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Economic justice is actually having the opportunity,
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a real opportunity.
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How do you create generational wealth?
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How do you teach others to create generational wealth?
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The racial wealth gap, it's not a million-dollar problem.
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It's not a billion-dollar problem.
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It's a trillion-dollar problem.
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It's been a never-ending story.
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It is a challenge when you can't put gas in your car,
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when you can't buy food, you can't pay your light bill,
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or you can't pay your rent.
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Life is going on, life is happening, you know,
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and you're trying to put a bandaid and stop the bleeding
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on the effects of generational poverty.
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Investments and resources that are meant
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to get to these communities haven't gotten to them.
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There has to be economic warriors in the community
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to create economic justice.
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Hey, what's going on man? Everybody good?
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My name is Arlo Washington,
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and my purpose in life is to advance equity
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and create opportunities and build the community.
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Just for the sake of teaching you to parting,
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I want you to do this right here.
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Now watch this. Watch this right here.
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So we'll go a fourth of a inch in.
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Go a fourth of a inch into the eyebrow.
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Take the point of your comb. You put it on the scalp.
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We'll take the other hand right here,
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and we'll put it back here in the nape area.
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And then we'll just take that point of that comb
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and just keep it on the scalp all the way
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'til you feel that point with your index finger.
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When you feel that point with your index finger,
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just slide your finger up the comb that way
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and pull it out to the side.
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That's one side, all right?
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So, but you really want a good, straight line,
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so you can always go back and do it again.
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You just need to put a little bit more pressure
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on the scalp when you're going through.
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So I'm gonna take that and clamp that up.
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Yeah, there we go, appreciate that.
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So for the first couple of weeks, this is all y'all doing.
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Six sections, on, two, three, four, five, six.
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How long did it take?
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Five minutes.
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Now you ready to move on to something else,
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but let me let you try it.
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Good job, good job, Mr. LeBron.
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Good job, Hughes.
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Use some of the techniques.
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Yeah, but you got that looking smooth.
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What we gonna talk about, JB?
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Getting our foot in the game.
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How to get your foot in the game, build your clientele up,
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learn the business, get a name for yourself out here,
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and then open your barbershop up.
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When I was 20, I opened my first barbershop.
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I worked in my partner's shop for two years first
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and built the clientele up, right?
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So I had about maybe 80, 90, 100 people
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coming to me every week.
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Then I open up the barbershop.
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But right now, while you in school, be patient,
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practice, cut as many heads as you can.
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When you leave and go home, if you got little cousins,
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you got people in the neighborhood,
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cut, cut, cut as much as you can,
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'cause the more you cut, the better you get.
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Hey, hey, what's up, Bronson? What's going on with you?
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I just been busy.
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You got, are you getting through that application?
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Good afternoon,
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thank you for calling People Trust.
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How can I help you?
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Well, it's my credit score.
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It's gonna mess me up, ain't it?
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No, ma'am, we don't base it off your credit score.
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Trucking Logistics, LLC.
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Yes, sir.
This your plan right here.
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Have you got any business funding?
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Or you've been doing this all out your pocket?
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It's just all out of my pocket so far.
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As far as just driving, yeah,
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I've been in the business for 10 years,
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and my dad is a driver as well.
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I've covered every corner of transportation in the industry,
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so I would wanna create those jobs for other people.
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Tell me what it is that you wanna do.
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Long term, I would ultimately like to have my own salon
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or become an instructor.
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Okay, okay, okay.
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And you've been traveling to your customers?
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Yes.
Like their homes,
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their-
Yes, yes.
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Oh, okay, yeah, that ain't.
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Yeah.
Yeah.
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Do you have any operating capital right now?
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Unfortunately, I do not at this time.
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Okay, okay, so you need-
I won't-
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So you need gas money.
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Correct.
You need food money.
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Product.
Products and supplies.
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And I have a business name.
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I made my own logo. I've been working.
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So we spoke on the phone.
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You were saying you are interested in a loan?
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Yes, ma'am.
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Okay, I'm just gonna get this out.
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So tell me about what you're doing with your businesses.
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I'm Barbara Salas. I do credit restoration.
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I also have a T-shirt and decal line.
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Okay.
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Due to the things that I deal with in life,
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such as sickle cell, having a pacemaker,
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having 80% mass in my right breast,
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going to treatment once a week-
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And then you still run three businesses?
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Yes, ma'am.
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I heard that now.
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You know, capital is a lifeblood of a community.
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If the blood ain't circulating,
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then you gonna have some issues.
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So the blood has not been circulating for a long time.
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Why is it that we overlook
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this economically segregated community?
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Why is the issue swept under the rug and not talked about?
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What do you think and feel
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when you hear the word ownership?
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For me, when I think about ownership,
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it's owning my own home
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so that I'll have something to pass down to my children.
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Nobody in my family own anything.
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So ownership is important to me
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because I wanna create jobs and opportunities
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for my boys and my little cousins and my nephews.
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My oldest is 27, and my youngest is seven,
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and I think about it a lot.
