All language subtitles for The Divorce Insurance S01E03 (Awafim.tv)

[theme music playing]

ALL CHARACTERS, ORGANIZATIONS,
AND PLACES ARE FICTITIOUS

FILMING OF CHILD ACTORS DONE
UNDER BROADCASTING GUIDELINES

[whimsical music playing]

Wow.

[gasps]

[laughs]

Oh, wow.

[giggles]

[tense music playing]

Huh? [gasps]

[grunting]

[whimpering] No, wait.

[screaming]

EPISODE 3

[Ki-jun snores]

[grunts]

-[groans]
-[electronic voice] Good morning!

-[upbeat music playing on tablet]
-[sighs]

-[music continues]
-[alarm tone ringing]

ALARM QUESTION

[music continues]

Ugh.

[groaning]

-[music continues]
-[alarm tone blaring]

-[screaming]
-[alarm stops]

-[gasps, grunts]
-[grunts]

-[yelps]
-[groans]

[Ki-jun] Why are you in my bed,
you filthy animal?

That's a question I wanna ask!

What's wrong with waking up
in my own bed, you weirdo?

You insisted I sleep here,
not on the sofa.

-You didn't want me to be uncomfortable!
-[alarm stops]

-[music continues]
-[both panting]

Oh, yeah.

-Now you remember, right?
-[sighs]

-Remember?
-[groans]

You were pretending
to be such a gentleman.

-[alarm tone ringing]
-[Ki-jun exclaiming]

Hey, man,
you said you'd sleep on the floor!

-I did sleeping on the floor… [chokes]
-[grunts] But then?

I needed some cushion.

-Quit messing around.
-You quit messing around.

-[Ah-young] What's going on?
-[grunting]

-Oh, my God.
-[grunts]

-Huh?
-Huh?

-[gasps]
-Hey.

-Wake up.
-[gasps]

[grunts, pants]

[music continues]

-[groans, grunts]
-[alarm tone ringing]

[alarm tone blaring]

-Why is it taking so long to turn off?
-I don't know.

Oh, this? I set it so the alarm only
turns off when I get the answer right.

Otherwise, I turn it off
and go back to sleep.

Wow. He set an actuarial question
on exponential mortality as his alarm.

EXPECTED PRESENT VALUE
OF FUTURE INSURANCE BENEFITS

ASSUMING MORTALITY
FOLLOWS EXPONENTIAL DISTRIBUTION

Hurry up, come on.

22 MILLION WON

-Got it!
-[sighs]

[Ki-jun] Seriously, you jerk?

-You actually strangled me?
-[grunting, groaning]

-You actually strangled me?
-[blows landing]

[intriguing music playing]

Ki-jun, what happened yesterday?

-I'll explain when we're inside.
-[stammers]

We have a countermeasure so don't worry.

What countermeasure? Ms. Kang! [stammers]

What is this?
Did they pull an all-nighter together?

No, we just went to sleep.

-And in the same bed.
-The same bed?

Why did they come up
with countermeasures in the same bed?

APPLICATION FORM

Ms. Jeon, it looks like we hit the mark.

[chuckles]

Jackpot.

I mean, just how many contracts
did you land?

[sighs]

[tense music playing]

Wait a minute.

May I ask why all of these are on hold?
Hmm?

ON HOLD

-Hmm?
-Pardon?

That's not possible.

[groans]

Let me see.

Oh, you're right. They're all on hold.

Hey, why are they on hold? Huh?

What's going on? Explain yourself!

Well, uh, there's
a valid reason behind it, sir.

I was the one who came up with the idea.

-You came up with it?
-[Han-deul] Yes.

It was my idea to put them on hold.

[stammers] I mean, we should be finalizing
more deals. Not putting…

N-Not putting them on hold.

Tell me your reasoning.

Or…

clarification?

I'm considering getting a divorce
insurance policy for my daughter.

A parent can get a policy
for their child, right?

-[Jeon-man] Take a seat.
-Yes, of course it's possible.

-Can you share the details?
-Of course.

You're interested in getting
a policy for your son, ma'am?

[sighs] Well, you see, my son
is getting married soon, so yeah.

[chuckles]

-[gasps] What're you doing here?
-What're you doing here?

How could you consider this
just a week before the wedding?

-Divorce insurance? Are you serious?
-Oh, you're hardly one to point fingers.

I'm not the only one here, am I?

Besides, you were here
well before I even showed up.

[scoffs]

I'm here because they were offering
a discount on massage chairs.

I was concerned the dowry
might fall short.

As in… How do I put this?
I wanted to check if I could do better.

Well, I'm here to browse
for marriage gifts too.

Seems right my dear daughter-in-law
gets her fair share, don't you think?

-[scoffs]
-[sighs]

I mean, if you care so much
for my daughter,

I'm shocked you'd consider
getting divorce insurance.

[scoffs] Then what? Do you expect me
to ask her to bury her bones in our home?

The world has changed too much
for such notion.

That's precisely my point.

Divorce can happen to anyone
if it doesn't work out.

Marriage is just a contract.
Not some kind of shackle.

Oh, my goodness. You're right about that.

You can't compel a couple to stay together
when they simply don't fit.

[stammers] That's exactly my point.

I mean, you never really know for sure
what might happen, do you?

-[chuckles]
-Couldn't agree more.

How about we sign up
for divorce insurance together?

