Original subtitles

We're broke. Your credit card's been declined.

But you got black mold growing inside that drywall. I want $3 ,000 a week.

You've always turned us down before.

I got family pressures. You've been the top candidate for the SI spot. I need

this. Welcome to our brand new SI guy.

I want to get out of jail free card in case this goes bad.

All I want is this guy. I need you to get him with his hand in the cookie jar.

Calm down.

Don't take his side.

Jimmy. Can I come in? I don't know.

You have to be very quiet.

Gary Carr!

You will never guess what I'm watching right now.

It took some time to input the advanced security algorithm I acquired from A

-State, but once I did... Acquired?

Don't you mean stole?

Okay, it's a gray area. Let's not go there. Dick, if he stole from A -State,

maybe he'll steal from us.

Lionel is well aware of the assets I bring.

Look, there's no escaping the numbers here, Catherine.

He's right. The adjuster payouts are way too high.

A half percentage point above industry norms. I think that's well within the

margin, Dick.

To the trained eye, it's the just. We have a corrupt adjuster.

I'd like a chance to prove it.

What, you're asking me to let special investigations become internal affairs?

You find out who it is?

Though I do have my suspicions.

Okay, fine.

Fine, fine.

But we keep this on the QT, all right? Mm -hmm.

After all the cutbacks, the last thing Office Morale needs is a witch hunt.

I'll wrap it up in 48 hours, Dick.

Insurance companies are happy to be along for the ride when you're the one

paying. But once you need them, don't be caught alone in the fat plane.

At Protected, we'll never steer you wrong.

Protected!

Hey. Hey, pretend you're reading this.

Nosy West back there is gunning for a crooked adjustment.

Are you giving me the tip?

I appreciate that, counselor. Just keep your nose clean, okay? He's watching.

I'll let him watch.

Sign here.

What exactly is it you're so afraid he's gonna see?

Wes doesn't care if the dirty are clean. He doesn't like him. He climbs the

ladder by throwing others off.

Being clean won't save you.

Hey.

Check out the yum -yum at reception.

Hey, what's up? Hey, um, you left without picking an invitation.

I didn't know it was a life -or -death thing.

It has to be in by 12 for same -day printing.

This one.

For a funeral, maybe.

No wonder I'm marrying you.

That's the one that I pick.

Okay.

We have to do initials here, and then no changes.

I think, um, that colleague of yours has your pen.

Can't believe what these people call food up here. Can't even get a decent

bling.

Don't raise the money for Yaroslav. I'm going to kill myself.

Along with the rest of you.

I'm not all about setting up an accident.

I hope it will be a big payoff.

Sabrina, understand.

Death comes with a phone call.

And don't hope.

This will not go away.

And I have insurance working on a plan that will wipe out our entire death to

Yaro in a stroke.

Bring him here.

I want to meet this insurance man of yours.

You from Protective?

Yeah, my ride kind of gives it away.

What's up?

The city lawyer's not here yet. Well, give me the highlight.

All right, this shitbox suddenly breaks, right?

Only I'm faster, so there's no damage. Okay, why'd you call me then?

I just started the run. The bus was empty. Now, I got half a dozen Africans

claiming whiplash.

Oh, shit, where'd the Indians come from? What the hell is this? All right, come

here.

There's 15 in here now.

It's a scam.

They call it a jump hand. It's where they stage a fender bender and then they

stuff the bus full of fake victims.

They weren't even on my bus. They come, we'll figure it out.

No, I cannot relax. Just move.

Okay, you know what? I know, I know. This isn't so pretty.

It's this second -rate parasite fault.

You're an old man. Go home to your recliner. This is my accident, and you

hijacked it. Guys, I don't give a shit.

This will work.

Okay, Jimmy, you're on a payroll now, so your job is to make this work.

Did your crew even put tokens in the cash box?

Mine did. I know half the guys on this bus by name. If you're doing a jump in,

you need virgins. I promise mine will bleed on the sheets.

There's 100 reasons why this is going to fly.

