1
00:00:25,600 --> 00:00:26,680
Hello. Yes?

2
00:00:26,840 --> 00:00:30,840
Good afternoon, my name is Marju
and I'm calling from Swedbank

3
00:00:31,000 --> 00:00:34,360
regarding a suspicious
transaction on your account.

4
00:00:34,520 --> 00:00:38,400
What suspicious transaction?

5
00:00:38,560 --> 00:00:40,040
Looks like a bigger-than-usual payment

6
00:00:40,200 --> 00:00:43,040
was made from your
account to a dog shelter.

7
00:00:43,200 --> 00:00:45,400
To a dog shelter?

8
00:00:45,560 --> 00:00:49,000
And what was the amount?

9
00:00:49,159 --> 00:00:51,120
2.500 Euros.

10
00:00:51,320 --> 00:00:53,240
2.500 Euros!

11
00:00:56,040 --> 00:01:02,320
Well, you see, I've never even had a dog.

12
00:01:03,640 --> 00:01:07,120
And to be honest, I don't even like dogs.

13
00:01:07,280 --> 00:01:13,319
So I would never donate to a dog shelter.

14
00:01:13,480 --> 00:01:15,400
Well, thank you very much.

15
00:01:15,560 --> 00:01:18,120
We suspect that this is a scam.

16
00:01:18,280 --> 00:01:21,319
Such scams are really common these days.

17
00:01:22,240 --> 00:01:25,640
So, what do we do now?

18
00:01:25,800 --> 00:01:29,160
First thing is to block your bank card.

19
00:01:29,319 --> 00:01:31,520
We can sort that out over the phone.

20
00:01:31,680 --> 00:01:33,120
Do you have your card on hand?

21
00:01:33,280 --> 00:01:35,640
Yes, I do.

22
00:01:38,240 --> 00:01:40,520
Is it a Mastercard or Visa?

23
00:01:41,720 --> 00:01:44,520
It's a... Mastercard.

24
00:01:46,680 --> 00:01:48,400
Let's confirm your card number.

25
00:01:48,560 --> 00:01:52,560
It starts with 516904, right?

26
00:01:54,000 --> 00:01:55,160
Yes, that's correct.

27
00:01:55,320 --> 00:01:58,720
Can you read me the rest
of the numbers, please?

28
00:01:58,880 --> 00:02:01,920
2001

29
00:02:07,960 --> 00:02:10,400
And the expiry date on the card?

30
00:02:15,000 --> 00:02:18,160
And now the three-digit
number from the back?

31
00:02:21,240 --> 00:02:22,639
Great, Mobile-ID.

32
00:02:22,800 --> 00:02:25,360
Alright, thanks. That matches.

33
00:02:25,520 --> 00:02:28,880
To close the card,
I need to verify your identity.

34
00:02:29,040 --> 00:02:31,520
Are you using Mobile-ID?

35
00:02:32,320 --> 00:02:33,840
Let's go!

36
00:02:44,080 --> 00:02:45,480
Yes, PIN2.

37
00:02:46,240 --> 00:02:48,600
And now PIN2, please.

38
00:02:53,880 --> 00:02:55,960
LOAN AMOUNT

39
00:02:56,120 --> 00:02:59,040
PAYDAY LOAN 5.000 EUR APPROVED

40
00:03:02,000 --> 00:03:05,000
NEW MONEY

41
00:03:05,160 --> 00:03:06,440
Thank you, sir.

42
00:03:07,600 --> 00:03:09,120
Alright, back to work!

43
00:03:22,240 --> 00:03:24,800
The suit feels kind of weird.
No one grills in a suit.

44
00:03:24,960 --> 00:03:26,120
Let it be.

45
00:03:26,280 --> 00:03:27,919
Normally it's a hoodie or something.

46
00:03:28,080 --> 00:03:29,120
- You're a businessman.
- I'm not a businessman.

47
00:03:29,280 --> 00:03:32,560
In the picture you are. Look here.
Very good, look again.

48
00:03:32,720 --> 00:03:35,320
The jacket, did you pull it
from your grandpa's closet?

49
00:03:35,480 --> 00:03:37,040
- What?
- Let's take it off.

50
00:03:37,200 --> 00:03:38,760
It's not a businessman's jacket.

51
00:03:38,920 --> 00:03:41,960
Your wife posed better, but okay.

52
00:03:42,120 --> 00:03:44,160
Hey, take the tie off.

53
00:03:44,320 --> 00:03:45,720
And undo the top button.

54
00:03:45,880 --> 00:03:47,840
You've got to have that baker's look.

55
00:03:48,000 --> 00:03:49,320
You baked millions.

56
00:03:49,480 --> 00:03:51,440
Very good. A bit more cheerful.

57
00:03:51,600 --> 00:03:53,360
Now look at the meat.

58
00:03:53,520 --> 00:03:54,960
Nice meat, look.

59
00:03:55,120 --> 00:03:56,680
Turn the meat.

60
00:03:56,840 --> 00:03:59,080
- What?
- Turn the meat!

61
00:03:59,240 --> 00:04:00,320
This grill is funny.

62
00:04:00,480 --> 00:04:02,320
Another rich guy had
one with an LED display.

63
00:04:03,040 --> 00:04:05,840
How has becoming rich
changed you as a person?

64
00:04:06,160 --> 00:04:10,720
I wouldn't say we've really changed much.

65
00:04:10,880 --> 00:04:13,480
Yeah, we're pretty much the same.

66
00:04:13,640 --> 00:04:16,240
I still work at school and...

67
00:04:16,399 --> 00:04:18,640
Liisa, how do the other
teachers at school feel

68
00:04:18,800 --> 00:04:20,800
about their colleague
becoming a millionaire?

69
00:04:20,959 --> 00:04:22,920
Any sense of awe?

70
00:04:23,080 --> 00:04:25,000
Haven't noticed any.

71
00:04:25,160 --> 00:04:26,640
Why would there be?

72
00:04:26,800 --> 00:04:28,880
I'm still the same person.

73
00:04:29,040 --> 00:04:32,920
Looking around in this
beautiful home of yours.

74
00:04:33,080 --> 00:04:35,839
You don't see any excessive luxury.

75
00:04:36,000 --> 00:04:38,080
Where are golden toilet bowls?

76
00:04:38,240 --> 00:04:39,440
Where are the maids?

77
00:04:39,600 --> 00:04:42,000
- You've got 80 million.
- 50.

78
00:04:42,160 --> 00:04:44,120
50 million is a huge amount of money.

79
00:04:44,279 --> 00:04:47,240
Well, most of it's tied up in crypto.

80
00:04:47,400 --> 00:04:50,560
50 million is still a lot.

81
00:04:50,720 --> 00:04:52,080
Look here.

82
00:04:53,480 --> 00:04:54,760
Very good.

83
00:04:54,920 --> 00:04:57,200
How do you plan to spend it?

84
00:04:57,800 --> 00:05:00,760
Well, we don't really plan to spend it.

85
00:05:00,920 --> 00:05:02,360
You're investing?

86
00:05:02,520 --> 00:05:03,760
That's smart.

87
00:05:03,920 --> 00:05:06,080
But readers are curious...

88
00:05:06,240 --> 00:05:08,920
Are there going to be
yachts? Villas in Marbella?

89
00:05:09,080 --> 00:05:13,160
No, nothing like that.

90
00:05:13,320 --> 00:05:16,920
Our dream was to have our very own home.

91
00:05:17,960 --> 00:05:19,520
Is there a little one on the way?

92
00:05:20,960 --> 00:05:23,240
Yeah, or...

93
00:05:24,880 --> 00:05:26,279
I mean...

94
00:05:27,000 --> 00:05:30,120
We've tried.

95
00:05:30,279 --> 00:05:32,720
Well, not really tried but... I mean.

96
00:05:32,880 --> 00:05:34,480
You don't have to include that part.

97
00:05:34,640 --> 00:05:36,400
Yeah, of course.

98
00:05:36,560 --> 00:05:39,320
They've smoothed out all the wrinkles.

99
00:05:39,480 --> 00:05:44,680
Even bags under the eyes
are gone. You look like a doll.

100
00:05:44,839 --> 00:05:46,800
That Ervin really is the best in Estonia.

101
00:05:46,960 --> 00:05:48,880
You are also absolutely gorgeous.

102
00:05:49,040 --> 00:05:51,920
I'm gorgeous even with wrinkles.

103
00:05:52,080 --> 00:05:54,440
Yeah, that's not what I meant.

104
00:05:55,600 --> 00:05:58,880
Still, not sure if this was a good idea.

105
00:05:59,040 --> 00:06:00,800
Like being naked.

106
00:06:00,960 --> 00:06:02,839
We didn't do this for us.

107
00:06:03,000 --> 00:06:04,200
I said "no" at first.

108
00:06:04,360 --> 00:06:05,640
But the journalist said:

109
00:06:05,800 --> 00:06:08,000
It's gonna be an inspiring story.

110
00:06:08,160 --> 00:06:11,360
Your contribution to
youth financial education.

111
00:06:11,520 --> 00:06:14,000
We can be a role model
for smart money habits.

112
00:06:14,160 --> 00:06:15,200
And she also said that:

113
00:06:15,360 --> 00:06:17,560
It's so lame what some outlets do.

114
00:06:17,720 --> 00:06:19,200
I'll send everything to you to review.

115
00:06:19,360 --> 00:06:23,200
If there's anything you'd like to take out
we'll take it out, no question.

116
00:06:23,360 --> 00:06:24,400
And between us.

117
00:06:24,560 --> 00:06:27,680
You're so charming, fresh new faces.

118
00:06:27,839 --> 00:06:29,920
I enjoyed listening to you.

119
00:06:30,080 --> 00:06:31,520
And also between us.

120
00:06:31,680 --> 00:06:35,360
If I enjoy it, the reader will too.

121
00:06:35,520 --> 00:06:37,880
Don't worry, the article
will be here shortly.

122
00:06:38,040 --> 00:06:39,480
We'll review it and make sure it's fine.

123
00:06:46,080 --> 00:06:46,880
This is not okay.

124
00:06:47,040 --> 00:06:49,400
You said you'd send us
the whole article to review.

125
00:06:50,000 --> 00:06:51,640
No one sent us this headline.

126
00:06:51,800 --> 00:06:53,440
Headlines are written by the editor.

127
00:06:53,600 --> 00:06:55,160
I'm really sorry. I'll
have it changed online.

128
00:06:55,320 --> 00:06:57,839
It doesn't matter if you change it online.

129
00:06:58,000 --> 00:07:00,200
That tabloid of yours
is everywhere already.

130
00:07:00,360 --> 00:07:02,240
Liisa, today at school:

131
00:07:03,000 --> 00:07:05,360
Teacher, teacher, I have a question.

132
00:07:05,520 --> 00:07:06,760
Yes, Robert, go ahead.

133
00:07:06,920 --> 00:07:09,640
Will I become a millionaire
too if I buy Bitcoin?

134
00:07:09,800 --> 00:07:11,640
Teacher, teacher, what about me?

135
00:07:11,800 --> 00:07:13,440
Yeah, me too!

136
00:07:16,040 --> 00:07:16,960
Quiet, please!

137
00:07:17,440 --> 00:07:18,720
"Check out that guy's face."

138
00:07:18,880 --> 00:07:20,880
"And the chick's an absolute zero."

139
00:07:21,040 --> 00:07:23,480
"They should edit the photos

140
00:07:23,640 --> 00:07:25,280
so her thighs wouldn't look so fat."

141
00:07:25,440 --> 00:07:27,120
"But the waist looks pretty okay."

142
00:07:27,280 --> 00:07:28,160
Who writes stuff like that?

143
00:07:28,320 --> 00:07:30,960
- Anon165...
- This is not okay.

144
00:07:31,120 --> 00:07:32,640
Chill, it's just some random anonymous

145
00:07:32,800 --> 00:07:34,600
Seriously, my face can be ugly or whatever

146
00:07:34,760 --> 00:07:37,440
but the fact that they allow to post
such crap about you is insane.

147
00:07:37,600 --> 00:07:39,760
Chill. I know who I am.

148
00:07:39,920 --> 00:07:42,400
Where's my phone?
I'm calling the editor-in-chief.

149
00:07:42,560 --> 00:07:44,600
- Where is it?
- Doesn't matter.

150
00:07:44,760 --> 00:07:47,400
- Give it to me!
- No.

151
00:07:47,560 --> 00:07:48,600
You know what?

152
00:07:48,760 --> 00:07:52,080
I was reading a magazine
with beautiful photos.

153
00:07:52,240 --> 00:07:54,080
And I quote.

154
00:07:54,240 --> 00:07:56,600
"Is there a little one on the way?"

155
00:07:56,760 --> 00:08:00,000
And the answer was... "Yes!"

156
00:08:00,160 --> 00:08:02,160
"We've been trying
for a really long time."

157
00:08:02,320 --> 00:08:03,920
Well, not "long time."

158
00:08:04,080 --> 00:08:07,080
Anyway, I was thinking.

159
00:08:07,240 --> 00:08:08,760
Maybe we should try some more?

160
00:08:08,920 --> 00:08:11,640
- How does it work?
- Well, you just try.

161
00:08:11,800 --> 00:08:14,480
- I am trying.
- Try harder. Better!

162
00:08:14,640 --> 00:08:16,120
How can I do it better? I don't know how.

163
00:08:16,280 --> 00:08:18,000
You know what I'm like.

164
00:08:26,000 --> 00:08:26,880
Yeah.

165
00:08:27,040 --> 00:08:28,520
What kind of advice?

166
00:08:28,680 --> 00:08:31,440
We're a start-up and
we make electric bikes.

167
00:08:31,600 --> 00:08:34,799
I read in the magazine
that you like cycling.

168
00:08:34,960 --> 00:08:39,840
We're raising three
million and we thought...

