capturing these guys.
205
00:13:25,280 --> 00:13:29,820
Vados was there, McDavid was there, and
there were predictable gatherings of
206
00:13:29,820 --> 00:13:32,700
homeless people there. So that was like
a home run for me.
207
00:13:33,120 --> 00:13:37,940
Ken McDavid and Paul Vados were regulars
at Hollywood Presbyterian Church's
208
00:13:37,940 --> 00:13:38,940
homeless shelter.
209
00:13:39,900 --> 00:13:45,180
Two of the seemingly good souls who come
to help out are Helen Golay and Olga
210
00:13:45,180 --> 00:13:46,180
Ruderschmidt.
211
00:13:46,800 --> 00:13:49,360
Pastor Charles Sujeda remembers them.
212
00:13:50,480 --> 00:13:53,340
My first impression of Helen and Olga
was good.
213
00:13:54,020 --> 00:13:55,300
They were nicely dressed.
214
00:13:55,620 --> 00:13:59,580
Now, they didn't actually talk about
volunteering there or serving there at
215
00:13:59,660 --> 00:14:03,280
but they did express an interest and
wanted to know what we were doing.
216
00:14:03,720 --> 00:14:06,720
If they're coming for the first time, we
always explain to them a little bit
217
00:14:06,720 --> 00:14:09,280
about history and how people can
actually volunteer in the program.
218
00:14:10,480 --> 00:14:13,240
They do reach out to a few of the
homeless men.
219
00:14:13,460 --> 00:14:15,380
They seem interested in their plight.
220
00:14:15,800 --> 00:14:16,800
But they're not.
221
00:14:17,600 --> 00:14:20,120
They prey on their desperation and
isolation.
222
00:14:20,620 --> 00:14:23,820
They tell them each the same story. They
can help.
223
00:14:24,500 --> 00:14:28,740
They offer what's irresistible to a
homeless person, food and shelter.
224
00:14:29,100 --> 00:14:33,780
What the homeless men don't know is that
the women have a plan, and it's time to
225
00:14:33,780 --> 00:14:34,780
perfection.
226
00:14:34,980 --> 00:14:39,380
They immediately take out insurance
policies on the men, saying they are
227
00:14:39,380 --> 00:14:41,000
business partners or relatives.
228
00:14:41,540 --> 00:14:42,560
Then they wait.
229
00:14:43,020 --> 00:14:46,480
It takes two years before they can
collect on the insurance policies.
230
00:14:46,840 --> 00:14:50,320
They guard their prey like investments
for that two -year period.
231
00:14:51,560 --> 00:14:56,160
By housing them for two years, they
would know who they communicated with
232
00:14:56,160 --> 00:14:58,440
who they didn't communicate with, and
that there was nobody.
233
00:14:59,700 --> 00:15:03,600
They would become totally dependent on
these two women, and they would know
234
00:15:03,600 --> 00:15:07,720
conversation and phone calls, whatever,
that they had nobody else.
235
00:15:08,000 --> 00:15:10,640
So they would feel comfortable in having
them disappear.
236
00:15:12,540 --> 00:15:17,660
Once the two years are up and the women
can collect, the men are history.
237
00:15:18,700 --> 00:15:21,200
And they start looking for their next
victim.
238
00:15:23,400 --> 00:15:28,940
In downtown L .A., Jimmy Covington is
down on his luck, living on the streets.
239
00:15:30,030 --> 00:15:33,550
Mostly the hardest part of being out
there is just trying to get back up out
240
00:15:33,550 --> 00:15:37,430
the street because you need a little
help. I mean, I can work a little bit,
241
00:15:37,430 --> 00:15:41,590
I just couldn't get the housing that I
needed, and I couldn't get the medical
242
00:15:41,590 --> 00:15:44,270
attention at first, and I had to really
struggle to get those things.
243
00:15:46,930 --> 00:15:48,390
Olga watches Jimmy.
244
00:15:49,070 --> 00:15:53,150
He sleeps behind a church, and the
security guard has just kicked him out.
245
00:15:54,650 --> 00:15:59,210
One day, while Covington is walking in
downtown L .A., Olga approaches him.
246
00:16:00,520 --> 00:16:02,880
Olga approached me, she came right up to
me and asked me, are you homeless?
247
00:16:03,500 --> 00:16:07,200
I kind of said, well, why were you
asking? She said, real anxious.
248
00:16:07,760 --> 00:16:11,560
Well, I'm an advocate for homeless, and
I've helped other homeless guys, and I
249
00:16:11,560 --> 00:16:16,980
can get you benefits, and I can get you
$2 ,000 a month, plus I can pay you $15
250
00:16:16,980 --> 00:16:19,840
a day, and I also have a little place
for you to stay right now if you want to
251
00:16:19,840 --> 00:16:21,420
come up and fill out some paperwork for
me.
252
00:16:22,200 --> 00:16:26,180
I said, okay, I'll try it out. Where's
this place at? She said, right behind
253
00:16:26,180 --> 00:16:26,939
up there.
254
00:16:26,940 --> 00:16:28,520
I went, whoa, okay.
255
00:16:29,320 --> 00:16:31,560
I'll go up and see what this woman's all
about.
256
00:16:32,100 --> 00:16:36,400
Olga takes Jimmy to an office building
across the street near the intersection
257
00:16:36,400 --> 00:16:38,180
of El Centro and Hollywood Boulevard.
258
00:16:38,800 --> 00:16:43,040
She takes him upstairs to a small office
space that's sparsely furnished.
259
00:16:43,440 --> 00:16:46,140
She came back the next day and she had
some more paperwork.
260
00:16:46,500 --> 00:16:50,220
And then she started wanting my mother's
name and her Social Security number and
261
00:16:50,220 --> 00:16:54,660
her maiden name and my dad's stuff and
all their medical background and
262
00:16:55,370 --> 00:16:58,850
I said, I don't have that information
for you right now. I can't get it.
