1 00:00:06,890 --> 00:00:11,390 VIP4K I'm here because I'm planning to open my new business 2 00:00:53,070 --> 00:00:54,070 Come in. 3 00:00:57,050 --> 00:00:58,530 Hello. Hi, dad. 4 00:00:59,730 --> 00:01:00,950 Come on in. Take a seat. 5 00:01:01,790 --> 00:01:02,790 Hi. 6 00:01:03,310 --> 00:01:04,188 I'm John. 7 00:01:04,190 --> 00:01:05,790 I'm the loan manager. 8 00:01:06,030 --> 00:01:07,030 Please. 9 00:01:08,990 --> 00:01:13,110 So... Tell me why you're here. 10 00:01:14,170 --> 00:01:19,050 I'm here because I'm planning to open my new business and... 11 00:01:19,400 --> 00:01:20,359 I need to learn. 12 00:01:20,360 --> 00:01:21,360 Yes you do. 13 00:01:21,900 --> 00:01:28,300 I see you've already filled in a lot of the details that I need but we have to 14 00:01:28,300 --> 00:01:29,480 go over it in person. 15 00:01:30,040 --> 00:01:35,420 Okay. Confirm those details and check how it's going to proceed. 16 00:01:36,140 --> 00:01:37,640 It's partly automated. 17 00:01:38,320 --> 00:01:42,320 I put a lot of the details into the computer and it gives me a 18 00:01:42,320 --> 00:01:46,900 recommendation but ultimately the final decision will come down to me. 19 00:01:47,679 --> 00:01:53,300 Based on some of the information that we have about you. Okay, so let me just Let 20 00:01:53,300 --> 00:01:59,440 me just pull up Some of your details 21 00:01:59,440 --> 00:02:05,980 Tell me a little bit about your financial situation 22 00:02:05,980 --> 00:02:11,280 at the moment employment How long have you been employed? 23 00:02:14,400 --> 00:02:20,200 At my current workplace I've been employed for about two years, I think. 24 00:02:20,780 --> 00:02:22,140 Almost two years. 25 00:02:22,440 --> 00:02:28,200 So right now I'm doing nails at the beauty place. 26 00:02:28,680 --> 00:02:32,880 And I want to open my own business also doing that. 27 00:02:33,300 --> 00:02:34,840 Okay, so you have experience. 28 00:02:35,300 --> 00:02:38,480 Yes, yes. Even more years than two weeks. 29 00:02:39,260 --> 00:02:43,980 I used to work in other places. Okay, so you would consider the job that you have 30 00:02:43,980 --> 00:02:46,060 now rather stable, safe? 31 00:02:46,940 --> 00:02:47,940 Very stable. 32 00:02:48,240 --> 00:02:55,140 Okay, great. And do you plan to continue to do this job while 33 00:02:55,140 --> 00:02:56,600 you get your new business started? 34 00:02:58,280 --> 00:03:05,080 I think it's just a great job for me. I'm really good at it and I 35 00:03:05,080 --> 00:03:10,740 want to continue it for Many years, right? But be self-employed is your 36 00:03:10,740 --> 00:03:11,740 goal. 37 00:03:12,040 --> 00:03:17,520 Okay. The concern I have is when someone starts a new business, very often it is 38 00:03:17,520 --> 00:03:22,300 not profitable at the beginning. And we like to know that you have an income 39 00:03:22,300 --> 00:03:27,180 stream while you get your own business started. So maybe you wrote down that 40 00:03:27,180 --> 00:03:31,160 you're going to stay part-time in your current job while you work on your own 41 00:03:31,160 --> 00:03:32,160 business. Is that correct? 42 00:03:32,940 --> 00:03:37,940 Yes, exactly what I wanted to tell you. I'm still gonna be working part-time at 43 00:03:37,940 --> 00:03:44,700 my current workplace I think for about six months But my 44 00:03:44,700 --> 00:03:50,700 boss told me that I can stay however long I will need that. Okay, so she's 45 00:03:50,700 --> 00:03:53,300 very supportive Fantastic. 46 00:03:53,620 --> 00:03:58,480 Have you ever been unemployed for more than a few months? 47 00:03:59,300 --> 00:04:01,160 Yes, you have been unemployed 48 00:04:02,250 --> 00:04:03,250 I haven't looked. 49 00:04:03,930 --> 00:04:05,770 No? No, I haven't. No. 50 00:04:06,130 --> 00:04:09,730 Okay. At least her, I'm sorry. It's okay. 51 00:04:10,130 --> 00:04:15,430 I have a list here of all your employment since leaving school. 