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Of course, nothing was passed down to me,
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and I don't have anything to pass down to them.
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It just feel good to know that you have something
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that is yours that nobody can take away.
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For so long, we haven't had anything that was ours.
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Yeah, we damn proud of, you know, when we do own something,
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whether it's a Cadillac or a house or a boat.
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It's the idea of it belonging to you
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and that you can self-determine what will happen to it
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without having to ask anyone.
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You don't have to ask for permission
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Come in.
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All right, thank you.
How you doing, Mr. Williams?
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Glad to see you back today.
Hello, Sandra.
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I've been making Philly cheesesteaks and hoagies
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since I was 16 years old.
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I've been in restaurant business for 26 years.
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You have a food truck or-
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Have a food truck,
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a food truck.
Got a food truck.
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But my ambition within 12 months
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is to have a brick and mortar.
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So who you bank with right now?
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Well, I-
And did you consider them
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for getting the loan?
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They gave me an understanding
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that they wouldn't loan me any money.
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Really?
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They still want my business.
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They still want me to process my credit card payment.
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Your business is still making deposits in this bank.
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Yes, yes.
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And in turn, will not make you a loan.
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Yes.
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The wealth gap has grown tremendously.
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The CDFI is a community development financial institution.
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All people matter, regardless of their credit history.
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We're not restricted, so-
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I was at a traditional bank for nine years.
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Sadly, banking while Black is a real thing.
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They don't necessarily train you to know that,
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but once you get in there
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and you actually see that the person coming in,
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if they're white, they're gonna offer them credit cards.
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They're gonna offer them loans, financing,
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you know, all of those.
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But you come in and you're Black, it's no services offered.
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Sometimes the interaction with the teller is,
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you know, you can see the difference in how they treat you.
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So I just don't, I just don't use banks.
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Banking while Black does exist.
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Banking while Black, driving while Black,
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eating while Black, your waiter or your waitress
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can treat you differently.
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I mean, there is just so many things.
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It's crazy the things that Black people have to deal with.
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It becomes an experience that you just,
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you try to avoid the disappointment of it,
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and rather than go through the frustration,
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you work around it.
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It's a workaround.
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Big banks, they don't know the community.
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They don't know 'em. They don't have a relationship.
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And you wanna be able to be sustainable,
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and you wanna be profitable, and you wanna be scalable.
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But we just want you to think about every aspect.
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Yeah, okay.
And best position yourself.
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This helps you to really build your credit profile.
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So we can provide you with some ongoing technical assistance
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to kind of help you along the way.
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We got the name People Trust
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because trust in the financial system is just not there.
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My goal is to restore the trust in a system
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that may have not been built for you.
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So we try to see what's the problem, how can we help.
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We find a way.
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I've always wanted to own my own business.
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I hear so much, "If you could just gimme a chance,
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just gimme a chance to prove that I'm trustworthy,
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that I'm creditworthy, that I can run,
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I can run this business successfully."
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Y'all ready? All right, one,
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two,
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three,
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four,
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five,
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six,
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seven, uh-uh, that should be a backhand.
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She knew. She knew.
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Come on, let's go to one.
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Historically, barbers have been the go-to
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in the community, one of the oldest
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and most prestigious professions.
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They were the doctors. They did the blood letting.
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They did the tooth pulling.
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They did the, they were the priests.
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One customer lost his job,
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and he had been a faithful customer, come in all the time,
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I mean, bring in his family, his kids, everybody, you know.
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He said, "Mr. Washington,"
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he said, "I'm down really bad, and I need to borrow $150."
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I've been a barber in the community for over 20 years,
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so when the community start hurting,
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who do you think they gonna come to?
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They came to the people that they can come to for help.
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He said, "I'm getting a job,
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and I can pay you back in 30 days."
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So I made him a loan, you know.
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I didn't think he was gonna pay it back
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when I gave him the loan at the time,
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but he came back, and he paid it back.
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And a couple weeks later, he came back again.
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Guess what he did? He paid me back!
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So I made him another loan, and he paid that loan back.
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So then we started thinking about,
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"Well, how can these small loans
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at that size really have an impact?"
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If they don't have credit,
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then they can't get a loan from a bank.
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That means they have to go to a loan shark
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or they have to go to some payday lender
261
00:12:54,210 --> 00:12:56,940
that's going to never let them pay them off.
262
00:12:56,940 --> 00:12:59,190
And I thought about it, and I said, "Wait a minute.
263
00:12:59,190 --> 00:13:01,748
This is what's affecting my community."
264
00:13:06,330 --> 00:13:07,560
So you see how it built up?
265
00:13:07,560 --> 00:13:11,340
Now, man, we done service like, 2020, we serving 900 folks.
266
00:13:11,340 --> 00:13:14,220
And so what we did was we applied
267
00:13:14,220 --> 00:13:17,790
to become a community development financial institution,
268
00:13:17,790 --> 00:13:21,180
which was put in place to be able
269
00:13:21,180 --> 00:13:24,540
to help low- and moderate-income communities
270
00:13:24,540 --> 00:13:27,363
that wouldn't otherwise receive the opportunity.
