All language subtitles for [English] Usury Academy 2023

There's a student named Lee Kang Jin
in Geumwha High School.

You don't know Lee Kang Jin?

He gives out private
loans to other students.

A high school student lending money?

Yes! It's the truth!

Pay back the money, you bastard!

(Yoo Seon Ho)

(Kang Mi Na)

(Yoo In Soo)

(Lee Il Joon)

(Shin Soo Hyun)

(Lee Chan Hyung)

(Seo Hye Won)

(Yoon Byung Hee)

(Usury Academy)

Hey, who is it?

Get lost, you idiot.

Who is it?

None of your business.

- Is it a girl?
- Let go!

Hey Ki Young, this punk...

Damn.

You bastard.

Do you know how much this is?

Clean it!

- Sorry.
- It's fine.

- Clean it.
- It's okay.

Hey, Kang Jin?

Yes?

Aren't you hungry?

I'm fine.

Are you working hard?

Are you careless because it's not yours?

No.

Also...

Clean the room too.

You'll get sick.

The deadline is next week.

I'm going.

Take care!

My gosh...

Can you clean up right away?

I'm a customer too, you know?

This place is filthy.

I can't reach your parents.

It's only been one day.

What?

His phone has been cut off.

He couldn't pay the phone bill. He was
busy paying back the interest fees.

Come here.

I don't feel comfortable doing this.

It's difficult to make a living
by lending some money to the neighborhood.

I have to give salaries too.

I have nothing in my pocket.

But if the customers don't pay up on time
too, where do you think that puts me?

It's tough, right?

I'm curious how you chose this job.

I have nothing else to do...

Damn.

I just wanted to help.

I'm sorry.

Tell your parents to pay back on time.

I need a drink.

Damn.

What?

Did you buy a keychain?

Yes.

I wanted to buy this too.

Hey, Ko Shin Ji.

That's enough. I'm getting
second-hand embarrassment.

Hey!

Hey!

Sorry.

- Let's go.
- Let me go.

Stop.

Are you close with Shin Ji?

What?

Do you think she thinks of you as a friend?

How about you worry about yourself?

Oh Nam Young is a Gold Club member.

All the popular kids in
the neighborhood are in it.

Ask him if you can join the club.

Do you really think they'll let me in?

- Who knows?
- Nobody knows.

True, I could join the club. Why not?

Look!

Nam Young, don't be a jerk.

Hey. Ki Young, get lost.

Are you crazy?

I have to go wash the mop.

Sit down.

Okay.

Hey, Kang Jin.

When you're a junior, shouldn't one
know their position in the school?

I don't think Man Soo knows.

You have to tell him his position.

Man Soo is cute.

Also,

you did a good job on the homework.

Why didn't you do it
like this the last time?

Friends should help each other.

We're friends.

Good job.

Since you did a good job,

you deserve a reward.

My gosh!

- This stamp works well.
- Nice work.

It looks good.

I'll stamp you, too.

- Is there a stamp for a really good job?
- Give it to me.

It's a compliment!

Come here.

You look lonely.

What is that stamp?

What good job did you do?

Gosh.

Why did you come to the school?

I came in because you didn't come out.

Nobody stopped me.

I said hello to the security guard too.

Did you see an envelope at your house?

An envelope?

An envelope like this.

No, I didn't.

Look at my eyes.

Did you really not see it?

Damn, where is it?

I never had this kind of experience.

Look for the envelope at home, okay?

Look at every nook and
cranny and contact me.

Answer me.

Okay.

When you're a junior, shouldn't one
know their position in the school?

You did a good job on the homework.

Friends should help each other.
We're friends.

Since you did a good job,
you deserve a reward.

Did you see an envelope like this at home?

I must have forgotten
after putting it in my pocket.

Oh, you forgot?

I'll buy it, how much is it?

It's 200,000 won in total.

Did you choose what you want?

Is this all you need?

Yes.

You could have told me
that your friend was going to pay for it.

Hey.

About just now...