263
00:16:59,410 --> 00:17:02,290
She started banging on the desk, and her
fist was sticking out, and her eyes
264
00:17:02,290 --> 00:17:03,290
were sticking out.
265
00:17:03,390 --> 00:17:07,369
I'm just thinking that she's not right.
I don't know what her situation was.
266
00:17:08,130 --> 00:17:12,550
Jimmy lives at the office building on El
Centro for four days, but he reaches
267
00:17:12,550 --> 00:17:16,470
the breaking point when he hears Helen
and Olga fighting outside his door.
268
00:17:16,829 --> 00:17:20,829
And I said, here, here's your key back.
I shut the door, and I left.
269
00:17:22,170 --> 00:17:23,170
A smart move.
270
00:17:23,520 --> 00:17:24,900
as Jimmy will later realize.
271
00:17:25,400 --> 00:17:30,480
Helen and Olga apply for an $800 ,000
life insurance policy on his head.
272
00:17:30,800 --> 00:17:35,220
Unlike Vados and McDavid, Jimmy
Covington lives to tell about it.
273
00:17:37,500 --> 00:17:42,360
Back at the LAPD, detectives Hernandez
and Willman confront the shocking truth
274
00:17:42,360 --> 00:17:43,820
about Helen and Olga.
275
00:17:44,240 --> 00:17:51,020
It seemed to me unimaginable to think
that two old ladies in their 70s could
276
00:17:51,020 --> 00:17:52,920
be conspiring to kill.
277
00:17:53,440 --> 00:17:54,580
homeless people.
278
00:17:56,460 --> 00:18:01,020
The case is getting big, and LAPD's
homicide squad is called in.
279
00:18:03,220 --> 00:18:07,540
Next on American Greed, with an
undercover camera rolling, Helen and
280
00:18:07,540 --> 00:18:08,540
finally talk.
281
00:18:10,220 --> 00:18:14,440
What they say could land them in prison.
282
00:18:27,270 --> 00:18:32,350
And later, do the pair have another
potential victim in their sight?
283
00:18:45,570 --> 00:18:47,210
In Los Angeles...
284
00:18:47,550 --> 00:18:52,490
Two men, Ken McDavid and Paul Vados, are
found dead in two different alleys six
285
00:18:52,490 --> 00:18:53,490
years apart.
286
00:18:54,130 --> 00:18:58,610
LAPD detectives believe both men were
killed by Helen Golay and Olga
287
00:18:58,610 --> 00:19:03,990
Rudderschmidt. But Helen and Olga are
unlikely suspects, both in their 70s
288
00:19:03,990 --> 00:19:05,070
no criminal records.
289
00:19:05,610 --> 00:19:09,490
Most of the population we deal with, we
plug their name into these computers.
290
00:19:09,710 --> 00:19:12,770
The computers start smoking and spit out
30 pages of information.
291
00:19:13,030 --> 00:19:15,390
With Helen and Olga, there's nothing.
292
00:19:16,330 --> 00:19:20,030
We don't know if they're related. We
don't know what their connection is. We
293
00:19:20,030 --> 00:19:22,370
don't know what their connection is to
the victim, if any.
294
00:19:24,150 --> 00:19:26,850
The women are put on round -the -clock
surveillance.
295
00:19:28,290 --> 00:19:31,430
24 police officers watch their every
move.
296
00:19:33,850 --> 00:19:37,370
Detective Sanchez and I are kind of
floundering around trying to figure out,
297
00:19:37,470 --> 00:19:42,050
well, what are we going to get in the
daily lives of Helen and Olga? What are
298
00:19:42,050 --> 00:19:43,050
going to learn?
299
00:19:44,200 --> 00:19:48,520
We started reaping the rewards of the
surveillance almost immediately.
300
00:19:49,680 --> 00:19:54,140
And we started learning who they would
go see during the day, where they went,
301
00:19:54,220 --> 00:19:55,220
where they banked.
302
00:19:55,780 --> 00:19:57,620
They're the perfect odd couple.
303
00:19:57,980 --> 00:20:02,520
Helen Golay drives a Mercedes and lives
just a few blocks from the ocean in
304
00:20:02,520 --> 00:20:03,700
upscale Santa Monica.
305
00:20:04,140 --> 00:20:09,240
She's a creature of habit. She lunches
at Izzy's Deli several times a week and
306
00:20:09,240 --> 00:20:11,700
gets a reputation as a bad tipper.
307
00:20:13,070 --> 00:20:16,110
Olga, an immigrant from Hungary, is
athletic.
308
00:20:16,350 --> 00:20:21,390
She takes long walks and climbs steep
trails through the Hollywood Hills.
309
00:20:21,970 --> 00:20:25,230
To our amazement, they were never, ever
seen together.
310
00:20:25,470 --> 00:20:30,110
And it's not like Olga comes over for
pot roast on Thursday nights or
311
00:20:30,170 --> 00:20:31,170
It's just nothing.
312
00:20:31,470 --> 00:20:36,390
With surveillance on the suspect
underway, detectives meet with the
313
00:20:36,390 --> 00:20:40,930
family. Ken McDavid's family is
surprised to hear he had a fiancée.
314
00:20:41,340 --> 00:20:44,740
He never mentioned these ladies or never
mentioned a fiancé.
315
00:20:45,580 --> 00:20:47,180
Their names never came up.
316
00:20:49,260 --> 00:20:54,020
Meanwhile, Ed Webster, the insurance
investigator for Mutual of New York, is
317
00:20:54,020 --> 00:20:55,800
compiling a mountain of evidence.
318
00:20:56,200 --> 00:21:00,280
I was able to call other companies just
to determine if they had coverage, and I
319
00:21:00,280 --> 00:21:04,600
found that there was a lot more coverage
on McDavid and there was a lot of
320
00:21:04,600 --> 00:21:08,920
coverage on Vados, all of which was in
favor of Helen and Olga.