Look, there's number one right there.

Gather your people. Count to ten. Run like hell.

Off.

It looks like a clear case of fraud.

The driver says none of his injured passengers were even on the bus.

Okay.

Let's send a message to the local action series. Call the cops. Arrest. What the

hell is this? Everyone.

We're not.

Is this your emergency?

Just look at me.

It was fine for Ma.

It was fine for me. I look like a swan. It's tradition.

It's ugly.

Oh, my God, this is beautiful.

Look at this.

Vera Wang.

Oh, my God, I would get divorced just to get married in that again.

It doesn't have to be fabulous.

Just not this.

Lucia, I'm working.

Is this your 911?

That would be about the guest list.

You know, the one with no names on it.

Did you call Walker about being your best man?

Just call him. He's not gonna say no.

How do you know?

Sorry. Just invite whoever you want.

Just that one foster mom, Margaret Smith.

The one whose husband's in the nursing home? Yeah, I wrote the address down.

You look great.

I gotta go.

Thank you, Jimmy.

That's how you get full control of everything.

You just pester him till he caves.

Okay, what's wrong?

Nothing.

What?

Nothing.

Just at his office today, there was this woman.

It's nothing. I'm just thinking stupid.

Just a heads up, Lionel's flying in from Denver today.

He's pretty excited about me being able to predict a corrupt adjuster.

Just a heads up, I formally warned Lionel that if A -State gets wind of us

their proprietary software, we'll be facing civil damages.

So that's your car, huh?

That's funny, because I was driving by your place the other night. I could

I saw a Q parked out front.

I, uh, get to take one home sometimes.

Uh,

Mr. Byrne, a word, please?

Don't close the door.

Wes knows.

What do you mean?

He saw your cube outside my place last night.

I think we better lay low, especially with Lionel coming.

Is that what you want to do?

I'm just trying to be smart, Jimmy.

You know, who knows what Wes is going to do with this information. You better

believe he's going to try to do something with it.

You really want this all over the office.

You're the one that's getting married in two weeks.

Okay, well, I love it.

That Russian guy had a gun with a gas on my ass.

He wants to see you. He wants to know how we're going to get his money back.

Okay, then, let's go.

No, no, no, you don't understand. You don't know this guy. He's just looking

for his own interests like everyone else.

So you got a plan? What are we going to do? Me? I got nothing.

All right, you got me here.

So you must be the guy who wants to meet me.

I never miss.

Understand?

I think it is important that we know each other. Finally, someone puts the

dog in his place.

So, what is the big plan, smart guy?

All right.

Okay, two buses.

Two buses, both packed with our people.

Head -on collision.

That's 100 accident victims, all going to rehab.

They all come here.

That's a $5 million score.

100 people?

I can barely scrape six Somalis together.

Yeah, you'll work with Sujith.

Sujith? Not if he's last dog on the sea. But no fault allows up to $125 ,000 per

victim. We can make $10 million.

Yeah, if you want to get caught.

But once you go past $50 ,000 for a victim, the computer flags it as a

investigation.

But with you, you'll fly under the radar, huh?

All your victims need to be virgins.

No career jumpers. All living within four kilometers of the clinic. Come on,

guys. It cannot be done.

I know what I can get about cheap.

Of course, I'll need a fee.

Fifty thousand.

Half the time.

Cash.

You got balls.

I'll give you that.

See whether that shit -faced Korkov likes you.

I like it a strong word.

It will happen.

It will happen within 48 hours or everyone in this room, save one, will be

Who? Who is the one to not get killed?

Give me something decent to eat.

It's Kazimir.

Real name is Dmitry Morchenko.

Kazimir must be a new alias.

You've done well, Jimmy.

I almost blew my head off.

What'd you think would happen?

Russians send a guy like this into town, whole families disappear.

Oh, now you tell me.

Well, I offered you an opportunity.

Fast cash, off the books.

And you could probably use it, fix your place up, build a real honest life for

yourself. You took the risk, Jimmy. And when things go south?