-Well, yes, of course.
-Mm-hmm.

-Shall we sit down? [chuckles]
-Let's sit down. [clears throat]

-[both grunt]
-[sighs]

On one condition though.

Please ensure our contracts have
the exact same terms.

Identical in every detail, no differences.

So they contribute the same
and receive the same payout.

Oh, yes. It's definitely possible

as long as you can both agree
on the same terms. Indeed.

You heard that, right?
We just need to agree to the same terms.

I heard him just fine.

-Please proceed. [chuckles]
-[all chuckle]

Let me ask a few questions
to confirm the terms.

Is it important that the couple visit you
during every holiday?

-No.
-Yes.

-[chuckles]
-[sighs]

-[gasps] What did you say?
-What did you say?

-Please, don't fight.
-That's just so absurd.

[panting] You have to see this. Hurry!

[comical music playing]

[guest 1] Excuse me.

-[guest 2] What's going on?
-[guest 3] What're you doing here?

You realize this is a line
for divorce insurance, right?

-I could ask you the same thing.
-I came here looking for you.

Weren't you checking invitations?
Why would I sign up for divorce insurance?

What are you doing here, then?

If you want to marry me,
you better sign up for divorce insurance.

I guess it's a success nonetheless.

Yeah. Guess it's marketable after all.

We did it.

Not quite. This doesn't seem right.

This can't be it.

This will surely still end in divorce.

Even if they sign up,
this'll lead to our loss.

Yes, she's right.

If a divorce were to happen,
we'll have to do a payout then.

Although, it looks like
everyone's heading that way.

If we refuse to sign them up, then what?
How do we meet the required amount?

Still, we shouldn't. Signing means loss.

What're you gonna do?

[sighs]

We need to put
all of them on hold for now.

We need to conduct a proper assessment
on all of them

before we decide to sign them up.

-Otherwise…
-[crowd arguing indistinctly]

…this insurance will fail
even if it sells.

We don't have enough time here.

It's impossible to revise
the underwriting terms in three days.

Can you do it? In three days?

No.

[sighs]

Honestly, just don't get married at all.
It's not worth it.

What the…

Why even consider getting married
when you can't trust each other?

Let me ask you this.

You a bunch of con artists
marrying for an insurance payout?

-Con artists?
-What?

No, no, no. Wait, hold on. Hold on.

No, please, calm down. Hold on. Hold on.

-Did I misjudge you?
-Yeah.

[sighs]
In that case, come get an assessment.

We need to fully understand just how unfit
you are for marriage before proceeding.

-Do you believe this guy?
-[crowd clamoring]

[Ki-jun stammers]

[grunts]

-[grunting]
-[crowd clamoring]

How many teddy bears did they give out?
Jesus!

That doesn't mean
you should've put everything on hold.

You could've gotten them
to sign the contracts.

Are you prepared to take responsibility
if this project fails, Ms. Kang?

Mr. Na, you're taking this too far.

Just because the contract rate is high
doesn't mean profit rate is.

Do you think I don't know that?

[groans] God.
Who do you think you're trying to teach?

I was a former top agent.
Did you not tell her?

I did. I told her.

Don't try to teach a dog to bark, missy.

Listen, first we need to
meet the contract quota

assuming any of these are even viable.

Do you understand?

Actually I do think
Ms. Kang has a point here.

It's true contracts with
a high divorce probability are a loss.

[stammers, sighs]

[chuckles]

Of course, Ms. Jeon.
I couldn't agree more. [chuckles]

However,

how exactly do you plan to increase
both the contract rate

as well as profit rate?

We can quantify the divorce risk rate
through a pre-application assessment.

Based on the assessed risk level,

we'll set an increased premium
to help mitigate potential losses

-and ensure financial security.
-Oh. I see what you're trying to do here.

Although, I believe there's
a severe shortage of skilled underwriters

to review and assess
such complex and extensive terms.

So I wonder if it's truly wise
to hire such a large team

for just a single insurance policy.

Hmm. It would be unwise.

Then what do you suggest we do?

We can conduct an AI-assisted
pre-insurance underwriting assessment.

If we use AI tools for initial
data analysis and risk evaluation,

plus in-person assessments,
our team should be more than enough.

Mm-hmm.

-You had the time to plan this out?
-Of course, sir.

We've already sent the necessary data
to tech support.

The trial assessment will be held
this afternoon.

Oh, you have to come as well.

Why should I come?

Only you can do the trial assessment
for married people.

[sighs]

I get it now.

An innovative insurance product
with a creative underwriter, huh?

Mmm. It's a solid concept.

I'm counting on you.

Hmm.

-[clears throat]
-[Dae-bok chuckles]

Does this mean you'll be attending
the testing as well, Ms. Jeon?

No, I think there are enough divorcées
for testing.

I'm not just any old divorcé.
I'm a "repeat" divorcé.

[chuckles]

Not the brag you think it is.

This concludes our meeting.

Do you want your…

-[Ki-jun grunts]
-[Han-deul sighs]

Han-deul, you did great today. [chuckles]

I just said what I had to say, that's all.

Come on. That's not easy to do.

People often back down
when they need to be held responsible.

To be honest, I was super nervous.

[chuckling]

[chuckles]

By the way, why did we stay at his place
when yours is just across the street?

What's up?

[Ah-young scoffs]

Done!

[sighs, groans]

I've sent over the assessments for review.