271
00:13:29,520 --> 00:13:30,920
Let him down and let him go.
272
00:13:38,190 --> 00:13:39,023
Come on in.
273
00:13:40,321 --> 00:13:43,650
In April this year, my house caught on fire.
274
00:13:43,650 --> 00:13:46,863
So you know, I was pushed out.
275
00:13:48,000 --> 00:13:50,070
I was calling to inquire
276
00:13:50,070 --> 00:13:52,500
about your rental assistance.
277
00:13:52,500 --> 00:13:54,930
You're behind on rent now?
278
00:13:54,930 --> 00:13:56,580
I forgot your name. Give me your name again.
279
00:13:56,580 --> 00:13:57,420
Candace Ford.
280
00:13:57,420 --> 00:13:59,490
Okay, cancer survivor.
281
00:13:59,490 --> 00:14:00,330
Yeah.
282
00:14:00,330 --> 00:14:03,360
Unfortunately it's just a one-time deal.
283
00:14:03,360 --> 00:14:05,760
I believe we're the only rapid rehousing
284
00:14:05,760 --> 00:14:07,770
that is in Central Arkansas.
285
00:14:07,770 --> 00:14:11,010
How much does it cost you to live every month?
286
00:14:11,010 --> 00:14:12,690
I don't know, 'cause I ain't never been on my own.
287
00:14:12,690 --> 00:14:13,523
Okay.
288
00:14:13,523 --> 00:14:15,030
Have you been looking around?
289
00:14:15,030 --> 00:14:17,501
Yeah, every time I have a-
I had a landlord in today,
290
00:14:17,501 --> 00:14:19,107
and I asked him, and he doesn't have anything.
291
00:14:19,107 --> 00:14:22,260
And when you move, we'll pay the security deposit
292
00:14:22,260 --> 00:14:23,960
and your first three months' rent.
293
00:14:34,170 --> 00:14:36,330
Let's talk about a budget.
294
00:14:36,330 --> 00:14:38,310
How's the job looking? Any-
295
00:14:38,310 --> 00:14:41,695
Well, just, it's really that I'm,
296
00:14:41,695 --> 00:14:44,520
it's hard because I don't have nowhere to shower and stuff.
297
00:14:44,520 --> 00:14:47,280
Right, that is one thing about Little Rock.
298
00:14:47,280 --> 00:14:51,690
There's just really not a lot of affordable housing.
299
00:14:51,690 --> 00:14:53,520
There's a huge housing need.
300
00:14:53,520 --> 00:14:56,759
Correct, there's just too many people waiting for help.
301
00:14:58,740 --> 00:14:59,670
You're four months behind,
302
00:14:59,670 --> 00:15:01,830
but did she tell you the balance?
303
00:15:01,830 --> 00:15:03,467
This is a grant, just an emergency grant,
304
00:15:03,467 --> 00:15:05,430
'cause I heard you say you didn't have any clothes,
305
00:15:05,430 --> 00:15:06,900
you didn't have any transportation.
306
00:15:06,900 --> 00:15:08,970
You know, everything burnt up.
307
00:15:08,970 --> 00:15:12,783
For 17 days in a hotel, man.
308
00:15:14,370 --> 00:15:15,203
There you go.
309
00:15:16,290 --> 00:15:18,270
How much is the weekly rent?
310
00:15:18,270 --> 00:15:19,103
The weekly rent?
311
00:15:19,103 --> 00:15:20,010
Uh-huh.
312
00:15:20,010 --> 00:15:20,850
It's not weekly.
313
00:15:20,850 --> 00:15:24,360
She was just gonna charge me like 525 a month.
314
00:15:24,360 --> 00:15:26,280
My mother, she passed away with cancer,
315
00:15:26,280 --> 00:15:29,610
and so I'm just thinking if, since you, you know,
316
00:15:29,610 --> 00:15:32,340
in that situation, maybe if we was able to do,
317
00:15:32,340 --> 00:15:34,980
you know, maybe a grant for a month,
318
00:15:34,980 --> 00:15:37,350
that'd give you time to find a place.
319
00:15:37,350 --> 00:15:38,874
How do you think that works?
320
00:15:38,874 --> 00:15:41,308
It'll help me a lot.
I think that'll help.
321
00:15:41,308 --> 00:15:42,199
What you think?
322
00:15:42,199 --> 00:15:44,136
It'll help me a lot.
323
00:15:47,670 --> 00:15:50,407
Most of the time it's state of emergency.
324
00:15:50,407 --> 00:15:52,257
"Well, I needed help like yesterday."
325
00:15:55,770 --> 00:15:58,470
We never got the 40 acres and the mule that was promised.
326
00:15:58,470 --> 00:16:00,520
That's like the big elephant in the room.
327
00:16:01,650 --> 00:16:05,850
This was promised to you. You never got it.
328
00:16:05,850 --> 00:16:07,980
Nobody never talked about it.