321
00:21:09,320 --> 00:21:14,240
There wasn't a single contract out there
that had anyone else as a beneficiary.
322
00:21:14,640 --> 00:21:19,960
In fact, there are 20 insurance policies
with a face value of more than $5
323
00:21:19,960 --> 00:21:20,960
million.
324
00:21:21,540 --> 00:21:25,580
Armed with what he thinks is a good
cause to pull the plug on his company's
325
00:21:25,580 --> 00:21:30,280
insurance, Webster returns to the
women's homes to get some answers, this
326
00:21:30,280 --> 00:21:34,280
with LAPD homicide detective Rosemary
Sanchez by his side.
327
00:21:35,400 --> 00:21:36,740
But they can't get in.
328
00:21:37,180 --> 00:21:40,820
Helen's house is surrounded by an eight
-foot wooden gate, and she won't answer
329
00:21:40,820 --> 00:21:41,820
the door.
330
00:21:42,880 --> 00:21:46,700
At Holder's residence, they meet
resistance of a different kind.
331
00:21:47,200 --> 00:21:48,460
Ed's knocking on the door.
332
00:21:48,720 --> 00:21:49,720
Who is it?
333
00:21:50,140 --> 00:21:53,940
He identifies himself, Ed Webster from
Mutual of New York.
334
00:21:54,640 --> 00:21:59,080
Immediately, she's busy now. She can't
come to the door. She's taking a bath.
335
00:21:59,300 --> 00:22:01,300
So we said we'd wait for her.
336
00:22:01,520 --> 00:22:02,580
No, no, no, no.
337
00:22:03,470 --> 00:22:06,650
I don't want to talk to you. Well, we'll
come back later. No, no, I have nothing
338
00:22:06,650 --> 00:22:09,430
to say. She did not want to talk to Ed
Webster at all.
339
00:22:10,090 --> 00:22:12,790
But now Webster has another card to
play.
340
00:22:14,070 --> 00:22:18,370
He calls Helen Golay and sets up a
meeting at her favorite deli, supposedly
341
00:22:18,370 --> 00:22:20,130
deliver her insurance check.
342
00:22:21,630 --> 00:22:25,510
We were just reaching for anything that
was going to help us build our murder
343
00:22:25,510 --> 00:22:29,870
case. In our minds, now we're thinking,
okay, they're murderers, and we've got
344
00:22:29,870 --> 00:22:31,430
to get them off the street here.
345
00:22:32,260 --> 00:22:36,620
Detective Sanchez is with him. This
time, she's wired for audio, and she has
346
00:22:36,620 --> 00:22:39,260
small camera that looks like a button on
her shirt.
347
00:22:39,660 --> 00:22:40,980
Is there a signature on here?
348
00:22:42,660 --> 00:22:43,700
That's where you signed it?
349
00:22:44,000 --> 00:22:48,520
When we met Helen initially, the first
thing out of her mouth was, I'm not
350
00:22:48,520 --> 00:22:51,260
answering any, I'm here for my checks,
don't ask me no questions.
351
00:22:51,980 --> 00:22:56,660
But instead of the $1 million check, he
hands Helen a refund for her premium
352
00:22:56,660 --> 00:23:00,540
payments. He says the insurance company
is canceling the policy.
353
00:23:01,070 --> 00:23:02,070
She's outraged.
354
00:23:02,510 --> 00:23:08,190
I gave her the letter and the check, and
she read it, and she threw the whole
355
00:23:08,190 --> 00:23:12,950
thing at us, and just started ranting
that it was unacceptable, she was going
356
00:23:12,950 --> 00:23:13,950
call her lawyer.
357
00:23:16,270 --> 00:23:19,570
And then
358
00:23:19,570 --> 00:23:26,490
she went outside, and we
359
00:23:26,490 --> 00:23:28,590
waited, but she clearly was not coming
back.
360
00:23:29,290 --> 00:23:36,010
I'm thinking, oh, yeah, she is just an
evil, greedy woman
361
00:23:36,010 --> 00:23:37,510
that needs to go down.
362
00:23:38,410 --> 00:23:39,970
They're involved. They killed him.
363
00:23:40,350 --> 00:23:41,930
How they did it, we don't know yet.
364
00:23:42,610 --> 00:23:43,610
So we're on it.
365
00:23:44,250 --> 00:23:45,710
Now it's Olga's turn.
366
00:23:46,090 --> 00:23:49,330
They arrange to meet her in a bank
lobby, but she doesn't show.
367
00:23:49,850 --> 00:23:51,210
Helen could have warned her.
368
00:23:51,930 --> 00:23:54,310
They go to her apartment and knock on
the door.
369
00:23:54,810 --> 00:23:58,890
This time, Detective Sanchez gets it all
on tape with her undercover camera.
370
00:23:59,250 --> 00:24:00,450
We're locking on the door.
371
00:24:01,110 --> 00:24:02,210
He's pissed off.
372
00:24:03,010 --> 00:24:04,170
Talk to my lawyer.
373
00:24:04,510 --> 00:24:08,150
If we don't get away from the door, he's
going to throw hot water on us.
374
00:24:08,410 --> 00:24:09,450
I said, go ahead.
375
00:24:09,730 --> 00:24:12,950
Then I told her that, you know, her deal
might be different than Helen's.
376
00:24:13,570 --> 00:24:16,230
And so she always will open the door and
take the letter.
377
00:24:23,919 --> 00:24:25,960
It's a refund for the premiums that you
pay.
378
00:24:27,280 --> 00:24:31,420
Read it. Read the policy there. The
letter. I don't see it.
379
00:24:31,920 --> 00:24:32,920
Thank you.
380
00:24:33,260 --> 00:24:34,520
Wait, one more question.