What?

Did you buy cosmetics?

It was a gift.

From Nam Young?

Yes.

How about a game of baseball?

I'll start.

It's a practice round.

Wait a minute.

Isn't this our school uniform?

It's just regular clothes.

No, it's definitely our school uniform.

How can you tell from
the poor video quality?

The skirt's wrinkles and shape.
It's definitely our school uniform.

The guy looks pretty older than us.

Is she meeting this guy for money?

No way.

What are you guys talking about?

She looks pretty.

Is it new?

It was a gift from you.

Is there a boyfriend other than me?

What are you talking about?

Who gave this to you?

You're really annoying.

What did you say?

Kang Jin bought it for me.

Who?

Lee Kang Jin?

Kang Jin?

Fucking Kang Jin?

I'm sorry.

Kang Jin?

How sweet of him.

I have to go.

How can that broke bastard buy it?
Isn't his family broke?

His parents went to work out of town.

He must have stolen it.

Did you see an envelope in the house?

Last one.

What's wrong? Didn't you leave
the jacket in the classroom?

What are you doing?

Are you doing this because
you think you'll lose?

Hey, what are you doing?

Give it back.

What?

It's not my money.

Oh, that money.

I know.

What?

That scary-looking man
who came to our school.

He's a loan shark, right?

Oh, Kang Jin.

You surprised me.

You're really brave.

How did you hide it?

- Give it back.
- You said it's not your money.

I was going to report it.

Then I should tell that loan shark.

That Kang Jin is living
happily with his money.

If you want that money back,

bring 500,000 won by next week
before I tell that loan shark.

I'm certain this is the place.

What?

- What do you mean?
- The envelope with the money.

I already told you I didn't see it.

Is that really true?

Yes, I didn't see it.

I'm going to ask one last time, Kang Jin.
Don't lie.

Did you really not see it?

You look really nervous.

Come here, what's wrong?

Where's my money?

That's...

You're brave, Kang Jin.

Where's my money?

Answer me.

Someone took it!

He took it from me!

Okay.

Let's think it over.

You're saying it's hard to tell
when the customer will pay up.

"Customer"?

Yes, anyone who takes
my money is a customer.

No job and no collateral.

In my field, we sometimes have customers sign
a physical rights waiver for cases like this.

Physical rights waiver?

Let me finish.

That's what we normally do.

But you and I have a history.

And the amount is not that big.

How about working for me?

What?

I'm still underage.

Even middle schoolers work all
kinds of jobs to make money.

You can climb to the top
without being a thug.

I'll teach the skills for
free, so bring my money back.

Or do you want to go with
the normal procedures?

I can't become a loan shark though.

In Korea, a student can kill someone
and not go to prison.

Even still, I can't become a loan shark-

Aren't you listening to what I'm saying?

I'm going to help you.

You're in this situation because of money.
I'll help you make that money!

For people like you,
this is the only way to get rich.

There's no other way.

The goal is to tell others
that this man owes money.

It's more effective with a bigger audience.

What will people think when they see him?

"How did he end up getting a private loan?"

Wouldn't you think the same too?

In Korea, the lenders aren't
shamed, the borrowers are.

Step one: Embarrass them.

When one door of happiness
closes, another opens.

But often we look so
long at the closed door

that we do not see the one
which has been opened for us.

This is what Helen Keller
said about happiness.

What is your standard of happiness?

Is your happiness based on money?

If so, I can tell you clearly...

That's wrong.

Instead of the standard of happiness
set by the world,

you must have your own standards.

Also, you must find it.

As Helen Keller said, don't
look at that closed door-

Pay back the money!

People will begin to avoid him.

Based on Korean culture, where people care about
relationships and connections, what will happen?

He will pay back the money.

What are you talking about?

You stole my money from my jacket!

It's not my money, it's
the loan shark's money.

You're screwed. You stole from
a loan shark, you bastard!

Why would I do that?

I think there's a misunderstanding.

Stop talking like that. Talk like yourself!
Don't touch me!