329
00:16:07,980 --> 00:16:09,660
It didn't come up in any type
330
00:16:09,660 --> 00:16:12,483
of other political discussions.
331
00:16:13,320 --> 00:16:15,780
And the fallout is what we see,
332
00:16:15,780 --> 00:16:20,780
a huge racial wealth gap, economic injustices,
333
00:16:24,480 --> 00:16:28,630
and no, not really an end to it in sight.
334
00:16:32,670 --> 00:16:35,943
Here in Little Rock, there is a physical divide,
335
00:16:37,200 --> 00:16:40,233
have on one side, have not on the other.
336
00:16:42,120 --> 00:16:45,755
It's not a wealth gap. It is a wealth chasm.
337
00:16:49,350 --> 00:16:52,059
I-630, the great divide.
338
00:16:58,920 --> 00:17:01,413
How's it going, man? You ready to ride?
339
00:17:03,360 --> 00:17:06,570
You know, when we cross I-630,
340
00:17:06,570 --> 00:17:08,163
you can tell a big difference.
341
00:17:09,330 --> 00:17:12,753
This neighborhood is the heart of the Black community.
342
00:17:13,590 --> 00:17:14,670
There are no banks over here,
343
00:17:14,670 --> 00:17:17,250
and you got about 30,000 community members over here.
344
00:17:17,250 --> 00:17:19,750
You'd be hard-pressed to find a ATM.
345
00:17:20,970 --> 00:17:25,683
That community has been economically segregated.
346
00:17:27,690 --> 00:17:31,590
Look at this, we got four, five boarded-up houses
347
00:17:31,590 --> 00:17:33,003
on this little half a block.
348
00:17:37,440 --> 00:17:39,153
So we crossed I-630,
349
00:17:40,530 --> 00:17:43,443
and now we're going into The Heights,
350
00:17:46,080 --> 00:17:50,400
and in The Heights are maybe 8,000 in population,
351
00:17:50,400 --> 00:17:52,023
but you got 14 banks,
352
00:17:53,970 --> 00:17:57,513
and you don't see a boarded-up house, not one.
353
00:17:58,980 --> 00:18:00,180
Well, you have commerce here.
354
00:18:00,180 --> 00:18:03,390
You have places where business can exist.
355
00:18:03,390 --> 00:18:05,883
You don't see that on the other side of town.
356
00:18:07,242 --> 00:18:09,690
You know, then of course you had redlining
357
00:18:09,690 --> 00:18:12,240
where banks would not make money accessible
358
00:18:12,240 --> 00:18:14,640
to people who lived in certain areas,
359
00:18:14,640 --> 00:18:16,410
and oftentimes those certain areas
360
00:18:16,410 --> 00:18:18,453
were areas where Black folks lived.
361
00:18:21,480 --> 00:18:23,340
This phenomenon of building interstates
362
00:18:23,340 --> 00:18:28,340
through Black communities, and they bring about destruction.
363
00:18:34,680 --> 00:18:35,580
I'm gonna take you and show you
364
00:18:35,580 --> 00:18:37,260
our new location where we opening it up.
365
00:18:37,260 --> 00:18:38,943
All right.
That's redlined.
366
00:18:42,420 --> 00:18:45,120
This is the first financial institution ever
367
00:18:45,120 --> 00:18:46,420
in this community, and so-
368
00:18:47,832 --> 00:18:48,840
And it looks good, too.
369
00:18:48,840 --> 00:18:49,710
Thank you.
370
00:18:49,710 --> 00:18:52,347
We've been working hard.
371
00:18:54,690 --> 00:18:56,250
Do you believe in the American dream?
372
00:18:56,250 --> 00:18:57,900
What is the American dream?
373
00:18:57,900 --> 00:19:01,410
You tell me, and we'll both know.
374
00:19:01,410 --> 00:19:02,827
I was told this growing up.
375
00:19:02,827 --> 00:19:05,280
"You work hard, you do what you're supposed to do,
376
00:19:05,280 --> 00:19:08,190
and you'll achieve your goal," right?
377
00:19:08,190 --> 00:19:12,993
And in essence you, that's supposed to be true.
378
00:19:15,630 --> 00:19:19,320
But I have to say that I've sat at the table
379
00:19:19,320 --> 00:19:20,707
in front of my children and said,
380
00:19:20,707 --> 00:19:23,640
"As much as this is supposed to be true,
381
00:19:23,640 --> 00:19:27,777
it is still possible that that may not happen for you."
382
00:19:29,700 --> 00:19:34,700
Nice house, cars, family tooken care of, bill free.
383
00:19:37,680 --> 00:19:40,533
Well, no, no, I'm just out here surviving.
384
00:19:40,533 --> 00:19:41,789
I'm just trying to make a way.
385
00:19:41,789 --> 00:19:45,180
So I couldn't just elaborate
386
00:19:45,180 --> 00:19:46,530
with the American dream is.
387
00:19:46,530 --> 00:19:48,099
I wouldn't know.