I'll be there.

Hey, wasn't I always there when you needed me Jimmy?

I had no better idea you were avoiding me.

I'm not going to start something that I want to spend the rest of my day doing

when there's a freight load of crap that I don't want to do that I'm already

late for.

So you are avoiding me?

Uh, yeah.

How about I make dinner tonight?

Spaghetti supreme?

Yeah.

What do we do next?

The only way this is going to work is if we bribe one of the drivers and the

casino runs.

All their buses are covered by great benefit.

Exactly.

If we put this on their ticket, no one suspects us.

That could work. So find me a driver.

And can you get somebody to book Lionel's usual hotel?

Do you remember where he stays?

I think so.

Dick. Yeah.

I, uh...

I need permission to do keystroke surveillance on our adjusters. Okay.

What is that? This situation is very fluid. I need to be able to keep an eye

people in real time.

Okay.

Is it legal?

Great area.

Okay.

Do what you gotta do.

Now, for my team...

I will provide you all with jobs in one of my many personal service

corporations.

Yes, sir. For how many hours a week must we be working?

There's no actual working involved.

The job exists only on paper. I will provide all the necessary documentation

you will be eligible for work benefits from the other driver's auto insurance.

Now, if there are no further questions, I'd like to introduce the man

responsible for all of this.

Mr. James Byrd.

Uh, just so you know, the accident will be staged, so none of you are at any

risk. The key to a good accident is safety first.

Yes. Oh, the sign right there.

Excellent.

You need to get a lot more out if you're going to round up 100 victims.

These are the early adopters in the community. Once they sign up, the

will open. Now, about my fee.

They're going to make, what, 600 a week on so -called lost wages?

You get your take off the top of that.

That was not my understanding. Don't push it.

I can shut you down in a heartbeat.

Yeah, who doesn't?

Line them up for tomorrow night, right?

Do you know where I can get some chorizo around here?

Wow.

Look at this.

What, I said I'd make dinner.

Yeah, you said, but...

Did you get the sauce to Bavaria? Hey, only the best.

I'm sorry I've been so freaked about the house.

Don't be.

Don't be sorry.

Hey,

we're gonna get through this, you know.

You know that, right?

Yeah, yeah.

Your sauce is burning. Oh, shit.

Hello? Jimmy, you gotta get over here right now.

Sujith won't hand over the list.

What? He wants a big fee. 20 ,000. And if they don't cough it up...

Popple?

Get the list.

My friend, I just saved you $20 ,000.

It is password protected. We cannot get the names.

It looks like you have more work. I am going back to New York in 24 hours, one

way or another.

Is everything okay?

Yeah.

Please leave a message at the tone.

This voicemail box is full.

I got my text.

I keep seeing this blood all over my face.

Let's get him, can't we?

Dad, we have to do this tonight. We don't need those people. We don't need

people.

You can't stage an accident without victims.

There's no money in it.

We don't need victims.

We just need their names.

What we do is we search our database and we look for people living or working

within four kilometers of Gorgie's.

The payments go straight to the Russians. The people never know they

the claims. That is too dangerous. They run one report and we are screwed. We're

caught. Getting killed is pretty dangerous, too.

I was not going to be a happy camper.

Yeah? Hey, Jimmy!

Insurance!

I got you a bus cheap.

But I can't get it started.

Gojo, I can't do everything. Call Anatoly.

I don't know. He's a coward. He's going to hide it.

Oh, Jesus.

Mr. Byrne, I have a claim here for you.

Get the bus there by 8 o 'clock, okay? Mr. Byrne! I don't care if you have to

push it.

Well, maybe I can call for a tow truck from the tow place.

No, no, no. No one else at the scene. Just get the bus there. Call a real

mechanic for once.

Get that.

Get you back.

Hey, call Don Joe back and get over there. We need that bus.

Mr. Byrne, if you please.

Maybe we should make a run for it. I've got a cousin, Leanne, in Sudbury. Go.