- What?
- Why?

Are there too many watching
for you to be yourself?

Everyone knows who you really are.

Do you think you're popular at school
and that's why they grovel at your feet?

It's only because your family's rich.

Am I wrong?

Kim Ki Young, answer me!

So shut up and pay back my money!

Hey, Lee Kang Jin!

What do you think you're doing?

Oh Nam Young stole my money!

You…

Sir, I think Kang Jin is confused.

You have to fill up
both sides of the paper.

Step two: Annoy other family members.

Where did you go yesterday?

I went to collect my money.

Someone else in the family must
pay back the money if you won't.

Mr. Oh Sung Tae, father of Oh Nam Young!

I came to collect your son's debt!

What did you do to piss
off Oh Nam Young so much?

I heard others talking, and
it seems really serious.

You should go home early.

Hey!

Let's go.

Get up.

Damn.

Medleys must be sung when
there's only one minute left.

Pay back the money.

Gosh, I have no choice.

I'll have to sing another song.

(Immediate Loan - Daily Installment Loan
M.P. 010-348-4982)

Didn't you listen to my presentation?

Oh, I right.

You threw a scene, so you couldn't.

Listen carefully.

Don't look at that closed door.

See the door of happiness open to us.

That's what Helen Keller said.

Damn it, what the hell?

Step three: Physical abuse is the best.

Since you're a student, the
deadline is until next Friday.

Stealing and hiding money,

and compensation for lying too.

I'll just receive as much as you stole.

I'm an honest person.

That's a legal document for our customer.

That he received the information
and has no objections.

If you pass the deadline, 10
percent will be added every week.

Since one week has already passed,
10 percent has already been added.

- That's correct.
- You're right.

Since I'm an honest businessman,
our annual interest rate is 100 percent.

The maximum legal interest
rate is 20 percent.

Students are financially savvy nowadays.

But can't figure out what's going on?

I'm underage.

Can you really handle this?

They are too. He's 19 years old.

His birthday is early,
so he's 18 years old.

Underage kids can get into fights.

Right?

Gosh.

You've had a comfortable life
thanks to your parents, right?

You always had your way.

I'll call the police.

That's a good idea.

Hey!

How can you hit him like that?

Should I call the police?

Let's see.

What about the principal sum?

Cut the bullshit,
I brought the right amount.

This is only the interest.

Weekly interest of 10 percent.

You signed with your thumbprint.

Hey.

You know this is all illegal.

It doesn't have any legal force.

Then I'll visit your
father's company again.

I'll have to talk about
your debt this time.

But since you paid the interest on time,
I'll have to reward you.

Are you crazy?

Good job.

How did you feel when
you collected the money?

Were you nervous like before?

- No.
- Exactly.

Nobody is bigger than money.

Money is power.

What about the principal sum?

I'll receive it next week.

Keep it when you receive it.

What?

You earned it, nothing is free.

Thank you.

Say thank you after you collect the money.

It's only yours after you receive it.

Yes.

I have money.

We can go somewhere better.

Our house is bankrupt.

My dad's business went bankrupt
when I was in middle school.

I had no idea.

People will avoid me it they knew.

Anyway, since our family became poor,
we never ate out.

We rarely got to eat dinner together.

Then in ninth grade, I ate dinner here
with my parents for the last time.

Call me whenever you want to eat out now.

But only at this place.

Come outside.

Give it to me here.

It's not enough.

What?

I said 20 percent for 2 weeks, right?

Lower your voice in front of others.

Damn it!

You idiot!

Do you think this will go on forever?
Wake up, you bastard!

Know your fucking place, you idiot.

You can't even transfer to another school.

I have friends everywhere.

Friends?

What friends?

What?

Are your friends scarier
than the loan shark?

I can't give you a reward today.

Do better.

Did you check my message?

Message?

I didn't know.

Why?

I'm getting tired of Lee Kang Jin.

So what?

"So what"?

Where's your fucking pride?

Aren't you embarrassed, you bastard?

