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- Come in. - Hello, thank you.
I want to start a jewelry business.
I’m interested in making and selling jewelry.
Let me help you to get this loan.
What is this?!
Why did you put it there?
One moment.
- Come in. - Hello, thanks.
Hello.
I am Vixi Rafi.
- Stanley. Nice to meet you. - Nice to meet you.
Sit down, please.
Thank you. So.
I should have come over at 12:00.
It is regarding my jewelry business.
I’m interested in making and selling jewelry.
Okay, let me check it.
- Have you sent me the form? - Yes, via email.
Vixi Rafi.
Yeah, good.
Okay, let me tell you how our system works.
There is a special form.
I will ask you questions and you will reply.
- Yes. - Is it OK? - Yes.
Primarily we are interested in basic things.
Like your age.
How old are you?
Is it necessary?
Yes, sure. Age is very important.
- It is really important. - Okay, I’m 18.
Okay, 18.
So.
Do you work or study?
Well, I do study.
What do you study?
I am studying jewelry design sketches.
I study in college.
- So is this a creative design? - Yes.
- Is it a university or? - College. - Okay.
Yes, like a high school.
Well, okay.
Are you in a relationship?
I have a boyfriend.
- Do you live together? - Yes.
Okay, so let’s
Tell me how much money do you need?
And the second thing is
What kind of enterprise it is going to be?
- And so on. - So
In general I would need 100 000 EUR.
Jewelry is a very precise field.
The work of a jeweler and the materials are expensive.
Materials need to be transported to the Czech Republic
We will transport these materials from Russia and Spain.
Also from other different countries.
I can project and work on jewelry on my own.
I will probably work alone at the start of the business.
And then I will only sketch.
Well, okay.
And my employees
I’m going to pay salaries and rent a space.
And I would like to renovate the space.
It sounds really fascinating.
I really like when young people
Especially young girls
who are ambitious and ask money for a nice business.
Because our institute supports people who want to start a business.
It’s great.
Especially such cute ladies like you are.
A lot of people come over and we help them.
The only thing is that our system
We have a government system and rules that we work according to.
Also there are our own rules.
So you just need to prepare a business plan.
What I’m interested in is
The rent of a space you’re going to work in.
Your employees’ salaries.
Expenses for utilities and equipment.
And the most important thing is profitability.
In how many years you expect to see the profit.
And sales channels.
Who will be your clientele, because as it is known...
Manufacturing is not a problem. Selling is.
I was counting on the fact that the money I would take as a loan
Some amount will also go towards advertising.
Okay, let me note it down.
Yeah, let’s be more concrete.
So, to rent the needed space,
I will need around 2000 EUR per month.
Renovating would cost approximately 4000 EUR.
Plus, the purchase of all the machines and tools.
Kind of.
The next thing are employees.
Jewelers, like me.
I know this is a very precise work.
They should work hard, so their salary will be around this amount.
3000 EUR per month.
Yeah.
And special materials, of course.
We will use expensive gemstones.
That's why I think the monthly purchases will be expensive.
It is going to be around 10 000 EUR.
I am interested in one question, aside from marketing ones.
You profit before.
Write what the profit will be before taxes.
We need 3 years to become profitable.
And this amount is going to be profitable.
Minimum per month.
200 000 EUR?
- Yes. - Do you think this is real?
Yes, I think this is real because
Jewelry is beautiful and expensive.
Look, we’ve got a problem.
Young people your age
I’m sorry, but what’s the matter about my age?
I know it might be offensive for you,
People your age often take out loans based solely on emotions.
Your business plan is great.
But
In this case, we need someone who would guarantee the loan.
For example, your parents, who would help you if needed.
In general, I really like your business plan.
It is really great.
If I could, I would give you the money from my own pocket.
Well, but my pocket is empty.
We need your boyfriend, maybe.
No, he is also a student.
I’m sorry, but
we can’t give you a loan.
No, but wait, please.
I was relying on it so much.
Let’s change the amount, maybe.
I don’t know.
Maybe
50 000 EUR is enough, maybe.
I’m sure this will be enough for a year.
And that in a year to a year and a half, we will reach a high level of earnings.
Maybe our profit won’t be 200 000 EUR.
Maybe it’s going to be twice less, but it doesn’t matter.