381
00:24:36,380 --> 00:24:37,279
Go ahead.
382
00:24:37,280 --> 00:24:38,860
Quit slamming. You're going to break the
door.
383
00:24:39,380 --> 00:24:45,400
Neither one of them would engage for a
second.
384
00:24:46,080 --> 00:24:47,080
Not for a second.
385
00:24:48,140 --> 00:24:49,780
Next on American Greed.
386
00:24:50,410 --> 00:24:52,050
I have to call my lawyer.
387
00:24:52,250 --> 00:24:55,830
As fraud evidence mounts, investigators
make arrests.
388
00:24:56,130 --> 00:24:58,110
But can they prove murder?
389
00:24:58,470 --> 00:24:59,470
There you go.
390
00:25:00,470 --> 00:25:01,470
Oh,
391
00:25:02,950 --> 00:25:03,990
my, that's a lie.
392
00:25:04,450 --> 00:25:05,930
This is an assumption.
393
00:25:19,120 --> 00:25:23,380
In Los Angeles, Helen Golay and Olga
Rudderschmidt are trapped.
394
00:25:24,220 --> 00:25:25,360
Helen is angry.
395
00:25:25,960 --> 00:25:30,040
If you're not going to pay me the full
amount, this has been a total waste of
396
00:25:30,040 --> 00:25:31,040
time.
397
00:25:31,160 --> 00:25:33,120
Olga is even more blunt.
398
00:25:33,960 --> 00:25:38,080
Read it. Read the policy there. The
letter. I don't see it.
399
00:25:38,560 --> 00:25:45,120
Their behavior bolsters detectives'
darkest suspicions that the two women
400
00:25:45,120 --> 00:25:47,080
Paul Barros and Ken McDavid.
401
00:25:47,470 --> 00:25:48,550
for insurance money.
402
00:25:48,990 --> 00:25:53,410
You just see her and you're like, yeah,
she's so evil, yeah, she would do it.
403
00:25:53,770 --> 00:25:58,490
I think everybody involved in this case
knew that these women were as hard as it
404
00:25:58,490 --> 00:25:59,309
could be.
405
00:25:59,310 --> 00:26:00,310
They were killing these guys.
406
00:26:00,510 --> 00:26:02,790
So they knew they weren't normal
grannies.
407
00:26:03,230 --> 00:26:07,770
The circumstantial evidence is
compelling, but investigators have no
408
00:26:07,770 --> 00:26:12,210
gun. They plan to buy some time by first
building a mail fraud case.
409
00:26:12,730 --> 00:26:14,910
The charges fall into play.
410
00:26:15,550 --> 00:26:19,790
When you make your monthly premium
payment and you put a fraudulent
411
00:26:19,790 --> 00:26:23,770
in an envelope, put a stamp on it, and
you put it in the United States mailbox,
412
00:26:24,130 --> 00:26:26,910
well, each time you do that, that's one
count of mail fraud.
413
00:26:29,110 --> 00:26:34,430
Continuing investigation finds that
Helen and Olga apply for 26 fraudulent
414
00:26:34,430 --> 00:26:37,150
insurance policies with multiple
companies.
415
00:26:38,010 --> 00:26:40,930
The face value totals close to $7
million.
416
00:26:41,930 --> 00:26:43,670
But the applications are filled with
lies.
417
00:26:43,970 --> 00:26:48,750
They lie about addresses, income levels,
and most importantly, their
418
00:26:48,750 --> 00:26:50,030
relationships to the men.
419
00:26:50,690 --> 00:26:56,270
They claim to be fiancé and cousin to
both dead men on some claims, business
420
00:26:56,270 --> 00:26:57,370
partners on others.
421
00:26:58,090 --> 00:27:03,330
When in reality, Barros and McDavid are
homeless strangers they take in off the
422
00:27:03,330 --> 00:27:04,330
street.
423
00:27:05,310 --> 00:27:09,230
Those were the kinds of things that made
immediately apparent that there was
424
00:27:09,230 --> 00:27:10,230
fraud.
425
00:27:11,950 --> 00:27:14,710
To help make the case, the FBI gets
involved.
426
00:27:15,750 --> 00:27:19,710
Anytime we identified a bank account,
credit cards, we would start subpoenaing
427
00:27:19,710 --> 00:27:21,590
the records, and they were a wealth of
information.
428
00:27:22,150 --> 00:27:26,410
We found that Helen was actually wiring
money from her account to Paul
429
00:27:26,410 --> 00:27:30,630
Vodafone's account to pay premiums. So
it would appear to the insurance company
430
00:27:30,630 --> 00:27:32,430
that he was making the premium payment.
431
00:27:32,850 --> 00:27:36,850
In terms of proving a fraud case, it
made my life really easy. I mean, it was
432
00:27:36,850 --> 00:27:38,930
just one pack of lies after another.
433
00:27:39,500 --> 00:27:44,760
As investigators build a mail fraud
case, the LAPD has Helen and Olga under
434
00:27:44,760 --> 00:27:45,679
-hour surveillance.
435
00:27:45,680 --> 00:27:50,360
They learn that Olga is meeting
regularly with an elderly Hungarian man
436
00:27:50,360 --> 00:27:51,500
Joseph Gabor.
437
00:27:52,220 --> 00:27:55,800
Surveillance has taken pictures of Olga,
Mr. Gabor.
438
00:27:56,360 --> 00:28:02,200
She's leading him into banks, opening
bank accounts, side streets on the back
439
00:28:02,200 --> 00:28:03,580
her car, signing papers.
440
00:28:04,080 --> 00:28:08,600
And she's obviously instructing him what
to do and where to sign.
441
00:28:09,290 --> 00:28:12,510
So right before our eyes, they're
working up another victim.