169
00:08:40,000 --> 00:08:42,760
- You want money?
- Yes, in addition to advice.

170
00:08:42,919 --> 00:08:46,679
I don't invest in start-ups.
Actually I don't invest at all.

171
00:08:46,840 --> 00:08:49,400
But thanks for the call.

172
00:09:01,360 --> 00:09:06,120
Your interview in a
magazine was very interesting.

173
00:09:06,280 --> 00:09:09,400
I'd like to invite you to
my financial podcast.

174
00:09:09,559 --> 00:09:11,320
To educate young people about finances.

175
00:09:20,760 --> 00:09:23,640
Mr. Taavi, let me ask you a question:

176
00:09:23,800 --> 00:09:27,120
How would you feel if I told that we are
prepared to offer you a 15% discount

177
00:09:27,280 --> 00:09:31,240
on our standard rate for any private
aircraft purchase above 10 million...

178
00:09:31,400 --> 00:09:33,760
I'm not interested in buying any planes
today so...

179
00:09:33,920 --> 00:09:36,840
Mr. Taavi, I know exactly how you
feel. In fact, I would feel...

180
00:09:39,280 --> 00:09:41,559
Wait, let me get this straight.

181
00:09:41,720 --> 00:09:44,080
When I called your bank
to ask for a home loan

182
00:09:44,240 --> 00:09:45,800
you told me to call again in four years.

183
00:09:45,960 --> 00:09:47,520
And now you're inviting me... where?

184
00:09:47,679 --> 00:09:49,640
To become a VIP private banking client.

185
00:09:49,800 --> 00:09:53,080
Wasn't I on some kind
of blacklist of yours?

186
00:09:53,240 --> 00:09:56,600
No, our colleague made
a mistake back then.

187
00:09:56,760 --> 00:09:58,920
I mean ex-colleague.
He's not with us anymore.

188
00:09:59,080 --> 00:10:03,360
Well, I don't have time
right now. Call back later.

189
00:10:03,520 --> 00:10:05,720
Excellent. When is a good time?

190
00:10:05,880 --> 00:10:07,400
In four years.

191
00:10:33,400 --> 00:10:36,440
What was the point of this
"Rolling in Dough" article?

192
00:10:36,600 --> 00:10:39,440
"Most of the money is
still in crypto because..."

193
00:10:39,600 --> 00:10:41,080
What is this?

194
00:10:41,240 --> 00:10:44,320
I can't help you if
you're sinking both of us.

195
00:10:45,240 --> 00:10:46,760
Sorry, it was an accident.

196
00:10:46,920 --> 00:10:48,720
I'll be more careful from now on.

197
00:10:48,880 --> 00:10:50,320
Did you get the hardware ledger?

198
00:10:50,480 --> 00:10:52,960
Yeah, well... I ordered it on Amazon.

199
00:10:53,120 --> 00:10:56,760
You should've had it
before talking to the press.

200
00:10:56,920 --> 00:10:59,280
And Amazon? I told you
to order from the official site.

201
00:10:59,440 --> 00:11:03,120
If you get it off Amazon,
someone could've messed with it.

202
00:11:07,240 --> 00:11:08,600
Hello?

203
00:11:10,480 --> 00:11:13,120
- Hello?
- Okay, here's the deal.

204
00:11:13,280 --> 00:11:15,920
Forget about micro-banks
and credit unions.

205
00:11:16,080 --> 00:11:17,440
We're out of time.

206
00:11:17,600 --> 00:11:21,240
Swiss take 15%, plus my 5% fee.

207
00:11:21,400 --> 00:11:24,920
With them, most coins
go to fiat in a week.

208
00:11:25,080 --> 00:11:28,360
- Green light?
- Yeah.

209
00:11:28,559 --> 00:11:30,440
Great, I'll get to work.

210
00:11:31,320 --> 00:11:34,160
One more thing.
I said "yes" to a podcast tomorrow.

211
00:11:34,320 --> 00:11:35,280
What should I do?

212
00:11:35,440 --> 00:11:38,440
What can I say? Go on, burn it all.

213
00:11:38,600 --> 00:11:43,800
Whatever you do, don't
share any new info, okay?

214
00:11:43,960 --> 00:11:46,160
Yes, I promise.

215
00:11:59,800 --> 00:12:03,600
Yeah, I'll fill those out
as soon as I get home.

216
00:12:03,760 --> 00:12:06,120
But why can't you send out a patrol?

217
00:12:06,280 --> 00:12:10,040
I saw the guy. Young
male, dressed in black.

218
00:12:17,200 --> 00:12:18,480
Where were you?

219
00:12:18,640 --> 00:12:20,320
- I had my...
- We'll be late.

220
00:12:20,480 --> 00:12:21,920
To where?

221
00:12:22,080 --> 00:12:24,240
Oh, that's today?
I'll take a shower.

222
00:12:24,400 --> 00:12:27,440
Be quick, we've got to buy a gift too.

223
00:12:30,920 --> 00:12:33,040
Alina, great job today.

224
00:12:33,200 --> 00:12:36,840
You know, I was thinking...

225
00:12:37,000 --> 00:12:39,920
Would you like to go celebrate?

226
00:12:40,080 --> 00:12:42,240
Maybe eat out?

227
00:12:42,720 --> 00:12:44,280
Here works too.

228
00:12:44,440 --> 00:12:46,000
- We?
- Yes.

229
00:12:46,720 --> 00:12:50,240
- No, I've got other plans tonight.
- Ah, okay.

230
00:12:50,400 --> 00:12:52,080
How about tomorrow?

231
00:12:52,520 --> 00:12:54,080
I'd like to have my money now.

232
00:13:05,080 --> 00:13:07,520
I brought in a pretty big deal.

233
00:13:07,679 --> 00:13:09,360
Well, I did the heavy lifting.

234
00:13:09,520 --> 00:13:10,800
Look Alina, I have rent to pay.

235
00:13:10,960 --> 00:13:13,720
Everyone's salaries and zero-days.

236
00:13:13,880 --> 00:13:16,760
If you bring in a
millionaire, then we'll talk.

237
00:13:19,360 --> 00:13:22,600
Sorry mom, I couldn't talk. I was at work.

238
00:13:24,000 --> 00:13:26,480
We provide financial services.

239
00:13:27,240 --> 00:13:29,320
Through Einar.

240
00:13:31,120 --> 00:13:33,000
No-no, he's not my boyfriend.

241
00:13:33,160 --> 00:13:35,679
Just a guy. We met at a club.

242
00:13:36,280 --> 00:13:38,120
Yeah, mom, it's just temporary.

243
00:13:38,280 --> 00:13:41,520
I just need to save up so I can go abroad.

244
00:13:43,360 --> 00:13:45,679
I don't know. Maybe America.

245
00:13:47,280 --> 00:13:48,960
Mom, you're getting like 500 euros there.

246
00:13:49,120 --> 00:13:51,280
How do you even get by with that?

247
00:13:52,600 --> 00:13:54,880
I can take care of myself, mom.

248
00:13:56,200 --> 00:13:58,559
Yeah, I know there's a lot of crime.

249
00:13:59,360 --> 00:14:01,000
I'll be careful.

250
00:14:01,720 --> 00:14:06,080
Hello.
One Naked Strawberry vape, please.

251
00:14:22,640 --> 00:14:25,200
And that orange magazine too, please.

252
00:14:32,200 --> 00:14:35,480
- I'll go get it.
- Okay. How much?

253
00:14:36,240 --> 00:14:39,240
I don't know, same as last time... 50?

254
00:14:39,400 --> 00:14:41,040
Sounds good.

255
00:15:21,280 --> 00:15:24,120
Come on up! We've got the whole floor.

256
00:15:25,600 --> 00:15:27,960
Hey, you made it!

257
00:15:31,280 --> 00:15:33,160
Congrats to you too!

258
00:15:33,320 --> 00:15:35,840
- When's the housewarming?
- Soon.

259
00:15:36,000 --> 00:15:37,040
I don't mean your place.

260
00:15:37,200 --> 00:15:39,200
I'm thinking yacht! Caribbean!

261
00:15:39,360 --> 00:15:41,400
No yachts.
Home is enough.

262
00:15:41,560 --> 00:15:44,320
That's what they all say.
"One shot is enough."

263
00:15:44,480 --> 00:15:46,840
Next thing, under the table.

264
00:15:47,000 --> 00:15:49,880
Come on guys, grab a drink!

265
00:15:50,040 --> 00:15:52,120
Ignore that.

266
00:15:52,280 --> 00:15:53,920
Oh, you didn't have to!

267
00:15:54,080 --> 00:15:56,480
Thank you. So exciting!

268
00:15:59,280 --> 00:16:00,560
Weighs less than a Lada

269
00:16:00,720 --> 00:16:02,840
Worth more than knockoff Prada

270
00:16:03,000 --> 00:16:04,360
People do it all for the money

271
00:16:04,520 --> 00:16:05,560
That's the devil

272
00:16:05,720 --> 00:16:07,720
Eyes on blood, not watching the road

273
00:16:07,880 --> 00:16:09,280
Bills raining down...

274
00:16:10,760 --> 00:16:14,320
- Hey!
- Hey!

275
00:16:17,320 --> 00:16:20,200
I noticed you haven't
confirmed the Canaries yet.

276
00:16:20,360 --> 00:16:22,720
Are you coming
or do you have other plans?

277
00:16:22,880 --> 00:16:25,960
- We're coming!
- As usual.

278
00:16:26,120 --> 00:16:29,360
Of course, I just thought that...

279
00:16:29,520 --> 00:16:32,080
You guys are now... rich.

280
00:16:33,880 --> 00:16:38,760
We've just been so busy moving in.

281
00:16:38,920 --> 00:16:41,040
That's next week, right?

282
00:16:41,200 --> 00:16:45,360
It's in the email. Did you check?

283
00:16:45,520 --> 00:16:48,880
We're in... regular rooms.

284
00:16:49,040 --> 00:16:51,640
But I already checked, you can upgrade.

285
00:16:51,800 --> 00:16:55,400
- To a suite or a villa.
- No.

286
00:16:55,560 --> 00:16:59,000
No villa needed. We're good.

287
00:17:01,920 --> 00:17:07,480
And this island... it's
not exactly luxurious.

288
00:17:08,960 --> 00:17:14,640
But with kids, we can't
really do anything... pricier.

289
00:17:16,960 --> 00:17:20,200
I'll go get some bread.

290
00:17:21,680 --> 00:17:25,599
We're coming. No villa needed.
All good.

291
00:17:27,280 --> 00:17:29,160
I'll grab some bread too.

292
00:17:33,119 --> 00:17:35,440
New money...

293
00:17:38,680 --> 00:17:40,040
Well hey!

294
00:17:40,800 --> 00:17:43,440
Come on, you don't recognize me?

295
00:17:44,080 --> 00:17:45,400
Old school buddy.

296
00:17:45,560 --> 00:17:47,160
One thing I don't get, hon.

297
00:17:47,320 --> 00:17:50,000
Why are you still working
when your man's rich?

298
00:17:50,160 --> 00:17:52,200
My man's money is tied up in crypto.

299
00:17:52,359 --> 00:17:55,640
Makes sense. I knew
there had to be a reason.

300
00:17:55,800 --> 00:17:59,440
Mine's a poor civil servant.
I'm on my own. Cheers to that!

301
00:17:59,600 --> 00:18:02,080
I was kidding.

302
00:18:02,240 --> 00:18:04,160
I can't hear anything!

303
00:18:04,320 --> 00:18:06,680
This music is frying my brain.

304
00:18:06,840 --> 00:18:09,920
Five grand.

305
00:18:10,080 --> 00:18:14,840
That's like 0.0% of your 50 million.

306
00:18:16,119 --> 00:18:17,720
And it's a loan.

307
00:18:19,400 --> 00:18:21,680
Wait, sorry, what were you saying?

308
00:18:21,840 --> 00:18:24,840
I was saying I actually like my job.

309
00:18:26,400 --> 00:18:28,800
I get that. Totally.

310
00:18:28,960 --> 00:18:33,440
It's just... teacher salaries are so tiny.

311
00:18:33,600 --> 00:18:35,880
If someone asked me for such a tiny amount

312
00:18:36,040 --> 00:18:37,760
I wouldn't think twice.

313
00:18:38,440 --> 00:18:42,400
I'd never work for 1.000 euros a month.

314
00:18:42,560 --> 00:18:45,920
No way, José.
Thank you, next!

315
00:18:47,560 --> 00:18:49,280
But no, at the ad agency...

316
00:18:49,440 --> 00:18:52,320
Kinda awkward.

317
00:18:52,800 --> 00:18:54,720
Don't you think?

318
00:18:57,040 --> 00:18:58,920
Nice seeing you!

319
00:19:00,440 --> 00:19:02,240
With that 1.000 euros,
you go to a store and

320
00:19:02,400 --> 00:19:03,600
You get nothing.

321
00:19:03,760 --> 00:19:07,119
Bread, white bread, oat milk... Gone!

322
00:19:07,280 --> 00:19:08,600
Yeah, totally.

323
00:19:08,760 --> 00:19:10,440
Can't go to Bali on that.

324
00:19:10,600 --> 00:19:12,000
Put on "Sex is on Fire."

325
00:19:12,160 --> 00:19:14,480
Play something on Spotify.

326
00:19:14,640 --> 00:19:17,000
Let's get the party going.

327
00:19:17,160 --> 00:19:19,400
You can play your funeral music later.

328
00:19:19,560 --> 00:19:21,440
Let's hit the bar. I'll pay.

329
00:19:21,600 --> 00:19:24,160
I'm with the Ministry of Finance.

330
00:19:24,680 --> 00:19:25,880
Look, this card.

331
00:19:26,040 --> 00:19:28,680
It's straight off the state budget.

332
00:19:28,840 --> 00:19:31,920
Deep in the red.
But no limit.