We can reduce something.
I can rent cheaper instruments.
I won’t hire people and will work alone.
Please!
Okay, well.
To work alone is not a bad option.
How much money would you save then?
Well
- I’m confused. - I’m trying to help you.
If we save at least half of the money
It would be great. But the only problem is
the interest is really high.
Let me help you to get this loan.
So, you will work alone.
It means that you’re not going to pay salaries.
- Yes. - Let’s reduce salaries.
Great.
Where else we can save here?
Maybe not the 4000 EUR...
Maybe I can borrow some instruments from the school.
So it’s going to be 2000 EUR.
What else?
I don’t know.
Don’t be upset.
- I’m trying to help you. - I know.
I really hoped to get this loan.
It is my dream.
I understand.
And what do you think about this option?
What is this?
Who do you think I am?
I came here just to ask a loan.
Listen.
You are lucky that I am here.
- Because no one else... - No, wait.
You mean no one else would do so?
- No one else. - Why did you put it there?!
No one else would approve your loan, darling.
- So - It’s up to you.
Will you get at least half of the loan or not.
Do you think you can get it?
Yes.
Or maybe you are too shy.
I’m not.
This is cool, come on.
You can start your business easily.
It is really nice.
Shut up.
Why not to try such an option?
You are doing it really well.
You’re amazing.
You are doing it so good.
Continue.
Deeper.
You can do it.
Do you still need guarantors for me?
Well, now we’re in the phase of approving the loan.
We have to finish this phase and get to the next one.
Don’t worry.
I’m sure we will have a nice deal.
I really like your skirt.
Do you want to put it there too?
Okay.
I need to stick my fingers inside you immediately.
Let’s continue.
I think it’s not too comfortable here.
Your business plan is really good.
Let’s continue.
I need to check other aspects
of your finance plan.
What are the further aspects?
Do you wanna do it this way?
Yes, I do.
You know, when you came here,
I didn’t expect this.
I didn’t know you’re such a hoe.
Bounce on me.
I like such girls.
You’re so good in getting loans.
Yeah?
Everyone has to do such a procedure at least once.
Don’t be shy.
Take it off.
Let’s take it all off, huh?
Your pussy is really beautiful.
Did you know that?
Didn’t you?
Let’s put it in.
Nice and slow.
That’s it, yeah.
Do you want to get this loan?
Look at me.
You have a lot of potential, young lady.
You have to get loans more often.
Yeah?
Look at me.
I’m always here for such girls like you are.
Look at me.
Yeah, slowly.
Do you like it slowly?
Look at me.
Never cut your hair.
I like our procedure.
- Do you really need it? - Oh yes.
Let’s take your panties off.
They turn me on, but disturb me a little bit.
I’d like to see you without panties.
Let’s take this one off too.
You are gorgeous.
What a gem in my collection.
Yeah, that’s it.
Let me undress too.
Do you know that I’m going to fuck you hard now?
Really?
Oh yes.
Do you like our procedure?
Of getting a loan.
- Huh? - I hope I’ll get it.
We will see.
Let’s see.
Do you want to get a loan, huh?
Maybe you will give me the whole amount?
Not the half.
We will see, young lady.
Your terms are not the best.
You know?
So what? Oh fuck, yeah.
Be a nice girl.
You know what to do.
I like it.
Yes.
Let’s turn around.
- Like this? - Yes.
What a nice ass.
Come on.
Such girls like you love it.
Don’t tell me you don’t like hard sex.
Let’s get to the last phase.
Yes, come on.
Let me cum in your mouth.
- In the mouth? - Yeah.
- Really? - Why not?
Let’s finish it well.
Come on, I know you want it.
I never tasted cum.
This is necessary.
To proceed the loan well.
So let’s do it.
- I never tasted cum. - Just suck a cock.
Come on.
I’m ready for a cumshot.
Look at me.
Use your both hands.
Look at me.
You learn really fast.
I really like it.
Your business plan and cum swallowing.
I think you’ll have a great future.
Yeah.
But let’s
Let’s discuss your loan tomorrow.
Seriously?
There are some complications about your terms.
But I’m sure that you will come tomorrow.
And if you’re not here tomorrow?
I am always here.
I'm irreplaceable.
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