442
00:28:13,050 --> 00:28:17,530
We're as far as we can go, and I can't
have surveillance people on Helen and
443
00:28:17,530 --> 00:28:21,130
Olga and watch them run over Mr. Gabor.
We can't do that.
444
00:28:22,190 --> 00:28:28,970
On May 18, 2006, 70 agents from the FBI,
LAPD, and other agencies
445
00:28:28,970 --> 00:28:33,110
arrest Helen and Olga. I have to call my
lawyer.
446
00:28:35,090 --> 00:28:37,670
All at once.
447
00:28:38,010 --> 00:28:41,510
The tentacles go out, and we're going to
seize all the information that we can
448
00:28:41,510 --> 00:28:42,750
get at one time.
449
00:28:43,870 --> 00:28:45,790
I don't know what is this.
450
00:28:46,050 --> 00:28:47,790
What is happening here?
451
00:28:48,830 --> 00:28:52,810
It was a Cecil B. DeMille production. I
mean, there was a ton of people.
452
00:28:53,010 --> 00:28:54,010
On your knees. Come on.
453
00:28:54,330 --> 00:28:55,330
There you go.
454
00:28:55,350 --> 00:28:57,450
And it went off basically without a
hitch.
455
00:28:58,070 --> 00:29:02,130
Who's Galay? My name is Sam Arrows. I'm
with the FBI. You're under arrest for
456
00:29:02,130 --> 00:29:02,829
mail fraud.
457
00:29:02,830 --> 00:29:04,310
Mail fraud? Yes.
458
00:29:04,840 --> 00:29:05,840
But what reason?
459
00:29:06,160 --> 00:29:07,680
For fraud. There's no proof?
460
00:29:07,900 --> 00:29:09,780
No. It's actually for mail fraud.
461
00:29:10,120 --> 00:29:13,660
I haven't done any mail fraud. What are
you talking about? Insurance.
462
00:29:14,340 --> 00:29:19,520
When Helen was arrested, all she kept
saying was, who would do this to me?
463
00:29:20,040 --> 00:29:21,460
Who would do this to me?
464
00:29:21,700 --> 00:29:23,540
Who would do this to me and why?
465
00:29:26,380 --> 00:29:27,800
What are you talking about, Helen?
466
00:29:28,960 --> 00:29:30,500
Yeah, you did it to yourself.
467
00:29:31,340 --> 00:29:36,040
Perhaps because of experience, Olga is
quick to throw Helen under the bus.
468
00:29:36,520 --> 00:29:39,620
There was no insurance fraud. Helen
Goley made insurance.
469
00:29:41,320 --> 00:29:45,160
Olga is pretty predictable. She's
ranting and raving, and she's quite the
470
00:29:45,160 --> 00:29:49,660
talker. We know this by now, that she
just never... She's not crazy, but she's
471
00:29:49,660 --> 00:29:52,960
very caustic with anybody she comes
across on the street.
472
00:29:53,260 --> 00:29:54,580
Oh, my, that's a lie.
473
00:29:55,040 --> 00:29:56,580
This is an assumption.
474
00:29:58,080 --> 00:29:59,080
Anytime...
475
00:29:59,610 --> 00:30:04,110
Helen, on the other hand, comes out, and
she's a little missed innocent. Oh,
476
00:30:04,250 --> 00:30:08,670
what's going on? You've got the wrong
house. It can't be me. I haven't done
477
00:30:08,670 --> 00:30:12,950
anything. I can't believe this. I have
no mail fraud whatsoever.
478
00:30:15,470 --> 00:30:21,070
But inside, Helen's home is filled with
evidence against her. When we searched
479
00:30:21,070 --> 00:30:24,930
Helen's residence, there was a book in
the living room, and the book was The
480
00:30:24,930 --> 00:30:26,230
Sociopath Next Door.
481
00:30:26,960 --> 00:30:31,220
With a subtitle or something like that,
one in 25 Americans has no conscience
482
00:30:31,220 --> 00:30:36,460
whatsoever. And we're thinking, gee,
that's a strange book for Helen to be
483
00:30:36,460 --> 00:30:39,700
reading. The book is only the tip of the
iceberg.
484
00:30:40,120 --> 00:30:46,800
We found a whole bunch of original
checks that she had written to pay for
485
00:30:46,800 --> 00:30:51,680
premiums for the insurance companies,
for the rent on Ken McDavid's apartment.
486
00:30:52,980 --> 00:30:56,240
I saw a check Olga had written to a
rubber stamp company.
487
00:30:56,650 --> 00:31:00,470
We called the owner and met with him.
When we went over there, we showed him a
488
00:31:00,470 --> 00:31:01,830
picture of Olga.
489
00:31:02,170 --> 00:31:04,250
And he said, oh, this is a black widow.
490
00:31:05,070 --> 00:31:06,730
And we said, what?
491
00:31:08,130 --> 00:31:09,270
What are you talking about?
492
00:31:09,590 --> 00:31:11,450
I thought maybe he knew something we
didn't know.
493
00:31:11,790 --> 00:31:15,470
The stamps are precise copies of her
victim's signatures.
494
00:31:16,150 --> 00:31:20,010
But she bought a number of signature
stamps, not only in Ken McDavid's name,
495
00:31:20,010 --> 00:31:25,170
also Paul Vados' name, her own husband's
name, even Helen Golay's name.
496
00:31:25,690 --> 00:31:30,210
She would tell the stamp guys, yeah, I'm
helping out the homeless, or I'm trying
497
00:31:30,210 --> 00:31:33,670
to help these people who can't get in
here and pay their bills.
498
00:31:34,390 --> 00:31:37,070
Supposedly, she was doing her good deed
for society.
499
00:31:37,590 --> 00:31:40,730
The money trail highlights the
viciousness of the crime.
500
00:31:41,350 --> 00:31:45,610
Helen and Olga planned to keep the men
alive just long enough to avoid
501
00:31:45,610 --> 00:31:47,790
and then lead them to slaughter.