388
00:19:56,622 --> 00:19:59,400
There was a time in my life early on
389
00:19:59,400 --> 00:20:04,140
when I wanted to fix what my mother was going through
390
00:20:04,140 --> 00:20:05,973
trying to take care of me.
391
00:20:07,020 --> 00:20:09,510
She had me when she was 16 years old,
392
00:20:09,510 --> 00:20:11,523
had to drop outta school, get a GED.
393
00:20:14,550 --> 00:20:18,243
So when I was born, I was brought home to this house,
394
00:20:19,260 --> 00:20:22,170
and my grandmother was a single parent
395
00:20:22,170 --> 00:20:24,780
with 16 kids in the house,
396
00:20:24,780 --> 00:20:28,710
and now my mother at 16 was bringing home
397
00:20:28,710 --> 00:20:30,483
another addition to the family.
398
00:20:32,910 --> 00:20:36,010
You know, watching my mother early in my life
399
00:20:37,050 --> 00:20:39,270
and watching the sacrifices that she made
400
00:20:39,270 --> 00:20:42,150
for, you know, folks in the neighborhood,
401
00:20:42,150 --> 00:20:44,670
she wanted to be an inspiration to the folks
402
00:20:44,670 --> 00:20:47,070
that lived in the housing projects to let them know
403
00:20:47,070 --> 00:20:48,863
that they didn't have to stay there.
404
00:20:51,780 --> 00:20:53,680
This is where my mother was eulogized.
405
00:20:55,020 --> 00:20:56,283
She had cervical cancer.
406
00:20:57,720 --> 00:20:59,280
Two weeks before I graduated high school,
407
00:20:59,280 --> 00:21:00,450
my mother passed away.
408
00:21:00,450 --> 00:21:01,600
She didn't see me walk.
409
00:21:05,160 --> 00:21:08,130
That was tough. I felt lost.
410
00:21:08,130 --> 00:21:10,113
That left me lost, feeling lost.
411
00:21:11,250 --> 00:21:12,423
Okay, what do I do now?
412
00:21:13,387 --> 00:21:15,930
You know, I have two younger sisters.
413
00:21:15,930 --> 00:21:17,133
Where do I go from here?
414
00:21:21,377 --> 00:21:22,620
Hello.
Hello.
415
00:21:22,620 --> 00:21:23,453
How are you?
How you doing?
416
00:21:23,453 --> 00:21:24,286
I'm good. How are you?
417
00:21:24,286 --> 00:21:25,277
I have a eight-month-old.
418
00:21:25,277 --> 00:21:27,810
Like, you can't be without no lights.
419
00:21:27,810 --> 00:21:30,270
I think the first thing is to get you off the streets.
420
00:21:30,270 --> 00:21:32,400
We're gonna do you an emergency grant.
421
00:21:32,400 --> 00:21:34,530
Let's do a $1,500 grant.
422
00:21:34,530 --> 00:21:37,020
This is a new beginning, you know what I'm saying?
423
00:21:37,020 --> 00:21:40,230
I kind of adopted some of the mission that she had
424
00:21:40,230 --> 00:21:42,930
that she didn't get a chance to live out.
425
00:21:42,930 --> 00:21:43,763
Thank you.
You understand?
426
00:21:43,763 --> 00:21:45,072
Yeah, absolutely.
Thank you very much.
427
00:21:45,072 --> 00:21:47,610
I appreciate you.
Absolutely.
428
00:21:47,610 --> 00:21:50,079
It fell on me to carry the torch.
429
00:21:56,550 --> 00:22:00,930
My mother provided such a great example of being a,
430
00:22:00,930 --> 00:22:03,587
of humanity and having compassion
431
00:22:03,587 --> 00:22:07,860
and understanding that life circumstances happen
432
00:22:07,860 --> 00:22:11,760
and when they happen that people need compassion.
433
00:22:11,760 --> 00:22:15,270
People need restoration. People need rehabilitation.
434
00:22:15,270 --> 00:22:16,353
People need love.
435
00:22:24,690 --> 00:22:29,690
I want you and I want you to stand up for a second.
436
00:22:31,710 --> 00:22:33,390
I'm gonna show you something right now
437
00:22:33,390 --> 00:22:35,400
that we don't hardly ever do.
438
00:22:35,400 --> 00:22:39,210
But I want you to, for two minutes, I want you
439
00:22:39,210 --> 00:22:43,290
to look at him in his eyes, and I want you to be with him,
440
00:22:43,290 --> 00:22:46,830
and I want you to be with him for two minutes.
441
00:22:46,830 --> 00:22:48,540
All right, come closer, right here.
442
00:22:48,540 --> 00:22:49,833
Now, don't look off.
443
00:22:54,240 --> 00:22:59,240
When you look in those eyes, think about your kids.
444
00:23:02,340 --> 00:23:04,023
Think about your loved ones.
445
00:23:05,670 --> 00:23:10,143
Think about the setbacks and the wins,
446
00:23:11,220 --> 00:23:14,883
all the hard lessons, and just see all the hurt.
447
00:23:15,810 --> 00:23:19,863
See all the pain. Be with him right now.