333
00:19:32,080 --> 00:19:35,040
Priit, what are you doing? Stop rambling.

334
00:19:35,200 --> 00:19:37,760
People are doing their
own thing. Let's go home.

335
00:19:37,920 --> 00:19:39,320
You're so drunk.

336
00:19:39,800 --> 00:19:42,440
Thank you, you were the best audience.

337
00:19:46,680 --> 00:19:50,280
Not sure if it's us or everyone else.

338
00:19:50,440 --> 00:19:53,359
"When are you hiring
cooks and maids", huh?

339
00:19:53,960 --> 00:19:55,920
Maybe they just need time.

340
00:19:56,080 --> 00:19:58,240
They'll be back to normal soon.

341
00:20:00,960 --> 00:20:02,800
I just hope we don't change.

342
00:20:07,320 --> 00:20:10,320
Having some staff wouldn't hurt, though.

343
00:20:10,480 --> 00:20:12,359
Two or three or four.

344
00:20:14,400 --> 00:20:16,960
What would you do with them?

345
00:20:17,119 --> 00:20:18,359
What would I do?

346
00:20:18,520 --> 00:20:21,119
I don't know. All sorts of things.

347
00:20:21,280 --> 00:20:24,400
They'd better be ugly then.

348
00:20:24,560 --> 00:20:26,920
But nannies, they have to be ugly too?

349
00:20:27,080 --> 00:20:28,960
Nannies need to be really ugly.

350
00:20:33,920 --> 00:20:36,960
Give him four stars. He
looked at you kinda weird.

351
00:21:24,840 --> 00:21:27,920
You're listening to Banker
Erik's Insider Info Podcast.

352
00:21:28,080 --> 00:21:32,000
Insider info on money, investing,
fishing and ever thing else.

353
00:21:32,160 --> 00:21:34,840
Stuff they don't teach you in school.

354
00:21:35,000 --> 00:21:36,760
Warning. This is a financial podcast.

355
00:21:36,920 --> 00:21:39,119
If you lose your money, that's on you.

356
00:21:39,320 --> 00:21:42,160
Today's guest is a former IT specialist.

357
00:21:42,320 --> 00:21:47,720
One of the few who
actually got rich from crypto.

358
00:21:47,880 --> 00:21:49,359
Welcome, Taavi.

359
00:21:49,520 --> 00:21:51,640
Hi, thanks for having me.

360
00:21:51,800 --> 00:21:57,000
Taavi, you woke up to
50 million euros in Bitcoin.

361
00:21:57,160 --> 00:21:58,560
What did you do?

362
00:21:58,720 --> 00:22:01,600
Actually, I'm not a crypto guy.

363
00:22:01,760 --> 00:22:07,040
My first thought?
How do I turn this into cash?

364
00:22:07,200 --> 00:22:10,680
- And how?
- I went to the bank.

365
00:22:11,240 --> 00:22:13,359
What did they say there?

366
00:22:13,520 --> 00:22:16,480
Well, they were confused.

367
00:22:16,640 --> 00:22:23,200
"So... 50 million in Bitcoin as
"salary" from a wanted crypto guy?"

368
00:22:23,359 --> 00:22:24,680
Unbelievable.

369
00:22:24,840 --> 00:22:27,400
"And you want to run it through
our bank?"

370
00:22:27,560 --> 00:22:29,000
And then?

371
00:22:29,160 --> 00:22:32,320
Well, then I hit Google.

372
00:22:32,480 --> 00:22:36,680
I realized I needed to link
the Bitcoin to an online wallet.

373
00:22:36,840 --> 00:22:39,560
I transferred it all to Metamask.

374
00:22:41,400 --> 00:22:43,600
Did he say Metamask?

375
00:22:43,760 --> 00:22:46,359
...and cash it out in small batches.

376
00:22:47,040 --> 00:22:48,800
Actually, I needed that because...

377
00:22:48,960 --> 00:22:51,400
Metamask has a twelve word key.

378
00:22:52,840 --> 00:22:55,080
- Alina, what are you doing?
- Nothing.

379
00:22:55,560 --> 00:22:58,760
Guys like him Post-It on the monitor.

380
00:22:59,600 --> 00:23:00,840
Alina, come here.

381
00:23:01,000 --> 00:23:03,200
The problem is he's home all day.

382
00:23:03,359 --> 00:23:04,800
No job.

383
00:23:06,560 --> 00:23:07,920
Grilling.

384
00:23:08,080 --> 00:23:10,320
We need to smoke him out.

385
00:23:11,119 --> 00:23:14,680
Did you figure this out
yourself or did someone help?

386
00:23:14,840 --> 00:23:16,520
Yeah, I've got an advisor.

387
00:23:16,680 --> 00:23:19,359
An old college buddy, Carlos.

388
00:23:19,520 --> 00:23:22,400
He's a crypto entrepreneur.

389
00:23:22,560 --> 00:23:27,000
With him, I'm working
to cash out the Bitcoin.

390
00:23:27,160 --> 00:23:28,560
Excuse me.

391
00:23:39,240 --> 00:23:42,480
Yeah, so...

392
00:23:43,480 --> 00:23:45,520
But not in Estonia.

393
00:23:45,680 --> 00:23:47,440
In another country.

394
00:23:47,600 --> 00:23:48,680
Switzerland?

395
00:23:50,920 --> 00:23:53,240
I'd rather not go into details.

396
00:23:53,400 --> 00:23:57,440
When that money hits
your Swiss bank account

397
00:23:57,840 --> 00:24:00,119
where will you invest it?

398
00:24:00,280 --> 00:24:03,960
Well, I'm not in any rush.

399
00:24:04,119 --> 00:24:07,400
I'd rather wait for the right project.

400
00:24:07,560 --> 00:24:09,400
Good principle.

401
00:24:09,560 --> 00:24:14,720
Where are you parking
the money until then?

402
00:24:16,920 --> 00:24:19,080
In a bank account.

403
00:24:19,240 --> 00:24:21,800
Not worried about inflation?

404
00:24:23,080 --> 00:24:26,680
No, not really.

405
00:24:27,400 --> 00:24:31,640
You must have nerves of steel.

406
00:24:31,800 --> 00:24:38,000
Five out of your 50 million
vanishes each year, so to speak.

407
00:24:38,160 --> 00:24:41,520
And you can stay cool about it?

408
00:24:41,720 --> 00:24:45,560
Most people would totally freak out.

409
00:24:46,280 --> 00:24:47,880
Yeah...

410
00:24:48,680 --> 00:24:51,440
Guess I do have nerves of steel.

411
00:24:53,920 --> 00:24:55,560
Thanks, Taavi.

412
00:24:56,240 --> 00:24:57,560
Glad you came.

413
00:24:57,720 --> 00:25:00,160
Now it's time for Banker
Erik's listener game.

414
00:25:00,320 --> 00:25:03,800
Guess the value of
Taavi's portfolio in a year.

415
00:25:03,960 --> 00:25:09,400
Next year we hope to have
you back to hear what happened.

416
00:25:09,560 --> 00:25:14,080
Winner gets a coffee mug
with Banker Erik's face.

417
00:25:16,480 --> 00:25:18,480
Hey, are you some kind of idiot?

418
00:25:18,640 --> 00:25:21,600
Each time you blab about
your crypto adventures

419
00:25:21,760 --> 00:25:24,160
some hacker comes after your wallets.

420
00:25:24,320 --> 00:25:26,920
In Sweden, they tied a guy up
in his own home.

421
00:25:27,080 --> 00:25:30,320
I don't wanna talk about it.
Here's the deal.

422
00:25:30,480 --> 00:25:32,359
The Swiss are willing to take 25 million.

423
00:25:32,520 --> 00:25:34,840
After fees, 20 million
goes to your Swiss account.

424
00:25:35,000 --> 00:25:37,119
And the other 5 million?
Where's that going?

425
00:25:37,280 --> 00:25:40,680
Fees. Middleman's cut, bankers' cut, mine.

426
00:25:40,840 --> 00:25:44,560
Okay. And what happens to the other 25?

427
00:25:44,720 --> 00:25:46,520
- It's 50 total.
- Stays in crypto.

428
00:25:46,680 --> 00:25:49,760
They've got limits. Earliest next year.

429
00:25:49,920 --> 00:25:51,560
Got it.

430
00:25:51,720 --> 00:25:53,440
And that 20 in the Swiss account.

431
00:25:53,600 --> 00:25:56,119
Can I use it right away,
or are there limits too?

432
00:25:56,280 --> 00:25:58,520
Of course you can.
It's Switzerland, not a daycare.

433
00:25:58,680 --> 00:26:00,240
You got your hardware ledger set up?

434
00:26:00,400 --> 00:26:02,119
No, it hasn't arrived yet.

435
00:26:03,720 --> 00:26:05,760
Then what are we even talking about?

436
00:26:11,160 --> 00:26:14,520
Stock prices are so high.
Should've bought six months ago.

437
00:26:14,680 --> 00:26:17,320
Nowhere to invest now.

438
00:26:17,480 --> 00:26:21,320
Today, well, probably
because of that article.

439
00:26:21,480 --> 00:26:23,520
A former teacher from our school.

440
00:26:23,680 --> 00:26:25,760
She's starting this new kind of school.

441
00:26:25,920 --> 00:26:28,800
No ordinary subjects,
all project-based learning.

442
00:26:28,960 --> 00:26:32,480
They're looking for donations
to get it off the ground.

443
00:26:33,720 --> 00:26:35,640
And I was thinking.

444
00:26:35,800 --> 00:26:37,760
Maybe we could donate too?

445
00:26:38,560 --> 00:26:39,840
What do you think?

446
00:26:43,600 --> 00:26:44,840
Was it a "yes"?

447
00:26:45,640 --> 00:26:47,480
Huh? No.

448
00:26:49,840 --> 00:26:52,520
Things like that need
careful consideration.

449
00:26:52,680 --> 00:26:54,800
What do you mean? It's been thought out.

450
00:26:54,960 --> 00:26:57,000
There are many such schools in the world.

451
00:26:57,160 --> 00:26:59,960
We must first figure out
where to invest our money

452
00:27:00,119 --> 00:27:01,280
so that inflation doesn't eat it up.

453
00:27:01,440 --> 00:27:03,320
Then we can start giving to others.

454
00:27:06,359 --> 00:27:07,920
Okay.

455
00:27:08,760 --> 00:27:12,840
What about the Canaries?
Shall we confirm it?

456
00:27:13,000 --> 00:27:14,600
What shall I tell Maarja?

457
00:27:15,240 --> 00:27:16,520
What do you think?

458
00:27:20,400 --> 00:27:23,880
Okay. I'll confirm it.

459
00:27:25,880 --> 00:27:27,920
Please start the grill.

460
00:27:28,440 --> 00:27:30,760
Maybe we do it on the pan today?

461
00:27:32,480 --> 00:27:34,080
I want it grilled.

462
00:27:37,280 --> 00:27:38,880
- Okay, I'll go myself.
- No, I...

463
00:27:56,840 --> 00:27:59,000
Where is it? The grill?

464
00:27:59,520 --> 00:28:01,320
I don't get it. It's just an old grill.

465
00:28:01,480 --> 00:28:03,160
Who would steal something like that?

466
00:28:03,320 --> 00:28:05,640
- Call the police.
- Yeah, the police.

467
00:28:05,800 --> 00:28:09,160
Four months later we'll get
a letter saying "not found."

468
00:28:09,760 --> 00:28:11,040
We'll buy a new one.

469
00:28:12,080 --> 00:28:13,640
A new bike too.

470
00:28:13,800 --> 00:28:15,680
We should go to the bike shop together.

471
00:28:15,840 --> 00:28:17,359
We'll get you one too.

472
00:28:17,520 --> 00:28:18,640
Matching ones.

473
00:28:18,800 --> 00:28:20,520
Take them on the trip too.

474
00:28:21,720 --> 00:28:23,720
You know what I was thinking?

475
00:28:24,280 --> 00:28:26,720
Let's not go to the Canaries this time.

476
00:28:27,520 --> 00:28:29,920
Let's go somewhere completely different.

477
00:28:30,080 --> 00:28:32,240
Just the two of us.

478
00:28:33,240 --> 00:28:34,560
Maarja and Priit, they are very nice.

479
00:28:34,720 --> 00:28:36,760
- Just there at the party, it was like...
- Yeah!

480
00:28:36,920 --> 00:28:37,920
- Right?
- Totally.

481
00:28:38,080 --> 00:28:40,120
- Awkward, huh?
- Yeah.

482
00:28:40,280 --> 00:28:43,000
And they're otherwise super nice.

483
00:28:44,160 --> 00:28:45,960
I don't want it like this.

484
00:28:46,120 --> 00:28:48,280
What do we tell them
so they're not offended?

485
00:28:49,520 --> 00:28:51,480
Let's tell it like it is.

486
00:28:51,640 --> 00:28:53,440
We need to be alone.

487
00:28:53,840 --> 00:28:55,120
Yeah.

488
00:28:57,440 --> 00:28:58,880
Where do we go, then?

489
00:29:01,000 --> 00:29:02,280
Well.

490
00:29:03,560 --> 00:29:05,840
I saw it in a movie.
And you can't laugh.

491
00:29:06,000 --> 00:29:07,360
Okay, throw it!

492
00:29:11,480 --> 00:29:12,680
Greece!

493
00:29:14,280 --> 00:29:16,560
Greece is kind of like
the Canaries or Turkey.

494
00:29:16,720 --> 00:29:18,080
School holidays too, packed with people.

495
00:29:18,240 --> 00:29:20,400
You're right.
Try again then.

496
00:29:23,800 --> 00:29:27,120
- Nauru!
- What?

497
00:29:27,280 --> 00:29:29,080
- Nauru!
- What's that?