502
00:31:48,390 --> 00:31:54,130
We found scratch paper in Olga's
apartment where she was literally
503
00:31:54,130 --> 00:31:57,780
how much premium, They were going to
have to pay over a two -year period.
504
00:31:58,480 --> 00:32:00,940
That's pretty good circumstantial
evidence, I think.
505
00:32:01,200 --> 00:32:05,240
They just fed them and housed them like
animals, just for the sole purpose of
506
00:32:05,240 --> 00:32:06,139
killing them.
507
00:32:06,140 --> 00:32:11,280
While the LAPD and the FBI are searching
their homes, detectives Kilcoyne and
508
00:32:11,280 --> 00:32:14,080
Sanchez take Helen and Olga in for
questioning.
509
00:32:15,880 --> 00:32:17,860
We put them together and interview them.
510
00:32:18,490 --> 00:32:23,170
Like a couple of convicts, they
immediately start shushing each other,
511
00:32:23,170 --> 00:32:25,810
can't keep her mouth shut. She's just
running at the mouth.
512
00:32:26,010 --> 00:32:31,290
The interrogation is being taped. What
the two women don't realize is that when
513
00:32:31,290 --> 00:32:34,170
detectives leave the room, the video is
still running.
514
00:32:34,790 --> 00:32:40,270
Why did you make all these extra
insurances? Too many you had. There's a
515
00:32:40,830 --> 00:32:42,590
You can't do that many.
516
00:32:43,570 --> 00:32:44,650
You were greedy.
517
00:32:44,910 --> 00:32:45,910
That's the problem.
518
00:32:47,280 --> 00:32:51,880
I mean, this is a goldmine for us. I
mean, right before our eyes, they're
519
00:32:51,880 --> 00:32:53,560
rowboats sinking fast.
520
00:32:54,020 --> 00:32:55,580
We had no problem in the relationship.
521
00:32:55,780 --> 00:33:00,140
You pay me and be nice and do me
excellent things. I was doing everything
522
00:33:00,140 --> 00:33:01,780
you. They're hanging themselves.
523
00:33:02,140 --> 00:33:06,940
And Helen knows she's cognizant of
what's going on. She keeps trying to
524
00:33:06,940 --> 00:33:09,180
Olga up, but it's not working.
525
00:33:09,420 --> 00:33:12,380
You are wasting your time and energy
with this.
526
00:33:13,130 --> 00:33:15,850
And secondly, no, we're going to go to
jail.
527
00:33:16,050 --> 00:33:17,670
They're going to lock you in.
528
00:33:18,030 --> 00:33:24,470
And they come just short of saying that,
you know, that they personally did it.
529
00:33:26,710 --> 00:33:27,710
Yes.
530
00:33:40,360 --> 00:33:41,460
It doesn't matter.
531
00:33:41,720 --> 00:33:43,120
It doesn't matter.
532
00:33:45,480 --> 00:33:50,500
Next on American Greed, the police have
the murder weapon, which leaves one
533
00:33:50,500 --> 00:33:51,500
question.
534
00:33:51,700 --> 00:33:55,520
Who's behind the wheel? The shocking
answer when American Greed returns.
535
00:34:10,320 --> 00:34:15,520
In May of 2006, Helen Golay and Olga
Rudderschmidt are in federal lockup,
536
00:34:15,580 --> 00:34:17,520
looking at eight counts of mail fraud.
537
00:34:18,639 --> 00:34:21,800
But LAPD detectives suspect them of much
more.
538
00:34:22,659 --> 00:34:23,659
Murder.
539
00:34:24,280 --> 00:34:27,739
They believe Helen and Olga have killed
two homeless men.
540
00:34:28,139 --> 00:34:33,580
Ken McDavid and Paul Vados, to collect
$2 .8 million in life insurance payouts.
541
00:34:33,860 --> 00:34:38,659
The problem is investigators have
trouble believing that Helen, who's 75,
542
00:34:38,659 --> 00:34:41,960
Olga, 73, killed the two men by
themselves.
543
00:34:42,760 --> 00:34:46,780
We knew that they had committed murder.
We just didn't have direct evidence
544
00:34:46,780 --> 00:34:51,440
linking them to it. We can't just seem
to wrap our brains around the fact that
545
00:34:51,440 --> 00:34:56,620
these little old gals are that vicious
that they are actually behind the wheel
546
00:34:56,620 --> 00:34:57,479
of the car.
547
00:34:57,480 --> 00:35:00,680
You know, we're holding out for more and
more information all the time, as are
548
00:35:00,680 --> 00:35:01,578
the prosecutors.
549
00:35:01,580 --> 00:35:04,340
They're just saying, you know what,
you're not there yet, you're almost
550
00:35:04,420 --> 00:35:06,200
but who's behind the wheel?
551
00:35:06,900 --> 00:35:11,880
During a search of Helen's apartment,
FBI Special Agent Sam Mayrose finds an
552
00:35:11,880 --> 00:35:14,640
answer to that question in Helen's daily
planner.
553
00:35:14,980 --> 00:35:20,320
I come across this one page, and there's
a post -it on it, and it's got a
554
00:35:20,320 --> 00:35:22,740
partial tag, a partial VIN.
555
00:35:23,340 --> 00:35:24,840
I was like, holy smoke.
556
00:35:25,340 --> 00:35:29,340
Eureka, we found gold, because we knew
that had to be the car.
557
00:35:30,020 --> 00:35:34,160
So I gave that to Dennis. He called back
to his office, and within minutes, they
558
00:35:34,160 --> 00:35:38,940
had the complete VIN number, the license
plate number, knew who the current
559
00:35:38,940 --> 00:35:42,840
registered owner was, and from there, it
was just Katie barred the door.
