Original subtitles

I wanted you to have a real ring.

Jimmy, you're much.

I hear my client said he's been stolen off your lot.

Great police report.

I'm going to find you. You're going to fix it. Yes.

You're going to eat it. No.

You're losing my job, huh?

It's a job thing.

You went to the same guy who pissed all over you. And you got him to screw his

daughter so protect him, save a little money. Why?

I'm good at it.

A good liar and a cheat.

Here we go!

It's just hysteria.

What we're going through here is just a little market direction. Easy for you to

say, Don. You're not the one paying for two kids at Harvard.

I've taken my lumps, too.

Bullshit, and you know it.

I have. I just don't whine about it.

I don't believe it, Don.

Believe it.

I don't believe it.

Don, you have never had a deal go wrong on you. in your life. He was born with a

silver horseshoe. And I'm not going to say where.

Now, now, you know there's no such thing as luck.

Luck is for asshole.

Nice shot.

What the hell is this?

It's the bill, sir.

Well, I can see that.

$2 ,304.

What are you giving it to me for?

Huh? I have hole -in -one insurance.

I take it off every year.

Unfortunately, sir, that doesn't seem to be the case.

What in Christ?

These are MasterCard.

Don.

Hey! Don, don, don. Come on, relax.

I paid that for 30 years.

I'm going to have to ask you to leave, sir.

Yeah? Watch this. Hey.

But it does help with life's little surprises.

Not yet.

But when you're ready, so is Protected.

Hey,

I just stopped home for a quick bite. I'll be back in ten.

Skip it. We need you at the Honeybrook Golf Club AFVP.

Hey, why? What happened? A millionaire fell on a sand trap?

Golf cart coverage, Mr. Byrne. What?

Just go.

Yeah, he said...

You wait for work.

Accidents happen.

They carted him off in a body bag about an hour ago.

Now, I don't know what happened, but Mr. McCutcheon went apeshit.

over a bill that he could have paid with his change jar.

Okay? Now, if the clubhouse is on the hook for this, I am screwed out of a

Hey, Jimbo!

Last I heard, general liability covered golf carts, huh?

Yeah. And a car.

Well, it's worse, actually. We hold it life insurance, too.

Well, word was he had 20 drinks in him.

No.

Got some wiggle room, eh?

Hey, those jackets never get old, huh?

This way, this way.

Hey,

guys, just wait your turn, okay? One at a time.

So, uh, that new kid's pissing behind the sandbox again.

Cam lies, Dad. He's off the approved pickup list.

Lost his visitation rights.

Thanks.

Hey there.

How you doing today?

Good. Yeah?

You having fun on there?

This

is

McCutcheon. I'm Jimmy Burnham from Protected Insurance.

Send the check to my lawyer.

I'm sorry, Mrs. McCutcheon, but there may be some complications.

Who are you?

I'm Jimmy Vernon. Whoever you are, you take a message from me to Dickie D.

You tell him not to send a field hand to do a houseboy's job.

Go.

No -fault auto rip -offs are on the rise, people.

Staged accidents, fake health and benefit claims.

And it's no secret that doctors are the linchpins, any way you slice them.

Starts off innocently enough, got a GP, he's got a patient, he's been in a

fender bender, sore neck, sore back, that sort of thing.

And the GP comes to realize that he can prescribe up to 100 grand in

massage therapy and all that shit. No questions asked.

All, of course, charged against the client's auto policy.

So GP gets a little greedy.

And he says to himself, why don't I open up my own clinic?

And I can send my patients there.

100K a pop?

How could I go wrong, right?

So he gets greedier still.

And he starts prescribing therapy that his patients don't even need.

And therein, my colleagues, is when the gray areas turn tragically black. You

got your criminal.

And the criminal comes forward and says, hey, I can stage some fake accidents,

some phony accidents for a cut.

And he starts pumping out fake victims.

Order a car, two cars at a time.

That's $800 ,000 for a fender bender.

Catching. Ow!

All right.

Draw my pen. One, two, four.

Easy to spot, hard to prove.

Hey, guys.

Sorry to interrupt, but there's been a loss in the protective family.

Donald McCutcheon, the original owner of Great North, which was the firm that

protected Bud Aldiss, passed away suddenly.