498
00:29:29,240 --> 00:29:30,680
It's a really tiny island.

499
00:29:31,480 --> 00:29:34,480
Third smallest island in the world.

500
00:29:34,640 --> 00:29:36,560
You can't even fit a bicycle in there
then.

501
00:29:36,720 --> 00:29:38,480
You can do a little lap around it though.

502
00:29:38,640 --> 00:29:39,680
No, let's go again.

503
00:29:39,840 --> 00:29:42,720
- Ten tries or what?
- Let's make it the last one.

504
00:29:42,880 --> 00:29:46,240
- Okay.
- Whatever comes, comes.

505
00:29:47,480 --> 00:29:49,280
But what if it's Latvia?

506
00:29:50,200 --> 00:29:51,600
Or Poland?

507
00:29:51,760 --> 00:29:52,960
Then we'll throw again.

508
00:29:53,120 --> 00:29:54,320
What if it's Lithuania?

509
00:29:54,480 --> 00:29:57,000
Don't worry, I won't throw Lithuania.

510
00:30:01,240 --> 00:30:02,320
So, what is it?

511
00:30:03,080 --> 00:30:05,240
It's probably a bit
pricier than the Canaries.

512
00:30:06,600 --> 00:30:08,800
Shall we go?

513
00:30:10,320 --> 00:30:11,960
- Shall we?
- Let's go!

514
00:30:12,440 --> 00:30:13,880
Let's go.

515
00:30:14,040 --> 00:30:16,880
- Let's go!
- Yes, Let's go! Come down.

516
00:30:26,360 --> 00:30:28,520
Five starts hotel.

517
00:30:29,120 --> 00:30:31,120
Amazing view.

518
00:30:32,920 --> 00:30:34,800
Please, come in.

519
00:30:45,160 --> 00:30:48,120
Thank you for choosing our hotel.

520
00:30:49,880 --> 00:30:52,360
For the next 50 years.

521
00:30:55,680 --> 00:30:57,080
What happened?

522
00:30:57,640 --> 00:30:59,040
Nothing.

523
00:30:59,680 --> 00:31:01,880
Did you see a ghost?

524
00:31:02,040 --> 00:31:06,160
No, not a ghost.
It was basically...

525
00:31:10,240 --> 00:31:12,160
Inflation.

526
00:32:16,800 --> 00:32:19,320
VERY COOL PODCAST

527
00:32:33,840 --> 00:32:35,360
Shit.

528
00:32:35,840 --> 00:32:38,280
We have these damn bird stickers.

529
00:32:54,480 --> 00:32:57,280
"We are so sorry. Kids thought
they were being funny.

530
00:32:57,440 --> 00:33:00,120
Dragged your grill down to the beach.

531
00:33:00,400 --> 00:33:02,360
A really dumb joke, honestly.

532
00:33:02,520 --> 00:33:03,800
We sincerely apologize for the trouble.

533
00:33:03,960 --> 00:33:08,080
Here are some theater
tickets as compensation. Neighbors."

534
00:33:08,240 --> 00:33:09,560
Which neighbors?

535
00:33:09,720 --> 00:33:11,120
It goes on.

536
00:33:11,560 --> 00:33:13,880
"Since the kids are sorry
and won't do it again

537
00:33:14,040 --> 00:33:16,240
we'll stay anonymous for the kids' sake."

538
00:33:17,480 --> 00:33:18,800
Oh my gosh!

539
00:33:19,160 --> 00:33:20,920
I've been dying to see this.

540
00:33:21,080 --> 00:33:23,160
You can never get tickets to it.

541
00:33:28,040 --> 00:33:31,720
Imagine, you've got 50 million
euros and inflation is at 10%.

542
00:33:31,880 --> 00:33:34,600
That means you lose
over 500 euros every hour.

543
00:33:34,760 --> 00:33:38,600
5 million a year just vanishes.
Crazy, right?

544
00:33:41,000 --> 00:33:43,720
Why isn't there a school subject
about money?

545
00:33:43,880 --> 00:33:46,280
There are all these
financial freedom groups.

546
00:33:46,440 --> 00:33:50,440
They teach stuff like "save 100
euros a month, be happy in 20 years."

547
00:33:50,600 --> 00:33:51,880
We've got the opposite problem.

548
00:33:52,040 --> 00:33:54,280
No one teaches how to cope with that.

549
00:33:56,080 --> 00:33:57,800
Guess there's no demand.

550
00:33:58,040 --> 00:34:00,920
Maybe money isn't the
most important thing in life.

551
00:34:01,320 --> 00:34:03,640
But chemistry and physics
are? Those need to be taught?

552
00:34:03,800 --> 00:34:05,480
Well, if there's no chemistry

553
00:34:05,640 --> 00:34:07,280
why be together at all?

554
00:34:09,840 --> 00:34:12,280
Ah, okay.

555
00:34:13,719 --> 00:34:18,120
Why don't we give some of that "vanishing"
money to the Creativity Workshop?

556
00:34:18,800 --> 00:34:19,960
To what?

557
00:34:20,520 --> 00:34:22,520
The school I was telling you about.

558
00:34:22,679 --> 00:34:24,199
Yeah, good idea.

559
00:34:24,360 --> 00:34:25,840
Maybe we should set up a fund then?

560
00:34:26,000 --> 00:34:27,520
With clear principles.

561
00:34:27,679 --> 00:34:31,320
The Liisa and Taavi Charity
Fund. Sounds good, right?

562
00:34:33,000 --> 00:34:36,760
Let's do our trip, find a place to
invest, and then set up the fund?

563
00:34:37,840 --> 00:34:39,280
Did you buy the tickets?

564
00:34:39,800 --> 00:34:40,880
No.

565
00:34:41,040 --> 00:34:42,760
Felt too expensive.

566
00:34:42,920 --> 00:34:46,040
But with inflation, what
difference does it make?

567
00:34:46,679 --> 00:34:49,159
Five hundred every two hours.

568
00:34:59,680 --> 00:35:01,760
BUSINESS CLASS

569
00:35:04,840 --> 00:35:06,560
BUY

570
00:35:31,040 --> 00:35:33,760
Listen, Mr. Taavi, I'm sure you're asking
yourself what makes your private plane...

571
00:35:33,920 --> 00:35:35,920
- I'm not interested, thank you!
- ...so different from others.

572
00:35:36,080 --> 00:35:38,280
Well, Mr. Taavi, let me answer that
question for you.

573
00:35:38,440 --> 00:35:40,080
I said I'm not interested.

574
00:35:40,239 --> 00:35:42,400
- Thank you. Bye.
- The reason we are so damn successful

575
00:35:42,560 --> 00:35:45,280
is that many of our customers
enthusiastically tell me that

576
00:35:45,440 --> 00:35:49,239
purchasing a private jet is an investment
that pays off...

577
00:35:49,400 --> 00:35:53,800
- Hey Siri, end the call.
- Sorry, I did not get that.

578
00:35:53,960 --> 00:35:57,239
Hey Siri I said end the call!

579
00:35:58,120 --> 00:35:59,160
Mr. Taavi, the reason...

580
00:36:11,200 --> 00:36:12,480
Yes, hello.

581
00:36:12,640 --> 00:36:14,560
I wanted to see if you got our deck

582
00:36:14,719 --> 00:36:16,280
with the bike factory building plans?

583
00:36:16,440 --> 00:36:18,160
No, I don't know. I haven't looked.

584
00:36:18,320 --> 00:36:23,200
Listen, I said I don't invest in
start ups. I invest in...

585
00:36:23,360 --> 00:36:25,320
Actually we're not
really a start-up anymore.

586
00:36:25,480 --> 00:36:28,520
And our round will be oversubscribed.

587
00:36:28,680 --> 00:36:31,760
It's your loss if you don't get in.

588
00:36:31,920 --> 00:36:34,080
Well... bye.

589
00:36:34,239 --> 00:36:38,200
Wait, I wanted to say I don't invest
without a meeting.

590
00:36:38,360 --> 00:36:41,640
- Ah, nice.
- You said electric bikes, right?

591
00:36:41,800 --> 00:36:45,680
Maybe we can meet and take it from there.

592
00:36:45,840 --> 00:36:49,400
I'll send a follow-up email
and let's get it on the calendar.

593
00:36:52,280 --> 00:36:55,560
The factory costs 5.5 and we
already have 2.5 committed.

594
00:36:55,719 --> 00:36:58,560
There's just one small
3 million ticket left.

595
00:36:58,719 --> 00:37:02,320
We want to bring in someone
with domain experience.

596
00:37:02,480 --> 00:37:03,880
You know, someone like you.

597
00:37:04,040 --> 00:37:07,320
We value your... cycling
experience and IT background.

598
00:37:07,480 --> 00:37:10,239
- You've worked in IT, right?
- Yeah, but...

599
00:37:10,400 --> 00:37:12,920
Then you know how
technology business works.

600
00:37:13,840 --> 00:37:15,280
It all sounds really exciting.

601
00:37:15,440 --> 00:37:17,680
I'd like to invest, or at least
consider it.

602
00:37:17,840 --> 00:37:20,280
But I'm about to go on a trip.

603
00:37:20,440 --> 00:37:22,880
I'd rather look at it after I get back.

604
00:37:23,040 --> 00:37:25,000
Then you might miss out.

605
00:37:25,160 --> 00:37:27,239
I mean... can I speak informally?

606
00:37:27,400 --> 00:37:28,440
Of course.

607
00:37:28,600 --> 00:37:31,600
Look, in the back corner, in yellow.

608
00:37:31,760 --> 00:37:34,400
- That's a VC.
- Who?

609
00:37:34,560 --> 00:37:37,160
Venture Capitalist. Investor.

610
00:37:39,080 --> 00:37:42,520
He's got a 50-million fund that
invests in deep tech start ups.

611
00:37:42,680 --> 00:37:44,120
He could take the whole round.

612
00:37:44,280 --> 00:37:47,120
But he doesn't have your domain expertise.

613
00:37:47,280 --> 00:37:49,760
Behind you, in pink. Just glance.

614
00:37:49,960 --> 00:37:53,200
Another VC. He's got a 300-million fund.

615
00:37:53,360 --> 00:37:55,920
I don't even need to leave
this café to fill the round.

616
00:37:56,440 --> 00:37:59,239
I'm afraid by the time
you're back the train is gone.

617
00:37:59,400 --> 00:38:00,960
Or more like, the rocket...

618
00:38:01,800 --> 00:38:03,760
Yeah, I get it.

619
00:38:03,920 --> 00:38:05,239
Look, how about this.

620
00:38:05,400 --> 00:38:09,680
You'll send me all the paperwork
by email.

621
00:38:09,840 --> 00:38:13,800
But I just can't make that
kind of decision before my trip.

622
00:38:13,960 --> 00:38:15,920
That electric bike start-up.

623
00:38:16,080 --> 00:38:19,480
I had my brother look over
it and he said it's a bit off.

624
00:38:19,640 --> 00:38:22,480
So I told them "no" for now.

625
00:38:22,640 --> 00:38:24,719
But I'm thinking maybe I should invest.

626
00:38:24,880 --> 00:38:26,840
Because your brother didn't recommend it?

627
00:38:27,000 --> 00:38:29,680
Yeah... Hey, what about these two?

628
00:38:29,840 --> 00:38:32,960
Identical. It's got a GPS module too.

629
00:38:33,120 --> 00:38:36,320
We can track it if someone
tries to steal it again.

630
00:38:38,320 --> 00:38:40,239
That's my two months salary.

631
00:38:40,800 --> 00:38:43,040
Life's too short to ride a shitty bike.

632
00:38:44,000 --> 00:38:48,000
This selfish man, this greedy,
grasping man.

633
00:38:48,160 --> 00:38:50,760
This brute, this scoundrel.

634
00:38:50,920 --> 00:38:52,800
How long is it?

635
00:38:52,960 --> 00:38:54,360
How long will it last?

636
00:38:54,520 --> 00:38:55,600
Four hours.

637
00:38:55,760 --> 00:38:57,280
Four more hours?

638
00:38:57,440 --> 00:38:59,719
Lowest of the low, beneath contempt.

639
00:38:59,880 --> 00:39:01,320
He just has to die.

640
00:39:05,000 --> 00:39:06,680
Look, it's over there.

641
00:39:11,960 --> 00:39:14,480
Okay, so... I try again.

642
00:39:16,200 --> 00:39:18,840
This can't be happening. Wait, Alina.

643
00:39:20,760 --> 00:39:23,440
Damn it, Erik, you charged
me 100 bucks for this thing.

644
00:39:23,600 --> 00:39:24,560
For a plastic card?

645
00:39:24,719 --> 00:39:27,400
Should've known better
and not to buy it from you.

646
00:39:27,560 --> 00:39:29,320
This thing doesn't even work.

647
00:39:29,480 --> 00:39:31,160
Why would you sell me this crap?

648
00:39:31,320 --> 00:39:32,480
Alina!

649
00:39:33,680 --> 00:39:35,400
I'm gonna smash it in.

650
00:39:37,280 --> 00:39:40,480
Damn it.
Bulletproof glass.

651
00:39:45,600 --> 00:39:46,719
Alina!

652
00:39:46,880 --> 00:39:50,800
Damn.

653
00:39:53,920 --> 00:39:55,440
Einar.

654
00:40:02,320 --> 00:40:04,040
Alina, check the other rooms.

655
00:40:05,080 --> 00:40:06,239
Go, go, go!

656
00:40:06,400 --> 00:40:09,400
Chill, it's a four-hour play.

657
00:40:16,280 --> 00:40:17,239
Let's get out of here.

658
00:40:17,400 --> 00:40:19,719
But it couldn't be. He's still in prison.

659
00:40:19,880 --> 00:40:21,600
Let's go see a movie instead.

660
00:40:23,880 --> 00:40:26,719
I believe he's in prison.
He has to be in prison.