448
00:23:23,760 --> 00:23:24,593
Time.
449
00:23:27,261 --> 00:23:29,583
It's all right, it's all right.
450
00:23:29,583 --> 00:23:31,133
It's all right. It's all right.
451
00:23:38,220 --> 00:23:39,053
It's all right.
452
00:23:43,320 --> 00:23:44,490
I seen my big brother,
453
00:23:44,490 --> 00:23:46,725
who I ain't seen since I was 12 years old.
454
00:23:46,725 --> 00:23:51,725
Mm, that say a lot, tell a whole story, you know?
455
00:23:52,560 --> 00:23:54,180
And that was uncomfortable for them.
456
00:23:54,180 --> 00:23:56,820
I know it was, 'cause I've done it before.
457
00:23:56,820 --> 00:23:58,500
But that's a exercise that will help you,
458
00:23:58,500 --> 00:23:59,975
if you're somebody that's introverted
459
00:23:59,975 --> 00:24:02,490
and you're somebody that's kind of in a shell
460
00:24:02,490 --> 00:24:03,690
and help you be more assertive
461
00:24:03,690 --> 00:24:05,490
and help you to be more, you know,
462
00:24:05,490 --> 00:24:08,163
understanding to what other people are going through.
463
00:24:11,640 --> 00:24:14,283
You went to prison, and when you went to prison,
464
00:24:15,150 --> 00:24:16,100
what did that mean?
465
00:24:17,190 --> 00:24:19,050
10 years of my life, I mean-
466
00:24:19,050 --> 00:24:20,273
And where'd that leave you?
467
00:24:21,108 --> 00:24:22,275
Right. Lost.
468
00:24:27,796 --> 00:24:30,690
So you know, when you are secluded from the world
469
00:24:30,690 --> 00:24:33,543
for that amount of time, man, you become behind.
470
00:24:35,400 --> 00:24:39,780
Okay, you 28, 27 now. What you gonna do?
471
00:24:39,780 --> 00:24:42,480
As a Black man, you know,
472
00:24:42,480 --> 00:24:45,840
we're not offered opportunities,
473
00:24:45,840 --> 00:24:48,051
especially after times that, you know,
474
00:24:48,051 --> 00:24:50,603
we may have messed up or made a mistake in our life.
475
00:24:52,380 --> 00:24:55,167
So it's like now, "Okay, I gotta do something."
476
00:24:56,070 --> 00:24:59,167
I always could cut hair, you know, but I just never thought,
477
00:24:59,167 --> 00:25:01,680
"Man, maybe I should go to school."
478
00:25:01,680 --> 00:25:04,320
I went in and enrolled at Washington Barber College.
479
00:25:04,320 --> 00:25:08,580
I learned so much, just things that, you know,
480
00:25:08,580 --> 00:25:09,960
things that you need to know
481
00:25:09,960 --> 00:25:12,303
to sharpen yourself up to be successful.
482
00:25:14,460 --> 00:25:16,230
I did seven years in prison,
483
00:25:16,230 --> 00:25:18,990
seven years, five months, six days to be exact,
484
00:25:18,990 --> 00:25:22,170
on a 30-year sentence, and I sit before you right now
485
00:25:22,170 --> 00:25:25,173
16 years later, and I'm still not free.
486
00:25:26,370 --> 00:25:30,030
I was homeless three times from when I got outta prison.
487
00:25:30,030 --> 00:25:31,590
I was homeless three times.
488
00:25:31,590 --> 00:25:33,810
I went on to the shelters.
489
00:25:33,810 --> 00:25:35,430
Yeah.
Did what I needed to do.
490
00:25:35,430 --> 00:25:37,650
Saved my money up, got out.
491
00:25:37,650 --> 00:25:42,650
But my crime does not make me an eternal criminal.
492
00:25:43,320 --> 00:25:46,590
Right, three of our barbers,
493
00:25:46,590 --> 00:25:48,420
they were formerly incarcerated,
494
00:25:48,420 --> 00:25:50,070
and they were just each sharing the trauma
495
00:25:50,070 --> 00:25:52,650
that they experienced while being there
496
00:25:52,650 --> 00:25:56,730
and how, you know, to be out, it's a huge adjustment.
497
00:25:56,730 --> 00:25:58,830
So on day one, if you have nothing,
498
00:25:58,830 --> 00:26:00,960
you ain't got a toothbrush, no toothpaste,
499
00:26:00,960 --> 00:26:05,010
all of those essential things, you right back at stress one.
500
00:26:05,010 --> 00:26:09,090
Right after they get out, they call me within 72 hours.
501
00:26:09,090 --> 00:26:14,010
I'm able to send their name, their release dates,
502
00:26:14,010 --> 00:26:15,960
and how much time they did,
503
00:26:15,960 --> 00:26:18,120
and then I just email everything over,
504
00:26:18,120 --> 00:26:20,880
and People Trust contacts them,
505
00:26:20,880 --> 00:26:24,510
and they go pick up a $325 grant,
506
00:26:24,510 --> 00:26:25,800
which I think is so great
507
00:26:25,800 --> 00:26:28,950
because coming out of any system,
508
00:26:28,950 --> 00:26:29,940
especially the jail system,
509
00:26:29,940 --> 00:26:31,350
you don't come out with any money.