Donald...

Taught me everything I know about this business.

He was an outstanding human being, and I... Why don't we just have a moment of

silence, okay?

Everybody. Everyone stand up.

Sorry I'm late.

I was at the golf course dealing with this total whack job.

Name was McCutcheon.

Make it quick, Colcorp.

I'm out hunting.

Now, now.

Everything you say about the auto.

We have now a great place for a physio clinic.

Our accident students are already producing victims every day.

This is not easy, Korkov. It's real business, not this body shop bullshit.

It's insurance, right?

Insurance is my business.

I should have sent someone up there with a brain in his head.

We're a family, Otto.

I will double your money in one month.

What are you looking for?

A million.

Seven feet.

You have a doctor, at least?

Yes. Yes, we have a doctor.

It's Dr.

Klein.

We supply him now. All we have to do is turn tables.

People aren't as easy to persuade as you think.

I'll consider.

Your wife says hello.

Come on, Jimmy.

No, it's bullshit, Walker.

I'm supposed to pay out because Dick's in love with the guy?

So we tore your new one. So what? Move on.

No, McCutcheon wrecked the place on purpose.

That's commission of a crime. The life alone is two million.

Pay out and apologize.

Oh, shit, bullshit.

Hey, I'm up for a raise next month. You think Dick will remember who jacked up

my numbers?

You put a ring on a girl's finger, right?

Right? Yes.

So start shoveling.

Everybody's got a boss, Jimmy.

Different people find a way to deal. Dickie, he uses delusion. Okay, fair

enough. Me, I use flat -out lies.

Whatever it is, you've got to figure it out, huh? Figure it out and go find

yourself a new boss.

Hey, Vern, got a second?

Hey, um... You got a report on that McCutcheon file?

Oh, yeah, the guy was pissed to the gills.

Well, why don't you leave that file on my desk, huh?

I don't need Denver riding my ass, because Dickie's got a soft spot.

Uh, give him.

Yep.

Yep, you know what, Jay?

You don't have to remind me every single time.

Yes, I will bring her over right after work.

Okay?

Okay.

Hey, Dick.

Dick, look, I'm really sorry. I didn't realize.

I was just trying to do a good job. It's not me you've got to apologize to,

Jimmy. You got a tie?

Not today.

Yeah, bottom drawer.

All right.

Let's go.

Hey, I'm going to be a bit late. Do you mind if I meet you at the church?

Don't make me do premarital alone.

That priest is pretty sexy, you know.

I'll keep that in mind.

Come on. Okay, I'll see you soon.

Come on.

What's wrong with you? Come on.

I hope you parked out back.

Tony cringed every time he saw that repulsive face driving by.

I can't tell you how sorry I am. I presume this wasn't a social call.

Oh, no, no, no.

Of course not.

Mrs.

McCutcheon, I'm really sorry for our conversation earlier today.

There will be no delay in payment. It was completely my error.

I don't recall there ever being any doubt on that point.

This is a check for $2 million.

Damages will be paid directly.

You can work out the details with my attorney.

Oh, good Lord.

Excuse me.

Hello. Who's this?

Give me this. Put him on the line.

It's for you.

It's mine.

Oh, I'm sorry.

I'm sorry.

Hey, Lionel.

Uh, listen, I'm just with... Do you have any idea how much I paid for that shit

bag? Hey, hey.

Shit bag of a company, Great North and O4.

I am not shelling out another useless Canadian dime to those whores.

Those McCrooks.

Lionel, I don't think... No, you don't, Dick. That's the problem, see?

Not a dime.

Not in legal.

Not in anything.

Sorry, Mrs. McCutcheon, there might be a tiny delay with the...

Welcome back.

So, can I see your homework?

Is yours that soon?

I get really busy, Father.

With work and night school.

It's true. You should have seen her at lunch. Or maybe we should leave the

future for now and concentrate more on the past.

Let's see Ace this one.

What do you mean by that, Lucia?

Just that he doesn't really talk about his past. No, yeah, I do.

Right. I do.

I know he was in foster care and grew homes, but never any details, ever.

Well, at least I did my homework.

Okay, look, how about this?

You're both from town, right?