[sighs] Then let's check what needs to be
included in the special provisions.

What? Right now?

-Yeah.
-[Ah-young] Okay.

Maybe we should take a break?
It's already midnight.

Oh. Break time.

-Is anyone hungry?
-Mmm.

[sighs] Hey,
that's your second box already.

Trying to grow up
and be a ssireum champ? Jesus.

Let's see now.

Hmm…

-May I have some?
-Yeah. Of course.

-King Shrimp. Those are my favorite.
-May I use one of your dishes?

Ah, dishes. Yeah, of course.

Han-deul, can I crash at your place
and head straight to work?

-[gasps]
-You don't mind, do you?

Well, the thing is… [mutters]

I mean…

What? Anything going on there?

Nothing. No.

Seeing you drag your mattress
down the road that one time. I can guess.

I have extra room for you guys,
so how about drinks after the meeting?

But I can just go to Han-deul's place.

Come on. Her place or mine, same thing.

Chicken and beer sound good? Cool?

-Cool.
-Cool.

Sounds good.

Mm-hmm.

You know what? Last night I saw Mr. Noh
when I was heading to the bathroom.

Get this.

[Ki-jun sighs] Please take it easy
on the drinks,

or at least eat food with them.

Oh, and please check your messages.

Just please don't leave me unread.
It driving me crazy.

You're something.

Oh, and please make sure to show up
to your hair appointment this weekend.

All right? If you skip it again

don't be surprised if I take
some serious action.

[chuckles]

Okay. Stop drinking and go to bed.

It's gotta be a girl.
Especially if he's calling after midnight.

I'm not sure.

Well, of course he's seeing someone.

A competent, handsome man like him, right?

Yeah, you're right.

Well, anyway, he's great.

[sighs]

Right?

[Ki-jun] All right. Wow.

This looks great.

-[groaning]
-[groans]

Come on.

You have to go all in like, "Ah,"
to really savior the taste.

With all this cheese,
smaller bites should do the trick.

[slurps]

Oh, man, I totally forgot.

I forgot to download this app.

-What app you talking about?
-Oh, this? The ovulation app.

-"Ovulation?"
-Adding it to the provisions.

Are you sure it's not a new girlfriend?

Whether you want children or not,

it's important for both parties to know
the wife's ovulation date.

Wait a minute…

Do you keep track of any woman's cycle?

Of course not. You?

Just say any date that comes to mind.

Hmm, the 23rd. November 23rd.

What's special about that?

I wash my sneakers
on that day every month.

To me, it's just as important as

an ovulation day
for couple's trying to conceive.

[sighs]

So, this is why they say

you should never reconcile
with friends you've cut ties with.

-Who said that?
-Schopenhauer.

They say you can tell a lot
about a person by their shoes.

-Who said that?
-Cleantopia.

Mmm.

-[baby giggling]
-Jesus, man, what is that?

Hmm? Oh, well,
this app is trying to tell me something.

EXPECTED OVULATION DATE
NOVEMBER 23RD

[Ki-jun clears throat]

[sighs] Using AI for underwriting? Wow!
[chuckles]

I don't know why
this is making me so on edge.

I know, right? I've only heard about it
but it's my first time trying it.

Oh, man. Oh…

[exclaiming]

Oh, so cute.

It's adorable.

-So this stuffed animal can really talk?
-Mm-hmm.

No way.

Oh. So this is the famous AI
everyone's been talking about.

-I hear it's unbelievably smart.
-Yes, of course.

What's 25,400,000 times 3.7 trillion?

-Hi there.
-Answer me.

Say something.

"Hello. I'm just a prop."

I brought it along
just in case things got awkward.

The real deal is… [grunts] …here.

Oh, I was already getting attached.
Sleep tight, you.

You just need
to speak into the microphone.

When you answer the questions,
the premium amount changes on the monitor,

and the system automatically saves
the data.

And once that's done,

the respondent's eligibility for insurance
enrollment will be determined.

Hmm! This looks fancy-schmancy.

Okay. We will now proceed with
the type-specific tests one by one.

Mr. Na will take the married test.

Ms. Cho the singles.

Mr. An for the divorcé.

And Mr. Noh will take the test for those
who have been divorced more than once.

-Will do.
-Great.

One moment, what about the remarried?

Mr. Oh Jeong-do, team lead of Product
Development 1 will take the written test.

What? The Oh Jeong-do I know would never.

I don't know. Someone must've told him,

and he offered to help
after hearing what we were doing.

Wow, what a surprise. Who would've
thought that Scrooge would helped us out.

Even so, I wouldn't place
complete trust in him.

He's never genuinely helped anyone before.

Do you know what people know him for?

One thing, barely giving 5% of his effort.

-That's right.
-He's not one to help.

[laughs]

[inhales deeply, chuckles]

[inhales deeply] Ah.

Whatever the case,
he's all lovey-dovey since he remarried.

Now he's always wearing pink shirts.

Ugh, how embarrassing
for a man of our age to be wearing pink.

-He even talks differently now. Yeah.
-[Dae-bok] Really?

-He's actually quite sweet.
-No way.

Now then. This is the first stage
of underwriting based on the policyholder.

Remember that you must
answer every single question.

Okay, good luck, everyone.

-Got it.
-Okay.

Who wants to go first?

-I'll go first.
-Mm-hmm.

All right. Let's start!