52 00:04:16,450 --> 00:04:22,029 And have you missed anything out? Are you happy that you've wrote down every 53 00:04:22,029 --> 00:04:24,990 job you've had in your adult life? 54 00:04:26,230 --> 00:04:28,750 Everything is here. Everything accounted for. 55 00:04:29,630 --> 00:04:30,870 Nothing we don't know. 56 00:04:32,200 --> 00:04:37,860 Let me just stress something to you. One of the biggest reasons that we have 57 00:04:37,860 --> 00:04:42,740 people rejected for loans is they are not completely truthful or they 58 00:04:42,740 --> 00:04:44,080 sometimes omit details. 59 00:04:44,420 --> 00:04:45,760 I'm completely honest. 60 00:04:46,040 --> 00:04:50,040 Sometimes they put things, you know, they say they've worked at a place for 61 00:04:50,040 --> 00:04:54,340 longer. You can check everything, right? Okay, that's fine. I just want to make 62 00:04:54,340 --> 00:04:58,600 sure to let you know that that's typically one of the biggest reasons 63 00:04:58,600 --> 00:04:59,720 that we find out. 64 00:05:00,280 --> 00:05:04,600 someone says they were never unemployed that won't be an issue with me okay good 65 00:05:04,600 --> 00:05:08,480 because then we find out actually they were unemployed for two years and it's a 66 00:05:08,480 --> 00:05:12,860 big problem okay some people are dissing it but i'm not one of them okay good 67 00:05:12,860 --> 00:05:18,960 have you ever taken a loan before no i haven't that's my first one never never 68 00:05:18,960 --> 00:05:24,000 from a bank do you owe anybody else money any family friends associates 69 00:05:24,000 --> 00:05:28,940 business partners do you owe any money to anybody no okay 70 00:05:34,600 --> 00:05:39,760 I see with our bank, you've been in your overdraft twice, 71 00:05:40,100 --> 00:05:42,760 but you paid it back. 72 00:05:43,620 --> 00:05:44,620 Of course. 73 00:05:44,940 --> 00:05:46,700 So that's normal. 74 00:05:47,060 --> 00:05:50,240 It's okay. You paid it back relatively quickly. 75 00:05:50,520 --> 00:05:53,520 It's not a massive indicator for us. Okay. 76 00:05:54,240 --> 00:05:59,040 And in your new business, 77 00:06:00,720 --> 00:06:02,320 Do you have any other investors? 78 00:06:02,580 --> 00:06:06,640 Do you have anybody else who's putting money into any other banks, individuals? 79 00:06:08,400 --> 00:06:09,400 Investments besides. 80 00:06:09,480 --> 00:06:14,180 Besides the loan that you're asking for? Is anybody else investing in your 81 00:06:14,180 --> 00:06:15,180 business? 82 00:06:16,200 --> 00:06:19,020 My husband is going to be my business partner. 83 00:06:19,600 --> 00:06:26,220 Okay. Yeah. Okay. And he's putting money as a co-founder in the business 84 00:06:26,220 --> 00:06:28,180 and you're doing that together. You're married. 85 00:06:28,480 --> 00:06:34,100 Yes. being married does change slightly how the the loan works it's it's 86 00:06:34,100 --> 00:06:38,520 probably going to be to the two of you as you understand but primarily in your 87 00:06:38,520 --> 00:06:45,280 name uh okay that's great and what assets do you have 88 00:06:45,280 --> 00:06:50,380 do you have any savings already any stocks investments or property 89 00:06:51,170 --> 00:06:57,410 Yeah, I have savings from my current job and also me and my husband, we invested 90 00:06:57,410 --> 00:07:02,970 in some apartments a couple of years ago. We live in one of them, but the 91 00:07:02,970 --> 00:07:04,530 rest is different. 92 00:07:05,050 --> 00:07:11,850 Okay, so you understand that when you have property and you're asking 93 00:07:11,850 --> 00:07:17,310 for a loan of this size, the property will be collateral on that loan. If you 94 00:07:17,310 --> 00:07:18,870 fail to make repayments... 95 00:07:19,100 --> 00:07:23,300 your property may be at risk. You understand that? I'm sure that wouldn't 96 00:07:23,300 --> 00:07:27,740 be a problem, but at first I understand it. Okay, good. Well, you've confirmed 97 00:07:27,740 --> 00:07:33,800 pretty much all the information that I see 98 00:07:33,800 --> 00:07:35,440 on my system. 