Why don't you take each other on a literal tour of your past? You know, the

good, the bad, and the ugly.

I'd love to.

I mean, I've spilled most of that stuff already, but... He thinks that if

I know how bad it really was, that I won't love him.

But he's wrong.

See, trust is what holds a marriage together.

And how can you have trust without truth?

What is it with women always trying to rip things out of you? Well -known

aphrodisiac.

Mrs. McCutcheon filed suit.

Surprise, surprise.

It's Jimmy. If you want this off your books, come up with some pressure.

Translation? Dig up some dirt or they'll drag us to the court till we cry.

Deep pockets, you know.

Yeah, the worst kind.

I'm not giving in on this one, Walker.

I miss the raise. I miss the leg up.

I hear you.

I'll look into it. All right, thanks.

Corps cop.

What do you think?

Got your estimate for you.

All right. Thank you, Jimmy. It's very nice.

That's it? You don't want to haggle?

I have more important business. Thank you.

Like what? Importing ship boxes from the States?

Russian saying.

Big ice.

Close early.

Too bad it's not your mouth.

Funny guy.

Let's go.

Hello? Hello?

Dr. Klein?

You didn't get our message? We were just on the way to see you.

I don't take these kinds of meetings at the clinic.

Okay.

It will be beautiful, no?

We get our own equipment.

We all have a lovely physio clinic just like you. I believe you know Anatoli.

Hi. I supply many nice accident victims to a nice doctor.

Good price, too?

Yeah, please, I'd rather not discuss these things.

Look, I read your new proposal.

Sabrina!

She handles all boring paperwork.

The toilet isn't working again. I'm all cheating.

Listen, I'm really very sorry, but... No, no, no, no, this is all good news

you, doctor.

We will run the clinic, treat victims, file claims.

All you have to do...

It's signed.

Signed. Signed for insurance.

All for a very nice fee.

A smaller fee.

Smaller fee.

Right now, all the insurance payments come directly to me. With this proposal,

I'll significantly lose revenue.

But who needs the hassle, right?

There are more important things to do, like ride your bicycle.

Life is short.

Yeah, I, uh... As attractive as your offer is, Mr. Korkov.

Actually, it's my silent partner.

I'll never go for this. He's a greedy little prick. And stubborn. I'm

I'm very sorry.

Hey.

Nice outfit.

Very nice.

Hey, you got my message?

Yeah, you find something?

Uh -huh.

Snooping around in McCutcheon's policies.

Aside from usual rich guy shit. Home, cottage, multiple autos and all that

stuff. Found this.

Property insurance on this run -down shack here in the south end.

Not ten.

He's not some part -time slumlord.

Just one little fixer -upper. Is the old guy tucking away a little something on

the side?

Well, we're gonna get the good widow up off two mil. Better be under eight,

nine, eight wins.

So, Malika Bhutto, we're insurance investigators and I'd like to talk to

about Donald McCutcheon.

I don't know anything about him.

He owns your house.

Though he's dead.

If she's the other woman, why haven't you got her

dashed away and hit the dump?

Hey, do you mind if I keep these files?

Yeah, super keener.

Hey, why don't you bring the new fiance to come by my place for dinner tomorrow

night, huh? Meet the missus.

Sure. I'll bring the wine.

You know what?

I'm too old for plunk. I'll take care of the wine. You just come on. All right.

Did you like that, huh? Here.

Chloe -moey.

Good timing, because we are going to make s'mores.

Catherine.

Hello, Bradley.

Barefoot and in the kitchen.

Better be careful or I'll knock you out.

Yeah, well, you can pick her up tomorrow night.

Okay.

Hey, sweetheart, you be good.

Hey.

Mr. Din.

Mr.

Din, you know you're not allowed to take him.

Mr.

Din.

Don't. I don't want him any more freaked out than he already is. Mr. Din.

He is my son. You have no right.

Hey,

asshole.

Jimmy, it's my job. I'll handle it.

Are you okay?

Are you okay?

I can take care of this.

Hey,

Walker.

What? I went through the McCutcheon file last night.

I'm going to go back as far as Great North, so I dug around in the graveyard.

Wow, super keener.

An auto coverage one.

Yeah, back in 02, 2 ,000 in damage, no police report.