[AI] How often do you
and your spouse have sexual relations?

Wow, you're coming on strong
from the start, hmm?

HOW OFTEN DO YOU AND YOUR SPOUSE
HAVE SEXUAL RELATIONS?

(1) DAILY (2) WEEKLY (3) MONTHLY
(4) YEARLY (5) NONE

[quietly] Five.

(5) NONE

TYPE OF MARRIED PERSON

[AI] How many times have you
and your spouse eaten together

-in the past month?
-[sighs]

(4) MORE THAN ONE MEAL A MONTH
(5) DON'T REMEMBER

Five.

[AI] Which of the following is
the biggest reason for divorce?

Five.

(5) NO REASON

[mic feedback]

[blows]

Five! Five! Five!

Five!

Five!

[AI] Choose your thoughts on remarriage
from the options below.

(1) DEFINITELY WILL
(2) DOESN'T MATTER

(3) WON'T
(4) DEFINITELY WON'T

Number two, I think…

Four.

(4) DEFINITELY WON'T

Actually…

(5) LEAVING IT TO FATE

…five.

TYPE OF DIVORCED PERSON

[AI] Fill in the blank.
"I prefer 'blank' instead of marriage."

Instead of marriage?

No contest. It's three.

My freedom.

[tuts] Number four.

I WANT MY OWN PERSONAL LIFE
AND CAREER

TYPE OF DIVORCED PERSON

[AI] What's the biggest improvement
in your life since your divorce?

(1) EMOTIONAL INDEPENDENCE
(2) SECURING PERSONAL TIME

(3) PARENTING
(4) FINANCIAL SITUATION

(5) NEW RELATIONSHIPS

Two.

(2) SECURING PERSONAL TIME

[AI] If you were to marry
for the first time or remarry,

-what would be the reason?
-Five.

(5) FOR STABILITY

Ooh, number fi… Wait. [stutters]

(1) BECAUSE I'VE FOUND
SOMEONE I LOVE

Number one.

(4) TO HAVE CHILDREN

[chuckling]

(3) BECAUSE I FEEL LONELY
AT NIGHT

WARNING
HIGH-RISK GROUP

What? High risk for fatty liver!

High risk for diabetes!

And now, how's it possible
that I'm also high risk for divorce?

-Please get up. [grunts]
-[wails]

It's okay, it's okay. It's all good.

[AI] What been the greatest challenge
you've had as a repeat divorcée?

(4) FEAR OF MEETING PEOPLE
(5) DIVORCE PROCESS

[smacks lips] Four.

[AI] Would you be able to proceed
with a divorce if you remarried?

(3) YES, IF MY PARTNER WANTS TO

Three.

[AI] If you were to remarry again,
what would you look for

-in your prospective spouse?
-[scoffs] Jesus.

[scoffs] Five.

(5) LIFESTYLE

[sighs]

WHAT DO YOU THINK LED YOU TO
BECOME A MULTI-DIVORCED PERSON?

(1) CARELESS CHOICES
(2) IMPATIENCE (3) TRAUMA

(4) FINANCES
(5) PERSONALITY DIFFERENCES

[somber music playing]

Jin-ju?

When did you get here?

[sniffs, grunts]

God's sake… [groans]

[grunts] You should've
woken me up. [sighs]

It's the weekend,
I wanted you to sleep in.

[grunts] Well,

you're too kind. That's just who you are.

-Where's Un-hyeong?
-He's still at home.

He should've come with.

I bought a new game pack, you know.

Give me your phone.

What? Worried he's still asleep?

I'm sure he's tired
since he worked late yesterday.

All right. You can ask him
to come over later then.

Should I get a divorce?

What?

I think I should divorce.

[somber music playing]

Wait a minute.

Where's this coming from?

Wait.

Is Un-hyeong in trouble?

-I…
-Uh-huh.

I'm just not happy lately.

-What?
-I'm not happy anymore.

God, I thought you were…

Jesus. I genuinely thought
something serious was wrong.

I mean, how many people in this world
are truly happy anyway?

Gosh, you almost worried me.
[clicks tongue]

[sniffles]

Your husband is a good man.
He's always kept his commitment to you.

-Am I wrong?
-He has.

Yeah, and that's good enough.
What more could you ask for?

Little things, you know.

No, I don't know.

Small things.

Simple things, Ki-jun.

[inhales deeply] The insignificant things
you do out of love.

That's on you, Jin-ju.

If you want the little things,
gotta get them yourself.

Expecting too much from your partner
is what's keeping you unhappy.

Then why get married at all?

'Cause you loved him once.

"Loved him once?"
You don't think I still do?

[sighs]

If you still loved him then love, alone,
would've been enough for you.

But since that's no longer the case,

you're realizing that you need more
than love to stay connected to him.

If that's the case,
I don't really want to live like that.

There are many reasons beyond just love
or passion that keep people together.

[sighs] Among all those reasons,
I think love is the highest priority.

[sighs] You know what?

People find themselves
in loveless marriages all the time.

Is there any love still there?
Was it ever there in the first place?

Doesn't really matter.
Once two people tie the knot, it's tied.

You gotta make the effort.

[sighs]

Some things can't be changed.
I know, I've tried.

Sure you tried hard enough?

[sighs] Can I just focus
on reading the paper?

What's wrong? Where are you going?

Wait. Are you leaving?

Tell Un-hyeong to come over.

