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Would you like to inspect the original subtitles? These are the user uploaded subtitles that are being translated: 1 00:00:15,208 --> 00:00:18,041 [evocative music playing] 2 00:00:27,291 --> 00:00:29,291 [indistinct chatter] 3 00:00:35,791 --> 00:00:37,791 {\an8}[train clatters] 4 00:00:44,666 --> 00:00:46,250 [laughter] 5 00:00:48,500 --> 00:00:51,416 {\an8}Good choice. Good choice. 6 00:00:55,458 --> 00:00:56,916 {\an8}See you later, lads. 7 00:00:57,000 --> 00:00:57,958 {\an8}Did I say saxophones? 8 00:00:58,041 --> 00:00:59,916 {\an8}- Two-sophone. - Three-sophone. 9 00:01:00,000 --> 00:01:00,833 {\an8}[host] Dave! 10 00:01:01,375 --> 00:01:04,416 {\an8}- You're up. - Whoa. No, no, no, no. 11 00:01:04,500 --> 00:01:05,333 {\an8}[man 1] Go on, Dave! 12 00:01:05,416 --> 00:01:07,583 {\an8}Go on, get up there. You know you want to. 13 00:01:07,666 --> 00:01:09,166 {\an8}- [sighs] - [man 2] Go on, Dave! 14 00:01:09,833 --> 00:01:10,666 {\an8}Go on! 15 00:01:10,750 --> 00:01:12,500 {\an8}Okay! 16 00:01:12,583 --> 00:01:14,958 {\an8}[crowd cheering] 17 00:01:15,041 --> 00:01:16,750 {\an8}Alright, alright. 18 00:01:17,750 --> 00:01:18,875 {\an8}Here we go. 19 00:01:19,916 --> 00:01:22,916 {\an8}["Here I Go Again" by Whitesnake playing] 20 00:01:25,583 --> 00:01:28,458 {\an8}♪ No, I don't know where I'm going ♪ 21 00:01:30,708 --> 00:01:33,625 {\an8}♪ But I sure know where I've been ♪ 22 00:01:35,750 --> 00:01:39,666 {\an8}♪ Hanging on to promises And the songs of yesterday ♪ 23 00:01:41,291 --> 00:01:43,750 {\an8}♪ I've made up my mind ♪ 24 00:01:46,083 --> 00:01:49,333 {\an8}♪ I ain't wasting no more time ♪ 25 00:01:51,208 --> 00:01:53,750 {\an8}♪ Though I keep searching for an answer ♪ 26 00:01:56,333 --> 00:01:59,500 {\an8}♪ Never seem to find What I'm looking for ♪ 27 00:02:01,208 --> 00:02:05,416 {\an8}♪ Oh Lord, I pray You give me strength to carry on ♪ 28 00:02:06,958 --> 00:02:09,708 {\an8}♪ 'Cause I know what it means ♪ 29 00:02:10,750 --> 00:02:15,666 {\an8}♪ To walk along The lonely street of dreams ♪ 30 00:02:16,166 --> 00:02:19,958 {\an8}- ♪ Here I go again on my own ♪ - [all singing] 31 00:02:20,791 --> 00:02:25,250 {\an8}♪ Going down the only road I've ever known ♪ 32 00:02:26,208 --> 00:02:30,125 {\an8}♪ Like a drifter I was born to walk alone ♪ 33 00:02:32,791 --> 00:02:35,708 {\an8}♪ I've made up my mind ♪ 34 00:02:37,416 --> 00:02:40,500 {\an8}♪ I ain't wasting no more time ♪ 35 00:02:40,583 --> 00:02:41,833 [laughing] 36 00:02:41,916 --> 00:02:47,041 {\an8}♪ Here I go again ♪ 37 00:02:47,125 --> 00:02:50,666 {\an8}♪ Here I go again ♪ 38 00:02:50,750 --> 00:02:53,666 [guitar instrumental playing] 39 00:03:06,083 --> 00:03:07,833 [indistinct] 40 00:03:07,916 --> 00:03:09,125 - Take care, you two. - Take care. 41 00:03:09,208 --> 00:03:11,291 Night, Eric, -Night, Maureen. 42 00:03:12,083 --> 00:03:14,375 - Here you are, Dave. - What's this? 43 00:03:14,458 --> 00:03:16,041 We got the contract. 44 00:03:16,125 --> 00:03:18,208 We're building a new sports center! 45 00:03:18,291 --> 00:03:21,083 Mate, that is absolutely fantastic news, eh? 46 00:03:21,166 --> 00:03:23,166 Couldn't have done it without you, mate. 47 00:03:23,250 --> 00:03:24,541 This is more than what you owe. 48 00:03:24,625 --> 00:03:27,041 I thought you could hang on to the difference for me. 49 00:03:27,791 --> 00:03:29,083 What am I supposed to do with it? 50 00:03:29,750 --> 00:03:31,541 I don't know. Invest it or summat? 51 00:03:31,625 --> 00:03:34,125 Eric, I've told you I'm not a bloody bank. 52 00:03:34,208 --> 00:03:37,208 And I've told you, maybe you should be. 53 00:03:37,291 --> 00:03:39,250 One that helps out the locals. 54 00:03:41,166 --> 00:03:43,000 - Goodnight, Nicky. - Night night Eric. 55 00:03:43,083 --> 00:03:45,208 [curious music playing] 56 00:03:47,166 --> 00:03:48,208 So, what do you think? 57 00:03:48,291 --> 00:03:49,458 About what? 58 00:03:50,250 --> 00:03:51,333 This bank thing. 59 00:03:51,916 --> 00:03:54,125 Last time I checked, you sold minibuses. 60 00:03:54,208 --> 00:03:55,375 Yeah, I know, but… 61 00:03:55,958 --> 00:03:58,291 A bank that serves the whole community. 62 00:03:58,916 --> 00:04:01,166 - You as a banker? - [laughs] 63 00:04:01,250 --> 00:04:03,583 Hmm, you didn't go to Eton, you didn't… 64 00:04:03,666 --> 00:04:05,750 didn't go to Oxford, you don't talk posh. 65 00:04:06,333 --> 00:04:09,333 Do you really think you could take them buggers on at their own game? 66 00:04:10,833 --> 00:04:12,708 I suppose, when you put it like that. 67 00:04:14,541 --> 00:04:16,583 Makes me really want to give it a go. 68 00:04:16,666 --> 00:04:19,375 Hmm. Well, I'd put my money in t'Bank of Dave. 69 00:04:20,166 --> 00:04:21,250 - Would you? - Yeah. 70 00:04:21,791 --> 00:04:22,958 - Come on, then. - [laughs] 71 00:04:28,500 --> 00:04:31,208 {\an8}[siren blaring] 72 00:04:35,541 --> 00:04:37,750 [man speaking on phone] 73 00:04:42,458 --> 00:04:43,750 [phone ringing] 74 00:04:54,416 --> 00:04:56,916 - [exhales] - [phone rings] 75 00:04:57,916 --> 00:04:58,750 Yes? 76 00:04:59,833 --> 00:05:01,291 Okay, I'll be straight in. 77 00:05:07,125 --> 00:05:07,958 No! 78 00:05:10,250 --> 00:05:11,833 - Morning, Hugh. - Morning. 79 00:05:11,916 --> 00:05:14,291 How did it go with the investment bankers last night? 80 00:05:14,375 --> 00:05:17,625 Um, I can safely say it couldn't have gone much worse. 81 00:05:17,708 --> 00:05:18,666 Poorly, I'd say. 82 00:05:18,750 --> 00:05:21,500 What do you call 1,000 dead bankers at the bottom of the sea? 83 00:05:21,583 --> 00:05:23,041 - A good start. - [man laughs] 84 00:05:23,125 --> 00:05:24,541 I thought it was lawyers. 85 00:05:24,625 --> 00:05:27,083 Used to be, but we've been usurped. 86 00:05:27,666 --> 00:05:30,583 Right, we just got a referral from Elliot, Grossman, Stein. 87 00:05:30,666 --> 00:05:33,333 They can't take the case because of a conflict of interest. 88 00:05:33,416 --> 00:05:35,791 - When has that ever stopped them? - [laughs] Right. 89 00:05:36,750 --> 00:05:38,833 So, a man wants to open a bank. 90 00:05:38,916 --> 00:05:40,916 Is this the start of another joke? 91 00:05:41,000 --> 00:05:42,250 This is the case. 92 00:05:42,333 --> 00:05:46,708 No. The Financial Regulations Board haven't approved a new bank in a century. 93 00:05:46,791 --> 00:05:48,125 Century and a half. 94 00:05:48,208 --> 00:05:49,416 Okay, who's the man? 95 00:05:49,500 --> 00:05:52,041 He's from Burnley, it's somewhere up north. 96 00:05:52,125 --> 00:05:55,125 I've heard of Burnley. I think they've got a football side. 97 00:05:55,208 --> 00:05:57,875 - So he's a banker? - He sells vans, I think. 98 00:05:58,541 --> 00:06:01,083 Um, I don't know what he wants us to do, Clarence. 99 00:06:01,166 --> 00:06:02,666 We're lawyers, Hugh. 100 00:06:02,750 --> 00:06:05,333 We're on the side of those paying us. Even if they're guilty. 101 00:06:05,416 --> 00:06:07,958 - Even if they're delusional? - Even better. 102 00:06:08,041 --> 00:06:10,541 This chap needs our expert legal advice. 103 00:06:10,625 --> 00:06:13,250 He needs us to submit the necessary forms for him, 104 00:06:13,333 --> 00:06:14,541 he needs us to guide him 105 00:06:14,625 --> 00:06:16,958 through the labyrinth of financial rules and regulations. 106 00:06:17,041 --> 00:06:18,291 Right into a brick wall. 107 00:06:18,375 --> 00:06:22,583 We need to cover ourselves by telling him about potential pitfalls of the scheme. 108 00:06:23,166 --> 00:06:26,500 [inhales] Anyway, I said you'd head up there today. 109 00:06:27,583 --> 00:06:28,625 What? To Burnley? 110 00:06:29,833 --> 00:06:30,708 Uh-huh. 111 00:06:31,291 --> 00:06:34,208 No. Come on, Clarence. That's a bit much, isn't it? 112 00:06:34,291 --> 00:06:36,166 This isn't going to amount to anything. 113 00:06:36,250 --> 00:06:39,625 You're the one who told me never to stray outside the M25. This... 114 00:06:39,708 --> 00:06:41,708 Under normal circumstances, those are the rules, 115 00:06:41,791 --> 00:06:44,291 but having just signed off on your expenses 116 00:06:44,375 --> 00:06:48,416 that yielded precisely zero in billing from the investment bankers, 117 00:06:48,500 --> 00:06:50,583 there's another applicable expression… 118 00:06:50,666 --> 00:06:51,666 Which is? 119 00:06:52,375 --> 00:06:54,166 Beggars can't be choosers. 120 00:06:56,333 --> 00:06:57,375 [clicks tongue] Great. 121 00:06:57,458 --> 00:06:59,916 ["Kick" by Def Leppard playing] 122 00:07:08,375 --> 00:07:09,708 [Hugh enunciating] Burnley. 123 00:07:09,791 --> 00:07:11,166 [changes accent] Burnley. 124 00:07:11,250 --> 00:07:12,541 [changes accent] Burn-ley. 125 00:07:13,250 --> 00:07:14,958 I look for Burnley. 126 00:07:15,666 --> 00:07:17,125 [drawing out] Burnley. 127 00:07:17,208 --> 00:07:21,375 That's how they speak in Burnley. Burnley. "That'll do, pig. That'll do." 128 00:07:22,125 --> 00:07:24,125 "That'll do, pig. That'll do." 129 00:07:24,208 --> 00:07:27,291 That's how they speak here, isn't it, in Burnley? Burnley. 130 00:07:27,375 --> 00:07:29,958 Yeah. I don't know how they speak in Burnley, actually. 131 00:07:30,041 --> 00:07:33,541 ♪ I don't wanna kick, kick Kick your habit ♪ 132 00:07:33,625 --> 00:07:37,791 ♪ 'Cause you never quit, quit I gotta have it ♪ 133 00:07:37,875 --> 00:07:39,208 ♪ I don't wanna kick… ♪ 134 00:07:39,291 --> 00:07:40,291 [Hugh] Quite sweet. 135 00:07:40,375 --> 00:07:41,875 Like a bread advert. 136 00:07:42,416 --> 00:07:45,958 Or a, um… story about a clever pig. 137 00:07:46,041 --> 00:07:49,958 ♪ Na, na, na-na, na, na, na ♪ 138 00:07:50,041 --> 00:07:54,166 - ♪ Na, na, na ♪ - ♪ So won't you give me some more? ♪ 139 00:07:54,250 --> 00:07:57,583 ♪ Na, na, na-na, na, na, na ♪ 140 00:07:57,666 --> 00:07:59,750 [Hugh] Come on, please. 141 00:08:00,791 --> 00:08:02,791 Bollocks. Does nothing work north of Watford? 142 00:08:02,875 --> 00:08:04,875 [children shouting] 143 00:08:05,375 --> 00:08:07,416 Oh. Hey! 144 00:08:07,500 --> 00:08:10,041 Uh, sorry. Hey, hi, how you doing? 145 00:08:10,125 --> 00:08:11,916 Um, yeah, I was wondering if you could help me. 146 00:08:12,000 --> 00:08:13,791 I'm looking for Finsley Gate. 147 00:08:14,791 --> 00:08:15,666 No? 148 00:08:16,291 --> 00:08:18,000 Uh, Fishwick Motors? 149 00:08:18,083 --> 00:08:21,083 - Ah. Dave's place? - Yeah, Dave's place. 150 00:08:21,166 --> 00:08:24,333 Right. Well, get this end turned in t'other direction. 151 00:08:25,041 --> 00:08:28,416 Straight on past Tesco Metro, four down on t'left. 152 00:08:28,958 --> 00:08:31,875 Right over t'main road, and Dave's is on t'right. 153 00:08:32,500 --> 00:08:33,375 Sorry? 154 00:08:33,458 --> 00:08:36,083 Get this end turned in t'other direction. 155 00:08:36,166 --> 00:08:38,375 - Straight on past Tesco Metro. - Tesco. 156 00:08:38,458 --> 00:08:40,083 Four down on t'left. 157 00:08:40,166 --> 00:08:42,166 Right over t'main road. 158 00:08:42,250 --> 00:08:44,208 - And Dave's is on t'right. - Yeah. 159 00:08:46,166 --> 00:08:47,333 Alright, thank you. 160 00:08:48,375 --> 00:08:49,291 [engine starts] 161 00:08:50,083 --> 00:08:51,166 Thank you. 162 00:08:56,958 --> 00:08:58,000 Bloody Londoners. 163 00:08:58,083 --> 00:09:02,208 ♪ I don't wanna kick, kick Kick your habit ♪ 164 00:09:02,291 --> 00:09:03,708 ♪ 'Cause you never quit… ♪ 165 00:09:03,791 --> 00:09:05,333 What was he saying? 166 00:09:05,416 --> 00:09:10,333 ♪ I gotta have it Na, na, na-na, na, na, na ♪ 167 00:09:10,416 --> 00:09:13,916 - ♪ Na, na, na ♪ - ♪ So won't you give me some more? ♪ 168 00:09:14,000 --> 00:09:15,458 ♪ Ah, kick it ♪ 169 00:09:22,541 --> 00:09:23,541 [shivers] 170 00:09:25,583 --> 00:09:26,583 Christ. 171 00:09:32,916 --> 00:09:34,083 - Hello. - Hello. 172 00:09:34,166 --> 00:09:38,208 Um, I need to see, uh, Mr Fishwick. 173 00:09:38,291 --> 00:09:41,083 - Yeah, he's just upstairs, that way. - Okay, thank you. 174 00:09:42,458 --> 00:09:43,666 [sighs] 175 00:09:47,750 --> 00:09:49,875 Hello, I'm Dave. How can I help you? 176 00:09:49,958 --> 00:09:52,916 Hi. Hugh Stockwell from Bentham and Green Solicitors. 177 00:09:53,000 --> 00:09:54,583 Ah, Hugh, you made it! 178 00:09:54,666 --> 00:09:57,291 Great. Take a load off. How were your journey? 179 00:09:57,375 --> 00:09:59,958 - Yes, fine, fine. Shall we just get… - [Dave] Great. 180 00:10:00,041 --> 00:10:01,583 …straight to it, shall we? 181 00:10:01,666 --> 00:10:03,333 - Sounds good to me. - Yes. 182 00:10:03,416 --> 00:10:08,541 So… [clears throat] …I understand that you would like… to open a bank. 183 00:10:08,625 --> 00:10:09,875 That's right. [taps desk] 184 00:10:10,375 --> 00:10:12,583 The Bank of Dave. 185 00:10:12,666 --> 00:10:15,833 That's… [laughs] That's… It's catchy. Very catchy. 186 00:10:16,958 --> 00:10:19,541 So, tell me, how did this idea come about? 187 00:10:19,625 --> 00:10:23,250 - So, as you can see, I sell minibuses. - Yes. 188 00:10:23,333 --> 00:10:24,750 [Dave] I used to sell vans. 189 00:10:24,833 --> 00:10:28,125 I've got seven of these dealerships across Lancashire and Yorkshire, 190 00:10:28,208 --> 00:10:31,250 and, uh, well, I won't deny it, I make good money. 191 00:10:31,333 --> 00:10:34,166 Now, a couple of year back, the country were in recession, 192 00:10:34,250 --> 00:10:36,833 and, uh, my customers were havin' problems making payments. 193 00:10:36,916 --> 00:10:40,083 - So I started lending them me own money. - Okay. 194 00:10:40,166 --> 00:10:42,375 Pretty soon, I were making loans to families 195 00:10:42,458 --> 00:10:44,958 and small businesses in the local area. 196 00:10:45,041 --> 00:10:47,666 - Why didn't they go to the banks? - They couldn't. 197 00:10:47,750 --> 00:10:50,500 For all sorts of reasons, the banks wouldn't touch 'em. 198 00:10:50,583 --> 00:10:51,458 Okay. 199 00:10:51,541 --> 00:10:54,416 - Don't get me started on those buggers. - The banks? 200 00:10:54,500 --> 00:10:56,125 They caused the recession. 201 00:10:56,625 --> 00:10:59,833 Speculating, treating the economy like it were a bloody casino. 202 00:11:00,500 --> 00:11:01,458 [sighs] Yeah. 203 00:11:01,541 --> 00:11:03,375 [Dave] Got greedier and greedier. 204 00:11:04,083 --> 00:11:06,333 Until the whole house of cards came tumbling down. 205 00:11:06,416 --> 00:11:11,416 And then, the government bailed them out. With billions of pounds of tax money. 206 00:11:11,500 --> 00:11:14,625 It came from the pockets of the same people whose money they lost. 207 00:11:14,708 --> 00:11:17,875 Hmm. Not their finest hour, that's for sure. 208 00:11:17,958 --> 00:11:19,666 - Bloody right. - You were… Yeah. 209 00:11:19,750 --> 00:11:21,291 - That's not the worst of it. - No. 210 00:11:21,375 --> 00:11:26,166 Then, the top dogs decide to keep paying themselves millions in bonuses. 211 00:11:26,833 --> 00:11:28,625 - For losing money. - I know, but… 212 00:11:28,708 --> 00:11:30,000 - Bunch of tossers. - But… 213 00:11:30,083 --> 00:11:31,500 - They should all be in jail. - Hmm. 214 00:11:31,583 --> 00:11:33,333 Yeah, but, back to the loans… 215 00:11:33,416 --> 00:11:35,750 - You were making, you were saying… - Right. 216 00:11:35,833 --> 00:11:40,125 - So, I lent out just over a million quid. - A million pounds. 217 00:11:40,208 --> 00:11:43,750 Can you guess how many of those loans went bad? 218 00:11:45,416 --> 00:11:47,583 Oh, I… [puffs] …seven? 219 00:11:48,291 --> 00:11:49,291 Try again, Hugh. 220 00:11:50,250 --> 00:11:51,541 - Three, I mean, I don't... - Warmer. 221 00:11:51,625 --> 00:11:53,000 Not a single one. 222 00:11:53,583 --> 00:11:54,916 - Wow. - Zip-a-de-doo-dah. 223 00:11:55,000 --> 00:11:58,166 In fact, some of me customers started making money. 224 00:11:58,250 --> 00:11:59,916 And they asked me to invest it for 'em. 225 00:12:00,000 --> 00:12:01,791 For which you need accreditation. 226 00:12:01,875 --> 00:12:03,250 [laughs] Spot on, Hugh. 227 00:12:03,333 --> 00:12:04,708 - That's why you're here. - Yes. 228 00:12:05,291 --> 00:12:07,666 Uh, one last thing. This isn't about me making money. 229 00:12:07,750 --> 00:12:11,041 Every single penny of profit goes straight to local charities. 230 00:12:12,041 --> 00:12:14,041 Oh, that's… That's, um… 231 00:12:15,166 --> 00:12:18,125 It's charitable, isn't it? That's… Yeah, great. 232 00:12:19,625 --> 00:12:23,541 - You don't look very convinced, Hugh. - No, it's... I don't have any… 233 00:12:24,375 --> 00:12:27,875 You're not paying me to tell you what you want to hear, you're paying me to… 234 00:12:27,958 --> 00:12:31,166 [inhales] …point out all the pitfalls and stumbling blocks 235 00:12:31,250 --> 00:12:33,000 and problems you are going to face. 236 00:12:33,083 --> 00:12:34,958 Ah, and hopefully to find a way around 'em. 237 00:12:35,541 --> 00:12:36,375 Yeah. 238 00:12:37,791 --> 00:12:41,041 Right, so firstly I'm going to need to see the paperwork of those loans 239 00:12:41,125 --> 00:12:42,875 and the financials of your businesses. 240 00:12:42,958 --> 00:12:44,833 Phyllis has got all that ready for you. 241 00:12:44,916 --> 00:12:47,541 Great. I'll talk to Phyllis and get back to you. 242 00:12:48,041 --> 00:12:50,916 - Nine o'clock, here tomorrow morning? - Tomorrow? 243 00:12:51,625 --> 00:12:52,791 Uh, yes, okay. 244 00:12:52,875 --> 00:12:54,666 - Yes. - Great to meet you, Hugh. 245 00:12:56,500 --> 00:12:57,458 Great. 246 00:12:58,166 --> 00:12:59,500 Welcome to Burnley. 247 00:13:01,041 --> 00:13:02,583 [man] Thank you, your worship. 248 00:13:04,458 --> 00:13:05,291 [gavel slams] 249 00:13:06,250 --> 00:13:10,708 In order to relieve pressure on both hospitals and GPs, 250 00:13:10,791 --> 00:13:15,291 we need to find a way to bridge the gap between primary and tertiary care. 251 00:13:16,041 --> 00:13:20,708 This proposed facility does that in the most efficient and economical way. 252 00:13:21,333 --> 00:13:22,583 Doctor Ashforth. 