Why do you keep fucking cursing at me?

What did you say?

What are you going to do? Are you going
to fight the loan shark and his gangsters?

This is because you stole the money.

Did you fucking lose your mind?

So why did you steal? Your family's rich.

Shouldn't you know your
position at school by now?

Are you Shin Da Young?

I'm sorry to startle you.

I'm not a strange person, I'm a policeman.

Do you know Park Won Joon?

- Two million won?
- Yes.

I can close the case without an
investigation with that money.

I don't think it's a lot of money.

Da Young.

Are you going to ruin your life
for two million won?

There's also the other option I mentioned.

Think about that too.

This is a letter from Park Won Joon
about settling this case.

He requested four million to settle.

Read it and think it over.

Are you used to it now?

Yes, but I'm not sure
whether this is right.

Then you have to work in your own field.

Where?

In school, where you belong.

In the school? What student
would use a private loan?

High school students spend more
than college students these days.

Look at how they're dressed.
Where do you think they got the money?

They will be scared of using private loans.

You have to throw out that prejudice.
Just lend small money that they need.

Friends lend money and receive
interest, right? It's the same thing.

I'm not saying this thoughtlessly.

Look, it's really cheap.

I just need a little more money.

I saw shoes that I wanted yesterday,
but I couldn't buy them.

I just got my allowance.

I just need 200,000 won. I can pay it
back once I get next month's allowance.

Kang Jin?

Your family should reunite
after paying back your parent's debt.

You experienced it, right?

Your parents can never pay me back
just by working in the factory.

Everyone looks happy.

They don't seem to have any worries.

Who doesn't have worries?

They just pretend that they
don't have any worries.

Or they don't know that they have worries.

Kang Jin.

Yes?

How did you put up with
Nam Young's bullying?

I'm just...

I'm curious how you put up with
his bullying when no one helped.

Is something going on?

If I can help, I will.

We went to elementary school together.

You should say something.

Why don't you say it?

Stop whispering and say it!

I'm honestly worried.

I'm worried, too.

About what?

About what you said earlier.

Doing business with high school students.

How can we do business with students
who extort money from others?

I think it's inappropriate.

You guys are really frustrating.

Am I doing this for charity?

If a student uses a private loan,
what will the parents think?

The money comes from the parents.

Oh!

Let Kang Jin get a taste of this field.

He will be doing it even
if we don't force him to.

You're right, sir.

But will he do this kind of job?

He wasn't born to do this job.

You and I weren't born
to do this job either.

Let's see if he comes or not.

Students who are tired of studying,

we will fill their hearts
with private loans.

My gosh.

Isn't it beautiful?

That's not money, it's love.

Follow those guys to learn the business.

It may look easy, but you have to learn.

Each person has a different personality.

We need a customized system.

Your friend who threatened
to call the police.

- Oh, Nam Young.
- Yes, he's entry-level.

Let's move on to the advanced lesson.

We have to make progress.

Of course.

Is this enough?

Good job.

- How can you have a girlfriend?
- She's the queen bee.

Isn't that Lee Kang Jin?

What's he doing there?

Kang Jin and I put up
with him for a long time.

Since when did he have
ties to those people?

Ties?

I heard his parents had
ties with those people.

Is Oh Nam Young going to study abroad?

It's difficult to go abroad as a senior.

I think he'll lay low
from the embarrassment.

Then he'll look for a
chance to emerge again.

Shut up, you guys!

Did you sleep well?

I can say whatever I want.

Why are you interfering?

What?

What did you say?

What's wrong?

What are you going to do about it?

Damn it.

Are you crazy?

What is this?

Did you go through my stuff?

Stop it!

I'll report you as a stalker.

You're not this kind of girl.

- Stop it and come back-
- Why do you care?

It's none of your business!

Do you think you're my friend
because we hung out a few times?

Don't get it wrong.

You're disgusting.

You have to eat or you'll get sick.

How long are you going to do this?

You'll never see them after high school.