Wh-what?

Hey, Jin-ju.

[sad music playing]

Wait.

[sighs]

[clears throat]

[sighs] Jin-ju.

ARE YOU HAPPY RIGHT NOW?

PLUS GENERAL INSURANCE

[brakes screech]

[car door closes]

[footsteps approaching]

Oh. Good morning, sir.

-Good morning.
-[chuckles]

[sighs]

Ah.

I hear the divorce insurance screening
is happening today.

Yes, sir.

But honestly, who would come to it?

Who would willingly take
a divorce assessment?

I wonder.

Damn. I find it highly unlikely.

My bet is that no one will show up.

-[elevator chimes]
-[chuckles]

[Verdi's Requiem "Dies irae" playing]

[people chattering]

Whoa. I don't believe it.
They actually showed up.

They're just trying to, you know,
prove their love for each other.

But isn't love about not needing proof?

You're watching too much TV.

Whether this TV show turns out
to be romance or horror…

[sucks teeth] …we're about to find out.

[AI] Why have you decided to get married?

(3) I WANTED TO LIVE
WITH THE ONE I LOVE

-Three.
-Three.

-[exclaims]
-Ah, no way!

-Four. Ugh!
-One.

-[grunts]
-Ow!

-Three.
-Three.

-[chuckles] Aw.
-[chuckles] Oh, my love. I knew it.

[wailing] We fight every single day.

I don't want us to fight anymore.

Four. [sighs]

Babe, you suck.

[AI] What are your opinion on
having personal time for yourself?

[moaning]

[Ah-young] What are you doing?

Get out.

[printer whirring]

[both exclaim]

Over there. Look, there he is.

-Hello again. [chuckles]
-Oh, my. Hello there.

-You made it.
-[chuckling] Yes.

-It is so good to see you.
-[chuckles]

We're here because the person
in the lobby directed us this way.

Hope we're in the right place.

You are. It's just a formality, really.
An in-person assessment.

-Shouldn't take long.
-Good.

I hope you've managed to
resolve the issues

that were left unresolved
last time I saw you.

Yes, of course.

We even organized a checklist
from start to finish.

Well done, you two. Please follow me.

-Okay.
-Okay.

Ooh!

How nice.

So, may we have your documents?

-There.
-Thank you.

-Please review them for me, Mr. An.
-Sure.

We made sure to match the terms
exactly as she and I agreed.

So we pay the same amount
and get the same payout, right?

-Yes, you two will stand on equal footing.
-[both chuckle]

You've successfully resolved the issue
regarding the holidays, I assume?

Our place in even years

-and her place in odd years.
-Ah.

And I only plan to hold
the ancestral rites while I'm alive.

If I can't leave my property
to my daughter-in-law,

the least I can do is spare her from
our ancestral rites.

-Don't you agree?
-[exclaims]

-You two are way too kind. Truly. Wow.
-[both chuckle]

Oh, I have to say, this process

-has been much more positive…
-Hmm? Yes.

…than I expected. I believe it's better
to address everything openly

before the wedding
so there are no surprises later.

-Of course.
-That's right.

How else could we bring up these topics
before the wedding though?

Frankly, such matters must be addressed,

but the awkwardness often leads us to
put them off, causing problems later.

I couldn't agree more.

I rave about divorce insurance
to my friends, you know.

-I just can't stop talking about it.
-[laughing]

-[gasps] I can't stop too!
-No need to do that.

I've become
a divorce insurance evangelist!

-[laughs] Oh, my… Not an evangelist.
-[mother-in-laws laugh]

I'll match the contract start date
with the marriage registration.

-Mmm.
-Uh,

-wasn't it aligned with the wedding date?
-Huh?

Well, weddings can often be called off
on the day of,

or sometimes even after
the ceremonies have concluded.

-What?
-Oh.

Well, since this is a legal contract,

we need to be precise with every detail.
So that's why, yes.

[both sigh]

You should have phrased it that way
from the outset.

Why, it's considered bad luck to even
mention cancellations, you know.

Yeah.

Is it even such a common occurrence
that you'd dare to bring it up right now?

Should we even go through with this now?

-Wait, uh, wait.
-I wouldn't call it common, but--

Be quiet, you.

Well, you see, I… Actually, I…

I was that guy.

The failed marriage was mine.

I was the guy whose marriage fell apart
just moments after the wedding.

That clause was created for
lost causes like me.

So I hope this doesn't upset you both.

-Oh…
-Oh, no, no, no, no, no…

And you seem perfectly fine
on the outside, my poor boy.

[tuts] You really have
had it tough, haven't you?

In time, the universe will bring
all the good things you deserve.

Mm-hmm.

[cries]

You're such a moron.

[chuckles]

-That went well.
-Yes.

-Well, thank you for everything.
-Yes, thank you.

Oh, I almost forgot. [chuckles]

This is for you.

-The wedding invite? Yes, of course.
-Oh? [chuckling]

I hope to see you there.

It just so happens that
my daughter has very pretty friends.

Is that so? Count me in.
I wouldn't miss it for the world. [laughs]

It's hard to believe
what went wrong for someone

with such handsome features
and a warm personality.

Indeed.

Well, if I were 30 years younger
I definitely would've made my move on you.

[both laugh]

Well, ma'am, if you keep this up…

I'll have to start calling you
"Miss" instead of a "Ma'am."