253 00:13:23,583 --> 00:13:27,750 Shouldn't the NHS be the ones to fund this facility? 254 00:13:27,833 --> 00:13:30,333 The National Health Service has agreed 255 00:13:30,416 --> 00:13:32,333 to fund the running costs of the facility, 256 00:13:32,416 --> 00:13:35,041 but we still need the initial capital outlay. 257 00:13:35,125 --> 00:13:37,000 [incredulous] Which is considerable. 258 00:13:37,083 --> 00:13:40,500 And our limited resources are already committed in other areas. 259 00:13:41,083 --> 00:13:45,083 Well… Burnley has already earned the dubious distinction 260 00:13:45,166 --> 00:13:48,375 of being one of the most deprived towns in the country. 261 00:13:48,875 --> 00:13:52,250 We're caught in a spiral of neglect and decay. 262 00:13:52,333 --> 00:13:54,708 I mean, clearly something has to change. 263 00:13:56,875 --> 00:13:58,375 But change takes courage. 264 00:13:59,458 --> 00:14:04,000 That's a quality sadly lacking in this council, and in this country. 265 00:14:04,083 --> 00:14:05,333 [councillors] Hear, hear. 266 00:14:07,666 --> 00:14:08,708 [gavel slams] 267 00:14:09,458 --> 00:14:11,583 [Hugh] I can't believe I have to stay for the night. 268 00:14:11,666 --> 00:14:13,166 [Clarence, over phone] You'll survive. 269 00:14:13,666 --> 00:14:16,000 [Hugh] Starting a new bank. He doesn't have a hope. 270 00:14:16,083 --> 00:14:18,750 I told him that but he wanted the chance to convince you. 271 00:14:18,833 --> 00:14:21,583 - How much are we charging him? - The full whack. 272 00:14:21,666 --> 00:14:23,458 Oh, no, we're not, are we? 273 00:14:24,583 --> 00:14:26,041 God, I feel bad. 274 00:14:26,125 --> 00:14:27,875 [scoffs] That's a first. 275 00:14:27,958 --> 00:14:29,625 [Hugh] No, I do. 276 00:14:29,708 --> 00:14:32,958 I feel bad I'm gonna have to tell him to give up on the whole thing. 277 00:14:33,041 --> 00:14:34,250 Well, my advice is, 278 00:14:34,333 --> 00:14:38,458 let him down gently and then see if he's willing to explore other opportunities. 279 00:14:39,500 --> 00:14:41,291 Yeah. Yeah, I guess… 280 00:14:42,333 --> 00:14:44,833 - Okay, thank you. Bye. - Alright. Bye, Hugh. 281 00:14:51,416 --> 00:14:53,416 - [horns beeping] - [car alarm blaring] 282 00:14:54,916 --> 00:14:56,208 Bollocks. 283 00:14:56,291 --> 00:14:58,208 [comical suspenseful music playing] 284 00:14:58,291 --> 00:14:59,333 Bollocks. 285 00:15:00,125 --> 00:15:02,000 Stupid, stupid… 286 00:15:02,750 --> 00:15:03,958 [wrench clatters] 287 00:15:04,916 --> 00:15:06,500 [child] What's he doing, Dad? 288 00:15:07,083 --> 00:15:08,708 - [dad] You alright there, mate? - Huh? 289 00:15:08,791 --> 00:15:11,958 - Are you…? - Yeah, I'm fine, thank you. 290 00:15:13,875 --> 00:15:14,791 Come on, then. 291 00:15:18,583 --> 00:15:19,583 [jack clangs] 292 00:15:21,208 --> 00:15:22,208 [screams] Bollocks! 293 00:15:22,708 --> 00:15:25,458 - [water bubbling] - [motor droning] 294 00:15:26,791 --> 00:15:27,958 [exhales] Oh, my God. 295 00:15:31,916 --> 00:15:33,916 - [phone ringing] - [baby crying] 296 00:15:35,208 --> 00:15:37,041 Hey, hey, sorry. 297 00:15:37,125 --> 00:15:40,083 I was wondering when I'm gonna get to see a doctor. I'm in a lot of pain. 298 00:15:40,166 --> 00:15:42,333 It won't be too long. I'm afraid it's been a busy night. 299 00:15:42,416 --> 00:15:45,875 Don't know if this makes a difference, but I've got a private health care plan. 300 00:15:45,958 --> 00:15:47,125 [scoffs] 301 00:15:47,208 --> 00:15:48,916 - What? - Hear that, Dr. Ashforth? 302 00:15:49,500 --> 00:15:51,333 He's got a private health care plan. 303 00:15:51,416 --> 00:15:54,583 Oh! Well, wouldn't say that too loud. 304 00:15:54,666 --> 00:15:57,291 Round here we tend to believe that health is a basic human right. 305 00:15:57,375 --> 00:16:00,041 Not a privilege available to only those who can afford it. 306 00:16:00,125 --> 00:16:04,125 No, I'm not negating anybody else's pain. I'm just saying I'm in pain also, okay? 307 00:16:04,208 --> 00:16:05,625 I've dropped a… 308 00:16:05,708 --> 00:16:08,083 A, uh… a car thing on my foot. 309 00:16:08,166 --> 00:16:09,250 Okay? 310 00:16:09,333 --> 00:16:10,791 - [Dr. Ashforth] Careless. - Excuse me? 311 00:16:10,875 --> 00:16:13,500 Michelle, would you, uh, give him some aspirin? 312 00:16:13,583 --> 00:16:14,416 Wait your turn. 313 00:16:16,166 --> 00:16:18,666 [barely audible radio broadcast] 314 00:16:25,875 --> 00:16:26,791 Oh, dear. 315 00:16:27,666 --> 00:16:29,250 - What's happened? - [Hugh] Nothing. Just a… 316 00:16:31,125 --> 00:16:33,416 An accident changing a flat tyre. 317 00:16:34,250 --> 00:16:37,250 - Anything broken? - Thankfully, no. Just my pride. 318 00:16:37,333 --> 00:16:38,333 You muppet. 319 00:16:39,125 --> 00:16:40,041 Is the car still there? 320 00:16:41,291 --> 00:16:42,208 Yes. 321 00:16:42,291 --> 00:16:44,750 I'll have one of the lads get it sorted, brought back here. 322 00:16:45,458 --> 00:16:46,291 Thank you. 323 00:16:46,375 --> 00:16:48,375 [humming] 324 00:16:49,375 --> 00:16:51,916 [Dave whistling] 325 00:16:52,000 --> 00:16:53,000 Fancy a brew? 326 00:16:53,083 --> 00:16:54,000 [Hugh] No, thank you. 327 00:16:55,583 --> 00:16:56,666 Look, Dave, 328 00:16:57,208 --> 00:17:03,166 I know I said yesterday that it was my job to look for all the problems and pitfalls, 329 00:17:03,250 --> 00:17:04,166 um… 330 00:17:05,458 --> 00:17:08,000 but, actually, it's a bit worse than that, because… 331 00:17:08,083 --> 00:17:09,541 [Dave] I know what you're gonna say. 332 00:17:09,625 --> 00:17:12,666 I know you're gonna tell me that the Bank of Dave is never gonna happen. 333 00:17:13,375 --> 00:17:16,625 You're gonna say that the Financial Regulation Board 334 00:17:16,708 --> 00:17:19,458 hasn't approved a new bank in 150 years. 335 00:17:20,166 --> 00:17:21,500 - Am I right? - Yeah. 336 00:17:21,583 --> 00:17:23,458 [Dave] We got Google up here too. 337 00:17:24,750 --> 00:17:25,666 But, please. 338 00:17:26,458 --> 00:17:29,250 Indulge me, hmm? Just for a day. 339 00:17:31,041 --> 00:17:32,666 There is method in me madness. 340 00:17:33,791 --> 00:17:35,833 - I promise. - Okay. 341 00:17:35,916 --> 00:17:38,500 - Second loan I made were to Jamie. - Okay. 342 00:17:38,583 --> 00:17:40,666 Come out here one morning and it were quiet. 343 00:17:40,750 --> 00:17:43,375 His amp had packed up. That's how he made a living. 344 00:17:43,458 --> 00:17:47,500 But with no bank account, no address, where were he supposed to turn? 345 00:17:48,208 --> 00:17:51,125 So I got him a new one and he paid me back two quid a week. 346 00:17:51,208 --> 00:17:53,291 - Two quid… - Never missed a single payment. 347 00:17:54,208 --> 00:17:56,875 - Good on, you, Jamie. - Eh up, Dave. You alright? 348 00:17:58,083 --> 00:17:59,791 - ♪ It's gonna be… ♪ - Come on. 349 00:17:59,875 --> 00:18:00,750 Sorry, I... 350 00:18:00,833 --> 00:18:03,333 I want you to meet some more of the people this is all about. 351 00:18:03,416 --> 00:18:06,750 ♪ It's gonna be alright It's gonna be alright… ♪ 352 00:18:06,833 --> 00:18:08,333 [Dave] Come on, Eric. The big reveal. 353 00:18:08,416 --> 00:18:10,291 - Have a look at that. - Ta-da! 354 00:18:10,375 --> 00:18:13,041 - It's gonna be great for the community. - You swim? 355 00:18:13,125 --> 00:18:16,041 Basketball, cycling. Which one are you? 356 00:18:16,125 --> 00:18:18,458 It sounds stupid, don't it? It sounds stupid. 357 00:18:18,541 --> 00:18:20,791 A barge builder at top of a hill in Ribble Valley. 358 00:18:20,875 --> 00:18:23,958 But he's got one of the most successful barge building companies in the country. 359 00:18:24,041 --> 00:18:25,916 Dream up your favourite boat, he'll build it. 360 00:18:26,000 --> 00:18:28,708 - Yeah. - Okay, lads. You gonna wow us? 361 00:18:28,791 --> 00:18:31,250 - [man] Take hold of that. - [Hugh] Okay, thank you. 362 00:18:31,333 --> 00:18:33,166 - Cheers, Hugh. - I'm spoiled. Cheers. 363 00:18:33,250 --> 00:18:34,416 - Okay, cheers. - To us all. 364 00:18:34,500 --> 00:18:35,625 Cheers. 365 00:18:35,708 --> 00:18:39,291 ♪ It's gonna be alright You gotta solver by your side ♪ 366 00:18:39,375 --> 00:18:41,750 - That's a proper drop, isn't it? - Yeah, it's good. 367 00:18:41,833 --> 00:18:42,958 [man] That's really nice. 368 00:18:43,041 --> 00:18:44,333 - This is my favourite. - Okay. 369 00:18:44,416 --> 00:18:46,625 This is gentle. This is the coconut. 370 00:18:46,708 --> 00:18:47,625 [Hugo] Gentle's good. 371 00:18:48,458 --> 00:18:49,666 Want a bit more? The Goan. 372 00:18:51,083 --> 00:18:53,291 - Very nice. - [Dave] Now, have some of this. 373 00:18:53,375 --> 00:18:55,791 - Delicious. - This is the mild one? 374 00:18:55,875 --> 00:18:58,333 - Have a bit of naan with it. - Yeah, why not? Thank you. 375 00:18:58,416 --> 00:19:00,708 - Thank you. - [Dave] You make these as well, don't you? 376 00:19:00,791 --> 00:19:02,333 - [woman] Yeah. - It's... I… 377 00:19:03,125 --> 00:19:05,333 - It's to the highest standards. - Yeah. 378 00:19:05,416 --> 00:19:08,416 - Good to know. - It's vegan. Not tested on animals. 379 00:19:08,500 --> 00:19:10,500 - That's good. - Try some of this. 380 00:19:10,583 --> 00:19:12,208 - Have a squirt. - Good quality. 381 00:19:12,291 --> 00:19:14,416 - [Dave] Shocking blue… - [woman] Have a smell. 382 00:19:14,500 --> 00:19:15,875 Rub it round. It's nice. 383 00:19:15,958 --> 00:19:18,541 That scent will stay with you for the rest of the day, so… 384 00:19:18,625 --> 00:19:20,125 I put it on some of my horses. 385 00:19:20,208 --> 00:19:21,791 This lady's an artist. 386 00:19:21,875 --> 00:19:24,208 Anyone to apologise to? Say sorry to the wife? 387 00:19:24,291 --> 00:19:25,791 - Thank you. - Have you got a wife? 388 00:19:26,375 --> 00:19:29,083 Afternoon all. Two black coffees, please Jenny. 389 00:19:29,166 --> 00:19:31,416 - [Hugh] A macchiato with oat milk? - There she is! 390 00:19:31,500 --> 00:19:32,958 - My favourite niece. - Hiya, Dave. 391 00:19:33,041 --> 00:19:34,541 - [Dave] How are you? - Good, how are you? 392 00:19:34,625 --> 00:19:35,750 [Dave] Smashing. 393 00:19:35,833 --> 00:19:36,791 Oh, shit. Hi. 394 00:19:36,875 --> 00:19:40,875 - Should've known you were Dave's banker. - I'm a lawyer, actually, but, yeah… 395 00:19:40,958 --> 00:19:43,000 How's the bruised big toe? 396 00:19:43,083 --> 00:19:45,625 It's a bit more than bruised, but it's okay. 397 00:19:45,708 --> 00:19:47,041 [Dave] You've met already? 398 00:19:47,125 --> 00:19:48,166 - Yes. - Yeah. 399 00:19:48,250 --> 00:19:50,958 Hugh's advising me on setting up this Bank of Dave. 400 00:19:51,458 --> 00:19:54,500 Which we need to get our project off the ground. 401 00:19:54,583 --> 00:19:56,375 - Hmm. - Sorry, what is that? 402 00:19:56,458 --> 00:19:59,000 You know all about waiting times at the A&E. 403 00:19:59,500 --> 00:20:01,750 Here, they're some of the worst in the country, 404 00:20:01,833 --> 00:20:05,541 and it's because the people we deal with don't actually need hospital treatment. 405 00:20:05,625 --> 00:20:08,916 Their ailments could just as easily be treated by GPs, 406 00:20:09,000 --> 00:20:11,750 but it takes, on average, 11 days to get an appointment. 407 00:20:12,500 --> 00:20:13,625 And, well… 408 00:20:14,166 --> 00:20:16,375 No one wants to wait that long when they're sick. 409 00:20:16,958 --> 00:20:20,333 So, we're proposing a walk-in free clinic. 410 00:20:21,125 --> 00:20:23,083 They can write prescriptions, 411 00:20:23,166 --> 00:20:25,958 run diagnostic tests, make referrals. 412 00:20:26,041 --> 00:20:27,416 Sounds like a good idea. 413 00:20:27,500 --> 00:20:28,541 - [Dave] Don't it? - Yeah. 414 00:20:28,625 --> 00:20:30,291 The NHS agrees, 415 00:20:30,375 --> 00:20:33,083 but they've already been pared to the bone. 416 00:20:33,166 --> 00:20:36,208 And the council weren't interested so thought I'd try Dave. 417 00:20:36,291 --> 00:20:38,250 If you were to register as a charity, 418 00:20:38,333 --> 00:20:41,208 that'd be a huge incentive for corporate sponsors. 419 00:20:41,291 --> 00:20:43,541 I mean, I know it's corporate, but… 420 00:20:44,041 --> 00:20:46,875 No, that… Yeah, that makes a lot of sense, actually. 421 00:20:46,958 --> 00:20:47,791 [phone vibrates] 422 00:20:47,875 --> 00:20:50,166 - Oh. Sorry, I'm on call. - Oh, right. 423 00:20:50,250 --> 00:20:52,458 - Got to run. I'll leave that there. - Okay. 424 00:20:53,333 --> 00:20:54,416 Great. 425 00:20:54,500 --> 00:20:57,708 - Well, nice to… - Yeah. Look after that bruised big toe. 426 00:20:58,208 --> 00:20:59,666 I will. It's fine now, actually. 427 00:21:00,416 --> 00:21:01,958 Not completely fine, but… 428 00:21:02,041 --> 00:21:03,125 - Right. - Yeah. 429 00:21:03,208 --> 00:21:04,708 - See you, Dave. - [Dave] See you. 430 00:21:09,041 --> 00:21:10,708 - Thanks. - [Jenny] No, problem, Alex. 431 00:21:10,791 --> 00:21:11,750 So, she's… 432 00:21:13,666 --> 00:21:14,708 What's all this? 433 00:21:15,875 --> 00:21:18,375 All the projects that are too big for me on me own. 434 00:21:21,250 --> 00:21:22,416 Um… 435 00:21:22,500 --> 00:21:26,333 - Up till now, I've helped create 150 jobs. - Yeah. 436 00:21:26,416 --> 00:21:28,416 In here, there's hundreds more. 437 00:21:28,500 --> 00:21:30,625 - I get it, Dave. - It's not just jobs. 438 00:21:31,875 --> 00:21:34,666 It's about the quality of life for a whole community. 439 00:21:34,750 --> 00:21:36,583 This is all really impressive. 440 00:21:37,208 --> 00:21:41,458 Okay, but unfortunately, the Financial Regulation Board doesn't care about this. 441 00:21:43,916 --> 00:21:45,666 Question I want you to answer 442 00:21:47,000 --> 00:21:49,083 isn't "can the Bank of Dave exist?" 443 00:21:49,958 --> 00:21:53,083 The question, after what you've seen today, 444 00:21:53,875 --> 00:21:55,875 is "should the Bank of Dave exist?" 445 00:21:57,125 --> 00:21:58,375 Well… 446 00:21:59,791 --> 00:22:01,666 Yes. Yes, it should. 447 00:22:01,750 --> 00:22:02,666 Right. 448 00:22:04,083 --> 00:22:06,208 So, this is what I want you to do. 449 00:22:07,208 --> 00:22:12,666 I want you to file the necessary paperwork with the Finance Commission Board. 450 00:22:12,750 --> 00:22:14,750 I know they're gonna turn me down, 451 00:22:16,875 --> 00:22:18,583 but I want them to tell me why. 452 00:22:20,583 --> 00:22:22,583 I want them to admit publicly 453 00:22:23,833 --> 00:22:25,833 that it's because I'm not in their club. 454 00:22:27,083 --> 00:22:29,958 I'm not part of the Eton and Oxford elite. 455 00:22:31,666 --> 00:22:33,083 I want them to say 456 00:22:33,166 --> 00:22:38,041 that the very same people who've just lost 500 billion quid 457 00:22:38,125 --> 00:22:42,041 are the only people entitled to look after our money. 458 00:22:42,666 --> 00:22:44,125 And you don't mind losing? 459 00:22:44,958 --> 00:22:46,416 Of course I bloody mind. 460 00:22:47,583 --> 00:22:50,708 But it's the price I'm willing to pay to get them to admit the truth. 461 00:22:51,208 --> 00:22:52,083 Okay, yeah. 462 00:22:53,041 --> 00:22:54,000 Yeah, I'm in. 463 00:22:56,666 --> 00:22:59,166 I'll give your boss a bell. Tell him you're still on the clock. 464 00:22:59,250 --> 00:23:00,791 [laughs] That'll make his day. 465 00:23:01,375 --> 00:23:03,708 Alright. Time to celebrate. 466 00:23:04,583 --> 00:23:06,583 And, as luck would have it… 467 00:23:07,541 --> 00:23:09,125 tonight's karaoke night. 468 00:23:09,208 --> 00:23:10,541 Oh, no, thank you. 469 00:23:11,041 --> 00:23:12,500 Alexandra will be there. 470 00:23:14,583 --> 00:23:15,458 Really? 471 00:23:15,541 --> 00:23:17,000 [laughter] 472 00:23:17,958 --> 00:23:21,083 [Dave] What I didn't tell you is that Eric used to be shop steward 473 00:23:21,166 --> 00:23:23,333 at the Michelin factory before it closed down. 474 00:23:23,416 --> 00:23:25,375 And he was a real bloody troublemaker. 475 00:23:25,916 --> 00:23:28,916 - Now he employs 25 workers. - Thirty. 476 00:23:29,000 --> 00:23:31,875 - This bugger turned me into a capitalist. - It happens. 477 00:23:31,958 --> 00:23:34,333 Can barely look at myself in the mirror of a morning. 478 00:23:35,000 --> 00:23:35,833 - Hugh… - [Hugh] Thanks. 479 00:23:35,916 --> 00:23:38,500 - I'd like to introduce you to Maureen. - Nice to meet you. 480 00:23:38,583 --> 00:23:42,166 First loan I made that weren't for a van or a minibus were to Maureen. 481 00:23:42,666 --> 00:23:46,833 I heard you got yourself a posh London lawyer to sort out this bank thing. 482 00:23:46,916 --> 00:23:48,916 When you take on the fat cats, 483 00:23:49,000 --> 00:23:51,708 you gotta have someone who knows how to play their game. 484 00:23:51,791 --> 00:23:56,916 I told Dave he was wasting his time with the idea, but he's managed to convince me. 485 00:23:57,000 --> 00:23:59,416 - Dave can be very persuasive. - Yes. 486 00:23:59,500 --> 00:24:02,333 I hope, for his sake, you're half as good. 487 00:24:02,416 --> 00:24:04,375 Well… hopefully. 488 00:24:04,458 --> 00:24:06,958 So, you received the first loan from Dave? 489 00:24:08,083 --> 00:24:10,750 Yeah. I were married to Ron for 38 years. 