No way.

No police report, no payout. Yeah, preaching to the choir.

And more interesting, two months later is when your shack insurance kicks in.

So the guy had an auto accident and he didn't want anyone to know, so what?

Yeah, the kid on crutches ends up with free rent.

Wait, McCutcheon's got you all warm and fuzzy, huh? Yeah. You mind if I go

fishing again over there, swing by on my way home tonight?

No.

Why don't you wait till tomorrow? I'm not thawing four sticks for nothing.

Hey, remember Cafe Eurasia? Remember?

Your skull.

The police.

Ah, all you think about is food.

I miss nothing. Brighton Beach is for all people and goats.

Here he comes.

Nice.

Jesus shit.

What the hell was that?

I was hoping you would reconsider our business proposal.

Tomorrow, bring your greedy partner. The dentist, right?

My partner is greedier than yours.

Oh, yes, yes. Much more greedy.

Hey. Hey!

You can't just keep going around doing this, all right? This is goddamn Moscow.

Thanks, God.

You should be more careful.

Great. Thank you.

So I don't know.

Maybe I'll pull this McCutcheon thing out of the bag and get that bump.

Wait till you see Walker's place.

It's way up on the mountain.

What are we doing here, Jimmy?

We're engaged.

And I don't even really know anything about you.

Jesus.

You were so freaked out yesterday with Kamlai and the cops, and I have no idea

why.

Okay, let's go.

No, I'm not going to Walker's without... Not Walker's.

I didn't mean now.

Well, you wanted your stupid priest while you got it.

Well, I want to show you.

Over there, in that underpass, that's where I lost my virginity.

Tracy Grimshaw.

How'd that go?

Fantastic.

It's advertised.

I used to work for a guy who lived in that house there. The middle one.

Doing what?

Selling smoke in the park.

That sort of thing.

Shippied out of me there one night.

Guy skipped me on a deal. I passed out till the next morning.

How old were you?

Eleven, maybe.

Just before my mom took off for the first time.

Tell me something you did.

Something terrible.

Oh, God.

Oh, I... I stole a chocolate bar out of Aunt Petra's purse once.

What? She's diabetic.

Mom said she could have died.

And did you ever get

caught?

I boosted a car and did two years of juvie.

God.

I was still a kid, though. I don't have a record or anything.

Was that horrible?

What was it like inside?

Did anyone come and visit you?

Try and get you out? Listen, Lou, I... I got out of all this for a reason, you

know?

I don't want it.

I don't want it hanging over our lives.

It's over.

Is that the worst of it?

I was just a punk kid.

Hi,

sweetheart.

Hi, I am so sorry. I got super busy at work, but I am just on my way to get

I know I got your favorite.

Is it okay if I stay another night?

Dad, we're home some DVDs.

Oh, okay.

Okay, sure.

Sure, that's fine. Then I'll just get you in the morning before school, okay?

I was going to do it at dinner, right?

And, you know, there's all these people around.

And then he took me home and chickened out on the porch. Well, yeah, she's

away to college and leaving me there, right? So we go on inside, and I sweat

I wait. Meanwhile, her tea head of a roommate won't go to bed.

And neither would he.

And the ring's burning and all that.

So finally, finally he passes out, and I propose to her, and he's snoring away

in the background.

Were you surprised?

No. I wasn't going anywhere without him.

Just needed a nudge.

Kick.

Okay, I better get the coffee out.

Oh, here, I'll help you.

No, it's okay.

Why don't we have that tea head? He's probably got his own reality show.

Oh, God.

It's all right, it's all right. Leave it, leave it, leave it, leave it.

Such a clock.

All right.

That's all right.

Now, leave it. Sorry.

She's got a little palsy in her hands, you know. It happened to her mother at a

young age, so she's a little upset.

I'll be right.

Okay, I'll be right.

You really love each other, huh?

Yeah.

Thanks for tonight.

Luta,

I'm glad I caught you.

I told you to screw off.

I was just wondering how much Mr. McCutcheon was paying you guys to keep

It's likely less than a golf membership by the looks of things.

Ignore him, Amar.

Was he drunk the night he hit you?

We can't say a word.

I signed a paper.

You know, he never called the police.