Mr. Byrne! What?

I heard you the first time, Di.

Jesus. Why don't you just call me up on the phone like a normal person? Hey,

Jimmy, instead of using... stupid microphone all the time jesus die you're

dispatcher you know what do me a favor get off your high horse for once and

up for a change get off your high horse and get protected

it's a bit aggressive but i'm running past advertising nothing wrong with a

little righteous anger jimmy but word to the wise doesn't fly with the ladies

yeah they overreacted i'll make it up to her good Because I decided to give you

that race.

You're due. And we're celebrating tonight.

I can't. I can't tonight.

I'm buying, Jimmy.

And bring that fiancée I keep hearing about.

No excuses.

Don't be so nervous.

We don't have to stay long. Just say you have an early morning.

We can be out of here before dessert.

Hey, the whole gang's here.

All right.

Nice to see you again. Yeah, we're one gal short.

I'm Lucia.

Hi, Catherine. Your wife is at a prayer meeting or some shit. Jimmy. How are

you? Nice to see you. An auspicious evening.

Lucia, this is Lionel. Lionel, my fiancée, Lucia. Yes, you are.

Lionel. Nice to meet you. Nice to meet you.

Okay, so what's Catherine Seabass in Portuguese?

Philippe de Cherne Convestage.

Jimmy, I think she's talking dirty to me. Oh, come on, Lionel. Trust me, you'd

know. How about you, Catherine? You speak any other languages?

French. You know, my grandmother used to teach me a little bit of Italian.

So what's that in French?

Lou.

Lou. Lou.

working for me maybe we should skip dessert you said that you had to get up

early not that early i like dessert a woman with appetites i

love the portuguese

There's been a big bus accident. I'm on deck.

Ignore it. I can't, Lionel. I'm on call.

You know I'll go with you. Dick, that's okay. That'll be good. Get back in the

field. Party poopers.

I'll drive you home.

Nonsense. She's having dessert with us.

I'll run her home after.

You ever been in the back of a limo?

I'm saving it for my wedding night.

I'll make sure she gets home safe.

I don't know why Lionel wants to take the cheesecake.

It comes with the prefix, I guess. You know, Dick, there's really no need for

both of us to go. I'm not coming. I'm not coming.

I only said that because if I had to sit another second with that jumped -up

frat boy, I'd say something I'd regret.

Oops.

Where is everybody?

The other driver's late.

God, Joe throws me the keys and takes off. I have to drive this heap here

myself.

You going to finish that?

Here we go.

You didn't run this guy through you either, boy, by any chance, did you?

Hey. We are so dead. All right, get on the other one.

I'll drive this.

No, we just need skid marks for the photos. We'll fake the rest. No!

Jim.

What was that? One drink he said just to pick me up. I'll fall down the rump

when he is. Ma 'am, you'll have to get off.

I want our money.

Cash.

20 ,000.

Plot.

I'll throw in the cheesecake, okay? But you gotta get off this bus.

I'm not letting you steal this bus.

I'm going nowhere.

Suit yourself, then. Go.

Go!

Don't believe it.

It worked. It worked, I guess.

I love you.

I love you, Jimmy.

You will never guess what I'm watching right now.

I want his head on a spike.

Bring him in conference room pronto.

I should have downsized their asses while I had the chance.

Does this mean we can get out of here? Well, I just gotta do this one thing,

baby, and then I'm all yours, okay?

I'm awake.

What it's worth, Jimmy, I'm sorry with you.

He's in the conference room.

Mr. Byrne, I've just been brought up to speed by your, um... What are you again?

It's Handler.

Handler.

I know you had street smarts, kid, but this.

So she filled you in?

About your work undercover?

Oh, yeah.

And I'm jealous.

The adrenaline.

The rush.

Bringing down the con men that rip off our business. Important stuff.

Dangerous. And capital letters here.

Impressive.

I am impressed.

But you really should have told me.

Uh, there were operational reasons why... Understood.

I really only have one question.

What's in it for protected?