490 00:24:10,833 --> 00:24:13,916 When he died, I had very little money in the bank. 491 00:24:14,458 --> 00:24:18,125 I couldn't have afforded a proper funeral without Dave and Nicky's help. 492 00:24:18,208 --> 00:24:20,041 - [mic feedback] - [host] Right, first up. 493 00:24:20,125 --> 00:24:22,416 All the way from London… 494 00:24:23,041 --> 00:24:24,083 It's Hugh. 495 00:24:24,166 --> 00:24:25,791 - [Eric] Get up there. - [Dave] Go on. 496 00:24:25,875 --> 00:24:27,083 - [Maureen] That's you. - No. 497 00:24:27,166 --> 00:24:28,916 - I picked an easy one. - Not nice. 498 00:24:29,000 --> 00:24:30,625 - [Dave] You'll be fine. - No, no. 499 00:24:30,708 --> 00:24:33,083 - You know this one, you'll like this. - No, thank you. 500 00:24:33,166 --> 00:24:36,166 - Let's give him a round of applause. - [Hugh] No, thank you. 501 00:24:36,250 --> 00:24:39,291 - No, right, I'll just press play. - [Dave] Hugh! 502 00:24:39,375 --> 00:24:42,250 - [crowd chanting] Hugh! - ["Losing My Religion" by REM playing] 503 00:24:42,333 --> 00:24:43,583 [crowd cheering] 504 00:24:45,250 --> 00:24:46,666 [Nicky whooping] 505 00:24:48,208 --> 00:24:49,958 I honestly don't want to do this. 506 00:24:50,041 --> 00:24:52,041 You'll be fine. You'll be grand. 507 00:24:52,125 --> 00:24:54,125 I… I… really don't want to. 508 00:24:54,208 --> 00:24:55,958 - That's funny. - I know this one. 509 00:24:56,041 --> 00:24:58,791 - ♪ Oh, life is bigger ♪ - There he goes! 510 00:25:00,583 --> 00:25:02,083 ♪ It's bigger than you ♪ 511 00:25:02,166 --> 00:25:03,125 I… 512 00:25:03,208 --> 00:25:05,958 And you are not me… I don't know this song. 513 00:25:06,041 --> 00:25:06,958 Can't hear you. 514 00:25:07,041 --> 00:25:08,458 ♪ …lengths I would go to… ♪ 515 00:25:09,333 --> 00:25:11,375 [muffled] ♪ The distance in your eyes ♪ 516 00:25:15,958 --> 00:25:20,166 ♪ Oh, no, I've said too much ♪ 517 00:25:21,750 --> 00:25:23,416 - ♪ I set it up ♪ - [man sings along] 518 00:25:23,500 --> 00:25:25,375 - You know. Do you want to swap? - [man] No. 519 00:25:25,458 --> 00:25:27,708 - ♪ That's me in the corner ♪ - That's you! 520 00:25:27,791 --> 00:25:29,166 Oh, shit. 521 00:25:29,250 --> 00:25:32,375 - ♪ That's me in the spotlight ♪ - A lager, please. 522 00:25:32,458 --> 00:25:35,291 ♪ Losing my religion ♪ 523 00:25:36,083 --> 00:25:36,916 Oh, God. 524 00:25:37,000 --> 00:25:40,708 ♪ Trying to keep up with you ♪ 525 00:25:40,791 --> 00:25:41,625 [groans] 526 00:25:41,708 --> 00:25:45,000 - ♪ And I don't know if I can do it ♪ - That's right. 527 00:25:45,500 --> 00:25:46,416 Please help. 528 00:25:46,500 --> 00:25:51,000 - ♪ Oh no, I've said too much ♪ - [crowd singing along] 529 00:25:51,625 --> 00:25:55,208 ♪ I haven't… I haven't said enough ♪ 530 00:25:55,291 --> 00:25:58,125 ♪ I thought that I heard you laughing ♪ 531 00:25:58,208 --> 00:26:01,875 - [Dave] I wasn't laughing! - ♪ I thought that I heard you sing ♪ 532 00:26:02,416 --> 00:26:03,333 Oh, come on. 533 00:26:04,625 --> 00:26:09,541 ♪ I think I thought I saw you try ♪ 534 00:26:09,625 --> 00:26:11,750 I think I'm… I think that's it. 535 00:26:11,833 --> 00:26:13,416 [scattered applause] 536 00:26:13,500 --> 00:26:15,333 [Hugh] Okay. I'm gonna go. 537 00:26:15,416 --> 00:26:18,833 Thank you. Thanks a lot. Thanks, Dave. Really appreciate it. 538 00:26:18,916 --> 00:26:19,791 Well done, lad. 539 00:26:21,125 --> 00:26:22,625 - [Nicky whoops] - [clapping] 540 00:26:22,708 --> 00:26:24,333 - [Dave] Well done, lad. - [Nicky whoops] 541 00:26:24,416 --> 00:26:25,541 Well done. 542 00:26:26,583 --> 00:26:28,791 See. He's got a good voice. 543 00:26:28,875 --> 00:26:30,833 - You'll bill me for that later. - Cheers. 544 00:26:30,916 --> 00:26:31,875 [all] Cheers. 545 00:26:37,250 --> 00:26:39,250 - [Hugh] Speak soon. Yes. - [Dave] Yeah, we better. 546 00:26:39,958 --> 00:26:42,041 - Bye. Okay. - [Dave] Take care. 547 00:26:42,125 --> 00:26:43,750 - Cheers, Dave. See you. - See you. 548 00:26:44,291 --> 00:26:45,125 Oh. 549 00:26:45,833 --> 00:26:47,500 [woman] I'll get it, you're alright. 550 00:26:48,250 --> 00:26:49,291 Here you are, love. 551 00:26:50,375 --> 00:26:51,791 Uh, thank you. 552 00:26:51,875 --> 00:26:53,083 [calm music playing] 553 00:26:53,166 --> 00:26:54,333 [laughs] 554 00:27:01,875 --> 00:27:02,791 [knocking] 555 00:27:04,541 --> 00:27:07,333 My God, Hugh. what did they do to you up there in the North? 556 00:27:07,416 --> 00:27:08,875 It's nothing. Silly. My fault. 557 00:27:08,958 --> 00:27:11,083 I got a call from Mr Fishwick. 558 00:27:11,166 --> 00:27:13,166 He's keeping you on at your full hourly rate. 559 00:27:13,250 --> 00:27:15,375 Which is, of course, music to my ears. 560 00:27:15,458 --> 00:27:18,833 He also said he'd convinced you to move forward on the Bank of Dave. 561 00:27:18,916 --> 00:27:21,000 - Yes. - Must be a hell of a salesman. 562 00:27:21,083 --> 00:27:23,750 Explain, because this I have to hear. 563 00:27:23,833 --> 00:27:26,791 The banks are literally a law unto themselves. 564 00:27:26,875 --> 00:27:29,083 They've created a model of what a bank should be, 565 00:27:29,166 --> 00:27:30,708 which is exactly like them. 566 00:27:30,791 --> 00:27:32,791 Dave Fishwick's proposal is a new model. 567 00:27:32,875 --> 00:27:38,333 A small local bank taking local deposits, investing back into the local community. 568 00:27:38,416 --> 00:27:39,708 That's a nice idea. 569 00:27:40,333 --> 00:27:43,333 - FRB will never go for it, though. - No, of course they won't. 570 00:27:43,416 --> 00:27:47,916 But they are going to have to justify why the status quo is so much better. 571 00:27:48,416 --> 00:27:51,583 So, you want to take them on in the court of public opinion? 572 00:27:52,500 --> 00:27:56,000 That's not a bad idea, given the public opinion has never being so negative. 573 00:27:56,083 --> 00:27:58,125 But expect them to fight dirty. 574 00:27:58,208 --> 00:28:01,250 The good news is they have to win and we don't mind losing. 575 00:28:01,333 --> 00:28:02,458 [Clarence] Hmm. 576 00:28:02,541 --> 00:28:05,166 I'm liking this more and more. What do you need? 577 00:28:05,250 --> 00:28:08,041 Any advice you have on submitting to the FRB. 578 00:28:08,125 --> 00:28:10,000 You're going to need a business plan. 579 00:28:10,833 --> 00:28:13,416 Talk to your friend Oscar. He churns them out every day. 580 00:28:13,500 --> 00:28:16,291 Yeah, that's a great idea. Thanks, Clarence. 581 00:28:18,083 --> 00:28:21,625 So, these are all old, but they all follow the same pattern. 582 00:28:22,708 --> 00:28:25,208 Huge upside, almost no risk. 583 00:28:25,875 --> 00:28:29,125 I'll email you the software that makes this a piece of piss. 584 00:28:29,208 --> 00:28:30,625 These are great. Thank you. 585 00:28:31,416 --> 00:28:32,375 What's this for? 586 00:28:34,500 --> 00:28:36,166 - Um… - I know, I know. 587 00:28:36,250 --> 00:28:39,041 You could tell me but then you'd have to kill me. 588 00:28:39,125 --> 00:28:40,541 Something like that, yeah. 589 00:28:41,458 --> 00:28:43,666 So, tell me, how's married life treating you? 590 00:28:44,291 --> 00:28:45,458 [sighs] 591 00:28:46,791 --> 00:28:48,000 - Oh, really? - Hmm. 592 00:28:48,083 --> 00:28:49,708 Come on, it's not that bad. 593 00:28:51,416 --> 00:28:54,375 The baby keeps us up half the night, every night. 594 00:28:55,083 --> 00:28:59,541 Priscilla is moody as fuck all the time. And the house looks like Ground Zero. 595 00:29:00,458 --> 00:29:03,458 Aside from that, I've… I've never been happier. 596 00:29:05,458 --> 00:29:06,791 It sounds great to me. 597 00:29:07,458 --> 00:29:09,458 [indistinct chatter] 598 00:29:10,291 --> 00:29:11,208 [woman] Hugh. 599 00:29:12,291 --> 00:29:14,958 - Hey, Hen. How you doing? - Hi. [laughs] 600 00:29:15,041 --> 00:29:16,916 Never better. Will you join me? 601 00:29:17,833 --> 00:29:19,625 - No, I… - Oh, please. 602 00:29:19,708 --> 00:29:22,000 Bloody Cynthia stood me up at the last minute. 603 00:29:22,083 --> 00:29:24,500 A client dinner the dozy cow had forgotten about. 604 00:29:24,583 --> 00:29:26,500 I'll be legless if I drink this on my own. 605 00:29:26,583 --> 00:29:28,750 - Please. - [hesitates] Okay, I'll have one. 606 00:29:32,083 --> 00:29:34,958 So, what have you been up to? 607 00:29:35,041 --> 00:29:37,125 I've just come back from the North. 608 00:29:37,666 --> 00:29:39,041 - Hampstead? - Uh, Burnley. 609 00:29:39,125 --> 00:29:40,833 Oh. Sounds grim. 610 00:29:41,500 --> 00:29:44,041 Actually, it's a surprisingly pretty part of the world. 611 00:29:44,125 --> 00:29:45,750 They've got a great football side. 612 00:29:45,833 --> 00:29:47,250 Who knew? [laughs] 613 00:29:47,333 --> 00:29:48,291 How's work? 614 00:29:48,833 --> 00:29:50,875 [inhales] It's full on. 615 00:29:51,500 --> 00:29:54,583 Giles is… Well, he's an arsehole. As you know. 616 00:29:54,666 --> 00:29:57,458 - Yeah. - But I can honestly say I'm loving it. 617 00:29:57,541 --> 00:30:01,000 Great. I saw you and Jem the other night. How's he doing? 618 00:30:02,500 --> 00:30:04,250 Yeah, he's good. He, um… 619 00:30:05,083 --> 00:30:06,375 He just got a big promotion. 620 00:30:06,458 --> 00:30:07,333 Great. 621 00:30:08,166 --> 00:30:09,000 [Hen] Hmm. 622 00:30:09,750 --> 00:30:11,791 [muffled sobs] 623 00:30:11,875 --> 00:30:13,833 Oh, no. Oh no, what have I done? 624 00:30:13,916 --> 00:30:15,375 [cries] Sorry. 625 00:30:15,958 --> 00:30:18,083 Oh, my God, it's so embarrassing. Sorry. 626 00:30:18,166 --> 00:30:19,125 [breathless sob] 627 00:30:20,166 --> 00:30:24,125 - He dumped me. - Oh, shit. I'm so sorry, Hen. That's… 628 00:30:24,208 --> 00:30:25,833 I mean, what am I gonna do? 629 00:30:26,666 --> 00:30:29,833 He's my boss now. I can't go back to work there, but I… 630 00:30:31,000 --> 00:30:33,166 I can't afford to lose my job. 631 00:30:33,875 --> 00:30:36,791 - [gasping sob] - I'm sure it'll work itself out. 632 00:30:37,916 --> 00:30:41,083 - Maybe… Maybe slow down. - [waitress] Yes, madam. 633 00:30:41,166 --> 00:30:44,791 - Maybe not drink so much if you're sad. - This one, yeah. Thank you. 634 00:30:44,875 --> 00:30:46,208 [waitress] Absolutely. 635 00:30:46,291 --> 00:30:47,541 - You okay? - I'm fine. 636 00:30:47,625 --> 00:30:49,958 - There's a step coming up. - One, two, three. 637 00:30:50,041 --> 00:30:51,125 Good. Nice. 638 00:30:51,625 --> 00:30:52,833 - Um… - [Hen giggling] 639 00:30:52,916 --> 00:30:55,625 - Okay. - Thank you. 640 00:30:55,708 --> 00:30:58,250 Oh! Oh, no, no, no, no, Hen. 641 00:30:58,333 --> 00:31:02,458 No. You're vulnerable, I'm vulnerable. This… this won't solve anything. 642 00:31:02,541 --> 00:31:04,000 - No? - No. 643 00:31:05,000 --> 00:31:06,750 - Okay. - Okay. 644 00:31:06,833 --> 00:31:08,000 [groans] 645 00:31:08,083 --> 00:31:09,583 I do miss you though, Hugh. 646 00:31:09,666 --> 00:31:11,541 - I miss you too. - Hmm. 647 00:31:12,541 --> 00:31:14,458 - We were so good together. - Yeah. 648 00:31:15,375 --> 00:31:17,583 - Can I ask a favour? - What do you want? 649 00:31:17,666 --> 00:31:20,041 All of Jem's stuff is at my house. 650 00:31:20,916 --> 00:31:23,208 - Can I stay at your house? - Of course. 651 00:31:24,166 --> 00:31:25,208 But let's just… 652 00:31:26,291 --> 00:31:28,916 - Get into the cab, please. Yeah. - Yeah. Okay. 653 00:31:29,583 --> 00:31:30,416 [Hugh grunts] 654 00:31:31,166 --> 00:31:32,333 [Hen] Hmm. 655 00:31:32,416 --> 00:31:33,333 - Okay? - [Hen] Yes. 656 00:31:33,416 --> 00:31:35,250 - Please be careful... - [Hen] Hello! [thud, yelps] 657 00:31:36,333 --> 00:31:38,458 [sirens blaring] 658 00:31:40,500 --> 00:31:43,375 [soft piano chords playing] 659 00:31:47,291 --> 00:31:48,916 [dog barking] 660 00:31:56,916 --> 00:31:58,041 [grunts] 661 00:32:13,125 --> 00:32:14,666 [dog barking] 662 00:32:19,375 --> 00:32:20,791 Oh, Christ. 663 00:32:22,916 --> 00:32:24,041 [moans softly] 664 00:32:30,375 --> 00:32:31,541 [sighs] Thank God. 665 00:32:42,166 --> 00:32:43,375 [sighs] 666 00:32:49,833 --> 00:32:50,708 Hmm. 667 00:32:55,500 --> 00:32:57,500 [ominous music playing] 668 00:33:08,458 --> 00:33:09,291 [scoffs] 669 00:33:13,333 --> 00:33:14,833 [water pouring] 670 00:33:17,125 --> 00:33:18,791 - Hey. - [Hen] Hello. 671 00:33:18,875 --> 00:33:22,166 - How are you doing? Are you okay? - [rueful laugh] Hmm. 672 00:33:22,250 --> 00:33:25,875 I have made you a very strong coffee. 673 00:33:25,958 --> 00:33:27,000 Thank you. 674 00:33:27,833 --> 00:33:30,833 Sorry about last night. I was in shocking shape. 675 00:33:30,916 --> 00:33:32,875 Don't be. I was glad I was there to help. 676 00:33:34,291 --> 00:33:35,833 Can we go for dinner soon? 677 00:33:35,916 --> 00:33:39,208 You know, like normal people. When I'm not completely off my face. 678 00:33:39,833 --> 00:33:41,416 Yes. Whenever you like. 679 00:33:42,583 --> 00:33:43,416 Tonight? 680 00:33:46,500 --> 00:33:47,333 Yeah. 681 00:33:47,875 --> 00:33:48,750 Um… 682 00:33:49,833 --> 00:33:51,041 Yeah. 683 00:33:53,083 --> 00:33:55,500 - How's it going? - Good. Getting there. 684 00:33:55,583 --> 00:33:58,833 Excellent. Because I found someone you should speak to. 685 00:33:59,541 --> 00:34:02,291 Sir Charles Denbigh. Friend of a friend. 686 00:34:02,375 --> 00:34:05,416 He was on the board of the FRB until three years ago. 687 00:34:05,500 --> 00:34:08,500 These days, he mainly does legal consultancy for hedge funds. 688 00:34:08,583 --> 00:34:10,291 And he's going to be helpful? 689 00:34:10,375 --> 00:34:12,208 This needs to go public. 690 00:34:12,291 --> 00:34:15,541 Spin Sir Charles a convincing yarn, he won't be able to help himself. 691 00:34:15,625 --> 00:34:16,958 He'll be on the phone right away 692 00:34:17,041 --> 00:34:19,500 to his friends in high places in the banking world. 693 00:34:19,583 --> 00:34:22,333 Then you can tap into the one thing you have on your side. 694 00:34:22,416 --> 00:34:23,916 Everybody hates bankers. 695 00:34:24,458 --> 00:34:25,666 Precisely. 696 00:34:26,750 --> 00:34:27,875 Toodle pip. 697 00:34:31,708 --> 00:34:33,375 Everybody hates bankers. 698 00:34:34,375 --> 00:34:38,208 - [classical piano playing softly] - [indistinct male chatter] 699 00:34:40,708 --> 00:34:42,333 [clears throat] Sir Charles? 700 00:34:42,416 --> 00:34:43,541 Hmm. 701 00:34:44,291 --> 00:34:46,583 Hugh Stockwell from Bentham and Green. 702 00:34:47,791 --> 00:34:48,958 Oh, you work with… Lawrence. 703 00:34:49,041 --> 00:34:51,583 - Yeah, Clarence. Yes. - [Charles] Clarence? 704 00:34:51,666 --> 00:34:52,583 Oh… 705 00:34:54,125 --> 00:34:55,291 I've never met the man. 706 00:34:55,375 --> 00:34:58,625 In fact, until yesterday, I'd never even heard of him. [laughs] 707 00:34:58,708 --> 00:35:01,000 But, anyway, you're here now, so… 708 00:35:01,083 --> 00:35:02,583 How can I be of service? 709 00:35:02,666 --> 00:35:03,666 Firstly, thank you. 710 00:35:03,750 --> 00:35:07,208 Everybody tells me you're the country's leading expert on the banking system. 711 00:35:07,291 --> 00:35:09,875 Oh, well. I've put in my time. 712 00:35:10,791 --> 00:35:11,666 I'll be brief. 713 00:35:11,750 --> 00:35:16,500 I represent a client who is looking into establishing a new retail bank. 714 00:35:17,166 --> 00:35:18,833 [whispers] Not an American, I hope. 715 00:35:18,916 --> 00:35:23,208 [laughs] No. The gentleman in question is definitely English. 716 00:35:23,291 --> 00:35:24,208 - Yah. - Um… 717 00:35:24,291 --> 00:35:26,250 The question is more about scale. 718 00:35:26,791 --> 00:35:29,875 In the rest of the economy, we have large and small companies. 719 00:35:29,958 --> 00:35:33,000 We have a chain of supermarkets and corner shops. 720 00:35:33,083 --> 00:35:35,291 - Greengrocers, butchers. - Your point? 721 00:35:35,375 --> 00:35:36,708 Well, my point is, 722 00:35:36,791 --> 00:35:40,250 why do all banks have to be like supermarkets? 723 00:35:41,041 --> 00:35:43,041 Isn't there room for a few corner shops? 724 00:35:45,500 --> 00:35:47,208 You're talking about Hoares. 725 00:35:48,541 --> 00:35:49,375 Am I? 726 00:35:49,458 --> 00:35:51,708 Oldest bank in the country, tiny. 727 00:35:52,583 --> 00:35:56,500 Caters for very exclusive clientele, old money. 728 00:35:56,583 --> 00:35:59,375 No. Wh… What about people on the other end of the spectrum? 729 00:35:59,458 --> 00:36:00,708 New money? 730 00:36:00,791 --> 00:36:01,708 No money. 731 00:36:03,708 --> 00:36:04,625 [puzzled laugh] 732 00:36:05,666 --> 00:36:09,708 I'm not… quite sure what you're getting at, Mr Stockwell, 733 00:36:09,791 --> 00:36:12,666 but there is no right size of bank. 734 00:36:12,750 --> 00:36:14,875 The FRB exists to make sure 735 00:36:14,958 --> 00:36:19,083 that people's hard-earned money is entrusted to the… [inhales] 736 00:36:19,166 --> 00:36:21,375 …well, right kind of chap. 737 00:36:22,250 --> 00:36:24,708 - [Hugh] The type of chap you can trust? - Precisely. 738 00:36:24,791 --> 00:36:28,541 If their job is selecting the type of chap you can trust… 739 00:36:29,875 --> 00:36:31,083 [puffs] …you'd have to admit 740 00:36:31,166 --> 00:36:33,875 they've been doing a pretty piss-poor job, haven't they? 741 00:36:34,375 --> 00:36:37,041 - I beg your pardon. - Anyway, thank you, Sir Charles. 742 00:36:37,125 --> 00:36:41,458 My client is the type of chap people in his community can trust. So… 743 00:36:42,333 --> 00:36:44,208 I'm sure there won't be any problems. 744 00:36:45,000 --> 00:36:46,041 Thank you. 745 00:36:55,750 --> 00:36:56,583 [grunts] 746 00:36:56,666 --> 00:36:59,458 - [Hugh] What do you think? - [Dave, on phone] Looks bloody fantastic. 747 00:37:00,166 --> 00:37:02,291 Wouldn't be surprised if they say yes. 748 00:37:02,375 --> 00:37:04,958 [chuckles] I don't know about that, Dave. 749 00:37:05,041 --> 00:37:09,708 I'm going to hand-deliver this to the FRB on Friday, so speak soon. 750 00:37:09,791 --> 00:37:10,625 Okay? 751 00:37:11,375 --> 00:37:12,333 Cheers. 752 00:37:13,541 --> 00:37:15,041 How was your day, anyway? 753 00:37:15,541 --> 00:37:16,875 [sighs] Fraught. 754 00:37:16,958 --> 00:37:18,958 Everyone was being incredibly nice to me, 755 00:37:19,041 --> 00:37:21,333 which is a sure sign they're gonna get rid of you. 756 00:37:21,416 --> 00:37:23,125 - How about you? - Ah… 757 00:37:23,208 --> 00:37:25,166 I had a meeting with Sir Charles Denbigh. 