510
00:26:31,350 --> 00:26:33,870
You, Arlo, have made it possible.
511
00:26:33,870 --> 00:26:36,720
You are looking at everything
512
00:26:36,720 --> 00:26:40,030
from the perspective of inclusion.
513
00:26:40,030 --> 00:26:41,070
Absolutely, absolutely.
514
00:26:41,070 --> 00:26:43,623
See, where for so many years,
515
00:26:44,490 --> 00:26:49,257
I and so many have saw only exclusion.
516
00:26:50,280 --> 00:26:53,070
It's truly community development, and that's developing.
517
00:26:53,070 --> 00:26:54,300
You can't develop a community
518
00:26:54,300 --> 00:26:55,560
if you don't develop the people.
519
00:26:55,560 --> 00:26:56,393
Exactly.
520
00:26:57,600 --> 00:26:59,991
The reason that I do what I do
521
00:26:59,991 --> 00:27:02,250
and what gives me energy to keep going
522
00:27:02,250 --> 00:27:04,650
is equity, equity, equity, equity.
523
00:27:04,650 --> 00:27:07,910
So that means if the way it is over, you know,
524
00:27:07,910 --> 00:27:10,170
on this side of town is, on this side of the freeway
525
00:27:10,170 --> 00:27:11,673
is this way over here as well.
526
00:27:12,630 --> 00:27:16,080
The resources that's over here, the resources over there,
527
00:27:16,080 --> 00:27:18,810
the banks that's over here, banks over here,
528
00:27:18,810 --> 00:27:20,610
money over here, money over there,
529
00:27:20,610 --> 00:27:22,410
credit over here, credit over there.
530
00:27:26,589 --> 00:27:27,559
How you doing?
531
00:27:27,559 --> 00:27:30,120
All right.
532
00:27:30,120 --> 00:27:32,220
You don't do any body work do you?
533
00:27:32,220 --> 00:27:33,053
Little bit.
534
00:27:33,053 --> 00:27:34,570
Little bit?
Not a whole bunch.
535
00:27:35,640 --> 00:27:37,768
How long you been wanting to do this?
536
00:27:37,768 --> 00:27:41,370
Been in an automotive business for 20, 25 years,
537
00:27:41,370 --> 00:27:43,890
running a Jiffy Lube for the last five.
538
00:27:43,890 --> 00:27:48,890
But the owner came and told me
539
00:27:49,350 --> 00:27:51,630
he was selling the business, and so.
540
00:27:51,630 --> 00:27:54,570
When they let you go, you know,
541
00:27:54,570 --> 00:27:56,227
you had to think quick on your feet,
542
00:27:56,227 --> 00:27:57,300
"What am I gonna do now?"
543
00:27:57,300 --> 00:28:00,690
Yeah, but I needed to open up new avenues,
544
00:28:00,690 --> 00:28:03,330
and the biggest one is being able
545
00:28:03,330 --> 00:28:05,160
to get this loan to get started.
546
00:28:05,160 --> 00:28:08,312
Y'all give it up for Lyncola Franklin.
547
00:28:11,490 --> 00:28:13,200
While you were in the program,
548
00:28:13,200 --> 00:28:15,990
you accessed a 3,500 small business loan.
549
00:28:15,990 --> 00:28:18,840
So maybe if we could extend that.
550
00:28:18,840 --> 00:28:19,673
Mm-hmm.
551
00:28:19,673 --> 00:28:21,350
So if we extend the 3,500 that we already gave you
552
00:28:21,350 --> 00:28:24,840
to up to 10,000 and we do it for two years,
553
00:28:24,840 --> 00:28:27,540
your payments would be at like 452 a month.
554
00:28:27,540 --> 00:28:28,680
How soon would you need
555
00:28:28,680 --> 00:28:30,480
before you start making payments?
556
00:28:30,480 --> 00:28:32,460
I would say a couple months
557
00:28:32,460 --> 00:28:33,420
just to get me going.
558
00:28:33,420 --> 00:28:35,040
So maybe we deferred your payments
559
00:28:35,040 --> 00:28:37,080
for 90 days, that'll help you to-
560
00:28:37,080 --> 00:28:38,580
Definitely, I appreciate that.
561
00:28:38,580 --> 00:28:40,350
All right, cool.
562
00:28:40,350 --> 00:28:42,810
My clientele is building.
563
00:28:42,810 --> 00:28:46,590
Mr. Washington, he seen what my future may look like,
564
00:28:46,590 --> 00:28:49,590
and I'm, you know, forever grateful for him believing in me.
565
00:28:50,790 --> 00:28:54,840
As of today, you doing business as Incredible Auto
566
00:28:54,840 --> 00:28:56,887
earned $50,000.
567
00:28:58,230 --> 00:29:00,210
So you got a lease going already?