99 00:07:35,660 --> 00:07:38,920 One of the last things that we do is a personal background check. 100 00:07:39,740 --> 00:07:45,720 This is just to find out anything that could be obviously a problem for us, the 101 00:07:45,720 --> 00:07:47,080 bank. We have to... 102 00:07:47,550 --> 00:07:54,070 trust you and know that you're safe and usually we send this off 103 00:07:54,070 --> 00:07:59,530 to someone else to do but in this occasion it wasn't done so it's down to 104 00:07:59,530 --> 00:08:06,250 me and you'll be amazed what you can find these days 105 00:08:06,250 --> 00:08:12,330 just from a simple web search very much an online world right so i'm just 106 00:08:12,330 --> 00:08:16,310 everything stays in internet right yeah so just having a look 107 00:08:25,230 --> 00:08:30,270 So it's mostly nails and beauty that you said you've done. Yeah, of course. 108 00:08:30,590 --> 00:08:33,270 Because that's what I always do. 109 00:08:36,309 --> 00:08:37,309 Okay. 110 00:08:38,210 --> 00:08:44,010 Have you ever worked at an establishment called the Leaping Leopard? 111 00:08:45,690 --> 00:08:49,210 No. It seems to be a sort of gentleman's club. 112 00:08:51,130 --> 00:08:54,070 I've never even been to one, let alone... 113 00:08:54,350 --> 00:09:00,770 word there okay okay i mean that's interesting 114 00:09:00,770 --> 00:09:07,550 probably some other person with my name well yes 115 00:09:07,550 --> 00:09:11,550 of course this is uh just uh a cursory look 116 00:09:31,690 --> 00:09:35,090 You probably found some of my teenage years pictures. 117 00:09:36,150 --> 00:09:38,090 No, don't worry. 118 00:09:38,870 --> 00:09:44,110 We don't mind about teenage selfies. 119 00:09:48,150 --> 00:09:54,950 And remember what I said before about people not being completely honest 120 00:09:54,950 --> 00:10:00,530 with every employment they've had in the past is one of the major... 121 00:10:01,800 --> 00:10:06,420 Is there anything else you wish to tell me about your employment history? 122 00:10:06,540 --> 00:10:08,600 Anything else that you've done for money? 123 00:10:09,820 --> 00:10:11,420 Never? I got my everything. 124 00:10:12,480 --> 00:10:17,880 What were you doing for a job around six years ago? 125 00:10:18,540 --> 00:10:22,460 Six years ago? I was doing the same job, just a different place. 126 00:10:23,200 --> 00:10:26,400 Okay, you never worked as an actress? 127 00:10:27,520 --> 00:10:30,240 No, I always wanted to, but... 128 00:10:30,840 --> 00:10:31,840 Never happened. 129 00:10:31,900 --> 00:10:35,420 And just watching a video that came up. 130 00:10:36,660 --> 00:10:37,660 Yes. 131 00:10:38,180 --> 00:10:41,340 I've paused it at this moment. Would you like to take a look? 132 00:10:43,100 --> 00:10:47,620 Sure. Just have a look. Is that from my high school theater? 133 00:10:48,100 --> 00:10:52,280 It's not high school theater, I can tell you. Please, take a look. 134 00:10:52,860 --> 00:10:53,860 Okay, sure. 135 00:10:58,810 --> 00:11:02,110 Why are you showing me that? That's inappropriate. 136 00:11:02,870 --> 00:11:09,250 I agree. I agree. I wouldn't usually pull up videos like this in the office. 137 00:11:09,710 --> 00:11:13,050 But I thought maybe you should take a look. What do you think? 138 00:11:16,550 --> 00:11:18,930 No, it's just crazy. 139 00:11:19,670 --> 00:11:24,210 Well, why is it crazy? Just because it's an X-rated video or something else? 140 00:11:25,770 --> 00:11:27,490 I don't know who that is. 141 00:11:27,950 --> 00:11:29,070 You don't know who that is? 142 00:11:29,330 --> 00:11:31,350 No. Let's watch some more. 143 00:11:32,670 --> 00:11:37,170 You see, to my eye, that is you. 144 00:11:39,270 --> 00:11:42,530 With my eye, it's a completely different person. 