758 00:37:27,125 --> 00:37:28,833 - You're kidding. - Yeah, I did. 759 00:37:29,666 --> 00:37:31,666 - He's a legend. - Is he, though? 760 00:37:31,750 --> 00:37:35,083 Yes. He was tipped to be the possible governor 761 00:37:35,166 --> 00:37:37,125 of the Bank of England before the recession. 762 00:37:37,208 --> 00:37:38,666 What did he want to talk about? 763 00:37:38,750 --> 00:37:41,000 Nothing. I was picking his brains about something. 764 00:37:41,083 --> 00:37:44,333 - Um… - Meetings with Sir Charles Denbigh. 765 00:37:45,000 --> 00:37:47,083 - Secret trips to the North. - Hmm. 766 00:37:47,166 --> 00:37:49,791 - It's hardly secret, Hen. - What are you involved in, Hugh? 767 00:37:49,875 --> 00:37:51,875 - Not involved… - Come on, spill. 768 00:37:53,833 --> 00:37:56,583 I'm filling the formal paperwork out at the end of the week, 769 00:37:56,666 --> 00:37:58,625 so till then, it has to be just between us. 770 00:37:58,708 --> 00:37:59,583 Of course. 771 00:38:00,708 --> 00:38:04,583 I have a client who wants to start a new bank. 772 00:38:05,458 --> 00:38:06,291 You're kidding. 773 00:38:06,375 --> 00:38:08,833 He's aware the FRB will inevitably turn him down, 774 00:38:08,916 --> 00:38:12,291 but he wants to force them to go public with what they think a bank should be. 775 00:38:13,916 --> 00:38:15,916 Well, that'll certainly stir things up. 776 00:38:17,125 --> 00:38:18,458 Your client's credible? 777 00:38:19,375 --> 00:38:21,500 [doubtful laugh] Yeah. 778 00:38:21,583 --> 00:38:23,541 He's certainly a character, but… 779 00:38:25,416 --> 00:38:26,833 But, yeah, I think he is. 780 00:38:27,833 --> 00:38:28,833 [Hen] Hmm. 781 00:38:35,375 --> 00:38:36,625 - May I help you? - Hey. 782 00:38:36,708 --> 00:38:40,791 I'm here to submit a proposal for the establishment of a new bank. 783 00:38:40,875 --> 00:38:41,791 [laughs] 784 00:38:41,875 --> 00:38:44,208 I'm not sure that's something we deal with here. 785 00:38:44,291 --> 00:38:48,041 According to the Financial Markets and Services Act passed in 2000, it is. 786 00:38:48,833 --> 00:38:50,125 Oh… uh… 787 00:38:50,750 --> 00:38:53,500 If you'd like to take a seat, I'll find someone who can help. 788 00:38:53,583 --> 00:38:54,416 - Thank you. - Okay. 789 00:38:56,541 --> 00:38:57,666 [phone clatters, dial tone] 790 00:39:03,500 --> 00:39:05,916 - Apologies for keeping you waiting. - Hey. 791 00:39:06,458 --> 00:39:07,416 Edward De Thame. 792 00:39:07,500 --> 00:39:09,333 Hugh Stockwell from Bentham and Green. 793 00:39:09,416 --> 00:39:11,041 Here is the proposal. 794 00:39:12,375 --> 00:39:15,291 It's a long time since we've had an application for a new bank. 795 00:39:15,375 --> 00:39:17,916 - 150 years, I'm told. - Indeed. 796 00:39:18,000 --> 00:39:20,250 - Right, we'll be in touch. Right. - Brilliant. 797 00:39:31,750 --> 00:39:34,375 [man, over phone] Giles, Sir Charles Denbigh on line one. 798 00:39:34,458 --> 00:39:35,500 [nervous grunt] 799 00:39:36,083 --> 00:39:37,125 [clears throat] 800 00:39:39,041 --> 00:39:41,041 Sir Charles. What can I do for you? 801 00:39:41,125 --> 00:39:45,125 Your friend Hugh Stockwell is causing us problems. 802 00:39:45,791 --> 00:39:48,041 [Giles] Hugh? He's not exactly a friend. 803 00:39:48,125 --> 00:39:50,833 We hired him a while back just to do some legal donkey work. 804 00:39:51,666 --> 00:39:54,708 He's just filed with the FRB to set up a new bank. 805 00:39:55,500 --> 00:39:59,208 [Giles] Doesn't sound like Hugh. He's hardly a high-flyer. 806 00:39:59,291 --> 00:40:01,500 Well, it's hardly a high-flying bank either. 807 00:40:01,583 --> 00:40:03,125 More of a corner shop. 808 00:40:03,208 --> 00:40:06,375 I see. So, less of a problem. 809 00:40:06,458 --> 00:40:07,958 [Charles] Quite the opposite. 810 00:40:08,041 --> 00:40:11,416 It's one thing rich foreign corporations trying to home in on our business. 811 00:40:11,500 --> 00:40:13,541 We know how to deal with those buggers, but once… 812 00:40:14,083 --> 00:40:17,416 ordinary people start thinking they can get in on the act, 813 00:40:17,500 --> 00:40:19,000 the floodgates'll open. 814 00:40:21,166 --> 00:40:23,791 Of course. I see. So… 815 00:40:23,875 --> 00:40:25,500 So how can I help, Sir Charles? 816 00:40:25,583 --> 00:40:27,791 I may need to call on you at some point. 817 00:40:27,875 --> 00:40:30,125 For now, I have the situation well in hand. 818 00:40:31,291 --> 00:40:33,291 [soft suspenseful music playing] 819 00:40:34,750 --> 00:40:35,833 [exhales] 820 00:40:41,125 --> 00:40:42,666 [dial tone] 821 00:40:42,750 --> 00:40:44,583 [Hen, on phone] Sir Charles. Do we have a deal? 822 00:40:44,666 --> 00:40:47,583 [Charles] Send me that page and you'll have your promotion. 823 00:40:50,833 --> 00:40:52,833 [suspenseful music playing] 824 00:40:57,708 --> 00:40:59,708 [distant siren blaring] 825 00:41:03,500 --> 00:41:05,041 [sirens approaching] 826 00:41:05,125 --> 00:41:06,416 Bloody hell? 827 00:41:10,458 --> 00:41:12,000 [car door slamming] 828 00:41:15,458 --> 00:41:16,833 [indistinct voices] 829 00:41:19,666 --> 00:41:21,083 [radio chatter] 830 00:41:27,291 --> 00:41:29,125 [dial tone] 831 00:41:29,208 --> 00:41:30,583 [phone vibrating] 832 00:41:31,583 --> 00:41:32,541 Hello. 833 00:41:32,625 --> 00:41:33,958 [Alexandra] Dave's been arrested. 834 00:41:35,833 --> 00:41:36,916 On what charge? 835 00:41:37,000 --> 00:41:38,291 Loan sharking. 836 00:41:39,083 --> 00:41:40,250 [Hugh] Really? 837 00:41:41,041 --> 00:41:43,750 [hesitates] Um, I… I'll call you back. 838 00:41:49,916 --> 00:41:54,166 I can't find anything illegal here. These are all person-to-person loans. 839 00:41:54,250 --> 00:41:57,458 Unless there's coercion or threats of violence, it's not loan sharking. 840 00:41:57,541 --> 00:41:59,083 Go to page 11. 841 00:42:04,458 --> 00:42:06,125 I haven't got page 11. 842 00:42:07,083 --> 00:42:08,625 Probably still in the photocopier. 843 00:42:08,708 --> 00:42:11,666 You've got the photocopied version. These are the originals. 844 00:42:11,750 --> 00:42:14,583 The first loan Dave made was through Fishwick Motors. 845 00:42:15,458 --> 00:42:17,333 [Hugh] So what? He has a lending licence. 846 00:42:17,416 --> 00:42:20,000 He's allowed to lend money to buy a van or a minibus. 847 00:42:20,083 --> 00:42:21,416 This is for funeral expenses. 848 00:42:21,500 --> 00:42:23,375 Surely that's just a minor technicality. 849 00:42:23,458 --> 00:42:26,708 It's illegal money lending, for which you'll get a slap on the wrist, 850 00:42:26,791 --> 00:42:28,125 and a criminal record. 851 00:42:29,333 --> 00:42:31,833 - Of course. - I told you they'd fight dirty. 852 00:42:38,125 --> 00:42:39,541 [Dave] This isn't a big deal. 853 00:42:39,625 --> 00:42:41,791 They let me out on bail after a couple of hours. 854 00:42:41,875 --> 00:42:43,791 - But they did charge you? - Yeah. 855 00:42:43,875 --> 00:42:46,166 - Can I see the charge sheet? - [Dave] Alright. 856 00:42:46,250 --> 00:42:47,500 - [Hugh] Hello. - Hi. 857 00:42:47,583 --> 00:42:49,166 [Hugh] This is actually very serious. 858 00:42:49,958 --> 00:42:52,541 The police said the magistrates might fine me a few quid. 859 00:42:52,625 --> 00:42:55,541 - I'm not gonna prison. - But you would have a criminal record. 860 00:42:55,625 --> 00:42:59,041 Which means you wouldn't be able to run a financial institution. 861 00:42:59,125 --> 00:43:01,666 Exactly. If they get a conviction for this, they've won. 862 00:43:01,750 --> 00:43:02,958 There's no more Bank of Dave. 863 00:43:05,166 --> 00:43:06,500 [Nicky] There you go, love. 864 00:43:06,583 --> 00:43:07,791 - [Dave sighs] - [Hugh] Thank you. 865 00:43:09,541 --> 00:43:10,583 [Hugh clears throat] 866 00:43:11,208 --> 00:43:13,458 It weren't even supposed to be a loan. 867 00:43:14,083 --> 00:43:15,000 Sorry? 868 00:43:16,458 --> 00:43:20,666 The one they're talking about. The first… to Maureen. 869 00:43:21,333 --> 00:43:24,166 - Yeah. - I've known her and Ron for years. 870 00:43:25,333 --> 00:43:27,166 He deserved a proper send-off. 871 00:43:27,916 --> 00:43:30,708 I were happy to pay for it, but Maureen didn't want charity. 872 00:43:30,791 --> 00:43:31,625 So, 873 00:43:32,583 --> 00:43:36,291 I used one of the forms from Fishwick Motors to make it into a loan. 874 00:43:37,791 --> 00:43:41,125 When she paid me back, I had to file the paperwork. 875 00:43:41,208 --> 00:43:42,291 [sighs] 876 00:43:42,375 --> 00:43:44,333 So… what's Dave's defence? 877 00:43:44,416 --> 00:43:46,416 - [Hugh] He doesn't have one. - What? 878 00:43:46,500 --> 00:43:50,333 Sorry, but your husband committed a crime. Obviously a very small one, 879 00:43:50,416 --> 00:43:53,125 and with good intentions, but it's there in black and white. 880 00:43:53,208 --> 00:43:56,333 No jury or magistrate in the country's going to find him not guilty. 881 00:43:56,416 --> 00:43:57,583 - It's… - [Dave sighs] 882 00:43:59,750 --> 00:44:01,458 - [Hugh] If we… - [sighs] 883 00:44:01,541 --> 00:44:05,500 If we could prove that the charges were filed with malicious intent, 884 00:44:05,583 --> 00:44:09,916 and the intention wasn't to punish Dave, but the wider Burnley community. 885 00:44:10,000 --> 00:44:13,208 It's a long shot but I think it's worth a go. What do you think? 886 00:44:13,291 --> 00:44:14,250 [Alexandra] I like it. 887 00:44:14,333 --> 00:44:16,416 You'll have to put on a hell of a performance 888 00:44:16,500 --> 00:44:17,791 to convince the magistrates. 889 00:44:17,875 --> 00:44:19,166 Like, "I want the truth." 890 00:44:19,250 --> 00:44:20,833 "You can't handle the truth." 891 00:44:20,916 --> 00:44:24,333 - Oh, I love that film. - I've actually never seen it. 892 00:44:24,416 --> 00:44:25,916 - You've not seen it? - No. 893 00:44:26,000 --> 00:44:27,291 I've just seen that scene. 894 00:44:27,375 --> 00:44:29,458 - Classic. - I love it. Dave's not seen it. 895 00:44:29,541 --> 00:44:31,958 - Can we bring it back to me, please? - [all] Yes. 896 00:44:32,041 --> 00:44:33,875 - What are we doing? - Right, so… 897 00:44:33,958 --> 00:44:38,375 I'll come to the showroom and go through all the numbers with your accountant. 898 00:44:38,458 --> 00:44:39,541 How can I help? 899 00:44:41,083 --> 00:44:42,166 Oh, well, um… 900 00:44:42,708 --> 00:44:45,708 Well, someone made the complaint which led to the arrest, 901 00:44:45,791 --> 00:44:48,208 and it'd be great to find out who it was. 902 00:44:48,291 --> 00:44:50,708 I have a friend in the police. I can speak to her. 903 00:44:50,791 --> 00:44:52,708 I can also speak to my sister. 904 00:44:53,208 --> 00:44:54,833 - Yeah? - [Alexandra] She's a reporter. 905 00:44:54,916 --> 00:44:55,750 [Hugh] Great. 906 00:44:55,833 --> 00:44:57,375 No, you won't be needed in court, 907 00:44:57,458 --> 00:45:00,625 but a statement for the record would be great. If you could manage it. 908 00:45:01,791 --> 00:45:03,333 Yeah? Brilliant. 909 00:45:03,416 --> 00:45:05,041 Okay, speak soon. 910 00:45:05,125 --> 00:45:07,083 Um… [clears throat] …Dave? 911 00:45:07,791 --> 00:45:09,125 - I just... - [Dave] Hugh, come here. 912 00:45:09,208 --> 00:45:10,375 I want you to meet someone. 913 00:45:10,458 --> 00:45:13,625 This is Rick Purdey, legendary music promoter. 914 00:45:13,708 --> 00:45:14,833 - [Hugh] Hey. - Hello. 915 00:45:14,916 --> 00:45:17,208 Hugh's a lawyer from London, but don't hold it against him. 916 00:45:17,291 --> 00:45:18,500 Fuck me. Double whammy. 917 00:45:18,583 --> 00:45:21,083 Yeah, Rick's managed some amazing bands. 918 00:45:21,833 --> 00:45:23,916 Really? Any I would've heard of? 919 00:45:24,000 --> 00:45:26,041 - Saxon, Bad Company… - Okay. 920 00:45:26,125 --> 00:45:28,416 - [Rick] Def Leppard. - No, shut up. No, you don't. 921 00:45:28,500 --> 00:45:30,125 [Rick] They're still going strong. 922 00:45:30,208 --> 00:45:32,875 I'm still in touch with the lads. Rich lives down the road. 923 00:45:32,958 --> 00:45:36,000 Does he? I used to play a bit… 924 00:45:36,875 --> 00:45:38,083 Are you still managing? 925 00:45:38,166 --> 00:45:41,833 No, I got out. That end of the business got a bit corporate. 926 00:45:41,916 --> 00:45:44,083 - Of course. - Still keep your hand in, though. 927 00:45:44,166 --> 00:45:46,708 I spend most of my time helping my son Jake. 928 00:45:46,791 --> 00:45:49,500 He's managing this great local band called The Goa Express. 929 00:45:49,583 --> 00:45:50,625 Goa Express. 930 00:45:50,708 --> 00:45:53,333 Part of my job is getting him a new minibus 931 00:45:53,416 --> 00:45:55,208 'cause they smashed up the last one. 932 00:45:55,291 --> 00:45:56,416 Rock 'n roll, eh, Dave? 933 00:45:56,500 --> 00:45:59,333 - You're getting mates' rates. - Bless you. 934 00:45:59,416 --> 00:46:01,250 Rock 'n roll, yeah. God, Def Leppard. 935 00:46:01,333 --> 00:46:03,166 - I mean, I… - [phone ringing] 936 00:46:03,250 --> 00:46:05,208 Eh… Um… 937 00:46:05,291 --> 00:46:06,958 - Nice to meet you. - You too, mate. 938 00:46:07,583 --> 00:46:08,916 Hello. Hugh Stockwell. 939 00:46:11,333 --> 00:46:12,166 Vans? 940 00:46:12,250 --> 00:46:13,541 [giggling] 941 00:46:14,250 --> 00:46:15,958 I need to talk to you about Dave. 942 00:46:16,541 --> 00:46:18,000 - Fishwick? - Yeah. 943 00:46:18,083 --> 00:46:19,791 Your lot arrested him a few days ago. 944 00:46:20,458 --> 00:46:22,958 Not us. London sent a team up. 945 00:46:23,458 --> 00:46:25,958 When we heard, we thought they must have their wires crossed. 946 00:46:26,458 --> 00:46:28,791 Dave's an hustler, no question. 947 00:46:28,875 --> 00:46:31,416 And he's fond of the sound of his own voice. 948 00:46:31,500 --> 00:46:33,916 - [both laugh] - But he's hardly a loan shark. 949 00:46:34,000 --> 00:46:36,291 He lends a few bob to friends and local businesses. 950 00:46:36,375 --> 00:46:38,125 Yeah, close to a million quid. 951 00:46:38,833 --> 00:46:39,666 You're kidding. 952 00:46:40,750 --> 00:46:43,666 We need to find out who filed the original complaint. 953 00:46:45,708 --> 00:46:48,666 You know I can't share details of an ongoing investigation. 954 00:46:48,750 --> 00:46:50,125 I think he's being set up, Vi. 955 00:46:50,666 --> 00:46:54,291 Someone's trying to use the police and courts to take him outta the game. 956 00:46:54,791 --> 00:46:56,708 I just want to do what's right. 957 00:46:56,791 --> 00:46:59,791 I really think Dave could do some good for Burnley. 958 00:47:00,291 --> 00:47:03,291 [Hugh, on phone] Yes, but I'm a solicitor, Clarence. Like you. 959 00:47:03,375 --> 00:47:06,291 I don't stand up in court and shout at people. 960 00:47:06,375 --> 00:47:08,416 But admit it, you want to. 961 00:47:08,500 --> 00:47:12,125 Yeah, but I don't think this is the best time to indulge my fantasies. 962 00:47:12,208 --> 00:47:13,666 Maybe we should get a barrister. 963 00:47:13,750 --> 00:47:16,208 [Clarence] They don't appear very often in Magistrate's Court, 964 00:47:16,291 --> 00:47:20,416 and when they do, the assumption is that it's because their client is guilty. 965 00:47:20,500 --> 00:47:23,750 Yes, but in this case, my client is guilty, so… 966 00:47:24,250 --> 00:47:25,916 [Clarence] You'll do fine, Hugh. 967 00:47:27,875 --> 00:47:28,708 Thank you. 968 00:47:28,791 --> 00:47:29,750 Thanks. 969 00:47:31,041 --> 00:47:32,541 Saw you on TV. 970 00:47:32,625 --> 00:47:35,333 Can you believe they finally let me present my own story? 971 00:47:35,416 --> 00:47:36,875 You were brilliant. 972 00:47:36,958 --> 00:47:39,041 I always knew you'd be the star of the family. 973 00:47:39,125 --> 00:47:40,416 Tell that to Mum and Dad. 974 00:47:40,500 --> 00:47:44,500 Doesn't matter what I do, you got into Cambridge and now you're saving lives. 975 00:47:44,583 --> 00:47:47,583 - We're both not doing too badly, are we? - Mm-hmm. 976 00:47:47,666 --> 00:47:49,875 We're finally out on the lash. Come on. 977 00:47:49,958 --> 00:47:53,208 No. No way. I'm in surgery at 9:00 tomorrow. 978 00:47:53,291 --> 00:47:56,125 Course you are, but we're celebrating my first big story. 979 00:47:56,916 --> 00:47:59,791 Speaking of… Have you got your next one yet? 980 00:47:59,875 --> 00:48:01,333 I'm working on it. 981 00:48:01,833 --> 00:48:03,083 Got any ideas? 982 00:48:03,166 --> 00:48:04,208 I might. 983 00:48:05,291 --> 00:48:06,750 [Dave] I just sell minibuses. 984 00:48:07,416 --> 00:48:10,500 I used to sell vans. Any colour you like so long as it's white. 985 00:48:11,208 --> 00:48:12,625 Just kidding. Any road… 986 00:48:13,208 --> 00:48:16,500 When I was selling vans, I met hundreds, maybe thousands 987 00:48:16,583 --> 00:48:19,416 of small businesses. Who doesn't need a van, right? 988 00:48:19,500 --> 00:48:20,916 But they all need money. 989 00:48:21,000 --> 00:48:22,708 To expand or survive. 990 00:48:23,375 --> 00:48:25,083 How's somebody in London 991 00:48:25,166 --> 00:48:27,958 supposed to decide if they're a good investment? Hmm? 992 00:48:28,458 --> 00:48:30,833 I'm with Dave 100% on this. 993 00:48:31,333 --> 00:48:34,166 I mean, what kind of world do we live in? 994 00:48:34,666 --> 00:48:36,333 Where you can get prosecuted 995 00:48:36,416 --> 00:48:38,583 for trying to help those who need it the most. 996 00:48:38,666 --> 00:48:40,875 - It's all we're doing. - Hopeful of a good result? 997 00:48:40,958 --> 00:48:43,333 [Dave] If there's any sense in the world, we are, yeah. 998 00:48:43,416 --> 00:48:46,291 - Ah, no. We're hopeful. - We are. 999 00:48:46,375 --> 00:48:48,250 - It's all you got, innit? - Yes, it is. 1000 00:48:51,000 --> 00:48:51,958 [indistinct] 1001 00:48:55,083 --> 00:48:56,083 Alright. 1002 00:48:57,458 --> 00:48:59,041 [gavel sounds] 1003 00:49:00,375 --> 00:49:04,791 Case 1220. Mr David Fishwick on a charge of illegal money lending. 