661
00:40:26,880 --> 00:40:29,000
No way he got out.

662
00:40:30,320 --> 00:40:32,880
I hadn't been in contact
with him for ten years.

663
00:40:33,160 --> 00:40:34,320
I need to take this.

664
00:40:36,719 --> 00:40:37,880
Yeah?

665
00:40:38,640 --> 00:40:40,120
Hold on.

666
00:40:41,640 --> 00:40:43,040
I'm at the theater.

667
00:40:44,040 --> 00:40:45,360
I'll step into the hallway.

668
00:40:47,320 --> 00:40:48,480
Sorry.

669
00:40:51,560 --> 00:40:53,200
- I can talk now.
- Congrats!

670
00:40:53,360 --> 00:40:54,600
Thanks... for what?

671
00:40:54,760 --> 00:40:56,400
For not giving any dumb
interviews for three days?

672
00:40:56,560 --> 00:40:58,239
The Swiss bank account is set up.

673
00:40:58,400 --> 00:40:59,760
I sent you the transfer instructions.

674
00:40:59,920 --> 00:41:01,640
Online bank passwords,
I'll send in three parts.

675
00:41:01,800 --> 00:41:04,400
First by SMS, second on
Messenger, third by email.

676
00:41:04,560 --> 00:41:07,120
Memorize the passwords,
delete the messages.

677
00:41:07,280 --> 00:41:10,520
- Got it?
- Yeah. Got it.

678
00:41:11,200 --> 00:41:12,280
Thanks for everything.

679
00:41:12,440 --> 00:41:13,800
What about the hardware ledger?

680
00:41:13,960 --> 00:41:15,680
It arrived. This morning.

681
00:41:15,840 --> 00:41:18,640
I set it up right away as you instructed.

682
00:41:38,880 --> 00:41:40,840
Honey, come on.
We'll be late for the theater.

683
00:41:41,000 --> 00:41:42,440
Yeah, coming.

684
00:41:44,200 --> 00:41:46,840
That's perfect.
Keep it close to you at all times.

685
00:41:47,000 --> 00:41:49,640
Then no one can access
your coins remotely.

686
00:41:49,800 --> 00:41:50,800
Yes.

687
00:41:50,960 --> 00:41:53,719
- And memorize your PINs, okay?
- Yeah.

688
00:43:23,480 --> 00:43:24,560
Did you find it?

689
00:43:36,080 --> 00:43:37,840
The Metamask 12 words.

690
00:43:42,480 --> 00:43:43,680
Alina, let's go.

691
00:43:44,760 --> 00:43:46,480
Let's clean up too.

692
00:44:02,200 --> 00:44:03,880
Alina!

693
00:44:09,040 --> 00:44:11,800
Money in a jar, fermenting like Kimchi

694
00:44:11,960 --> 00:44:15,440
Waiting for its moment,
for that Nigerian prince, see

695
00:44:15,600 --> 00:44:17,440
His rich uncle gone,
left a fortune behind

696
00:44:17,600 --> 00:44:20,239
Hold up, hear me
out, don't drop the line

697
00:44:20,400 --> 00:44:23,640
This time for Africa,
this ain't Kunda, boy

698
00:44:23,800 --> 00:44:26,600
It's royal flush, Prince Zamunda, boy

699
00:44:26,760 --> 00:44:29,440
Pure vibranium, this is Wakanda, boy

700
00:44:29,640 --> 00:44:31,600
Incorrect credentials.

701
00:44:32,160 --> 00:44:35,040
Hundred mil stashed, you'll net thirty

702
00:44:35,200 --> 00:44:37,560
Mr. Worldwide, Mr. Dividend

703
00:44:37,719 --> 00:44:40,480
Habibi, my brother, my kin

704
00:44:40,680 --> 00:44:43,239
Why do you think it was in the trash?

705
00:44:43,400 --> 00:44:45,400
I don't know. Why?

706
00:44:47,760 --> 00:44:53,160
No more hurry, no more worry

707
00:45:05,320 --> 00:45:07,440
- I've got...
- You've got what?

708
00:45:09,200 --> 00:45:12,040
I have an idea and I want half the money.

709
00:45:13,719 --> 00:45:15,960
Half is way too much.

710
00:45:16,480 --> 00:45:18,600
You're working for my company.

711
00:45:18,760 --> 00:45:20,320
I'm the one taking all the risk.

712
00:45:20,480 --> 00:45:24,120
If you want, we can talk about a raise.

713
00:45:24,280 --> 00:45:25,960
A Chanel bag or whatever.

714
00:45:26,440 --> 00:45:28,160
Half is too much.

715
00:45:28,880 --> 00:45:30,200
What's the idea?

716
00:45:32,280 --> 00:45:33,680
Alina, what idea?

717
00:45:33,840 --> 00:45:35,080
I'll seduce him.

718
00:45:35,680 --> 00:45:37,040
How is that...

719
00:45:37,719 --> 00:45:39,719
I thought there's something between us.

720
00:45:42,000 --> 00:45:45,760
Alina, seducing is not a good plan.

721
00:45:45,920 --> 00:45:47,680
We need to break into his place again.

722
00:45:47,840 --> 00:45:51,000
We need to find out
if he transferred it...

723
00:45:51,160 --> 00:45:52,160
Swiss bank.

724
00:45:52,320 --> 00:45:54,680
He mentioned a Swiss bank on the podcast.

725
00:45:54,840 --> 00:45:56,560
Okay, then we need to find out which one

726
00:45:56,719 --> 00:45:59,160
of those damn 500 Swiss
banks he transferred it.

727
00:45:59,320 --> 00:46:01,080
- Einar.
- Yeah?

728
00:46:05,680 --> 00:46:06,800
Let's go to your place.

729
00:46:45,520 --> 00:46:48,160
20 million is in the Swiss account now.

730
00:46:48,320 --> 00:46:50,560
We can start investing it right away.

731
00:46:50,719 --> 00:46:54,000
25 is still stuck in crypto.

732
00:46:54,160 --> 00:46:58,640
But no one can touch it without
the hardware ledger and the PIN.

733
00:46:58,800 --> 00:47:01,800
And that ledger is in my pants pocket.

734
00:47:03,440 --> 00:47:04,880
You asleep?

735
00:47:05,800 --> 00:47:08,520
That was really good. What about you?

736
00:47:09,400 --> 00:47:11,280
We make a pretty good team, huh?

737
00:47:11,680 --> 00:47:13,200
What do you think?

738
00:47:13,800 --> 00:47:17,080
I was thinking in the car.

739
00:47:17,239 --> 00:47:20,880
With the salary, just... ask for more.

740
00:47:21,040 --> 00:47:24,560
It's not even an issue.
That came out wrong.

741
00:47:24,719 --> 00:47:28,080
You've gotta know how
to ask for your salary.

742
00:47:28,239 --> 00:47:29,880
About this apartment. I was thinking.

743
00:47:30,040 --> 00:47:32,600
There's a lot of space here,
several rooms.

744
00:47:32,760 --> 00:47:35,560
Some of them are free.
I can help you move in.

745
00:47:35,719 --> 00:47:38,840
My parents used to live here.
Actually, my dad died in here.

746
00:47:39,000 --> 00:47:40,960
Well, that's not important.

747
00:47:41,120 --> 00:47:43,000
The car we drove.

748
00:47:43,160 --> 00:47:46,920
It's my uncle's car.
I borrowed it two days ago.

749
00:47:47,080 --> 00:47:50,520
Haven't returned it yet, even though
I was supposed to yesterday.

750
00:47:50,680 --> 00:47:52,360
Just popped into my head.

751
00:48:26,560 --> 00:48:29,600
I walk alone in the rain

752
00:48:29,760 --> 00:48:34,120
A veil of mist surrounds me

753
00:48:34,280 --> 00:48:36,960
Seeps from the water

754
00:48:37,120 --> 00:48:41,640
My chest feels light

755
00:48:41,800 --> 00:48:44,440
Laughter shimmers ahead

756
00:48:44,600 --> 00:48:48,320
And seeks you

757
00:48:49,160 --> 00:48:51,480
Laughter shimmers ahead

758
00:48:51,640 --> 00:48:55,520
And seeks you

759
00:49:03,960 --> 00:49:08,600
It's easier this way for me

760
00:49:08,760 --> 00:49:11,280
No pain gnaws at me

761
00:49:11,440 --> 00:49:15,840
I do not long for your heart

762
00:49:16,000 --> 00:49:20,880
So small it seems to me

763
00:49:41,320 --> 00:49:43,440
Come on! Taxi is here.

764
00:49:43,600 --> 00:49:45,600
Just a sec. Forgot the charger.

765
00:49:45,760 --> 00:49:47,520
Oh, and glasses too.

766
00:49:49,520 --> 00:49:53,160
Honey, do they have
different outlets there?

767
00:49:53,320 --> 00:49:55,320
Do we need an adapter?

768
00:50:11,800 --> 00:50:14,760
Where are you? Meter is running.

769
00:50:15,960 --> 00:50:18,200
I'll go put the stuff in the car.

770
00:50:40,920 --> 00:50:42,280
What's wrong?

771
00:51:06,880 --> 00:51:08,280
Next, please.

772
00:51:11,760 --> 00:51:15,080
These bikes are non-standard.
They go on the conveyor belt.

773
00:51:15,239 --> 00:51:19,360
For the bikes, it'll be
an extra 200 euros.

774
00:51:19,520 --> 00:51:22,560
- Wait, even in business class?
- Unfortunately, yes.

775
00:51:22,719 --> 00:51:29,640
Okay, I figured with tickets at
3625, maybe bikes were included.

776
00:51:32,480 --> 00:51:34,080
Do they have a battery?

777
00:51:34,239 --> 00:51:36,360
No, just a GPS security module.

778
00:51:36,520 --> 00:51:39,120
And how does this GPS
security module work?

779
00:51:39,280 --> 00:51:41,160
What do you mean, how?

780
00:51:41,320 --> 00:51:43,520
How is it powered?

781
00:51:43,680 --> 00:51:45,480
Some kind of power bank I guess.

782
00:51:45,640 --> 00:51:47,080
So it does have a battery?

783
00:51:47,239 --> 00:51:49,280
Yeah, maybe a small one.

784
00:51:49,440 --> 00:51:53,560
You need to switch it off
before checking in the bike.

785
00:51:53,719 --> 00:51:57,440
What? You can't switch off
a GPS security module.

786
00:51:57,600 --> 00:52:00,520
In that case, you'll need
to remove the battery.

787
00:52:00,680 --> 00:52:01,800
Put it in your hand luggage.

788
00:52:01,960 --> 00:52:04,320
I'm telling you, it can't be removed,
it's a GPS security module.

789
00:52:04,480 --> 00:52:06,280
I don't know about other airlines.

790
00:52:06,440 --> 00:52:10,000
Our airline's policy
doesn't allow this bike to fly.

791
00:52:12,880 --> 00:52:14,960
There's a bike parking area outside.

792
00:52:55,360 --> 00:52:56,800
Tip, sir.

793
00:53:34,640 --> 00:53:37,040
Looks like everyone
here has their own yacht.

794
00:53:39,280 --> 00:53:41,120
Seems pointless to own one.

795
00:53:41,280 --> 00:53:42,840
You won't even use it that much.

796
00:53:45,239 --> 00:53:46,920
Not very practical.

797
00:53:47,440 --> 00:53:49,000
Do you love me?

798
00:53:50,800 --> 00:53:52,320
Yeah.

799
00:53:53,640 --> 00:53:55,160
Why?

800
00:53:57,560 --> 00:54:00,080
You want to talk about this now?

801
00:54:00,239 --> 00:54:01,719
Yes.

802
00:54:11,800 --> 00:54:13,320
You're...

803
00:54:14,280 --> 00:54:15,800
Smart and...

804
00:54:16,239 --> 00:54:17,760
Uh... beautiful.

805
00:54:20,040 --> 00:54:21,560
You're sexy.

806
00:54:23,480 --> 00:54:25,000
You're...

807
00:54:25,800 --> 00:54:27,320
Perfect.

808
00:54:29,160 --> 00:54:30,480
Thank you.

809
00:54:33,160 --> 00:54:36,120
Well, why do you like me?

810
00:54:38,000 --> 00:54:40,000
Mostly for the money.

811
00:54:40,160 --> 00:54:42,360
Ha ha ha. No, seriously?

812
00:54:44,080 --> 00:54:46,280
A few other things, but mainly the money.

813
00:54:46,440 --> 00:54:48,160
Am I hearing Estonian?

814
00:54:48,880 --> 00:54:50,920
Hi, I'm Cristel.

815
00:54:51,080 --> 00:54:53,560
- Hi, Taavi, Liisa.
- Nice to meet you.

816
00:54:53,719 --> 00:54:55,440
Oh my gosh, can I give you a hug?

817
00:54:55,600 --> 00:54:59,560
I'm so happy to see Estonians here.

818
00:55:00,120 --> 00:55:01,640
What a surprise.

819
00:55:04,800 --> 00:55:07,040
I feel like I've seen you somewhere?

820
00:55:11,600 --> 00:55:13,880
Yeah, possible.

821
00:55:14,040 --> 00:55:17,800
So what brings you to Miami?

822
00:55:18,880 --> 00:55:22,840
Just on vacation. With my boyfriend.

823
00:55:25,440 --> 00:55:27,960
Well, nice meeting you.

824
00:55:28,160 --> 00:55:29,920
Enjoy your trip.

825
00:55:32,760 --> 00:55:35,320
- Do you know her?
- Nope.

826
00:55:35,480 --> 00:55:38,880
- Well, she knows you.
- Estonia's small.

827
00:55:39,040 --> 00:55:44,120
Maybe she saw that
article in that magazine.

828
00:55:44,280 --> 00:55:47,080
Hey, looks like you can rent bikes there.