[all laughing]

[mother-in-law 1] My, you're quite
charming, it's such a shame

-you're so younger than me.
-[mother-in-law 2] Exactly.

Well, you should get going.
This way. [laughs]

Surprisingly, Mr. Noh seems just like
one of the girls.

That's his sense of charm, you know.

Uh-huh, I see.

-[chuckles]
-All right.

[Na-rae inhales sharply] Okay,

but could you tell me how you plan to get
the materials sent to the China branch?

[sighs] I've got an idea,

but gaining access to the intranet
is proving more challenging than expected.

Should any problem come up,

it could get quite complicated
for each of us.

[sighs]

How about the task force computer?

Their domain also covers
the divorce insurance,

so if there's a leak it would make sense
that it traces back there.

Hmm…

Yeah, that makes sense.

All right. Let's go with that plan.

[sighs]

I think the risk would be too high
if we handled this ourselves.

What do you suggest we do?

[Jeong-chi] Hmm.
Don't concern yourself with that.

I have just the right person in mind.

[chuckles]

Ki-jun!

Did we meet the quota? Did we manage?

-Ta-da!
-[cheers]

-Amazing! [laughs]
-[Ki-jun laughs]

All these contracts. [laughs]

Very good work. Good work.

[Ki-jun sighs]

Great work, everyone.

I love you, son. [chuckles]

What do you want?
How about I treat you to some beef?

No, tenderloin.

-Tenderloin.
-I actually have important plans tonight.

Maybe another time.

Hey. Nothing is more important
than tenderloin.

-Maybe for you. Let it go.
-[Dae-bok laughs]

I was right. He's taken.

-Oh…
-[chuckles]

[Dae-bok] No problem at all. As for this,
I'll pass this on to Ms. Jeon,

so you can clock out precisely on time.
It's all good?

-[laughs]
-Yep.

-Sir, would you--
-No, I'm not buying you tenderloin.

I was going to say,

"Would you like me to give
the documents to her on my way out?"

[Dae-bok] Oh, the documents? [chuckles]

Thought you wanted me
to buy you tenderloin.

But, no, it's fine.
I'll give this to her myself. Go home now.

[laughs]

Ms. Jeon!

-Why did you offer?
-[Dae-bok laughs]

If the option's expiration is T,
strike price is K,

and return volatility's S,

calculate the European call
and put option prices.

Huh?

It's tomorrow's alarm question.

Hey, what? What's the answer?
How do I turn it off?

You come back… Come back here!

-Damn it.
-Wow…

He actually used the Black-Scholes formula
to set the alarm question.

THE BLACK-SCHOLES FORMULA

USED TO CALCULATE
EUROPEAN-STYLE OPTIONS

A BASIC THEORY
OF DERIVATIVES PRICING

[sighs]

[cans clatter]

[sighs]

-Huh?
-Oh?

Oh, Ms. Kang.

I thought you had important plans tonight.

If you miss it once,

you'll have to deal with the trash
piling up in your house for two weeks.

So what could be more important than this?

Yeah, I guess you're right.

Why not collect recyclables
once a week like everybody else?

If this is bothering you,

shall we set a time
to take out the trash separately?

[chuckles]

It's hard enough having to
take out the trash once a week.

I can't stick to a set time
on top of that.

Well, in that case,
if we run into each other the next time,

I'll pretend I didn't see you.

Seriously, I couldn't be more grateful.

[both chuckle]

[Ki-jun sighs]

It doesn't happen very often…

but I get anxious sometimes.

Which is it though?
"Not very often" or "sometimes"?

If I knew the answer, I wouldn't have
said, "not very often but sometimes."

When I'm unsure, I do multiple choice
questions with five answers.

Really?

Well, okay, what's making you anxious?

The short answer.

Well, it's just that

all this talk about happiness and trust,
you know,

I feel like I'm just in over my head.

I wonder if we are provoking… [sighs]

…unnecessary trouble for these people.

I wonder if I just
wasn't trying hard enough.

You can just think of it as an umbrella.

Keep it with you
and return it to the owner when it rains.

It's not as if we can
stop the rain, you know?

No matter how hard we try.

Some things can't be changed,
I know I've tried.

Sure you tried hard enough?

[somber music playing]

Um… It was raining, I guess.

[rain pattering]

Huh? Oh!

God.

[both grunt, pant]

Jesus.

[both gasp]

Wanna come with me?

To the wedding.

Keep an eye on them,
make sure nothing gets called off.

Mmm.

[rain pattering]

[birds chirping]

[playful romantic music playing]

That's a pretty outfit you have on there.

I can't feel inferior next to
the bride's stunning friends, can I?

You look dapper yourself, Mr. Noh.
You're really pulling it off.

Yes, well, I figured I'd dress up
for the sake of customer relations.

Subway good for you?

Especially on a sunny day like this.

Hmm.

[chuckles]

Great weather, huh?

Definitely.

[guests chattering]

[violins playing]

Gosh, I'm so happy
you received the invitations.

-Thank you for coming. Yes, yes.
-Of course.

[exclaiming]

[mother-in-law 1]
Yes, thank you for coming all this way.

[both chuckle]

Oh. [chuckles] Mmm. Yes.

Congratulations.

We should stand over there.

Uh-huh.

[Ki-jun clears throat]

Let's leave when it starts
to avoid the crowd.

What about lunch?