560
00:35:43,140 --> 00:35:49,380
It's a 1999 silver Mercury Sable station
wagon, just like we have in the video.
561
00:35:49,480 --> 00:35:52,100
And we go out, and they locate it.
562
00:35:52,760 --> 00:35:57,220
Now the pieces are beginning to fit
together to form the perfect scenario of
563
00:35:57,220 --> 00:35:58,220
murder for money.
564
00:35:58,940 --> 00:36:03,260
The night of the murder, shortly after
the time stamp on the surveillance video
565
00:36:03,260 --> 00:36:07,960
shows the mercury sable pulling out of
the alley, Helen Golay makes a call to
566
00:36:07,960 --> 00:36:10,180
auto repair shop from her cell phone.
567
00:36:10,520 --> 00:36:12,880
She's hit something and broken the fuel
line.
568
00:36:13,200 --> 00:36:19,420
She actually called for road service on
the night of McDavid's murder, one block
569
00:36:19,420 --> 00:36:22,040
away from McDavid's murder off Westwood
Boulevard.
570
00:36:22,540 --> 00:36:27,760
to have a 1999 Mercury Sable station
wagon, the car we've got in our lab
571
00:36:27,760 --> 00:36:29,880
now, towed back to her residence.
572
00:36:31,120 --> 00:36:33,780
The phone call puts Helen at the scene
of the crime.
573
00:36:34,680 --> 00:36:39,440
She abandons the car in the alley behind
her home. It's later impounded by the
574
00:36:39,440 --> 00:36:43,760
city. But the underside of the car
hasn't been touched since that night.
575
00:36:43,760 --> 00:36:46,220
perfect specimen for forensic testing.
576
00:36:46,600 --> 00:36:50,980
The Ohio Patrol people put it up on a
lift, and they start going through the
577
00:36:50,980 --> 00:36:52,000
undercarriage of the car.
578
00:36:52,490 --> 00:36:57,170
On the right side of the undercarriage
is what they call wiping, and the road
579
00:36:57,170 --> 00:36:58,750
grease is absent.
580
00:36:59,110 --> 00:37:02,970
Well, that shows that they ran over
something that wiped the bottom of the
581
00:37:02,970 --> 00:37:03,970
clean.
582
00:37:04,670 --> 00:37:10,110
Kilcoyne believes that something was the
body of Ken McDavid. When McDavid was
583
00:37:10,110 --> 00:37:13,270
found in the alley, his clothes were
covered with car grease.
584
00:37:13,510 --> 00:37:18,010
There are dark spots on the underside of
the vehicle that police think could be
585
00:37:18,010 --> 00:37:19,090
Ken McDavid's blood.
586
00:37:20,410 --> 00:37:22,170
They send samples to the lab.
587
00:37:22,460 --> 00:37:23,460
for DNA testing.
588
00:37:23,520 --> 00:37:28,200
The answer could conclusively identify
Golay's car as the murder weapon.
589
00:37:29,280 --> 00:37:33,680
Helen and Olga are sitting in federal
prison arrested for mail fraud to buy
590
00:37:33,680 --> 00:37:36,220
police time to build a murder case
against them.
591
00:37:36,520 --> 00:37:38,280
The mail fraud is easy to prove.
592
00:37:38,700 --> 00:37:42,400
Each one of the life insurance policies
the two women take out on the dead men
593
00:37:42,400 --> 00:37:43,760
is a pack of lies.
594
00:37:44,260 --> 00:37:47,420
In some, Helen and Olga claim to be
business partners.
595
00:37:47,680 --> 00:37:49,840
In others, fiancées and relatives.
596
00:37:50,600 --> 00:37:55,020
But Helen and Olga aren't worried. In a
telephone conversation, Helen tells her
597
00:37:55,020 --> 00:37:58,680
daughter she's confident police can't
build a case against them.
598
00:37:59,580 --> 00:38:00,580
She's wrong.
599
00:38:00,740 --> 00:38:03,220
Two weeks later, the DNA results come
back.
600
00:38:03,460 --> 00:38:06,820
The spots on the underside of the car
are Ken McDavid's blood.
601
00:38:07,320 --> 00:38:13,420
So then we all realize these are evil,
evil women. And they are, in fact, the
602
00:38:13,420 --> 00:38:14,780
ones behind the wheel of the car.
603
00:38:17,220 --> 00:38:20,080
It's our belief that they probably met
him, took him to dinner.
604
00:38:20,490 --> 00:38:25,810
And the combination of this prescription
medication, which we found in powder
605
00:38:25,810 --> 00:38:30,030
form mixed together in a prescription
vial in her medicine chest, they're
606
00:38:30,030 --> 00:38:31,990
sprinkling that in his drink that night.
607
00:38:32,690 --> 00:38:37,330
And we can see from the videotape, the
car goes down the alley, passes under
608
00:38:37,330 --> 00:38:40,490
one camera, the brake light comes on,
the lights go out.
609
00:38:41,930 --> 00:38:47,410
Now, for four to five minutes, the
lights are out, which is our belief that
610
00:38:47,410 --> 00:38:48,790
that's the time that they're...
611
00:38:49,080 --> 00:38:54,600
pushing mcdavid out of the car the
backup lights come on the car comes back
612
00:38:54,600 --> 00:39:00,420
about 50 feet stops and then the car
moves forward so they've laid them out
613
00:39:00,420 --> 00:39:04,780
back up to get a running start and then
they go forward and they just bulldoze
614
00:39:04,780 --> 00:39:10,500
over this man crushing him to death and
it's at this point we believe that the
615
00:39:10,500 --> 00:39:14,120
fuel line is pulled from the
undercarriage of the car
616
00:39:14,860 --> 00:39:20,340
And then because of the 15 % grade on
that alley, the car rolls down to the
617
00:39:20,340 --> 00:39:25,520
block, and that's where Helen calls for
AAA to come get her. The evidence
618
00:39:25,520 --> 00:39:27,680
against Helen and Olga is overwhelming.