145 00:11:43,090 --> 00:11:44,910 That's a completely different person. 146 00:11:45,250 --> 00:11:46,250 It is. 147 00:11:46,810 --> 00:11:47,850 That's not you. 148 00:11:48,350 --> 00:11:51,690 You snagged me and you're making me feel uncomfortable. 149 00:11:52,450 --> 00:11:56,510 Well... I don't mean to make you feel uncomfortable, I'm sorry for that, but 150 00:11:56,510 --> 00:12:01,950 as far as I can tell, the person I'm looking at on this screen looks 151 00:12:01,950 --> 00:12:03,350 identical to you. 152 00:12:03,930 --> 00:12:05,990 Same eyes. Maybe everyone has look-alikes. 153 00:12:06,270 --> 00:12:08,010 You're saying this is your doppelganger? 154 00:12:08,430 --> 00:12:10,310 This is your look-alike? 155 00:12:11,710 --> 00:12:13,230 Definitely my look-alike. 156 00:12:13,470 --> 00:12:16,350 Same color hair, same color eyes, same lips. 157 00:12:17,650 --> 00:12:20,270 The body type is... It happens, but... 158 00:12:21,770 --> 00:12:28,510 No, I will be I will be honest with you this girl in this video right here Has 159 00:12:28,510 --> 00:12:34,890 exactly the same nose ring on the same side I Mean what are the chances of that 160 00:12:34,890 --> 00:12:38,950 someone who looks exactly like you but they also wear a nose ring 161 00:12:38,950 --> 00:12:45,170 It's popular right 162 00:12:45,170 --> 00:12:51,950 so you're saying this isn't you know, I didn't have a nose ring Six years ago 163 00:12:51,950 --> 00:12:57,930 when you said... Look, 164 00:12:58,070 --> 00:13:04,910 I don't know how this is... I don't know how this is going to 165 00:13:04,910 --> 00:13:10,930 work, but as I said before, being dishonest is a huge, huge red flag for 166 00:13:10,930 --> 00:13:12,890 the bank. I'm not dishonest. It's not me. 167 00:13:13,310 --> 00:13:17,230 If we can maybe admit that this was a part of your past, maybe we can move on 168 00:13:17,230 --> 00:13:18,970 going forward. At least we know. 169 00:13:19,530 --> 00:13:24,850 And there's still a chance, but dishonesty is not going to go well for 170 00:13:24,850 --> 00:13:26,150 you in regard to this life. 171 00:13:27,010 --> 00:13:28,010 Look, 172 00:13:29,250 --> 00:13:36,050 this person looks exactly like you. And can I be completely honest? Have you had 173 00:13:36,050 --> 00:13:37,050 any other alias? 174 00:13:37,290 --> 00:13:42,410 Have you had any other names? Have you used any other names other than your 175 00:13:42,410 --> 00:13:45,810 maiden name before you were married? Have you used any other names? No. 176 00:13:45,870 --> 00:13:49,170 Never? Just this name and your married name? Yeah. 177 00:13:52,930 --> 00:13:54,190 Amber Bloom. 178 00:13:58,450 --> 00:14:01,170 Does that name mean anything to you? 179 00:14:02,430 --> 00:14:04,070 Amber Bloom. 180 00:14:04,770 --> 00:14:06,770 I've never heard this name before. 181 00:14:10,750 --> 00:14:15,830 As you read when we made this meeting, this meeting is being recorded. 182 00:14:16,560 --> 00:14:18,700 The audio so that nothing is misunderstood. 183 00:14:20,480 --> 00:14:26,420 So is there anything you want to say now so we can move forward truthfully and 184 00:14:26,420 --> 00:14:29,780 honestly and have a good chance of you getting the loan that you want? 185 00:14:30,720 --> 00:14:34,380 Is this loan really for what you are saying it's for? 186 00:14:34,580 --> 00:14:38,120 The business plan looked very good. The business analysts who went over it said 187 00:14:38,120 --> 00:14:39,800 it was a really tight business plan. 188 00:14:40,000 --> 00:14:43,940 There's no problems with the business plan if indeed this is what your 189 00:14:43,940 --> 00:14:44,940 business is. 190 00:14:45,550 --> 00:14:50,190 I'm starting to believe that there's some dishonesty in your job history, 191 00:14:50,350 --> 00:14:53,830 which leads me to think that maybe the money is actually going to be used for 192 00:14:53,830 --> 00:14:56,570 something else and not the beautician business. 