829
00:55:47,239 --> 00:55:48,600
Let's go check it out.

830
00:55:59,280 --> 00:56:02,800
Honestly, they look pretty unmaintained.

831
00:56:02,960 --> 00:56:04,960
So what, let's get one.

832
00:56:05,120 --> 00:56:06,640
Seriously?

833
00:56:09,880 --> 00:56:12,600
Can't, you need to download some app.

834
00:56:12,760 --> 00:56:14,719
Let's download it then.

835
00:56:15,320 --> 00:56:17,920
No, I didn't purchase data roaming.

836
00:56:18,080 --> 00:56:20,200
There's WiFi at the Airbnb anyway.

837
00:56:20,360 --> 00:56:23,280
I'll check if there's a public WiFi.

838
00:56:25,480 --> 00:56:26,520
Nope.

839
00:56:26,680 --> 00:56:31,040
Let's just walk a bit
further and then head back.

840
00:56:31,200 --> 00:56:32,600
How much is roaming?

841
00:56:32,760 --> 00:56:34,440
25 euros, that's why I didn't get it.

842
00:56:34,600 --> 00:56:36,360
More than renting the bikes.

843
00:56:36,520 --> 00:56:37,760
I'll get it.

844
00:56:37,920 --> 00:56:41,320
- Wait, what are you doing?
- I'm getting it.

845
00:56:41,520 --> 00:56:44,280
I'll buy it myself.
This is for you.

846
00:56:48,520 --> 00:56:53,120
- Huh? C'mon!
- What is it?

847
00:56:53,280 --> 00:56:57,080
This app lets you unlock
just one bike at a time.

848
00:56:57,239 --> 00:56:59,560
Yeah, well, what now?

849
00:56:59,719 --> 00:57:02,960
- Okay, look, I bought roaming.
- Why?

850
00:57:04,760 --> 00:57:09,560
It's ridiculous, we paid for
data roaming and the bikes

851
00:57:09,719 --> 00:57:11,440
but while you were
entering your passport info

852
00:57:11,600 --> 00:57:16,160
my meter was running and we paid
even for a stationary bike.

853
00:57:22,320 --> 00:57:25,400
Liisa, where are you going?

854
00:57:31,560 --> 00:57:34,960
Damn, the brakes don't work at all.

855
00:57:35,120 --> 00:57:38,120
Stupid piece of junk.

856
00:57:38,280 --> 00:57:39,680
Are you okay?

857
00:57:39,840 --> 00:57:40,800
Are you sure? - Yeah.

858
00:57:40,960 --> 00:57:43,120
You don't need an ambulance?
- No, no need.

859
00:57:45,280 --> 00:57:48,560
Let's get a taxi and
just leave these here.

860
00:57:49,280 --> 00:57:53,240
- Can we just leave them here?
- Who cares.

861
00:57:57,960 --> 00:57:59,680
- You sure you're okay?
- Yeah, I'm fine.

862
00:57:59,880 --> 00:58:00,880
Come off the road.

863
00:58:01,040 --> 00:58:03,160
Your call is very important to us.

864
00:58:03,320 --> 00:58:07,240
Wait time is 38 minutes.

865
00:58:07,480 --> 00:58:09,280
38 minutes?

866
00:58:10,080 --> 00:58:11,240
You know what, forget it.

867
00:58:11,400 --> 00:58:14,000
No, the company
should take responsibility.

868
00:58:14,160 --> 00:58:16,480
Otherwise, someone
else will fall the same way.

869
00:58:18,720 --> 00:58:21,560
This wouldn't have
happened with our own bikes.

870
00:58:23,960 --> 00:58:26,480
Airline battery rules are so dumb.

871
00:58:28,040 --> 00:58:33,000
What's the point of business class
if the rules are just as ridiculous.

872
00:58:34,240 --> 00:58:35,720
What's one supposed to do?

873
00:58:35,880 --> 00:58:40,120
To travel with bikes,
you need a private jet?

874
00:58:44,960 --> 00:58:47,320
Sorry, I feel guilty.

875
00:58:47,480 --> 00:58:50,320
What? It's not your fault, I wanted to.

876
00:58:50,480 --> 00:58:53,520
I should've checked the brakes myself.

877
00:58:53,680 --> 00:58:56,120
Your call is very important to us.

878
00:58:56,440 --> 00:59:00,160
Wait time is one hour

879
00:59:00,320 --> 00:59:02,520
22 minutes.

880
00:59:03,680 --> 00:59:06,320
How can they just add time?

881
00:59:13,480 --> 00:59:15,840
Your call is very important to us.

882
00:59:16,000 --> 00:59:20,080
- Wait time is 52 minutes.
- What the...

883
00:59:43,320 --> 00:59:44,440
Damn.

884
01:00:25,320 --> 01:00:26,840
35 dollars?

885
01:00:27,800 --> 01:00:30,160
Drink your own damn wine.

886
01:00:30,320 --> 01:00:32,880
Your call is very important to us.

887
01:00:33,040 --> 01:00:39,320
Wait time is one hour 13 minutes.

888
01:01:04,320 --> 01:01:07,200
What? 8 euros? 10 dollars!

889
01:01:30,400 --> 01:01:32,640
NICE SEEING YOU. SO RANDOM.

890
01:01:32,800 --> 01:01:34,280
HOW LONG ARE YOU HERE?

891
01:01:35,840 --> 01:01:37,360
DINNER?

892
01:01:37,520 --> 01:01:41,480
FOUR OF US OFC. DOUBLE DATE.

893
01:01:43,120 --> 01:01:48,440
GOOD IDEA. WILL TALK TO MY WIFE.

894
01:02:32,880 --> 01:02:36,960
Welcome back to Banker
Erik's Insider Info Podcast.

895
01:02:37,120 --> 01:02:41,320
Taavi, not only have you beaten inflation

896
01:02:41,480 --> 01:02:43,720
but thanks to smart investments

897
01:02:43,880 --> 01:02:47,760
your 50 million has turned into
300 trillion.

898
01:02:49,000 --> 01:02:52,640
300 trillion Zimbabwe dollars.

899
01:02:53,120 --> 01:02:56,400
That's about 40 eurocents.

900
01:03:25,160 --> 01:03:26,520
Damn.

901
01:03:30,600 --> 01:03:34,160
Okay, let me get this straight.

902
01:03:34,560 --> 01:03:36,200
You drank a bottle of wine.

903
01:03:36,360 --> 01:03:39,920
Then you invested one
and a half million in stocks.

904
01:03:40,080 --> 01:03:45,200
You ran out and couldn't bring
yourself to drink the 35 dollar bottle.

905
01:03:45,360 --> 01:03:49,280
You went to the store...
- Vivino app said the store price is 10.

906
01:03:49,440 --> 01:03:51,760
So you went to the
store, bought a 10 dollars bottle.

907
01:03:51,920 --> 01:03:54,280
An 8 dollars bottle.

908
01:03:54,440 --> 01:03:57,640
Drank that, and then invested

909
01:03:57,800 --> 01:04:00,160
3 million in the bike factory

910
01:04:00,320 --> 01:04:02,960
the one your brother
told you not to invest in.

911
01:04:03,120 --> 01:04:05,200
Then you called customer service.

912
01:04:05,360 --> 01:04:08,440
They thought we'd been
riding the bikes drunk.

913
01:04:09,000 --> 01:04:11,640
Yeah, I can already imagine
how you handled that call.

914
01:04:11,800 --> 01:04:12,760
What the hell.

915
01:04:12,920 --> 01:04:16,480
No, no, I haven't been drinking.
I have...

916
01:04:17,760 --> 01:04:23,480
I've been... I was... I'm drunk right now
but when I was riding with the bikes

917
01:04:23,640 --> 01:04:27,480
I wasn't. You didn't even ask
if she's OK.

918
01:04:30,200 --> 01:04:34,080
You didn't ask if my wife...
if she's all right.

919
01:04:51,160 --> 01:04:52,520
Then you ran out of wine again.

920
01:04:52,680 --> 01:04:56,320
Then you drank the 35 dollars bottle
after all.

921
01:04:56,480 --> 01:04:59,400
And then you bought us...

922
01:04:59,560 --> 01:05:01,240
What exactly?

923
01:05:07,320 --> 01:05:10,480
A plane.
A private jet.

924
01:05:14,760 --> 01:05:17,320
It's an investment, you see?

925
01:05:17,480 --> 01:05:20,840
They're going to rent it out.
Every time they rent it out...

926
01:05:21,000 --> 01:05:22,600
It's like a rental apartment.

927
01:05:22,760 --> 01:05:27,280
It's not a bank balance
that inflation can eat away.

928
01:05:27,440 --> 01:05:29,480
It's passive income.

929
01:05:30,920 --> 01:05:33,560
And you bought it?

930
01:05:33,760 --> 01:05:38,520
Not a rent or a lease? And not
some... timeshare or rideshare?

931
01:05:38,680 --> 01:05:41,480
Yes, I bought it. It's ours.

932
01:05:41,640 --> 01:05:46,320
No one can now tell us what we
can do with our batteries and bikes.

933
01:05:47,040 --> 01:05:48,960
But how much did it cost?

934
01:05:50,800 --> 01:05:56,160
This particular model...
brand new is around 22.

935
01:05:56,320 --> 01:05:58,360
Used ones go for 16 or a bit more.

936
01:05:58,520 --> 01:06:00,680
But right now there's
a sale and I got it for...

937
01:06:00,840 --> 01:06:03,160
It was 15.5.

938
01:06:04,560 --> 01:06:05,880
Million?

939
01:06:07,080 --> 01:06:08,440
Yes.

940
01:06:08,680 --> 01:06:12,640
It was on sale,
that's why I snapped it up.

941
01:06:14,600 --> 01:06:17,600
And it didn't once cross your mind

942
01:06:17,960 --> 01:06:20,000
to discuss it with me?

943
01:06:29,640 --> 01:06:31,040
Well, you were asleep.

944
01:06:32,960 --> 01:06:35,720
Yeah, I was asleep.

945
01:06:36,120 --> 01:06:39,320
But what about the charity fund

946
01:06:39,480 --> 01:06:43,480
that was supposed to be
so carefully considered?

947
01:06:43,640 --> 01:06:45,440
What's happening with that?

948
01:06:46,200 --> 01:06:49,120
This plane's passive income...

949
01:06:49,920 --> 01:06:52,600
We can use it for charity too.

950
01:06:56,120 --> 01:06:58,960
I was just hoping it'd
be a bit of a surprise.

951
01:07:00,840 --> 01:07:02,920
A surprise, yeah.

952
01:07:04,480 --> 01:07:07,920
So what do we do with this surprise now?

953
01:07:10,840 --> 01:07:11,960
Fly home.

954
01:07:12,120 --> 01:07:13,920
Who's piloting, you or me?

955
01:07:15,640 --> 01:07:17,800
No, the pilot will.

956
01:07:18,760 --> 01:07:20,000
Damn.

957
01:07:20,160 --> 01:07:22,920
The airline sent me a list of pilots.

958
01:07:23,080 --> 01:07:25,600
I need to start interviewing them.

959
01:07:25,760 --> 01:07:28,720
One is actually Estonian, lives in Miami.

960
01:07:29,080 --> 01:07:32,200
Oh, and the Estonian girl
we met yesterday...

961
01:07:32,360 --> 01:07:35,320
she invited us to dinner
tonight with her boyfriend.

962
01:07:36,960 --> 01:07:39,720
Okay, was she here or what?

963
01:07:39,880 --> 01:07:42,120
No. Through Instagram.

964
01:07:42,280 --> 01:07:44,440
But we don't have to go
if you don't want to.

965
01:07:46,440 --> 01:07:47,960
Instagram. Okay.

966
01:08:32,960 --> 01:08:36,279
The plane you bought
actually needs two pilots.

967
01:08:36,439 --> 01:08:39,120
Luckily I have the only
such license in the world

968
01:08:39,279 --> 01:08:41,319
that allows me to fly it solo.

969
01:08:41,479 --> 01:08:44,279
I had to sue the
aviation authority for that.

970
01:08:44,439 --> 01:08:47,080
I represented myself
and later sent them a bill.

971
01:08:47,240 --> 01:08:50,479
With the money I bought
another plane and a villa.

972
01:08:50,640 --> 01:08:51,520
Okay.

973
01:08:51,680 --> 01:08:53,880
Before that I worked
as a lawyer in New York.

974
01:08:54,040 --> 01:08:55,960
Several years, nice nine-to-nine job.

975
01:08:56,120 --> 01:08:57,520
Got tired of it, bought a plane.

976
01:08:57,680 --> 01:08:59,800
Learned to fly... Much more fun.

977
01:09:00,439 --> 01:09:03,160
- And financially better to be a pilot.
- Yeah, sounds great.

978
01:09:03,319 --> 01:09:05,600
So we can go.

979
01:09:05,760 --> 01:09:07,080
- And also...
- Wait a sec.

980
01:09:07,240 --> 01:09:09,640
- Where are you going?
- To the beach.

981
01:09:09,800 --> 01:09:12,680
- Give me a few minutes, I'll come too.
- Catch up then.

982
01:09:12,840 --> 01:09:14,080
Wait.

983
01:09:15,319 --> 01:09:17,080
How will I find you?

984
01:09:39,319 --> 01:09:41,279
Seriously, sunbathing like this?

985
01:09:41,439 --> 01:09:43,439
There are people everywhere.

986
01:09:44,960 --> 01:09:46,880
You like it better in a bikini?

987
01:09:48,520 --> 01:09:50,080
What?

988
01:10:02,240 --> 01:10:06,200
This... Estonian pilot is really nice.

989
01:10:06,360 --> 01:10:08,800
15 years flying all over the U.S.

990
01:10:08,960 --> 01:10:12,200
Flown all kinds of senators,
rappers, other stars.

991
01:10:13,120 --> 01:10:14,400
Okay.