To be honest, I'm allergic to weddings.

[chuckles]

[guests whispering, murmuring]

Is it not time for the ceremony to begin?

It's already past the scheduled time.
Why hasn't it started yet?

-Where is she? Is Do-i picking up?
-No, she's not picking up.

-She's not picking up?
-No. I'm getting worried.

Goodness.
Where on earth could she have gone?

-[whimpers]
-[line ringing]

-Jung-min, is Tae-hyun not picking up?
-He isn't, ma'am. One moment.

[sighs]

She's not in the bridal room either.

-What shall we do?
-Did you check the restrooms?

-She's not in there.
-[gasps] Goodness.

Jung-min! Jung-min!

-Still no luck? Oh, goodness gracious me.
-No, there's no answer.

[line ringing]

Ma'am, ma'am, have you seen Do-i?

-Have you heard from Do-i?
-She's not picking up her phone,

and no-one knows where she is.

Tae-hyun as well?

-My goodness.
-Goodness, what on earth is going on?

-[breathing heavily]
-[whimpers]

They're really running late.

I'm sure there's nothing for us
to worry about.

They're gonna be here any minute.

[sighs]

[phone buzzes]

Hey, Tae-hyun!

Is Do-i with you? Where the hell are you?

Did he pick up? Did he?

Do you realize the ceremony
should have already started?

Tae-hyun, get back her right now,
you little punk!

-Don't tell me they had an accident?
-What? What is it? Huh?

What now?

[guests murmuring]

[Jung-min sighs]

Look over there.

[gasps]

-I guess they're about to start.
-Yes, I told you not to worry, didn't I?

-[sighs] What a relief.
-[Jung-min] First of all,

I truly apologize for the delay,
and I appreciate everyone's patience.

Now then, let's begin the wedding ceremony

of Yoon Tae-hyun, our groom,
and, Kim Do-i, our bride.

[applause]

-[chuckles]
-[chuckles] All right.

[line ringing]

[guests chattering, murmuring]

[ringing continues]

-Hello, everyone.
-Hello, everyone.

You're now attending the wedding of…

…Yoon Tae-hyun, the groom…

…and Kim Do-i, the bride.

-We're going… Going on our honeymoon.
-Going away on our honeymoon.

[Tae-hyun] To be honest,
we never really wanted a wedding ceremony.

We're both INFJs,

so standing before a crowd is something
we really dislike.

So, Mom and Mother-in-law.

You took out divorce insurance
without telling us.

We actually received a follow-up call.

-Since you decided to pull something…
-[guest] Divorce insurance?

-…like that in secret…
-What the hell's that?

…we thought it only fair to
return the favor.

But we'll make sure to
stay happily married.

So you won't have to receive a payout.

-Mom.
-[Tae-hyun] Mom.

-We're thankful. We're sorry too.
-We're sorry too.

-And we love you!
-Love you!

[murmuring intensifies]

[sighs]

Ms. Kang, what do we do now?

[Han-deul] I don't know.

[Jung-min] One, two…

[vocalizing Mendelssohn's "Wedding March"]

Please welcome the mothers of
the bride and groom.

Huh?

Ah… Uh…

I would like to thank
and sincerely apologize

to everyone who took time out of
their busy schedules

to congratulate the young couple.

If we had known in advance,

we would have informed you
and spared you the inconvenience.

But as you can see,
we ourselves were completely blindsided.

[guests laugh]

If we had respected
their wishes from the very beginning,

this wouldn't have happened.

Perhaps it was us, the parents,

who were more eager for this wedding
to happen than anyone else.

And so, we have decided to hold
a wedding with just the parents,

and we're grateful to have you all here
to celebrate with us

[guests chattering]

[guest] …behind their backs.

I stand before you today,
proud to be Kim Do-i's mother…

I stand before you today,
proud to be Yoon Tae-hyun's mother…

I to swear to take Yoon Tae-hyun
as my son-in-law…

I swear to take Kim Do-i
as my daughter-in-law…

-…to love, honor and cherish each other…
-…to love, honor and cherish each other…

-…faithfully through life's ups and downs…
-…faithfully through life's ups and downs…

-…until death do us part.
-…until death do us part.

[both laugh]

Thank you so much.

[cheering]

[cheering continues]

[no audible dialogue]

[sighs]

The ocean isn't bothered by the rain.

Hmm. We worried over nothing.

[chuckles]

[chuckles]

-Oh, wait. Excuse me. Please wait!
-Over here. Over here.

-Thank you for coming.
-Oh, ladies.

-Thank you.
-Thank you.

Congratulations on hosting
your own wedding ceremony.

Yes, congratulations.

-Thank you.
-Thank you. [chuckles]

This was the most sincere wedding
I've ever attended in my life.

And they looked happier than any other
bride and groom I've ever seen.

Well, if they looked happy, I suppose,
that's what matters most.

As a parent, I have to say that part of me
is feeling a great sense of relief.

[mother-in-law 1 chuckles]

Well, then,
why don't you two take this ride instead?

Take a moment to relax
and make the most of it, hmm?

What?

We would really hate for it
to go to waste.

Plus they don't accept refunds.

-Uh, no, it's all good.
-No, that won't be necessary.

If you keep refusing,

-we'll cancel our policies right away!
-We'll cancel our policies right away!

[engine starts]

[both chuckle]

-So long.
-Take care, you two.