193 00:14:57,070 --> 00:15:00,350 The money is for my new business, like I told you. 194 00:15:00,710 --> 00:15:03,390 You read the business plan and you said it's good. 195 00:15:03,710 --> 00:15:08,690 It is good, but this is a problem. Like I said, the face, the nose, the hair, 196 00:15:08,810 --> 00:15:14,270 the eye color. I mean, look at the body type. I don't wish to be lewd, but look 197 00:15:14,270 --> 00:15:15,229 at the breasts. 198 00:15:15,230 --> 00:15:21,670 They're very ample and you are not a flat 199 00:15:21,670 --> 00:15:22,670 chested. 200 00:15:23,030 --> 00:15:29,910 Well, unfortunately my hand was forced, wasn't it? Because look 201 00:15:29,910 --> 00:15:34,930 what I found with a simple search of your name and birthdate and location. 202 00:15:36,770 --> 00:15:41,590 And I found it within two minutes. This is not you. 203 00:15:43,470 --> 00:15:46,370 How would you go around proving that it's not you? 204 00:15:47,750 --> 00:15:48,810 Look at these breasts. 205 00:15:49,390 --> 00:15:53,470 Look at them. And tell me they don't look... Why are you still watching that? 206 00:15:59,410 --> 00:16:00,630 It's probably AI. 207 00:16:01,830 --> 00:16:05,630 Okay. It's probably AI. Someone made an AI video of you. 208 00:16:06,950 --> 00:16:07,950 Amber Bloom. 209 00:16:08,070 --> 00:16:09,410 You don't mind if I call you Amber? 210 00:16:13,540 --> 00:16:15,560 No one's ever called you Amber before? 211 00:16:16,800 --> 00:16:18,240 Never. Okay. 212 00:16:19,120 --> 00:16:20,120 Never. 213 00:16:20,900 --> 00:16:22,200 Listen, I want to help. 214 00:16:23,020 --> 00:16:27,220 Contrary to popular belief, it's not my job just to say no to everybody. 215 00:16:27,460 --> 00:16:31,280 And I don't want to say no. I like giving people loans. I like making their 216 00:16:31,280 --> 00:16:32,219 dreams come true. 217 00:16:32,220 --> 00:16:38,380 And I always try to help my clients get the loan that they want. Okay? You're in 218 00:16:38,380 --> 00:16:39,259 a good position. 219 00:16:39,260 --> 00:16:43,100 You've got a good business plan. You have... Property is collateral. 220 00:16:43,700 --> 00:16:46,000 You're in a stable marriage. Everything is perfect. 221 00:16:46,480 --> 00:16:47,480 Everything is good. 222 00:16:48,840 --> 00:16:51,280 Except... Except what? 223 00:16:51,540 --> 00:16:58,380 Except the clear and obvious symbols and signals that you are not being honest 224 00:16:58,380 --> 00:17:00,280 with me about your employment history. 225 00:17:01,580 --> 00:17:02,680 That's just ridiculous. 226 00:17:04,380 --> 00:17:08,480 Really? Okay, so the nose is the same. What about these? How do you explain 227 00:17:08,480 --> 00:17:11,660 just this fine instance? 228 00:17:12,240 --> 00:17:13,280 It's exactly the same. 229 00:17:17,660 --> 00:17:20,780 It's not the same. No. They're smaller. 230 00:17:21,900 --> 00:17:22,900 Prove it. 231 00:17:23,520 --> 00:17:30,380 I still think it's inappropriate, but... At least you'll believe me 232 00:17:30,380 --> 00:17:31,339 then, Bryce. 233 00:17:31,340 --> 00:17:33,060 I think what you've done isn't appropriate. 234 00:17:33,280 --> 00:17:34,280 You're right. 235 00:17:38,060 --> 00:17:39,960 I mean, they look the same size. 236 00:17:41,320 --> 00:17:42,440 No kidding that. 237 00:17:42,960 --> 00:17:45,800 Show me the nipples. It might not be there. I think these nipples are going 238 00:17:45,800 --> 00:17:46,820 to be exactly the same. 239 00:17:48,600 --> 00:17:49,860 Show me how they're different. 240 00:17:50,240 --> 00:17:51,240 It's not possible. 241 00:17:55,780 --> 00:17:57,260 What are you doing? 242 00:17:57,840 --> 00:17:59,720 Identical. Why didn't you get it in your office? 243 00:18:00,240 --> 00:18:01,300 Absolutely identical. 244 00:18:07,160 --> 00:18:08,500 Open your mouth. They're different. 