1004 00:49:05,333 --> 00:49:07,583 Loan sharking? Sounds like the kind of thing 1005 00:49:07,666 --> 00:49:10,000 - we should be kicking up to Crown court. - Hmm. 1006 00:49:10,500 --> 00:49:13,458 [barrister] Your Honour, despite the seriousness of the charge, 1007 00:49:13,541 --> 00:49:15,875 prosecution will not be seeking a custodial sentence. 1008 00:49:15,958 --> 00:49:17,541 It can be dealt with here. 1009 00:49:18,041 --> 00:49:20,833 Very well. Mr Fishwick, how do you plead? 1010 00:49:21,500 --> 00:49:22,791 Not guilty, Your Honour. 1011 00:49:23,625 --> 00:49:25,000 Well… Continue. 1012 00:49:25,083 --> 00:49:26,291 [clears throat] 1013 00:49:27,708 --> 00:49:29,208 The documents in front of you 1014 00:49:29,291 --> 00:49:32,875 show that Mr Fishwick, through his company Fishwick Motors, 1015 00:49:32,958 --> 00:49:38,166 made a loan of £1,100 on October 11th, 2007 1016 00:49:39,083 --> 00:49:41,166 to a Mrs Maureen Clayton for… 1017 00:49:42,500 --> 00:49:43,875 funeral expenses. 1018 00:49:44,666 --> 00:49:48,125 Now, in the second document, you will see that Fishwick Motors 1019 00:49:48,208 --> 00:49:50,583 is not authorised to make a loan of that nature. 1020 00:49:51,291 --> 00:49:53,333 [sceptical laugh] And the charge is loan sharking? 1021 00:49:54,083 --> 00:49:58,458 I am aware that the defendant doesn't fit the usual image of a loan shark. 1022 00:49:59,125 --> 00:50:03,291 However, the documents in front of you prove beyond a shadow of a doubt, 1023 00:50:03,375 --> 00:50:05,375 he has engaged in illegal money lending. 1024 00:50:06,000 --> 00:50:09,375 He has broken the law and must now face the consequences. 1025 00:50:09,458 --> 00:50:10,458 [judge scoffs] 1026 00:50:11,041 --> 00:50:13,500 - Are you representing Mr Fishwick? - I am, Your Honour. 1027 00:50:13,583 --> 00:50:15,208 Hugh Stockwell, Bentham and Green. 1028 00:50:15,291 --> 00:50:18,291 Do you contest the veracity of these documents? 1029 00:50:18,375 --> 00:50:19,375 We do not, Your Honour. 1030 00:50:19,458 --> 00:50:23,208 I'm assuming you will be presenting some kind of defence for your client. 1031 00:50:23,291 --> 00:50:25,958 No. We accept that Mr Fishwick, on a minor technicality, 1032 00:50:26,041 --> 00:50:27,333 did indeed break the law. 1033 00:50:27,916 --> 00:50:29,208 Well. 1034 00:50:29,291 --> 00:50:30,375 However… 1035 00:50:33,083 --> 00:50:35,708 We are asking that you throw the case out 1036 00:50:35,791 --> 00:50:38,625 on the basis that the complaint, the charge and the prosecution 1037 00:50:38,708 --> 00:50:40,666 were brought with malicious intent. 1038 00:50:42,000 --> 00:50:46,083 And this malice is directed towards Mr Fishwick? 1039 00:50:46,166 --> 00:50:49,125 The malice is directed towards the people of Burnley, Your Honour. 1040 00:50:49,208 --> 00:50:50,333 [judge] Well… 1041 00:50:50,416 --> 00:50:52,833 All three of us on the bench are residents to Burnley. 1042 00:50:52,916 --> 00:50:54,791 Are you saying the malice is directed towards us? 1043 00:50:54,875 --> 00:50:56,625 Yes, it most certainly is. 1044 00:50:56,708 --> 00:50:59,875 You're being used to enforce a corrupt scheme by convicting my client. 1045 00:51:00,458 --> 00:51:04,791 I don't think we need to waste our time listening to wild conspiracy theories. 1046 00:51:04,875 --> 00:51:07,208 No, of course not, Your Honour. Of course not. 1047 00:51:08,000 --> 00:51:11,791 You may have noticed there's a great deal of press interest in this case. 1048 00:51:12,375 --> 00:51:14,625 They're looking for a story. Ideally a simple one, 1049 00:51:14,708 --> 00:51:17,125 where there's good guys and bad guys. 1050 00:51:20,166 --> 00:51:22,916 I'd urge you to listen to the evidence we have 1051 00:51:23,000 --> 00:51:24,875 before deciding which side you're on. 1052 00:51:28,041 --> 00:51:29,000 [clears throat] 1053 00:51:32,083 --> 00:51:37,000 We will hear this case, but Mr Stockwell, I urge you to be brief. 1054 00:51:37,083 --> 00:51:40,333 This is not the Old Bailey and this is not the time for grandstanding. 1055 00:51:40,416 --> 00:51:42,291 Yes, I understand, Your Honour. 1056 00:51:42,375 --> 00:51:44,875 But while this might not be the Old Bailey, 1057 00:51:45,375 --> 00:51:47,541 the justice meted out here is no less important 1058 00:51:47,625 --> 00:51:49,333 and no less worthy of our respect. 1059 00:51:49,416 --> 00:51:51,416 - Too bloody right. - [scattered laughs] 1060 00:51:51,500 --> 00:51:52,458 Sorry. 1061 00:51:53,416 --> 00:51:54,458 [indistinct] 1062 00:51:56,291 --> 00:51:58,875 I'd like to call Maureen Clayton to the witness box. 1063 00:52:02,083 --> 00:52:04,458 Dave said he were happy to pay for everything. 1064 00:52:05,833 --> 00:52:09,041 But in my whole life, I've never taken a handout. 1065 00:52:09,916 --> 00:52:11,291 I've never taken charity. 1066 00:52:12,458 --> 00:52:13,958 It's just not me. 1067 00:52:14,708 --> 00:52:17,000 I'm the one who said it had to be a loan. 1068 00:52:17,583 --> 00:52:18,958 It had to be official. 1069 00:52:21,208 --> 00:52:24,958 [sobs] There wasn't a single day that Ron and I weren't together. 1070 00:52:27,875 --> 00:52:28,916 And suddenly, 1071 00:52:30,083 --> 00:52:31,333 he were gone. 1072 00:52:31,958 --> 00:52:33,250 And I were all alone. 1073 00:52:37,291 --> 00:52:40,916 My mind is a total blank about those first few days. 1074 00:52:41,583 --> 00:52:43,625 I must have been in a right state. 1075 00:52:46,416 --> 00:52:48,375 It were only… [exhales] 1076 00:52:48,458 --> 00:52:52,000 …after the funeral that I started to come out of it. 1077 00:52:55,125 --> 00:52:56,750 And it weren't just Dave. 1078 00:52:56,833 --> 00:53:00,416 Friends, neighbours, folk I hadn't seen for years. 1079 00:53:00,500 --> 00:53:03,500 They just popped by and told me they were there for me. 1080 00:53:06,041 --> 00:53:10,666 It were the only thing that got me through those days and nights. 1081 00:53:12,916 --> 00:53:15,250 And the loan from Dave covered the funeral? 1082 00:53:17,958 --> 00:53:19,000 And you paid him back? 1083 00:53:19,083 --> 00:53:20,208 Every penny. 1084 00:53:21,958 --> 00:53:26,541 I gave Dave the money and he gave it straight to the homeless shelter. 1085 00:53:26,625 --> 00:53:30,041 Those poor people really do need charity. 1086 00:53:32,583 --> 00:53:33,708 Thank you, Maureen. 1087 00:53:33,791 --> 00:53:35,833 [clears throat] Your Honour, I think it's clear 1088 00:53:35,916 --> 00:53:38,541 that the charge of loan sharking is absurd. 1089 00:53:38,625 --> 00:53:41,083 My client only had the best intentions 1090 00:53:41,166 --> 00:53:43,458 and the charge hinges on a minor clerical error. 1091 00:53:45,958 --> 00:53:47,125 I should point out 1092 00:53:47,208 --> 00:53:50,250 these charges were not brought by the local Burnley police. 1093 00:53:50,833 --> 00:53:54,416 A team was sent all the way from London to make the arrest. 1094 00:53:54,500 --> 00:53:55,791 Why all that time and effort 1095 00:53:55,875 --> 00:53:58,583 for a crime that doesn't even merit a county court hearing? 1096 00:53:58,666 --> 00:54:01,583 Well… your answer is here. 1097 00:54:02,416 --> 00:54:03,791 Over the last year and a half, 1098 00:54:03,875 --> 00:54:08,166 Dave Fishwick has made almost 200 perfectly legal loans 1099 00:54:08,250 --> 00:54:10,166 to individuals and businesses in Burnley. 1100 00:54:10,250 --> 00:54:13,375 These loans have created 150 jobs. 1101 00:54:14,500 --> 00:54:15,875 Here are the documents. 1102 00:54:16,416 --> 00:54:21,791 But now, my client wishes to expand in order to help more businesses in Burnley. 1103 00:54:21,875 --> 00:54:25,000 But in order to do that, he needs to be able to take deposits 1104 00:54:25,083 --> 00:54:27,041 so that he can reinvest that money. 1105 00:54:27,125 --> 00:54:28,958 So, a fortnight ago, 1106 00:54:29,041 --> 00:54:32,375 I submitted documentation to the Financial Regulations Board 1107 00:54:32,458 --> 00:54:34,416 to get him the necessary accreditation. 1108 00:54:34,500 --> 00:54:39,208 And all of this is to stop him getting that accreditation. 1109 00:54:40,500 --> 00:54:43,000 - Why? - So they can preserve their monopoly. 1110 00:54:43,083 --> 00:54:47,208 But why all this? Don't they have their own evaluation procedures in London? 1111 00:54:47,291 --> 00:54:48,875 They do, Your Honour, yes, they do. 1112 00:54:48,958 --> 00:54:52,250 But I suspect they'd rather you do their dirty work for them. 1113 00:54:52,333 --> 00:54:54,791 You can disqualify my client in an instant. 1114 00:54:54,875 --> 00:54:57,583 I also suspect they'd like to avoid media scrutiny. 1115 00:54:57,666 --> 00:54:59,666 Their image is already badly tarnished, 1116 00:54:59,750 --> 00:55:02,750 and this way, they're not the bad guys. 1117 00:55:03,375 --> 00:55:04,500 Who is? 1118 00:55:06,333 --> 00:55:07,291 You are. 1119 00:55:12,250 --> 00:55:13,125 [sighs] 1120 00:55:14,000 --> 00:55:15,625 We need to look at these documents. 1121 00:55:16,125 --> 00:55:18,166 We'll recess for lunch. 1122 00:55:18,250 --> 00:55:21,166 - Reconvene at 2 p.m. - [gavel slams] 1123 00:55:24,625 --> 00:55:25,750 - Hey. - [Alexandra] Hey. 1124 00:55:26,291 --> 00:55:28,250 - You're doing alright in there. - Thank you. 1125 00:55:28,750 --> 00:55:32,250 Not quite Tom Cruise in A Few Good Men levels, but… 1126 00:55:32,333 --> 00:55:34,541 - Getting there. - Yes. I think there's elements. 1127 00:55:34,625 --> 00:55:36,791 - There's definitely elements. - Thank you. 1128 00:55:36,875 --> 00:55:37,958 Em… 1129 00:55:38,041 --> 00:55:40,666 My contact in Bolton Police is here and she got a name. 1130 00:55:40,750 --> 00:55:43,166 - Yeah? - Sir Charles Denbigh? 1131 00:55:44,250 --> 00:55:45,583 No, you're kidding me. 1132 00:55:46,791 --> 00:55:48,750 - Yeah. - Oh, God. That piece of… 1133 00:55:48,833 --> 00:55:52,083 I met him, but I didn't give him enough information to start all this. 1134 00:55:54,041 --> 00:55:55,291 I… I don't understand. 1135 00:55:58,416 --> 00:55:59,625 Have you got a plan? 1136 00:56:00,708 --> 00:56:01,708 Yeah, maybe. 1137 00:56:02,416 --> 00:56:03,250 - Why? - You… 1138 00:56:04,000 --> 00:56:06,625 - You're doing that brow furrowing thing. - Am I? 1139 00:56:06,708 --> 00:56:08,250 Okay, sorry. I don't know what... 1140 00:56:08,333 --> 00:56:11,833 Don't apologise. It's… it's sweet, it's, em… [clears throat] 1141 00:56:11,916 --> 00:56:13,250 - Em, so… - Wha... 1142 00:56:13,333 --> 00:56:15,416 - Sweet? - [giggles] What's the plan? 1143 00:56:19,750 --> 00:56:20,916 [gavel slams] 1144 00:56:21,583 --> 00:56:24,666 [male judge] Let's continue. Mr Stockwell. Mr Fishwick. 1145 00:56:24,750 --> 00:56:27,250 All of this is very impressive. 1146 00:56:28,083 --> 00:56:32,416 You are to be congratulated, Mr Fishwick, for all you have done for our community. 1147 00:56:32,500 --> 00:56:36,208 Whilst there is no question that the law has indeed been broken, 1148 00:56:36,708 --> 00:56:41,541 your argument that the prosecution was malicious is compelling. 1149 00:56:42,416 --> 00:56:43,375 However, 1150 00:56:43,916 --> 00:56:48,625 in order for us to throw this case out, we need proof beyond reasonable doubt 1151 00:56:48,708 --> 00:56:51,833 that the banks were indeed behind it. 1152 00:56:53,500 --> 00:56:55,000 Do you have this proof? 1153 00:56:55,083 --> 00:56:56,041 I do not. 1154 00:56:57,875 --> 00:57:00,666 - In which case, unfortunately... - [Hugh] But… 1155 00:57:01,416 --> 00:57:04,833 Perhaps the prosecution has what you're looking for. 1156 00:57:05,958 --> 00:57:06,916 [barrister] Excuse me? 1157 00:57:07,000 --> 00:57:10,125 When you were given this case, surely the police gave you the details 1158 00:57:10,208 --> 00:57:13,375 about where the complaint originated. That's standard procedure. 1159 00:57:13,458 --> 00:57:16,708 Well, in this case, no. I don't have those details. 1160 00:57:17,875 --> 00:57:19,541 - You don't? - No. 1161 00:57:21,375 --> 00:57:22,708 Seems odd. 1162 00:57:23,916 --> 00:57:26,291 Okay, so let me get this clear. 1163 00:57:27,583 --> 00:57:29,375 - An anonymous tip. - [scoffs] 1164 00:57:29,458 --> 00:57:33,083 The kind that causes a team to be sent all the way from London 1165 00:57:33,166 --> 00:57:36,000 to arrest someone for filling out the wrong form. 1166 00:57:36,500 --> 00:57:37,666 I have no idea. 1167 00:57:38,750 --> 00:57:42,458 - I have no idea what you want from me. - I'd like the truth, if possible. 1168 00:57:42,541 --> 00:57:45,958 Your Honour, this is outrageous. I'm not on trial here. 1169 00:57:46,041 --> 00:57:49,041 Perhaps you should be. This is a court of law, sir. 1170 00:57:49,750 --> 00:57:51,750 If you lie in here, it's called perjury. 1171 00:57:51,833 --> 00:57:54,208 - Mr Stockwell. - Apologies, Your Honour. 1172 00:57:58,583 --> 00:58:00,666 Very well. As my next witness, 1173 00:58:00,750 --> 00:58:03,583 I'd like to call a senior officer from the Bolton Police Force. 1174 00:58:03,666 --> 00:58:06,416 This individual has knowledge of the case and will confirm 1175 00:58:06,500 --> 00:58:11,500 that the original complaint came from the office of Sir Charles Denbigh, 1176 00:58:11,583 --> 00:58:14,083 formerly of the Financial Regulations Board. 1177 00:58:14,166 --> 00:58:16,958 He is one of the most senior bankers in the country. 1178 00:58:17,041 --> 00:58:19,041 The prosecution is aware of his role in the case, 1179 00:58:19,125 --> 00:58:21,833 but regrettably, has chosen to lie about it. 1180 00:58:22,916 --> 00:58:25,000 - May I approach the bench? - No. 1181 00:58:25,083 --> 00:58:27,375 [suspensful music playing] 1182 00:58:27,458 --> 00:58:29,250 I was asked to keep his name out of it. 1183 00:58:29,750 --> 00:58:31,541 [judge, incredulous] Asked by whom? 1184 00:58:33,791 --> 00:58:35,000 I'm not at liberty to say. 1185 00:58:35,083 --> 00:58:41,208 We will not accept this kind of subterfuge and obfuscation in this courtroom. 1186 00:58:42,083 --> 00:58:44,125 - Your Honour... - No, enough. 1187 00:58:44,208 --> 00:58:45,833 You are on very thin ice. 1188 00:58:45,916 --> 00:58:48,666 Seeing as the prosecution has admitted perjury, 1189 00:58:48,750 --> 00:58:50,375 I think a mistrial is in order. 1190 00:58:50,458 --> 00:58:52,708 - No. - I can do better than that, Mr Stockwell. 1191 00:58:53,583 --> 00:58:54,833 Case dismissed. 1192 00:58:54,916 --> 00:58:56,083 [gavel slams] 1193 00:58:57,500 --> 00:58:58,625 [crowd gasps] 1194 00:58:59,625 --> 00:59:00,708 - Yes. - [Dave] Is that it? 1195 00:59:01,416 --> 00:59:02,708 - Yeah. - [Nicky] Oh my God! 1196 00:59:02,791 --> 00:59:04,041 - We won? - [Hugh laughs] Yes. 1197 00:59:04,125 --> 00:59:05,625 [crowd cheering] 1198 00:59:06,208 --> 00:59:07,166 Get in! 1199 00:59:08,333 --> 00:59:09,458 [delighted chuckle] 1200 00:59:10,791 --> 00:59:12,583 [Dave] You were a bloody star. 1201 00:59:12,666 --> 00:59:15,916 The war's only just begun. That was only the first battle, Dave. 1202 00:59:16,000 --> 00:59:16,916 Which we won. 1203 00:59:17,000 --> 00:59:18,458 So let's celebrate. 1204 00:59:18,958 --> 00:59:22,125 We're all going back to ours after. You're welcome to stay over. 1205 00:59:22,208 --> 00:59:24,291 Hey, Leanne. Have some bubbles. 1206 00:59:26,500 --> 00:59:28,125 [Alexandra] What do you think of him, sis? 1207 00:59:28,208 --> 00:59:30,375 Not bad-looking for a socialist. 1208 00:59:30,458 --> 00:59:31,750 He's from London. 1209 00:59:31,833 --> 00:59:33,666 They have socialists there too. 1210 00:59:34,625 --> 00:59:37,416 I didn't mean that. I just meant, you know, he's… 1211 00:59:37,916 --> 00:59:40,583 He's a lawyer. He's part of the establishment. 1212 00:59:41,625 --> 00:59:45,333 I spoke to Eric, who is slightly more left-wing than Karl Marx. 1213 00:59:45,416 --> 00:59:48,541 After hearing him in court, he thought he was one of your lot. 1214 00:59:50,291 --> 00:59:51,333 He did good. 1215 00:59:53,291 --> 00:59:56,458 Well, despite coming from London, 1216 00:59:56,541 --> 00:59:59,250 and despite being a lawyer, which is even worse, 1217 00:59:59,750 --> 01:00:00,875 you did good today. 1218 01:00:00,958 --> 01:00:02,916 - Thank you. - No, thank you. 1219 01:00:03,000 --> 01:00:04,666 Your testimony was the clincher. 1220 01:00:04,750 --> 01:00:07,333 Without that, Dave would probably be banged up now. 1221 01:00:07,416 --> 01:00:08,583 - No? - Yeah. 1222 01:00:08,666 --> 01:00:10,125 He's kidding you, Maureen. 1223 01:00:10,208 --> 01:00:13,750 Dave spent more on champagne tonight than he would've had to pay in fines. 1224 01:00:13,833 --> 01:00:15,916 - [Dave] Right, everybody! - Oh, you bugger. 1225 01:00:16,000 --> 01:00:16,958 Everybody! 1226 01:00:17,041 --> 01:00:20,375 This is a celebration, so you know what that means. 1227 01:00:20,458 --> 01:00:22,333 [crowd cheers] 1228 01:00:22,416 --> 01:00:25,541 A night without singing is like a day without sunshine. 1229 01:00:25,625 --> 01:00:28,500 Don't know if you've noticed, but this is Burnley. 1230 01:00:28,583 --> 01:00:30,625 Days without sunshine are not rare. 1231 01:00:30,708 --> 01:00:33,875 You get my point. You can all join in with this one. 1232 01:00:33,958 --> 01:00:36,333 One of the greatest rock anthems of all time. 1233 01:00:36,416 --> 01:00:37,250 [both] Oh! 1234 01:00:37,333 --> 01:00:39,708 ["All Right Now" by Free playing] 1235 01:00:41,083 --> 01:00:43,500 [Hugh shouts] Go on, Dave! 1236 01:00:43,583 --> 01:00:45,958 ♪ Wow oh oh oh ♪ 1237 01:00:47,208 --> 01:00:49,250 This is his natural home, isn't it? 1238 01:00:49,333 --> 01:00:50,541 Put your hands together. 