Bye-bye.

[both laugh]

[Ki-jun sniffs]

[grunts]

Care to do a little day drinking?

[sighs] I could use a little alcohol.
Pour me one.

[Ki-jun chuckles]

[both sigh]

UNDER CONSTRUCTION

-What's going on?
-Oh!

[car horns honking]

[honking continues]

Something must be blocking the road

-up ahead.
-Oh…

Move your car!

[sighs]

-[phone buzzes]
-[sighs]

SENIOR MANAGING DIRECTOR
JEON NA-RAE

-[sighs]
-[phone buzzes]

Hmm?

Yes, Ms. Jeon.

[Na-rae] Pass this message on to Mr. Noh…

tell him five contracts were rejected.

-[Ki-jun] What?
-And tell him to come up with a plan.

[stammering] Yes, okay.

[baby cooing]

TODAY IS YOUR OVULATION DAY
SATURDAY, NOVEMBER 23

What is that sound?

Apparently, it's ovulation day.
We'll talk business on a business day.

[call ends]

-Why did you do that?
-[sighs]

Let's get out of here.

Want to get out?

Yeah. Otherwise,
we'll be stuck here for hours.

What's with you, man?
Are you pulling a stunt right now?

-Hurry. Move your car!
-Come on. Please move your car!

We could get beaten to death though.

Then just stay here if you're so scared.

-[horns honking]
-[grunts]

Hey, aren't you going to move your car?
Geez. Hey, why are you getting out? Ah.

Let's go.

[driver 1] Get the broad out of the car
and let's get going.

[Ki-jun] Come on.

[playful romantic music playing]

[driver 2] Get out of here.

[drivers shouting]

Let's get out of here. Let's go.

[shouting continues]

[driver 3] No, no. Don't just
leave the limo there and walk away.

Come on.

Smile like you own the place.
Be a smiley weirdo.

Yes, we're sorry.

[shouting continues]

We're sorry. [chuckles] Our bad. Our bad.

-[music continues playing]
-[shouting fades out]

[no audible dialogue]

[both laughing]

Wow.

[both laughing]

I haven't laughed that much in forever.

Did you turn on your smiley weirdo mode?

-Yeah, I did, thanks to you.
-Well, you're welcome.

-[phone buzzes]
-Wait. Give me a second.

[sighs]

HAIR APPOINTMENT
HAS BEEN CANCELED

[Ki-jun sighs] It's been canceled again.

Might have to barge in there after all.

[sighs] Ms. Kang,
we'll have to part ways for today.

You mean here?

Yeah, I have to go see someone.

Oh, I gotta run.

-Okay.
-[Ki-jun] Taxi!

Hmm.

HOW FAST DOES SANTA DELIVER
GIFTS TO KIDS AROUND THE WORLD?

TRAVESTY

[phone buzzes]

Hang up already.

Dude, you just picked up.

-I have to read an article.
-Which article is that?

It's a statistics article about how Santa
would need to travel on Christmas Eve

at 8.18 million km per hour to
deliver gifts to every child in the world.

Really? Then tell him
I'm officially off the list.

You're ridiculous.
You were never on the list to begin with.

What a shame.

I wanted to help him out,
even if it's by a mere 1 in 8.18 million.

So what is it that you want?

-We have five rejections.
-What?

If you're done washing your sneakers,

run at 8.18 million km per second
and get us more contracts.

[call ends]

He switched it to per second
just like that.

Geez, that fraud.

How'd he know I was washing my sneakers?

SEOUL MUSEUM OF HISTORY

MY TREASURE
MY HERITAGE

-Oink, oink.
-[students] Oink, oink.

-[teacher] Sparrows say?
-[students] Chirp, chirp.

-Puppies say?
-Woof, woof.

-Pigs say?
-Oink, oink.

-Chicks say?
-Peep, peep.

-Rabbits go?
-Hop, hop.

-[clears throat]
-Oink, oink.

[camera shutter clicks]

[sighs]

These must be the real thing, right?

[Un-hyeong] They're authentic.

The 416 woodblocks
of Jeongwaseonsaeng's Works,

by Kim Dae-jin,
successor to Toegye Yi Hwang.

Hard to believe that one guy
created this vast woodblock collection.

You showed up.

How could I not after getting this?

Then take a proper photo for me now.

[sighs]

[camera shutter clicks]

Why are you here?

To do business.

Take out a policy from me.

Un-hyeong.

[sad music playing]

-[teacher] All right, everyone…
-[students chatter]

…hang on to your buddy. We're heading
into the next exhibit.

You'll see it's gonna be
really interesting.

Don't touch unless
the guide says it's okay.

[student 1] I'm looking at you.

[Ah-young] Five contracts? Where am
I supposed to find contracts right now?

Would you be interested in
divorce insurance?

[Woong-sik]
Ah-young, can I take you out for dinner?

A divorce rate of zero percent.

How are we going to meet this condition?

Korean astrology, physiognomy, profiling.

We'll use every means possible
to sift them out.

[Na-rae] All right.
Then we'll work in pairs.

[Jeon-man] Stop! Don't!

You really thought I was going to
help you with all this?

[Na-rae] Not many folks I know
are obsessed with facts like that.

-Very interesting.
-Very interesting.

[Han-deul] Mr. Noh?

How about we go somewhere
to clear our heads?

[Su-in] Hey, are you stalking me?

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