245 00:18:09,120 --> 00:18:10,120 Open your mouth. 246 00:18:12,760 --> 00:18:16,040 Identical. You look exactly like the girl in the video. 247 00:18:17,480 --> 00:18:19,260 No. Definitely not. 248 00:18:19,600 --> 00:18:25,980 I'm sorry, but your attempts to disprove that this is you have 249 00:18:25,980 --> 00:18:31,800 failed. You look identical. And now, do you want to continue, or will you just 250 00:18:31,800 --> 00:18:37,000 accept and admit that this is you, you have done porn in the past, and that was 251 00:18:37,000 --> 00:18:39,040 something you did for a job? Would you like to admit that? 252 00:18:39,850 --> 00:18:42,070 I have never done something like that. 253 00:18:42,350 --> 00:18:45,690 Would you like to continue to try and prove your innocence? 254 00:18:46,110 --> 00:18:49,050 Look at this. You want to prove that that isn't your butt? 255 00:18:53,290 --> 00:18:55,150 That's really crazy. 256 00:18:57,470 --> 00:18:58,470 Admit it. 257 00:18:58,650 --> 00:19:01,590 Admit it. That is your butthole. 258 00:19:02,050 --> 00:19:03,050 What? 259 00:19:06,870 --> 00:19:07,870 Admit it. 260 00:19:08,030 --> 00:19:09,030 It's not. 261 00:19:09,590 --> 00:19:13,810 Me? Let's just update your employment history and move forward with this 262 00:19:13,810 --> 00:19:19,430 meeting. Because I am under the belief that this is you. And that is your 263 00:19:19,430 --> 00:19:20,430 butthole. 264 00:19:24,410 --> 00:19:26,170 No. Prove it. 265 00:19:27,230 --> 00:19:28,230 Prove what? 266 00:19:28,630 --> 00:19:30,230 Prove this isn't your butthole. 267 00:19:32,510 --> 00:19:36,650 Okay, I will do it. I will do it and you will see. 268 00:19:37,200 --> 00:19:38,960 That I'm being honest with you. 269 00:19:40,160 --> 00:19:41,480 Let's see about that. 270 00:19:49,100 --> 00:19:50,100 Hmm. 271 00:19:51,100 --> 00:19:52,100 Identical. 272 00:19:52,480 --> 00:19:56,260 There's no way they are identical. Absolutely identical. 273 00:19:57,440 --> 00:20:04,360 First, it was the hair, the eyes, the nose ring, the titties, the nipple, and 274 00:20:04,360 --> 00:20:05,900 now the smoking gun. 275 00:20:07,090 --> 00:20:11,250 An identical butthole. I'm sorry, but this isn't beyond all doubt. 276 00:20:13,450 --> 00:20:14,450 Admit it. 277 00:20:17,910 --> 00:20:21,010 Please, take a seat. Please, take a seat. 278 00:20:21,670 --> 00:20:22,670 Amber. 279 00:20:23,770 --> 00:20:25,290 Stop calling me Amber. 280 00:20:27,310 --> 00:20:30,890 I have some. I already told you my name. You got it in your files. 281 00:20:31,250 --> 00:20:34,190 I'm sorry, but this is going to be hard for you to hear. 282 00:20:35,950 --> 00:20:40,030 But it pains me to say that I think today we're going to have to reject your 283 00:20:40,030 --> 00:20:41,030 loan application. 284 00:20:41,170 --> 00:20:44,830 I do believe that you've been dishonest with your employment history. 285 00:20:45,170 --> 00:20:50,890 And I do believe that calls into question your business and whether 286 00:20:50,890 --> 00:20:56,950 this money is really for what you say it is. Okay, so I'm very sorry, 287 00:20:57,070 --> 00:21:02,810 Amber, if I can call you that. But on this occasion, we are going to have to 288 00:21:02,810 --> 00:21:04,910 reject your application. I'm sorry. 289 00:21:07,810 --> 00:21:09,730 Well, unfortunately, that's what's happened. 290 00:21:11,550 --> 00:21:17,930 Well, not everything You can say that that isn't you but as far as I'm 291 00:21:17,930 --> 00:21:22,650 concerned I am a hundred percent convinced that that is you on that video 292 00:21:22,650 --> 00:21:28,170 Therefore your employment history has been fabricated Do you have a twin 293 00:21:28,170 --> 00:21:30,550 sister? 294 00:21:34,540 --> 00:21:38,620 And if it shouldn't matter, it's my loan, not one sibling's loan. 295 00:21:39,720 --> 00:21:43,560 I'm telling you, that is you, and you have lied to the bank. I'm very sorry. 