You're making things worse.

We have to go to college.

Hey.

Leave me alone.

I'll get expelled from school anyway.

I already submitted all your assignments.

So come back to school.

Let's start with Kang
Byung Koo in class three.

A posting for a motorcycle he's
been eyeing came up online,

but he's short on money, so
he's been borrowing from others.

I heard he also has many biker
friends outside of school.

What do you think this means?

If we befriend him,
all his friends will be our customers.

I heard from Man Soo
that you're working for some gangster.

He's not a gangster.

Hurry up.

I'm just helping someone.

I heard you humiliated Oh Nam Young.

I'm his friend. How can I trust you?

You have to trust the money, not him.

How much can you lend me?

How much do you need?

About one million won.

One million won?

Okay.

What is this?

Since we're students, you need a guarantor.

Take a picture of one of your
parent's ID card and send it to us.

- What?
- If you don't like that, then forget it.

All right.

Okay.

Stamp here.

What's this message?

- Let's go and see.
- Let's do it.

I'm swamped.

Yes, you can come now.

I heard someone's helping him.

Do you really believe that?

Where did he get the money from then?

Maybe he's rich.

It's just petty cash.

You're all here.

It's cold, right?

Warm yourselves up.

- Hi, kids.
- Nice to meet you guys!

Kneel down, you idiots!

Did you hear the news?

What news?

About the new members.

Oh, what about them?

I've never heard about them.

We can't let everyone in our club.

The new member organized this event.
Didn't you know?

It doesn't mean anything.

I'll pay for it next time.

That's your parent's money.

Those new members...

Look.

What is it?

You look better.

Why didn't you dress like this sooner?

Thank you.

What?

For helping me last time.

You have to pay me back, it's not free.

Of course, I'll pay you back.

But Lee Kang Jin Loan sounds stupid.

Don't be surprised.

About what?

- Hello, sir!
- Yes.

Come here and sit down.

I don't think you came as our teacher.

I need to cut my credit cards up.

There's a limit to playing
musical chairs with it.

I'll lower the interest if you
introduce our business to others.

By how much?

Maybe lower than the major banks.

Really?

I'd really appreciate that!

There are tons of other teachers at our
school who would get loans for that rate.

I know several teachers.

Everyone's getting a loan
because it's been tough.

Banks don't even lend money to us.

Out of curiosity,

if I pass the deadline,

will gangsters come to
the school to threaten me?

There will be no problem
if you pay on time.

What's up with your face and clothes?

Piss off if you came to start a fight.

I'm sorry about last time.

Lee Kang Jin, that bastard
even showed up at Gold Club.

What?

They probably need money too.

Even if the members are rich, they
still just receive allowances.

If we leave him like this,

he'll take over the neighborhood.

How many people used his loan?

Everyone from the Gold
Club and neighborhood.

At first, they were happy to receive the money,
but now, some can't even pay the late fee.

Lee Kang Jin's a full-blown loan shark now.

Do you think that's important?

If you don't come to school next week,
there's nothing we can do.

Don't worry.

Now I'm ready to return to school.

You surprised me!

What is it?

I have something to say to Lee Kang Jin.

But I can't find the loser today.

Why are you asking me about Kang Jin?

I don't take orders from him.

Are you sure?

That's what everyone thinks about you.

Who said that?

Why are you mad?

If it's not true, that's fine.

Hi, Man Soo.

It's been a long time.

- Man Soo?
- Yes?

How much do you get from
working for Kang Jin?

I'm not working for him.
I'm his strategic partner.

We divide shares.

Don't lie to me.

How do you know he's
really dividing the shares?

Doesn't he go to meet the loan shark alone?

I don't think you're getting enough money.

He's probably making all the money.

He's lying to you.

He's really something.

He's turning everyone into a debtor.

Damn.

I should have known that loan shark first.
What a shame.

I envy you, Man Soo.

You make easy money and
gangsters look out for you.

Kang Jin!

Let's go have lunch.

I slept late counting money.