992
01:10:25,280 --> 01:10:29,080
We agreed to meet at
the private jet terminal.

993
01:10:29,600 --> 01:10:34,080
And he'll hand over the plane.

994
01:10:45,840 --> 01:10:48,720
Are you still mad about the plane?

995
01:10:53,640 --> 01:10:56,040
We can sell it, you know.

996
01:10:56,680 --> 01:11:00,680
We'll fly back to
Estonia and then I'll list it.

997
01:11:01,800 --> 01:11:04,760
On a classified ads portal or
wherever they sell such things.

998
01:11:04,920 --> 01:11:07,000
And we'll get it sold.

999
01:11:10,479 --> 01:11:12,560
What's the matter?

1000
01:11:24,600 --> 01:11:27,479
I'm going to the airport early
just in case.

1001
01:11:27,640 --> 01:11:29,160
You're coming with me?

1002
01:11:31,600 --> 01:11:36,200
- Sunbathing.
- Okay, yeah. Keep sunbathing then.

1003
01:12:09,320 --> 01:12:10,840
Who are they?

1004
01:12:11,000 --> 01:12:14,560
I had an empty leg from New York,
picked up some hitchhikers.

1005
01:12:14,720 --> 01:12:16,880
- Anyway, I'm Tommi.
- Hi.

1006
01:12:17,040 --> 01:12:18,640
You look so young in real life.

1007
01:12:18,800 --> 01:12:20,439
Usually people who buy planes are retirees

1008
01:12:20,600 --> 01:12:23,439
who don't want to leave
anything to their grandkids.

1009
01:12:23,600 --> 01:12:25,960
The salesman even said no one ever buys

1010
01:12:26,120 --> 01:12:29,120
a plane online after just two phone calls.

1011
01:12:29,280 --> 01:12:31,240
Well, it wasn't just an online buy.

1012
01:12:31,400 --> 01:12:33,880
I did a thorough background check.

1013
01:12:42,120 --> 01:12:45,000
Okay, well, I have to tell you...

1014
01:12:45,160 --> 01:12:47,800
The seller gives me business
but as one Estonian to another.

1015
01:12:47,960 --> 01:12:51,000
If you want to fly this plane
to Europe, you're screwed.

1016
01:12:52,600 --> 01:12:53,680
Two things.

1017
01:12:53,840 --> 01:12:56,920
First, Europe requires FMS
version 6.1 and you have 6.0.

1018
01:12:57,080 --> 01:12:58,680
What is FMS?

1019
01:12:58,840 --> 01:13:00,600
FMS is Flight Management System.

1020
01:13:00,760 --> 01:13:03,840
Your autopilot and navigation software.

1021
01:13:04,200 --> 01:13:06,840
Software can be updated, right?

1022
01:13:07,320 --> 01:13:10,640
Yeah, but the update for
such plane costs 200 grand.

1023
01:13:11,920 --> 01:13:13,520
200 thousand for a software update?

1024
01:13:13,680 --> 01:13:15,439
Welcome to the world of aviation.

1025
01:13:19,720 --> 01:13:21,760
Second thing. Come, I'll show you.

1026
01:13:23,520 --> 01:13:25,680
You've got a brake fluid leak.

1027
01:13:25,840 --> 01:13:27,400
You need new brakes.

1028
01:13:27,560 --> 01:13:29,479
That's another 200 grand.

1029
01:14:21,360 --> 01:14:24,080
I don't have 200 thousand right now.

1030
01:14:24,479 --> 01:14:26,160
I can't move that much right now.

1031
01:14:26,320 --> 01:14:29,240
What does the software
update even improve?

1032
01:14:29,400 --> 01:14:30,800
It's some bullshit safety thing.

1033
01:14:30,960 --> 01:14:34,120
Basically a money grab
for the software company.

1034
01:14:34,280 --> 01:14:36,080
Everyone's flown fine with 6.0 till now.

1035
01:14:36,240 --> 01:14:37,439
Nothing's happened.

1036
01:14:37,600 --> 01:14:41,800
Only thing is, with 6.1 you can land in
100 meters visibility.

1037
01:14:41,960 --> 01:14:44,200
With 6.0 you need 300 meters.

1038
01:14:44,360 --> 01:14:48,680
But visibility between 100
and 300, that never happens.

1039
01:14:51,560 --> 01:14:55,880
Okay, let's take a look.

1040
01:14:56,560 --> 01:14:59,800
- What?
- Let's look into it.

1041
01:15:04,040 --> 01:15:06,720
Great, it's got USB ports.

1042
01:15:07,000 --> 01:15:10,840
I can download the software
to my laptop's dev environment.

1043
01:15:11,000 --> 01:15:14,880
I can decompile the loader,
change the version number

1044
01:15:15,040 --> 01:15:18,880
reinstall it, and if they look,
they'll see the new version number.

1045
01:15:19,040 --> 01:15:21,880
- You sure this works?
- I am a programmer.

1046
01:15:22,040 --> 01:15:24,120
At the bank we constantly dealt
with such black box software.

1047
01:15:24,280 --> 01:15:27,360
At the bank, if you mess up,
you don't fall to your death.

1048
01:15:27,520 --> 01:15:29,800
I get it, but it's not that complicated.

1049
01:15:29,960 --> 01:15:31,360
Where's the number?

1050
01:15:31,520 --> 01:15:33,320
It's this one.

1051
01:15:33,479 --> 01:15:35,840
This number needs to be changed,
that's all.

1052
01:15:42,200 --> 01:15:44,080
Yeah, a typical thing.

1053
01:15:44,240 --> 01:15:48,479
The plane had new brakes
but they swapped them.

1054
01:15:48,640 --> 01:15:51,920
You fly for an hour and
it's a 300k replacement.

1055
01:15:52,080 --> 01:15:53,960
It's not okay. I'll call the guy

1056
01:15:54,120 --> 01:15:55,800
and tell him to replace those damn parts.

1057
01:15:55,960 --> 01:16:00,200
Okay, but did you read
your purchase agreement?

1058
01:16:06,479 --> 01:16:08,560
DINNER AT 7?

1059
01:16:10,760 --> 01:16:13,640
CAN'T, OTHER PLANS.

1060
01:16:13,800 --> 01:16:15,680
It's a typical thing.

1061
01:16:15,840 --> 01:16:17,960
You've made a lot of money.

1062
01:16:18,160 --> 01:16:20,760
But haven't grown rich yet.

1063
01:16:21,240 --> 01:16:24,880
Money's like good wine.

1064
01:16:25,040 --> 01:16:26,800
The older, the better.

1065
01:16:35,200 --> 01:16:37,840
Sorry, we won't drink that water.

1066
01:16:38,000 --> 01:16:41,240
- Well this is still water, sir.
- Yeah, I mean from the...

1067
01:16:41,400 --> 01:16:42,760
How do you say "tap"?

1068
01:16:42,920 --> 01:16:45,680
Well, we don't serve tap water here, sir.

1069
01:16:45,840 --> 01:16:47,600
- Okay.
- It's never safe.

1070
01:16:47,760 --> 01:16:51,920
So all the locals also drink this
15 dollar imported Italian water.

1071
01:16:52,080 --> 01:16:53,120
I don't know, sir.

1072
01:16:53,280 --> 01:16:56,200
Look, I just want the same water
what locals drink.

1073
01:16:56,360 --> 01:17:00,520
- This is what we serve here, sir.
- Okay, whatever.

1074
01:17:50,960 --> 01:17:52,160
All good?

1075
01:17:52,880 --> 01:17:54,320
You were gone so long.

1076
01:17:55,640 --> 01:17:57,200
Sure everything's fine?

1077
01:18:00,080 --> 01:18:01,280
My stomach's a bit off.

1078
01:18:03,160 --> 01:18:06,040
We messed around with the plane all day.

1079
01:18:06,200 --> 01:18:09,160
It's got hydraulic problems
and software issues.

1080
01:18:09,320 --> 01:18:10,600
Everything will be fine.

1081
01:18:10,760 --> 01:18:13,800
Just our flight will
probably move to next week.

1082
01:18:13,960 --> 01:18:16,160
We can stay at the beach longer.

1083
01:18:17,439 --> 01:18:19,000
I have school Monday.

1084
01:18:19,160 --> 01:18:21,000
You can ask for a few days off.

1085
01:18:21,160 --> 01:18:23,240
What'll they do, fire you?

1086
01:18:23,560 --> 01:18:25,200
They won't fire you.

1087
01:18:26,120 --> 01:18:28,439
And even if they do, you're rich.

1088
01:18:28,600 --> 01:18:30,360
You don't need them.

1089
01:18:35,000 --> 01:18:37,880
It was a joke.
I didn't mean...

1090
01:18:38,840 --> 01:18:42,240
But you could ask for a few days off.

1091
01:18:42,560 --> 01:18:43,680
They'd make an exception.

1092
01:18:43,840 --> 01:18:45,560
It's like an excused absence.

1093
01:18:45,720 --> 01:18:47,400
I don't want an exception.

1094
01:18:49,320 --> 01:18:51,640
- I don't get it.
- What don't you get?

1095
01:18:53,040 --> 01:18:54,720
I mean, I just...

1096
01:18:55,680 --> 01:18:57,760
Don't get anything anymore.

1097
01:19:00,040 --> 01:19:02,800
Taavi, honestly...

1098
01:19:03,320 --> 01:19:05,479
You really haven't changed.

1099
01:19:05,640 --> 01:19:07,760
- What?
- It was a joke.

1100
01:19:10,280 --> 01:19:11,520
Where are you going?

1101
01:19:11,680 --> 01:19:13,080
- Home.
- What?

1102
01:19:13,240 --> 01:19:15,000
You can stay here if you want.

1103
01:19:48,280 --> 01:19:51,640
I put a bucket under the leak spot.

1104
01:19:51,800 --> 01:19:53,880
It hasn't leaked too much.

1105
01:19:54,040 --> 01:19:58,040
We've got enough for at least
three or four braking cycles.

1106
01:19:58,200 --> 01:20:00,600
Three or four braking
cycles? What does it mean?

1107
01:20:00,760 --> 01:20:02,680
Well, first brake in Reykjavik.

1108
01:20:02,840 --> 01:20:04,240
Second in Tallinn.

1109
01:20:04,400 --> 01:20:05,640
Wait, what?

1110
01:20:06,479 --> 01:20:09,400
You want to fly to
Estonia with faulty brakes?

1111
01:20:09,640 --> 01:20:10,840
Basically, yeah.

1112
01:20:11,000 --> 01:20:13,520
It's easier to get parts
and fix it back home.

1113
01:20:13,680 --> 01:20:15,280
I get it, but isn't it dangerous?

1114
01:20:16,160 --> 01:20:17,040
Are you joking?

1115
01:20:17,200 --> 01:20:20,880
Do you really think I'd risk
my life over your 300 grand

1116
01:20:21,040 --> 01:20:23,200
and leave my kid fatherless?

1117
01:20:23,439 --> 01:20:25,240
I didn't mean it like that.

1118
01:20:25,400 --> 01:20:28,720
Think logically, we have
four braking cycles left.

1119
01:20:28,880 --> 01:20:30,640
If it were only two, then 50-60 chance.

1120
01:20:30,800 --> 01:20:33,520
We've got margin. It'll be fine.

1121
01:20:33,680 --> 01:20:34,960
Okay.

1122
01:20:41,240 --> 01:20:43,840
Yes! It's working!

1123
01:20:44,000 --> 01:20:46,040
No way. Really?

1124
01:20:46,439 --> 01:20:48,360
Haven't programmed in ages.

1125
01:20:48,520 --> 01:20:50,200
Feels good. Come take a look.

1126
01:20:50,880 --> 01:20:52,760
Same for me with flying.

1127
01:20:53,520 --> 01:20:57,520
Well, okay. We're flying
out tomorrow at noon.

1128
01:21:28,800 --> 01:21:30,640
Sure you're not coming with us?

1129
01:21:30,800 --> 01:21:33,200
- We'd only be one day late.
- Yeah, sure.

1130
01:21:34,680 --> 01:21:36,120
Alright then.

1131
01:21:36,280 --> 01:21:37,840
See you in Estonia.

1132
01:21:40,479 --> 01:21:42,720
See you in Estonia, yeah.

1133
01:21:43,680 --> 01:21:46,240
Fly safe, and...

1134
01:21:46,400 --> 01:21:48,720
You too...

1135
01:21:51,479 --> 01:21:52,600
Bye.

1136
01:21:54,120 --> 01:21:55,120
Bye.

1137
01:22:15,520 --> 01:22:21,880
I know that nothing lasts

1138
01:22:22,040 --> 01:22:28,439
I know that day ends with night

1139
01:22:30,520 --> 01:22:34,720
It's so good and warm here.
You can't even imagine.

1140
01:22:35,479 --> 01:22:37,960
Would love to be here together with you.

1141
01:22:41,800 --> 01:22:44,960
Honestly, your mindset bothers me.

1142
01:22:45,120 --> 01:22:48,200
How can you live like this?

1143
01:22:48,560 --> 01:22:50,360
So plainly.

1144
01:22:51,960 --> 01:22:54,320
Don't you think it's unfair

1145
01:22:54,479 --> 01:22:56,600
that some people have yachts and villas

1146
01:22:56,760 --> 01:22:59,000
and you and me have nothing?

1147
01:23:03,680 --> 01:23:09,800
I know that night turns to day again

1148
01:23:09,960 --> 01:23:16,200
And from the ashes a
glowing flame can rise

1149
01:23:19,560 --> 01:23:26,479
But in your eyes the
sun's smile has faded

1150
01:23:40,240 --> 01:23:42,160
Totally sick!

1151
01:23:46,840 --> 01:23:48,280
Are you okay?

1152
01:23:48,439 --> 01:23:49,640
What did I do to you?