296 00:21:43,760 --> 00:21:47,060 You can put those away if you wish. 297 00:21:49,780 --> 00:21:51,760 I don't even think we look alike. 298 00:21:52,180 --> 00:21:59,040 I've compared your titties, your mouth, nose ring, eyes, and now the 299 00:21:59,040 --> 00:22:00,180 butthole. Everything. 300 00:22:01,200 --> 00:22:04,120 I've even seen you with a cock in your mouth, let's be honest. You're saying 301 00:22:04,120 --> 00:22:10,100 it's inappropriate and I actually agree with you. It is, it is, but not me doing 302 00:22:10,100 --> 00:22:12,680 anything because I've never done anything like that. 303 00:22:12,900 --> 00:22:13,799 It's you. 304 00:22:13,800 --> 00:22:17,600 I'm sorry, this discussion is unfortunately over. I'm sorry. 305 00:22:18,620 --> 00:22:22,660 Is there anything I can do about it? 306 00:22:23,120 --> 00:22:27,460 Well, like I said, if you were honest from the beginning, maybe, but clearly 307 00:22:27,460 --> 00:22:29,940 that didn't happen. 308 00:22:31,239 --> 00:22:33,840 And... I've been really uninterested, dude. 309 00:22:35,480 --> 00:22:39,640 Well, I mean, would you want to continue? Should I check some other 310 00:22:39,640 --> 00:22:43,240 parts of the video and see if you look the same doing those things? Please, no, 311 00:22:43,320 --> 00:22:45,880 please, no, don't do that, please, no. 312 00:22:46,980 --> 00:22:53,780 Okay, I get an idea, I get an idea, and maybe it will make you believe 313 00:22:53,780 --> 00:22:54,780 me. 314 00:22:54,920 --> 00:22:59,340 I bet I look completely different with a date in my mouth. 315 00:23:00,110 --> 00:23:01,250 I don't think so. 316 00:23:01,550 --> 00:23:07,410 I've seen quite a lot of this video and I can clearly see 317 00:23:07,410 --> 00:23:09,150 that that is you. 318 00:23:10,010 --> 00:23:12,310 Well, I think my throat is better. 319 00:23:13,450 --> 00:23:14,530 Oh, okay. 320 00:23:16,790 --> 00:23:20,590 You want to prove that, do you? You really want to change my life? I really 321 00:23:20,590 --> 00:23:21,590 need my lung. 322 00:23:23,210 --> 00:23:27,190 Well, we can compare, but I'll be honest, I'm not going to be convinced. 323 00:23:27,950 --> 00:23:29,010 I don't think so. 324 00:23:29,560 --> 00:23:30,560 I believe I can hear you. 325 00:23:30,860 --> 00:23:34,680 I can see that that's you and you're gonna look exactly the same. 326 00:23:35,140 --> 00:23:38,060 But I will watch, I will compare. 327 00:23:43,520 --> 00:23:48,780 It's similar but maybe there are some differences. 328 00:24:09,740 --> 00:24:11,020 Yes, they completely different. 329 00:24:11,820 --> 00:24:12,820 Completely. 330 00:24:18,840 --> 00:24:21,400 I mean, I don't know. Let me look at the eyes. 331 00:24:30,140 --> 00:24:32,860 I don't know. Maybe you're right. 332 00:24:33,860 --> 00:24:36,900 You do seem to suck it better than the girl. Of course I'm right. 333 00:25:00,490 --> 00:25:01,490 All details. 334 00:25:03,070 --> 00:25:05,590 Let's see if the tongue is the same. Show me the tongue. 335 00:25:09,290 --> 00:25:10,310 It's a little different. 336 00:25:15,830 --> 00:25:16,870 I told you. 337 00:25:17,550 --> 00:25:18,550 It's not me. 338 00:25:22,710 --> 00:25:28,770 I didn't want to give you this long, so... I didn't want to believe it's been 339 00:25:28,770 --> 00:25:29,770 you. 340 00:25:46,410 --> 00:25:47,970 I guess. Very similar, huh? 341 00:25:54,090 --> 00:25:55,730 So now you believe me? 342 00:25:56,870 --> 00:26:02,130 I'm still not convinced, but I do see some differences now you mention it. 343 00:26:02,570 --> 00:26:05,230 Yeah, I see many differences. 344 00:26:23,280 --> 00:26:25,140 I think I saw her use that move though. 345 00:26:26,140 --> 00:26:27,220 The titties. 