You have to eat something.

Get me some bread.

Can't you see I'm sleeping?

Hey, Lee Dong Hae.

Hey!

Get me some bread and milk.

What?

Go and get me some bread and milk.

What are you saying?

I'll help you.

Settle it first with this money.

Let's become friends again.

You're really disgusting.

Don't talk to me again.

Hee Won, what are you doing?

- Hey!
- Stay still.

Crazy bitch.

Give it back!

- She's strong.
- Give it.

Please!

What are you saying?

Look at this.

Damn it.

Oh, so many people.

Give me some more time to pay back.

Hey!

Are we a charity like UNICEF?

No.

You were groveling for money.

Do you think I'm a joke?

Damn it.

That's enough. I'm sure he understands.

Hey!

It's been a long time, Oh Nam Young.

How have you been?

I needed the money,
but it's annoying to pay it back.

How many people borrowed from your school?

Almost everybody.

What if you don't pay it back?

Damn, I don't want to get beat up.

I think there's a way.

It's not enough.

What's the problem?

He'll pay tomorrow.

But the deadline is today.

I cut him some slack
because he's my friend.

This is business, don't get personal!

He said he'll pay tomorrow.

Hey, we're not lending
some petty game money!

Get the money by today.

Have you lost your damn mind?

You want me to divide areas?

Yes.

Since we're covering too much area, it's
difficult for Kang Jin to take all the load.

But we can't refuse customers.

It's more efficient to divide areas.

I think it can save him some trouble.

You're a bastard.

What?

Are you trying to trick me?

You just want to make more money.

No, I'm just worried about
Kang Jin as a friend.

I'm worried about you.

- Hold on tight, it's going to hurt.
- I'm just his friend.

- You can get hurt.
- You're right!

- What's right?
- What you said is right.

I wanted to make more money.

It's the truth.

You know...

I hate people who betray friends.

I'm sorry.

But...

I really hate people
acting like a gentleman in front of money.

- Do you understand?
- Yes.

Sit down.

- Me?
- Let's talk business.

- Explain it to me.
- Yes.

Kang Jin can take care of this area.

I have a good idea for
not paying back the money.

Will you trust us?

- Really?
- We don't need to pay back?

- I told you to believe me!
- I'm so excited!

I'm not going to pay back the debt!

Hey, what's this?

It's exactly what it says in the message.

What?

It's difficult for you to
take care of everything.

You looked overwhelmed.

I told him to make your life easier.

I'm hurt.

I thought you were going to thank me.

What is this?

He's crazy.

Kang Jin, what's up?

It was the boss' order, what can I do?

Just hash it out yourselves. I'm busy.

Hello?

Damn it!

Were you still here?

Yes.

I'm in a hurry. I'll call you.

This is so easy.

Everyone's so cooperative
because they don't have to pay back.

Do you think the loan
shark will stay still?

- How much are we short?
- About 50 percent.

What should we do?

We have to tell the boss.

Will he understand?

Since it's our first time,
maybe he will forgive us.

- Start calling!
- Okay.

I have something to tell you.

Can you delay this account
statement just once?

I have some problem, but I can solve it.

Are you crazy? Are you really crazy?

- What?
- Who said you can do that?

The thing is...

Have you lost your mind?

I'll calculate the interest from tomorrow,

so bring me that money quickly
or you'll be in trouble.

I think you're misunderstanding something.

You're the debtor and I'm the creditor.

Never forget that.

That's not what I meant.

Shut your mouth, you bastard.

A highs school student in
a private loan business?

You need a better lie than that.

It's the truth.

- Why won't you believe me, damn it.
- "Damn"?

- Do you know where you are now?
- Lee Kang Jin Loan exists.

The world is coming to an end.

Young students going crazy for money.

What are you going to be when you grow up?

Ouch! I'll walk by myself!

Another high school student?

Is this a high school reunion?

- I don't know.
- Hey! Sit here.

- Go and sit there.
- Sit down.

Don't play around, let's
finish this quickly.