He put you in a wheelchair, Amar. It wasn't him.

Bullshit.

He was the old lady.

She hit me?

Mrs. McCutcheon?

She could barely stand when she got out of the car.

She just stared down at me like I was garbage.

I know the look.

I'll never admit anything.

I'll call you a liar.

You wouldn't be the first.

All I'm saying is it's not Casual Friday.

Hey, you think they dug up that pressure on good old Mrs.

McCutcheon? Hey, look, look, look. I'm on 9 o 'clock. I'm late for it. You want

to get me disbarred? You want to shut McCutcheon down, make your numbers look

all pretty, keep the details off my desk out of the box.

Ow.

Divorce and vodka?

Slippery slope.

And the old widow McCutcheon.

Lose, lose, you ask me. Yeah, keep the money. It puts a target on me.

She drags us through court, head office is on my tail.

Yeah.

With youth comes balls, huh?

True enough.

There you are.

Good morning, Dr. Dwight. Come, come. I can only stay for a moment.

Honorable doctor.

We are pouring a very special bottle of vodka. No, no, no, no. I don't... Look

at the lovely new physio equipment.

You have changed your mind, yes?

You will join the new Gorkys.

The Gorkys.

Look, I don't know what that business was on the road yesterday, but my

and I are not giving in to... What's going on here?

I'm... Well... It turns out...

Dentist partner. Very enthusiastic about new arrangement.

Not greedy asshole after all.

Smile for your partner.

Show him how enthusiastic you are.

Come on, nice big smile.

Yeah, yes.

These things get very slippery.

Yeah.

You should not spend it.

That is what we all want.

Fine, please.

The work is.

The work is.

Hey, buddy.

How you doing?

Hey.

You know, you can talk to me.

It's okay.

Come on. Let's get going. Let's get going.

Come on. Come on.

Come on. Come on, you son of a... Let's go.

This is blackmail.

No, it's just business.

In the course of investigating the claims associated with your husband's

we unearthed an old auto payout. No police report.

And we need to rectify that.

I have documents ensuring certain parties' silence.

Did you get the kid to sign?

I'm no lawyer, but I doubt there's a statute of limitation on this sort of

thing.

And if I were to decide to drop my current suit against Protected? We are

busy.

Some things do slip between the cracks.

Or maybe you don't want to leave the past in the past. You just want to get

all out in the open.

I told him not to file the claim.

It's my company, he said.

Cheap bastard.

I think it's time you bumped up that trust fund, too.

You build him a goddamn ramp, Lisa.

I'm calling my lawyer. You knock yourself out.

Hey, I'm home.

I've been here.

I couldn't just leave her, Jimmy. She was

being hurt.

Luke, we can't afford a dog.

I only paid 25 bucks for her.

Are you going to pick up every sad case you find on the street?

It's working for me so far.

Yeah, you do like it.

I like that.

That burger was yours.

My hero.

How'd it go with the old lady?

100%. Could go either way.

Well, you're only a young one.

Everybody,

everybody, I just wanted you all to know I just got off the phone with the

McCutcheon's lawyer.

After much reflection, Mrs. McCutcheon has decided to drop the lawsuit.

Let this be a lesson to you, all right? People always refer back to their true

nature.

Absolutely.

And balls take the prize.

Fru -fruit. What? I guess it's a nice name.

Fru -fruit. It's kind of like the name for a chihuahua, maybe.

Keep it down. Go call the police.

Jimmy,

stop it. Stop hurting him. Who the hell are you?

What was I supposed to do, ask the guy nicely to stop manhandling her?

Write it out.

Words aren't going to help you.

Here you go.

Thanks, Maggie.

You know, you and your wife seem to have it figured out.

Yeah, that's because I keep my mouth shut all the time about everything.

They used that earlier this week.

Secret to domestic bliss, huh?

Ella's got ALS.

Lou Gehrig's.

She's not gonna make it.

I don't know what to say.

No, good.

Keep it that way.

I don't want Denver calculating how much they're gonna have to pay out in

spousal disability.

Hey, you got a girl, huh? Puts up with your shit.

A dead girl.

Easy to spot, hard to prove.

Game on.

All right, folks, another C. Come on, I'm buying. Let's go. I'm buying.