1239 01:00:51,708 --> 01:00:55,250 ♪ There she stood in the street ♪ 1240 01:00:55,333 --> 01:00:56,250 [Lucy shrieks] 1241 01:00:56,333 --> 01:00:58,958 ♪ Smiling from her head to her feet ♪ 1242 01:00:59,750 --> 01:01:02,875 ♪ I said, "Hey, what is this?" ♪ 1243 01:01:02,958 --> 01:01:03,958 [Nicky laughing] 1244 01:01:04,041 --> 01:01:07,250 ♪ "Maybe she's in need of a kiss" ♪ 1245 01:01:07,333 --> 01:01:11,791 ♪ I said, "Hey, what's your name, baby?" ♪ 1246 01:01:11,875 --> 01:01:15,625 - ♪ "Maybe we can see things the same" ♪ - [chuckling] 1247 01:01:15,708 --> 01:01:20,041 ♪ "Now don't you wait or hesitate" ♪ 1248 01:01:20,125 --> 01:01:22,750 ♪ "Let's move before They raise the parking rate" ♪ 1249 01:01:22,833 --> 01:01:24,416 Come on. Sing it with me! 1250 01:01:24,500 --> 01:01:31,291 [all] ♪ Alright now Baby, it's alright now ♪ 1251 01:01:32,083 --> 01:01:35,083 ♪ Alright now ♪ 1252 01:01:35,166 --> 01:01:38,833 ♪ Baby, it's alright now ♪ 1253 01:01:40,541 --> 01:01:42,541 [all cheering] 1254 01:01:47,916 --> 01:01:51,458 [music, cheering fades] 1255 01:01:55,125 --> 01:01:56,125 [inhales] 1256 01:01:56,208 --> 01:01:58,208 [birdsong] 1257 01:01:59,958 --> 01:02:02,041 [groans] 1258 01:02:03,833 --> 01:02:04,916 [grunts] 1259 01:02:11,958 --> 01:02:12,958 [grunts] 1260 01:02:15,000 --> 01:02:16,125 Oh, God. 1261 01:02:29,041 --> 01:02:30,875 - Oh, hello. Hi. - Morning. 1262 01:02:31,833 --> 01:02:33,458 I think Dave's doing breakfast. 1263 01:02:33,541 --> 01:02:35,333 Okay, I'll be down in a minute. 1264 01:02:35,833 --> 01:02:36,666 Okay. 1265 01:02:36,750 --> 01:02:38,916 [calm music playing] 1266 01:02:46,416 --> 01:02:47,583 [Hugh] Oh, dear. 1267 01:02:47,666 --> 01:02:49,208 Ah, here he is. 1268 01:02:49,291 --> 01:02:51,291 - Doctor, he's alive! - [Hugh] Yeah. 1269 01:02:51,375 --> 01:02:53,208 Get some of this down you. 1270 01:02:53,291 --> 01:02:55,708 Bloody ages since I've had a proper fry up. 1271 01:02:55,791 --> 01:02:57,875 Oh, Rick Purdey rang. 1272 01:02:57,958 --> 01:03:00,041 His son's band's playing in Burnley tonight. 1273 01:03:00,125 --> 01:03:01,458 That'll help the hangover. 1274 01:03:01,541 --> 01:03:04,166 - You're staying in with me tonight. - Yes, I know. 1275 01:03:04,250 --> 01:03:06,166 Sounds like the perfect hangover cure. 1276 01:03:06,250 --> 01:03:08,583 - I'm in. - Yeah. Yeah, me too. 1277 01:03:09,333 --> 01:03:12,750 Right, I declare Café Dave open. 1278 01:03:14,166 --> 01:03:16,375 - [man clears throat] - [indistinct whispering] 1279 01:03:20,916 --> 01:03:22,041 [door closes] 1280 01:03:23,500 --> 01:03:25,833 I'm sure you heard that your friend, 1281 01:03:25,916 --> 01:03:29,166 the one who isn't a high-flyer, just wiped the floor with us. 1282 01:03:29,750 --> 01:03:30,750 I was surprised. 1283 01:03:32,083 --> 01:03:35,000 Especially as I was led to believe it was all in hand. 1284 01:03:35,083 --> 01:03:37,500 I saw an opportunity and I took it. 1285 01:03:39,250 --> 01:03:43,541 Unfortunately, the threat remains and it affects us all. 1286 01:03:45,375 --> 01:03:48,416 I'm sorry, I'm afraid I don't understand the reason for all this panic. 1287 01:03:50,166 --> 01:03:54,166 Just because a white van man from some Northern shithole wants a bank 1288 01:03:54,250 --> 01:03:56,208 doesn't mean the barbarians are at the gate, 1289 01:03:56,291 --> 01:03:58,166 or we all need to move to DEFCON 4. 1290 01:03:58,250 --> 01:04:01,541 - You're not suggesting that we give in? - Of course not. 1291 01:04:01,625 --> 01:04:03,583 The whole idea is absurd, but… 1292 01:04:04,583 --> 01:04:07,250 let's not lose sight of the bigger picture here. 1293 01:04:08,375 --> 01:04:12,208 The whole financial system is built on trust. 1294 01:04:12,291 --> 01:04:16,625 We spend billions every year trying to persuade the great unwashed 1295 01:04:16,708 --> 01:04:19,958 that we are the… the… the caring, sharing bank, 1296 01:04:20,041 --> 01:04:22,583 or whatever other nonsense our advertisers come up with. 1297 01:04:22,666 --> 01:04:26,416 And yet, we still come across as entitled, 1298 01:04:26,500 --> 01:04:28,583 untrustworthy arseholes. 1299 01:04:28,666 --> 01:04:30,500 So what are you suggesting? 1300 01:04:30,583 --> 01:04:36,375 Just that we start playing by the rules, and insisting that everyone else does too. 1301 01:04:38,583 --> 01:04:40,333 Of course, we still hold the trump card. 1302 01:04:41,083 --> 01:04:41,958 Which is? 1303 01:04:43,208 --> 01:04:44,500 Well, we make the rules. 1304 01:04:48,708 --> 01:04:52,250 It's hard to believe this was once one of the richest towns in England. 1305 01:04:52,750 --> 01:04:54,291 - Really? - Yeah. 1306 01:04:55,166 --> 01:04:58,583 More cloth and looms were made here than anywhere else in the world. 1307 01:04:59,208 --> 01:05:01,166 Well, it has its charms. I think. 1308 01:05:03,833 --> 01:05:07,125 In London, I live a life of quiet desperation, really. 1309 01:05:08,458 --> 01:05:10,875 I don't feel that here. I don't know why. 1310 01:05:13,000 --> 01:05:15,500 - There may be hope for you yet. - Oh, shut up. 1311 01:05:15,583 --> 01:05:16,750 [chuckles] 1312 01:05:19,083 --> 01:05:20,583 [Hugh] So, I think this… 1313 01:05:21,583 --> 01:05:23,916 - [Alexandra] Is this it? - [Hugh] I think this is it, is it? 1314 01:05:24,000 --> 01:05:25,083 - Hello. - [Alexandra] Hey. 1315 01:05:25,583 --> 01:05:26,750 [Hugh] How you doing? 1316 01:05:27,916 --> 01:05:32,208 - I feel like we've entered a time warp. - Is this the right place… Yeah. Rick! 1317 01:05:32,958 --> 01:05:34,291 - Yeah. - You alright, Hugh? 1318 01:05:34,375 --> 01:05:36,333 - How's the North treating you? - Alright. 1319 01:05:36,416 --> 01:05:37,458 - Hello, I'm Rick. - Hey. 1320 01:05:37,541 --> 01:05:39,625 - Alexandra. - Nice to meet you. Want a drink? 1321 01:05:39,708 --> 01:05:40,583 Yes, please. 1322 01:05:41,291 --> 01:05:43,250 - I'll have one of those. - Me too. 1323 01:05:43,333 --> 01:05:44,583 Two of the same, please. 1324 01:05:44,666 --> 01:05:47,500 Rick, what was it like working with Def Leppard? 1325 01:05:47,583 --> 01:05:49,708 - I have to ask you. - It was amazing. 1326 01:05:49,791 --> 01:05:51,250 - It was… - Yeah? 1327 01:05:51,333 --> 01:05:53,583 I had the time of my life with those boys. 1328 01:05:53,666 --> 01:05:56,750 I was out for a pint with Rick and Joe two weeks ago. 1329 01:05:56,833 --> 01:05:59,291 - Shut up! - Reminiscing about the time on the road. 1330 01:05:59,375 --> 01:06:00,875 - I can't believe... - Good old days. 1331 01:06:00,958 --> 01:06:02,833 - What? - Are you a massive Def Leppard fan? 1332 01:06:02,916 --> 01:06:06,791 - Yeah, are you not a Def Leppard fan? - He is, yeah. 1333 01:06:06,875 --> 01:06:09,333 I know who they are. Don't know if I could name a song. 1334 01:06:09,416 --> 01:06:13,041 Thank you. That's weird. I think that's your upbringing in Burnley. 1335 01:06:13,125 --> 01:06:15,958 - Very sheltered upbringing. - Very sheltered… Aren't they…? 1336 01:06:16,041 --> 01:06:18,666 - Your Def Leppard-less upbringing. - …a Northern band? 1337 01:06:18,750 --> 01:06:19,708 Sorry, what? 1338 01:06:19,791 --> 01:06:21,958 - Pretty sure they're a Northern band. - [Hugh] Who? 1339 01:06:22,458 --> 01:06:24,458 [Alexandra laughs] Shut up! 1340 01:06:25,458 --> 01:06:27,458 [indistinct chatter] 1341 01:06:28,416 --> 01:06:33,541 ♪ The morning skyscrapers go by ♪ 1342 01:06:35,625 --> 01:06:40,833 ♪ Everything looks better When you're high ♪ 1343 01:06:44,750 --> 01:06:47,083 - Not bad. Yeah. - Yeah, good. 1344 01:06:50,250 --> 01:06:55,750 ♪ Everything looks better When you're high ♪ 1345 01:07:02,375 --> 01:07:04,250 [music continues] 1346 01:07:19,000 --> 01:07:20,291 - [Rick] You alright? - Hey. 1347 01:07:20,375 --> 01:07:21,833 - What you reckon? - They're great. 1348 01:07:21,916 --> 01:07:23,333 - Good, aren't they? - Great. 1349 01:07:23,416 --> 01:07:25,375 - Thanks for coming. - Thanks for inviting us. 1350 01:07:25,458 --> 01:07:26,916 - Cheers. Enjoy. - Cheers. 1351 01:07:27,000 --> 01:07:28,250 [Hugh] Thanks. 1352 01:07:30,083 --> 01:07:32,083 [crowd cheering] 1353 01:07:35,375 --> 01:07:38,291 - [muffled drum riff] - Oh, no. Wait, wait, wait! 1354 01:07:38,375 --> 01:07:42,250 - ♪ Take the bottle, shake it up… ♪ - This is Def Leppard. 1355 01:07:42,333 --> 01:07:43,458 You know this song? 1356 01:07:44,125 --> 01:07:46,166 - No. - How could you not know this song? 1357 01:07:46,250 --> 01:07:50,125 - I don't know this song. Good song. - I thought you were a cool person. 1358 01:07:50,208 --> 01:07:51,291 - Great song. - Thank you. 1359 01:07:53,291 --> 01:07:56,750 - [evocative music playing] - [train clattering] 1360 01:08:07,166 --> 01:08:08,250 [Alexandra] Thanks. 1361 01:08:11,125 --> 01:08:13,166 - I had fun tonight. - [Hugh] Yeah, me too. 1362 01:08:13,250 --> 01:08:16,208 - Yeah. - This place is constantly surprising me. 1363 01:08:16,291 --> 01:08:20,375 Yeah, it's been a while since I haven't thought about work, so… 1364 01:08:21,125 --> 01:08:22,500 - Thanks. - I'm glad. 1365 01:08:24,166 --> 01:08:26,125 - Right. - Do you want a cup of tea? 1366 01:08:26,208 --> 01:08:27,333 Yes, please. 1367 01:08:29,041 --> 01:08:30,416 Uh, hold on. 1368 01:08:31,916 --> 01:08:32,750 Sorry. 1369 01:08:34,000 --> 01:08:35,125 - Thanks. - Thank you. 1370 01:08:39,500 --> 01:08:41,500 [birdsong] 1371 01:08:49,000 --> 01:08:51,000 [phone vibrating] 1372 01:08:54,541 --> 01:08:56,541 [water pouring] 1373 01:09:04,625 --> 01:09:05,583 [clears throat] 1374 01:09:06,958 --> 01:09:08,208 Hey, Clarence. 1375 01:09:10,125 --> 01:09:11,041 Oh, really? 1376 01:09:12,958 --> 01:09:13,791 Okay, great. 1377 01:09:14,375 --> 01:09:15,250 Um… 1378 01:09:16,125 --> 01:09:16,958 Uh… 1379 01:09:17,541 --> 01:09:18,666 Okay. I have to go. 1380 01:09:19,166 --> 01:09:20,791 But, great. Okay, bye. 1381 01:09:21,666 --> 01:09:22,625 - Sorry. - Hello. 1382 01:09:22,708 --> 01:09:24,708 Hi. Morning. I brought you a tea. 1383 01:09:24,791 --> 01:09:25,916 [laughs] Thank you. 1384 01:09:27,625 --> 01:09:29,583 - Where are you going? - [Alexandra] Work. 1385 01:09:30,416 --> 01:09:31,250 It's Sunday. 1386 01:09:31,333 --> 01:09:34,166 Yeah. People still get sick on weekends. 1387 01:09:35,750 --> 01:09:37,083 Aha. [slurps] 1388 01:09:37,666 --> 01:09:38,875 That was my boss. 1389 01:09:40,125 --> 01:09:43,375 I've got a meeting about Bank of Dave at the Financial Regulations Board 1390 01:09:43,458 --> 01:09:44,583 tomorrow afternoon. 1391 01:09:45,250 --> 01:09:46,500 That's good news, right? 1392 01:09:46,583 --> 01:09:49,458 Yeah. They'll probably still turn us down, but… 1393 01:09:51,125 --> 01:09:52,708 Maybe you could come to London? 1394 01:09:53,208 --> 01:09:54,625 I've got a sofa for you. 1395 01:09:55,208 --> 01:09:58,375 - It's about the same as this sofa. - [laughs] 1396 01:09:59,625 --> 01:10:00,625 I'd love to, but… 1397 01:10:01,666 --> 01:10:03,458 I'm on call all week, but… 1398 01:10:04,166 --> 01:10:06,708 I'll be keeping my fingers crossed for you. 1399 01:10:07,750 --> 01:10:08,666 Thanks. 1400 01:10:12,708 --> 01:10:14,416 - I should probably go. - Yeah. 1401 01:10:14,500 --> 01:10:16,875 But, em, you can let yourself out. 1402 01:10:17,500 --> 01:10:18,916 - Really? - Yeah. 1403 01:10:21,375 --> 01:10:22,458 Bye. 1404 01:10:23,125 --> 01:10:23,958 Bye. 1405 01:10:25,291 --> 01:10:27,291 [evocative music continues] 1406 01:10:34,958 --> 01:10:37,500 [siren blaring] 1407 01:10:38,333 --> 01:10:39,708 [car horns beeping] 1408 01:10:43,416 --> 01:10:47,041 - What are they going to ask us? - Don't know. I've never done this before. 1409 01:10:47,875 --> 01:10:49,000 But neither have they. 1410 01:10:49,625 --> 01:10:50,958 I'm out of my depth. 1411 01:10:51,041 --> 01:10:54,958 We've answered every one of their questions and concerns in the application. 1412 01:10:55,041 --> 01:10:56,958 After what happened in the Burnley Magistrates, 1413 01:10:57,041 --> 01:10:59,250 they're aware of the media interest in this case. 1414 01:10:59,333 --> 01:11:01,375 They are going to turn you down. 1415 01:11:01,458 --> 01:11:03,416 They'll have to think of a clever way to say 1416 01:11:03,500 --> 01:11:05,666 you're not the right type of chap to run a bank. 1417 01:11:06,208 --> 01:11:07,583 I'm probably not, am I? 1418 01:11:08,791 --> 01:11:11,000 - Hello, here to see Edward De Thame. - Hello. 1419 01:11:11,083 --> 01:11:11,916 Of course. 1420 01:11:12,458 --> 01:11:15,833 Mr Fishwick, you've asked us to approve the formation of a new bank. 1421 01:11:16,750 --> 01:11:20,625 We've studied your, em… Your impressive proposal. 1422 01:11:21,375 --> 01:11:22,791 And we're unanimous. 1423 01:11:24,041 --> 01:11:25,333 The answer is yes. 1424 01:11:27,541 --> 01:11:28,458 Hmm. 1425 01:11:29,125 --> 01:11:33,166 Of course, the Bank of Dave will be subject to the same rules 1426 01:11:33,250 --> 01:11:34,583 as every bank in the country. 1427 01:11:34,666 --> 01:11:38,208 [woman] Transparency is critically important these days. 1428 01:11:38,291 --> 01:11:42,375 You'll need an IT system that tracks every transaction in real time. 1429 01:11:42,458 --> 01:11:44,958 We'll need monthly audited reports. 1430 01:11:45,041 --> 01:11:47,583 [woman] Getting the system set up is the hard part. 1431 01:11:48,125 --> 01:11:50,166 After that, everything should run smoothly. 1432 01:11:50,250 --> 01:11:51,291 And lastly, 1433 01:11:51,375 --> 01:11:54,791 there's the standard capital requirements that apply to all banks. 1434 01:11:55,583 --> 01:11:58,666 Taking into account the intended scale of your operation, 1435 01:11:59,291 --> 01:12:01,041 we've arrived at a figure of, um… 1436 01:12:03,625 --> 01:12:05,041 Twelve million pounds. 1437 01:12:05,125 --> 01:12:07,375 Which we'd need deposited in 90 days. 1438 01:12:07,458 --> 01:12:08,916 [clock ticking] 1439 01:12:15,166 --> 01:12:16,416 Thank you very much. 1440 01:12:16,916 --> 01:12:17,875 [puffs] 1441 01:12:19,083 --> 01:12:21,083 [anodyne lift music playing] 1442 01:12:23,875 --> 01:12:24,916 [floor bell pings] 1443 01:12:26,916 --> 01:12:28,291 [lift PA] Doors opening. 1444 01:12:32,708 --> 01:12:35,375 Don't have a clue how I'm gonna raise 12 million quid. 1445 01:12:35,916 --> 01:12:37,750 [Hugh] There's no rules against borrowing it. 1446 01:12:39,083 --> 01:12:41,125 You think the banks are gonna help us? 1447 01:12:42,333 --> 01:12:43,416 No, probably not. 1448 01:12:44,750 --> 01:12:46,875 We could look at institutional investors. 1449 01:12:46,958 --> 01:12:48,958 That kind of money is a drop in the ocean for them. 1450 01:12:49,041 --> 01:12:52,625 No. It's gotta be a local bank set up with local money. 1451 01:12:54,791 --> 01:12:58,291 Probably raise four mill against the business and the house. 1452 01:12:59,000 --> 01:13:01,416 Maybe another couple from businesses I've helped. 1453 01:13:03,791 --> 01:13:05,708 - You're nearly halfway there. - [scoffs] 1454 01:13:06,708 --> 01:13:10,208 Better get back to Burnley, see if I can rustle up another six million quid. 1455 01:13:10,750 --> 01:13:12,458 Yeah. What you want me to do? 1456 01:13:13,250 --> 01:13:15,541 You've done everything asked of you and more, Hugh. 1457 01:13:16,041 --> 01:13:17,791 This next part's down to me. 1458 01:13:17,875 --> 01:13:19,291 Thanks for everything, mate. 1459 01:13:23,166 --> 01:13:26,500 Um, okay, yeah. Well, let me know how it goes. 1460 01:13:26,583 --> 01:13:28,250 You got it. Take care. 1461 01:13:33,666 --> 01:13:36,625 Our very own superstar lawyer is back. 1462 01:13:36,708 --> 01:13:40,458 You went full Perry Mason in a Burnley magistrates' court. 1463 01:13:40,541 --> 01:13:43,125 A memento of your courtroom triumph. 1464 01:13:43,833 --> 01:13:45,041 I have more good news. 1465 01:13:45,125 --> 01:13:48,500 Neo Clarity Capital Partners want us to take over all their legal work 1466 01:13:48,583 --> 01:13:50,708 and they want you to take the lead. 1467 01:13:50,791 --> 01:13:52,208 That's good news, right? 1468 01:13:52,291 --> 01:13:55,958 Spectacularly so. It means our billings more than double overnight. 1469 01:13:56,041 --> 01:14:00,500 It also means a six-figure bonus for you on signature. 1470 01:14:00,583 --> 01:14:02,958 [chuckles] 1471 01:14:03,041 --> 01:14:04,000 Wow, that's great. 1472 01:14:04,083 --> 01:14:07,375 They want you to be exclusive, but I figure that shouldn't be a problem. 1473 01:14:07,458 --> 01:14:09,833 Your work for Dave Fishwick is pretty much done. 1474 01:14:10,458 --> 01:14:13,458 Unless you know a way to help him raise 12 million quid. 1475 01:14:14,416 --> 01:14:17,625 - [Hugh] Hmm. - I'll give you time to process this. 1476 01:14:18,291 --> 01:14:21,375 But I need to get back to them first thing tomorrow. 1477 01:14:23,291 --> 01:14:26,625 And while there are a number of people, including myself, 1478 01:14:26,708 --> 01:14:29,500 who were impressed by your success in the North, 1479 01:14:29,583 --> 01:14:33,458 there are others who don't take kindly to the public humiliation 1480 01:14:33,541 --> 01:14:36,041 of a scion of the financial establishment. 1481 01:14:36,125 --> 01:14:39,375 So, if you do walk away from this opportunity, 1482 01:14:39,458 --> 01:14:45,458 the chance of any more work in your only area of expertise is close to zero. 1483 01:14:47,291 --> 01:14:48,333 I understand. 1484 01:14:50,833 --> 01:14:52,625 [door opens, closes] 1485 01:15:02,208 --> 01:15:03,083 [grunts] 1486 01:15:06,250 --> 01:15:07,708 [dial tone] 1487 01:15:08,416 --> 01:15:10,666 - [clears throat] - [dial tone continues] 1488 01:15:14,166 --> 01:15:17,125 - Hey, it's Alexandra. Leave a message. - [message tone beeps] 1489 01:15:17,208 --> 01:15:18,083 [forcefully] Hey. 1490 01:15:18,166 --> 01:15:20,791 [clears throat] Hey, sorry. Shouted that. Um… 1491 01:15:22,583 --> 01:15:26,000 I just thought I'd ring and see how you're doing. 1492 01:15:26,500 --> 01:15:28,875 Uh, things are pretty crazy here in London. 