Tonight's an accident.

That was just a bait.

If you let me go ahead with filing these claims, we can... I am not paying out

one dime to these phony victims. You won't have to.

The old bus that was stolen, the fictional driver ran, all the claims go

great benefit. They cover the coach bus.

And of course, if you ever need a favor, the police will be in your debt.

This night just keeps getting better.

I mean, we're doing all this while stiffing the competition out of... About

million.

Well, as long as we can ding them, I'm in.

What about Wes out there? He wants my head.

Give Wes to me.

He's Denver's lapdog.

How about we throw him a bone?

Let him fire Papo.

Um, can we hold off on that for a while?

I can't have the Russians thinking it... It has anything to do with what went

down tonight.

Okay.

Sure.

Wesley?

Nice of you to finally pick up the phone.

You're going to take care of that real police report on the crash, right?

It's gone.

You know I wouldn't leave you hanging on for long.

Let me buy you a beer.

Oh, night's not over.

It's a great benefit of questioning these claims. Losing my job would be the

least of it.

You send a police report with every claim?

You already asked me. And you faked all the signatures with different pens?

9 .30. No, no. They're just... They're just getting a slow start. They're

looking them over, checking the claim.

Or they're calling the cops.

No, no.

It all looked good. They'll pay.

You played the good game.

You should be proud of yourself.

They'll pay.

Someone will.

That I can say.

Mmm.

going through no questions asked.

There will be millions, Kazimir.

All this for something that didn't really happen.

Computer doesn't know what difference.

It flew under the radar.

You're one smart asshole. Yarrow's gonna love you.

Yeah, but will he pay?

You keep making him rich, he will pay you whatever you want.

Sparkly for me.

Yarrow, insurance man spun gold from straw.

I was so worried. Why didn't you call me? I couldn't.

I'm sorry.

What do you mean you couldn't call me? I was up half the night.

Oh, my God. I'm so hungover.

There's something I have to tell you.

I've

been

keeping some stuff from you.

I didn't mean for it to go this... Jimmy, what are you saying?

The truth is... Just tell me.

I've been working as a sort of undercover insurance agent.

If you're gonna lie to me, at least come up with something plausible.

I'm working with the cops, Lou.

They're trying to stop some of this organized fraud. I tell them when I've

things.

You're serious?

What kind of things? Is it dangerous?

The cops wouldn't do that. Come on.

So that's where you were last night?

Yeah.

And it pays low.

It pays real good.

That can't be legal.

It is.

Because the cops say so.

Everything's gonna be okay.

I'm just trying to do the right thing.

Jimmy, where the hell have you been? It took me four hours to walk back to

Stanford. I thought I was going to get shot or fired or arrested or something.

Okay, relax.

Go back to work.

About what I said yesterday, I was really stressed out.

You know, forget that. There's no excuse. No, there isn't.

You were only doing your job, and I lost sight of mine.

I'm sorry.

I guess I can be a bit of a bitch.

Mom's never given me flowers.

Oh, well, flowers were a nice touch.

I'm more of an English country garden girl myself.

I was thinking about what you said about us laying low.

She invited me at the restaurant last night after you left.

Nice invitation, by the way.

Settle. Yeah.

It's okay.

I'm just not that kind of guy.

I just... I want a real life, you know.

So go get one.

I can't believe this. How did you get it?

I drove into Toronto.

The city can come back for alterations.

Wow.

Beautiful. You're beautiful.

I can't believe it. I don't even want to know how much it costs.

You deserve it. Come here.

We're breaking all the rules.

I'll take my chance.

Nothing. It's stupid.

Well, this time you were doing this big secret job. I thought you were having an

affair.

What?

With Catherine.

I know. It's so stupid.

Especially since you've got this thing going with Lionel.

Lionel?

Yeah, he was all over her under the table.

And then he dropped me off first, even though she was on the way.

I'm so shocked.

Well, just... flying on the Iron Lady, who wouldn't be?

I'm gonna take this off.

Why mess with fate?