568
00:29:00,210 --> 00:29:01,043
Yes, ma'am.
You talk to-
569
00:29:01,043 --> 00:29:02,460
This is the outside.
570
00:29:03,304 --> 00:29:04,469
About how many square foot is that?
571
00:29:04,469 --> 00:29:05,970
5,000.
572
00:29:05,970 --> 00:29:07,470
[whistles] It's nice.
573
00:29:09,390 --> 00:29:12,300
It's like my dream finally becoming a business owner
574
00:29:12,300 --> 00:29:16,830
and not having to work for anybody else again.
575
00:29:16,830 --> 00:29:18,543
I work for myself now.
576
00:29:20,550 --> 00:29:23,071
Thank y'all. I really wanna shed some tears, man.
577
00:29:23,071 --> 00:29:23,904
You're your own boss.
And I don't have to worry
578
00:29:23,904 --> 00:29:25,590
about somebody selling the business
579
00:29:25,590 --> 00:29:27,337
and somebody coming in and telling me,
580
00:29:27,337 --> 00:29:30,057
"Hey, we don't wanna continue with you anymore."
581
00:29:31,290 --> 00:29:32,913
Here I am, three months later.
582
00:29:34,890 --> 00:29:37,980
When you investing in something that you love to do,
583
00:29:37,980 --> 00:29:39,630
it makes everything a lot easier.
584
00:29:59,190 --> 00:30:01,620
We felt like that if we could redevelop
585
00:30:01,620 --> 00:30:03,960
and change this corner,
586
00:30:03,960 --> 00:30:07,230
that it would help turn the neighborhood.
587
00:30:07,230 --> 00:30:12,210
Once they can put funds here and deposits,
588
00:30:12,210 --> 00:30:15,270
then we're not going to allow the money
589
00:30:15,270 --> 00:30:17,010
to go outside of this community.
590
00:30:17,010 --> 00:30:19,660
We're going to put the money back into the community.
591
00:30:21,120 --> 00:30:23,130
And it's gonna scare some people.
592
00:30:23,130 --> 00:30:25,083
It's gonna scare the hell out of 'em,
593
00:30:26,220 --> 00:30:31,220
because now you can see that it can be done,
594
00:30:31,220 --> 00:30:32,793
so you have no more excuses.
595
00:30:34,140 --> 00:30:38,160
Those institutions that are in place right now
596
00:30:38,160 --> 00:30:40,260
are not gonna idly sit back.
597
00:30:40,260 --> 00:30:42,450
You don't think? They don't care about this.
598
00:30:42,450 --> 00:30:46,473
Yes, they do, because if this catches on,
599
00:30:48,690 --> 00:30:50,520
it becomes a threat.
600
00:30:50,520 --> 00:30:51,540
You really believe that.
601
00:30:51,540 --> 00:30:52,890
Mark my word,
602
00:30:52,890 --> 00:30:54,482
because it will-
What kind of threat?
603
00:30:54,482 --> 00:30:55,980
Because it can inspire others
604
00:30:55,980 --> 00:30:58,743
to think that they can be free.
605
00:31:00,180 --> 00:31:01,773
This is about being free.
606
00:31:08,670 --> 00:31:13,670
Economic justice is right and wrongs, fixing the system,
607
00:31:15,540 --> 00:31:18,183
you know, some type of repayment for injustice.
608
00:31:21,780 --> 00:31:24,210
A tree is known by the fruit that it bears.
609
00:31:24,210 --> 00:31:29,160
So if I don't see any fruit, then I don't see any impact.
610
00:31:29,160 --> 00:31:31,680
So if you have money and you have wealth
611
00:31:31,680 --> 00:31:34,923
and you can't create impact, what's the point?
612
00:31:36,090 --> 00:31:40,500
What is justice? What does it mean for me?
613
00:31:40,500 --> 00:31:43,320
What does it mean for people of color?
614
00:31:43,320 --> 00:31:48,270
Justice is just not quite yet available for everybody.
615
00:31:48,270 --> 00:31:51,570
Justice, justice.
616
00:31:51,570 --> 00:31:53,670
It's just being a Black man in this world,
617
00:31:56,070 --> 00:31:56,903
man, good luck.
618
00:31:57,900 --> 00:31:59,520
Justice is something that we need,
619
00:31:59,520 --> 00:32:01,590
but that's what we're fighting for.
620
00:32:01,590 --> 00:32:06,510
Right now, today I can look at justice as empowerment.
621
00:32:06,510 --> 00:32:10,348
Just doing what's right and being fair.
622
00:32:14,280 --> 00:32:16,860
You ever heard that phrase, "Get your money right"?
623
00:32:16,860 --> 00:32:19,230
I gotta help the community get their money right.
624
00:32:19,230 --> 00:32:20,520
The community has to get their money right,
625
00:32:20,520 --> 00:32:23,133
and this is an opportunity to get the money right.
626
00:32:24,930 --> 00:32:28,353
So I'm on a mission, and it ain't over.
627
00:32:33,360 --> 00:32:34,403
It's just begun.
47860
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