1493 01:15:30,041 --> 01:15:32,041 It's boring, isn't it? Um… 1494 01:15:33,708 --> 01:15:35,958 But, yeah, hope you're good. 1495 01:15:37,500 --> 01:15:41,625 Hopefully we can see each other again somewhere… 1496 01:15:42,250 --> 01:15:43,958 sometime soon. 1497 01:15:45,791 --> 01:15:47,125 If that's… 1498 01:15:48,041 --> 01:15:49,583 You know, if that's, um… 1499 01:15:50,916 --> 01:15:52,291 Just... Sorry, nonsense. 1500 01:15:52,375 --> 01:15:54,333 Anyway, give me a call. 1501 01:16:01,583 --> 01:16:02,416 I miss you. 1502 01:16:08,291 --> 01:16:09,291 [thud] 1503 01:16:09,375 --> 01:16:10,625 [calm music playing] 1504 01:16:10,708 --> 01:16:11,708 [softly] Yeah. 1505 01:16:32,083 --> 01:16:34,083 [suspenseful music playing] 1506 01:16:43,125 --> 01:16:43,958 No. 1507 01:16:44,791 --> 01:16:47,750 [Hen] We'll take over his accounts slowly, so that he doesn't realise. 1508 01:16:49,666 --> 01:16:50,875 You stole from me. 1509 01:16:51,791 --> 01:16:53,750 - I'm in a meeting. - She stole from me. 1510 01:16:55,541 --> 01:16:57,958 You two can leave. We'll finish this on Monday morning. 1511 01:16:58,041 --> 01:16:59,333 Not going to admit to it? 1512 01:17:00,750 --> 01:17:01,708 Why should I? 1513 01:17:02,208 --> 01:17:05,500 - I saw an opportunity and I took it. - An opportunity for what? 1514 01:17:05,583 --> 01:17:07,041 I was in a bad way, remember? 1515 01:17:07,541 --> 01:17:09,416 I thought I was going to lose my job. 1516 01:17:10,291 --> 01:17:11,583 Instead, I got a promotion. 1517 01:17:11,666 --> 01:17:15,250 Did it not occur to you, you might be putting people's livelihoods at risk? 1518 01:17:15,333 --> 01:17:18,291 Oh, please. Since when were you the bleeding heart liberal? 1519 01:17:18,916 --> 01:17:21,333 You gave me the idea to go to Sir Charles Denbigh 1520 01:17:21,416 --> 01:17:23,125 when you mentioned him at dinner. 1521 01:17:23,208 --> 01:17:26,416 - And you've not done too badly out of it. - Meaning what? 1522 01:17:26,500 --> 01:17:29,416 How do you think you got such a high-paying gig at Neo Clarity? 1523 01:17:30,041 --> 01:17:31,416 - You tell me. - [Hen scoffs] 1524 01:17:32,250 --> 01:17:33,708 Giles put you up for it. 1525 01:17:34,458 --> 01:17:36,333 He and Sir Charles wanted you out of the picture 1526 01:17:36,416 --> 01:17:38,875 while the Bank of Dave faded into obscurity. 1527 01:17:41,083 --> 01:17:43,875 They bought you off. That's what they always do. 1528 01:17:43,958 --> 01:17:46,541 Section 29, paragraph 14k. 1529 01:17:48,708 --> 01:17:50,166 The new wording works for me. 1530 01:17:52,708 --> 01:17:53,666 We're all good. 1531 01:17:54,625 --> 01:17:55,625 Great work, Hugh. 1532 01:17:55,708 --> 01:17:57,208 [voices fade] 1533 01:17:59,500 --> 01:18:01,500 [poignant music playing] 1534 01:18:26,958 --> 01:18:29,583 [woman 1 on TV] Do you consider this to be good news? 1535 01:18:29,666 --> 01:18:31,166 [text message alert pings] 1536 01:18:31,250 --> 01:18:35,000 [woman 2 on TV] …consistently lowered bank charges to make itself look good. 1537 01:18:35,500 --> 01:18:40,541 I suspect the government will use this as an excuse to make further savings. 1538 01:18:41,041 --> 01:18:44,208 [parson] It was then the Lord replied, 1539 01:18:44,291 --> 01:18:50,416 "My child, I love you and I'll never leave you." 1540 01:18:50,500 --> 01:18:56,666 "It was when you saw only one set of footprints in the sand 1541 01:18:57,791 --> 01:18:58,791 I carried you." 1542 01:19:00,041 --> 01:19:03,666 I have asked Mr Dave Fishwick, 1543 01:19:04,666 --> 01:19:07,583 a good friend of Maureen Clayton's, 1544 01:19:08,458 --> 01:19:09,708 to say a few words. 1545 01:19:13,666 --> 01:19:14,666 [door opens] 1546 01:19:18,291 --> 01:19:19,166 [Dave] Hiya. 1547 01:19:21,166 --> 01:19:24,708 For the last few months, I've known that Maureen was sick. 1548 01:19:26,791 --> 01:19:30,500 But I only found out by accident that she had cancer. 1549 01:19:32,583 --> 01:19:33,875 She didn't tell anybody. 1550 01:19:35,041 --> 01:19:37,750 'Cause she, uh… Well, she didn't want pity. 1551 01:19:39,791 --> 01:19:42,291 She were a fighter right to the very end. 1552 01:19:45,583 --> 01:19:48,666 Maureen were a nurse for 25 years. 1553 01:19:49,750 --> 01:19:53,666 It's hard to imagine how many people she helped. 1554 01:19:53,750 --> 01:19:56,125 How many lives she touched in that time. 1555 01:19:57,708 --> 01:20:01,208 When we think of a… a pillar of the community, 1556 01:20:01,291 --> 01:20:05,291 we… we tend to think of someone rich and powerful, 1557 01:20:06,291 --> 01:20:07,375 like a politician. 1558 01:20:08,875 --> 01:20:09,958 Even a bloody banker. 1559 01:20:10,041 --> 01:20:11,083 [scattered laughs] 1560 01:20:11,708 --> 01:20:14,500 But that's not right. 1561 01:20:17,625 --> 01:20:22,458 It's ordinary people who aren't after status or fame or money, 1562 01:20:23,250 --> 01:20:28,541 they're the ones who define who we are as a community. 1563 01:20:30,583 --> 01:20:31,666 What we are. 1564 01:20:33,708 --> 01:20:35,291 Maureen were… 1565 01:20:41,000 --> 01:20:43,000 She were a real pillar of the community. 1566 01:20:45,333 --> 01:20:48,166 From the day she arrived, we were a richer place. 1567 01:20:50,166 --> 01:20:51,875 And with her passing we're poorer. 1568 01:20:55,791 --> 01:20:56,750 We'll all miss her. 1569 01:20:59,916 --> 01:21:03,083 ["No Woman No Cry" by Bob Marley playing] 1570 01:21:10,291 --> 01:21:13,250 ♪ No woman, no cry ♪ 1571 01:21:15,083 --> 01:21:18,000 ♪ No woman, no cry ♪ 1572 01:21:18,083 --> 01:21:20,083 - [Nicky] Can I get you a drink, Hugh? - I'm okay. 1573 01:21:21,208 --> 01:21:22,416 How you doing? 1574 01:21:22,500 --> 01:21:23,583 - Hey. - Hi. 1575 01:21:24,583 --> 01:21:26,375 Didn't expect to see you here. 1576 01:21:27,291 --> 01:21:28,291 Yeah. 1577 01:21:29,041 --> 01:21:32,583 I only met Maureen twice, but I just felt like I should come. 1578 01:21:33,083 --> 01:21:33,916 Yeah. 1579 01:21:34,833 --> 01:21:37,375 I'm sorry I didn't call you back, I've just been... 1580 01:21:37,458 --> 01:21:38,291 Don't be. 1581 01:21:38,375 --> 01:21:41,125 - …busy with work, you know. - Yeah. It's fine. 1582 01:21:41,208 --> 01:21:44,250 And you have your life in London and mine's here. 1583 01:21:44,333 --> 01:21:48,291 - Yeah, exactly. - Just not sure how we'd make that work. 1584 01:21:48,375 --> 01:21:50,458 Yeah, I don't even… Yeah, I mean… 1585 01:21:51,791 --> 01:21:52,791 Yeah, it's okay. 1586 01:21:53,458 --> 01:21:56,250 - It's not, but it's just how it is. - It's what it is. 1587 01:21:56,333 --> 01:21:57,583 - Yeah, that's… - Yeah. 1588 01:21:57,666 --> 01:21:59,500 Welcome back to the grim North. 1589 01:21:59,583 --> 01:22:02,000 - Good to be here. No, thank you, Dave. - I'm good. 1590 01:22:02,500 --> 01:22:03,708 Can't seem to shift 'em. 1591 01:22:04,666 --> 01:22:06,083 How's the fundraising going? 1592 01:22:07,500 --> 01:22:10,083 Well, I've mortgaged everything I have. 1593 01:22:10,958 --> 01:22:13,333 Uh, I pulled in every favour. 1594 01:22:13,416 --> 01:22:15,958 People have been very generous with their contributions. 1595 01:22:16,708 --> 01:22:18,250 We're still four mill short. 1596 01:22:19,750 --> 01:22:21,125 We're not going to make it. 1597 01:22:21,750 --> 01:22:23,500 I need to face up to the fact that 1598 01:22:24,375 --> 01:22:26,875 the Bank of Dave is not gonna happen. 1599 01:22:26,958 --> 01:22:30,125 No. There are some other options we can look at. Um… 1600 01:22:30,208 --> 01:22:33,166 Yeah, maybe. Just not now, eh? [laughs] 1601 01:22:33,250 --> 01:22:34,375 Yeah, of course. 1602 01:22:35,625 --> 01:22:39,750 - How's things going for you in London? - Good. Great, never better. 1603 01:22:39,833 --> 01:22:41,708 Ah! Well, that's great. 1604 01:22:42,458 --> 01:22:44,708 - I'm happy for you, lad. - Thanks, Dave. 1605 01:22:56,833 --> 01:22:58,833 [evocative music playing] 1606 01:23:08,791 --> 01:23:10,000 [sighs] 1607 01:23:36,166 --> 01:23:38,416 [evocative music continues] 1608 01:23:40,541 --> 01:23:42,541 [inaudible] 1609 01:23:53,291 --> 01:23:54,416 [sniffs] 1610 01:23:57,375 --> 01:23:58,791 Rick? It's Hugh. 1611 01:24:00,416 --> 01:24:01,875 - All the best. - Good to see you. 1612 01:24:01,958 --> 01:24:03,416 - Thanks. - Good to see you, pal. 1613 01:24:07,166 --> 01:24:08,833 [Hugh] Yeah, thank you so much. 1614 01:24:08,916 --> 01:24:10,166 You're a legend. Bye. 1615 01:24:10,833 --> 01:24:11,666 Dave. 1616 01:24:12,250 --> 01:24:13,250 I know how to do it. 1617 01:24:13,333 --> 01:24:16,000 - What is it we're doing? - Making the Bank of Dave happen. 1618 01:24:16,833 --> 01:24:17,958 We need to fight back. 1619 01:24:20,666 --> 01:24:22,041 - Come on in then. - [Hugh] Yeah. 1620 01:24:23,833 --> 01:24:24,958 Right, hear me out. 1621 01:24:25,458 --> 01:24:29,666 [nervously] If this thing works out, then we'd draw a huge crowd, 1622 01:24:29,750 --> 01:24:33,000 which'd give us good publicity and bring in even more contributions. 1623 01:24:33,083 --> 01:24:36,083 Hugh, I get it. I like it. I love the idea of a concert. 1624 01:24:36,166 --> 01:24:37,125 But… 1625 01:24:38,750 --> 01:24:39,833 are they really gonna do it? 1626 01:24:39,916 --> 01:24:42,166 Rick says Def Leppard are recording in London. 1627 01:24:42,250 --> 01:24:44,958 - The timing couldn't be any better. - I don't know, I… 1628 01:24:46,708 --> 01:24:50,000 I've only just accepted the fact Bank of Dave's not gonna happen. 1629 01:24:51,583 --> 01:24:53,250 I need to sleep on it, alright? 1630 01:24:54,791 --> 01:24:55,833 [sighs] Okay. 1631 01:25:00,083 --> 01:25:00,916 [Dave] Oh, dear. 1632 01:25:02,833 --> 01:25:03,958 Morning, Dave. 1633 01:25:05,791 --> 01:25:07,541 Didn't hardly sleep a wink, you bugger. 1634 01:25:07,625 --> 01:25:10,166 Been thinking about this idea of yours all night. 1635 01:25:10,250 --> 01:25:11,250 Sorry. 1636 01:25:11,333 --> 01:25:13,708 It's not going to make us enough money. 1637 01:25:15,083 --> 01:25:19,375 Even if we charge folk 30, 40, 50 quid, still doesn't add up. 1638 01:25:20,625 --> 01:25:21,875 So here's my idea. 1639 01:25:22,958 --> 01:25:26,083 You can buy a ticket for, say, 35 quid, 1640 01:25:26,166 --> 01:25:30,708 or you can put 100 quid on deposit at Bank of Dave. 1641 01:25:31,875 --> 01:25:34,333 In six months, you take it out, plus interest. 1642 01:25:34,416 --> 01:25:38,000 - So you saw the concert for free. - If Bank of Dave doesn't happen? 1643 01:25:38,083 --> 01:25:39,583 Then you get your 100 quid back. 1644 01:25:40,208 --> 01:25:41,458 The concert's still free. 1645 01:25:42,875 --> 01:25:43,750 Eh? 1646 01:25:44,541 --> 01:25:46,083 Not as daft as I look, am I? 1647 01:25:46,833 --> 01:25:47,833 Um… 1648 01:25:49,458 --> 01:25:51,083 Hello again. How you doing? 1649 01:25:51,958 --> 01:25:53,750 I was looking for Dr. Ashforth. 1650 01:25:54,250 --> 01:25:55,916 She should be out in a few moments. 1651 01:25:56,000 --> 01:25:58,375 - Want to take a seat? - Thank you. Nice to see you. 1652 01:26:00,250 --> 01:26:01,250 - Hello. - Hi. 1653 01:26:01,958 --> 01:26:05,166 - What are you doing here? - The private hospital was full... 1654 01:26:05,250 --> 01:26:07,041 Actually, it's not funny. It's rammed. 1655 01:26:07,125 --> 01:26:09,000 Yeah. That's why we need the clinic. 1656 01:26:09,083 --> 01:26:12,166 Me and Dave are working on it. It's partly why I'm here, actually. 1657 01:26:12,250 --> 01:26:13,875 Oh? Is there something I can do? 1658 01:26:13,958 --> 01:26:15,666 Could I have your sister's number? 1659 01:26:17,125 --> 01:26:18,083 Sure. Why? 1660 01:26:18,166 --> 01:26:19,666 I might have a story for her. 1661 01:26:21,500 --> 01:26:23,333 - Wha... - No. Yeah, of course. 1662 01:26:23,416 --> 01:26:25,250 It all goes to local charities. 1663 01:26:26,291 --> 01:26:28,458 Oh, mate, that's fantastic news. 1664 01:26:29,250 --> 01:26:31,708 Yeah, I owe you one. Right, speak soon. 1665 01:26:32,625 --> 01:26:35,041 - If we get this sorted, we've got a venue. - Where? 1666 01:26:36,208 --> 01:26:37,416 Their stadium. 1667 01:26:40,041 --> 01:26:40,875 [laughs] 1668 01:26:41,500 --> 01:26:43,041 - [Dave] Alright, lads. - Alright, Dave. 1669 01:26:43,125 --> 01:26:44,583 - Alright? - [Dave] Hey. 1670 01:26:44,666 --> 01:26:45,666 - Hey, Jake. - Dave. 1671 01:26:45,750 --> 01:26:46,666 [Rick] Hey, Hugh. 1672 01:26:46,750 --> 01:26:48,208 - How you doing? - This is Jake. 1673 01:26:48,291 --> 01:26:49,208 Nice to meet you. 1674 01:26:49,291 --> 01:26:52,333 - I saw The Goa Express. They were great. - Thanks for coming. 1675 01:26:52,416 --> 01:26:54,666 Thank you. So, what news? 1676 01:26:54,750 --> 01:26:57,666 Well, I spoke to the boys from Def Leppard. 1677 01:26:57,750 --> 01:26:59,416 I told them about the Bank of Dave. 1678 01:26:59,500 --> 01:27:02,458 Told them about the trial and those bastards on the finance board. 1679 01:27:02,541 --> 01:27:04,375 - Yes, and? - [Rick] Guess what? 1680 01:27:05,333 --> 01:27:06,583 They're bang up for it! 1681 01:27:06,666 --> 01:27:09,750 - You're kidding. - [Rick] They said let's make it happen. 1682 01:27:09,833 --> 01:27:11,166 Def Leppard. 1683 01:27:11,250 --> 01:27:14,500 - Yeah. - [Dave] That is absolutely fantastic news. 1684 01:27:14,583 --> 01:27:16,958 {\an8}I'm here with Dave Fishwick from Fishwick Motors 1685 01:27:17,041 --> 01:27:18,208 {\an8}to talk about the concert. 1686 01:27:18,291 --> 01:27:19,583 {\an8}Dave, what can we expect? 1687 01:27:19,666 --> 01:27:22,750 {\an8}This is gonna be the biggest night this town has seen 1688 01:27:22,833 --> 01:27:24,458 {\an8}since we went up to Premiership. 1689 01:27:24,541 --> 01:27:27,708 {\an8}No, since we won the League. And that were 1960. 1690 01:27:27,791 --> 01:27:29,166 {\an8}Sounds brilliant. 1691 01:27:29,250 --> 01:27:33,083 The concert is this Saturday, eight o'clock at Turf Moor stadium. 1692 01:27:33,166 --> 01:27:35,416 It's all to help Dave Fishwick raise the money 1693 01:27:35,500 --> 01:27:38,541 to set up the country's very first local bank, 1694 01:27:38,625 --> 01:27:42,000 dedicated to supporting Burnley's businesses and families. 1695 01:27:42,083 --> 01:27:43,791 But Dave is running out of time. 1696 01:27:43,875 --> 01:27:47,500 The clock is ticking and there's just a week left to come up with the money. 1697 01:27:47,583 --> 01:27:50,208 So the whole community needs to pull together. 1698 01:27:50,291 --> 01:27:51,500 We all need to be there. 1699 01:27:51,583 --> 01:27:53,666 I, for one, wouldn't miss it for the world. 1700 01:27:53,750 --> 01:27:57,625 You're gonna have to do better than that. This is no ordinary gig. 1701 01:27:57,708 --> 01:28:01,416 This is one of the biggest bands in the world, doing a concert for Burnley. 1702 01:28:01,500 --> 01:28:03,125 For those who need it most. 1703 01:28:03,875 --> 01:28:05,583 Cool. Alright, that'll work. 1704 01:28:05,666 --> 01:28:08,500 Top man. Don't lose sight of the big picture. 1705 01:28:08,583 --> 01:28:10,916 You need to get them to give us one more week. 1706 01:28:13,208 --> 01:28:14,083 Okay, great. 1707 01:28:14,750 --> 01:28:15,833 Yeah. 1708 01:28:15,916 --> 01:28:17,875 We'll know, either way, by then. 1709 01:28:27,291 --> 01:28:28,458 - [Alexandra] Hi. - Hiya. 1710 01:28:29,041 --> 01:28:31,666 [Rick] What do you think, Sean? Not a bad fixture for Saturday. 1711 01:28:31,750 --> 01:28:33,125 I think it'll be deafening. 1712 01:28:35,333 --> 01:28:36,166 [laughs] 1713 01:28:36,708 --> 01:28:38,833 Come on! [chuckles] 1714 01:28:39,666 --> 01:28:40,666 - [Nicky] Hugh. - Hey. 1715 01:28:40,750 --> 01:28:41,666 This is going well. 1716 01:28:41,750 --> 01:28:43,250 - Yeah? - [Nicky] Yeah, look at this. 1717 01:28:43,333 --> 01:28:46,416 Most of the football team have stepped up with their deposits, 1718 01:28:46,500 --> 01:28:48,708 it looks like the concert's gonna sell out. 1719 01:28:49,208 --> 01:28:52,416 - We're gonna get close. It's good. - Come on! Come on! 1720 01:28:52,500 --> 01:28:54,291 [fans cheering] 1721 01:29:00,666 --> 01:29:02,666 [wild cheering] 1722 01:29:06,916 --> 01:29:08,625 Hello, Burnley! 1723 01:29:10,416 --> 01:29:11,875 How you doing? Alright? 1724 01:29:13,041 --> 01:29:16,416 - Can't hear you. Are you alright? - [louder cheering] 1725 01:29:16,500 --> 01:29:18,750 You ready for some rock 'n roll? 1726 01:29:19,583 --> 01:29:23,250 Give a proper Burnley welcome to a proper Burnley band. 1727 01:29:23,916 --> 01:29:29,625 Please welcome on stage the wonderful Goa Express. 1728 01:29:29,708 --> 01:29:31,708 [crowd cheering] 1729 01:29:35,791 --> 01:29:39,125 Hello, hello, hello. We're buzzing to be back in Burnley 1730 01:29:39,208 --> 01:29:41,083 and we're chuffed to be part of this. 1731 01:29:43,041 --> 01:29:45,708 ["Everybody In The UK" by Goa Express playing] 1732 01:29:50,291 --> 01:29:52,166 - [muffled music] - [coins clinking] 1733 01:29:52,250 --> 01:29:53,416 [knocking on door] 1734 01:29:55,041 --> 01:29:57,458 - Hey. - Ah. Here he is. 1735 01:29:58,333 --> 01:29:59,750 It's getting busy out there. 1736 01:30:00,291 --> 01:30:01,250 You alright, Dave? 1737 01:30:01,833 --> 01:30:04,625 Yeah, yeah, great. Great. Just, um… 1738 01:30:06,291 --> 01:30:08,041 You know, thinking about what's at stake. 1739 01:30:08,125 --> 01:30:09,791 How are… how are the numbers looking? 