619
00:39:28,060 --> 00:39:32,460
They're charged with two counts of
murder and conspiracy to commit murder
620
00:39:32,460 --> 00:39:33,460
financial gain.
621
00:39:33,600 --> 00:39:36,020
Their relatively cushy lives abruptly
change.
622
00:39:36,240 --> 00:39:39,400
They trade in their upscale lifestyles
for county jail.
623
00:39:40,860 --> 00:39:42,720
You could tell that they were terrified.
624
00:39:43,470 --> 00:39:46,270
that this was not part of their world.
625
00:39:46,750 --> 00:39:50,670
You know, this was something that you
read about maybe in a magazine or the L
626
00:39:50,670 --> 00:39:54,810
.A. Times and you turn the page because
it disgusts you. But this is real life
627
00:39:54,810 --> 00:39:56,570
in the city, and they were part of it
now.
628
00:39:58,490 --> 00:40:02,090
On March 18, 2008, the case goes to
trial.
629
00:40:02,550 --> 00:40:06,330
Deputy District Attorney Bobby Grace is
one of the lead prosecutors.
630
00:40:07,470 --> 00:40:12,670
People say, wow, you know, these people
were upwards of 70, 80, going on 80
631
00:40:12,670 --> 00:40:17,570
years old, and they were involved in
this complex scheme to murder two
632
00:40:17,570 --> 00:40:20,270
individuals for financial gain.
633
00:40:20,790 --> 00:40:23,650
Even in Los Angeles, that's unheard of.
634
00:40:24,110 --> 00:40:27,550
Definitely have never prosecuted anybody
as old as they are for murder.
635
00:40:27,790 --> 00:40:31,530
Grace has to prove that these two women
are not what they appear to be.
636
00:40:31,900 --> 00:40:36,440
I think there's a lot of people out
there that would commit crimes to
637
00:40:36,440 --> 00:40:41,760
to enrich themselves. But how many of
them are willing to go through such
638
00:40:41,760 --> 00:40:46,420
elaborate means to get millions of
dollars? It's just mind -boggling.
639
00:40:46,640 --> 00:40:49,180
The prosecution has a mountain of
evidence.
640
00:40:49,540 --> 00:40:54,020
But the coup de grace is a tape of what
transpires between the two women after
641
00:40:54,020 --> 00:40:55,020
they were arrested.
642
00:40:55,240 --> 00:41:00,040
Their interrogation is taped. And when
detectives leave the room, the little
643
00:41:00,040 --> 00:41:01,440
ladies speak their mind.
644
00:41:02,300 --> 00:41:04,160
Admit it was your fault.
645
00:41:04,640 --> 00:41:07,840
Because what you did, of course I got
angry.
646
00:41:08,280 --> 00:41:09,380
You were greedy.
647
00:41:09,660 --> 00:41:10,660
That's the problem.
648
00:41:11,860 --> 00:41:14,520
We have to cooperate now.
649
00:41:14,960 --> 00:41:17,080
We have to attack money together.
650
00:41:18,260 --> 00:41:22,960
That was just really the nail in the
coffin, so to speak. Once the jury got
651
00:41:22,960 --> 00:41:28,080
opportunity to really hear from Helen
Golay and Olga Richmond out of their own
652
00:41:28,080 --> 00:41:33,080
mouth. then they realized that these
women were truly, truly greedy and truly
653
00:41:33,080 --> 00:41:36,700
evil, that they were willing to do
anything to gain and to profit.
654
00:41:37,520 --> 00:41:42,740
After a six -week trial, Helen Golay and
Olga Ruderschmidt are found guilty and
655
00:41:42,740 --> 00:41:44,780
sentenced to life in prison without
parole.
656
00:41:45,460 --> 00:41:50,000
Among those satisfied with the sentence
is Jimmy Covington, the victim who got
657
00:41:50,000 --> 00:41:51,000
away.
658
00:41:51,150 --> 00:41:55,390
I went around with the papers, showing
everybody, look, this is what they got
659
00:41:55,390 --> 00:41:57,850
him, they got him, they were going to
kill me, they got him. I went through
660
00:41:57,850 --> 00:41:59,570
trip for a while. I was really ecstatic
about it.
661
00:41:59,850 --> 00:42:02,430
Olga and Helen are sent to different
prisons.
662
00:42:02,990 --> 00:42:04,690
Both women appeal their cases.
663
00:42:04,990 --> 00:42:09,590
But in August 2009, their convictions
are upheld and the appeals are denied.
664
00:42:11,030 --> 00:42:13,670
They will remain in prison the rest of
their lives.
665
00:42:14,290 --> 00:42:17,970
That's probably the best punishment for
two greedy people.
666
00:42:18,430 --> 00:42:23,170
like Helen and Olga, that they ought to
sit out the rest of their naturalized
667
00:42:23,170 --> 00:42:27,410
thinking about. Why did I let greed
drive me to have to spend the rest of my
668
00:42:27,410 --> 00:42:28,410
life in prison?
669
00:42:28,770 --> 00:42:32,890
You almost wonder if it was like a drug
to them. I joke a lot that it's crack.
670
00:42:33,350 --> 00:42:36,910
Maybe they got addicted to it. They just
wanted money.
671
00:42:37,430 --> 00:42:41,850
Detective Kilcoyne has an interesting
theory about the pair. It all comes down
672
00:42:41,850 --> 00:42:42,850
to greed.
673
00:42:43,600 --> 00:42:49,220
If they had slowed down, not got so many
policies on McDavid and the millions,
674
00:42:49,280 --> 00:42:52,520
multiple millions of dollars, they'd
still be out there.
59030
Can't find what you're looking for?
Get subtitles in any language from opensubtitles.com, and translate them here.