How can you extort money
from others in broad daylight?

I'll get in big trouble
if I can't pay back the private loan.

Private loan?

It's called Lee Kang Jin Loan.

What is that?

Detective, you don't know about it?

There's a student named Lee Kang Jin
in Geumwha High School.

He gives out private
loans to other students.

A high school student lending money?

Yes!

He's just a fucking loser.

But the gangsters working
for the loan shark have his back.

You still can't believe me, right?

I'll show you proof.

Look.

From what's going on,
it's time to get started.

Collect 5 million per person.

But we already collected most of the money.

Do you think the parents
will let their child get in trouble?

You're right.

Speed is the key.

Go and collect the money quickly.

- I understand.
- Yes, boss.

Who are you?

Your son borrowed money
and won't pay us back.

What are you talking about?

This is the IOU. Just pay us 5 million.

How can 500,000 become 5 million?

Damn it!

All he needed to do was
kick the ball into the net!

I already paid it to Lee Kang Jin.

To Kang Jin?

Why did you pay our money to Kang Jin?

- Here's the IOU.
- Thank you.

- Thank you.
- Okay.

I'll see you again. Let's go.

- Hey, Lee Dong Hae.
- What?

- You owe me, right?
- Yeah.

Pay me now.

It's until next month.

It's urgent!

I'll give you a discount.

I don't have it now.

Just fucking give it to me!

I don't have it now!

Kang Jin.

Do you really have to do
that to your classmate?

Are you a loan shark?

Wake up.

I'll give you a bigger discount.

You're crossing a line.

What?

I don't need to pay now.

Am I a debtor? Do I look like a pushover?

Damn you!

What's with that attitude now?

You're the one who needed the money. Do you
know what happens if you can't pay back?

Kang Jin, what are you doing?

We're just talking.

It's none of your business.

What should we do about this?

Da Young is stealing, and her
boyfriend is giving out private loans.

This is not easy.

We have to hurry up and solve this case.

We have to send it
to the prosecution if you get charged.

I can't help you at that point.

Da Young?

There's no need to complicate things.

It's been a long time, Mr. Rang!

How's business?

I heard you're making
money out of students.

Are you that desperate?

It's none of my business.

You should lay low for 2 to 3 weeks.

I'll shake up some of the small fries
and clean the mess up.

Come on, you know me.

I'll make sure you won't get into trouble.

As long as you pay up.

- Shit.
- What's happening?

- Why can't I reach anyone?
- Damn it.

How can you back out now
after milking all the benefits?

Who is it?

Everyone.

You really didn't know?

Rang threatened the parents to collect 5
million from the kids who already paid.

You've been exploited.

Hey, Shin Da Young.

So this is the palace of our princess?

It's impressive.

I'm disappointed.

You've been acting proud all this time.

But it was all just a show.

Why didn't you say that you needed a guy?

Are you having fun?

Playing detective?

Oh, I forgot to show you this.

It's so difficult to see my girlfriend.

Why are you talking so mean to her?

Da Young.

I think there was a misunderstanding.

What misunderstanding?

Why am I your girlfriend?

Stop being a clingy loser.

Do you really like her that much?

What?

"Clingy loser"?

Are you crazy?

Do you think we're friends now?

This is what happens if
you're nice to pitiful girls.

- I'm sick and tired.
- Hey.

Don't go.

You slut!

Get lost!

- I'll just turn myself in.
- What?

I'll receive the punishment for my crime.

What nonsense are you spitting out?

I just stole money.

Who would believe that?

I have the name and number of those
who I stole from. Also-

And what? Say it, you rude brat!

Do you want to die?

Gosh, you have no idea how serious this is.

Also, my conversation with you...

What about it?

I recorded everything.

What? Wait a minute... Hey!

It's all finished.

Kang Jin.

Damn it.

What a joke.

How was that short feeling of being rich?

Was it you?

You may act it, but you're not that smart.

It's not easy to become a leader!

You should've listened
when I said it nicely.