1740 01:30:10,875 --> 01:30:14,291 Well, I'd be lying if I said we were a shoo-in, 1741 01:30:14,375 --> 01:30:17,250 but, uh, where there's time, there's hope. 1742 01:30:18,458 --> 01:30:19,458 [nervous laugh] 1743 01:30:20,291 --> 01:30:21,208 Still… 1744 01:30:21,708 --> 01:30:23,291 Whether or not we make it, 1745 01:30:23,375 --> 01:30:25,875 this is gonna be the best bloody night of my life. 1746 01:30:25,958 --> 01:30:27,541 - Excuse me? - [phone vibrates] 1747 01:30:28,291 --> 01:30:30,041 - That includes my wedding night. - Yeah? 1748 01:30:30,125 --> 01:30:33,458 - [laughs] Just joking. - God. Come on, you two. 1749 01:30:34,083 --> 01:30:35,791 Two seconds, I just need to… 1750 01:30:41,291 --> 01:30:42,250 Yeah. 1751 01:30:43,166 --> 01:30:46,500 Okay. Yeah, I'll come and find you. 1752 01:30:47,875 --> 01:30:49,083 Hello. 1753 01:30:49,166 --> 01:30:51,000 You did it. This is amazing. 1754 01:30:51,083 --> 01:30:53,833 - No, we did it. Come on. We did it. - Yeah, well… 1755 01:30:53,916 --> 01:30:55,000 - [Hugh] Yeah. - Em… 1756 01:30:55,666 --> 01:30:57,125 How are the numbers looking? 1757 01:30:57,208 --> 01:30:59,208 [inhales] Bit scared, but… 1758 01:30:59,291 --> 01:31:01,041 - Yeah, I mean… - …that's fine, isn't it? 1759 01:31:01,958 --> 01:31:04,333 Whatever happens, what we did here, 1760 01:31:04,416 --> 01:31:06,583 bringing all these people together for a cause, 1761 01:31:06,666 --> 01:31:08,291 it's something to be proud of. 1762 01:31:09,291 --> 01:31:10,416 Yeah. 1763 01:31:10,500 --> 01:31:12,291 - I'm just going to find my boss. - Okay. 1764 01:31:12,375 --> 01:31:14,708 - Yeah, I'll see you later. Yeah. - I'll see you later. 1765 01:31:18,958 --> 01:31:20,500 [exclaims, chuckles] 1766 01:31:22,916 --> 01:31:23,833 [Hugh] Clarence! 1767 01:31:24,791 --> 01:31:26,250 - Hey. - This is wonderful. 1768 01:31:26,333 --> 01:31:28,583 - Really? - It takes me back to my youth. 1769 01:31:28,666 --> 01:31:30,750 You've never been to a rock concert? 1770 01:31:30,833 --> 01:31:33,000 - Glyndebourne. - Never heard of them. 1771 01:31:33,083 --> 01:31:36,791 Um, anyway, one second. I need to ask you a favour, Clarence. 1772 01:31:36,875 --> 01:31:38,583 - And it's quite a big one. - Right. 1773 01:31:38,666 --> 01:31:40,666 [muffled music] 1774 01:31:43,708 --> 01:31:44,958 [Dave sighs] 1775 01:31:49,625 --> 01:31:51,000 [moans] 1776 01:31:53,250 --> 01:31:54,416 We're so close. 1777 01:31:56,375 --> 01:31:58,000 - Yeah. - [knocking, door opens] 1778 01:31:58,583 --> 01:32:00,541 [Rick] I'm gonna get Def Leppard on in a minute. 1779 01:32:02,041 --> 01:32:05,416 You go down. I'll finish up here and I'll be down in five. 1780 01:32:07,958 --> 01:32:09,083 [hand clap] 1781 01:32:13,583 --> 01:32:15,000 How's it going in there? 1782 01:32:15,708 --> 01:32:17,208 Oh, Dave, I'm sorry. 1783 01:32:18,083 --> 01:32:19,000 Still… 1784 01:32:20,083 --> 01:32:21,916 - Let's have some fun, eh? - Yeah. 1785 01:32:23,833 --> 01:32:26,416 - Hugh. Don't want to miss this. - One minute. 1786 01:32:26,500 --> 01:32:27,875 [Rick] Band's coming on. 1787 01:32:29,833 --> 01:32:30,916 See you up there. 1788 01:32:41,750 --> 01:32:43,541 [calculator keys clicking] 1789 01:32:46,625 --> 01:32:47,666 [box lid closes] 1790 01:32:54,541 --> 01:32:55,958 [muffled music ends] 1791 01:32:56,875 --> 01:32:59,416 [crowd cheering] 1792 01:33:03,666 --> 01:33:05,875 - You ready? - [crowd cheers] 1793 01:33:05,958 --> 01:33:08,000 It's the moment we've all been waiting for. 1794 01:33:09,333 --> 01:33:12,083 It's the moment I've been waiting for for bloody years. 1795 01:33:12,166 --> 01:33:14,125 It is my privilege 1796 01:33:14,208 --> 01:33:18,958 to welcome on stage one of the greatest rock bands of all time… 1797 01:33:19,583 --> 01:33:22,083 - Come on. - Yeah. I'm here. 1798 01:33:22,916 --> 01:33:24,541 - Here. Stairs! - [Alexandra yelps] 1799 01:33:24,625 --> 01:33:28,541 Right here, right now, live on stage. 1800 01:33:29,041 --> 01:33:30,458 It's Def Leppard! 1801 01:33:30,541 --> 01:33:32,166 [ecstatic cheers] 1802 01:33:37,291 --> 01:33:38,375 Whoo! 1803 01:33:43,416 --> 01:33:44,500 Hey! 1804 01:33:45,083 --> 01:33:46,375 Go on! 1805 01:33:49,875 --> 01:33:52,208 ["Animal" by Def Leppard playing] 1806 01:33:55,500 --> 01:33:56,500 [Hugh] Alright. 1807 01:33:57,250 --> 01:34:00,250 - I give you… the Leppard! - [yelps] 1808 01:34:01,791 --> 01:34:04,125 [Alexandra giggling] How can we dance? Shall we dance? 1809 01:34:04,208 --> 01:34:07,500 That's it. I was gonna give you a lesson but you've got it. 1810 01:34:07,583 --> 01:34:10,000 Maybe a bit more… fist punching. 1811 01:34:11,750 --> 01:34:14,250 ♪ Such a lust for life ♪ 1812 01:34:15,250 --> 01:34:18,250 ♪ The circus comes to town ♪ 1813 01:34:19,333 --> 01:34:22,083 ♪ We are the hungry ones ♪ 1814 01:34:27,250 --> 01:34:31,166 ♪ Just like a river runs ♪ 1815 01:34:31,250 --> 01:34:33,500 ♪ And like a fire needs flame ♪ 1816 01:34:34,708 --> 01:34:37,166 ♪ Oh, I burn for you ♪ 1817 01:34:37,250 --> 01:34:41,166 ♪ I got to feel it in my blood ♪ 1818 01:34:41,250 --> 01:34:43,125 - Too much. - No… 1819 01:34:45,041 --> 01:34:50,166 ♪ I need your touch don't need your love ♪ 1820 01:34:50,250 --> 01:34:51,666 - Whoa oh ♪ - [Joe Elliot] Sing it! 1821 01:34:51,750 --> 01:34:53,125 - [crowd chanting] And I want… - Dave! 1822 01:34:53,708 --> 01:34:55,041 We've hit the target. 1823 01:34:55,125 --> 01:34:57,333 - What? - We've got the money! 1824 01:34:57,416 --> 01:34:58,458 Can't hear you. 1825 01:34:59,666 --> 01:35:01,916 We've got the money. We've done it. Look! 1826 01:35:02,000 --> 01:35:03,541 ♪ And I need ♪ 1827 01:35:03,625 --> 01:35:05,208 ♪ And I lust ♪ 1828 01:35:05,291 --> 01:35:07,333 ♪ Animal ♪ 1829 01:35:07,416 --> 01:35:09,416 - We've done it! We've done it! - We've done it! 1830 01:35:09,500 --> 01:35:11,500 - He's bloody done it! - [yelling] 1831 01:35:11,583 --> 01:35:13,416 I'm getting you out. We're going on. 1832 01:35:13,500 --> 01:35:15,125 - What? What? - Come on. 1833 01:35:16,166 --> 01:35:17,000 Wow. 1834 01:35:17,958 --> 01:35:19,666 [applause, cheering] 1835 01:35:20,458 --> 01:35:22,166 Whoo! 1836 01:35:24,250 --> 01:35:26,625 Everybody, this is Dave. 1837 01:35:27,625 --> 01:35:28,541 Go on, Dave. 1838 01:35:29,875 --> 01:35:32,625 Dave, Dave, Dave, Dave, Dave, Dave… 1839 01:35:32,708 --> 01:35:35,916 [crowd chanting] 1840 01:35:36,000 --> 01:35:37,500 [chuckling] 1841 01:35:37,583 --> 01:35:38,625 [shakily] Hello. 1842 01:35:39,708 --> 01:35:40,666 Thank you, Rick. 1843 01:35:41,166 --> 01:35:43,875 Listen, I just… I just wanted to say… 1844 01:35:45,333 --> 01:35:46,291 thank you. 1845 01:35:47,083 --> 01:35:48,541 We hit our target. 1846 01:35:49,291 --> 01:35:50,750 [wild cheering] 1847 01:35:52,333 --> 01:35:54,166 Go on! Hey! 1848 01:35:55,041 --> 01:35:56,125 Yeah. 1849 01:35:57,583 --> 01:36:00,041 Which means that we're gonna have a bank 1850 01:36:01,250 --> 01:36:04,750 which looks after the whole community. Each and every one of us. 1851 01:36:05,791 --> 01:36:07,833 And… and that's all thanks to you. 1852 01:36:10,791 --> 01:36:11,875 So thank you. 1853 01:36:13,875 --> 01:36:15,125 But it's more than that. 1854 01:36:15,833 --> 01:36:17,833 This is bigger even than Burnley. 1855 01:36:20,625 --> 01:36:23,583 We're sending a message today to the banks. 1856 01:36:23,666 --> 01:36:24,875 We're saying… 1857 01:36:26,625 --> 01:36:27,833 Enough's enough. 1858 01:36:30,083 --> 01:36:31,458 Enough of your greed. 1859 01:36:32,875 --> 01:36:36,166 Enough of giving money to those that don't need it 1860 01:36:36,250 --> 01:36:37,750 and nowt to them that do. 1861 01:36:39,875 --> 01:36:43,583 We're saying that there's another way. 1862 01:36:44,583 --> 01:36:45,791 A better way. 1863 01:36:48,041 --> 01:36:49,833 - [man in crowd] Go on, Dave! - [woman] Yes! 1864 01:36:50,375 --> 01:36:52,125 - Yes! - Yes. 1865 01:36:55,375 --> 01:36:56,250 Look, I'm… 1866 01:36:57,666 --> 01:37:00,416 I'm nothing special. I'm just Dave from Burnley. 1867 01:37:02,625 --> 01:37:04,000 So if I can do it, 1868 01:37:05,916 --> 01:37:06,916 anyone can. 1869 01:37:08,625 --> 01:37:09,708 And they should. 1870 01:37:11,166 --> 01:37:12,166 All over. 1871 01:37:15,500 --> 01:37:17,125 Because helping each other, 1872 01:37:18,500 --> 01:37:20,583 where we can, how we can. 1873 01:37:24,375 --> 01:37:26,416 That's what community's all about. 1874 01:37:29,291 --> 01:37:30,250 So thank you. 1875 01:37:30,791 --> 01:37:32,291 Thank you, everybody. 1876 01:37:32,375 --> 01:37:35,041 [crowd cheering] 1877 01:37:37,000 --> 01:37:38,375 [Dave] Have a great night! 1878 01:37:38,458 --> 01:37:41,625 Dave, don't go anywhere. Stay with us on this one. 1879 01:37:41,708 --> 01:37:43,583 - Me? Oh, no… - Yeah, you. 1880 01:37:43,666 --> 01:37:46,583 - You don't wanna hear me sing. - Wanna hear him sing a song? 1881 01:37:46,666 --> 01:37:47,875 - Oh, no. - Yeah? 1882 01:37:47,958 --> 01:37:49,791 [chuckles] Yes, Dave. 1883 01:37:49,875 --> 01:37:52,125 I can do karaoke but I can't do Turf Moor! 1884 01:37:52,208 --> 01:37:53,541 Just one. One song. 1885 01:37:53,625 --> 01:37:56,666 Oh, my God. What have I got myself into? 1886 01:37:56,750 --> 01:37:59,041 - This is a huge mistake. - Go on! 1887 01:37:59,125 --> 01:38:03,166 ♪ Step inside, walk this way You and me, babe ♪ 1888 01:38:03,250 --> 01:38:04,458 [rapturous cheers] 1889 01:38:04,541 --> 01:38:07,041 ["Pour Some Sugar On Me" by Def Leppard playing] 1890 01:38:15,500 --> 01:38:18,041 ♪ Love is like a bomb, baby C'mon get it on ♪ 1891 01:38:18,125 --> 01:38:20,708 ♪ Livin' like a lover with a radar phone ♪ 1892 01:38:20,791 --> 01:38:23,541 ♪ Lookin' like a tramp Like a video vamp ♪ 1893 01:38:23,625 --> 01:38:25,791 ♪ Demolition woman Can I be your man? ♪ 1894 01:38:25,875 --> 01:38:27,041 ♪ Your man ♪ 1895 01:38:27,958 --> 01:38:29,333 ♪ Huh! ♪ 1896 01:38:31,625 --> 01:38:34,416 ♪ Razzle 'n' a dazzle 'n' a flash A little light ♪ 1897 01:38:34,500 --> 01:38:37,041 ♪ Television lover, baby, go all night ♪ 1898 01:38:37,125 --> 01:38:39,833 ♪ Sometime, anytime, sugar me sweet ♪ 1899 01:38:39,916 --> 01:38:42,000 ♪ Little miss innocent sugar me ♪ 1900 01:38:42,083 --> 01:38:43,750 ♪ Yeah ♪ 1901 01:38:44,708 --> 01:38:46,833 ♪ Yeah ♪ 1902 01:38:46,916 --> 01:38:48,625 ♪ So c'mon ♪ 1903 01:38:48,708 --> 01:38:51,083 [both] ♪ Take a bottle ♪ 1904 01:38:51,166 --> 01:38:53,458 ♪ Shake it up ♪ 1905 01:38:54,166 --> 01:38:56,625 ♪ Break the bubble ♪ 1906 01:38:56,708 --> 01:38:58,958 ♪ Break it up ♪ 1907 01:38:59,041 --> 01:39:02,291 ♪ Pour some sugar on me ♪ 1908 01:39:02,375 --> 01:39:04,416 ♪ Ooh, in the name of love ♪ 1909 01:39:04,500 --> 01:39:07,916 ♪ Pour some sugar on me ♪ 1910 01:39:08,000 --> 01:39:09,833 ♪ C'mon, fire me up ♪ 1911 01:39:09,916 --> 01:39:13,291 ♪ Pour your sugar on me ♪ 1912 01:39:13,375 --> 01:39:15,250 ♪ I can't get enough ♪ 1913 01:39:15,333 --> 01:39:17,333 [muffled music] 1914 01:39:37,083 --> 01:39:39,583 ♪ Sometime, anytime, sugar me sweet ♪ 1915 01:39:39,666 --> 01:39:43,125 ♪ Little miss innocent sugar me Yeah ♪ 1916 01:39:45,000 --> 01:39:46,416 ♪ Yeah ♪ 1917 01:39:46,500 --> 01:39:48,458 ♪ So give a little more ♪ 1918 01:39:48,541 --> 01:39:53,333 ♪ Take a bottle, shake it up ♪ 1919 01:39:54,083 --> 01:39:58,875 ♪ Break the bubble, break it up ♪ 1920 01:39:58,958 --> 01:40:02,041 ♪ Pour some sugar on me ♪ 1921 01:40:02,125 --> 01:40:04,208 ♪ Ooh, in the name of love ♪ 1922 01:40:04,291 --> 01:40:07,083 ♪ Pour some sugar on me ♪ 1923 01:40:07,166 --> 01:40:11,083 {\an8}Incredible scenes tonight at Burnley Turf Moor football stadium 1924 01:40:11,166 --> 01:40:15,083 {\an8}where a concert has helped raise money to set up the first new bank 1925 01:40:15,166 --> 01:40:17,416 {\an8}in over 150 years. 1926 01:40:21,083 --> 01:40:23,375 [Joe Elliot] Give it up, Burnley! 1927 01:40:23,458 --> 01:40:26,083 [wild cheering] 1928 01:40:28,958 --> 01:40:33,458 [crowd chanting] Dave, Dave, Dave… 1929 01:40:34,041 --> 01:40:37,083 [crowd cheering, applause] 1930 01:40:41,458 --> 01:40:42,416 Hugh. 1931 01:40:44,041 --> 01:40:46,125 Hey. I… I saw the books. 1932 01:40:46,208 --> 01:40:48,666 They were nearly a million short until you stepped in. 1933 01:40:48,750 --> 01:40:50,083 - Oh, you saw that? - Yeah. 1934 01:40:51,125 --> 01:40:54,166 Yeah, yeah. I borrowed the money off Clarence 1935 01:40:54,250 --> 01:40:55,958 and put my flat up as collateral. 1936 01:40:56,500 --> 01:41:00,083 - So you'll have to sell it? - Probably. 1937 01:41:01,250 --> 01:41:03,708 It's fine, though. Property's cheaper in Burnley. 1938 01:41:03,791 --> 01:41:05,000 Think it is, anyway. 1939 01:41:05,083 --> 01:41:10,083 [laughs] Hugh, no one in their right mind moves from Primrose Hill to Burnley. 1940 01:41:10,166 --> 01:41:12,125 They don't. You're right, they don't. 1941 01:41:13,375 --> 01:41:14,208 Unless… 1942 01:41:15,250 --> 01:41:18,208 they have recklessly strong feelings about someone 1943 01:41:18,958 --> 01:41:20,625 they don't even really know. 1944 01:41:25,416 --> 01:41:27,416 [evocative music playing] 1945 01:41:33,500 --> 01:41:34,375 You talking about me? 1946 01:41:34,458 --> 01:41:36,083 - Yeah. I'm talking about you. - Okay. 1947 01:41:36,583 --> 01:41:37,625 [chuckling] 1948 01:41:38,500 --> 01:41:40,500 [yelling, laughing] 1949 01:41:42,625 --> 01:41:43,958 [Nicky] Come on, Dave! 1950 01:41:44,041 --> 01:41:47,458 - Come on, we did it! - [Jake] We did it! 1951 01:41:50,125 --> 01:41:51,541 [exhales shakily] 1952 01:42:04,041 --> 01:42:05,333 [lift PA] Going down. 1953 01:42:08,666 --> 01:42:10,375 [reporter] Any comment on what happened? 1954 01:42:10,458 --> 01:42:13,583 [presenter] Our investigative team has uncovered what they describe as 1955 01:42:13,666 --> 01:42:17,291 underhand tactics employed against Dave Fishwick. 1956 01:42:17,375 --> 01:42:21,333 The Financial Regulation Board denies all knowledge of such tactics, 1957 01:42:21,416 --> 01:42:24,000 but at least two of the individuals involved 1958 01:42:24,083 --> 01:42:26,250 have been let go by their employers. 1959 01:42:26,750 --> 01:42:30,791 - Count down with me. Three… - [all] Two, one. 1960 01:42:30,875 --> 01:42:33,625 [crowd cheering] 1961 01:42:33,708 --> 01:42:35,958 There she is. Bank of Dave. 1962 01:42:39,458 --> 01:42:41,041 [all cheer] 1963 01:42:43,000 --> 01:42:44,500 Here's to you all. 1964 01:42:44,583 --> 01:42:46,083 - Here's to Burnley. - Cheers. 1965 01:42:46,166 --> 01:42:47,166 Give us a kiss. 1966 01:42:49,083 --> 01:42:53,625 {\an8}In Burnley, the newest and smallest bank in the country opened for business. 1967 01:42:54,125 --> 01:42:56,250 {\an8}According to its founder, Dave Fishwick, 1968 01:42:56,333 --> 01:42:59,291 {\an8}the Bank of Dave will bring hundreds of jobs to Burnley 1969 01:42:59,375 --> 01:43:04,958 {\an8}and will fund local enterprises, including Lancashire's first walk-in free clinic. 1970 01:43:05,041 --> 01:43:07,375 [Dave] Can't forget them. They helped a bit. 1971 01:43:09,416 --> 01:43:12,375 - Well done us! - [cheers] 1972 01:43:12,458 --> 01:43:14,833 ["Kick" by Def Leppard playing] 1973 01:43:14,916 --> 01:43:17,250 - ♪ And I just can't stop it… ♪ - Ahhh! 1974 01:43:17,333 --> 01:43:18,875 ♪ All night, every day ♪ 1975 01:43:18,958 --> 01:43:23,083 ♪ And I just can't stop it And I love it that way ♪ 1976 01:43:23,166 --> 01:43:27,208 ♪ I don't wanna kick, kick Kick your habit ♪ 1977 01:43:27,291 --> 01:43:31,291 ♪ 'Cause you never quit, quit I gotta have it ♪ 1978 01:43:31,375 --> 01:43:35,291 ♪ I don't wanna kick, kick Kick your habit ♪ 1979 01:43:35,375 --> 01:43:39,666 ♪ 'Cause you never quit, quit I gotta have it ♪ 1980 01:43:39,750 --> 01:43:43,666 ♪ Na, na, na-na, na, na, na ♪ 1981 01:43:43,750 --> 01:43:47,875 - ♪ Na, na, na ♪ - ♪ So won't you gimme some more? ♪ 1982 01:43:47,958 --> 01:43:51,875 ♪ Na, na, na-na, na na na ♪ 1983 01:43:51,958 --> 01:43:55,458 - ♪ Na, na, na ♪ - ♪ So won't you gimme some more? ♪ 1984 01:43:55,541 --> 01:43:57,166 ♪ Ah, kick it ♪ 1985 01:44:04,125 --> 01:44:09,416 ♪ You're racing through my brain Like a bolt of white lightnin' ♪ 1986 01:44:12,166 --> 01:44:17,541 ♪ And I can't sleep it off 'Cause your love's always strikin' ♪ 1987 01:44:19,875 --> 01:44:23,875 ♪ You're the tonic to my thirst Sweet nectar of sin ♪ 1988 01:44:23,958 --> 01:44:27,916 ♪ I keep runnin' away But you keep draggin' me in ♪ 1989 01:44:28,000 --> 01:44:32,000 ♪ And I just can't stop it All night, every day ♪ 1990 01:44:32,083 --> 01:44:36,250 ♪ And I just can't stop it And I love it that way ♪ 1991 01:44:36,333 --> 01:44:40,375 ♪ I don't wanna kick, kick Kick your habit ♪ 1992 01:44:40,458 --> 01:44:44,500 ♪ 'Cause you never quit, quit I gotta have it ♪ 1993 01:44:44,583 --> 01:44:48,416 ♪ I don't wanna kick, kick Kick your habit ♪ 1994 01:44:48,500 --> 01:44:52,791 ♪ 'Cause you never quit, quit I gotta have it ♪ 1995 01:44:52,875 --> 01:44:56,875 ♪ Na, na, na-na, na, na, na ♪ 1996 01:44:56,958 --> 01:45:01,000 - ♪ Na, na, na ♪ - ♪ So won't you gimme some more? ♪ 1997 01:45:01,083 --> 01:45:04,916 ♪ Na, na, na-na, na, na, na ♪ 1998 01:45:05,000 --> 01:45:08,500 - ♪ Na, na, na ♪ - ♪ So won't you gimme some more? ♪ 1999 01:45:08,583 --> 01:45:09,875 ♪ Ah, kick it ♪ 2000 01:45:33,458 --> 01:45:37,208 ♪ I don't wanna kick, kick Kick your habit ♪ 2001 01:45:37,291 --> 01:45:41,375 ♪ 'Cause you never quit, quit I gotta have it ♪ 2002 01:45:41,458 --> 01:45:45,416 ♪ I don't wanna kick, kick Kick your habit ♪ 2003 01:45:45,500 --> 01:45:49,916 ♪ 'Cause you never quit, quit I gotta have it ♪ 2004 01:45:50,000 --> 01:45:53,791 ♪ Na, na, na-na, na, na, na ♪ 2005 01:45:53,875 --> 01:45:57,541 - ♪ Na, na, na ♪ - ♪ So won't you gimme some more? ♪ 2006 01:45:57,625 --> 01:46:01,916 ♪ I said, na, na, na-na, na, na, na ♪ 2007 01:46:02,000 --> 01:46:05,625 - ♪ Na, na, na ♪ - ♪ So won't you gimme some more? ♪ 2008 01:46:05,708 --> 01:46:06,708 ♪ Ah, kick it ♪ 2009 01:46:09,250 --> 01:46:12,000 [evocative music playing] 2010 01:47:12,666 --> 01:47:14,083 [Dave laughs] 155749

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