1153
01:23:49,800 --> 01:23:51,240
You think I won't find you?

1154
01:23:51,400 --> 01:23:55,120
I'll find you and I'll kill you.

1155
01:23:56,680 --> 01:23:58,520
What an asshole.

1156
01:24:00,080 --> 01:24:02,360
You should call the police.

1157
01:24:04,160 --> 01:24:05,880
He'll kill me.

1158
01:24:06,040 --> 01:24:08,320
All the more reason to contact the police.

1159
01:24:11,360 --> 01:24:12,800
It's not that simple.

1160
01:24:12,960 --> 01:24:14,800
The police won't do anything.

1161
01:24:16,560 --> 01:24:19,840
I just need to get back home.

1162
01:24:20,439 --> 01:24:21,720
And then I...

1163
01:24:21,880 --> 01:24:24,320
Ah, my wallet is with him!

1164
01:24:26,560 --> 01:24:29,840
I could lend you money
for the plane tickets.

1165
01:24:30,400 --> 01:24:34,439
Thank you, that's very kind of you.

1166
01:24:34,600 --> 01:24:36,520
But I couldn't accept it.

1167
01:24:37,240 --> 01:24:38,680
Are you sure?

1168
01:24:39,360 --> 01:24:41,880
Yeah. I'll call my mom.

1169
01:24:42,840 --> 01:24:44,320
And then I'll...

1170
01:24:46,680 --> 01:24:48,760
Oh, but...

1171
01:24:49,680 --> 01:24:51,560
I can't go to the airport.

1172
01:24:53,360 --> 01:24:55,960
That's the first place he'll look for me.

1173
01:25:09,760 --> 01:25:12,320
Basically there's one
way you could fly home

1174
01:25:12,479 --> 01:25:15,479
without using the regular terminal.

1175
01:25:17,120 --> 01:25:18,680
Really?

1176
01:25:19,720 --> 01:25:21,360
What way?

1177
01:25:46,640 --> 01:25:49,400
Kids, we're landing in five minutes.

1178
01:26:17,280 --> 01:26:21,280
- Oh, sorry.
- I hope I'm not too pushy.

1179
01:26:33,720 --> 01:26:35,400
We're friends.

1180
01:26:35,560 --> 01:26:38,000
Really good friends.

1181
01:26:38,479 --> 01:26:40,360
This is your captain speaking.

1182
01:26:40,520 --> 01:26:43,200
In 30 seconds we will press
to the Reykjavík terminal.

1183
01:26:43,360 --> 01:26:46,040
Please take your seats and fasten your
seatbelts.

1184
01:27:07,280 --> 01:27:10,960
Nice crisp Northern air.
20 minutes, refueling stop.

1185
01:27:12,280 --> 01:27:14,520
Can I quickly run somewhere?

1186
01:27:14,680 --> 01:27:15,840
Depends how long you'll be.

1187
01:27:16,000 --> 01:27:18,080
- I'll be really quick.
- Okay.

1188
01:27:19,840 --> 01:27:21,560
You can fill the tank in 20 minutes?

1189
01:27:21,720 --> 01:27:23,360
I'm not filling it all the way.

1190
01:27:23,520 --> 01:27:25,640
The plan is to land empty in Tallinn.

1191
01:27:25,800 --> 01:27:27,880
If something happens
with the brakes in Tallinn

1192
01:27:28,040 --> 01:27:29,600
we'll have a 90% chance of survival.

1193
01:27:29,760 --> 01:27:32,680
If I filled it up and landed
in Tallinn with half a tank

1194
01:27:32,840 --> 01:27:35,400
and we went off the
runway, we'd catch fire

1195
01:27:35,560 --> 01:27:37,680
and our chance of
survival drops below 50%.

1196
01:27:37,840 --> 01:27:39,960
Maybe only 20-30%.

1197
01:27:54,560 --> 01:27:56,439
Your girlfriend isn't coming?

1198
01:27:58,479 --> 01:28:00,640
I'll text her.

1199
01:29:15,280 --> 01:29:17,680
It's gone! Stolen.

1200
01:29:20,080 --> 01:29:22,920
The ledger box where the PIN was.

1201
01:29:23,800 --> 01:29:27,840
Wait, you threw the PIN
away with the ledger box?

1202
01:29:28,000 --> 01:29:31,680
You changed the PIN first, right?

1203
01:29:31,840 --> 01:29:32,920
Huh?

1204
01:29:34,000 --> 01:29:37,120
Did you change the PIN code

1205
01:29:37,280 --> 01:29:39,560
before throwing away the box?

1206
01:29:39,920 --> 01:29:44,960
No, I didn't know.

1207
01:29:45,760 --> 01:29:47,560
Kindergarten.

1208
01:29:50,640 --> 01:29:53,840
That was a pretty basic scam.

1209
01:29:54,000 --> 01:29:56,840
Good that your friend
posted to that forum.

1210
01:29:57,000 --> 01:29:59,120
25 million is a big amount.

1211
01:29:59,280 --> 01:30:02,240
Maybe someone will look
into it and find some info.

1212
01:30:04,280 --> 01:30:05,680
Tallinn is in sight.

1213
01:30:05,840 --> 01:30:10,000
Tower, 28 Foxtrot Mike, 10 miles to the
East, descending on 6.000.

1214
01:30:12,760 --> 01:30:14,439
Okay, we've got landing clearance.

1215
01:30:14,600 --> 01:30:17,080
We can speak Estonian.
How nice.

1216
01:30:36,920 --> 01:30:38,640
Wheels are stuck.

1217
01:30:40,479 --> 01:30:45,000
- What?
- Our landing gear doesn't want to deploy.

1218
01:30:46,160 --> 01:30:48,640
Is this another one of your jokes?

1219
01:30:52,040 --> 01:30:53,680
Hasn't happened before.

1220
01:31:00,240 --> 01:31:03,640
28 Foxtrot Mike, declaring emergency,
we have a gear problem.

1221
01:31:06,720 --> 01:31:07,840
How much fuel left?

1222
01:31:09,080 --> 01:31:11,960
About 30 minutes of fuel.

1223
01:31:12,800 --> 01:31:16,040
Circle above the airport and try again.

1224
01:31:16,200 --> 01:31:17,560
Okay, circling.

1225
01:31:21,760 --> 01:31:24,320
Why are you reading this from an iPad?

1226
01:31:24,479 --> 01:31:26,439
The things from Microsoft Flight Simulator

1227
01:31:26,600 --> 01:31:29,400
I have memorized but this wasn't there.

1228
01:31:29,560 --> 01:31:31,040
What?

1229
01:31:31,200 --> 01:31:33,240
What kind of investor are you
if you can't handle a little risk?

1230
01:31:33,400 --> 01:31:34,960
I'm not...

1231
01:31:37,840 --> 01:31:40,200
I'll descend a bit to pick up signal

1232
01:31:40,360 --> 01:31:42,960
to get online and Google what to do.

1233
01:31:50,400 --> 01:31:52,720
Please pick up.

1234
01:31:55,320 --> 01:31:57,640
Please pick up, honey.

1235
01:32:01,200 --> 01:32:02,720
Call my wife too, please.

1236
01:32:09,680 --> 01:32:15,680
Pick up, please pick up.

1237
01:32:41,040 --> 01:32:43,680
It worked, the wheels came down.

1238
01:32:44,439 --> 01:32:46,479
28 Foxtrot Mike, we've got the wheels
down.

1239
01:32:46,640 --> 01:32:48,360
No more emergency.

1240
01:32:52,560 --> 01:32:54,520
How did you get them down?

1241
01:32:54,680 --> 01:32:56,800
There was a step missing
in the flight manual.

1242
01:32:56,960 --> 01:32:58,280
Someone had posted on the Internet.

1243
01:32:58,439 --> 01:32:59,760
Before pulling the emergency lever

1244
01:32:59,920 --> 01:33:02,240
you have to put the
regular lever up first.

1245
01:33:02,400 --> 01:33:05,960
It's not logical, but someone
had posted right instructions.

1246
01:33:06,120 --> 01:33:08,520
Flight forum is great for such tips.

1247
01:33:08,680 --> 01:33:09,880
There's an airliner ahead of you.

1248
01:33:10,040 --> 01:33:13,640
Circle the airport and
start landing in 6 minutes.

1249
01:33:13,800 --> 01:33:15,680
We're almost out of fuel.

1250
01:33:15,840 --> 01:33:17,280
There's an airliner
in the landing corridor.

1251
01:33:17,439 --> 01:33:19,600
- Please clear the corridor.
- Ok, copy.

1252
01:33:19,760 --> 01:33:23,720
If the indicators are at zero
it's like in a car

1253
01:33:23,880 --> 01:33:25,520
and we have at least 15 minutes of...

1254
01:33:38,200 --> 01:33:39,800
Where did that noise go?

1255
01:33:48,960 --> 01:33:52,760
Okay, now you'll see how
landing a glider feels like.

1256
01:34:12,280 --> 01:34:14,800
The heart is beating,
all indicators are fine.

1257
01:34:14,960 --> 01:34:17,080
- That's all.
- Great, thank you.

1258
01:34:17,240 --> 01:34:22,960
You can come back in 6-8 weeks.

1259
01:34:23,439 --> 01:34:25,240
We might see baby's gender then.

1260
01:34:25,400 --> 01:34:27,720
It's always good to
bring the father along.

1261
01:34:27,880 --> 01:34:29,880
Usually, couples come together.

1262
01:34:30,040 --> 01:34:32,400
Or well...

1263
01:34:32,560 --> 01:34:35,400
What am I rambling?
Everyone's situation is different.

1264
01:34:35,560 --> 01:34:36,640
What do you mean?

1265
01:34:36,800 --> 01:34:40,160
Some children have a father,
some have two mothers.

1266
01:34:40,320 --> 01:34:42,000
Some have a mom and some dad somewhere,

1267
01:34:42,160 --> 01:34:43,880
but who knows where or what or when.

1268
01:34:44,040 --> 01:34:46,560
No, the baby's father is my husband.

1269
01:34:46,720 --> 01:34:48,360
He just doesn't know yet.

1270
01:34:48,520 --> 01:34:50,080
Doesn't know yet?

1271
01:34:52,800 --> 01:34:54,600
Of course...

1272
01:34:54,800 --> 01:34:57,400
There's always the option
before the end of the first trimester,

1273
01:34:57,560 --> 01:35:00,880
which is up to 12 weeks pregnant,
to terminate the pregnancy.

1274
01:35:01,040 --> 01:35:03,160
You can get an information
sheet from the nurse outside.

1275
01:35:03,320 --> 01:35:05,760
No. I won't have an abortion.

1276
01:35:06,920 --> 01:35:09,320
Then I recommend telling the father.

1277
01:35:10,400 --> 01:35:11,840
I see.

1278
01:35:14,840 --> 01:35:16,840
Do you love him?

1279
01:35:17,000 --> 01:35:18,080
Huh?

1280
01:35:18,439 --> 01:35:20,800
Do you love your... husband?

1281
01:35:41,840 --> 01:35:46,439
TALLINN AIRPORT

1282
01:35:54,400 --> 01:35:56,040
Well, if you can fly a glider

1283
01:35:56,200 --> 01:35:58,320
you can land without electronics too.

1284
01:35:58,479 --> 01:36:01,400
American pilots would've
never pulled this off.

1285
01:36:02,360 --> 01:36:04,520
Where should I email the invoice?

1286
01:36:18,960 --> 01:36:20,080
Damn.

1287
01:36:30,600 --> 01:36:32,000
I'm sorry, Liisa.

1288
01:36:38,680 --> 01:36:41,160
That Estonian girl stole everything.

1289
01:36:44,800 --> 01:36:47,479
I knew her from before too...

1290
01:36:48,360 --> 01:36:50,200
From Instagram.

1291
01:36:53,920 --> 01:36:57,840
She kissed me on the plane
and I kissed her back too.

1292
01:37:05,400 --> 01:37:06,920
I'm sorry.

1293
01:37:11,720 --> 01:37:13,240
Forgive me.

1294
01:37:22,280 --> 01:37:26,280
We'll set up that charity fund, I promise.

1295
01:37:26,439 --> 01:37:28,960
We'll sell that damn plane too.

1296
01:37:37,000 --> 01:37:39,439
Need to do something about the drinking.

1297
01:37:41,560 --> 01:37:43,720
Or well, occasionally.

1298
01:37:44,120 --> 01:37:45,960
A couple of glasses.

1299
01:38:53,680 --> 01:38:55,160
We're having a baby.

1300
01:39:02,400 --> 01:39:09,320
NEW MONEY

1301
01:40:03,720 --> 01:40:07,240
- How's the new guy?
- Pretty okay.

1302
01:40:07,400 --> 01:40:09,880
Small bugs in his code.

1303
01:40:10,040 --> 01:40:11,600
- I can handle it.
- No big deal.

1304
01:40:11,760 --> 01:40:14,640
We're paying him minimum wage anyway.

1305
01:40:14,800 --> 01:40:16,200
And he's one of our investors too.

1306
01:40:16,360 --> 01:40:19,360
If he screws something up
he'll have to put in more money himself.

1307
01:40:23,960 --> 01:40:25,760
But nothing is tax free

1308
01:40:25,920 --> 01:40:27,840
Paid off like the American Dream

1309
01:40:28,000 --> 01:40:30,479
No more rush, one swipe is enough

1310
01:40:30,640 --> 01:40:33,960
I make sure my last one got style

1311
01:40:39,040 --> 01:40:43,080
Listen, I haven't taken any kind of loan.

1312
01:40:43,240 --> 01:40:45,240
This is outright fraud.

1313
01:40:45,400 --> 01:40:49,560
I've explained this to you repeatedly.

1314
01:40:49,720 --> 01:40:51,840
I haven't taken this loan.

1315
01:40:52,000 --> 01:40:54,640
Good grief.