Let's go back to Kang
Jin who did my homework.

Get on!

- Get them!
- Move!

Thank you.

Why didn't you call me?

- Don't you know?
- About what?

Once a betrayer, always a betrayer.

You looked down on me first.

What?

Damn it!

This is all because of how you treated me.

Stop it!

Does that matter right now?

What about your side?

They're not answering my calls.

That bastard is hiding.

It's all because of Oh Nam Young.

Bastard.

He ruined everything.

It's better this way.

What are you talking about?

How long were you planning
to do this business?

We're screwed, get on the bike!

Just run!

Who's this idiot?

Hey, come here!

Damn it!

Go find the rest!

Hey!

Come on!

Damn it!

You can't catch Kang Jin.

Idiots.

Stop talking stupid!

What's wrong?

We're screwed.

Man Soo!

Hey, Man Soo.

Man Soo!

Should we turn ourselves in?

What?

Have you heard of sugar dating?

I was caught doing it
and a detective came to our house.

Unfortunately, I met a bad guy.

But I never slept with them.

I just stole the money from their wallet.

Although that's a crime too.

Is that a crime?

You punished bad guys.

Look at what I did.

It's going to be late night.
You should go home first.

Do you want me by your side?

Man Soo's parents will be here soon.

Go home.

All right.

Good-bye.

I don't want to give it to Detective Choi.

Who's calling?

Did he hear what I said?

Yes, Detective.

Are you busy?

Why are you so rushed, Detective?

I was just counting your share.

No, I need you to do a favor.

What favor?

Lee Kang Jin's girlfriend Shin Da Young
is acting hard to get.

So if I solve your problem,
you will solve mine, right?

You know it.

Let's have a drink soon.

Sure. I'll prepare the best.

Yes, bye.

Idiot.

Okay.

(Nam Young:
Loan Shark is at Da Young's house.)

Boss, what should we do?

- Your phone.
- Yes, Boss.

You bitch.

Here it is, Boss.

This smartphone is a problem.

You can do everything with this.

You can't say whatever you want.

(Message to Hee Won: There are
gangsters at Shin Da Young's house.)

You guys are all in trouble.

(From Nam Young: There are
gangsters at Shin Da Young's house.)

Da Young!

Da Young!

He'll break the door.

Are you Iron Man?

Kang Jin!

You stupid idiot.

Kang Jin, are you all right?

Kang Jin.

Why are you doing this to Da Young too?

Just harass me!

Harass?

Do you think I have a lot of time?

You two made things worse.

All you needed to do was sleep with
Detective Choi. What's the big deal?

Our business is finished, right?

I made some money thanks to you.

You scamming-

Kang Jin.

This is how you make money.

You can't earn it honestly.

It was you guys who needed the money.

You bastard.

Do you really want to die?

Who are you?

- Boss?
- Knife!

Boss is bleeding, call the ambulance!

We don't have time!

Da Young, get up.

- Da Young, we have to go.
- Call the ambulance!

- Ambulance!
- Blood!

You two made things worse.

All you needed to do was sleep with
Detective Choi. What's the big deal?

Our business is finished, right?

I made some money thanks to you.

Kang Jin.

This is how you make money.
You can't earn it honestly.

How boring.

Let's start, Nam Young.

What do you think...

happiness is?

What are you doing?

What is this?

Isn't it Nam Young and Shin Ji?

- What are you doing?
- It is Nam Young and Shin Ji.

- You're right.
- No way, I thought she was Da Young's friend.

- What is this?
- They're disgusting.

What's wrong?

- What is it?
- Is that Shin Ji?

- Hey, it's Shin Ji!
- No way!

It's raining!

The ocean reminds me of my childhood.

What was your dream?

President.

Why are you laughing?

That was your dream, too.

You're right.

I thought I would really
become a president.

But now...

I don't think I can even
graduate high school.

Do you think we can go back?

(Usury Academy)

I'll do a good job.

Spit out the gum before you answer.

I'll do a good job.