346 00:26:27,780 --> 00:26:30,060 Oh, it's so good. Yeah, very good. 347 00:26:34,220 --> 00:26:38,940 Okay, let's see. 348 00:26:40,500 --> 00:26:41,500 Yeah, 349 00:26:42,500 --> 00:26:49,320 let's 350 00:26:49,320 --> 00:26:50,440 get those titties wet. 351 00:26:50,640 --> 00:26:51,800 Let's see if they're the same. 352 00:27:04,120 --> 00:27:06,620 Yeah, maybe some small differences. 353 00:27:08,420 --> 00:27:12,120 Let me see if this is the same. 354 00:27:12,320 --> 00:27:13,320 Yeah. 355 00:27:17,100 --> 00:27:18,640 Okay, let's see. 356 00:28:25,900 --> 00:28:31,420 I'm starting to see a few differences, but she really does look very much like 357 00:28:31,420 --> 00:28:32,420 you, right? 358 00:28:33,000 --> 00:28:35,960 You know what? Show me that butthole again, actually. 359 00:28:38,360 --> 00:28:41,460 Show me that again. 360 00:28:42,720 --> 00:28:44,300 Maybe I will see the difference. 361 00:28:55,860 --> 00:28:56,860 Okay. 362 00:28:57,420 --> 00:28:59,700 It feels tighter than the go of it. 363 00:29:01,870 --> 00:29:03,330 So many similarities. 364 00:29:10,650 --> 00:29:12,850 So much difference, right? 365 00:29:13,410 --> 00:29:14,550 You know what? 366 00:29:15,010 --> 00:29:16,850 I think I need to see more. 367 00:29:19,490 --> 00:29:22,370 I'm starting to see a few differences. 368 00:29:23,590 --> 00:29:24,890 Many differences. 369 00:30:00,509 --> 00:30:05,310 Feel tighter than a girl Hey 370 00:30:14,760 --> 00:30:16,920 I'm starting to see what you mean, actually. 371 00:30:18,560 --> 00:30:19,780 A little different. 372 00:30:28,940 --> 00:30:34,720 Unfortunately, I have no speakers on my computer, so I can't hear how you sound. 373 00:30:47,660 --> 00:30:52,160 I think I need to see just a few more things. 374 00:30:53,100 --> 00:30:56,620 Maybe what you look like with a dick inside. 375 00:31:17,740 --> 00:31:18,740 I see that. 376 00:31:19,380 --> 00:31:20,560 You and the camera. 377 00:32:36,200 --> 00:32:41,440 those are bigger than the video you know maybe they're a little bigger but still 378 00:32:41,440 --> 00:32:48,000 very very similar but maybe just a minute maybe a little bigger 379 00:32:48,000 --> 00:32:54,620 way deeper maybe your tongue is a little 380 00:32:54,620 --> 00:32:55,620 longer 381 00:34:31,980 --> 00:34:38,860 feel good enough for me to get the loan? Well, that is to be determined so far. 382 00:34:39,199 --> 00:34:42,280 I need to work out it isn't the same asshole on this video. 383 00:37:49,839 --> 00:37:51,240 Yeah. Yeah. 384 00:38:11,440 --> 00:38:13,520 No, no, no, no, no, no. 385 00:42:54,570 --> 00:42:56,750 Plus he looks a little different to that girl. 386 00:42:57,570 --> 00:42:58,570 Way different. 387 00:42:59,090 --> 00:43:01,290 Just a little bit. Very small. 388 00:44:32,170 --> 00:44:34,950 I saw the girl make that face. Do that again with your eyes. 389 00:45:52,460 --> 00:45:53,460 Put it on. 390 00:45:53,720 --> 00:45:54,780 Put it on. 391 00:46:48,160 --> 00:46:49,160 That's too long of a video. 392 00:52:17,090 --> 00:52:18,950 Oh yeah. 393 00:54:08,200 --> 00:54:09,260 Get me one, yeah. 394 00:54:45,420 --> 00:54:46,440 The end of the line is nice. 395 00:55:50,259 --> 00:55:51,660 Yes, yes 396 00:55:56,640 --> 00:55:57,640 Yes. 397 00:55:58,440 --> 00:55:59,440 Yes. 398 00:56:00,860 --> 00:56:02,060 Yes. Look at him. 399 00:56:42,280 --> 00:56:46,560 Yes. Oh yes. Yes. Oh yes. 400 00:56:47,200 --> 00:56:51,600 Oh yes. 401 00:57:38,730 --> 00:57:43,750 This was a little inappropriate, because on further reflection, this girl is 402 00:57:43,750 --> 00:57:44,750 clearly not you. 403 00:57:45,210 --> 00:57:46,370 She has different hair, 404 00:57:47,850 --> 00:57:51,090 different bone structure, and she sucks different. 405 00:57:51,450 --> 00:57:58,050 She definitely doesn't suck as good as you, so... So, is it approved? 406 00:58:05,270 --> 00:58:07,750 Approved! Congratulations on your launch. 407 00:58:08,460 --> 00:58:09,460 You're welcome. 408 00:58:13,960 --> 00:58:16,140 Repairments on the first of the month, starting next month.